某银行笔试英语阅读真题
- 格式:docx
- 大小:20.64 KB
- 文档页数:11
银行系统招聘考试英语(中国工商银行)历年真题试卷汇编1(总分:48.00,做题时间:90分钟)一、词汇与语法结构(总题数:2,分数:4.00)1.With our new Quick Pay system, your monthly subscription fee will be debited automatically from the bank account of your______.(分数:2.00)A.choice √B.chooseC.choicesD.chose解析:2.Mr. Crane______ your report on increasing operational efficiency, and he is eager to talk to you about it on Monday.(分数:2.00)A.seenB.seeC.has seen √D.seeing解析:解析:现在完成式时态,have/has+动词过去分词。
二、选词填空(总题数:2,分数:12.00)January 15 Esther Chen 555 Queens Road Leeds, EnglandDear Dr. Chen Thank you for your letter. We understand that you have decided not to【K1】______your subscription to international medicine. We are truly sorry to lose you as a subscriber. As you know, most other journals in the field focus on specialized research topics, with little【K2】______to day-to-day medical care. Our magazine is one of the few to feature new advances in both medical research and clinic at practice. We would like to offer you a 40 percent discount on one year' s subscription. Plus, if you contact our subscription office before January 30, we will send you any issues you have missed free of charge. Please mention my name in order for your discount to be applied【K3】______ We hope to hear from you.Sincerely,Robert GoldbergVice President, Subscriptions Department(分数:6.00)(1).【K1】(分数:2.00)A.renewB.reviewC.supply √D.include解析:解析:supply your subscription意为“提供你的捐助”。
银行考试英语试题及答案一、选择题(每题2分,共20分)1. The term "NPL" stands for ________.A. Non-Performing LoanB. New Product LaunchC. National Payment LawD. None of the above2. Which of the following is NOT a function of a central bank?A. Issuing currencyB. Regulating monetary policyC. Providing commercial banking servicesD. Supervising financial institutions3. The abbreviation "SWIFT" is commonly used in the banking industry and stands for ________.A. Society for Worldwide Interbank Financial TelecommunicationB. Secure Web Information Financial TechnologyC. Specialized World International Financial TransactionsD. Standardized World Investment Financial Transfers4. In the context of banking, "LIBOR" refers to ________.A. London International Banking OrganizationB. London Interbank Offered RateC. London International Business ReportD. London International Banking Regulation5. The process of converting a currency from one form to another is known as ________.A. Currency exchangeB. Currency conversionC. Currency tradingD. Currency valuation6. Which of the following is a type of loan that is secured by collateral?A. Unsecured loanB. Secured loanC. Personal loanD. Commercial loan7. The term "forex" is short for ________.A. Foreign exchangeB. Foreign exportC. Financial expertD. Forthcoming exchange8. Which of the following is a common method of credit scoring?A. Credit history analysisB. Physical appearance assessmentC. Social media monitoringD. Personal interview9. The "BIS" in banking terms usually refers to ________.A. Bank for International SettlementsB. Business Information SystemC. Banking Industry StandardsD. Basic Investment Services10. A "call option" in finance gives the holder the right, but not the obligation, to ________.A. Sell a certain assetB. Buy a certain assetC. Hold a certain assetD. Trade a certain asset二、填空题(每题1分,共10分)11. The ________ is the process of determining the creditworthiness of a customer.(评估信用)12. The ________ is the interest rate that banks charge to their most creditworthy customers.(最优惠利率)13. A ________ is a financial institution that accepts deposits, provides payment services, and makes loans.(银行)14. The ________ is a type of investment that represents ownership in a company.(股票)15. The ________ is a document that outlines the terms of a loan, including the interest rate and repayment schedule.(贷款协议)16. A ________ is a financial product that allows investorsto earn interest or share in profits.(投资)17. The ________ is the risk of a borrower defaulting on a loan.(信用风险)18. A ________ is a financial instrument used to transfer funds between banks.(支票)19. The ________ is the process of evaluating the potential risks and returns of an investment.(投资评估)20. The ________ is the process of buying and selling currencies in the foreign exchange market.(外汇交易)三、简答题(每题5分,共20分)21. What is the role of a bank in the economy?(银行在经济中的作用是什么?)22. Explain the concept of "leverage" in finance.(解释金融中的“杠杆”概念)23. What are the main differences between a "fixed deposit" and a "current account"?(定期存款和活期账户的主要区别是什么?)24. Describe the process of "credit card issuance" from theperspective of a bank.(从银行的角度描述信用卡发行的过程)四、论述题(每题15分,共30分)25. Discuss the importance of risk management in banking and how banks implement it.(讨论风险管理在银行业务中的重要性以及银行如何实施风险管理)26. Analyze the impact of inflation on the banking sector and the strategies banks use to mitigate it.(分析通货膨胀对银行业的影响以及银行采取的缓解策略)答案:一、1-5: A C A B B6-10: B A A B B二、11: Credit assessment12: Prime rate13: Bank14: Stock15: Loan agreement16: Investment17: Credit risk18: Check19: Investment evaluation20: Foreign。
历年招商银行秋季校园招聘笔试真题及答案解析第一部分英语(1-15)一、阅读理解Text 1It would be all too easy to say that Facebook’s market meltdown is coming to an end. After all, Mark Zuckerberg’s social network burned as much as $ 50 billion of shareholders’ wealth in just a couple months. To put that in context, since its debut( 初次登台)on NASDAQ in May, Facebook has lost value nearly equal to Yahoo, AOL, Zynga, Yelp, Pandora, Open Table, Groupon, LinkedIn, and Angie’s List combined, plus that of the bulk of the publicly traded newspaper industry.As shocking as this utter failure may be to the nearly 1 billion faithful Facebook users around the world, it’s no surprise to anyone who read the initial public offering ( IPO) prospectus( 首次公开募股说明书). Worse still, all the crises that emerged when the company debuted — overpriced shares, poor corporate governance, huge challenges to the core business, and a damaged brand — remain today. Facebook looks like a prime example of what Wall Street calls a falling knife — that is, one that can cost investors their fingers if they try to catch it.Start with the valuation( 估值). To justify a stock price close to the lower end of the projected range in the IPO, say $ 28 a share, Facebook’s future growth would have needed to match that of Google seven years earlier. That would have required increasing revenue by some 80 percent annually and maintaining high profit margins all the while.That’s not happening. In the first half of 2012, Facebook reported revenue of $ 2.24 billion, up 38 percent from the same period in 2011. At the same time, the company’s costs surged to $ 2.6 billion in the six-month period.This so-so performance reflects the Achilles’ heel of Facebook’s business model, which the company clearly stated in a list of risk factors associated with its IPO: it hasn’t yet figured out how to advertise effectively on mobile devices, the number of Facebook users accessing the site on their phones surged by 67 percent to 543 million in the last quarter, or more than half its customer base.Numbers are only part of the problem. The mounting pile of failure creates a negative feedback loop that threatens Facebook’s future in other ways. Indeed, the more Facebook’s disappointment in the market is catalogued, the worse Facebook’s imagebecomes. Not only does that threaten to rub off on users, it’s bad for recruitment and retention of talented hackers, who are the life blood of Zuckerberg’s creation. Yet the brilliant CEO can ignore the sadness and complaints of his shareholders thanks to the super-voting stock he holds. This arrangement also was fully disclosed at the time of the offering. It’s a pity so few investors apparently bothered to do their homework.1. What can be inferred about Facebook from the first paragraph?A. Its market meltdown has been easily halted.B. It has increased trade with the newspaper industry.C. It has encountered utter failure since its stock debut.D. Its shareholders have invested $ 50 billion in a social network.2. The crises Facebook is facing _______________.A. have been disclosed in the IPO prospectusB. are the universal risks Wall Street confrontsC. disappoint its faithful usersD. have existed for a long time3. To make its stock price reasonable, Facebook has to _______________.A. narrow the IPO price rangeB. cooperate with GoogleC. keep enormously profitableD. invest additional $ 2.6 billion4. It can be inferred from the context that the “Achilles’ heel” ( Line 1, Para.5) refers to ______________.A. deadly weaknessB. problem unsolvedC. indisputable factD. potential risk5. What effect will Facebook’s failure in the market have?A. Its users’ benefits will be threatened.B. Talented hackers will take down the website.C. The CEO will hold the super-voting stock.D. The company’s innovation strength will be damaged.Text 2I’ll admit I’ve never quite understood the obsession( 难以破除的成见)surrounding genetically modified ( GM) crops. To environmentalist opponents, GM foods are simply evil, an understudied, possibly harmful tool used by big agricultural businesses to control global seed markets and crush local farmers. They argue that GM foods have never delivered on their supposed promise, that money spent on GM crops would be better channeled to organic farming and that consumers should be protected with warning labels on any products that contain genetically modified ingredients. To supporters, GM crops are a key part of the effort to sustainably provide food to meet a growing global population. But more than that, supporters see the GM opposition of many environmentalists as fundamentally anti-science, no different than those who question the basics of man-made climate change.For both sides, GM foods seem to act as a symbol: you’re pro-agricultural business or anti-science. But science is exactly what we need more of when it comes to GM foods, which is why I was happy to see Nature devote a special series of articles to the GM food controversy. The conclusion: while GM crops haven’t yet realized their initial promise and have been dominated by agricultural businesses, there is reason to continue to use and develop them to help meet the enormous challenge of sustainably feeding a growing planet.That doesn’t mean GM crops are perfect, or a one-size-fits-all solution to global agriculture problems. But anything that can increase farming efficiency — the amount of crops we can produce per acre of land — will be extremely useful. GM crops can and almost certainly will be part of that suite of tools’ but so will traditional plant breeding, improved soil and crop management and perhaps most important of all, better storage and transport infrastructure( 基础设施), especially in the developing world. ( It doesn’t do much good for farmers in places like sub-Saharan Africa to produce more food if they can’t get it to hungry consumers.) I’d like to see more non-industry research done on GM crops — not just because we’d worry less about bias, but also because seed companies like Monsanto and Pioneer shouldn’t be the only entities working to harness genetic modification. I’d like to see GM research on less commercial crops, like corn. I don’t think it’s vital to label GM ingredients in food, but I also wouldn’t be against if — and industry wouldbe smart to go along with labeling, just as a way of removing fears about the technology.Most of all, though, I wish a tenth of the energy that’s spent endlessly debating GM crops was focused on those more pressing challenges for global agriculture. There are much bigger battles to fight.6. How do environmentalist opponents view GM foods according to the passage?A. They will eventually ruin agriculture and the environment.B. They are used by big businesses to monopolize agriculture.C. They have proved potentially harmful to consumers’ health.D. They pose a tremendous threat to current farming practice.7. What does the author say is vital to solve the controversy between the two sides of the debate?A. Breaking the GM food monopoly.B. More friendly exchange of ideas.C. Regulating GM food production.D. More scientific research on GM crops.8. What is the main point of the Nature articles?A. Feeding the growing population makes it imperative to develop GM crops.B. Popularizing GM technology will help it to live up to its initial promises.C. Measures should be taken to ensure the safety of GM foods.D. Both supporters and opponents should make compromises.9. What is the author’s view on the solution to agricultural problems?A. It has to depend more and more on GM technology.B. It is vital to the sustainable development of human society.C. GM crops should be allowed until better alternatives are found.D. Whatever is useful to boost farming efficiency should be encouraged.10. What does the author think of the ongoing debate around GM crops?A. It arises out of ignorance of and prejudice against new science.B. It distracts the public attention from other key issues of the world.C. Efforts spent on it should be turned to more urgent issues of agriculture.D. Neither side is likely to give in until more convincing evidence is found.Text 3There is a certain inevitability that e-book sales have now overtaken paperback sales on Amazon’s US site. Amazon’s Kindle 2 is so light and so cheap that it’s easy to see why people have rushed to buy it. Though I’m still not keen on the design of the Kindle, it is a vast improvement on its predecessor and certainly tolerable. Beyond the device itself, Amazon has done a great job of rolling out Kindle apps, ensuring that people like me — who have an iPad but not a Kindle — can still join in the fun. Once you’re into the Kindle ecosystem, Amazon locks you in tightly —just as Apple does with its iTunes / iPod ecosystem. It’s so easy to buy from Amazon’s store and the books are so cheap that it’s not worth the effort of going elsewhere. While I remain opposed to Amazon’s DRM( 数字版权管理)— indeed, I’m opposed to DRM on any e-books — I have to admit that the implementation is so smooth that most Kindle users won’t care at all that their e-books can’t be moved to other devices. The e-book trend is nowhere near peaking. Over the next five years we can expect to see more and more readers move away from printed books and pick up e-books instead. But I don’t think that will mean the death of the printed book.There are some who prefer printed books. They like having shelves filled with books they’ve read and books they plan to read; they like the feel of the book in their hands and the different weights and typefaces and layouts of different titles. In other words, they like the physical form of the book almost as much as the words it contains.I can sympathize with those people. As I wrote earlier this week, my ideal situation would before publishers to bundle e-books with printed ones — in much the same way that film studio submit DVDs with digital copies of films. There’s no reason to think that lovers of printed books will change their minds. There will undoubtedly be fewer of them as time goes by because more people will grow up with e-books and spend little time with printed ones. However, just as there are people who love vinyl records( 黑胶唱片), even if they were born well into the CD era, there will still be a dedicated minority who love physical books.Since there are fewer of these people, that will mean fewer bookshops and higher prices for printed books but I don’t think the picture is entirely bleak. There is scope for smaller print runs of lavishly designed printed books and bookshops aimed at book lovers, rather than the Stieg Larsson-reading masses. With mainstreamreaders out of the printed book market, booklovers might even find they get a better experience.11. What can be inferred from Paragraph One?A. Most people buy Kindle 2 mainly because of its low price.B. The author of the passage is a loyal customer of Apple products.C. Amazon’s Kindle 2 surpassed Kindle 1 in designing.D. The sales of e-book outnumbered those of paperback in the U. S.12. According to the passage, the reason why the author opposes to Amazon’s DRM is that ________________.A. e-books can only be purchased on Amazon. comB. Kindle books are not compatible with other electronic reading devicesC. once implemented, e-books can’t be transferred to other equipmentsD. e-books installed on Kindle 2 can’t be edited freely13. It can be learned that the trend of e-books ________________.A. will come to stop any time soonB. will reach the summit in the near futureC. will meet its heyday when printed books dieD. has already reached its peak14. Why does the author believe that the surging sales of e-books won’t mean the death of the printed book?A. Because a minority will stick to their love of printed books.B. Because the majority of book lovers won’t change their minds.C. Because people always hold nostalgic feelings towards printed books.D. Because people will return to the printed books as time goes by.15. According to the author, which of the following is TRUE about the future of printed books?A. They will be bundled with e-books.B. They will no longer be available in the market.C. They will be sold in small quantity and high quality.D. They will be redesigned to cater to the masses.答案及解析一、阅读理解1.答案:C。
一、英语部分(30道)1.选词填空15道2.阅读理解5道二、行测部分(55道)1.言语类20道2.推理类15道3.数学类20道三、反应能力(类似玩游戏的反应力测试)四、性格测试(不计入成绩)一、英语部分1.选词填空1、Jane just moved here, and she tried to be ________ to everyone, being friendly ; and willing to talk to others.A、sociableB、skillfullC、specializingD、social【解析】Jane刚搬到这里,她试着对每个人表示友好,友善并且乐意与人交谈2.阅读理解1、Memo Date:January 17 From:Nela Potter To:Marketing staff Please review the attached best seller list from today’s Silverton Daily. Though Mark Shipley’s book is low on the list, remember that we released it only on January 2. ……(职题库APP课间)(1)What book sold the most copies the previous week?()A、Your Best Fitness PlanB、The 01ympian, s CookbookC、The Pharaohs, LivesD、Green Eats【解析】根据表格中ranking last week—栏,最受欢迎的是Green Eats。
D选项正确。
二、行测部分1.言语类1、产气霉属内生真菌,不仅对病原真菌具有抑制作用,而且也能够____病原细菌的生长与繁殖。
病原细菌的群体效应在其侵染和定植过程起了极为重要的作用。
中国农业银行招聘笔试英语历年试卷汇编及答案解析一、选词填空( 总题数: 40,分数: 80.00)1.He is neither______European, nor______American. He is from______Australia.A.a; a; /B.a; an; theC.a; an; / √D.an; an; /【解析】 European 是辅音开头,所以前面用不定冠词a,表示“一个欧洲人”; American 元音开头,前面用不定冠词an,表示“一个美国人”;第三个空指他来自澳大利亚,前面不用冠词。
故选C。
2._____the 2008 Olympic Games will be held in Beijing is quite clear to the people all over the world.A.That √B.WhetherC.WhatD.If【解析】 That 引导主语从句,不可省略。
3._____coal, the most important natural fuels are the gas and oil.A.Except forB.ExceptC.BesideD.Apart from √【解析】 Except for 一般放在句首,表示“除了⋯⋯之外,若不是”; Except“除了”,一般放在句中; Beside 表示“在旁边;与⋯⋯相比”; Apart from 有两种意思: (1) “除了⋯⋯外( 都) ,若不是”,相当于except for ;(2) “除了⋯⋯之外( 还) ,此外”,相当于besides 。
本句句意为除了煤以外,最重要的天然燃料是天然气和石油。
因此答案为D。
4.No fault is attached______ the bus driver for the terrible accident at the railway crossing.A.forB.withC.inD.to √【解析】 be attached to ⋯意为“与⋯⋯相关”,因此答案为D。
2022年中国银行总行招聘考题笔试试题及答案第一部分:英语能力测试一、阅读理解Passage 1The angry woman stood on the station platform (月台). “The railway should pay me £14,” she said to Tony Jenks, the man in the booking office. “My ticket was for June 26th, and there was no ship from Jersey that night. My daughter and I had to stay in a hotel. It cost me £14.” Tony was worried. He remembered selling the woman a return ticket. “Come into the office, madam,” he said politely. “I’ll just check the Jersey timetable for June 26th.” The woman and her little girl followed him inside. She was quite right, as Tony soon discovered. There was no ship sailing on June 26th. How had he made such a careless mistake? Not knowing what to do, he smiled at the child. “You look sunburned (晒黑旳),” he said to her. “Did you have a nice holiday in Jersey?”“Yes,” she a nswered shyly. “The beach was lovely. And I could swim too!” “That’s fine,” said Tony. “My little girl can’t swim a bit yet. Of course, she’s only three……” “I’m four,” the child said proudly. “I’ll soon be four and a half.” Tony turned to the mother. “I remember your ticket, madam,” he said. “But you didn’t get one for your daughter, did you?” “Er, well……” the woman looked at the child, “I mean —she hasn’t started school yet. She’s only four.” “A four-year-old child must have a ticket, madam. A child’s ret urn ticket to Jersey costs — let me see —£15.50. So if you want the railway to pay £14 for your hotel, you will have to pay the railway £15.50 first. The law is the law, but since the fault was mine……”The woman stood up, took the child’s hand and left the office.1. A return ticket is a ticket that __________.A. allows a passenger to travel to a placeB. one buys when one returnsC. must be returned if one wants to get his money backD. allows a passenger to travel to a place and return later2. The man in the booking office mentioned the child’s ticket in order to __________.A. send the woman awayB. get back £15.50C. say sorry to the womanD. make clear the importance of the law3. According to the railway law, a child __________.A. must have a ticket just like a grown-upB. can not travel without a ticketC. below the age of four can travel without a ticketD. can travel with grown-ups without a ticket4. At last the woman got __________ from the railway booking office.A. £15.50B. £1.50C. £14D. nothing5. According to the passage, which of the following statements is TRUE?A. After checking the timetable Tony found there was a ship from Jersey on June 26th.B. Tony said sorry to the woman and paid her £14.C. The woman did not travel at all to Jersey with her daughter to spend her holiday.D. It was clear that the woman was not honest.答案:D A C D DPassage 2Throughout history, people had dreamed about joining England and France together. Even Napoleon had a plan to dig a tunnel (隧道) and reach England. One of the first people who tried to dig a tunnel under the Channel was a French engineer called Albert Mathieu. His tunnel failed.In 1881, Colonel Beamont and Captain English from Britain also tried to dig a tunnel. Their tunnel went six kilometers into the Channel. Queen Victoria stopped them and said it was dangerous to connect with France. It was a very good tunnel, and it is still there today.The new tunnel (ready in 1993) is, in fact, three tunnels-two for trains and a “service tunnel” for fresh air to go in and for me n who take care of the tunnels. The tunnels are fifty kilometers long, forty meters under water. Forty kilometers of tunnel are under the sea itself. They are the longest undersea tunnels in the world. Trains travel through the tunnels at 160 km/h. People drive their cars onto trains and the trains take them through the tunnel. Each train takes 1,500 people and there are trains every ten minutes.A special radio station called Channel Channel has started, because it is impossible to receive normal radio signals (信号) when you are under the sea. The station sends news to keep people up-to-date with the “world outside”while they are in the tunnel.6. What was people’s dream about England and France?A. Napoleon could reach England.B. Napoleon could dig a tunnel for them.C. Albert Mathieu would succeed.D. England and France could be joined together.7. Which is TRUE about the tunnel building in 1881?A. The tunnel went six kilometers from France.B. Tunnel-building was a dangerous job.C. The old tunnel is still under the sea.D. The queen agreed to the digging plan.8. What’s the traveling like in the tunnel?A. Trains and cars can travel at 160 km/h.B. People can travel by trains through two tunnels.C. It takes ten minutes to go through the tunnel by train.D. People can drive their cars or take trains through the tunnel.9. Channel Channel has started to _________.A. tell people what the date isB. send news about people in the tunnelC. tell people news about the outside worldD. receive radio signals of the outside world10. The passage mainly tells us _________.A. the history of the Channel tunnelB. the importance of the Channel tunnelC. it’s hard work to dig an undersea tunnelD. the people who tried to dig the Channel tunnel答案:D C B C APassage 3Opportunities for rewarding work become fewer for both men and women as they grow older. After age 40, job hunting becomes even more difficult. Many workers stay at jobs they are too old for rather than face possible rejection. Our youth-oriented, throw-away culture sees little value in older people. In writer Lilian Hellman's words, they have "the wisdom that comes with age that we can't make use of." Unemployment and economic need for work is higher among older women, especially minorities, than among younger white women. A national council reports these findings: Though unemployed longer when seeking work, older women job-hunt harder, hold a job longer with less absenteeism (缺勤), perform as well or better, are more reliable, and are more willing to learn than men or younger women. Yet many olderwomen earn poor pay and face a future of poverty in their retirement years. When "sexism meets ageism, poverty is no longer on the doorstep - it moves in," according to Tish Sommers, director of a special study on older women for the National Organization for Women.Yet a 1981 report on the White House Conference on Aging shows that as a group, older Americans are the "wealthiest, best fed, best housed, healthiest, most self-reliant older population in our history." This statement is small comfort to those living below the poverty line, but it does explode some of the old traditional beliefs and fears. Opportunities for moving in and up in a large company may shrink but many older people begin successful small businesses, volunteer in satisfying activities, and stay active for many years. They have few role models because in previous generations the life span was much shorter and expectations of life were fewer. They are ploughing new ground.Employers are beginning to recognize that the mature person can bring a great deal of stability and responsibility to a position. One doesn't lose ability and experience on the eve of one's 65th or 70th birthday any more than one grows up instantly at age 21. ( 348 words )11. After the age of 40, ______.A. most workers are tired of their present jobsB. many workers tend to stick to their present jobsC. people find their jobs more rewarding than beforeD. people still wish to hunt for more suitable jobs12. From Hellman's remark, we can see that ______.A. full use has been made of the wisdom of older peopleB. the wisdom of older people is not valued by American societyC. older people are no less intelligent than young peopleD. the wisdom of older people is of great value to American society13. Tish Sommers argues that ______.A. older women find it hard to escape povertyB. older women usually perform better in their jobsC. the major cause of the poverty of older women is sexismD. more people have come to believe in sexism and ageism14. According to the third paragraph, it can be seen that older Americans ______.A. have more job opportunities than young peopleB. live below the poverty lineC. have new opportunities to remain active in societyD. no longer believe in the promise of a happy life upon retirement15. It can be concluded from the passage that the writer ______.A. calls attention to the living conditions of older AmericansB. believes that the value of older people is gaining increasing recognitionC. attempts to justify the youth-oriented, throw-away culture of the United StatesD. argues people should not retire at the age of 65 or 70答案:BBACB二、完型填空Mark Twain (马克.吐温), a famous__1__ writer, liked to play jokes on others. But once on him a joke was played. One day Mark Twain__ 2__ to give a talk in a small town. At lunch he met a young man, one of his friends. The young man said that he had an uncle with him. He told Mark Twain that his uncle never laughed__ 3__ smiled and that nobody and__ 4__ was able to make his uncle smile or laugh. “You__ 5__ your uncle to my talk tonight,” said Mark Twain, “I’m sure I can make him laugh.” That evening the young man and his uncle sat__ 6__ . Mark Twain began to speak. He told several funny stories. This made everyone in the hall laugh.__ 7__ the old man never ever smiled. Mark Twain told more funny stories, but the old man still kept quiet. Finally Mark Twain stopped. He was quite__ 8__ . Several days later, Mark Twain told another friend__ 9__ his about what had happened that night. “Oh,” said his friend, “I know about that old man. He__10__ deaf for years.” (190)1、A. AmericaC. AmericanismD. Americana2、A. invitedB. were invitedC. was invitedD. had been invited3、A. andB. soC. butD. or4、A. anythingB. nothingC. somethingD. everything5、A. takeB. fetchC. bringD. carry6、A. in a frontC. in the front ofD. in front of7、A. SinceB. ButC. WhileD. So8、A. disappointB. disappointingC. disappointmentD. disappointed9、A. ofB. fromC. inD. among10、A. beB. had beenC. has beenD. was答案:B C D B C B B D A C 三、字词理解1. My roommate lost a lot of weight ____ every day.A. to exerciseB. with exerciseC. for exerciseD. by exercising答案:D2. It was Smith who called while I was out.A. no other butB. no other thanC. no one thanD. none other than答案:D3. We students should learn to be good citizens. A crime may ____ cause lifelong regret.A. howeverB. otherwiseC. necessarilyD. absolutely答案:A4. As it turned out to be a small house party, we soformally.A. need not have dressed upB. must not have dressed upC. did not need to dress upD. must not dress up答案:A5. You cannot be ____ careful when you drive a car.A. veryB. soC. tooD. enough答案:A6. Amoebas are small to be seen without a microscope.A. far tooB. far andC. so farD. as far as答案:A7. The nectarine is a fruit __ like a peach.A. asB. muchC. andD. to答案:B8. __ kinds of dinosaurs were dying out all through theAge of Reptiles is true.A. SomeB. Some wereC. When someD. That some答案:D9. The physicist has made a discovery,____of greatimportance to the progress of sci-ence and technology.A. I think which isB. that I think isC. which I think isD. which I think it is答案:B10. He noticed the helicopter hovering over the field. Thento his astonishment, he saw a rope ladder_________outand three men climbing down it.A. throwingB. being thrownC. having thrownD. having been thrown答案:B11. _____ this instrument should have put its work permit number on the box.A. Who checkedB. Whoever inspectedC. No matter who examinedD. Those who estimates答案:B12._________to blame for the many troubles you haveencountered.A. It is notIwhoamB. It is notIthatisC. It is not me who amD. It is not me that is答案:A13. I am sure I can help you find ____ bed for your new house, but now I’m heading for____ bed and ____ good sleep.A. a , a , theB. a , / , aC. the , a , aD. a , the , a答案:B14. __ the silkworm produces a fluid internally and thenforces it out through tiny holes in its body.A. It makes silk andB. Having made silkC. Silk is made byD. To make silk答案:D15. The drink taste a little ____ to me.A. strongB. stronglyC. so strongD. too much strong答案:D16. are fed into a tape-recorder, they magnetize theparticles on the tape in varying patterns.A. When electric wavesB. Electric wavesC. Electric waves thatD. Because of electric waves答案:A17. Time should be made good use ____ our lessons well.A. of to learnB. of learningC. to learnD. to learning答案:D18. Two of the notebooks ____ Tom had lost on the bus were returned to the main desk at his dormitory.A. whatB. whichC. whoD. whose答案:B19. They arrived there at last, ____.A. was tired and hungry C. being tired and hungryC. tired and hungryD. tiredly and hungrily答案:A20.--- What was the party like?---Won derful . It’s years ____ I enjoyed myself so much.A. beforeB. afterC. whenD. since答案:A第二部分:行政能力测试一、言语理解与体现1.下列各句中没有语病旳一句是:( )A通过不不懈旳努力,国家图书馆在搜集、加工、存储、提供古典文献方面已具有中国特色旳藏用并举旳格局。
浦发银行笔试英语阅读及答案The fact that superior service can generate a competitive advantage for a company does not mean that every attempt at improving service will create such an advantage. Investments in service, like those in production and distribution, must be balanced against other types of investments on the basis of direct, tangible benefits such as cost reduction and increased revenues. If a company is already effectively on a par with its competitors because it provides service that avoids a damaging reputation and keeps customers from leaving at an unacceptable rate, then investment in higher service levels may be wasted, since service is a deciding factor for customers only in extreme situations.This truth was not apparent to managers of one regional bank, which failed to improve its competitive position despite its investment in reducing the time a customer had to wait for a teller. The bank managers did not recognize the level of customer inertia in the consumer banking industry that arises from the inconvenience of switching banks. Nor did they analyze their service improvement to determine whether it would attract new customers by producing a new standard of service that would excite customers or by proving difficult for competitors to copy. The only merit of the improvement was that it could easily be described to customers.1. The primary purpose of the passage is to(A) contrast possible outcomes of a type of business investment(B) suggest more careful evaluation of a type of business investment(C) illustrate various ways in which a type of business investment could fail to enhance revenues(D) trace the general problems of a company to a certain type of business investment(E) criticize the way in which managers tend to analyze the costs and benefits of business investments2. According to the passage, investments in service are comparable to investments in production and distribution in terms of the(A) tangibility of the benefits that they tend to confer(B) increased revenues that they ultimately produce(C) basis on which they need to be weighed(D) insufficient analysis that managers devote to them(E) degree of competitive advantage that they are likely to provide3. The passage suggests which of the following about service provided by the regional bank prior to its investment in enhancing that service?(A) It enabled the bank to retain customers at an acceptable rate(B) It threatened to weaken the bank's competitive position with respect to other regional banks(C) It had already been improved after having caused damage to the bank's reputation in the past.(D) It was slightly superior to that of the bank's regional competitors.(E) It needed to be improved to attain parity with the service provided by competing banks.4. The passage suggests that bank managers failed to consider whether or not the service improvement mentioned in line 19(A) was too complicated to be easily described to prospective customers(B) made a measurable change in the experiences of customers in the bank's offices(C) could be sustained if the number of customers increased significantly(D) was an innovation that competing banks could have imitated(E) was adequate to bring the bank's general level of service to a level that was comparable with that of its competitors5. The discussion of the regional bank (line 13-24) serves which of the following functions within the passage as a whole?(A) It describes an exceptional case in which investment in service actually failed to produce a competitive advantage.(B) It illustrates the pitfalls of choosing to invest in service at a time when investment is needed more urgently in another area.(C) It demonstrates the kind of analysis that managers apply when they choose one kind of service investment over another(D) It supports the argument that investments in certain aspects of service are more advantageous than investments in other aspects of service.(E) It provides an example of the point about investment in service made in the first paragraph.6. The author uses the word "only" in line 23 most likely in order to(A) highlight the oddity of the service improvement(B) emphasize the relatively low value of the investment in service improvement(C) distinguish the primary attribute of the service improvement from secondary attributes(D) single out a certain merit of the service improvement from other merits(E) point out the limited duration of the actual service improvementHow many really suffer as a result of labor market problems? This is one of the most critical yet contentious social policy questions. In many ways, our social statistics exaggerate the degree of hard ship. Unemployment does not have the same dire consequences today as it did in the 1930’s when most of the unemployed were primary breadwinners, when income and earnings were usually much closer to the margin of subsistence, and when there were no countervailing social programs for those failing in the labor market. Increasing affluence, the rise of families with more than one wage earner, the growing predominance of secondary earners among the unemployed, and improved social welfare protection have unquestionably mitigated the consequences of joblessness. Earnings and income data also overstate the dimensions of hardship. Among the millions with hourly earnings at or below the minimum wage level, the overwhelming majority are from multiple-earner, relatively affluent families. Most of those counted by the poverty statistics are elderly or handicapped or have family responsibilities which keep them out of the labor force, so the poverty statistics are by no means an accurate indicator of labor market pathologies.Yet there are also many ways our social statistics underestimate the degree of labor-market-related hardship. The unemployment counts exclude the millions of fully employed workers whose wages are so low that their families remain in poverty. Low wages and repeated or prolonged unemployment frequently interact to undermine the capacity for self-support. Since the number experiencing joblessness at some time during the year is several times the number unemployed in any month, those who suffer as a result of forced idleness can equal or exceed average annual unemployment, even though only a minority of the jobless in any month really suffer. For every person counted in the monthly unemployment tallies, there is another workingpart-time because of the inability to find full-time work, or else outside the labor force but wanting a job. Finally, income transfers in our country have always focused on the elderly, disabled, and dependent, neglecting the needs of the working poor, so that the dramatic expansion of cash and in-kind transfers does not necessarily mean that those failing in the labor market are adequately protected. As a result of such contradictory evidence, it is uncertain whether those suffering seriously as a result of thousands or the tens of millions, and, hence, whether high levels of joblessness can be tolerated or must be countered by job creation and economic stimulus. There is only one area of agreement in this debate---that the existing poverty, employment, and earnings statistics are inadequate for one their primary applications, measuring the consequences of labor market problems.1. Which of the following is the principal topic of the passage?(A) What causes labor market pathologies that result in suffering(B) Why income measures are imprecise in measuring degrees of poverty(C) Which of the currently used statistical procedures are the best for estimating the incidence of hardship that is due to unemployment(D) Where the areas of agreement are among poverty, employment, and earnings figures(E) How social statistics give an unclear picture of the degree of hardship caused by low wages and insufficient employment opportunities2. The author uses "labor market problems" in lines 1-2 to refer to which of the following?(A) The overall causes of poverty(B) Deficiencies in the training of the work force(C) Trade relationships among producers of goods(D) Shortages of jobs providing adequate income(E) Strikes and inadequate supplies of labor3. The author contrasts the 1930's with the present in order to show that(A) more people were unemployed in the 1930's(B) unemployment now has less severe effects(C) social programs are more needed now(D) there now is a greater proportion of elderly and handicapped people among those in poverty(E) poverty has increased since the 1930's4.Which of the following proposals best responds to the issues raised by the author?(A) Innovative programs using multiple approaches should be set up to reduce the level of unemployment.(B) A compromise should be found between the positions of those who view joblessness as an evil greater than economic control and those who hold the opposite view.(C) New statistical indices should be developed to measure the degree to which unemployment and inadequately paid employment cause suffering.(D) Consideration should be given to the ways in which statistics can act as partial causes of the phenomena that they purport to measure.(E) The labor force should be restructured so that it corresponds to the range of job vacancies.5.The author's purpose in citing those who are repeatedly unemployed during a twelve-month period is most probably to show that(A) there are several factors that cause the payment of low wages to some members of the labor force(B) unemployment statistics can underestimate the hardship resulting from joblessness(C) recurrent inadequacies in the labor market can exist and can cause hardships for individual workers(D) a majority of those who are jobless at any one time to not suffer severe hardship(E) there are fewer individuals who are without jobs at some time during a year than would be expected on the basis of monthly unemployment figures6. The author states that the mitigating effect of social programs involving income transfers on the income level of low-income people is often not felt by(A) the employed poor(B) dependent children in single-earner families(C) workers who become disabled(D) retired workers(E) full-time workers who become unemployed7. According to the passage, one factor that causes unemployment and earnings figures to overpredict the amount of economic hardship is the(A) recurrence of periods of unemployment for a group of low-wage workers(B) possibility that earnings may be received from more than one job per worker(C) fact that unemployment counts do not include those who work for low wages and remain poor(D) establishment of a system of record-keeping that makes it possible to compile poverty statistics(E) prevalence, among low-wage workers and the unemployed, of members of families in which others are employed8. The conclusion stated in lines 33-39 about the number of people who suffer asa result of forced idleness depends primarily on the point that(A) in times of high unemployment, there are some people who do not remain unemployed for long(B) the capacity for self-support depends on receiving moderate-to-high wages(C) those in forced idleness include, besides the unemployed, both underemployed part- time workers and those not actively seeking work(D) at different times during the year, different people are unemployed(E) many of those who are affected by unemploy- ment are dependents of unemployed workers9. Which of the following, if true, is the best criticism of the author's argument concerning why poverty statistics cannot properly be used to show the effects of problems in the labor market?(A) A short-term increase in the number of those in poverty can indicate a shortage of jobs because the basic number of those unable to accept employment remains approximately constant.(B) For those who are in poverty as a result of joblessness, there are social programs available that provide a minimum standard of living.(C) Poverty statistics do not consistently agree with earnings statistics, when each is taken as a measure of hardship resulting from unemployment.(D) The elderly and handicapped categories include many who previously were employed in the labor market.(E) Since the labor market is global in nature, poor workers in one country are competing with poor workers in another with respect to the level of wages and the existence of jobs.。
2010建行笔试题中的英语阅读部分真题most economists hate gold. not, you understand, that they would turn up their noses at a bar or two. but they find the reverence in which ma ny hold the metal almost irrational. that it was used as money for mille nnia is irrelevant: it isn't any more. modern money takes the form of p aper or, more often, electronic data. to economists, gold is now just an other commodity. so why is its price soaring? over the past week, this has topped $450 a troy ounce, up by 9% since the beginning of the ye ar and 77% since april 2001. ah, comes the reply, gold transactions ar e denominated in dollars, and the rise in the price simply reflects the d ollar's fall in terms of other currencies, especially the euro, against whi ch it hit a new low this week. expressed in euros, the gold price has m oved much less. however, there is no iron link, as it were, between the value of the dollar and the value of gold. a rising price of gold, like that of anything else, can reflect an increase in demand as well as a deprec iation of its unit of account.this is where gold bulls come in. the fall in the dollar is important, but mainly because as a store of value the dollar stinks. with a few longish rallies, the greenback has been on a downward trend since it came off the gold standard in 1971. now it is suffering one of its sharper decline s. at the margin, extra demand has come from those who think dollars --indeed any money backed by nothing more than promises to keep inf lation low--a decidedly risky investment, mainly because america, with the world's reserve currency, has been able to create and borrow so m any of them. the least painful way of repaying those dollars is to make them worth less.the striking exception to this extra demand comes from central banks, which would like to sell some of the gold they already have. as a legac y of the days when their currencies were backed by the metal, central banks still hold one-fifth of the world's gold. last month the bank of fra nce said it would sell 500 tonnes in coming years. but big sales by cent ral banks can cause the price to plunge--as when the bank of england sold 395 tonnes between 1999 and 2002. the result was an agreementbetween central banks to co-ordinate and limit future sales.if the price of gold marches higher, this agreement will presumably be ripped up, although a dollar crisis might make central banks think twic e about switching into paper money. will the overhang of central-bank gold drag the price down again? not necessarily. as james grant, gold b ug and publisher of grant's interest rate observer, a newsletter, points out, in recent years the huge glut of government debt has not stoppeda sharp rise in its price.1.in economists’ eyes, gold is something__________.【a】 they look down upon【b】 that can be exchanged in the market【c】 worth people’s reverence【d】 that should be replaced by other forms of money2.according to the author, one of the reasons for the rising of gold price is___________.【a】 the increasing demand for gold【b】 the depreciation of the euro【c】 the link between the dollar and gold【d】 the increment of the value of the dollar3.we can infer from the third paragraph that_________.【a】 the decline of the dollar is inevitable【b】 america benefits from the depreciation of the dollar【c】 the depreciation of the dollar is good news to other currencies 【d】 investment in the dollar yields more returns than that in gold4.the phrase “ripped up” (line 1, paragraph 5) most probably means__ ________.【a】 strengthened【b】 broadened【c】 renegotiated【d】 torn up5.according to the passage, the rise of gold price__________.【a】 will not last long【b】 will attract some central banks to sell gold【c】 will impel central banks to switch into paper money【d】 will lead to a dollar crisispassage twothere are few more sobering online activities than entering data into co llege-tuition calculators and gasping as the web spits back a six-figure sum. but economists say families about to go into debt to fund four ye ars of partying, as well as studying, can console themselves with the k nowledge that college is an investment that, unlike many bank stocks, should yield huge dividends.a 2008 study by two harvard economists notes that the “labor-market premium to skill”—or the amount college graduates earned that’s great er than what high-school graduate earned—decreased for much of the 20th century, but has come back with a vengeance (报复性地) since the 1980s. in 2005, the typical full-time year-round u.s. work er with a four-year college degree earned ,900, 62% more than the ,5 00 earned by a worker with only a high-school diploma.there’s no question that going to college is a smart economic choice. b ut a look at the strange variations in tuition reveals that the choice abo ut which college to attend doesn’t come down merely to dollars and ce nts. does going to columbia university (tuition, room and board ,260 in 2007-08) yield a 40% greater return than attending the university of c olorado at boulder as an out-of-state student (,542)? probably not. doe s being an out-of-state student at the university of colorado at boulder yield twice the amount of income as being an in-state student (,380) t here? not likely.no, in this consumerist age, most buyers aren’t evaluating college as a n investment, but rather as a consumer product—like a car or clothes o r a house. and with such purchases, price is only one of many crucial f actors to consider.as with automobiles, consumers in today’s college marketplace have va st choices, and people search for the one that gives them the most co mfort and satisfaction in line with their budgets. this accounts for the w illingness of people to pay more for different types of experiences (such as attending a private liberal-arts college or going to an out-of-state public school that has a great marine-biology program). and just as tw o auto purchasers might spend an equal amount of money on very diff erent cars, college students (or, more accurately, their parents) often s how a willingness to pay essentially the same price for vastly different products. so which is it? is college an investment product like a stock o r a consumer product like a car? in keeping with the automotive world’s hottest consumer trend, maybe it’s best to characterize it as a hybrid (混合动力汽车); an expensive consumer product that, over time, will pay rich divid ends.6. what’s the opinion of economists about going to college?a.huge amounts of money is being wasted on campus socializing.b.it doesn’t pay to run into debt to receive a college education.c.college education is rewarding in spite of the startling costs.d.going to college doesn’t necessarily bring the expected returns.7. the two harvard economists note in their study that, for much of the 20th century, ________.a.enrollment kept decreasing in virtually all american colleges and univ ersitiesb.the labor market preferred high-school to college graduatespetition for university admissions was far more fierce than todayd.the gap between the earnings of college and high-school graduates n arrowed8. students who attend an in-state college or university can ________.a.save more on tuitionb.receive a better educationc.take more liberal-arts coursesd.avoid traveling long distances9. in this consumerist age, most parents ________.a.regard college education as a wise investmentb.place a premium on the prestige of the collegec.think it crucial to send their children to colleged.consider college education a consumer product10. what is the chief consideration when students choose a college tod ay?a.their employment prospects after graduation.b.a satisfying experience within their budgets.c.its facilities and learning environment.d.its ranking among similar institutions.。
中国银行英语笔试真题一、单项选择题1.Themanagerwas______forthedamagecausedbyhisstaff'slackofca re.A.respectfulB.availableC.resourcefulD.responsible2.Theheadofmarketingwasconcerned______themajorchangeinthebu sinessenvironmet.A.toB.inC.thatD.about3.Hisdoctorsuggestedtohimthathe_____medicationeveryday.A.betakenB.takesC.takeD.took4.Weprovidetheprompt,efficientandhighqualityserviceconsumer sexpectfrom_____.A.ourselvesB.oursC.we5._____youhavealreadyregisteredforthe2007Forum,attendthisfr eepre-forumclass.A.AlthoughB.RegardingC.AsD.If6.Wekeepourclientsinformedofevery_____matterinfluencingthei rrights.A.significantB.attractiveC.prevalentD.reasonable7.Attractivecompensation_____withqualificationsandexperienc ewillbeofferedtoallsuccessfulcandidates.A.eligibleB.responsivemensurateD.adaptable8.Onethingyoucancountonisthatthestockmarketalmostneverdoes_ ____youexpectittodo.stinglyststingsted9.Theconsultingfirm_____Chinaastheseventhlargestretailmarke tintheworld,behindtheUnitedStates,Japan,theUnitedKingdom,Ge rmany,FranceandItaly.A.ranksB.thinksC.tellsD.speaks10.Mr.Yunwillsupplyyouwiththe_____informationrequiredtoregi steryourproductattheappliancesexposition.A.specificB.specifiedC.specifyingD.specify11.Thesecondshipmentofinkcartridgeswas_____duetosomedefects inthequality.A.contaminatedB.refusedC.deterioratedD.incurred12.Thedirectorsthatparticipatedinthemeetingwererequiredtoco ntribute_____suggestionstotheircolleagues.A.theirsB.theirC.themD.themselves13.Ibetheiswell_____forthepositionoftakinigcareofhisstaff.A.engagedB.successfulC.qualifiedD.reserved14.Presently,_____appearsthattheproblemofabsenteeismhasyett obeadequatelyaddressed.A.heB.itsC.hisD.it15.____thecompanyisnotassuccessfulasotherbigcompanies,it'sp roventicanexpandinternationally.A.EventhoughB.IfC.YetD.Asthough16.Itwasmydeepestregretthatifailedtosubmitmyreportbythe____ deadline.A.readyB.originalC.consideringD.hesitant17.Ourrespectforcustomersandtheenvironmentisattheheartof___ _everythingwedo.A.mostB.almostC.mostlyD.any18.Theirfirstpropsalwasn'tascompleteas____eventhoughtheirsw asconsideredbetterandmorethorough.A.weC.oursD.ourselves.19.Manysalesrepresentaitvesprefertouselaptopcomputersbecaus etheyare____forpeoplewhotravelalot.venienceB.convenientlyC.conveniencesD.convenient20.DHXprovides____toglobalmarketplaceinformationlinkingsupp lychains,transportations,andrelatedinformationservices. A.accessB.accessibleC.accessedD.accessing参考答案及解析:1.D。
银行英语阅读理解汇总Questions 21 to 25 are based on the following passage.There are good reasons to be troubled by the violence that spreads throughout the media. Movies. Television and video games are full of gunplay and bloodshed, and one might reasonably ask what’s wrong with a society that presents videos of domestic violence as entertainment. Most researchers agree that the causes of real-world violence are complex. A 1993 study by the U.S. National Academy of Sciences listed “biological, individual, family, peer, school, and community factors” as all playing their parts. Viewing abnormally large amounts of violent television and video games may well contribute to violent behavior in certain individuals. The trouble comes when researchers downplay uncertainties in their studies or overstate the case for causality (因果关系). Skeptics were dismayed several years ago when a group of societies including the American Medical Association tried to end the debate by issuing a joint statement: “At this time, well over 1,000 studies… point overwhelmingly to a causal connection between media violence and aggressive behavior in some children.” Freedom-of-speech advocates accused the societies of catering to politicians, and even disputed the number of studies (most were review articles and essays, they said). When Jonathan Freedman, a social psychologist at the University of Toronto, reviewed the literature, he found only 200 or so studies of television-watching and aggression. And when he weeded out “the most doubtful measures of aggression”, only 28% supported a connection. The critical point here is causality. The alarmists say they have proved that violent media cause aggression. But the assumptions behind their observations need to be examined. When labeling games as violent or non-violent, should a hero eating a ghost really be counted as a violent event? And when experimenters record the time it takes game players to read ‘aggressive’ or ‘non-aggressive’ words from a list, can we be sure what they are actually measuring? The intent of the new Harvard Center on Media and Child Health to collect and standardize studies of media violence in order to compare their methodologies, assumptions and conclusions is an important step in the right direction. Another appropriate ster would be to tone down the criticism until we know more. Several researchers write, speak and testify quite a lot on the threat posed by violence in the media. That is, of course, their privilege. But when doing so, they often come out with statements that the matter has now been settled, drawing criticism from colleagues. In response, the alarmists accuse critics and news reporters of being deceived by the entertainment industry. Such clashes help neither science nor society.21. Why is there so much violence shown in movies, TV and video games?A) There is a lot of violence in the real world today.B) Something has gone wrong with today’s society.C) Many people are fond of gunplay and bloodshed.D) Showing violence is thought to be entertaining.22. What is the skeptics (Line 3. Para.3) view of media violence?A) Violence on television is a fairly accurate reflection of real-world life.B) Most studies exaggerate the effect of media violence on the viewers.C) A causal relationship exists between media and real-world violence.D) The influence of media violence on children has been underestimated.23. The author uses the term “alarmists” (Line 1. Para.5) to refer to those who ______.A) use standardized measurements in the studies of media violenceB) initiated the debate over the influence of violent media on realityC) assert a direct link between violent media and aggressive behaviorD) use appropriate methodology in examining aggressive behavior24. In refuting the alarmists, the author advances his argument by first challenging____.A) the source and amount of their dataB) the targets of their observationC) their system of measurementD) their definition of violence25. What does the author think of the debate concerning the relationship between the media and violence?A) More studies should be conducted before conclusions are drawn.B) It should come to an end since the matter has now been settled.C) The past studies in this field have proved to be misleading.D) He more than agrees with the views held by the alarmists.Passage Two You’re in trouble if you have to buy your own brand-name prescription drugs. Over the past decade, prices leaped by more than double the inflation rate. Treatments for chronic conditions can easily top $2,000 a month-no wonder that one in four Americans can’s afford to fill their prescriptions. The solution? A hearty chorus of “O Canada.” North of the border, where price controls reign, those same brand-name drugs cost 50% to 80% less. The Canadian option is fast becoming a political wake-up call, “If our neighbors can buy drugs at reasonable prices, why can’t we?” Even to whisper that thought provokes anger.“Un-American!”And-the propagandists’trump card (王牌)—“Wreck our brilliant health-care system.” Super-size drug prices, they claim, fund the research that sparks the next generation of wonder drugs. No sky-high drug price today, no cure for cancer tomorrow. So shut up and pay up. Common sense tells you that’s a false alternative. The reward for finding. Say, a cancer cure is so huge that no one’s going to hang it up. Nevertheless, if Canada-level pricing came to the United States, the industry’s profit margins would drop and the pace of new-drug development would slow. Here lies the American dilemma. Who is all this splendid medicine for? Should ourhealth-care system continue its drive toward the best of the best, even though rising numbers of patients can’t afford it? Or should we direct our wealth toward letting everyone in on today’s levelof care? Measured by saved lives, the latter is almost certainly the better course. To defend their profits, the drug companies have warned Canadian wholesalers and pharmacies(药房) not to sell to Americans by mail, and are cutting back supplies to those whodare. Meanwhile, the administration is playing the fear card. Officials from the Food and Drug Administration will argue that Canadian drugs might be fake, mishandled, or even a potential threat to life. Do bad drugs fly around the Internet? Sure-and the more we look, the more we’ll find, But I haven’t heard of any raging epidemics among the hundreds of thousands of people buyingcross-border. Most users of prescription drugs don’s worry about costs a lot. They’re sheltered by employee insurance, owing just a $20 co-pay. The financial blows rain, instead, on the uninsured, especially the chronically ill who need expensive drugs to live, This group will still include middle-income seniors on Medicare, who’ll have to dig deeply into their pockets before getting much from the new drug benefit that starts in 2006.26. What is said about the consequence of the rocketing drug prices in the U.S.?A) A quarter of Americans can’t afford their prescription drugs.B) Many Americans can’t afford to see a doctor when they fall ill.C) Many Americans have to go to Canada to get medical treatment.D) The inflation rate has been more than doubled over the years.27. It can be inferred that America can follow the Canadian model and curb its soaring drug prices by _____.A) encouraging people to buy prescription drugs onlineB) extending medical insurance to all its citizensC) importing low-price prescription drugs from CanadaD) exercising price control on brand-name drugs28. How do propagandists argue for the U.S. drug pricing policy?A) Low prices will affect the quality of medicines in America.B) High prices are essential to funding research on new drugs.C) Low prices will bring about the anger of drug manufacturers.D) High-price drugs are indispensable in curing chronic diseases.29. What should be the priority of America’s health-care system according to the author?A) To resolve the dilemma in the health-care system.B) To maintain America’s lead in the drug industry.C) To allow the vast majority to enjoy its benefits.D) To quicken the pace of new drug development.30. What are American drug companies doing to protect their high profits?A) Labeling drugs bought from Canada as being fakes.B) Threatening to cut back funding for new drug research.C) Reducing supplies to uncooperative Canadian pharmacies.D) Attributing the raging epidemics to the ineffectiveness of Canadian drugs.Passage Three Age has its privileges in America. And one of the more prominent of them is the seniorcitizen discount. Anyone who has reached a certain age-in some cases as low as 55-is automatically entitled to a dazzling array of price reductions at nearly every level of commercial life. Eligibility is determined not by one’s need but by the date on one’s birth certificate. Practically unheard of a generation ago, the discounts have become a routine part of many businesses-as common as color televisions in motel rooms and free coffee on airliners. People with gray hair often are given the discounts without even asking for them;yet,millions of Americans above age 60 are healthy and solvent (有支付能力的). Businesses that would never dare offer discounts to college students or anyone under 30 freely offer them to older Americans. The practice is acceptable because of the widespread belief that “elderly” and “needy” are synonymous (同义的). Perhaps that once was true, but today elderly Americans as a group have a lower poverty rate than the rest of the population. To be sure, there is economic diversity within the elderly, and many older Americans are poor, But most of them aren’t. It is impossible to determine the impact of the discounts on individual companies. For many firms, they are a stimulus to revenue. But in other cases the discounts are given at the expense. Directly or indirectly, of younger Americans. Moreover, they are a direct irritant in what some politicians and scholars see as a coming conflict between the generations. Generational tensions are being fueled by continuing debate over Social Security benefits,which mostly involves a transfer of resources from the young to the old. Employment is another sore point, Buoyed (支持) by laws and court decisions, more and more older Americans are declining the retirement dinner in favor of staying on the job-thereby lessening employment and promotion opportunities for younger workers. Far from a kind of charity they once were, senior citizen discounts have become a formidable economic privilege to a group with millions of members who don’t need them. It no longer makes sense to treat the elderly as a single group whose economic needs deserve priority over those of others. Senior citizen discounts only enhance the myth that older people can’t take care of themselves and need special treatment;and they threaten the creation of a new myth, that the elderly are ungrateful and taking for themselves at the expense of children and other age groups. Senior citizen discounts are the essence of the very thing older Americans are fighting against-discrimination by age.31. We learn from the first paragraph that____.A) offering senior citizens discounts has become routine commercial practiceB) senior citizen discounts have enabled many old people to live a decent lifeC) giving senior citizens discounts has boosted the market for the elderlyD) senior citizens have to show their birth certificates to get a discount32. What assumption lies behind the practice of senior citizen discounts?A) Businesses, having made a lot of profits, should do something for society in return.B) Old people are entitled to special treatment for the contribution they made to society.C) The elderly, being financially underprivileged,need humane help from society.D) Senior citizen discounts can make up for the inadequacy of the Social Security system.33. According to some politicians and scholars, senior citizen discounts will___.A) make old people even more dependent on societyB) intensify conflicts between the young and the oldC) have adverse financial impact on business companiesD) bring a marked increase in the companies revenues34. How does the author view the Social Security system?A) It encourages elderly people to retire in time.B) It opens up broad career prospects for young people.C) It benefits the old at the expense of the youngD) It should be reinforced by laws and court decisions35. Which of the following best summarizes the author’s main argument?A) Senior citizens should fight hard against age discrimination.B) The elderly are selfish and taking senior discounts for granted.C) Priority should be given to the economic needs of senior citizens.D) Senior citizen discounts may well be a type of age discrimination.Passage Four In 1854 my great-grandfather, Morris Marable, was sold on an auction block in Georgia for $500. For his white slave master, the sale was just “business as usual.”But to Morris Marable and his heirs, slavery was a crime against our humanity. This pattern of human rights violations against enslaved African-Americans continued under racial segregation for nearly another century. The fundamental problem of American democracy in the 21st century is the problem of “structural racism” the deep patterns of socio-economic inequality and accumulated disadvantage that are coded by race, and constantly justified in public speeches by both racist stereotypes and white indifference. Do Americans have the capacity and vision to remove these structural barriers that deny democratic rights and opportunities to millions of their fellowcitizens? This country has previously witnessed two great struggles to achieve a truly multicultural democracy. The First Reconstruction (1865-1877) ended slavery and briefly gave black men voting rights, but gave no meaningful compensation for two centuries of unpaid labor. The promise of “40 acres and a mule (骡子)”was for most blacks a dream deferred (尚未实现的). The Second Reconstruction (1954-1968), or the modern civil rights movement, ended legal segregation in public accommodations and gave blacks voting rights . But these successes paradoxically obscure the tremendous human costs of historically accumulated disadvantage that remain central to black Americans’ lives. The disproportionate wealth that most whites enjoy today was first constructed from centuries of unpaid black labor. Many white institutions, including some leading universities, insurance companies and banks, profited from slavery. This pattern of white privilege and black inequality continues today. Demanding reparations (赔偿) is not just about compensation for slavery and segregation. It is, more important, an educational campaign to highlight the contemporary reality of “racial deficits” of all kinds, the unequal conditions that impact blacks regardless of class. Structuralracism’s barriers include “equity inequity.” the absence of black capital formation that is a direct consequence of America’s history. One third of all black households actually have negative net wealth. In 1998 the typical black family’s net wealth was $16,400, less than one fifth that of white families. Black families are denied home loans at twice the rate of whites. Blacks remain the last hired and first fired during recessions. During the 1990-91 recession. African-Americans suffered disproportionately. At Coca-Cola, 42 percent of employees who lost their jobs were blacks. At Sears, 54 percent were black, Blacks have significantly shorter life spans, in part due to racism in the health establishment. Blacks are statistically less likely than whites to be referred for kidney transplants or early-stage cancer surgery.36. To the author, the auction of his great-grandfather is a typical example of____.A) crime against humanityB) unfair business transactionC) racial conflicts in GeorgiaD) racial segregation in America37. The barrier to democracy in 21st century America is____.A) widespread use of racist stereotypesB) prejudice against minority groupsC) deep-rooted socio-economic inequalityD) denial of legal rights to ordinary blacks38. What problem remains unsolved in the two Reconstructions?A) Differences between races are deliberately obscured.B) The blacks are not compensated for their unpaid labor.C) There is no guarantee for blacks to exercise their rights.D) The interests of blacks are not protected by law.39. It is clear that the wealth enjoyed by most whites____.A) has resulted from business successes over the yearsB) has been accompanied by black capital formationC) has derived from sizable investments in educationD) has been accumulated from generations of slavery40. What does the author think of the current situation regarding racial discrimination?A) Racism is not a major obstacle to blacks’ employment.B) Inequality of many kinds remains virtually untouchedC) A major step has been taken towards reparations.D) Little has been done to ensure blacks’ civil rights.答案:21 D) Showing violence is thought to be entertaining22 B) Most studies exaggerate the effect of media violence on the viewers.23 C) assert a direct line between violent media and aggressive behavior.24 D) their definition of violence25 A) More studies should be conducted before conclusions are drawn.26 A) A quarter of Americans can't afford their prescription drubs.27 D) exercising price control on brand-name drugs.28 B) High prices are essential to funding research on new drugs.29 C) To allow the vast majority to enjoy its benefits.30 C) Reducing supplies to uncooperative Canadian pharmacies.31 A) offering senior citizens discounts has become routine commercial practice32 C) The elderly, being financially underprivileged, need human help from society.33 B) intensify conflicts between the young and the old34 C) It benefits the old at the expense of the young.35 D) Senior citizen discounts may well be a type of age36 A) crime against humanity37 C) deep-rooted socio-economic inequality38 B) The blacks are not compensated for their unpaid labor39 D) has been accumulated from generations of slavery40 B) Inequality of many kinds remains virtually untouched.Questions 26 to 30 are based on the following passage.It used to be that people were proud to work for the same company for the whole of their working lives. They’d get a gold watch at the end of their productive years and a dinner featuring speeches by their bosses praising their loyalty/But today’s rich capitalists have regressed (倒退) to the “survival of the fittest”ideas and their loyalty extends not to their workers or even to their stockholders but only to themselves. Instead of giving out gold watches worth a hundred or so dollars for forty or so years of work, they grab tens and even hundreds of millions of dollars as they sell for their own profit the company they may have been with for only a few years.The new rich selfishly act on their own to unfairly grab the wealth that the country as a whole has produced. The top l percent of the population now has wealth equal to the whole bottom 95 percent and they want more. Their selfishness is most shamelessly expressed in downsizing and outsourcing (将产品包给外公司做) because these business maneuvers don’t act to create new jobs as the founders of new industries used to do, but only to cut out jobs while keeping the money value of what those jobs produced for themselves.To keep the money machine working smoothly the rich have bought all the politicians from the top down. The president himself is constantly leaving. Washington and the business of the nation because he is summoned to “fundraising dinners” where fat cats pay a thousand or so dollars a plate to worm their way into government not through service but through donations of vast amounts of money. Once on the inside they have both political parties busily tearing up all the regulations that protect the rest of us from the greed of the rich.The middle class used to be loyal to the free enterprise system. In the past, the people of the middle class mostly thought they’d be rich themselves someday or have a good shot at becoming rich. But nowadays income is being distributed more and more unevenly and corporate loyalty is a thing of the past. The middle class may also wake up to forget its loyalty to the so-called free enterprise system altogether and the government which governs only the rest of us while letting the corporations do what they please with our jobs. As things stand. if somebody doesn’t wake up, the middle class is on a path to being downsized all the way to the bottom of society.26. It can be inferred form the first paragraph that people used to place a high value on _________ .A) job securityB) bosses’ praiseC) corporate loyaltyD) retirement benefits27. The author is strongly critical of today’s rich capitalists for _________.A) not giving necessary assistance to laid-off workersB) maximizing their profits at the expense of workersC) not setting up long-term goals for their companiesD) rewarding only those who are considered the fittest28. The immediate consequence of the new capitalists’ practice is ________ .A) loss of corporate reputationB) lower pay for the employeesC) a higher rate of unemploymentD) a decline in business transactions29. The rich try to sway the policy of the government by ________ .A) occupying important positions in both political partiesB) making monetary contributions to decision-makersC) pleasing the public with generous donationsD) constantly hosting fundraising dinners30. What is the author’s purpose in writing this passage?A) To call on the middle class to remain loyal to the free enterprise system.B) To warn the government of the shrinking of the American middle class.C) To persuade the government to change its current economic policies.D) To urge the middle class to wake up and protect their own interests.Questions 31 to 35 are based on the following passageIntel chairman Andy Grove has decided to cut the Gordian knot of controversy surrounding stem cell research by simply writing a check.The check, which he pledged last week, could be for as much as $5 million, depending on how many donors make gifts of between $50,000 and $500,000. which he has promised to match. It will be made out to the University of California-San Francisco (UCSF).Thanks in part to such private donations, university research into uses for human stem cells the cells earliest stages of development that can form any body part-will continue in California. With private financial support, the state will be less likely to lose talented scientists who would be tempted to leave the field or even leave the field or even leave the country as research dependent on federal money slows to a glacial (极其缓慢的) pace.Hindered by limits President Bush placed on stem cell research a year ago, scientists are turning to laboratories that can carry out work without using federal money. This is awkward for universities. Which must spend extra money building separate labs and keeping rigorous records proving no federal funds were involved. Grove’s donation, a first step toward a $20 million target at UCSF. Will ease the burden.The president’s decision a year ago to allow research on already existing stem cell lines was portrayed as a reasonable compromise between scientists’ needs for cells to work with, and concerns that this kind of research cold lead to wholesale creation and destruction of human embryos (胚胎)。
农行笔试题目及答案英语一、选择题(每题2分,共20分)1. The English word "bank" originally means:A. River bankB. A place to store moneyC. A financial institutionD. A building答案:A2. Which of the following is NOT a function of a bank?A. Accepting depositsB. Lending moneyC. Providing insuranceD. Offering credit cards答案:C3. The term "interest" in banking refers to:A. The cost of borrowing moneyB. The amount of money depositedC. The place where money is exchangedD. The value of money over time答案:A4. What is the primary goal of a commercial bank?A. To make a profitB. To provide services to the publicC. To support the governmentD. To regulate the economy答案:A5. The abbreviation "ATM" stands for:A. Automated Teller MachineB. Advanced Technology ModelC. Account Transfer ModuleD. Asset Tracking Module答案:A6. Which of the following is a type of investment product offered by banks?A. Savings accountB. Certificate of depositC. Credit cardD. Loan答案:B7. The process of transferring money from one bank to another is called:A. WithdrawalB. DepositC. TransferD. Exchange答案:C8. What does "NPL" stand for in banking?A. Non-Performing LoanB. New Product LaunchC. National Payment LicenseD. National Pension Law答案:A9. The term "forex" is short for:A. Foreign ExchangeB. Financial ExchangeC. Forward ExchangeD. Fixed Exchange答案:A10. Which of the following is NOT a risk associated with banking?A. Credit riskB. Market riskC. Operational riskD. Environmental risk答案:D二、填空题(每空1分,共10分)11. The basic function of a bank is to act as a _______ between savers and borrowers.答案:intermediary12. When a bank lends money, it usually charges a _______ to the borrower.答案:fee13. The _______ rate is the interest rate at which banks lend to each other.答案:federal funds14. A _______ is a document that proves the ownership of a certain amount of money in a bank.答案: check15. The _______ is the central bank of the People's Republic of China.答案: People's Bank of China16. Banks use _______ to manage the credit risk associated with lending.答案: credit scoring17. The _______ is a type of financial derivative used to hedge against currency risk.答案: forward contract18. A _______ is a type of loan that is secured by real estate.答案: mortgage19. The _______ is a measure of the amount of money that is circulating in an economy.答案: money supply20. The _______ is the process of converting a currency from one country to another.答案: exchange三、简答题(每题5分,共10分)21. What are the main types of accounts offered by banks?答案:Banks typically offer various types of accounts, including checking accounts, savings accounts, money market accounts, and certificates of deposit.22. Explain the concept of compound interest.答案:Compound interest is the interest on a loan or deposit calculated on the initial principal and also on the accumulated interest of previous periods, resulting ininterest being added to the total amount that will earn additional interest.四、论述题(每题15分,共30分)23. Discuss the role of banks in the economy.答案:Banks play a crucial role in the economy by facilitating the flow of funds from savers to investors, providing payment services, offering credit to businesses and consumers, and helping to manage the country's money supply and interest rates.24. Explain the importance of bank regulation and supervision.答案:Bank regulation and supervision are essential to ensure the stability and integrity of the financial system. They help to prevent bank failures, protect depositors' funds, and maintain public confidence in the banking system.Regulators set rules for banks to follow, monitor their activities, and intervene when necessary to correct problems.五、案例分析题(共30分)25. A customer deposits $10,000 into a savings account with an annual interest rate。
银行笔试英语试题及答案一、选择题(每题2分,共20分)1. The bank has a wide range of services to meet the needs of its customers.A) variousB) vagueC) vastD) valuable2. The loan application was denied due to insufficient credit history.A) approvedB) rejectedC) postponedD) accepted3. The bank's annual report showed a significant increase in profits.A) notableB) negligibleC) insignificantD) stable4. The customer requested a statement of her account to check the balance.A) a list of transactionsB) a summary of her savingsC) a detailed report of her assetsD) a copy of her identification5. The ATM is equipped with advanced security features to protect customer information.A) outdatedB) basicC) enhancedD) minimal二、填空题(每题1分,共10分)6. When you deposit money into your bank account, it is called a/an _________.Answer: deposit7. The bank offers a variety of _________ accounts for different purposes.Answer: savings8. The interest rate on the loan is determined by the_________.Answer: bank9. If you lose your debit card, you should contact the bank immediately to _________ it.Answer: cancel10. The bank's _________ service allows customers to transfer money online.Answer: online banking三、阅读理解(每题2分,共30分)Read the following passage and answer the questions that follow.Passage:The banking industry has evolved significantly over the past few decades. With the advent of technology, banks have been able to offer a multitude of services that were previously unimaginable. Customers can now manage their accounts, make transactions, and even apply for loans all from the comfort of their own homes. This has led to an increase in customer satisfaction and a decrease in the need for physical bank visits.Questions:11. What has led to the evolution of the banking industry?A) The increase in customer satisfactionB) The advent of technologyC) The need for physical bank visitsD) The decrease in services offered12. What can customers do from their own homes?A) Visit a physical bankB) Manage their accountsC) Apply for a job at the bankD) Withdraw cash from an ATM13. What is the result of the evolution in the banking industry?A) A decrease in customer satisfactionB) An increase in the need for physical bank visitsC) An increase in customer satisfactionD) A decrease in the number of services offered四、翻译题(每题5分,共20分)14. 请将以下句子翻译成英文:“银行提供多种贷款产品以满足不同客户的需求。
某银行笔试英语阅读真题阅读理解一Passage 1Questions1.What is the mn topic of this passage?2.What is the purpose of de-extinction? PassageDe-extinction refers to the process of bringing extinct species back to life. With advancements ingenetic technology, scientists are now able to extract DNA from preserved specimens and use it to recreate extinct species. The mn goal of de-extinction is to restore biodiversity and correct the mistakes humans have made in causing the extinction of many species.One of the key reasons behind de-extinction is to revive extinct species that play vital roles in ecosystems. Some species were crucial to mntning the balance of nature, and their disappearance has had profound impacts on the environment. Bybringing these species back to life, it is hoped that the ecosystem will regn stability.In addition to ecological reasons, de-extinction can also benefit medical research. Scientists can study the DNA of extinct species to gn insights into genetic diseases and find potential cures. For example, the woolly mammoth, once revived, can provide valuable information about genetic adaptations to the cold environment. This knowledge may help scientists develop treatments for conditions related to cold exposure.However, there are ethical concerns surrounding de-extinction as well. Critics argue that it diverts attention and resources from conserving existing habitats and protecting endangered species. They argue that de-extinction is a vanity project that may not have significant long-term benefits and could potentially disrupt existing ecosystems.In conclusion, de-extinction offers potential advantages for the environment and medical research. Nevertheless, the ethical implicationsand the need to prioritize conservation efforts should be carefully considered before pursuing this technology further.阅读理解二Passage 2Questions1.What is the mn topic of this passage?2.What are the advantages anddisadvantages of digital banking? PassageDigital banking, also known as online banking, has become increasingly popular in recent years. It offers convenience and accessibility, allowing individuals to manage their finances anytime and anywhere. However, there are both advantages and disadvantages associated with digital banking. One of the mn advantages of digital banking is the convenience it provides. Instead of having to visit a physical bank branch, individuals can perform various banking tasks online, such as checking account balances, transferring funds, andpaying bills. This saves time and effort, especially for those with busy schedules.Moreover, digital banking offers enhanced security compared to traditional banking. Transactions are encrypted and require authentication, reducing the risk of fraud and identity theft. Online banking platforms also provide real-time monitoring of account activities, enabling individuals to detect and report any suspicious transactions promptly.However, there are also disadvantages to digital banking. One major concern is the potential for cyber-attacks and data breaches. Criminals may attempt to hack into online banking systems and steal sensitive information, such as login credentials and financial detls. This highlights the importance of using secure networks and regularly updating software to protect agnst cyber threats.Another disadvantage is the lack of personal interaction. Some individuals may prefer the face-to-face interaction with bank staff for certn transactions or when seeking financial advice. Digital banking can feel impersonal, and it may be challenging to address specific concerns or obtn immediate assistance when needed.In summary, digital banking offers convenience and enhanced security, but it also comes with certn risks and limitations. It is essential for individuals to weigh the advantages and disadvantages and take necessary precautions to ensure the safety of their financial information.。
银行笔试英语阅读理解答题技巧及相关试题银行招聘考试笔试部分,考查的内容涉及会计、经济金融、英语等方面。
而英语部分,大部分以阅读理解为主。
在此,给各位考生总结一下技巧。
1、对所有考题有大概印象,知道阅读理解有几篇,每篇有几题,合理分配做题时间。
2、因为阅读理解占的比重比较大,如果先看整篇文章的话,就会发现时间不够用。
所以考生必须先看问题,然后带着问题,通读文章,在提到问题相关的地方,适当做上记号。
通读文章时,主要是看每一段的开头和结尾,了解每一段的大致意思。
如果通过开头和结尾,还不能了解每段的大意,那么就需要再阅读中间部分的内容。
3、阅读问题时,找出文章中出现的与问题相关的关键字,然后结合关键字的前后文,找出问题答案。
4、在原文中找到问题相关的句子时,需要认真阅读此句,弄清楚句子是否经过变形。
如果遇到不认识的单词,需要结合前后文,猜其大致的意思。
实在猜不到,可以推测该单词的词性,究竟是正面的,还是反面的。
一些单词有好几种不同的意思,这时需要思考其在特地语境中的特定意思。
试题Two related paradoxes also emerge from the same basic conception of the aesthetic experience. The first was given extended consideration by Hegel, who argued roughly as follows: our sensuous attention and that gives to the work of art its peculiar individuality. Because it addresses itself to our sensory appreciation, the work of art is essentially concrete, to be understood by an act of perception rather than by a process of discursive thought.At the same time, our understanding of the work of art is in part intellectual; we seek in it a conceptual content, which it presents to us in the form of an idea. One purpose of critical interpretation is to expound this idea in discursive form —to give the equivalent of the content of the work of art in another, nonsensuous idiom. But criticism can never succeed in this task, for, by separating the content from the particular form, it abolishes its individuality. The content presented then ceases to be the exact content of that work of art. In losing its individuality, the content loses its aesthetic reality; it thus ceases to be a reason for attending to the particular work and that first attracted our critical attention. It cannot be this that we saw in the original work and that explained its power over us. For this content, displayed in the discursive idiom of the critical intellect, is no more than a husk, a discarded relic of a meaning that eluded us in the act of seizing it. If the content is to be the true object of aesthetic interest, it must remain wedded to its individuality: it cannot be detached from its "sensuous embodiment" without being detached from itself. Content is, therefore, inseparable from form and form in turn inseparable from content. (It is the form that it is only by virtue of the content that it embodies.)Hegel's argument is the archetype of many, all aimed at showing that it is both necessary to distinguish form from content and also impossible to do so. This paradox may be resolved by rejecting either of its premises, but, as with Kant's antinomy, neither premise seems dispensable. To suppose that content and form are inseparable is, in effect, to dismiss both ideas as illusory, since no two works of art can thenshare either a content or a form-the form being definitive of each work's individuality.In this case, no one could ever justify his interest in a work of art by reference to its meaning. The intensity of aesthetic interest becomes a puzzling, and ultimately inexplicable, feature of our mental life. If, on the other hand, we insist that content and form are separable, we shall never be able to find, through a study of content, the reason for attending to the particular work of art that intrigues us. Every work of art stands proxy for its paraphrase. An impassable gap then opens between aesthetic experience and its ground, and the claim that aesthetic experience is intrinsically valuable is thrown in doubt.1. Hegel argued that .A. it is our sensuous appreciation that gives peculiar individuality to the work of artB. it is the content of the work of art that holds our attentionC. the work of art cannot be understood without a process of logical thinkingD. the form of the work of art is what our sensuous appreciation concentrates on2. It can be inferred from this passage that .A. the paradox that it is both necessary to distinguish form content and also impossible to do so cannot be resolved by rejecting its premisesB. both content and form of the work of art are illusoryC. the content and form of the work of art are separableD. aesthetic experience is not intrinsically valuable3. Which of the following is NOT what Hegel believed?A. The content and form of the work of art cannot be separated from each other.B. The content of the work of art is always the true object of aesthetic interest.C. The content presented without any individuality is not the content of the work of art.D. The content understood by means of a process of discursive thought is no more than a husk.4. Premises that are related to each other seems to be dispensable because .A. Kant thinks they are indispensableB. either of them can resolve the paradoxC. the premises are separatedD. the premises can account for the theory5. This passage is mainly about .A. the sensuous appreciation of artB. the basic conception of the aesthetic experienceC. how to appreciate the work of artD. the relationship between form and content of the work of art1.D本题的答案线索可以在第一段的最后一句话中找到。
某银行笔试之英语阅读真题题目一Read the following passage and answer the questions below.Many individuals dream of owning their own home. While some people opt for traditional houses, others prefer the convenience and flexibility of a mobile home. There are advantages and disadvantages to both options, so it’s essentialto consider different factors before making a final decision.Firstly, traditional houses offer stability and a sense of permanence. They provide a solid investment and can appreciate in value over time. Furthermore, homeowners have more control over their property and can customize it to their liking. On the other hand, traditional houses require more mntenance and can be expensive to repr if something goes wrong.On the other hand, mobile homes offer flexibility and affordability. They are generally less expensive than traditional houses and can be easily transported to different locations. Mobile homes also come with the advantage of being part of a community, which can provide a social network and additional amenities. However, mobile homes often come with restrictions on customization and may not appreciate in value as much as traditional houses.In conclusion, the choice between a traditional house and a mobile home depends on individual preferences and circumstances. Traditional houses offer stability and investment potential but require more mntenance and higher costs. Mobile homes, on the other hand, offer flexibility and affordability but may lack customization options and potential for appreciation. It is important to carefully consider these factors before making a decision.1.What are the advantages of owning a traditional house?2.What are the advantages of owning a mobile home?3.What are the disadvantages of owning a traditional house?4.What are the disadvantages of owning a mobile home?5.What factors should individuals consider before making a final decision between a traditional house and a mobile home?答案1.The advantages of owning a traditional house include stability, a sense of permanence, a solid investment, and the ability to customize the property.2.The advantages of owning a mobile home include flexibility, affordability, the ability to easily transport the home to different locations,and the potential for a social network and additional amenities in a mobile home community.3.The disadvantages of owning a traditional house include the need for more mntenance and the possibility of expensive reprs.4.The disadvantages of owning a mobile home include restrictions on customization and potentially less appreciation in value compared to traditional houses.5.Individuals should consider factors suchas stability, investment potential, mntenancerequirements, customization options,affordability, flexibility, and potential forappreciation before making a final decisionbetween a traditional house and a mobile home.It is important to weigh these factors based on individual preferences and circumstances.题目二Read the following passage and answer the questions below.The tourism industry plays a significant role in the economy of many countries. It involves a wide range of activities, such as travel, accommodation, entertnment, and food services. However, the industry also has its impacts on the environment and local communities.One of the mn environmental impacts of tourism is the excessive use of natural resources. Tourism often leads to increased demand for water, energy, and land. This can put a strn onlocal ecosystems and disrupt the balance of the environment. Furthermore, tourism development can contribute to habitat loss, pollution, and increased waste generation.In addition to the environmental impacts, tourism can also have social and cultural implications. The influx of tourists can put pressure on local communities, leading to overcrowding and the destruction of traditional ways of life. Additionally, the increase in tourism can lead to the commodification of culture, wherelocal traditions and customs are reduced to mere tourist attractions.To mitigate these impacts, sustnable tourism practices have been developed. These practices m to minimize the negative effects of tourism while maximizing the positive ones. Sustnable tourism involves promoting environmental conservation, supporting local communities, and preserving cultural heritage. It also encourages responsible behavior from both tourists and tourism companies.In conclusion, the tourism industry has the potential to contribute positively to the economy of a country. However, it also brings with it environmental, social, and cultural impacts that need to be carefully managed. Through sustnable practices, the industry can continue to thrive while minimizing its negative effects on the environment and local communities.1.What are the mn environmental impactsof tourism?2.What are the social and cultural implications of tourism?3.What is sustnable tourism?4.How can sustnable tourism practices mitigate the negative impacts of tourism?5.What is the conclusion regarding the tourism industry and its impacts?答案1.The mn environmental impacts of tourism include excessive use of naturalresources, increased demand for water, energy, and land, habitat loss, pollution, and increased waste generation.2.The social and cultural implications of tourism include pressure on local communities, overcrowding, destruction of traditional ways of life, and commodification of culture.3.Sustnable tourism refers to practices that m to minimize the negative environmental, social, and cultural impacts of tourism while maximizing the positive ones.4.Sustnable tourism practices can mitigate the negative impacts of tourism by promoting environmental conservation, supporting local communities, preserving cultural heritage, and encouraging responsible behavior from both tourists and tourism companies.5.The conclusion is that while the tourism industry has the potential to contribute positively to the economy, it also brings with it environmental, social, and cultural impacts. Through sustnable practices, these impacts canbe minimized, allowing the industry to continue thriving.。
中国银行笔试英语阅读真题阅读下面的短文。
每篇短文的后面有五个问题,每个问题有四个备选答案。
请根据短文的内容选择最佳答案。
每个试题计3分,共计15分A Tale of Scottish Rural LifeLewis Grassic Gibbon’s Sunset Song (1932) was voted “the best Scottish novel of all time”by Scottish’s reading public in 20051 Once considered shocking for its frank description of aspects of the lives of Scotland’s poor rural farmers,it has been adapted for stage,film,TV and radio in recent decades.The novel is set on the fictional estate of Kinraddie,in the farming country of the Scottish northwest in the years up to and beyond World War I.At its heart is the story of Chris,who is both part of the community and a little outside it.Grassic Gibbon gives us the most detailed and intimate account of the life of his heroine.We watch her grow through a childhood dominated by her cruel but hard-working father;experience tragedy (her mother’s suicide and murder of her twin children);and learn about her feelings as she grows into woman.We see her marry,lose her husband,then marry again.Chris has seemed so convincing a figure to some female readers that they cannot believe that she is the creation of a man2.But it would be misleading to suggest that this book is just about Chris.It is truly a novel of a place and its people.Its opening section t ells of Kinraddie’s long history,in a language that imitates the place’s changing patterns of speech and writing.The story itself is amazingly full of characters and incidents.It is told from Chris’ point of view but also from that of the gossiping com munity,a community where everybody knows everybody else’s business and nothing is ever forgotten.Sunset Song has a social theme too.It is concerned with what Grassic Gibbon perceives as the destruction of traditional Scottish rural life first by modernization and then by World War 1.Gibbon tried hard to show how certain characters resist the war.Despite this,the war takes the young men away,a number of them to their deaths.In particular,it takes away Chris’ husband,Ewan T avendale.The war finally kills Ewan,but not in the way his widow is told.In fact,the Germans aren’t responsible for his death,but his own side.He is shot because he is said to have run away from a battle.If the novel is about the end of one way of life it also looks ahead.It is a “Sun setSong”but is concerned too with the new Kinraddie,indeed of the new European world.Grassic Gibbon went on to publish two other novels about the place that continue its story.练习:1.What is Sunset Song mainly about?A)The First World War.B)The beauty of the sunset.C)The new European world.D)The lives of rural Scottish farmers.2.Which statement is NOT true of Chris?A)She is the heroine of Sunset Song.B)She had a miserable childhood.C)She is the creation of a man.D)She married only once.3.What is the opening section of the novel mainly concerned with?A)The climate of Kinraddie.B)The history of Kinraddie.C)The geography of Kinraddie.D)The language spoken in Kinraddie.4.Who are responsible for Evan’s death,according to Chris?A)The Germans.B)The French army.C)The British troops.D)The Russian soldiers.5.The word sunset occurring in the title of the novel most probably meansA)the end of the heroine’s life.B)the end of o ne’s life.C)the end of traditional life.D)the end of the day.答案与题解:1. D 问题问的是《日落歌》主要讲的是什么?选项A说的是:第一次世界大战。
选项B说的是:日落之美。
选项C说的是:新欧洲世界。
选项D说的是:苏格兰农夫的生活。
选项D是正确的,相关的信息可在第一段中找到。
2. D 问题问:哪个陈述对Chris是不符的?选项A说的是:她是《日落歌》中的女主人公。
选项B 说的是:她的童年很苦。
选项C说的是:她是由一个男人创作出来的。
选项D说的是:她只结过一次婚。
D不对。
第三段有这么一句话:We see her malty,lose her husband,then marry again.我们看见她结婚,失去丈夫,后来又结婚。
3. B 问题问的是:小说的开头部分主要说了些什么?选项A说的是:Kinraddie的气候。
选项B说的是:Kinraddie的历史。
选项C说的是:Kinraddie的地理。
选项D说的是:Kinraddie说的语言。
看看下面这句话:Its opening section tells of Kinraddie’s long history,in a language that imitates the place’s changing patterns of speech and writing.小说的开头部分讲述了Kinraddie的悠久历史,讲述时模仿了该地方变化着的口头语和书面语的表达方式。
可以看出,B是对的。
4. A 问题问的是:根据Chris,谁杀死了Evan?选项A说的是:德国人。
选项B说的是:法国军队。
选项C说的是:英国部队。
选项D说的是:俄罗斯士兵。
B是正确的。
倒数第二段有这么两句话:The war finally kills Ewan,but not in the way his widow is told.In fact,the Germans aren’t responsible for his death,but his own side.战争最后杀死了Ewan,但不是他的寡妇说的那样。
事实上,德国人没有杀他,是他自己一边的人杀的。
5. C 问题问的是:小说题目中sunset这个词的意思很町能是哪一个意思?选项A说的是:女主人公生命的结束。
选项B说的是:一个人生命的结束。
选项C说的是:传统生活方式的结束。
选项D说的是:一天的结束。
正确答案是C。
最后一段的第一句话是这么说的:If the novel is about the end of one way of life it also looks ahead.如果小说是关于一种生活方式的结束,那么它同时也是朝前看的。
阅读下面的短文。
每篇短文的后面有五个问题,每个问题有四个备选答案。
请根据短文的内容选择最佳答案。
每个试题计3分,共计15分Who Wants to Live Forever?If your doctor could give you a drug that would let you live a healthy life for twice as long,would you take it?The good news is that we may be drawing near to that date.Scientists have already extended the lives of flies,worms and mice in laboratories.Many now think that using genetic treatments we will soon be able to extend human life to at least 140 years.This seems a great idea.Think of how much more time we could spend chasing our dreams,spending time with our loved ones,watching our families grow and have families of their own.“Longer life would give us a chance to recover from our mistakes and promote long term thinking,”says Dr Gregory Stock of the University of California School of Public Health.“It would also raise productivity by adding to the year we can work.”Longer lives don’t just affect the people who live them.They also affect society as a whole.“We have war,poverty,all sorts of issues around,and I don’t think any of them would be at all helped by having people live longer,”says US bioethicist Daniel Callahan.“The question is ’What will we get as a society?’ I suspect it won’t be a better society.”It would certainly be a very different society.People are already finding it more difficultto stay married.Divorce rates are rising.What would to marriage in a society where people lived for 140 years?And what would happen to family life if nine or 10 generations of the same family were all alive at the same time?Research into ageing may enable women to remain fertile for longer.And that raises the prospect of having 100-year-old parents,or brothers and sisters bom 50 years apart~.We think of an eider sibling as someone who can protect us and offer help and advice.That would be hard to do if that sibling came from a completely different generation.Working life would also be affected,especially if the retirement age was lifted.More people would stay in work for longer.That would give us the benefits of age-skill,wisdom and good judgement.On the other hand,more people working for longer would create greater competition for jobs.It would make it more difficult for younger people to find a job.Top posts would be dominated by the same few individuals,making career progress more difficult.And how easily would a 25-year-old employee be able to communicate with a 125-year-old boss?Young people would be a smaller part of a society in which people lived to 140.It may be that such a society would place less importance on guiding and educating young people,and more on making life comfortable for the old.And society would feel very different if more of its members were older.There would be more wisdom,but less energy.Young people like to move about.Old people like to sit still.Young people tend to act without thinking.Old people tend to think without acting.Young people are curious and like to experience different things.Old people are less enthusiastic about change.In fact,they are less enthusiastic about everything.The effect of anti-ageing technology is deeper than we might think.But as the science advances,we need to think about these changes now.“If this could ever happen,then we’d better ask what kind of society we want to get,”says Daniel Callahan.“We had better not go anywhere near it2 until we have figure those problems out.”练习:1.Which of the following is NOT mentioned as one of the things that living longer might enable an individual to do?A) Spending more time with his family.B) Having more education.C) Realizing more dreams.D) Working longer.2.Which of the following is implied in the sixth paragraph?A) Marriages in the US today are quite unstable.B) More and more people in the US today want to get married.C) Living longer would make it easier for people to maintain their marital ties.D) If people live longer,they would stay in marriage longer.3.All of the following are possible effects living longer might have on working life EXCEPTA) Communication between employers and employees would be more difficult.B) More money would be used by employees in payment of their employees.C) The job market would be more competitive.D) It would be more difficult for young people to be promoted to top positions.4.An important feature of a society in which people live a long life is thatA) it places more emphasis on educating the young.B) it is both wise and energetic.C) it lacks the curiosity to experiment what is new.D) it welcmes changes.5.Which of the following best describes Callaha n’s attitude to anti-ageing technology?A) Optimistic.B) Pessimistic.C) Reserved.D) Negative.答案与题解:1. B 长寿使个人能做的事主要在第3、4段里讲到,作者没有提到长寿可以让人更多地接受教育2. A 本题答案以下面的这两句话为依据:Psople are already finding it more difficult to stay married.Divorce rates are rising.暗示美国人目前的婚姻关系已经十分脆弱。