Membership Criteria Fee Structure - V1 5 - 2008-07-14

英语作文俱乐部收费情况Title: Fee Structure of English Composition Club。

The English Composition Club offers a diverse range of benefits and services to its members, including tailored writing workshops, constructive feedback sessions, and access to exclusive resources. As part of maintaining the quality of our offerings and ensuring the sustainability of the club, a structured fee system is in place.Membership Tiers:1. Basic Membership: 。

Fee: $30 per month。

Benefits: Access to monthly writing workshops and group feedback sessions.2. Premium Membership: 。

Fee: $50 per month。

Benefits: All benefits of Basic Membership plus additional one-on-one feedback sessions with experienced tutors and exclusive access to advanced writing resources.3. VIP Membership: 。

Fee: $100 per month。

Benefits: All benefits of Premium Membership, with the added perk of priority booking for workshops and events, personalized writing consultations, and discounts on specialized writing courses.Fee Payment Options:Monthly Subscription: Members can opt for a convenient monthly subscription plan, where fees are automatically deducted from their chosen payment method.Annual Subscription: For those seeking long-term commitment and savings, an annual subscription option is available with a discounted rate of 10%.Financial Assistance:We understand that financial constraints may limit access to our services for some individuals. Therefore, we offer need-based scholarships and flexible payment plans to ensure inclusivity and equal opportunity for all aspiring writers.Transparency and Accountability:We are committed to transparency in our fee structure and financial operations. Detailed breakdowns of expenses and income related to membership fees are regularly communicated to our members through financial reports and updates.Conclusion:The fee structure of the English Composition Club is designed to provide value for our members while also sustaining the operations and growth of the club. Webelieve that investing in one's writing skills is invaluable, and our aim is to provide accessible and high-quality resources for writers at every level of proficiency.。

金融英语术语Organized at 3pm on January 25, 2023Only by working hard can we be betterinflation通货膨胀deflation通货紧缩tighter credit紧缩信贷monetary policy货币政策foreign exchange外汇spot transaction即期交易forward transaction远期交易option forward transaction择期交易swap transaction调期交易quote报价settlment and delivery交割Treasury bond财政部公债current-account经常项目pickup in rice物价上涨Federal Reserve美联储buying rate买入价selling rate卖出价spread差幅contract合同at par平价premium升水discount贴水direct quoation method直接报价法indirect quoation method间接报价法dividend股息domestic currency本币floating rate浮动利率parent company母公司credit swap互惠贷款venture capital风险资本book value帐面价值physical capital实际资本IPOinitial public offering新股首发；首次公开发行job machine就业市场welfare capitalism福利资本主义collective market cap市场资本总值glolbal corporation跨国公司transnational status跨国优势transfer price转让价格consolidation兼并leverage杠杆financial turmoil/meltdown金融危机file for bankruptcy申请破产bailout救助take over收购buy out购买某人的产权或全部货物go under破产take a nosedive股市大跌tumble下跌falter摇摇欲坠on the hook被套住shore up confidence提振市场信心stave off挡开,避开,liquidate assets资产清算at fire sale prices超低价sell-off证券的跌价reserve储备note票据discount贴现circulate流通central bank中央银行the Federal Reserve System联邦储备系统credit union信用合作社paper currency纸币credit creation信用创造branch banking银行分行制unit banking单一银行制out of circulation退出流通capital stock股本at par以票面价值计electronic banking电子银行banking holding company公司银行the gold standard金本位the Federal Reserve Board联邦储备委员会the stock market crash股市风暴reserve ratio准备金比率division of labor劳动分工commodity money商品货币legal tender法定货币fiat money法定通货a medium of exchange交换媒介legal sanction法律制裁face value面值liquid assets流动资产illiquidl assets非流动资产the liquidity scale流动性指标real estate不动产checking accounts,demand deposit,checkable deposit活期存款time deposit定期存款negotiable order of withdrawal accounts大额可转让提款单money market mutual funds货币市场互助基金repurchase agreements回购协议certificate of deposits存单bond债券stock股票travelers'checks旅行支票small-denomination time deposits小额定期存款large-denomination time deposits大额定期存款bank overnight repurchase agreements银行隔夜回购协议bank long-term repurchase agreements银行长期回购协议thrift institutions存款机构financial institution金融机构commercial banks商业银行a means of payment支付手段a store of value储藏手段a standard of value价值标准deficit亏损roll展期wholesale批发default不履约auction拍卖collateralize担保markup价格的涨幅dealer交易员broker经纪人pension funds养老基金face amount面值commerical paper商业票据banker's acceptance银行承兑汇票Fed fund联邦基金eurodollar欧洲美元treasury bills国库券floating-rate浮动比率fixed-rate固定比率default risk拖欠风险credit rating信誉级别tax collection税收money market货币市场capital market资本市场original maturity原始到期期限surplus funds过剩基金syndication辛迪加underwrite包销,认购hedge对冲买卖、套期保值innovation到期交易spread利差principal本金swap掉期交易eurobond market 欧洲债券市场euronote欧洲票据Federal Reserve Bank FRB联邦储备银行unsecured credit无担保贷款fixed term time deposit定期支付存款lead bank牵头银行neogotiable time deposit议付定期存款inter-bank money market银行同业货币市场medium term loan 中期贷款syndicated credit银团贷款merchant bank商业银行portfolio management 有价债券管理lease financing租赁融资note issurance facility票据发行安排bearer note不记名票价underwriting facility包销安排floating-rate note 浮动利率票据bond holder债券持持有者London Interbank Offered RateLIBOR伦敦同业优惠利率back-up credit line备用信贷额promissory note..p/n本票revolving cerdit 循环信用证,即revolving letter of credit non interest-bearing reserves无息储备金interest rate controls 利率管制interest rate ceiling 利率上限interest rate floor 利率下限破产 insolvency有偿还债务能力的 solvent合同 contract汇率 exchange rate私营部门 private sector财政管理机构 fiscal authorities宽松的财政政策 slack fiscal policy税法 tax bill财政 public finance财政部 the Ministry of Finance平衡预算 balanced budget继承税 inheritance tax货币主义者 monetariest增值税 VAT value added tax收入 revenue总需求 aggregate demand货币化 monetization赤字 deficit经济不景气 recessiona period when the economy of a country is not successful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment经济好转 turnabout复苏 recovery成本推进型 cost push货币供应 money supply生产率 productivity劳动力 labor force实际工资 real wages成本推进式通货膨胀 cost-push inflation需求拉动式通货膨胀 demand-pull inflation双位数通货膨胀 double- digit inflation极度通货膨胀 hyperinflation长期通货膨胀 chronic inflation治理通货膨胀 to fight inflation最终目标 ultimate goal坏的影响 adverse effect担保 ensure贴现 discount萧条的 sluggish认购 subscribe to支票帐户 checking account货币控制工具 instruments of monetry control 借据 IOUsI owe you本票 promissory notes货币总监 controller of the currency拖收系统 collection system支票清算或结算 check clearing资金划拨 transfer of funds可以相信的证明 credentials改革 fashion被缠住 entangled货币联盟 Monetary Union再购协议 repo精明的讨价还价交易 horse-trading欧元 euro公共债务 membership criteria汇率机制 REM储备货币 reserve currency劳动密集型 labor-intensive股票交易所 bourse竞争领先 frontrun牛市 bull market非凡的牛市 a raging bull规模经济 scale economcies买方出价与卖方要价之间的差价 bid-ask spreads 期货股票 futures经济商行 brokerage firm回报率 rate of return股票 equities违约 default现金外流 cash drains经济人佣金 brokerage fee存款单 CDcertificate of deposit营业额 turnover资本市场 capital market布雷顿森林体系 The Bretton Woods System经常帐户 current account套利者 arbitrager远期汇率 forward exchange rate即期汇率 spot rate实际利率 real interest rates货币政策工具 tools of monetary policy银行倒闭 bank failures跨国公司 MNC Multi-National Corporation商业银行 commercial bank商业票据 comercial paper利润 profit本票,期票 promissory notes监督 to monitor佣金经济人 commission brokers套期保值 hedge有价证券平衡理论 portfolio balance theory 外汇储备 foreign exchange reserves固定汇率 fixed exchange rate浮动汇率 floating/flexible exchange rate 货币选择权期货 currency option套利 arbitrage合约价 exercise price远期升水 forward premium多头买升 buying long空头卖跌 selling short按市价订购股票 market order股票经纪人 stockbroker国际货币基金 the IMF七国集团 the G-7监督 surveillance同业拆借市场 interbank market可兑换性 convertibility软通货 soft currency限制 restriction交易 transaction充分需求 adequate demand短期外债 short term external debt汇率机制 exchange rate regime直接标价 direct quotes资本流动性 mobility of capital赤字 deficit本国货币 domestic currency外汇交易市场 foreign exchange market国际储备 international reserve利率 interest rate资产 assets国际收支 balance of payments贸易差额 balance of trade繁荣 boom债券 bond资本 captial资本支出 captial expenditures商品 commodities商品交易所 commodity exchange期货合同 commodity futures contract普通股票 common stock联合大企业 conglomerate货币贬值 currency devaluation通货紧缩 deflation折旧 depreciation贴现率 discount rate归个人支配的收入 disposable personal income 从业人员 employed person汇率 exchange rate财政年度fiscal year自由企业 free enterprise国民生产总值 gross antional product库存 inventory劳动力人数 labor force债务 liabilities市场经济 market economy合并 merger货币收入 money income跨国公司 Multinational Corproation个人收入 personal income优先股票 preferred stock价格收益比率 price-earning ratio优惠贷款利率 prime rate利润 profit回报 return on investment使货币升值 revaluation薪水 salary季节性调整 seasonal adjustment关税 tariff失业人员 unemployed person效用 utility价值 value工资 wages工资价格螺旋上升 wage-price spiral收益 yield补偿贸易 compensatory trade, compensated deal 储蓄银行 saving banks欧洲联盟 the European Union单一的实体 a single entity抵押贷款 mortgage lending业主产权 owner's equity普通股 common stock无形资产 intangible assets收益表 income statement营业开支 operating expenses行政开支 administrative expenses现金收支一览表 statement of cash flow贸易中的存货 inventory收益 proceeds投资银行 investment bank机构投资者 institutional investor垄断兼并委员会 MMC招标发行 issue by tender定向发行 introduction代销 offer for sale直销 placing公开发行 public issue信贷额度 credit line国际债券 international bonds欧洲货币Eurocurrency利差 interest margin以所借的钱作抵押所获之贷款 leveraged loan权利股发行 rights issues净收入比例结合 net income gearing证券行业词汇share, equity, stock 股票、股权;bond, debenture, debts 债券;negotiable share 可流通股份;convertible bond 可转换债券;treasury/government bond 国库券/政府债券;corporate bond 企业债券;closed-end securities investment fund 封闭式证券投资基金; open-end securities investment fund 开放式证券投资基金;fund manager 基金经理/管理公司;fund custodian bank 基金托管银行;market capitalization 市值;p/e ratio 市盈率;price/earningmark-to-market 逐日盯市;payment versus delivery 银券交付;clearing and settlement 清算/结算;commodity/financial derivatives 商品/金融衍生产品;put / call option 看跌/看涨期权;margins, collateral 保证金;rights issue/offering 配股;bonus share 红股;dividend 红利/股息;ADR 美国存托凭证/存股证;American Depository Receipt GDR 全球存托凭证/存股证;Global Depository Receipt retail/private investor 个人投资者/散户;institutional investor 机构投资者;broker/dealer 券商;proprietary trading 自营;insider trading/dealing 内幕交易;market manipulation 市场操纵;prospectus 招股说明书;IPO 新股/初始公开发行;Initial Public Offering merger and acquisition 收购兼并;会计与银行业务用语汇总汇款用语汇款||寄钱 to remit||to send money寄票供取款||支票支付 to send a cheque for payment寄款人 a remitter收款人 a remittee汇票汇单用语国外汇票 foreign Bill国内汇票 inland Bill跟单汇票 documentary bill空头汇票 accommodation bill原始汇票 original bill改写||换新票据 renewed bill即期汇票 sight bill||bill on demand... days after date||... days' after date ... 日后付款... months after date||... months' after date ... 月后付款见票后... 日付款... days' after sight||... days' sight见票后... 月付款... months' after sight||... months' sight同组票据 set of bills单张汇票 sola of exchange||sole of exchange远期汇票 usance bill||bill at usance长期汇票 long bill短期汇票 short bill逾期汇票 overdue bill宽限日期 days of grace电汇 telegraphic transfer邮汇 postal order||postal note Am.||post office order||money order 本票 promissory note P/N押汇负责书||押汇保证书 letter of hypothecation副保||抵押品||付属担保物 collateral security担保书 trust receipt||letter of indemnity承兑||认付 acceptance单张承兑 general acceptance有条件承兑 qualified acceptance附条件认付 conditional acceptance部分认付 partial acceptance拒付||退票 dishonour拒绝承兑而退票 dishonour by non-acceptance由于存款不足而退票 dihonour by non-payment提交 presentation背书 endorsement||indorsement无记名背书 general endorsement||blank endorsement记名式背书 special endorsement||full endorsement附条件背书 conditional endorsement限制性背书 restrictive endorsement无追索权背书 endorsement without recourse期满||到期 maturity托收 collection新汇票||再兑换汇票 re-exchange||re-draft外汇交易 exchange dealing||exchange deals汇兑合约 exchange contract汇兑合约预约 forward exchange contract外汇行情 exchange quotation交易行情表 course of exchange||exchange table汇价||兑换率 exchange rate||rate of exchange官方汇率 official rate挂牌汇率||名义汇率 nominal rate现汇汇率 spot rate电汇汇率||电汇率|| . rate||telegraphic transfer rate 兑现率||兑现汇率 demand rate长期汇率 long rate私人汇票折扣率 rate on a private bill远期汇票兑换率 forward rate套价||套汇汇率||裁定外汇行情 cross rate付款汇率 pence rate当日汇率||成交价 currency rate套汇||套价||公断交易率 arbitrage汇票交割||汇票议付 negotiation of draft交易人||议付人 negotiator票据交割||让与支票票据议付 to negotiatie a bill折扣交割||票据折扣 to discount a bill票据背书 to endorse a bill应付我差额51,000美元 a balance due to us of $51,000||a balance in our favour of $ 51,000收到汇款 to receive remittance填写收据 to make out a receipt付款用语付款方法 mode of payment现金付款 payment by cash||cash payment||payment by ready cash以支票支付 payment by cheque以汇票支付 payment by bill以物品支付 payment in kind付清||支付全部货款 payment in full||full payment支付部分货款||分批付款 payment in part||part payment||partial payment记帐付款||会计帐目内付款 payment on account定期付款 payment on term年分期付款 annual payment月分期付款 monthly payment||monthly instalment延滞付款 payment in arrear预付货||先付 payment in advance||prepayment延付货款 deferred payment立即付款 prompt payment||immediate payment暂付款 suspense payment延期付款 delay in payment||extension of payment支付票据 payment bill名誉支付||干与付款 payment for honour||payment by intervention结帐||清算||支付 settlement分期付款 instalment滞付||拖欠||尾数款未付 arrears特许拖延付款日 days of grace保证付款 del credere付款 to pay||to make payment||to make effect payment结帐 to settle||to make settlement||to make effect settlement||to square||to balance支出||付款 to defray||to disburse结清 to clear off||to pya off请求付款 to ask for payment||to request payment恳求付帐 to solicit payment拖延付款 to defer payment||to delay payment付款被拖延 to be in arrears with payment还债 to discharge迅速付款 to pay promptly付款相当迅速 to pay moderately well||to pay fairly well||to keep the engagements regularly付款相当慢 to pay slowly||to take extended credit付款不好 to pay badly||to be generally in arrear with payments付款颇为恶劣 to pay very badly||to never pay unless forced拒绝付款 to refuse payment||to refuse to pay||to dishonour a bill相信能收到款项 We shall look to you for the payment||We shall depend upon you for thepayment ||We expect payment from you惠请付款 kindly pay the amount||please forward payment||please forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款 I shall be obliged to take thenecessary steps to legally recover the amount. ||I shall be compelled to take steps to enforcepayment.惠请宽限 let the matter stand over till then.||allow me a short extension of time. ||Kindlypostpone the time for payment a little longer.索取利息 to charge interest附上利息 to draw interest||to bear interest||to allow interest生息 to yield interest生息3% to yield 3%存款 to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款 to have money in a bank||to have a bank account||to have money on deposit向银行提款 to withdraw one's deposit from a bank换取现金 to convert into money||to turn into cash||to realize折扣用语从价格打10%的折扣 to make a discount of 10% off the price||to make 10%discount off the price打折扣购买 to buy at a discount打折扣出售 to sell at a discount打折扣-让价 to reduce||to make a reduction减价 to deduct||to make a deduction回扣 to rebate现金折扣 cash discount货到付现款 cash on arrival即时付款 prompt cash净价||最低价格付现 net cash现金付款 ready cash即期付款 spot cash||cash down||cash on the nail凭单据付现款 cash against documents凭提单付现款 cash against bills of lading承兑交单 documents against acceptance D/A付款交单 documents against payment D/P折扣例文除非另有说明, 30日后全额付现, 如有错误, 请立即通知;Net cash 30 days unless specified otherwise. Advise promptly if incorrect.付款条件: 30日后全额付现, 10日后付现打2%折扣, 过期后付款时, 加上利率为6%的利息;Terms, net cash 30 days, or, less 2% 10 days. Interest charged at the rate of 6% after maturity.付款条件: 月底后10日后付现2%折扣, 现在付现3%折扣, 否则, 全额付现;财会名词1会计与会计理论会计 accounting 决策人 Decision Maker 投资人 Investor 股东 Shareholder 债权人 Creditor 财务会计 Financial Accounting 管理会计 Management Accounting 成本会计 Cost Accounting 私业会计 Private Accounting 公众会计 Public Accounting注册会计师 CPA Certified Public Accountant国际会计准则委员会 IASC 美国注册会计师协会 AICPA 财务会计准则委员会 FASB 管理会计协会 IMA美国会计学会 AAA 税务稽核署 IRS 独资企业 Proprietorship合伙人企业 Partnership 公司 Corporation会计目标 Accounting Objectives 会计假设 Accounting Assumptions会计要素 Accounting Elements 会计原则 Accounting Principles会计实务过程 Accounting Procedures 财务报表 Financial Statements财务分析 Financial Analysis会计主体假设 Separate-entity Assumption货币计量假设 Unit-of-measure Assumption持续经营假设 ContinuityGoing-concern Assumption会计分期假设 Time-period Assumption 资产 Asset 负债 Liability业主权益 Owner's Equity 收入 Revenue 费用 Expense 收益 Income 亏损 Loss历史成本原则 Cost Principle收入实现原则 Revenue Principle配比原则 Matching Principle全面披露原则 Full-disclosure Reporting principle客观性原则 Objective Principle 一致性原则 Consistent Principle 可比性原则Comparability Principle重大性原则 Materiality Principle稳健性原则 Conservatism Principle权责发生制 Accrual Basis 现金收付制 Cash Basis财务报告 Financial Report 流动资产 Current assets流动负债 Current Liabilities 长期负债 Long-term Liabilities投入资本 Contributed Capital留存收益 Retained Earning2会计循环会计循环 Accounting Procedure/Cycle会计信息系统 Accounting information System帐户 Ledger 会计科目 Account 会计分录 Journal entry原始凭证 Source Document 日记帐 Journal总分类帐 General Ledger 明细分类帐 Subsidiary Ledger试算平衡 Trial Balance 现金收款日记帐 Cash receipt journal现金付款日记帐 Cash disbursements journal销售日记帐 Sales Journal 购货日记帐 Purchase Journal 普通日记帐 General Journal 工作底稿 Worksheet调整分录 Adjusting entries 结帐 Closing entries3现金与应收帐款现金 Cash 银行存款 Cash in bank 库存现金 Cash in hand流动资产 Current assets 偿债基金 Sinking fund定额备用金 Imprest petty cash 支票 Checkcheque银行对帐单 Bank statement银行存款调节表 Bank reconciliation statement在途存款 Outstanding deposit 在途支票 Outstanding check应付凭单 Vouchers payable 应收帐款 Account receivable应收票据 Note receivable 起运点交货价 shipping point目的地交货价 destination point 商业折扣 Trade discount现金折扣 Cash discount 销售退回及折让 Sales return and allowance 坏帐费用Bad debt expense 备抵法 Allowance method 备抵坏帐 Bad debt allowance损益表法 Income statement approach 资产负债表法 Balance sheet approach帐龄分析法 Aging analysis method 直接冲销法 Direct write-off method带息票据 Interest bearing note 不带息票据 Non-interest bearing note出票人 Maker 受款人 Payee 本金 Principal 利息率 Interest rate到期日 Maturity date 本票 Promissory note 贴现 Discount背书 Endorse 拒付费 Protest fee4存货存货 Inventory 商品存货 Merchandise inventory 产成品存货 Finished goods inventory在产品存货 Work in process inventory原材料存货 Raw materials inventory起运地离岸价格 shipping point目的地抵岸价格 destination寄销 Consignment 寄销人 Consignor 承销人 Consignee定期盘存 Periodic inventory 永续盘存 Perpetual inventory购货 Purchase 购货折让和折扣 Purchase allowance and discounts存货盈余或短缺 Inventory overages and shortages分批认定法 Specific identification 加权平均法 Weighted average先进先出法 First-in, first-out or FIFO后进先出法 Lost-in, first-out or LIFO 移动平均法 Moving average成本或市价孰低法 Lower of cost or market or LCM市价 Market value 重置成本 Replacement cost可变现净值 Net realizable value上限 Upper limit 下限 Lower limit 毛利法 Gross margin method零售价格法 Retail method 成本率 Cost ratio5长期投资长期投资 Long-term investment 长期股票投资 Investment on stocks长期债券投资 Investment on bonds 成本法 Cost method权益法 Equity method合并法 Consolidation method 股利宣布日 Declaration date股权登记日 Date of record 除息日 Ex-dividend date 付息日 Payment date 债券面值 Face value, Par value债券折价 Discount on bonds 债券溢价 Premium on bonds票面利率 Contract interest rate, stated rate市场利率 Market interest ratio, Effective rate普通股 Common Stock 优先股 Preferred Stock现金股利 Cash dividends股票股利 Stock dividends 清算股利 Liquidating dividends到期日 Maturity date到期值 Maturity value直线摊销法 Straight-Line method of amortization实际利息摊销法 Effective-interest method of amortization6固定资产固定资产 Plant assets or Fixed assets 原值 Original value预计使用年限 Expected useful life预计残值 Estimated residual value 折旧费用 Depreciation expense累计折旧 Accumulated depreciation 帐面价值 Carrying value应提折旧成本 Depreciation cost 净值 Net value在建工程 Construction-in-process 磨损 Wear and tear 过时 Obsolescence 直线法Straight-line method SL工作量法 Units-of-production method UOP加速折旧法 Accelerated depreciation method双倍余额递减法 Double-declining balance method DDB年数总和法 Sum-of-the-years-digits method SYD以旧换新 Trade in 经营租赁 Operating lease 融资租赁 Capital lease 廉价购买权Bargain purchase option BPO 资产负债表外筹资 Off-balance-sheet financing最低租赁付款额 Minimum lease payments7无形资产无形资产 Intangible assets 专利权 Patents 商标权 Trademarks, Trade names 着作权 Copyrights 特许权或专营权 Franchises 商誉 Goodwill 开办费 Organization cost租赁权 Leasehold 摊销 Amortization8流动负债负债 Liability 流动负债 Current liability 应付帐款 Account payable应付票据 Notes payable 贴现票据 Discount notes长期负债一年内到期部分 Current maturities of long-term liabilities应付股利 Dividends payable 预收收益 Prepayments by customers存入保证金 Refundable deposits 应付费用 Accrual expense增值税 Value added tax 营业税 Business tax应付所得税 Income tax payable 应付奖金 Bonuses payable产品质量担保负债 Estimated liabilities under product warranties赠品和兑换券 Premiums, coupons and trading stamps或有事项 Contingency 或有负债 Contingent 或有损失 Loss contingencies或有利得 Gain contingencies 永久性差异 Permanent difference时间性差异 Timing difference 应付税款法 Taxes payable method纳税影响会计法 Tax effect accounting method递延所得税负债法 Deferred income tax liability method9长期负债长期负债 Long-term Liabilities 应付公司债券 Bonds payable有担保品的公司债券 Secured Bonds抵押公司债券 Mortgage Bonds 保证公司债券 Guaranteed Bonds信用公司债券 Debenture Bonds 一次还本公司债券 Term Bonds分期还本公司债券 Serial Bonds 可转换公司债券 Convertible Bonds可赎回公司债券 Callable Bonds 可要求公司债券 Redeemable Bonds记名公司债券 Registered Bonds 无记名公司债券 Coupon Bonds普通公司债券 Ordinary Bonds 收益公司债券 Income Bonds名义利率,票面利率 Nominal rate 实际利率 Actual rate有效利率 Effective rate 溢价 Premium 折价 Discount面值 Par value 直线法 Straight-line method实际利率法 Effective interest method到期直接偿付 Repayment at maturity 提前偿付 Repayment at advance偿债基金 Sinking fund 长期应付票据 Long-term notes payable抵押借款 Mortgage loan10业主权益权益 Equity 业主权益 Owner's equity股东权益 Stockholder's equity 投入资本 Contributed capital 缴入资本 Paid-in capital 股本 Capital stock资本公积 Capital surplus 留存收益 Retained earnings核定股本 Authorized capital stock 实收资本 Issued capital stock 发行在外股本Outstanding capital stock 库藏股 Treasury stock 普通股 Common stock 优先股Preferred stock累积优先股 Cumulative preferred stock非累积优先股 Noncumulative preferred stock完全参加优先股 Fully participating preferred stock部分参加优先股 Partially participating preferred stock非部分参加优先股 Nonpartially participating preferred stock现金发行 Issuance for cash 非现金发行 Issuance for noncash consideration股票的合并发行 Lump-sum sales of stock 发行成本 Issuance cost成本法 Cost method 面值法 Par value method捐赠资本 Donated capital 盈余分配 Distribution of earnings 股利 Dividend 股利政策 Dividend policy宣布日 Date of declaration 股权登记日 Date of record除息日 Ex-dividend date股利支付日 Date of payment 现金股利 Cash dividend股票股利 Stock dividend 拨款 appropriation11财务报表财务报表 Financial Statement 资产负债表 Balance Sheet收益表 Income Statement 帐户式 Account Form报告式 Report Form 编制报表 Prepare工作底稿 Worksheet 多步式 Multi-step 单步式 Single-step12财务状况变动表财务状况变动表中的现金基础 Basis现金流量表财务状况变动表中的营运资金基础 Capital Basis资金来源与运用表营运资金 Working Capital 全部资源概念 All-resources concept直接交换业务 Direct exchanges 正常营业活动 Normal operating activities财务活动 Financing activities 投资活动 Investing activities13财务报表分析财务报表分析 Analysis of financial statements比较财务报表 Comparative financial statements趋势百分比 Trend percentage 比率 Ratios普通股每股收益 Earnings per share of common stock股利收益率 Dividend yield ratio 价益比 Price-earnings ratio普通股每股帐面价值 Book value per share of common stock资本报酬率 Return on investment 总资产报酬率 Return on total asset债券收益率 Yield rate on bonds已获利息倍数 Number of times interest earned债券比率 Debt ratio 优先股收益率 Yield rate on preferred stock营运资本 Working Capital 周转 Turnover 存货周转率 Inventory turnover应收帐款周转率 Accounts receivable turnover流动比率 Current ratio 速动比率 Quick ratio 酸性试验比率 Acid test ratio14合并财务报表合并财务报表 Consolidated financial statements 吸收合并 Merger 创立合并Consolidation 控股公司 Parent company 附属公司 Subsidiary company 少数股权Minority interest权益联营合并 Pooling of interest 购买合并 Combination by purchase权益法 Equity method 成本法 Cost method15物价变动中的会计计量物价变动之会计 Price-level changes accounting一般物价水平会计 General price-level accounting货币购买力会计 Purchasing-power accounting统一币值会计 Constant dollar accounting历史成本 Historical cost 现行价值会计 Current value accounting现行成本 Current cost 重置成本 Replacement cost物价指数 Price-level index国民生产总值物价指数 Gross national product implicit price deflatoror GNP deflator消费物价指数 Consumer price index or CPI批发物价指数 Wholesale price index货币性资产 Monetary assets货币性负债 Monetary liabilities货币购买力损益 Purchasing-power gains or losses资产持有损益 Holding gains or losses未实现的资产持有损益 Unrealized holding gains or losses现行价值与统一币值会计 Constant dollar and current cost accounting。

社团的申请书英文Original Title: Application for Establishing a Student Organization[City, Province/Country][Date]To Whom It May Concern,Subject: Application for the Establishment of a Student OrganizationI, _________ (Full Name), a student of _________ (University/College Name) with the student ID number _________, am writing to formally submit an application for the establishment of a new student organization to be known as _________ (Proposed Name of the Organization). This application is being made in accordance with the guidelines and regulations set forth the _________ (University/College Administration/Student Affrs Office).The primary objective of our proposed organization is to _________ (State the mn purpose or goal of the organization). We believe that this organization will significantly contribute to the _________ (academic, cultural, social, etc.) development of the student body and will serve as a platform for _________ (students to showcase their talents, exchange ideas, etc.).Below, please find the detled proposal for the establishment of the student organization:Name of the Organization: _________ (Proposed Name)Mission Statement: _________ (A brief statement outlining the purpose and values of the organization)Objectives:1. _________ (Objective 1)2. _________ (Objective 2)3. _________ (Objective 3)4. _________ (Objective 4)Activities and Events:_________ (Description of Activity/Event 1)_________ (Description of Activity/Event 2)_________ (Description of Activity/Event 3)Membership Criteria:_________ (Eligibility requirements for membership)_________ (Any specific criteria or prerequisites)Structure and Leadership:President: _________ (Name, if decided)Vice President: _________ (Name, if decided)Secretary: _________ (Name, if decided)Treasurer: _________ (Name, if decided)Additional positions and their respective roles will be decided upon the approval of the organization.Budget:Initial funding requirements: _________ (Estimated start-up costs)Expected sources of funding: _________ (Grants, membership fees, fundrsers, etc.)Budget plan: _________ (A detled plan on how the funds will be allocated) Benefits to the Student Body:_________ (How the organization will benefit the students)_________ (Any additional benefits)Supporting Documents:_________ (List any supporting documents attached, such as a constitution, laws, letters of support from faculty members or students, etc.)We understand that the establishment of a new student organization requires careful consideration, and we are willing to provide any additional information or clarification needed. We are mitted to adhering to the rules and regulations of _________ (University/College Name) and to contributing positively to the student munity.We kindly request that the application be reviewed with due diligence and hope for a favorable response. We believe that the _________ (Proposed Name of the Organization) will serve as a valuable asset to our institution and will foster growth, engagement, and leadership among the students.Thank you for considering our application. We look forward to your prompt response.Sincerely,[Your Full Name][Your Contact Information E][Your University/College Department and Major][Your Position within the Proposed Organization, if applicable]cc: [List any other relevant departments or individuals who should receive a copy of this application, such as the Dean of Students, Student Council, etc.]。

商务英语词汇大全(必收藏)-CAL-FENGHAI.-(YICAI)-Company One1商务英语词汇大全（必收藏）货币化 monetization赤字 deficit经济不景气 recessiona period when the economy of a country is not successful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment一个时期一个国家的经济不景气,商业环境不好,工业生产和贸易水平低和有很多失业经济好转 turnabout复苏 recovery成本推进型 cost push货币供应 money supply生产率 productivity劳动力 labor force实际工资 real wages成本推进式通货膨胀 cost-push inflation需求拉动式通货膨胀 demand-pull inflation双位数通货膨胀 double- digitinflation极度通货膨胀 hyperinflation长期通货膨胀 chronic inflation治理通货膨胀 to fight inflation最终目标 ultimate goal坏的影响 adverse effect担保 ensure贴现 discount萧条的 sluggish认购 subscribe to支票帐户 checking account货币控制工具 instruments ofmonetry control借据 IOUs（I owe you）本票 promissory notes货币总监 controller of thecurrency拖收系统 collection system支票清算或结算 check clearing资金划拨 transfer of funds可以相信的证明 credentials改革 fashion被缠住 entangled货币联盟 Monetary Union再购协议 repo精明的讨价还价交易 horse-trading欧元 euro公共债务 membership criteria汇率机制 REM储备货币 reserve currency劳动密集型 labor-intensive贡交易所 bourse竞争领先 frontrun牛市 bull market非凡的牛市 a raging bull规模经济 scale economcies买方出价与卖方要价之间的差价 bid-ask spreads 期货（贡） futures经济商行 brokerage firm回报率 rate of return贡 equities违约 default现金外流 cash drains经济人佣金 brokerage fee存款单 CD（certificate of deposit营业额 turnover资本市场 capital market布雷顿森林体系 The Bretton WoodsSystem经常帐户 current account套利者 arbitrager远期汇率 forward exchange rate即期汇率 spot rate实际利率 real interest rates货币政策工具 tools of monetarypolicy银行倒闭 bank failures跨国公司 MNC （ Multi-National Corporation）商业银行 commercial bank商业票据 comercial paper利润 profit本票，期票 promissory notes监督 to monitor佣金（经济人） commission brokers套期保值 hedge有价证券平衡理论 portfolio balancetheory外汇储备 foreign exchangereserves固定汇率 fixed exchange rate浮动汇率 floating/flexibleexchange rate货币选择权（期货） currency option套利 arbitrage合约价 exercise price远期升水 forward premium多头买升 buying long空头卖跌 selling short按市价订购贡 market order贡经纪人 stockbroker国际货币基金 the IMF七国集团 the G-7监督 surveillance同业拆借市场 interbank market可兑换性 convertibility软通货 soft currency限制 restriction交易 transaction充分需求 adequate demand短期外债 short term externaldebt汇率机制 exchange rate regime直接标价 direct quotes资本流动性 mobility of capital赤字 deficit本国货币 domestic currency外汇交易市场 foreign exchangemarket国际储备 international reserve利率 interest rate资产 assets国际收支 balance of payments贸易差额 balance of trade繁荣 boom债券 bond资本 captial资本支出 captial expenditures商品 commodities商品交易所 commodity exchange期货合同 commodity futurescontract普通贡 common stock联合大企业 conglomerate货币贬值 currency devaluation通货紧缩 deflation折旧 depreciation贴现率 discount rate归个人支配的收入 disposable personalincome 从业人员 employed person汇率 exchange rate财政年度fiscal year企业 free enterprise国生产总值 gross antionalproduct库存 inventory劳动力人数 labor force债务 liabilities市场经济 market economy合并 merger货币收入 money income跨国公司 MultinationalCorproation个人收入 personal income优先贡 preferred stock价格收益比率 price-earning ratio优惠贷款利率 prime rate利润 profit回报 return on investment使货币升值 revaluation薪水 salary季节性调整 seasonal adjustment关税 tariff失业人员 unemployed person效用 utility价值 value工资 wages工资价格螺旋上升 wage-price spiral收益 yield补偿贸易 compensatory trade,compensated deal 储蓄银行 savings banks欧洲联盟 the European Union单一的实体 a single entity抵押贷款 mortgage lending业主产权 owner''''s equity普通股 common stock无形资产 intangible assets收益表 income statement营业开支 operating expenses行政开支 administrativeexpenses现金收支一览表 statement of cashflow贸易中的存货 inventory收益 proceeds投资银行 investment bank机构投资者 institutionalinvestor垄断兼并委员会 MMC招标发行issue by tender定向发行 introduction代销 offer for sale直销 placing公开发行 public issue信贷额度 credit line国际债券 international bonds欧洲货币Eurocurrency利差 interest margin以所借的钱作抵押所获之贷款 leveraged loan权利股发行 rights issues净收入比例结合 net income gearing外贸中常见英文缩略词2 T/T（telegraphic transfer）电汇3 D/P（document against payment）付款交单4 D/A （document againstacceptance）承兑交单5 C.O （certificate of origin）一般原产地证6 G.S.P.（generalized system ofpreferences）普惠制7 CTN/CTNS（carton/cartons）纸箱8 PCE/PCS（piece/pieces）只、个、支等9 DL/DLS（dollar/dollars）美元10 DOZ/DZ（dozen）一打11 PKG（package）一包，一捆，一扎，一件等12 WT（weight）重量13 G.W.（gross weight）毛重14 N.W.（net weight）净重15 C/D （customs declaration）报关单16 EA（each）每个，各17 W （with）具有18 w/o（without）没有19 FAC（facsimile）传真20 IMP（import）进口21 EXP（export）出口22 MAX （maximum）最大的、最大限度的23 MIN （minimum）最小的，最低限度24 M 或MED （medium）中等，中级的25 M/V（merchant vessel）商船26 S.S（steamship）船运27 MT或M/T（metric ton）公吨28 DOC （document）文件、单据29 INT（international）国际的30 P/L （packing list）装箱单、明细表31 INV （invoice）发票32 PCT （percent）百分比33 REF （reference）参考、查价34 EMS （express mail special）特快传递35 STL.（style）式样、款式、类型36 T或LTX或TX（telex）电传37 RMB（renminbi）人币38 S/M （shipping marks）装船标记39 PR或PRC（price）价格40 PUR （purchase）购买、购货41 S/C（sales contract）销售确认书42 L/C （letter of credit）信用证43 B/L （bill of lading）提单44 FOB （free on board）离岸价45 CIF （cost,insurance and Freight）补充：CR=credit贷方，债主DR=debt借贷方（注意：国外常说的debt card，就是银行卡，credit card就是信誉卡。

英语社团运营方案Executive SummaryThe following document outlines a comprehensive plan for operating a social club. It includes various aspects such as club objectives, membership structure, events and activities, marketing, and financial management. By implementing this plan, the social club aims to provide its members with a diverse range of experiences and promote social interaction within the community.1. Introduction1.1 BackgroundSocial clubs serve as a platform for individuals with common interests to come together and engage in activities that foster personal growth and social connections. This operations plan outlines the guidelines and strategies for running a social club effectively.1.2 Objectives- To provide members with opportunities for personal development, skill enhancement, and networking.- To organize regular events and activities that cater to the diverse interests of the members. - To build a sense of community and foster social interaction among the members.- To promote a positive image of the social club in the community.2. Membership Structure2.1 Membership Categories- Regular Members: Individuals who meet the eligibility criteria and pay the membership fee.- Honorary Members: Individuals who are recognized for their exceptional contribution to the social club and are nominated by existing members.- Associate Members: Individuals who are not eligible for regular membership but can participate in certain events and activities on a case-by-case basis.2.2 Membership Fees- Annual membership fees will be set based on the cost analysis of running the social club. - Fees will be collected on a yearly basis and should cover administrative costs and event expenses.2.3 Membership Benefits- Access to all regular events and activities organized by the club.- Discounts on special events, workshops, and training programs.- Exclusive access to the club's online platform for networking and engagement.- Opportunities to lead and participate in various committees and volunteering initiatives.3. Events and Activities3.1 Event Planning- A designated events committee will be responsible for planning and executing events.- Events will be planned taking into consideration the interests and suggestions of the members.- Events may include workshops, seminars, recreational activities, networking sessions, and community outreach programs.3.2 Event Promotion- Promotional materials such as posters, flyers, and online advertisements will be created for each event.- Social media platforms and the club's website will be utilized for event promotion.- Collaboration with local businesses and community organizations for joint events will be explored.3.3 Event Evaluation- After each event, a survey will be conducted among the participants to gather feedback. - Feedback will be analyzed to identify areas of improvement and to plan future events accordingly.- Event success will be measured based on attendance, member satisfaction, and achievement of event objectives.4. Marketing and Communication4.1 Branding- Develop a unique and memorable brand identity for the social club.- Design a logo and create consistent brand visuals for all marketing materials.- Ensure branding is aligned with the club's mission, vision, and values.4.2 Online Presence- Maintain an updated and user-friendly website that provides information about the club, upcoming events, and membership details.- Engage with members through social media platforms such as Facebook, Instagram, and LinkedIn.- Regularly post updates, event photos, and member spotlights to increase engagement. 4.3 Membership Promotion- Offer early-bird discounts or referral bonuses to encourage membership sign-ups.- Collaborate with local businesses to provide additional incentives to potential members. - Attend community events and fairs to promote the club and attract new members.4.4 Communication Channels- Establish a clear and efficient communication system to keep members informed about club activities.- Utilize email newsletters, social media groups, and instant messaging platforms for regular updates.- Respond to member inquiries and feedback in a timely manner.5. Financial Management5.1 Budgeting- Create an annual budget that includes revenue from membership fees, sponsorships, and event ticket sales, as well as expenses such as event costs and administrative fees.- Monitor and review the budget quarterly to ensure financial stability.5.2 Sponsorship and Fundraising- Seek sponsorship from local businesses, community organizations, and individuals to support the club's events and activities.- Organize fundraising events or campaigns to generate additional revenue.5.3 Financial Reporting- Maintain accurate financial records and provide regular reports to the executive committee and members.- Conduct an annual financial audit to ensure transparency and accountability. ConclusionBy implementing this comprehensive social club operations plan, the club aims to create a thriving community and provide members with meaningful experiences, personal growth opportunities, and a sense of belonging. By effectively managing membership, planning engaging events, implementing strong marketing strategies, and maintaining a strong financial foundation, the club will be able to achieve its goals and make a positive impact within the community.。

英语俱乐部社团章程Title: Constitution of an English ClubIntroduction:An English club is a great way for students to improve their English language skills, meet new friends, and engage in cultural exchange. In order to ensure the smooth operation of the club and the well-being of its members, it is important to have a clear and concise constitution in place. This article will outline the key components of an English club's constitution.1. Name and Purpose:1.1 The name of the club should be clearly stated in the constitution, along with its purpose. This will help to establish the identity of the club and ensure that all members are aligned with its goals.1.2 The purpose of the club should be to provide a platform for students to practice and improve their English language skills, as well as to promote cultural exchange and understanding among members.1.3 The constitution should also outline the club's commitment to creating a welcoming and inclusive environment for all members, regardless of their background or language proficiency.2. Membership:2.1 The constitution should specify the criteria for membership, including any eligibility requirements such as enrollment in a certain course or program.2.2 It should also outline the rights and responsibilities of members, including attendance expectations, participation in club activities, and adherence to club rules and regulations.2.3 The constitution should establish procedures for joining and leaving the club, as well as the process for resolving disputes or conflicts among members.3. Governance and Leadership:3.1 The constitution should define the structure of the club's leadership, including the roles and responsibilities of officers such as president, vice president, secretary, and treasurer.3.2 It should establish procedures for electing officers, including the nomination process, voting procedures, and term limits for each position.3.3 The constitution should also outline the decision-making process within the club, including how meetings are conducted, how decisions are made, and how conflicts are resolved.4. Finances and Fundraising:4.1 The constitution should include provisions for managing the club's finances, including budgeting, fundraising, and record-keeping.4.2 It should outline the procedures for collecting dues or fees from members, as well as the process for allocating funds for club activities, events, and initiatives.4.3 The constitution should also establish guidelines for financial transparency and accountability, including regular financial reports and audits.5. Amendments and Bylaws:5.1 The constitution should include provisions for amending the document, including the process for proposing, discussing, and voting on amendments.5.2 It should also outline any bylaws or rules that are not included in the constitution but are necessary for the operation of the club.5.3 The constitution should specify how amendments and bylaws are communicated to members, as well as how they are enforced and updated as needed.In conclusion, a well-crafted constitution is essential for the successful operation of an English club. By clearly outlining the club's name and purpose, membership criteria, governance structure, financial procedures, and amendment process, the constitution helps to ensure that the club operates smoothly and effectively, while also fostering a sense of community and belonging among its members.。

写成立社团的英语作文Title: Establishing a Student ClubIntroduction:Establishing a student club is an excellent way for students to come together, pursue common interests, and make a positive impact on campus life. In this essay, I will discuss the benefits of forming a student club and the necessary steps to establish one.Body Paragraphs:1. Benefits of Forming a Student Club:Creating a student club offers numerous benefits for both the individuals involved and the broader student community. It provides a platform for students to explore their passions, develop leadership skills, and enhance their personal and professional networks. Additionally, student clubs contribute to a vibrant campus environment, foster a sense of belonging, and promote diversity and inclusion.2. Identifying the Purpose and Objectives:Before establishing a student club, it is essential to identify its purpose and objectives. The club's focus can range from academic, cultural, social, sports, orcommunity service-oriented. Defining clear objectives will help attract like-minded individuals and ensure the club's sustainability and success.3. Recruiting Members and Leadership:The next step is to recruit members who share the club's interests and goals. Utilize various channels such as social media platforms, campus bulletin boards, and word-of-mouth to spread the word. Additionally, select competent individuals to hold leadership positions within the club. These leaders should be passionate, organized, and able to motivate others.4. Creating a Constitution and Bylaws:To establish a well-organized student club, it is crucial to create a constitution and bylaws. The constitution outlines the club's mission, membership criteria, officer roles, meeting frequency, and decision-making processes. Bylaws provide additional guidelines on club activities, financial management, and member responsibilities. These documents serve as a framework for the club's operations and ensure its smooth functioning.5. Securing Funding and Resources:Student clubs often require resources to organize events, workshops, or other activities. Explore funding opportunities provided by the school, such as grants, sponsorships, or allocated budgets. Additionally, consider collaborating with other clubs or reaching out to local businesses for support. Efficient utilization of resources will help the club achieve its objectives effectively.6. Planning and Execution:Once the club is established, it is essential to plan and execute a variety of activities that align with the club's objectives. This can include guest speaker sessions, workshops, community service projects, cultural showcases, or sports tournaments. Regular meetings and open communication with members will ensure active participation and engagement.Conclusion:Establishing a student club provides an opportunity for students to pursue their interests, develop leadership skills, and contribute to the campus community. By identifying the club's purpose, recruiting dedicated members, creating effective governing documents, securingresources, and planning engaging activities, students can create a vibrant and inclusive club that enhances their college experience. Student clubs play a vital role in fostering a sense of belonging and creating a dynamic campus environment.。

英文作文建立一个文学社团的方案【中英文版】Establishing a Literary Society: A ProposalIn the pursuit of fostering a love for literature and promoting creative expression, the proposal to establish a literary society aims to create a platform for enthusiasts to converge, share ideas, and inspire one another. This society will serve as a haven for bibliophiles and aspiring writers to delve into the world of words, explore various genres, and refine their craft.成立文学社团：方案概述为了培养对文学的热爱及促进创意表达，提议成立一个文学社团，旨在为爱好者提供一个汇聚、交流想法、相互激励的平台。

这个社团将成为书迷及有抱负的作家们探索文字世界、涉猎多种体裁、精炼技艺的避风港。

Membership Criteria and StructureTo ensure the society thrives on diversity and quality, membership will be open to anyone with a passion for literature, regardless of age or background. The structure will be democratic, with members voting on key decisions and electing a small executive committee responsible for organizing events and managing daily operations.会员资格与组织结构为确保社团在多元与质量上蓬勃发展，会员将对所有热爱文学的人士开放，不论年龄或背景。

会员政策英语Member PolicyOur company's member policy is designed to provide our valued customers with exclusive benefits and privileges. By becoming a member, you will gain access to a range of perks that are tailored to enhance your shopping experience and reward your loyalty. Below are the details of our member policy:1. Membership Eligibility- Membership is open to all customers who meet the following criteria:- Must be of legal age (18 years or older).- Must provide accurate personal information.- Must agree to comply with the terms and conditions of our membership policy.2. Membership Benefits- Exclusive discounts on select merchandise.- Early access to sales and promotions.- Special members-only events and offers.- Priority customer service and support.- Reward points for every purchase, which can be redeemed for future discounts or gifts.3. Membership Tiers- We offer different membership tiers with escalating benefits based on the customer's purchase history and loyalty.- The tiers include Silver, Gold, and Platinum, each offering additional benefits and rewards.4. Membership Fee- There is no membership fee to join our loyalty program. It is completely free of charge.5. Membership Renewal- Membership is valid for one year from the date of enrollment.- Members must renew their membership annually to continue enjoying the benefits.6. Membership Termination- Membership may be terminated if a member is found to have violated our terms and conditions or engaged in fraudulent activities.- Members can also choose to opt-out of the membership program at any time.中文：会员政策我们公司的会员政策旨在为我们尊贵的顾客提供独家的福利和特权。

RELIABILITY | RESILIENCE | SECURITYNERC Membership RenewalEnd User GuideJuly 2021Table of ContentsPreface (iii)Introduction (iv)Chapter 1: ERO Portal Access (1)Chapter 2: NERC Membership List (2)Chapter 3: Managing Profile (3)Chapter 4: Membership Renewal (4)Appendix A: NERC Membership Sector Descriptions (8)PrefaceElectricity is a key component of the fabric of modern society and the Electric Reliability Organization (ERO) Enterprise serves to strengthen that fabric. The vision for the ERO Enterprise, which is comprised of the North American Electric Reliability Corporation (NERC) and the six Regional Entities (REs), is a highly reliable and secure North American bulk power system (BPS). Our mission is to assure the effective and efficient reduction of risks to the reliability and security of the grid.Reliability | Resilience | SecurityBecause nearly 400 million citizens in North America are counting on usThe North American BPS is made up of six RE boundaries as shown in the map and corresponding table below. The multicolored area denotes overlap as some load-serving entities participate in one RE while associated Transmission Owners (TOs)/Operators (TOPs) participate in another.IntroductionMembership in NERC is free, voluntary, and open to any person or entity with an interest in the reliable operation of the North American bulk power system who submits an application and maintains his or her membership in accordance with Article II of NERC's bylaws. Each member will join one of 13 membership sectors. Members of Sectors 1-12 are eligible to participate in the annual nomination and election of members to the NERC Member Representatives Committee (MRC). A member of Sector 13 may serve as a representative of another sector on the MRC at the request of that sector. The MRC elects NERC's independent trustees, votes on amendments to the Bylaws, and provides advice and recommendations to the Board with respect to the development of annual budgets, business plans and funding mechanisms, and other matters pertinent to the purpose and operations of NERC.Pursuant to Article II, Section of NERC’s Bylaws, from time to time, the board shall establish a date by which members shall submit their registration renewals. All members shall be required to renew their registrations within 30 calendar days of a request by the secretary of the Corporation, using a registration renewal form prescribed by the board. The secretary of the Corporation shall remove from the roster of members of the Corporation any member that has not submitted a registration renewal within 30 days following a date established by the board. The secretary shall notify any member that is removed from the roster of members of such removal, by notice sent to such former member’s last known address on the records of the Corporation.The renewal process is explained in more detail below. Screen shots are added for clarity.By completing the membership renewal process, each member confirms its continued acceptance of the terms and conditions for membership in NERC. Additionally, by completing this process, each member agrees that NERC may share primary and alternate contact information with other members in the sector for NERC membership communications.Chapter 1:ERO Portal AccessERO Portal AccessThe membership renewal process takes place in the ERO Portal.Sign In to the ERO Portal (https://)Trouble Logging In?If you do not remember your user name or password, please submit a ticket to the NERC Membership Team through the ‘Help Desk’ tab located in the upper left hand corner of the ERO Portal.Please note that, due to higher than usual volume, it may take several business days to respond a request for assistance that is submitted during the renewal period.Chapter 2:NERC Membership ListConfirming Membership AccountsThe NERC Membership list contains all entities that are current members of the NERC. This list can be accessed by navigating to the ERO Portal and clicking on ‘NERC Membership List’.Figure 2.1: View, while logged outFigure 2.2: View while logged inNOTE: NERC members are only allowed to join one sector. NERC considers a corporation and its affiliates as a single member. Before completing the membership renewal process, each member entity should review this list to ensure that that the entity (including its affiliates) do not have more than one (1) NERC membership account. If recent organizational changes have resulted in a member entity having more than one (1) account, please withdraw the account during the renewal process (instructions below). You may also contact NERC membership (***********************)forassistanceindeactivatingtheextraaccount(s).Chapter 3:Managing ProfileUpdating Contact InformationTo update contact information, click on name located in the upper right corner and select ‘Profile’Chapter 4:Membership RenewalLocating Membership RecordIndividual or Entity membership records are located under the tab labeled ‘NERC Membership’Membership record is located at the bottom half of the page. (*DO NOT CHOOSE THE OPTION TO REQUEST MEMBERSHIP, OPTION IS ONLY FOR NEW INDIVIDUALS OR ENTITIES SEEKING MEMBERSHIP WITH NERC)Only the primary and alternate contacts will have access to the membership record. If both the primary and alternate are unavailable, please contact the ERO Portal Help Desk (https:///) to have the contact information reset.Membership FieldsMembership StatusThe following statuses may show under Membership Status:∙Vetted – the membership has been vetted and is active∙Not Vetted – the membership has not been vetted yet∙Pending Add’l Information –this indicates that there is additional information required by the user to complete the membership.∙Rejected – the application for membership has been reviewed and rejectedVerification all info is correctThis indicates whether the NERC membership is renewed or not. Status will show as:∙Not Confirmed – Membership not renewed∙Confirmed – Membership renewedPlease note that during renewal period all records are set to ‘Not Confirmed’ until renewal is completed by individual or entity. Please see below for additional details.Membership ActionsThere are two (2) actions that can be taken for each individual membership record, accessed by clicking the icon on the far right of the record:∙Edit Membership – This will enable the member to view and edit membership record for editing.∙Withdraw –This will enable the member to withdraw their membership, regardless of its state (‘Vetted’, ‘Not Vetted’, etc.).NOTE: After the user confirms the intent to withdraw the membership, the membership record will be removed from the system and will become inaccessible. The user may request to re-join NERC membership at any time by submitting a new membership request.Edit MembershipDuring membership renewal, members will have the ability to edit all sections of the NERC Membership Profile:pany –If the company needs to be modified, please do so in the ‘My Profile’ section of the primarycontact’s ERO Portal record. Alternate contacts do not have the permissions to change record.2.Affiliate Company – Modify the same as Company. The affiliate must be different then the company selectedabove.3.Sector: To change the sector please click on the magnifying glass and choose from available options. SeeAppendix 1 for full descriptions of Sectors 1-13. Note: These sector definitions were revised effective April 2021.4.Sector Justification – Please enter a sentence or two justifying why the individual or entity meets the criteriafor Sector membership. Note: The NERC Membership Team may contact you for additional information to support your sector selection, if necessary.5.Primary / Alternate Contacta.The Primary and Alternate contacts must be different people.b.With the exception of Sector 13 (Associate), you MUST have a primary and alternate listed on themembership profile.c.In order to change a primary or alternate contact, that contact must be a registered user in the EROPortal. In order to register, simply navigate to the ERO Portal, click on ‘register’ in the upper right- handcorner and follow the self-service registration process.d.To change the primary or alternate contact, please click on the magnifying glass located next to theindividuals name and type in full name of replacement in search bar and click enter. Select name fromdrop down options and click select.Chapter 4: Membership Renewal6.All information on my profile is correct –If there are no changes required, simply check the box labeled ‘Allinformation on my profile is correct’ and click‘Update’.a.This indicates that all information on the membership record is correct.b.Once update is completed, please return back to ‘NERC Membership’ page. Verification all in is correctshould be set to ‘Confirmed’.c.You will not receive an email of confirmation, please email NERC Membership(***********************)forfurtherverificationneeds.Need Assistance?Questions regarding the renewal process may be directed to the NERC Membership Team (***********************).For technical assistance with the ERO Portal, including password assistance, please contact the ERO Portal Help Desk(https:///).Appendix A:NERC Membership Sector DescriptionsMembership SectorsThe NERC Bylaws provide for thirteen (13) membership sectors. Please note that these sector descriptions were recently revised, effective April 2021. The current NERC membership sector descriptions are provided below.Renewing members may remain in their current NERC membership sector only if they meet the currently effective criteria for that sector. Individuals or entities that do not meet the criteria for any of the sectors 1-12 may renew their NERC membership under Sector 13, Associate.Sector 1 —Investor-owned utilityThis Sector includes any investor-owned entity with a substantial business interest in ownership and/or operation in any of the asset categories of generation, transmission or distribution. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 2 —State/municipal utilityThis Sector includes any entity owned by or subject to the governmental authority of a state or municipality, that is engaged in the generation, delivery, and/or sale of electric power to end-use customers primarily within the political boundaries of the state or municipality; and any entity, whose members are municipalities, formed under state law for the purpose of generating, transmitting, or purchasing electricity for sale at wholesale to their members. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 3 — Cooperative utilityThis Sector includes any non-governmental entity that is incorporated under the laws of the state in which it operates, is owned by and provides electric service to end-use customers at cost, and is governed by a Board of directors that is elected by the membership of the entity; and any non-governmental entity owned by and which provides generation and/or transmission service to such entities. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 4 — Federal or provincial utility/Federal Power Marketing AdministrationThis Sector includes any U.S. federal, Canadian provincial, or Mexican entity that owns and/or operates electric facilities in any of the asset categories of generation, transmission, or distribution; or that functions as a power marketer or power marketing administrator. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 5 — Transmission-dependent utilityThis Sector includes any entity with a regulatory, contractual, or other legal obligation to serve wholesale aggregators or customers or end-use customers and that depends primarily on the transmission systems of third parties to provide this service. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 6 — Merchant electricity generatorThis Sector includes any entity that owns or operates an electricity generating facility that is not included in an investor-owned utility’s rate base and that does not otherwise fall within any of sectors (1) through (5). This Sector includes but is not limited to cogenerators, small power producers, and all other nonutility electricity producers suchas exempt wholesale generators who sell electricity at wholesale. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 7 — Electricity marketerThis Sector includes any entity that is engaged in the activity of buying and selling of wholesale electric power in North America on a physical or financial basis. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 8 — Large end-use electricity customerThis Sector includes any entity in North America with at least one service delivery taken at 50 kV or higher (radial supply or facilities dedicated to serve customers) that is not purchased for resale; and any single end-use customer with an average aggregated service load (not purchased for resale) of at least 50,000 MWh annually, excluding cogeneration or other back feed to the serving utility. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects.Sector 9 — Small end-use electricity customerThis Sector includes persons or entities such as associations, state consumer advocates, or other advocacy organizations that represent the collective interests of groups of electricity end users that take service below 50 kV or have an average aggregated service load (not purchased for resale) of less than 50,000 MWh annually, excluding cogeneration or other back feed to the serving utility. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects. Any individual or entity providing products or services within the previous twelve (12) months related to Bulk Power System reliability to an entity eligible to join another Sector cannot join this Sector. Sector 10 — Independent system operator/regional transmission organizationThis Sector includes any entity authorized by the Federal Energy Regulatory Commission to function as an independent transmission system operator, a regional transmission organization, or a similar organization; comparable entities in Canada and Mexico; the Electric Reliability Council of Texas or its successor; and the Florida Reliability Coordinating Council, or its successor.Sector 11 — Regional EntityThis Sector includes an entity having enforcement authority pursuant to 18 C.F.R. § 39.8.Sector 12 — Government representativesThis Sector includes any federal, state, or provincial government department or agency in North America having a regulatory and/or policy interest in wholesale electricity. A not-for-profit association that coordinates and helps represent the interests of members of the Sector may be a member of the Sector unless the majority of the other members of the Sector objects. Entities with regulatory oversight over NERC or any Regional Entity, including U.S., Canadian, and Mexican federal agencies and any provincial entity in Canada having statutory oversight over NERC or a Regional Entity with respect to the approval and/or enforcement of Reliability Standards, may be nonvoting members of the Member Representatives Committee.Sector 13 — AssociateThis Sector includes all members that do not qualify for one of the Sector membership categories set forth in subsections i. through xii. above. Associates shall have all rights and duties of members except for the right to nominate and elect Member Representatives Committee representatives. Associates shall be entitled to receive allpublic notices issued by the Corporation and may participate in any public meetings of the Corporation or its committees. At the request of any other Sector, an associate may serve as a representative of such Sector on the Member Representatives Committee and other committees with Sector representation, serve as a proxy for a Sector representative, and may coordinate and deliver such Sector’s policy input to the Board. Associ ates also may serve as at-large members or their proxy on committees that include at-large members.。