银行考试-英语部分专项练习(一)
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银行考试英语试题及答案一、选择题(每题2分,共20分)1. The term "NPL" stands for ________.A. Non-Performing LoanB. New Product LaunchC. National Payment LawD. None of the above2. Which of the following is NOT a function of a central bank?A. Issuing currencyB. Regulating monetary policyC. Providing commercial banking servicesD. Supervising financial institutions3. The abbreviation "SWIFT" is commonly used in the banking industry and stands for ________.A. Society for Worldwide Interbank Financial TelecommunicationB. Secure Web Information Financial TechnologyC. Specialized World International Financial TransactionsD. Standardized World Investment Financial Transfers4. In the context of banking, "LIBOR" refers to ________.A. London International Banking OrganizationB. London Interbank Offered RateC. London International Business ReportD. London International Banking Regulation5. The process of converting a currency from one form to another is known as ________.A. Currency exchangeB. Currency conversionC. Currency tradingD. Currency valuation6. Which of the following is a type of loan that is secured by collateral?A. Unsecured loanB. Secured loanC. Personal loanD. Commercial loan7. The term "forex" is short for ________.A. Foreign exchangeB. Foreign exportC. Financial expertD. Forthcoming exchange8. Which of the following is a common method of credit scoring?A. Credit history analysisB. Physical appearance assessmentC. Social media monitoringD. Personal interview9. The "BIS" in banking terms usually refers to ________.A. Bank for International SettlementsB. Business Information SystemC. Banking Industry StandardsD. Basic Investment Services10. A "call option" in finance gives the holder the right, but not the obligation, to ________.A. Sell a certain assetB. Buy a certain assetC. Hold a certain assetD. Trade a certain asset二、填空题(每题1分,共10分)11. The ________ is the process of determining the creditworthiness of a customer.(评估信用)12. The ________ is the interest rate that banks charge to their most creditworthy customers.(最优惠利率)13. A ________ is a financial institution that accepts deposits, provides payment services, and makes loans.(银行)14. The ________ is a type of investment that represents ownership in a company.(股票)15. The ________ is a document that outlines the terms of a loan, including the interest rate and repayment schedule.(贷款协议)16. A ________ is a financial product that allows investorsto earn interest or share in profits.(投资)17. The ________ is the risk of a borrower defaulting on a loan.(信用风险)18. A ________ is a financial instrument used to transfer funds between banks.(支票)19. The ________ is the process of evaluating the potential risks and returns of an investment.(投资评估)20. The ________ is the process of buying and selling currencies in the foreign exchange market.(外汇交易)三、简答题(每题5分,共20分)21. What is the role of a bank in the economy?(银行在经济中的作用是什么?)22. Explain the concept of "leverage" in finance.(解释金融中的“杠杆”概念)23. What are the main differences between a "fixed deposit" and a "current account"?(定期存款和活期账户的主要区别是什么?)24. Describe the process of "credit card issuance" from theperspective of a bank.(从银行的角度描述信用卡发行的过程)四、论述题(每题15分,共30分)25. Discuss the importance of risk management in banking and how banks implement it.(讨论风险管理在银行业务中的重要性以及银行如何实施风险管理)26. Analyze the impact of inflation on the banking sector and the strategies banks use to mitigate it.(分析通货膨胀对银行业的影响以及银行采取的缓解策略)答案:一、1-5: A C A B B6-10: B A A B B二、11: Credit assessment12: Prime rate13: Bank14: Stock15: Loan agreement16: Investment17: Credit risk18: Check19: Investment evaluation20: Foreign。
银行职位招聘考试-英语试题第一部分:单项选择题(40分)1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分:简答题(60分)2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分:案例分析题(40分)请根据以下案例回答问题:Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分:论述题(60分)请根据以下问题进行论述:1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容,希望考生认真阅读并按要求作答。
银行系统招聘考试英语(中国银行)模拟试卷1(题后含答案及解析)题型有:1.Smiths.Inst.Shaker Furniture and Objects from the Andrews Collection.Washington,D.C,Smithsonian Institution,1973.Sonn,Albert H.Early American Ironwrights.3 volumes,New York:Charles Scribner’s.Sons,1928.24.What kinds of items are on this list?A.BooksB.FilmsC.SongsD.Buildings正确答案:A解析:单词reprint、peers和volumes是与book有联系的单词。
B混淆r发音相近的playwrights和Ironwrights,从而由Play wrights联想到films。
C将songs 和singlng联系在一起了。
D不可能。
25.What do the titles deal with?A.MachinesB.CraftsC.TransportationD.Economics正确答案:B解析:表中的标题涉及工艺:t00ls、furniture and。
bjects和ironwrights。
A 将machides;和tool联系在一起了。
C和D文中没有提到。
26.How is the list organized?A.AlphabeticallyB.From general to specificC.ChronologicallyD.By city正确答案:A解析:目录是按字母顺序排列的。
B不能确定。
C不正确,意为“按年代地”,因为日期不是按时间顺序排列的。
D不正确,因为这些城市并没有被排序。
MEMORANDUMTo:Renee Powers Rersonnel Manager From:Susan Ireland Date:0ctober 13,19一Sub:Evaluation of Franklin Group“Meetings”Seminar The Franklin Group“Meetings”Seminar is well worth attending and should be made possible for all supervisory employees.The complete title is“Improving the Effectiveness of Business Meetings.”There are two formats:a public seminar or a kitfor in-house presentations.The cost for attending the seminar is$35 per person.The kit costs$500 and has enough material to train 50 employees.I feel that,after attending the seminar,I am sufficiently prepared to run an in—house workshop.I would recommend purchasing the Franklin Group“Meetings”to help our manage ers and supervisors hold more efficient meetings.27.What amount did Ms.Ireland pay to attend the seminar?A.$10B.$35C.$70D.Nothing正确答案:B解析:研讨会的费用是每人35美金。
银行招聘考试试题【英语局部】想要进入银行工作是需要通过笔试的`,下面为大家精心了关于英语局部的银行试题,欢送大家参考借鉴,希望可以帮助到大家!1. Food products containing chocolate are subject to a of up to 35 percent when imported to Japan.A. testB. tariffC. souvenirD. shipment2. The Hinman University Math Team in the 27th annual International Collegiate Math Olympics.A. participateB. participantC. participatedD. participative3. Mr. Voorhies planned to send the dresser and bedthat purchased in Bali to the Netherlands.A. heB. hisC. himD. himself4. Actress Lisa Ross--Ellis filed a lawsuit against The Entertainment Files magazine over false made in their November issue.A. auseC. ausationsD. ausatory5. Although subway fare was cheaper, Danielle chose to take a taxi to the concert hall she would not be late.A. soB. orC. butD. and6. Aording to the travel Web site, many travelers staying at the Reliant Hotel in Hanoi.A. testifyB. concludeC. remendD. disappoint7. Students taking the entrance exam are required to provide their student number.A. identifyB. identifiableC. identifiablyD. identification8. to use crutches for six months severely limited Mr. Locke's ability to work in the shipping facility.A. HasB. HaveD. Has had9. I've been waiting for him for hour and half.A. ×; ×B. the; aC. a; ×D. an; a10. Who draw Jack?A. so well asB. as well asC. so better thanD. as good as11. What you do this Sunday if it ?A. do, will rainB. will, rainC. do, rainsD. will, rains12. I wish it fine tomorrow.A. would beB. will beC. isD. to being13. All the girls swam in the lake except two, who halfway.A. gave offC. gave awayD. gave out14. --Can I get the house cheaper?--Sorry, it's my power to sell it any cheaper.A. withoutB. exceptC. beyondD. out15. Many people believe we are heading for an environmental disaster (灾难) we radically (根本地) change the way we live.A. butB. thoughC. unlessD. in casePresident Arling has put his long-awaited economic restructuring program before the Congress. It provides a coordinated program of investment credits, research grants, educational reforms, and tax changes designed to make American industry more petitive. This is necessary to reverse the economic slide into unemployment, lack of growth, and trade deficits that have plagued the economyfor the past six yearsThe most liberal wing of the President's party has called for stronger and more direct action. They want an ines policy to check inflation while Federal financing helps rebuild industry behind a wall of protective tariffs.The Republicans, however, decry even the modest, graduated tax increases in the President's program. They Want tax cuts and a more open market. They say if Federal money has to be injected into the economy, let it through defence spending.Both these alternatives ignore the unique nature of the economic problem before us. It is not simply a matter of markets or financing. The new technology allows vastly increased production for those able to master it. But it also threatens those who fail to adopt it with permanent second-class citizenship in the world economy. If an industry cannot lever itself up to the leading stage of technological advances, then it will not be able to pete effectively. I fit cannot do this, no amount of government protectionism or aess to foreign markets can keep it profitable for long. Without the profits and experience of technological excellence to reinvest, that industry can only fall still further behind its foreign petitors.So the crux is the technology and that is where the President's program focused. The danger is not that a plan will not be passed, it is that the ideologues of right andleft will distort the bill with amendments that will blur its focus on technology. The economic restructuring plan should be passed intact. If we fail to restructure our economy now, we may not get a second chance.16. The focus of the President's program is on .A. investmentB. economyC. technologyD. tax17. What is the requirement of the most liberal wing of the Democratic Party?A. They want a more direct action.B. They want an ines policy to check inflation.C. They want to rebuild industry.D. They want a wall of protective tariffs.18. What is the editor's attitude?A. Support.B. Distaste.C. Disapproval.D. Compromise.19. The danger to the plan lies in .A. the two parties' objectionB. different ideas of the two parties about the planC. its passageD. distortion20. The passage is .A. a reviewB. a prefaceC. an advertisementD. an editorial。
最新中国农业银行招聘考试英语试题及参考答案三套中国农业银行招聘考试英语历年真题试卷一一、选词填空( 总题数: 40,分数: 80.00)1.He is wearing sunglasses to protect his eyes______the strong sunlight.A.ofB.offC.from √D.away【解析】 protect ⋯from 意为“保护⋯⋯以免受伤”。
此句意为他戴着太阳镜来挡住强烈的阳光,以保护他的双眼。
故选C。
2._____our English teacher, our English has been greatly improved.A.Thanks to √B.Thank forC.But forD.Except for【解析】句意为多亏我们的英语老师, 我们的英语水平取得了很大的进步。
Thanks to “多亏, 由于”,to 后面接表示感谢的对象,故选A。
Thank for “就⋯⋯表示感谢”, for 强调为何而感谢; But for “要不是”; Except for “除⋯⋯之外”,均不符合题意。
3.He has made another wonderful discovery, ______of great importance to science.A.which I think is √B.which I think it isC.I think which isD.of which I think it is【解析】 which I think is 是which 引导的一个非限定性定语从句,此处修饰discovery 。
故选A。
此句意为他已经创造了另外一个伟大的发现,我认为对科学是至关重要的。
4. — Whose advice do you think I should take? —______.A.That's OKB.You are rightC.It's up to you √D.It's a secret【解析】考查情景对话。
银行业务英语试题及答案一、选择题(每题2分,共20分)1. Which of the following is not a typical service provided by a bank?A. Savings accountsB. LoansC. Insurance policiesD. Grocery shopping2. What is the term used to describe the process of exchanging one currency for another?A. Currency exchangeB. Currency conversionC. Foreign exchangeD. Money trade3. What is the minimum deposit amount usually required to open a checking account?A. $100B. $500C. $1,000D. $10,0004. What does ATM stand for?A. Automated Teller MachineB. Automatic Transaction MachineC. Advanced Transaction MachineD. All-Time Money5. What is the term for a bank's promise to pay the face value of a check, typically used when the account holder does not have sufficient funds in their account?A. OverdraftB. UnderdraftC. ShortfallD. Deficit6. What is the term used for a financial institution that accepts deposits and channels those deposits into lending activities?A. Investment bankB. Commercial bankC. Savings bankD. Central bank7. What is the term for a bank's charge for a service, such as using an ATM that is not affiliated with the bank?A. Service chargeB. Transaction feeC. Convenience feeD. Access fee8. What is the term for a financial product that combines features of both a checking and a savings account?A. Hybrid accountB. Mixed accountC. Combo accountD. Blended account9. What is the term for a bank's process of evaluating a customer's creditworthiness before extending credit?A. Credit assessmentB. Credit evaluationC. Credit scoringD. Credit rating10. What does the acronym "FDIC" stand for?A. Federal Deposit Insurance CorporationB. Financial Deposit Insurance CorporationC. Federal Debt Insurance CorporationD. Financial Deposit Insurance Company二、填空题(每题2分,共20分)1. When you deposit money into a bank, the bank issues you a________ that serves as proof of the deposit.2. The process of transferring funds from one bank account to another is known as a ________.3. A ________ is a financial instrument issued by a bank, promising to pay the bearer a specified amount at a specified date.4. The ________ is a government agency that insures depositsin banks and savings associations.5. A ________ is a type of bank account that allows the account holder to write checks against the account balance.6. A ________ is a bank's written promise to pay a specified amount of money on demand.7. The ________ is the maximum amount of money that an insurance company, such as the FDIC, will pay if a bank fails.8. A ________ is a bank's charge for services performed for a customer, which may be a one-time fee or a recurring fee.9. A ________ is a type of bank account that typically pays a higher interest rate than a regular savings account but requires a minimum balance to be maintained.10. The ________ is the process of verifying the identity ofa customer to prevent fraud and comply with regulations.三、简答题(每题10分,共40分)1. Explain the difference between a savings account and a checking account.2. What are the benefits of using online banking services?3. Describe the role of a credit card in managing personal finances.4. What are the steps a customer should take if they believe their bank account has been compromised?四、论述题(每题20分,共20分)Discuss the importance of understanding different types of bank services and how they can impact an individual's financial decisions.答案:一、选择题1. D2. C3. A4. A5. A6. B7. C8. A9. C10. A二、填空题1. statement2. transfer3. certificate of deposit4. FDIC5. checking account6. demand deposit7. insurance limit8. service fee9. money market account10. identity verification三、简答题1. Savings accounts typically offer higher interest rates but limit the number of transactions, while checking accounts allow for frequent transactions but usually have lower interest rates or none at all.2. Online banking services provide convenience, 24/7 access, the ability to manage finances from anywhere, and often include additional features such as bill pay and financial tracking tools.3. Credit cards can help manage personal finances by providing a convenient way to make purchases, building credit history, and offering rewards or cashback on purchases.4. If a customer suspects their bank account has been compromised,。
银行招聘英语考试参考题目第一部分:选择题1. 下列哪项不是银行的主要职能?- A. 存款业务- B. 贷款业务- C. 保险业务- D. 投资业务2. 以下哪个选项是描述银行内部控制的正确说法?- A. 银行内部控制是指银行对外部环境的管理控制- B. 银行内部控制是指银行对内部经营活动的管理控制- C. 银行内部控制是指银行对外部合作伙伴的管理控制- D. 银行内部控制是指银行对监管机构的管理控制3. 银行的存款业务包括以下哪些?- A. 储蓄存款- B. 定期存款- C. 支票存款- D. 手机存款4. 银行贷款的种类包括以下哪些?- A. 个人贷款- B. 企业贷款- C. 房屋贷款- D. 所有选项都正确5. 银行的投资业务主要包括以下哪些?- A. 股票投资- B. 债券投资- C. 外汇投资- D. 所有选项都正确第二部分:填空题1. 银行的英文单词是bank。
2. 存款凭证的英文单词是deposit slip。
3. 贷款的英文单词是loan。
4. 支票的英文单词是check。
5. 保险的英文单词是insurance。
第三部分:问答题1. 简要描述一下银行的主要职能。
银行的主要职能包括存款业务、贷款业务和投资业务。
存款业务是指接收客户的存款,包括储蓄存款、定期存款和支票存款等。
贷款业务是指向客户提供贷款,包括个人贷款、企业贷款和房屋贷款等。
投资业务是指银行以自有资金进行投资,包括股票投资、债券投资和外汇投资等。
2. 银行内部控制是什么意思?银行内部控制是指银行对内部经营活动的管理控制。
它包括一系列制度、规范和流程,旨在确保银行的资金安全、风险控制和合规运营。
银行内部控制的目标是防止内部欺诈、错误和失误,保护客户利益,维护银行的声誉和稳定运营。
3. 银行的存款业务包括哪些类型的存款?银行的存款业务包括储蓄存款、定期存款和支票存款等。
储蓄存款是指客户将闲置资金存入银行,并享受一定的利息收益。
英语版银行招聘考试题库第一部分:语法和词汇1. 下列句子中哪个是正确的?a) The cat is sitting een the chair.b) The cat is sitting among the chair.c) The cat is sitting beside the chair.d) The cat is sitting besides the chair.2. 选择正确的形容词来填空:The weather is _______ today.a) niceb) nicelyc) goodd) well3. 下列单词中哪个是名词?a) quicklyb) slowlyc) happinessd) beautifully4. 选择正确的动词形式来填空:She _______ to the bank yesterday.a) gob) goesc) wentd) going5. 下列句子中哪个是正确的?a) He don't like coffee.b) He doesn't like coffee.c) He is like coffee.d) He is liking coffee.第二部分:阅读理解阅读以下短文,然后回答问题:Bank ServicesBanks offer a range of services to their customers. One of the main services is providing a safe place for people to deposit their money. Banks also offer loans to individuals and businesses, helping them with their financial needs. Another service banks provide is the ability to transfer money een accounts, both domestically and nally. nally, banks often offer investment services, such as stocks and bonds, to help customers grow their wealth.1. What is one of the main services provided by banks?2. How do banks help individuals and businesses?3. What is another service offered by banks besides transferring money?4. What kind of investment services do banks often provide?第三部分:写作请根据以下提示,写一篇关于理财的短文。
银行招聘英语考试参考题目第一部分:听力理解 (20分)
1. 听录音,选择正确的答案。
2. 听对话,回答以下问题。
3. 听短文,回答以下问题。
第二部分:阅读理解 (40分)
1. 阅读下面的短文,回答问题。
2. 阅读下面的短文,判断正误。
3. 阅读下面的短文,选择正确的选项。
4. 阅读下面的短文,完成句子。
第三部分:语言知识 (40分)
1. 选择正确的单词填空。
2. 选择正确的词组填空。
3. 根据句意,选择正确的动词形式。
4. 根据句意,选择正确的形容词或副词。
第四部分:写作 (30分)
1. 根据提示,写一篇短文。
2. 根据所给的问题,写一篇短文。
3. 根据所给的图表,写一篇短文。
第五部分:口语表达 (20分)
1. 根据所给话题,进行口头表达。
2. 根据所给情景,进行口头表达。
第六部分:翻译 (30分)
1. 将中文句子翻译成英文。
2. 将英文句子翻译成中文。
第七部分:写作 (30分)
1. 根据所给情景,写一封电子邮件。
2. 根据所给信息,写一篇小广告。
以上是《银行招聘英语考试参考题目》的内容。
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国有银行聘用考试试题【英语部分】一、选择题(每题2分,共20分)1. 下列哪个选项不是国有银行的英文缩写?A. ABCB. ICBCC. PBCD. HSBC2. 银行利润的主要来源是?A. 存款利息B. 贷款利息C. 证券投资D. 服务费3. 下列哪个单词的意思是“贷款”?A. LoanB. DepositC. InvestmentD. Credit4. 下列哪个选项不是国有银行的主要业务?A. 零售业务B. 企业银行业务C. 投资银行业务D. 保险业务5. 下列哪个单词的意思是“储蓄账户”?A. Savings AccountB. Checking AccountC. Certificate of DepositD. Money Market Account二、阅读理解(每题10分,共30分)Passage 1:Question: Which of the following statements is NOT true about ICBC?A. It is headquartered in Beijing.B. It is the world's largest bank by assets.C. It was established in 1984.D. It is a privately-owned bank.Passage 2:The People's Bank of China (PBC) is the central bank of the People's Republic of China. It was established on December 1, 1948. The main functions of the PBC include managing monetary policy, maintaining financial stability, and promoting economic development.Question: Which of the following statements is true about PBC?B. Its main function is to manage monetary policy.C. It was established in 1984.D. It is a privately-owned bank.三、翻译(每题10分,共20分)1. 请将以下句子翻译成英文:"国有银行在中国的经济发展中扮演着重要的角色。
银行校园招聘考试英语部分专项练习(一)Part I Reading ComprehensionDirections: There are 4 reading passages in this part. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A., B., C. and D. You should decide on the best choice and mark the corresponding letter on the Answer Sheet with a single line through the center.Questions 1 to 5 are based on the following passage:If the salinity of ocean water is analyzed, it is found to vary only slightly from place to place. Nevertheless, some of these small changes are important. There are three basic processes that cause a change in oceanic salinity. One of these is the subtraction of water from the ocean by means of evaporation—conversion of liquid water to water vapor. In this manner, the salinity is increased, since the salts stay behind. If this is carried to the extreme, of course, white crystals of salt would be left behind; this, by the way, is how much of the table salt we use is actually obtained.the ocean. Here the ocean is being diluted so that the salinity is decreased. This may occur in areas of high rainfall or in coastal regions where rivers flow into the ocean. Thus salinity may be increased by the subtraction of water by evaporation, or decreased by the addition of fresh water by precipitation or runoff.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation. Similarly, in coastal regions where rivers dilute the sea, salinity is somewhat lower than in other oceanic areas.A third process by which salinity may be altered is associated with the formation and melting of sea ice. When seawater is frozen, the dissolved materials are left behind. In this manner, seawater directly beneath freshly formed sea ice has a higher salinity than it did before the ice appeared. Of course, when this ice melts, it well tend to decrease the salinity of the surrounding water.In the Weddell Sea, off Antarctica, the densest water in the oceans is formed as a result of this freezing process, which increases the salinity of cold water. This heavy water sinks and is found in the deeper portions of oceans of the world.1. What is the main topic of the passage?A. Where do we get our table salt?B. Oceanic salinity in tropical regionsC. Three basic processes that alter oceanic salinityD. Variations of salinity in different parts of the ocean2. According to the author, the oceanic salinity is usually lower in _____.A. tropical regionsB. coastal regionsC. places in which warm currents and cold currents meetD. the Antarctica3. All of the following are processes that decrease ocean salinity except _____.A. precipitationB. runoffC. meltingD. evaporation4. What does the word “subtraction" in the fourth line of the first paragraph mean?A. reductionB. influxC. transformationD. freezing5. Which of the following is NOT a result of the formation of ice in oceans?A. The surrounding water sinks.B. The water becomes denser.C. Water salinity decreases.D. The surrounding water becomes colder.Part I Reading Comprehension1. D。
文章的主要内容是在不同的地区和地理、温度、气候条件下海洋的盐度。
2. B。
根据文中信息,在沿岸地区,因为有淡水河流的注入,所以盐度较低。
3. D。
文中第一段指出,蒸发使海洋失去水分,留下了盐分,盐的浓度就此增加。
降水、径流、溶化都是减少盐分的过程。
4. A。
subtraction的意思是“减少,抽走”。
5. C。
文中很明确指出,海洋中冰的形成会引起盐度的增加。
所以C显然不是海水结冰的结果。
Questions 6 to 10 are based on the following passage:More than a century ago, the relationship between glacial ice and the amount of water in the ocean basins was first seen. When the great ice sheet covered vast land areas, the sea level was lowered because the normal return of water from land to the ocean was reduced. As a result, the sea level rose as Ice Age glaciers melted allowing the melted waters to flow into the ocean. If all the glacial ice on the surface of the earth today should melt, the sea level might rise by more than 150 feet. Shoreline variations are also produced through elevation or depression of the land. During times of glacier formations the great weight of the ice slowly depressed the earth's crust. Removal of the weight through glacier melting allowed the slow return of the crust to its former position. Changes in the Great Ice climates from cool and wet to warm and dry produced climate changes far from the glaciated area. For example, at times of cool-wet glacial climates, levels of inland lakes rose, in contrast to the depression of sea level. During the warm-dry interglacial climates, lake levels were lowered. The ancient lake Bonneville, largest of the glacial lakes in Western United States, once covered more than 20,000 square miles. It had a maximum depth of more than 1,000 feet. Great Salt Lake in Utah is the shrunken remnant of this once large lake. Although the first time that early man walked on the earth is uncertain, he is largely a product of the Great Ice Age. Present information shows that during this time he evolved rapidly both physically and culturally. His most primitive tools and skeletal remains have been found in some of the oldest deposits contemporary with the Great Ice Age in Africa, Asia and Europe. These are often associated with remains of extinct animals. With the disappearance of the great ice sheets, the Bronze and Iron Agecultures evolved. About this time many animals suited to cooler climates died. Although much remains to be learned, the story of the Great Ice Age is being unfolded through the efforts of specialists in many fields. Recording field observation, new theories and methods, and worldwide studies of existing glaciers are bringing a clearer understanding of the Great Ice Age.6. Which of the following is NOT implied in the passage?A. Man has a lot more to learn about the Great Ice Age.B. The art of making tools was instrumental in bringing about the evolution of human brain.C. Many species were not suited to the warmer climates of the Bronze and Iron Age.D. The relationship between glacial ice and the amount of water in the ocean basins was not seen until more than a hundred years ago.7. According to the article, which of the following will induce the depression of sea level?A. formation of great masses of ice sheet on the landB. precipitationC. shoreline variationsD. the advent of warm-dry interglacial climates8. Why does the author cite the example of the Great Salt Lake in Utah?A. to show that it is a lake created in the Great Ice AgeB. to show that it once was the largest lake in the United StatesC. to show that it evolved from the Bronze and Iron AgeD. to show that it is what remained of the once large lake Bonneville9. Which of the following can be learned about early man based on the information provided in the passage?A. The exact time of his appearance on the Earth is uncertain.B. He evolved rapidly physically and culturally during the Bronze and Iron Age.C. The ability to make primitive tools distinguished man from other animals.D. Early man lived mainly on animals hunted.10. The best source of information about the Great Ice Age is obtained from _____.A. rock formationsB. fossil remainsC. primitive tools used by early manD. Antarctica's ancient glacierQuestions 11 to 15 are based on the following passage:Prolonging human life has increased the size of the human population. Many people alive today would have died of childhood diseases if they had been born a hundred years ago. Because more people live longer, there are more people around at any given time. In fact, it is a decrease in death rates, not an increase in birth rates, that has led to the population explosion.Prolonging human life has also increased the dependency load. In all societies, people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures, old people who could not keepup might be left behind to die. In times of famine, infants might be allowed to die because they could not survive if their parents starved, whereas if the parents survived they could have another child. In most contemporary (当代的) societies, people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work; we also have rules which require people to retire at a certain age. Unless these people were able to save money for their retirement, somebody else must support them. In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people; unless they have wealth or private or government insurance, they must often go on welfare if they have a serious illness.When older people become senile or too weak to care for themselves, they create grave problems for their families. In the past and in some traditional cultures, they would be cared for at home until they died. Today, with most members of a household working or in school, there is often no one at home who can care for a sick or weak person. To meet this need, a great many nursing homes and convalescent (康复的) hospitals have been built. These are often profit-making organizations, although some are sponsored (赞助) by religious and other nonprofit groups. While a few of these institutions are good, most of them are simply dumping grounds for the dying in which care is given by poorly paid, overworked, and under-skilled personnel.11. What was the cause to the population growth according to the passage?A. increase of birth rateB. advance in medical careC. well-administered social welfareD. the decrease of death rate12. It can be learned from the passage that in some traditional societies _____.A. infants may be left to die when there isn't enough food to go aroundB. old and sick people are cared for at home until they diedC. people are required to retire at a certain ageD. people who are too weak or ill have to take care of themselves13. What does the word “senile” in the first line of the last paragraph mean?A. advanced in ageB. sickC. disabledD. capricious14. What is the author's attitude toward the nursing homes and convalescent hospitals mentioned in the paragraph?A. suspiciousB. optimisticC. neutralD. critical Questions 15 to 20 are based on the following passage:Although we already know a great deal about influenza, and although the World Health Organization is constantly collecting detailed information from its chain of influenza reference laboratories throughout the world, it is extremely difficult for epidemiologists (流行病专家), who study infectious disease, to predict when and where the next flu epidemic will occur, and how severe it will be.There are three kinds of influenza virus, known as A, B and C. Influenza C virus isrelatively stable and causes mild infections that do not spread far through the population. The A and B types are unstable, and are responsible for the epidemics that cause frequent concern. Following any virus attack, the human body builds up antibodies which confer immunity to that strain of virus, but a virus with the capacity to change its character is able to by-pass this protection. Variability is less developed in the influenza B virus, which affects only human beings. An influenza B virus may cause a widespread epidemic but will have little effect if introduced into the same community soon afterwards, since nearly everyone will have built up antibodies and will be immune. The influenza A virus, which affects animals also, is extremely unstable and is responsible for some of the worst outbreaks of the disease, such as the unparalleled pandemic, or world epidemic, of 1918-1919, when about half the world's population were infected and about twenty million people died, some from pneumonia caused by the virus itself and some from secondary complications(并发症) caused by bacteria.Accurate prediction is difficult because of the complication of the factors. A particular virus may be related to one to which some of the population have partial involved immunity. The extent to which it will spread will depend on factors such as its own strength, or virulence, the ease with which it can be transmitted and the strength of the opposition it encounters. Scientists, however, have a reliable general picture of the world situation. Influenza A attacks us in waves every two or three years, while influenza B, which travels more slowly, launches its main assaults every three to six years. The outbreaks vary from isolated cases to epidemics involving a tenth or more of the population. We may confidently prophesy that sooner or later large numbers of people will be feeling the unpleasant effects of some kind of influenza virus.15. Which of the following is the most appropriate title for the passage?A. Symptoms of InfluenzaB. Man Versus VirusC. World Health Organization: Forefront against Influenza VirusD. Variability of Influenza Virus16. According to the author, which of the following is NOT true about influenza?A. Man has obtained a great deal of knowledge about influenza.B. The occurrence of influenza is still unpredictable.C. Influenza is being studied extensively and systematically in many countries in the world under the guidance of World Health Organization.D. No reliable treatment of influenza has yet been found.17. What does the author say about the influenza B virus?A. B virus is relatively stable and causes mild infections that do not spread far through the population.B. B virus is unstable, and is responsible for the epidemics that cause frequent concern.C. B virus is extremely unstable and is responsible for some of the worst outbreaks of the disease.D. B virus has a very developed variability, and it affects only human beings.18. Which of the following is the most dangerous virus according to the passage?A. influenza A virusB. influenza B virusC. influenza C virusD. it cannot be determined by the information provided19. What does the word “assault” in the eighth line of the last paragraph mean?A. influenceB. attackC. symptomD. damage20. Which of the following is NOT mentioned as a factor contributing to the extent to which a virus spreads?A. the strength of the virusB. the strength of the opposition the virus encountersC. the ease with which the virus can be transmittedD. the immunity the virus can inducePart II Vocabulary and StructureDirections: There are 30 incomplete sentences in this part. For each sentence there are four choices marked A., B., C. and D. Choose the ONE that best completes the sentence. Then mark the corresponding letter on the Answer Sheet with a single line through the center.21. The facts he supplied were not relevant _____the case in question.A. withB. toC. forD. about22. A committee has been _____ by the counsel to look into the causes of unemployment.A. designedB. devisedC. workedD. set up23. Few articles in the newspapers _____more attention than that reporting the murder case with O.J. Simpson involved.A. enlistB. divertC. drawD. absorb24. Julia _____two children since she got married in 1990.A. gives birth toB. has given birth toC. has been giving birth toD. gave birth to25. The hospital was built on the side of a river, hence _____.A. it has the name RiversideB. given the name RiversideC. has got the name RiversideD. the name Riverside26. It took them several weeks to _____the wild horse.A. cultivateB. civilizeC. curbD. tame27. By the time you graduate, we _____in Australia for one year.A. will be stayingB. will have stayedC. would have stayedD. have stayed28. He appreciated _____the chance to deliver his thesis in the annual symposium on Comparative Literature.A. having givenB. to have been givenC. to have givenD. having been given29. They left for the airport very early in the morning _____traffic jam.A. in line withB. at the risk ofC. in case ofD. for the sake of30. Living in the desert involves a lot of problems, _____water shortage is the worst.A. not to mentionB. of whichC. let aloneD. for what31. The government official can hardly find sufficient grounds _____his arguments in favor of the revision of the tax law.A. on which to baseB. which to be based onC. to base on whichD. on which to be based32. Hydrogen is one of the most important element in the universe _____it provides the building blocks from which the other elements are produced.A. so thatB. but thatC. provided thatD. in that33. Just as relaxation is an important part of our lives, _____ stress.A. so isB. as it isC. and so isD. the same is34. While a young man, he decided to put aside a little money every month to make for his old age.A. provisionB. supplyC. adjustmentD. insurance35. The sales department has submitted a _____of their annual sales report to the board of directors.A. scheduleB. sketchC. shorthandD. scheme36. It would be difficult for anyone to behave in a _____way when one is in a furious state.A. rationalB. legalC. stableD. credible37. The final exams approached, _____the students became more and more nervous.A. notwithstandingB. forC. althoughD. as38. Vingo took a bus and headed for home, if his wife would have _____him back.A. not to knowB. not knownC. not knowingD. not having known39. We can make an exception _____.A. in any case of JohnB. in case of JohnC. in case of John'sD. in the case of John40. When the Cultural Revolution was launched in China, his father _____college.A. attendedB. had been attendingC. was attendingD. has been attending41. It's not safe to carry valuables around here. You'd better _____them in the hotel safe along with your passport.A. saveB. hideC. packD. deposit42. To proof-read these piles of documents is very time _____ .A. consumingB. spendingC. expendingD. wasting43. According to the weather _____, tomorrow will be overcast and dull.A. forecastB. forewordC. premonitionD. prophecy44. Armed with all the first-hand evidence, I was able to _____his argument in the court.A. denyB. refuseC. contradictD. refute45. This information doesn't shed any light _____the problem.A. inB. towardC. onD. to46. They feel they are justified _____the child because he was not behaving himself.A. to punishB. to be punishingC. in punishingD. punishing47. We can't just _____his guilt. We've got to have some hard evidence to prove it.A. assumeB. presumeC. believe inD. guess48. _____in the first round of the competition, our team took the earliest flight back.A. Being knocked outB. Having been knocked outC. We were knocked outD. We had been knocked out49. If the door was not forced open, _____that the burglar must have had a key.A. it followsB. it is followedC. following isD. it will be followed50. The famous football star was _____ with the murder of his ex-wife and her boyfriend.A. convictedB. chargedC. blamedD. accusedPart III Error CorrectionDirections: This part consists of a short passage. In this passage, there are altogether 10 mistakes, one in each numbered line. You may have to add a word, cross out a word, or change a word. If you add a word, put an insertion mark (∧) in the right place and write the missing word in the blank. If you cross out a word, put a slash (/) in the blank. If you change a word, cross it out and write the correct word in the corresponding blank.Most speakers are surprising to learn that people who 51._____speak only one language form a minority of the world'spopulation that most people function in two or more languages. 52._____While few people are truly balanced bilinguals or polyglotswho feel equal comfortable with all languages, 53._____the fact is that most of the world's population functionsin more than language. Given this, it's somewhat surprising 54._____that so much attention is paid to the English-speaking worldto the matter of learning a additional language. If so many 55._____people seem to do it so easily, then just what is the problem?The simplest answer is that there really isn't one.Giving ample opportunity and time, most people can learn as 56._____many languages as they want or need to. But as teacherscharged with the responsibility of adding English to thelinguistic inventory of non-English-speaking children, wemust be concerned precisely these matters—providing ample 57._____and effective opportunity and using time as effectively as possible.This chapter will look briefly how children become bilingual. 58._____First, we'll examine the conditions lead to bilingualism 59._____in preschoolers, then we'll turn our attention to languagelearning in the classroom. In focusing on the differences betweenlanguage acquisition at home and at school, we'll see that there'sthe potential for conflict from children's informal language 60._____ learning in the home and the more formal experience of the school.Part IV Translation from English to ChineseDirections: In this part, there are five items, which you should translate into Chinese, each item consists of one or two sentence. These sentences are all taken from the reading passages you have just read in the Second Part of the Test Paper.You are allowed 15 minutes to do the translation. You can refer back to the passages so as to identify their meanings in the context.61.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation.62.Although much remains to be learned, the story of the Great Ice Age is being unfolded through the efforts of specialists in many fields. Recording field observation, new theories and methods, and worldwide studies of existing glaciers are bringing a clearer understanding of the Great Ice Age.63.Older people have more illness than young or middle-aged people; unless they have wealth or private or government insurance, they must often “go on welfare" if they have a serious illness.64.While a few of these institutions are good, most of them are simply “dumping grounds“ for the dying in which “care" is given by poorly paid, overworked, and under-skilled personnel.65.Following any virus attack, the human body builds up antibodies which confer immunity to that strain of virus, but a virus with the capacity to change its character is able to by-pass this protection.Part V Short Answer QuestionsDirections: In this part, there is a short passage with five questions or incomplete statements. Read the passage carefully. Then answer the questions or complete the statements in the fewest possible words (not exceeding 10 words).For most of us, work is the central, dominating fact of life. We spend more than half our conscious hours at work, preparing for work, travelling to and from work. What we do there largely determines our standard of living and to a considerable extent the status we are accorded by our fellow citizens as well. It is sometimes said that because leisure has become more important the indignities and injustices of work can be pushed into a corner, that because most work is pretty intolerable, the people who do it should compensate for its boredom, frustrations and humiliations by concentrating their hopes on the other parts of their lives. I reject that as a counsel of despair. For the foreseeable future the material and psychological rewards which work can provide, and the conditions in which work is done, will continue to play a vital part in determining the satisfaction that life can offer. Yet only a small minority can control the pace at which they work or the conditions in which their work is done; only for a small minority does work offer scope for creativity, imagination, or initiative. Inequality at work and in work is still one of the cruelest and most glaring forms of inequality in our society. We cannot hope to solve the more obvious problems of industrial life, many of which arise directly or indirectly from the frustrations created by inequality at work, unless we tackle it head on. Still less can we hope to create a decent and humane society.Questions:66. According to the author, people judge others mainly by _____________________________________________.67. The author believes that and the conditions in which work is done _____________________________________________ will continue to play a vital part in determining the satisfaction that life can offer.68. The author believes that _____________________________________________isstill one of the cruelest and most glaring forms of inequality in our society.69. The author believes that only _______________________________________can control the pace at which they work or the conditions in which their work is done. 70. The author will go on to discuss ___________________________________in the following paragraph.Part VI WritingDirections: For this part, you are allowed 30 minutes to write a composition on the title Water Shortage according to the following OUTLINE given in Chinese. Your part of writing should be no less than 120 words.1. 缺水的现状。