金融英语阅读教程第四版课后练习答案

金融专业英语阅读（答案）Chapter OneMonetary Policy(货币政策) …………………………………Chapter TwoForeign Exchange Risk andWhy It Should Be Managed(外汇风险和进行外汇管理的原因)………………………………………Chapter ThreeTools and Techniques forThe Management of Foreign Exchange Risk(控制外汇风险的工具和方法) …………………………………Chapter FourU.S. Foreign ExchangeIntervention(美国对外汇交易的干预) …………………………………Chapter FiveHistory of Accounting(会计的历史起源) …………………………………Chapter SixAccounting and Bookkeeping(会计和簿记) …………………………………Chapter SevenFinancial Markets and Intermediaries(金融市场和中间业务) …………………………………Chapter EightHistory of Insurance(保险的历史起源) …………………………………Chapter NineInsurance Policy(保险单) …………………………………Chapter TenBank for International Settlements(国际清算银行) …………………………………Chapter ElevenCommercial Bank Lending(商业银行借贷) …………………………………Chapter TwelveCredit Analysis(信贷分析) …………………………………Chapter ThirteenWhat Kind of Mortgage Loan Should You Get?(何种抵押贷款更适合你？) …………………………………Chapter FourteenMutual Fund(共同基金) …………………………………Chapter FifteenBonds(债券) …………………………………Chapter SixteenOptions(期权) …………………………………Chapter OneMonetary Policy货币政策Answers:Multiple choices1.D2.B3.C4.C5.ATrue or False1.F2.T3.F4.T5.F6.TRead the following text and choose the best sentences for A to E below to fill in each of the gaps in text1. E2. B3. D4. A5. CCloseEmployment, demand, fiscal policy tools, monetary policy, central bank, interest rates, "stable" prices, inflation, "federal funds" rate, open market operationsTranslation:Translate the following passage into Chinese1.紧缩性货币政策和扩张性货币政策都涉及到改变一个国家的货币供应量水平。

Book 4Unit 1I.1.A2.D3.C4.A5.B6.DII.1.我进入寿险这一行，做得还算不错。

我有幸与几个最棒的寿险推销员一起被指任为一委员会会员。

一时间我吓得要命。

2. 一般的成功人士为了将来的收获，甘坐冷板凳且推迟享受。

反观诸多快速成功者，他们期望太多而且渴望一蹴而就。

当回报不能立刻兑现时，他们就变得灰心丧气，愁苦不堪。

3. 我一直在找寻那些有天赋、能自律的人。

然后培养他们的爱心和忠诚。

我招募他们，激励他们，每当我们取得什么成绩，我与他们一起分享荣誉。

4. 有一次，一场盛大的开幕典礼定于周末举行，而我们的大部分家具还在我们与批发商两地之间的卡车上，距这里有数天的车程，于是我们便到外面以零售价购买了价值5,000美元的货品，这样做吞噬了我们大部分的利润，可我们不能让建筑商失望。

5. 美国总统亚伯拉罕.林肯本可能被他貌似的平凡所击垮。

他出身贫寒，外表丑陋，然而却颇有建树，给世人眼中的“平凡”予新的涵义和尊严。

III.1.set their sights high, achieve their goals2.is little related to, university-educated fast-trackers, self-discipline3.overpowering ego, bring out the best in people4.broaden their knowledge base5.stick with, keep your wordUnit 2II.1. 等等！我不管谁把那块馅饼切成两块，但不论谁切，都得给另一方挑选的权力。

2．很多情况下，冲突双方的需求并非对立。

如果关注点从击败对方转向解决问题，那么每个人都能受益。

3．如果工会赢了，罢工期间损失的工资将超过争得的利益。

相反，由于罢工，资方的损失将超过为避免罢工而答应其要求的成本。

所以，罢工必两败俱伤。

4．相反，我们应该认识到我们真正的利益是互补的，进而彼此相同：“我们该怎样协作，使馅饼更大，大家分得的份额更多？”5 如果那卖主宽容和气，通情达理又富有同情心，他就该把价格谈到497美元，使那对夫妇得到快乐和满足。

英语专业阅读教程第四册课后paraphrase的答案Unit one passage two P61 Many children refuse to eat animal meat at first. They later become used to eating it because their parents try hard to persuade them to eat.2 There are two different and conflicting attitudes towards animals. They are carefully separated so that the existing and the essential contradiction between the two hardly causes trouble.3 Picture books and stories deliberately avoid presenting the real situation in our modern farms. Children, therefore, are kept from seeing the reality.4 The difficulty will be that non-vegetarian parents do not want to let their children know the gruesome side of the story, as they are afraid that their children will refuse to eat meat at meals because of their sympathy towards animals.5 Unfortunately, non-vegetarian parents will strongly disapprove of their children’sunwillingness to eat meat.Passage 3 P 161 When his animals are being experimented on, the act doesn’t take effect.2 Your experimenter is not refused to obey law.3 Researchers at Louisiana State University launched an eight-year, $2 million project funded by the Department of Defense. They use tools to hold cats firmly and then they remove cats’skulls and shoot them in the head.4 The experimenters claim that their purpose for this kind of experiment is to find a way of curing the brain-wounded soldiers so that they later can go back to military service.5 psychologists use medical operations to turn around the eyes of young cats.6 there is other evidence showing that cats were not adequately anesthetized while experimenters cut their eye muscles; animalexperimentation was done by people who were not trained and did not have licenses to operate on animals, and the mother cats was conflicted such great torture on by the experiments that they ate their babies.Unit 2 passage two P 331 now we can enjoy the benefits and list in what ways we benefit from his death.2 There must be some other benefits by fastening Harding into a chair in a tiny room and poisoning him to death with gas.3 not even people who are eloquently in supporting of executing people, such as Arizona Attorney Grant Woods, who attracts much public attention, believe that death penalty will keep people from committing crimes.4 but even killing a small number of murderers will have great impact on people5 perhaps the benefit got form killing Harding is not easy to see.Passage 3 page 381 her voice and her expression show that she is sometimes deep in sorrow and sometimes furious beyond her control.2 This sense of justice, like many other basic beliefs, is such a necessary element for us to maintain our psychological health that we take it too granted and hardly ever become aware of its existence, until one day it was severely violated.3 People’s opinions greatly differ as to what is the properway for correcting wrong behavior.4 Europeans are very passionate when coming to the issue of taking tough measures on political violence.Passage 4 page 441 carefully examined Tony’s bed to see if he had dirtied it with his body fluids.2 when I looked at the sickly old man, I couldn’t imagine that he used to be clean and neat, serious and determined, and that herobbed a bank and killed a cop.3 Many people in the underworld believed that Tony should have done something for his partner, but he did nothing, which badly hurts his partners. The underworld people believed Tony’s partners had been betrayed.4 words had gone around that T ony’s wife was murdered because the underworld people wanted to revenge against tony for the death of his three crime partners.5 The lights shining in the window made the hollows in his dark face look deeper, making him look like somewhat evil.Unit 5 passage 1 p1041competition plays such an important part in our culture that it is common to see even adults are screaming and swearing in the Sunday afternoon. This is ridiculous and I feel very bad about it..2 from my own experience, I don’t think we can d evelop deep and full relationship bytrying to compete and win against a common enemy.3 If my success means that I have to do better than others, I don’t think I will ever feel real satisfactory, because I have to keep thinking of how to outdo others, which was very unpleasantan exhausting.4 even when I reach the top position, I will not feel safe as all those below me are waiting to outdo me and trying to grab the position from me.5 I start to see that my confidence in my personal value and worth is depended on how much better I am than so many others in so many activities.6 only when we begin to realize that there is no such a thing as healthy competition can we begin to live more normal and richer lives.Passage 2 p1091 You knew that one had healthy self-esteem when he/she could enjoy competing in a hobbywhere he/she was not very good at.2 A true competition is one in which you don’t know for sure whether or not you will able to achieve your aim.3 For many of us, competition is an additional ingredient that keeps our life interesting, makes us alter and active and enables us to become more creative and productive.4 It can be a good part of our life and exerts a great influence on how we live.5 parents must also set an example of how to compete pleasantly in their own lives.Passage 31 competition can be fun, but we may be overenthusiastic and unreasonable about it.2 candidates who sit in a test performance in order to join certain bands can get undeniable violent and aggressive.3 feel free to find a gift in yourself develop it and embarrass those who dare to challenge you.4 if competition is not fun and people find themselves are extremely worried about an event which they are competing in. why not stop going through it?。

KeysUnit 11. In the Frozen Waters of Qomolangma, I Learned the Value of Humility Comprehension Exercises1.Decide on the best choice to answer or complete each of the following.1. B2. D3. A4. B2.Put the following into Chinese1．我在想，如果出现意外，那么我那冻僵的身体需要多长时间才能沉到4.2公里深的海底呢?我紧接着意识到，对于一个仅着一条泳裤、试图游完这象征性的1公里人来说，下水前还能有什么比这更糟的念头吗？我的内心深处在颤抖，感到非常恐惧。

2. 我在珠穆朗玛峰上学到了两个基本的经验教训，第一，过去有用的东西并不意味着今天一定有用。

第二，不同的挑战需要不同的心态去应对。

现在，无论我做什么事情，都要先问问自己我需要何种心态来成功地完成任务。

3. 我们已经以某种方式生存了如此之久，我们已经以某种方式消费了如此之久，我们已经以某种方式在地球上居住了如此之久，但这并不意味着，我们过去所做的决定今天依然正确。

4. 我在世界屋脊上的游泳改变了我，在一定程度上，我希望它证明一切皆有可能。

只要我们谨慎合作，我们就有可能进行谦逊的对话，并超越对话，付诸行动。

2. Taking Lessons from What Went WrongComprehension Exercises1.Decide on the best choice to answer or complete each of the following.1. B2. A3. C4. C2.Put the following into Chinese1.他们说，灾难会带来惨痛的教训，因为在技术上取得成功的原因往往是随机的、不可见的，而造成某个失败的原因通常是可以被找到、被证明和被修复的，从而达到改进的目的。

大学英语阅读进阶第四版PART1Unit 1 Vocabulary in Context Practice 1: Examples1.examples： brushing their teeth, washing their hands and facec; B2.examples： the phones were constantly ringing, people were running back and forth,several offices were being painted: B3.examples: the giant land tortoise can live several hundred years; B4.examples: going to town concerts and ball games, visiting neighborhood friends, playingboard games: A5.examples: gardening, long-distance bike riding ; A6.examples: picking up the language and customs of their new home; A7.examples: a trembling mugging victim, a crying lost child: A8.examples: learning, reasoning, thinking, language: B9.examples: the TV is talking to them, others can steal their thoughts; C10.examples: accepting a bribe from a customer, stealing from an employer; CPractice 2: Synonyms1~5 embarrasses; examine; practical; confusing; overlook6-10 necessary; opponents; arrival; charitable; customaryPractice 3: Antonyms1.Antonomy:long; A2.Antonomy: financial loss;B3.Antonomy: openly; B A. Antonomy: plainly; B5.Antonomy: active; A6.Antonomy: clear; C7.Antonomy: benefit; B8.Antonomy: increase in value;B9.Antonomy: careless; C10.Antonomy: weak; CPractice 4: General Sense1-5 B; C; A :H; C; 6-10 A; C; H; C; HReview Test 11-5 context; A; C; B; dofinition---examplesReview Test 2A.1-5 B; A; B ; C; A;B. 6 D overjoyed; 7 A. provided; 8 C discouraged; 9 E. nag; 10 B. doubtful;Review Test 3A.1-5 practical: clean; reveal; relieve; at the same timeB.6~10 looked down upon; guilty; tried; add to; joined;Review Test 41-5 B; D; D; B; A; 6-10 A; C; D; D; C;Mastery Test 1 A:1-3 D; R; C;B4-6 risk; search; false name:C7-8 C; B;D910 A; B;Mastery Test 2 A1-2 R; A;B3-5 plain; conduct; modest C6-7 C; C;D8-10 D; I); B:Mastery Test 3 1-5 A; C;C; C : B;6-10 D; D; C; A; R;Mastery Test 4 1-5 C; C;A; B; D;6—10 C; A; D; B; CMastery Test 5 A: 1-5 C; D;C; A; C;13: (wording of answers may vary.)6 cut off; 7. give a false account of; misrepresent; twist;8. come tetween; get involved; 9. required10 became more forgiving; gave inMastery Test 6A:1. E most common;2. C stir up interest;3. F uncontrolled; i. 1 increased : 5- passedB6. I die :7. D deadly ;8. F be forced to experience; 9, E give credit for; 10. reducing2.Main ideasPractice 11.home cooking: S take-out:Sways to eat dinner: Gfrozen foods: S2.hot and humid: S cold andrainy: Scloudy with scattered showers: Sweather forecasts: G3.oversleeping: S badhabits: G overeating: Ssmoking: S4.traffic delays: S headcold: Sbad coffee: S minorproblems: Gmunicating: G writing:S reading: S speaking: S6.deadbolt locks: S alarmsystem: S barking dog: Skinds of security: G7.divorce: S failing grades:S major problems: Geviction: S8.not taking notes in class: S poorstudy habits: G missing classes: Scramming for exams: S9.surprised: S tone ofvoice: G enthusiastic: Shumorous: S10.hurry up: S get to bed: Scommands: G clean up this mess: SPractice 2 Answers will vary.Practice 31.P s s s2.S S P S3.S S S P4.P S S S5.S P S S Practice 41.S S P s2.I) S S S3.S P S S4.S P S S5.S S S PPractice 51.S S P s2.S P S S3.P S S S4.S S S P5.P S S SPractice 6 Group IA.SDB. SI)C. MID. T Group 2A.MIB. SDC. SDD. TGroup 3A.TB. SDC. SDD. MTGroup AA.MIB. SDC. SDD. TGroup 5A. MIB. SDC. TD. SDPractice 7 (wording of topics may vary)U Topic: StoriesMain idea: Sentence 12.Topic: ESPMain idea: Sentence 23.Topic: Hospices vs hospitals Mainidea: Sentence 2A.Topic: Driving or Poor attitude about driving5. 25. 2Main idea: Sentence 10 5. Topic:Environment and behavior Main idea:Sentence 1 Practice 8 2. a. S b. S c. P d. SB. 1. a. SD b. SD c. T d. MI2. a. SD b. SD c. T d. MI Review Test31. 32. 13. 94. 25. 2Review Test 4 1. D 2. C3. A4. A5. C6. C7. A8. D9. A 10. A Mastery Test 3 1. 1 2. 2 3. 6 4. 1 5. 2Mastery Test 4 1. 3 2. 2 3. 1 4. 7 Mastery Test 5 1. 6 2. 4 3. 2 4. 1 Mastery Test 6 1. 2. 2. 1 3. 24. 35. 11 Unit 3. Supporting DetailsPractice 1. ( wording of answers may vary)1. Main idea: Parents can take several steps to discourage TV watching and encourage reading.1. Have only one TV set, and place it in the family room.2. Connect reading with eating.3. Don' t put a TV set in a child' s bedroom.1. 12. 43. 24. 55. 1 Review Test 11. B2. B3.A 4. A 5. other sentences in the paragraph Review Test 2A. 1. a. S b. s c. S d. PMastery Test 1 A . 1. a. s b . P c . s d. S 2. a. p b. S s d. S3. a. s b. S c. s d. P B . 1_ a . SD b . T c. SD d. Ml 2. a. MI b. SD c. T d. SDMastery Test 2A . 1. a . s b . P c . S d. S2.a. sb. Sc. Pd. S3. a. p b. S c. S d. S R . 1. a. SD b . SD c . T d. MI 2. a. MI b. T C- .SD d. SD2.Main Idea: Colleges of the early nineteenth century were distinctly different from today's schools.1.students were mostly white males.Minor details:Col lege was considered a final polishing for upper-class gentlemen.2.All students had to take the same courses.Minor details:They studied ancient languages, literature, natural science, mathematics, and political and moral philosophy,3.Colleges were small.Minor details:Most had only a few dozen students, three or four professors, and three or four tutors,4.Student life was more regulated.Minor details: Strict curfews determined when students had to turn off lights, and attendance at religious services was required.Practice 2 ( Wording of answers may vary )1.Introduce yourself Refer to physical setting Ask a complimentary question Seek directinformation2.Major detail: Smaller labor forceMinor deLai1: Milking machines use only one operator.Major detail; Higher milk outputMinor detail: American cows give 7. 5 times more milk than Brazilian cows. Practice 31. c2.RPractice 4 ( Examples may vary )1.Passive listening—trying to make sense out of a speaker' s remarks without being ableto interact with the speaker.Bx—Students listen to an instructor' s lecture without having the chance to ask questions.2.Self-serving bias-the practice of judging ourselves leniently,Bx—When he lashes out angrily, we say he' s moody. When we lash out angrily, we say we' re under pressure.Review Test 1K specific4^specific 2. T 3* supporting detailsA. mapping 5. condenseReview Test 2A. Mtiin idea:Several factors influence the justice system ’ s treatment of criminal s.1. Sex of offender affects severity of sentence.b. Court more reluctant to send mother to prison than father2.Race is another factora.Nonwhites awarded parole and probation less often .b.Blacks executed more often for capital crimes.3. a. Young offenders given special treatment.B.8. C 9. C 10. BReview Test 3A.Main idea: Serious depression has definite warning signs.1.Change in sleep patterns2.Abnormal eating patterns3.Trouble in thinking or concentrating4.General feeling of hopelessnessB.Main idea: There are three common ways that people deal with their feelings.1)withhold them2)Display them3)Describe themC.10. cReview Test 41-5 : 13; A; D; A; long interviews 6-10A. 1. Basic temperament the child is born with,2. Early emotional environmentB. 1. Authoritative 2. Authoritarian 3. PermissiveMastery Test 1A.Main idea: Divorce has serous negative consequences.1. a. Starting to date again can be nerve-racking.2.Emotional difficulties among original family members are common.a.Husband and wife feel guilt and resentment.3.Financial adjustments are necessary.a. Alimony, child support, and property disposal must be dealt with,B.7. B 8. A 9. C10. They can undo complicated bolts on gates.Mastery Test 2A.l.B; 2. I); 3. C; 4. I); 5. C; 6. B;B.Main idea: Chimpanzees use objects in their environment as tools.1.Sticks to catch termites and steal honey.2.Loaves as drinking cups, for cleaning, and as spongers3.Stones to crack open nuts.Mastery Test 3.A.1-6 A; B; A; D; B; AB.Main idea:Three types of human memory allow us to remove or keep in format ion as needed.1.Sensory memory2.short-term memory—stores about 7 items for about 30 seconds.3.Long-term memory—stores enormous numbers of items for a long periodMastery Test 4A . Main idea:Researchers have created a number of theories to explain the functions of sleep.1.Gives body time to repair brain cells and create chemical that makes brain think.2.Enables body to save energy3.Keeps people out of trouble.4.Reduces memoryB. 6. CC.7-10 A; R; B; D;Mastery Test 5A.1-5 B; D; A; B; C;B.Main idea: Experts in our country have suggested various purposes of1)Punishment2)Rehabilitation3)Deter crime4)Keep criminals off streetsMastery Test 6A.L a. 2) Informal and friendly atmosphere in the Senateb.Procedural differences1)House rules—many and complex2)Senate rules—short and simple 2.Political outlook of membersa. Representatives concerned with local issuesB.Main idea: A number of conditions stimulate aggression.1)Pain2)Attacks3)Crowding4.Implied Main idea/Central PointParagraph 1:11) 2A Paragraph 2: 3C 4B Paragraph 3: 5C 6B Paragraph A: 7D 8BPractice 2 ID 2B 3C 4CPractice 3 (Wording of answers may vary.)1.Topic: Reasons for lyingImplied main idea: People tel 1 lies for several reasons.2.Topic: Being an only childImplied main idea: Being an only child has its drawbacks.3.Topic: Opposition to capital punishmentImplied main idea: People have opposed the death penalty for different reasons.4.Topic: Growing olderImplied main idea: Growing older can make us better in many ways.Central point: In fact, the days of a housewife in nineteenth-century America were spent in harsh physical labor. (Sentence 2)Practice 5Central point: However, excessive use of alcohol contributes to a number of negative social consequences. (Sentence 2)Review Test 11. implied2. topic3. support4. central point5. sometimesReview Test 2A.1R 2AB. 3. Watching TV has several benefits.4.L ower-class criminals tend to be treated more harshly by the justice system than higher-class criminals. (In all these tests, wording of implied main ideas may vary.)Review Test 3A.IB 2DB. 3. Several techniques can help you get a good night’ s sleep.C. 4. Sentence 6Review Test 4IB 2C 3A 4A 51) 6A 7C 8A 91) 10BMastery Test 1 A. 1C 2A 3D Ii 4. Sentence 1Mastery Test 2A.1C 2R 3D 13. 4. Sentence 20Mastery Test 3A.1A 2A 3DB. 4. Sentence 19Mastery Test 4A.ID 2BB. 3. There are several positive ways to encourage your family to exercise more often.C. 4. Sentence 16Mastery Test 5A.ID 2DB. 3. Experts have suggested several techniques for doing well on exams.C. 4. Sentence 3Mastery Test 6B. 3. Marriage is good for people’ s physical and mental health.C. 4. Sentence 10 Unit 5 relationships I Practice 1 (Answers may vary)1.also2. For one thing3. In addition4. First 5 .Finally Practice 2 (Answers may vary) 1After 2 Then 3 during 4 before 5 while Practice 3 (Wording of answers may vary)A Main idea: For several reasons, pork was America' s popular meat a hundred year ago. 1Pigs grew quickly2Pigs required little attention3Pigs could be preserved cheaply B Main idea: “.aging process1Our bodies simply wear out.2Our body chemistry loses its delicate balance4Our bodies, with age, reject some of their own tissues.Practice 4 (Wording of answers may vary)Main idea: The 1960s were a time of profound events in America.1. 1963 - the assassination of President Kennedy21965 - urban riots in black ghettos31968 - protests against increasing American presence in Vietnam Practice 5 (Wording of answers may vary)Main idea: People pass through three stages in reacting to unemployment.1Shock followed by relief2Strong efforts to find a new job3Self-doubt and anxiety if no job is found Practice 6 (wording of answers mayvary)Main idea: Taking certain steps will help you to remember your dreams.2Put a pen and notebook near your bed.3Turn off alarm so you can wake up gradually.4Write down the dream immediately Practice 7IB 2A 3A 4B 5B 6A 7A 8B 9A 10BReview Test 11 the relationships between2 addition3 time4 T5 supporting details Review Test2A. 1 E before 2 C also 3 D one 4 A then 5 F final 6 B secondB.7 B 8 after 9 A 10 also Review Test 3A. 1 After 2 First 3 Then 4 As 5 later 6 BB.7 B 8A 9 B 10 A Review Test 41B2D3B4A5A6C7 first, another, final 8 A 9 finally 10 B Mastery Test1A 1 A Another 2 E When 3 C also 4B Then 5 D Next B 6 after 7 next 8 Last 9 then10 B Mastery Test 2A 1 A When 2 D First 3B Moreover 4C Before 5 E also R 6 BC 7 First 8 also 9 Finally 10 A Mastery Test 3 A 1-5 3, 1, 4, 2, A B 6 B C 7 A8 -10 Main idea: Prevention against injury involves a combination of two types of preventive measures.1Active prevention - methods that require people to do something to reduce the risk of injury.2Passive prevention- methods requiring little or no action on the part of those being protected.Mastery Test 4 A 1-4 4, 1, 3, 2 5 B R 6 RC Main idea: Work shapes human lives in fundamental ways -Consumes enormous amountsof time-Gives life structure and rhythm-causes stressMastery Test 5A. 1 B 2 early (or later or eventually or next)B. 3 A 4 CC. 5 B6一10 Denial-Anger-Depression-Bargaining-Acceptance Acceptance DenialDenialDepressionMastery Test 6 A 1 B2-3 Any two of the following: first, next, third, finally B 4 A 5 also 6 A C7 A8-10 Main idea: Children learn their gender roles in three main ways.2 Imitation3 Self-definitionUnit 6 Relationships II Practice1 (Answer may vary)1 For instance2 for example3 such as4 including5 illustration Practice2A Shaping; definition — 1; example 1—2 example 2—10B Irony—saying onething but meaning anotherHx—To end the famine in Ireland, Swift suggests the Trish should raise babies to be eaten Practice 3 (Answer may vary)1 Similarly2 Just like3 in the same way4 as5 Just as Practice 4 (Answermay vary)1 however2 Although3 but4 despite5 Tn contrast Practice 5A Contrast: Japanese employment practices and US employment practicesB Contrast:school and homePublic discipline Private scolding Much competition Minimal competition Practice 6 (Answer may vary)1 Because2 as a result3 so4 Since5 Therefore Practice 7A. Cause: Chronic stressEffect: Painful muscle tension Effect: Weakening of body5 s inunune system Effect: Psychological disordersB- Main idea (effect): There are several reasons that people daydream Major supporting details ( causes):1.To tolerate boring jobs2.To endure deprivation3.To discharge hostile feelings4.To plan for the future Practice 81A 2C 3B 4C 5A 6B 7C 8A 9C 10BReview Test 11 examples2 comparison3 contrast4 C5 C ReviewTest 2A. IB effects 2 C just like 3 E However 4A Because 5D such as R. 6B 7C 8A 9C10A Review Test 3 A 1 A 2 for instanceB 3C 4 alike or but or while or in contrastC 5B 6 because or as a result or effectD 7A 8 exampleE 9 B 10 affected or because or result Review Test AIB 2C 3C 4B 5A 6B 7C 8A 9B 10DMastery Test 1A 丨 B, For example 2 C- Just as 3 A, Therefore 4D. Because 5R, In contrastB 6A 7C 8A 9B 10C Mastery Test 2A. IB 2 reason or as a result R. 3C 4 in contrast C- 5A 6 for exampleD.7B 8 causing or since or leads to or causesE.9C 10 different or contrasts or nevertheless or same or alike or similar Mastery Test 3A 卜4 3, 2，4, 1 5CB 6C 7 differently or in contrast or while C 8D 9A 10 example Mastery Tost 4A.1-4 4, 1, 3, 2 5AB.6A 7B 8 as the resultC.9B 10C Mastery Test 5A IB 2-5 Learn to do their jobs better Get a raise or promotion Learn a new field Learn forthe sake of learningB 6B 7-10 Good manager 4 is flexible Poormanager1 Is surprised by problems3Takes on extra tasks4Clings to old rules MasteryTest 6A 1C 2-6 DelaysLack of resourcesLossesFailureB 7B8-10 Main idea: Role conflict—a situation in which the different roles an individual is expected to play make incompatible demands.—For a working mother, the expectations of motherhood may conflict with those of a full-time job.—For a priest, the responsibility to treat confessions confidentially may conflict with his responsibility to the community.7.Fact and OpinionPractice IA. 1. F 2. 0 3. 0 4. F 5. FB. 6. 0 7. 0 8. F 9. K 10. 0Practice 2Answers will vary.Practice 3A. 1. 0 2. F 3. F+0 4. F+0 5. I*B. 6. F 7. 0 8. F 9. K+0 10. 0Practice 4A. 1. F 2. F+0 3. F 4. F 5. F+0R. 6. F 7. F+0 8. F 9. F+0 10. F+0Practice 5A. 1. F 2. 0 3. I- 4. 0 5. F+0B. 6. F 7. F 8. F 9. F+0 10. F+0Practice 6A. 1. F 2. F+0 3. F 4. F+0Review Test 11. A fact2. A news report3. a mixture of fact and opinion4.Opinions5.enjoyable Review Test 2A. 1. F 2. 0 3. F 4. 0R. 5. F+0 6. F+0 7. F 8. F+0C.9. F 10. F+0Review Test 3A.I. 0 2. F 3. F+0 4. F 5. F+0 6. 0 7. F 8. F 9. 0 10. F+0B. 1. 1. F+0 2. F 3. 0 4. F 5. 02. 1. 0 2. F3. F4. F+05. 0Mastery Test 1A. 1. F 2. 0 3. F 4. 0 5. 0 6. F 7. F 8. 0 9. F 10. 0B.11. F+0 12. F 13. F+0 14. F 15. F+0C. 1. F 2. F+0 3. F 4. 0 5. 0Mastery Test 2A. 1. 0 2.F 3. 0 4. F 5. F 6.0 7. 0 8. F 9. 0 10. FB.11. P+0 12. F 13. P+0 14. F+0 15. FC. 1. F 2. F+0 3. F 4. 0 5. 0Mastery Test 3A. 1. F 2.0 3. F 4. F+0 5.0 6. F 7. F 8. 0 9. F 10. F-K)B.11. P+0 12. F 13. F+0 14. F 15. F+0C. 1. 0 2. F 3. F 4. F+0 5. 0Mastery Test 4A. 1.0 2. F+0 3.0 4. 0 5. F 6. l?+0 7. F 8. F 9. F 10. F 11. F 12.B. 1. F+0 2. 0 3. F 4. F 5. FC.18. F 19. F+0 20. 0Mastery Test 5A. 1. 0 2. F 3. F+0 4. 0 5. F 6. F 7. 0 8. F 9. F 10. F 11. 0 12. F+0B. 1. 0 2. F+0 3. Fc. 16. F+0 17. F 18. F 19. 0 20. F+0Mastery Test 6A. i. F 2,F 3. Q 4. F 5. P'O 6.F 7. F 8. 0 9. FiO 10. 0B. i. F 2. r 3. l:+丄1:5. F+0C. 16.F 17. F 18. F+0 19. 0 20. F8. Inferences ■Practice 1 Practice 2 Practice 3 Practice 41. C A. l.C B.5.C C.9. B A. 3, 4, 6 1. Simile, B2. D 2. B 6.B 10. A B. 1, 4, 6 2.Simile,C3. D 3.C 7. A 11. B. C. 1,4,6 3. Metaphor, B4. B 8.C 12. B. 4, Metaphor, C5. Metaphor, CPractice 5 R B C 4. C A Review Test 6. R 7. A 8. A 9. C10. BPractice 62, 5,6Review Test 2 1. suggested 4. T 2. useful 5. tel l--#show 3. useful A. 1,3,5,7 B. 2, 4, 6, 7 C. 1,2 Review Test 3 A. 1, 3, 5, 6 B. 5, A 8. A 6. A 9. A 7B 10CReview Test 4 IB 6 .A 2. D 7. B3. C 8. D4. C 9. D5. A10. R9. A10. BUnit 9 Practice 11. P2. 13. P4. I5. [•:6. I-7. P8. 19. H 10. 1Practice 21. B2. C3. AL C2. A 3^ E4. D 5- B Practice 3 1. C 2. A 3. E 4. D5. BPractice 4A. I. admiring 2. sympathetic 3. critical 4. objective 5. ironic H. 6. straightforward 7, sarcastic 8- threatening 9. self-pityingsympatheticMastery Test 1 Mastery Test 2 Mastery Test 3A. 1,4,6A. 1. C 3. A A. 1. A 3. CB. 2, 3,42. B4. C 2. B4. AC. 1.2,5B.2,4,5,6, 8,10 B. 4,52. 1,5C. 1, 3. 5, 8Mastery Test 4 Mastery Test 5 Mastery Test 6A. l.CB. 6. A A. 2, 3, 5,6 A. 1. C B. 6. B2.C 7. A B. 5. A 2. B7. A 3.C 8.C 6. B 3. B 8. C 4.R 9.R 7. C 4. C 9. A 5. A10.138. C5. A10. APractice 51. F2. T3. C4. R5. F Practice 61. B2. A3. B4. A5. B Review Test 11. purpose2. inform3. entertain4. persuade5. attitude6. opposite7. B8. C9. C 10. B Review Test 2 1. P 2. I 3. E 4. I 5. P Review Test 31. C2. E3. B4. D5. H Review Test 41. D2. C3. B4. A5. D6. B7. B8. B9. A 10. CMastery Test 1A. 1. 1 2. P 3. E 4. P 5. EB. 6. D 7. B 8. E 9. C 10. A Mastery Test 2A. 1. I 2. P 3. E 4. I 5. P 6. I 7. PB. 8. C 9. E 10. A Mastery Test 3A. 1. B 2. II 3. F 4. I 5. D 6. J 7. C R. 8. T 9. P 10. F Mastery Test 4A. 1. E 2. A 3. I 4. C 5. G 6. F 7. JB. 8. IC. 9. A 10. B Mastery Test 5 A. 1.B 2. C B. 3. A 4. I) C. 5. B 6. DD. 7. C 8. D Mastery Test 6 A. LA2. AB. 3. A A. BC. 5. B 6. AD. 7. A 8. D10. ArgumentPractice 1 1. A. S B. P2. A. S B. P3. A. S B. P C . s4. A. pR. Sc. s 5. A. SB . p c. s 6.A. S R. P c. s7. A. s 11 P c. s8. A. S B. P c.sD. S9. A. pB. Sc. sD.S10A .s B. Sc. PPractice 21. A, C, F2. C, E, F3. A, D, F4. A, C, F5. B, D, ii Practice 3 1. B 2. BPractice 4 1. C 2. APractice 5 1. R 2. CPractice 6 1. B 2. DReview Test 11. C2. A3. C4. B5.DReview Test 2A. l.B 2. B 3. D 4.CR. 5.R 6. D7.E 8. A 9. D 10. FReview Test 3A.l.C 2. A 3. DB. 4. D 5.CReview Test 4l.C 2. D 3.C 4.C 5.D 6. A 7. A 8. C 9. B 10. A. S B.P c.x D.SMastery Test IA. l.A 2.1) 3. B 4. AB. 5. A 6. D 7.1•:8. B 9. D 10. EMastery Test 2A. l.C 2.C 3.BB. 4. A 5. D 6. R 7. A 8.C 9. FC. 10. DMastery Test 33. DA.l.C 2. RB. 4.1) 5. BPART2十篇精选Answers to the Reading Selections 1-51 The Yellow Ribbon Skills QuestionsI. A 2. B 3. D 4. B 5. F 6. B 7. D 8. B 9. C 10. D II. D 12. C 13. C 14. B 15. T 16. C 17. C 18. C 19. A20. CSummarizing B2. Urban Legends Skills QuestionsI. D 2. A 3. D 4. C 5. A 6. D 7. A 8. B 9. C 10. DII. A 12. A 13. A 14. C 15. B 16. D 17. A 18. B 19. C 20. B MappingWhat they areGather more realistic details and variations as they travel The playboy^ s carThe cement-truck driver’ s revenge3, ShameSkills Questions1. C2. D3. C4. A5. D6. T7. B8. C9. D 10.Mastery Test 4A. l.A 2. D3. AB. 4.C 5. DMastery Test 5A. l.A 2. D3.F4.B5.C6.R. 7.CC. 8.A9.131013Mastery Test 6A. l.B 2. D3. F4.B5. C6.R. 7.CC. 8. A9.B10.A17. T 18. D 19.C 11. B 12. B 13. B 14. F 15. C 16. T T 20. A Outliningh Becomes ashamed of his poverty b. Is humiliated by teacherc- Leaves school and avoids it in the future2. Becomes ashamed of his own failure to help another c. Offers to pay for meal, but too late 4. The Bystander Effect Skills QuestionsBSummarizing (Note: Wording of answers may vary^ ) witnessespresent no one called the police during the attack the reactions of bystanders to emergencies interpretis felt by each member of the crowd DOutliningL Introduction ―paragraphs 1 to 4a. Lisa Beamer 1s conversations with counsellor and Airfone supervisor 2. Narrative of the events of Flight 93—paragraphs 5 to 31 3. Conclusion —paragraphs 32 to 33 a. Lisa Reame r as hero’ s widowb. Teddy Roosevelt 1s words6 COPING WITH NERVOUSNESS Skills QuestionsL C n 2. D3. B4. D5. D6. D7. C8. D 9- C 10. U11. A 12. D 13. D 14. A15. C16. D 17. B18. C19. C20.5. The Real Story of Flight 93 Skills Questions 1. D 2. B 3. B 4. A 5. F6. C7. A8. A9. D 10. C11. B12. A 13. B14. D15. D16. D17. A18. C19. B20.6. C7. B8. C9. B 10. D 11. A 12. A 13. A 14. A 15. A 16. D 17. D 18. C 19. A 20. A OutliningB. People can learn to cope with the fear of public speaking.C. There are various ways to cope with your nervousness about public speaking.2. Prepare adequately for your speech*4. Use coping methods for walking to the speaker^ s stand and just after. 7 COMPLIANCE TECHNIQUES Skills QuestionsSummarizing (Note: Wording of answers may vary.)2. …making a smaller request. The first request is so outrageously large thatpeople might be tempted to slam the door in the requester’ s face. Example :…t o give a great deal of time.3. asking a person to agree to something on the basis of incomplete information and then later telling the full story.A. Example: At a bake sale, customers were more likely to buy cupcakes for 75 cents if they were told they would also get two free cookies.8 LIZZIE BORDEN Skills Questions Summarizing: B9 NONVERBAL COMMUNICATION Skills Questions Outlining (Note: Wording of answers may vary.)A. Nonverbal messages: the use of personal space3. Social distance4. Public distanceB. 2. a. Helps communicate certain emotions, attitudes, and preferences1. C2. D3- A 4. A 5. B 6. c 7. D8. D 9. c 10.A 11. c 12. D 13. C 14. A 15.C 16. B 17.D 18. F 19. B 20.c L C 2. C 3. C 1 A 5, B 6. A 7. C 8. D 9. B 10.c11. B 12. A 13. A 14. C 15.c16. C 17. A 18. B 19. D 20.BLB 2. B 3. C 4. D 5.A6. A7. D8. B9. D 10. c11. C 12. B 13. A 14. T 15.B 16. A 17. B 18. A 19. B 20DCause 2:Not being able to expandb. Supports our verbal communications10 PREDINDUSTRIAL CITIES Skills Questions 20. Preindustrial cities were more crowded {or dangerous or disease-ridden) MappingDisease limited size of cityPopulation densityReasons people were attracted to th< upwardOpportunity to start a new lifePART3拓展学习Combined-Skills Tests Test 11. c2. B3. B4. B5. A6. B7. T8. C9. A 10. C 11. C 12. A 13. B 14. B 15. D 16. A17. A 18. D19. B1CC3 A4 A5 B67 [» 81)Test 21 B2D 3 BAB 5 A6B7 A8 CTest 31 R2D3 C4 R5 D6A7 B8 ATest 4IB2B3 A4 C5 A6C7 A8 DTest 5IB2C3 CA1) 5 1561)7 C 8 BTest 6ID2A3 A4 B5 B6A7 A8 CTest 71 B2 A3 D-1C5I) 6 B 7 C81)2，5 2，4 2，310. C C 2. CTest 8ID 2D 3 B 4 D 5 C 6 A 7 D 8 CAnswer Sheet: Combined-Skilied Tests (9——15)2 PropagandaPractice 1 Practice 2 Practice 3 Practice 4 Practice5Practice 6 I). 9Mastery Test 4: ATest 91. A2. B3. B4. D5. C6. B7. C8.Test 101. C2.C3. B4. B5. C6.C7. D8.DTest 111. C2. D3. C4. C5. A6. H7. A8. CTest 121. C2. B3. C4. A5. C6. A7. C8. BTest 131. C2.B3. A4. C5. 136.A7. D8. 13Test 141. B2. D3. A4. C5. A6. A7. B8. ATest 151. A2. C3. A4. C5. A6. D7. C8. AAnswers to the Practices and Tests in Part III Practice 7:i . R 2. A 3. CReview Test i ：1. n2. A3. A4. A5. HReview Test 2: 1. D 2. A 3. A 4. D 5. C 6. C 7. B 8. D 9. A 10. AReview Test 3: A. 1. B 2. D 3. C 4. C 5. C 6. B7. A 8. DB. 9. B 10. CMastery Test I :1 A 2. D 3. A 4. R 5.C 6. C 7.A 8. D 9. D 10. AMastery Test 2: A 1. 1) 2, B3, 1) 4. 1) 5,B 6.C 7, A 8. BB . 9 B 10. cMastery Test 3: A 1. B 2. AB . 3 D 4. B 5. BC . 6 B 7. R 8. C。

阅读教程Lesson 2 Leading MenExercises1. Reading ComprehensionRead the text again and choose the best answer to each of the following questions or statements.1)Which of the following statements is true about the Lewis and Clark expedition?A.President Jefferson was pleased when the expedition achieved its originalaim.B.There was no written record of hostility between the two captains.C.Clark was his only choice when Lewis tried to find a co-commander.D.The corps often came into violent conflict with Indians.2)When the two-volume edition of the Lewis and Clark Expedition journals wasfinally published, _________.A.it turned out to be a great successB.the whole country was shockedC.it is most well-known as a great mapD.its circulation was very limited3)Which of the following is not covered in this article?A.The significance of the expedition.B.The disappointments of Lewis and Clark.C.The personalities of the two captains.D.The hardships of the expedition.4)Which of the following was not the result of the expedition?A.Understanding of numerous Indian tribes.B.Trunks of specimens of plants and animals.C. A masterpiece map of the American West.D. A most direct water route across America.5)The author employs materials from the following sources except _________.A.Jefferson’s diaryB.written records of relevant peopleC.details from Lewis and Clark’s journalsD.recollections of family members or relativesKey:1. B（其他三个选项都与课文内容不符。

Part One1. What are the main roles of banks?答：Although banks share many common features with other profit-seeking business,they play a unique role in the economy through mobilizing savings,allocating capital funds to fiance productive investment,transmitting monetary policy,providinga payment system and transforming risks.3. According to the revised edition of the Law of the People's Republic of China on the People's Bank of China ,what functions does the PBC perform?答：The PBC 's key functions are to conduct monetary policy, prevent and dissolve financial risks, and maintain financial stability under the leadership of the State Council.4. Can you give some examples of indirect instruments for implementing monetary policy?答：Indirect instruments as required reserve ratio, interest rate adjustment and open market operations.9. What is your definition of share and bond?答：Shares are certificates or book entries representing ownership in a corporation or similar entity.Bonds are written evidences of debts.13. What is your definition of “securities”?答：Securities are paper certificates (definitive securities) or electronic records (book-entry securities) evidencing ownership of equity (stock) or debt obligations (bonds).Part Two2. What are the objectives of banking supervision?First, the key objective of supervision is to maintain stability and public confidence in financial system.The second goal of bank supervisions to ensure that bank operate in a safe and sound manner and that they hold capital and reserve sufficient to cover the risks that may arise in their business.Third, a related goal is to protect depositors’ funds and , if any bank should fail, to minimize the losses to be absorbed by the deposit insurance fund.The fourth goal of bank supervision is to foster an efficient and competition banking system that is responsive to the public need for high quality financial services at reasonable cost.The fifth and final goal of bank supervision is to ensure compliance with banking laws and regulations.3. What risks might the commercial banks have to face?(1)credit risk (2)market risk (3)liquidity risk (4)operational risk (5)legal risk (6)reputation risk4. What are the implication of credit risk, market risk, liquidity risk and operational risk?Credit risk: A major type of risk that banks face is credit risk or the failure of a counterpart to perform according to a contractual arrangement.Market risk: Two specific elements of market risk are foreign exchange risk and interest risk. Banks face a risk of losses in on- and off-balance sheet positions arising from movement in exchange rates. Interest rate risk prefers to the exposure of a bank’s financial condition to adverse movements in interest rates.Liquidity risk: Liquidity risk arises from the inability of a bank to accommodate decreases in liabilities or to fund increases in assets.Operational risk: The most important types of operational risk involve breakdowns in internal controls and corporate governance..5.At what levels does the Basel Accord set the minimum capital ratio requirements for internationally active banks?The Accord sets minimum capital ratio requirements for internationally active banks of 4% tier one capita and 8% total capital (tier one plus tier two) in relation to risk-weighted assets.Part Three1. What does foreign exchange include ?答：Foreign exchange includes the following means of payments and assets denominated in a foreign currency that can be used for international settlement:●Foreign currencies, including banknotes and coins;●Payment vouchers denominated in foreign currency, including negotiableinstruments, bank certificates of deposit and certificates of postal savings;●Securities denominated in foreign currency, including government bonds,corporate bonds and stocks;●Super-national currencies such as Special Drawing Rights and the Euro; and●Other assets denominated in foreign currency.3. What are the requirements for domestic institutions for opening foreign exchange accounts abroad?答：Domestic entities which meet one of the following requirements may apply for opening a foreign exchange account abroad:●Expecting small amount income during a certain period of time abroad;●Expecting small amount ex penditure during a certain period of time abroad;●Undertaking overseas construction projects;and issuing securities denominated in foreign currency abroad.6. Give the definition of foreign exchange?答：Foreign exchange , or forex , is foreign money. All foreign currency, consisting of founds held with banks abroad, or bills or cheques, again in foreign currency and payable abroad , are termed foreign exchange.9. Give the definition of spot and forward transaction?答：Spot transactions involve today’s p rices of currency and delivery of the currency within two business days, except for Canadian dollar (CAD), which must be delivered in one day.10. Tell the difference between forward and futures transactions?答：(1) Forward transactions involve today’s pr ices of currency and delivery on a stipulated future date.(2) Futures transactions are always traded on exchanges. In order to be marketable on exchanges, futures contracts are standardized in terms of quantity, settlement datesand quotation.Part Four14. How could a bank earn interest income?答：The principal source of income for the majority of banks is still the interest received on the funds that the institution has at its disposal and is able to lend out in some form.Whenever a bank lends out money it will generally charge interest to the customer.21. Why should a bank keep sufficient liquid assets?答：It is important for a bank to hold sufficient liquid assets to meet the demands of depositors who may seek to withdraw their funds. However,maintenance of too high a level of liquid assets could be expensive. Cash balances in particular yield no income,yet will cost the same as any other asset to fund.25. What are the three major activities included in a bank's Statement of Cash Flows?答：The statement of cash flows reports cash flows relating to operating,investing and financing activities of a bank.Part five4. What are negotiable instruments? list some examples.答：From a functional perspective, negotiable instruments are documents used in commerce to secure the payment of money. Paying large sums of money in cash is both inconvenient and, unfortunately, risky. In all cases, negotiable instruments represent a right to payment. A right is, by definition, a promise and not a tangible piece of property. So, negotiable instruments are classified as choses in action. The three main types of them are the following: Bills of Exchange, Cheques, Promissory Notes.7. What’s the difference between capital lease and operating lease?答：1: Whether the ownership of property is to be transferred by the end of lease term.2: Whether the lease has an operation to purchase the leased property at a bargain price.3: The lease term is long to or short in according to the estimated economic life of the leased property.4: Whether the lease is a cancelable lease.5: Whether the lease is full-payout lease.9. What’s the meaning of Account Receivable Financing?答：Accounts Receivable represents a promise from customers to pay for a goods sold or services rendered. Account Receivable Financing is a form of collateralized lending in which accounts receivables are the collateral.12. What are basic characteristics of money mark securities?答：Money-mark securities, which are discussed in details later in this chapter, have three basic characteristics in common:They are usually sold in large denominations.They have low default risk.They mature in one year or less from their original issue date. Most money marker instruments mature in less than 120 days.Why teasury bills are attractive to investors?答：Teasury bills are attractive to investors because they are backed by the government and therefore are virtually free of default risk .Even if the government ran out of money, it could simply print more to pay them off when they mature.The risk of unexpected changes in inflation is also low because of their short-termmaturity. 15. What are the features of inter-bank markets?答：Inter-bank markets are money markets in which short-term funds transferred (lent or borrowed) between financial institutions, usually for one day, that is , they are usually overnight investment . The interest rate for borrowing these funds is close to ,but always slightly higher than ,the rate that is available from the central bank. 17．How have NCDs become the second most popular money market instruments?答：Negotiable CDs are in large denominations .Although NCDs denominations are too large for individual investors , they are sometimes purchased by money market funds that have pooled individua l investor’s funds. Thus , the existence of money market funds allows individuals to be indirect investors in NCDs ,marking a more active NCD market.19.What products does the on-line banking provide?答：basic products and services, intermediate products and services ,advanced products and services.Part Six1,What categories can the loan be divided according to their risk?答：The five-category system classifies bank loans according to their inherent risks as pass(normal),special-mention,substandard,doubtful and loss.What are the commonly used methods of credit analysis?答：Tranditionally,key risk factors have been classified according to the five CS of credit:character,capital,capacity,conditions,and collateral. Golden and Walker identify the five CS of bad credit,representing things to guard against to help prevent problems.These include complacency,carelessness,communication breakdown,contingencies,and competition.A useful framework for sorting out the facts and opinions in credit analysis is the 5Ps approach:people,purpose,payment,protection,and perspective.How can a bank take security for an advance?答：A bank has different kinds of security as cover for advance to his customers.There are several ways in which a bank may take security for an advance by lien,pledge,mortgage and hypothecation.。

金融英语阅读教程课后练习题含答案学习金融英语是一个不断提高自己的过程，需要我们不断阅读、理解并练习。

本文将为大家提供几道关于金融英语阅读的课后练习题，希望大家可以通过这些题目进一步掌握金融英语的核心概念。

练习题1.Which of the following describes a bear market in finance?• A. High stock prices• B. Low stock prices• C. Consistently steady stock prices2.What is the definition of a bond?• A. A type of stock• B. An investment that represents a loan made by an investor to a borrower• C. A type of currency3.What is the role of a stockbroker?• A. They lend money to individuals or businesses• B. They help investors buy and sell stocks and other securities• C. They are responsible for printing and distributing financial statements to investors4.What is the difference between a stock and a mutual fund?• A. A stock represents ownership in a single company; a mutual fund is a collection of stocks and other investments• B. A stock is a type of bond; a mutual fund is a type of stock• C. A stock is a type of currency; a mutual fund is a type of commodity5.What is the purpose of the Department of the Treasury?• A. To regulate the stock market• B. To collect taxes and manage government finances• C. To oversee the Federal Reserve答案1.B. A bear market is characterized by a drop in stock pricesover a sustned period of time.2.B. A bond is a debt security that represents a loan made byan investor to a borrower, typically a corporate or government entity.3.B. Stockbrokers help investors buy and sell stocks, bonds,and other securities. They also provide advice and research to help clients make informed investment decisions.4.A. Stocks represent ownership of a single company, whilemutual funds are a collection of investments, including stocks.5.B. The Department of the Treasury is responsible forcollecting taxes and managing the finances of the federalgovernment. They also oversee the production of currency andmanage the national debt.总结以上是几道关于金融英语阅读的练习题及其答案。

阅读教程4答案Uint 1Page 4-51.1-5 cadbc 6-8 dadPage62.l..yes 2.yes3.yes4.no5. yes6.yesPage 93. 1. two possible answers: either approximately 1 billion or 400million native speakers and 400 million secondlanguage speakers and students2.more than 250 milllion3.moer than lOOmillion4.over 80 percent5.nearly 2006.20Page 115.l.ABC: American Broadcasting Company2.BBC:British Broadcasting Company3.CBC Canadian Broadcasting Company4.UNESCO:United Nations Educational, Scientific, and Cultural organization5.NATO: North Atlantic Treaty Organization6.NAFTA: North American Free Trade Agreement7.ect.: et cetera& RADAR: Radio detecting and ranging9.INTERPOL: international police10.ASAP: as soon as possible11.CD: compact disk or certificate of deposit12.DVD: digital video disk or digital versatile disk13.ESL English as a Second Language14.TOEFL: Test of English as a Foreign LanguagePart 21.1-5 bcacc 6-9 caab2. 1. policy 2. primary3.model4. established5.intensive6. immersion7. link8. ethnic9. shocked10- bilingual 11. replace 12.resident3・l-5dkgai 6-10 lbfjc 11-12 e h4> 1 .emerging 2.dominant 3.goal 4.generation 5.virtual 6.debating 7.imposed 8. site 9.designed 10. primaryUnit 2Page 292. 1 .spectacular 2. fantasized3. summit4. excruciating5.snapped6.amputated7. deteriorate heeded8.gaggle 9. throng 10. banal 11. visibility padres dalliedPage343.dbaec4.1.2.posing at the peak of the mountain3.at the highest place on earth4.heavy cover of clouds5.a situation that would most likely kill people6.moving very slowly7.wasting valuable timePage 371. 1 •• be2.ca3.b4.cb5.ab6.bc2. L 2. claustrophobia3. frightened paralysis4. bravado5.scrunched 6・ shock 7.self-preservation8.rage 9. fury 10. resentment 11. terror 12. appalled5. 1. sufficient 2. enable 3,tape 4. Despite 5. Irrational6.inevitable7. aware8. irrational9.reactedPage49・Psychological factors: dfghiPhysiological: aceUnit 3Page 56.3. 1 .crave 2.sabotage 3.foster4.significant5. re-create 6-faraway 7- approached & dreaded 9. privacy 10. angry11. withdrawing 12. clingingpage603.6-4-1-8-5-3-7-24.1.2.faraway eyes3.beautiful, warm, and nurturing4.was unhappy with their mairiage or with her5.reminded him of his motherPage 631.1202. 105.8 to 107.93. 1264. guang guner5. can pay fee6.money,skills, and education7. 12 and 15 percent8. violent crime9. 19 10. 40 percentPage 642.1-5 fehib 6-11. jekdagPage 68:3. 1 .status 2. prospects 3. diminished4. contemporary5. create6. significant7. phenomenon8.disposed4.bebaUnit 4Page 811-5 cbabc 6-10cbabcPage 901.1-8 egbeahdf2. 2.1-5 cbaac6-10bbbaa ll-12bcPage 96.3.l.the same as 2. the opposite of 3. the same as4. the sane as5. the opposite of6. the opposite of7. &9・• the same asPage 974> 1 .trend 2. image 3. export 4. benefited 5.establishing 6.ethnic 7. region 8. dominate 9.media5. :1.T 2.F3.F 4.Fpagel02 1 -6 bddacbUnit 5Page 1103.abaac bcaac aa5. 2)An animal that is used to being confined .when given freedom, will wonder around without direction.3)TVs are bad in that their advertising is used to lure people to live a wasteful life.4)Psychologically and socially the quality of life is better in villages, also there is less pollution.Page 1178. US: subway electronic code stove hood flashlight program check color catalog behavior UK: underground flex cooker bonnet torch programme cheque colour catalogue behaviourPage 1191.1 .rejuvenated 2.shabby 3.marshy 4.exquisite 5.inebriated 6.indefatigable 7.Hercubean8.prosaic mundane 9>exhausted2.a3.b c c cPage 127,3b,5a b,7d 10a2.2a, 4b c, 9a 10bPractice: ddcac abcccPage1307.inspecting computer found finally financial achievements significanceUnit 6Page 1361.The article will be about memory3.ways of improving memoryPage 1372. 1.false (trendy, stylish) 2. true3. false(affected, influenced)4. true5. false (unusual, impressive)6. true7. true8.true 9. true 10. false(satisfactorily) 11. false (underling .working for her) 12. true 13- true 14. false(without difficulty)Page 145l. c 2.b 3.b 4.c 5.c 6.a 7.b8.a or cPagel491.bbbba 6.cb 7. b 8.b3.bcacc cbca5. 1 .ceased 2.removed 3.detec ted 4」abors 5.secure6.convinced7.distinct8.distinct9.foundPage 1611.May is Leslie Lemke^s adoptive mother.2.Leslie Lemke is the fous of the reading, he is blind, retarded and has cerebral palsy, but he is a musical genius, asavant3.he is famous for his musical abilities despite his disabilities, he is also well-known for being on TVdisplaying his talents.Page 163 Answers for after reading l.b 2.bUnit 7Page 1681.The two topics not covered will be Nicolas Cage's movies and the habits of dragons, lizards, and salamanders.These are not in the scope of the article, which is about the sculptor Manuel Palos.2.warehouse mantel Victorian options art nouveau landmark urns chiseled crane pilgrimage page 1723.industrial monumental curly traditional European mythological memorial challenging Victorian Sicilian Belgian4.dcbbacapage 1802.dabc dbbaPage 1833. 1 .achievement 2.goals 3.concluded4.cultural 5-aspects 6.exposure 7.liberal 8> Finally 9.occupied 10. integrityPage 190 1. c 2. dPage 193cadabaaUnit 8Page 1992. 1 .unsuitable 2.nutritious3.erosion4.conservation5.ecological6.primarily7.degradation8.deterioration 9.deforestation 10.advocacy 11 .harassment 12.desertificationPage 205 5. household topsoil rainfall well-connected worldwidePage 2061. A code is a way to hold and send information sometimes in such a way that it can not be read without a key.Codes are used in the military. The Morse code was used to send messages by telegraph, special software can encrypt or code , messages so that they can^t be read・2. A person's genetic code determines his or her physical characteristics it is located in DNA.3.DNA is a special shaped chromosome that carries the genes that determine one's physical characteristics.4. A gene is a segment of DNA that carries instructions that guide the development and behavior of cells.2.baddb adbac3.FOFOO OFFFF O4・detection respond benefit researchers predict analyze vision sequenced sequence5. 1 .double helix in 19532.Gregor Mendel3.peas4.a restriction enzyme5- on chromosomes inside the cells^s nucleus6.19107.started 1990 finished June 20008.Oswald Avery9.yes10.between 2001 -2006Page218 caabaUnit 9page 226 2. dbabd cdadc dcab3.cacbaPage 235 2. fajgc hikdb ePage 238 T NG F F T TTFFFPage 240 1 .civil 2.ethnic 3.achievements 4.migrant 5.established 6.established 7.unique8.traditions 9.focus 10.issues 11.policy 12.discriminationPage 246 10・ FTFTTFTPage 251dbdabdcUnit 10Page256 2. bbcdd bbadbPage 2612.As a resule , the employees forgave him and they became more loyal to him.3.Admitting fault can put you in a dangerous legal position, but filing to admit fault takes a spiritual toll.4.As a result, the government showed that they cared about the African-American population.5.Because of the apology, the Germans set up a fund to help the Czechs who had been persecuted by the Nazis during World War IL Consequently , the Czech Republic was asked to join the European Union and NATO.6.As a result , the Khmer Rouge seemed to be forgiving itself because its statement of apology was not sufficient for crimes it had committed・ One can infer that this inefficient apology outraged the people of Cambodia as well as the general public.Page 262 4. babba ababa ba5.1 .resolve 2.conflicts 3.acknowledge 4.restore 5.restore6.strategies7.cultural & context9.evidence 10. inclinedPage 2663.swarmed 2. roughened hunched 3. massive , disdainfully4. demeanor plebian5. clenching6. hobbling7. dead8.shuffling 9. totteringpage 272 bacacpage 277 dadcb。

Unit 1 Animals and Their RightsREADING1Check Your Vocabulary A1.d2.b3.g4.e5.h6.c7.a8.i9.fCheck Your Vocabulary B1.Many children at first refuse to eat animal flesh. They later become to eating itjust because their parents persuade them to eat it.2.There are two different and conflicting attitudes towards animals; they arecarefully separated so that the contradiction between the two hardly causes trouble.3.Pictures and stories deliberately avoid presenting the real situation in ourmodern farms. Children, therefore, are kept from seeing the reality.4.The difficulty will be that non-vegetarian parents do not let their children knowabout the gruesome side of the story, as they are afraid to refuse to eat meat at meals.5.Unfortunately, non-vegetarian parents will strongly disapprove of their children’sunwillingness to eat meat.READING2Check Your Vocabulary A1. malevolent2.misdirected3.alleviate4.simulation5.potent6.arouse7.placate8. apathetic9.therapy 10.alternative 11.expedient 12.vilifiedREADING3Check Your Vocabulary A1.balance2.attached department3.wickedness; evils4.pressure5.claim that are has evidence or seen what has happened6.a place where birds are protected and allowed to live freely7. the power to carry out legal judgment8. dirty 9.not having to perform 10.crimesCheck Your Vocabulary B1.When his animals are being experimented on, the act does not take effect.2.Your experimenter is not defying law.3.Researchers at Louisiana University launched an eight-year, $2 million projectfunded by the Department of Defense. They use tools to hold cats firmly and they then remove cat’s skulls and shoot in the head.4.The experimenters claim that their purpose for this kind of experiment is to find away of curing brain-wounded soldiers so that they can later go back to military service.5.Psychologists used medical operations to turn around the eyes of young cats.6.There is other evidence showing that cats were not adequately anesthetizedwhile experimenters cut their eye muscles; animal experimentation was done by people who were not trained and did not have licenses to operate on animals;and mother cats were so agitated by experiments on them that they ate their babies.READING4Check Your Vocabulary A1.denounced2.confinement3.inflicted4.defied5. consensus6.defianceUnit 2 Crime and PunishmentREADING1Check Your Vocabulary A1.minor: people who are under the age of 182.brutally: cruelly3.sympathy: feeling of pity4.severe: harsh5.innocent: not guilty of a crime6.proponent: supporter7.controversy: argument, opposing viewsCheck Your Vocabulary B1.convicted2. Commit3.proponent4.abused5.penalty6. controversies7.brutal8.severe9.executed 10.appealingREADING2Check Your Vocabulary A1.Now we can enjoy the benefits and list in what ways we benefit from his death.2.There must be some other benefit by fastening Harding into a chair in a smallroom and poisoning him to death with gas.3.Now even people who are eloquently in support of executing people, such asArizona Attorney Grant woods, who attract a lot of public attention, believe that the death penalty will keep people from committing crimes.4.But even killing a small number of murders will have great impact on people.5.Perhaps the benefit we get from killing Harding is not easy to see.Check Your Vocabulary B1.reaping2.abolish3.counted up4.serves5.revenge6.free up7.strapped8.tangible9.figured 10.barbaricREADING3Check Your Comprehension B1.Her voice and facial expressions show that she is sometimes deep in sorrowsometimes furious beyond her control.2.This sense of justice, like many other basic beliefs, is such a necessary elementfor us to maintain our psychological health that we take for granted and hardly ever become aware of its existence until one day justice is severely violated.3.People’s opinions greatly differ as to what is the proper way for correctingpunishing wrong/criminal behavior.4.Europeans are quite passionate when coming to the issues of taking toughmeasures on political violence.Check Your Vocabulary B1. oscillating2. tremulous3.manslaughter4.slain5.reconcile6.sorely7.equilibrium8.rehabilitationREADING4Check Your Comprehension B1.I carefully examined Ton y’s bed to see if he had dirtied it with his body fluids.2.When I looked at the sickly man, I could not imagine that he used to be clean andneat, serious, and determined and that he robbered a bank and killed a cop.3.Many people in the underworld believed that Tony should have done somethingfor his partners, but he did nothing. This had hurt his partners. The underworld people believed that Tony’s partners had been betrayed.4.Words had gone around that Tony’s wife was murdered that because theunderworld wanted revenge against Tony for the death of his three crime partners.5.The lights shining in the window made the hollows in his dark face look deeper,making his look somewhat evil.Check Your Vocabulary B1.executed2.underworld3.copping out4.eerily5.malevolent6.luminous7. vent8.intelligbleUnit3 Gun Ownership and CensorshipREADING1Check Your Comprehension B1. (The figures and cases of gun accidents and killing) surely will make people think twice before they insist on having their rights to own guns.2. If it takes longer time to own a gun, then it will reduce the chances of people who use guns to harm or kill other people on impulse.3. A gun safety program should be made a must for gun owners, especially those who buy guns for the first time.4. Opponents of gun control also think that gun control is similar to censorship. However, with censorship, when I cannot speak certain things, my quality of life may be lowered, but I will still be alive.Check Your Vocabulary A1.bear/keep2.ensure/assure3.place4.protect/enjoy5.enforce/pass6.face7.enjoy/gain/exercise/ensure/assure8.exerciseCheck Your Vocabulary B1.viciously2.antique3.mandatory4.bloodshed5.infringed6.perception7.institute8.legitimateitia 10.censorshipREADING2Check Your Comprehension B1. Houses where people live are far apart. Few vehicles are on the roads. The landscape around you is empty and bare, so that you will not be able to find anywhere to hide when in danger.2.Even when I was inside my car, I was still liable to be attacked, and withoutprotection.3.I drove over to him and told him it was a private and legally protected place.4.I am not the type that gets excessively worried about my own security, nor am Iwilling to take risks, but I thought I needed more protection than what I had.5.Just those words and actions spoke in threats and violence, my gesturing with thepistol was a reply in the same rude and violent style, the only way that they could understand.6.I am a pacifist by nature. That peaceful nature inside me makes me sad at thethought that perhaps women can only be free and equal when they are armed.Check Your Vocabulary A1. convinced2.precautions3.stroll4.opinions5.tactic6.vulnerable7.explorationbat9.concealed 10.slash 11.belligerent 12.rock 13.desolate 14.wieldCheck your Vocabulary B1.swerved2.trespassing3.saddened4.slashed5. paranoid6.prowlingREADING3Check Your Comprehension B1.The policeman recognized that the person who threatened and followed me wasalso reported to have done the same thing someone else years ago and he immediately took me away from my house.2.At the court, I learned that the person who threatened to rape and kill me wasmentally ill, but somehow was neglected and not placed in a mental hospital. 3.In this part of the countryside of the Michigan, people are keen on keeping andusing guns.4.When you keep a gun to protect yourself, you live in constant fear and worry.5.I was not killed, but I changed.Check your Vocabulary1.idyllic2.assailant3.paranoia4.deterrent5.flinch6.close-knit7.propelled 8.incarceratedREADING4Check Your Comprehension B1.That day my husband Jim Brady-------the press secretary of Ronald Reagan, was(permanently crippled by the assassin’s bullet and therefore) added to the list of the victims of American handgun war.2.Under the circumstance, Congress votes for a salary increase for all thecongressmen.3.The National Rifle Association expects the public to appease their anger so thatthere would be no more anger directed at the policymakers.4.Like me , people in the nation who make sure that laws are obeyed, who put theirlife in danger for us every day, are not willing to hand a handgun to another assassin like John Hinckley.5.Jim Brady knows that it is important to have a waiting time (for people who applyfor purchasing guns). He knows that as he is living through the agony and suffering of his gun wound.Check Your Vocabulary A1.legacy2. spree3.endorsed/endorses/will endorse4.assaults5. outraged6.gratified7.carnage8.escalate9.legislateCheck Your Vocabulary B1.alarming/appalling2.easy3.growing/alarming4.mindless5.appalling/deadly6.deadly7.vast/growing8.convictedUnit5 Motivation or unhealthy Experience (Competition)READING1Check Your Comprehension Bpetition plays such an important role in our culture that it is common to seeeven adults shouting and swearing on Sunday afternoons (when watching baseball games). This is ridiculous and I feel bad about it.2.From my own experience, I don’t think we can develop deep and fullrelationships by trying to compete and win against a common enemy.3.If my success means that I have to be better than others, I don’t think I’ll everhave real satisfaction because I have to keep thinking of how to outdo others, which is very unpleasant and exhausting.4.Even when I reach the top position, I will not feel safe as all those below me willbe waiting to outdo me and try to grab the position from me.5.I start to see that my confidence in my personal value and worth is dependent onhow much better I am than so many others in so many activities.6.Only when we begin to realize that there is no such a thing as healthycompetition can we begin to live more normal and richer lives.Check Your vocabulary B1.contradicition2.exclusive3.conditional4.outweigh5.incalculable6.induce7. treadmill8.unjustifiable9.hysteria 10.outweighREADING2Check Your Comprehension B1.Your knew that one had healthy self-esteem when he/she could enjoy competingin a hobby,which he/she was not good at.2. A true competition is one in which you don’t know for sure whether or not you’llbe able to achieve your aim.3.For many of us, competition is an additional ingredient that keeps our lifeinteresting, makes us alert and active, and enables us to be more creative and productive.4.It can become a good part of our life and exerts a great (massive) influence onhow we live.5.Parents must also set an example of how to compete pleasantly in their ownlives.Check Your Vocabulary1.pervasive2.defective3.promote4.sabotaged5.narcissistic6.graceful7.toxic8.stellarREADING3Check Your Comprehension Bpetition can be fun, but we may be overenthusiastic and unreasonable aboutit.2.Candidates who sit in a test performance in order to join certain bands can getundeniably violent and aggressive.3.Feel free to find a gift of yours, develop it, and embarrass those who dare tochallenge you.4.If competition isn’t fun and people find themselves feeling extremely worriedabout an event they are competing in, then why not stop going through it?Check Your Vocabulary1.disrespectful2.outdo3.audition4.responsibility5.scared5.dread 7.gripes 8.vicious 9.depress 10.ironicREADING4Check Your Vocabulary A1. take on2.subject someone to3.at full speed4.at all costs5.pit—against6. in charge7.step in8.disservice9.distortedCheck Your Vocabulary B1.downplay2.realms3.ostracism4.paralysis5.impose6.ethic7.temperament8.steerUnit6 Me and Another Me (Human Cloning)READING1Check Your Vocabulary A1.News about cloning breakthroughs is usually reported disapprovingly, yet on thearrival of CC last week. These disapproving voices could hardly be heard-------they were covered up by a chorus of gentle and loving reports from the press crops, who were charmed by CO’s cuteness.2.So far in the clone debate the emotional aspect has been largely overlooked, yetthe arrival of CC brings it into force.3.With the arrival of CC last week, the cloning debate, which began in 1997 whenDolly was cloned, became heated and important again.4.The Texas lab’s success rate is as low as 1 out of 87, but it is not surprising oruncommon in cloning work. Generally, one successful clone means dozens of dead embryos in the lab.5.It is hard to say how much of an animal’s personality is genetically written andhow much is decided by environment, so temperament of a clone pet is also a matter of chance.6.They regarded CC as a test of how much people can tolerate human cloningethically, and they worry because this trial experiment has been received so well.Check Your Vocabulary B1.subtext2.surrogate3.hostility4.well-heeled5.duplicate6.felines7.toss-up8.split9.fused 10.confoundedREADING2Check Your Comprehension B1.Academics and the public felt disturbed at last week’s news of the first clonedsheep, since it seems possible that human beings might be the next species to be cloned.2.Human dignity would indeed be violated if a cloned individual was judged to beinferior, and entitled to less rights or importance than other humans.3.The fact that infertile couples have other choices does not give the right toprevent them from trying cloning.4.Democratic societies generally only ban things when there is convincing evidenceof harm that they may bring.5.If cloned humans are not safe in our world, the rest of us are not safe either.Check Your Vocabulary1.grow out ofe up with3.prompt/turn out4.stock5.take advantage of6.make a chanceyers ofREADING3Check Your Vocabulary B1.skeptical2.cracked3.plundered4.hurdle5.ominously6.breached7.flinched8.apprehension9.draconian 10.loomedREADING4Check Your Vocabulary1.vindicated2.spawned3.defective4.suttle5.misconception6.justified7.superficial8.term9.crucial。