常见银行英语词汇完整
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常见银行英语词汇下面是整理的常见银行英语词汇,希望对大家有帮助。
account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行,储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐,流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语-新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费,现金户头不收。
常见的银行英语词汇短语银行是以存款、贷款、电汇、储蓄等业务,承当信用中介的金融机构。
其主要的业务范围有吸收公众存款、发放贷款以及办理了票据贴现等。
以下是的有关银行的,欢送阅读收藏!常见的银行英语词汇短语(一)Advising Bank(Notifying Bank)通知银行Agricultural Bank of China中国农业银行Associate Banker of Bollection代收银行Bank of China中国银行Bank of Communications交通银行Bank of Issue(Bank of Circulation)发行币银行Banque de I'IndoChine东方汇理银行Branch Bank银行分行Central Bank, National Bank, Banker's Bank中央银行Chartered Bank of India, Australia and China麦加利银行Chartered Bank特许银行Chase Bank大通银行China Investment Bank中国投资银行CITIC Industrial Bank中信实业银行Clearing Bank清算银行Clearing Bouse票据交换所CMB(Chase Manhattan Bank)美国大通曼哈顿银行Commercial Bank商业银行Commercial Credit Company商业信贷公司Confirming Bank保兑银行Consigned Banker of Collection 委托银行Construction Bank建立银行Corresponding Bank往来银行Credit Bureau商业兴信所Credit Booperatives信用社Credit Department银行的信用部Credit Union合作银行Discount Bank贴现银行Discount Company贴现公司Domestic Bank国内银行EIB(European Investment Bank) 欧洲投资银行Everbright Bank of China中国光大银行Exchange Bank汇兑银行Financial Trust金融信托公司Guangdong Development Bank开展银行(广东)Home Loan Bank家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Import and Export Bank进出口银行Industrial and Commercial Bank of China 中国工商银行Industrial and Commercial bank工商银行Industrial Bank实业银行Investment Bank投资银行Issuing Bank(Opening Bank)开证银行Joint Venture Bank合资银行Land Bank土地银行Local Bank本地银行Member Bank(Credit Bank)储蓄信贷银行Merchant Bank(Aepting Bank)承兑银行Money Shop(Native Bank)钱庄Mortgage Bank(Building Society)抵押银行Mutual Savings Bank互助储蓄银行National City Bank of New York花旗银行Negotiation Bank议付银行Neighborhood Savings Bank街道储蓄所Overseas Bank国外银行Paying Bank付款银行People's Bank of China民银行People's Construction Bank of China 民建立银行Post Office Savings Bank邮局储蓄银行Requesting Bank委托开证银行Reserve Bank储藏银行Savings Bank储蓄银行Self-service Bank无人银行Trust Company信托公司Trust Institution银行的信托部Trustee Savings Bank信托储蓄银行Unincorporated Bank钱庄Unit Trust信托投资公司WB(World Bank)世界银行常见的银行英语词汇短语(二) Xiamen International Bank厦门国际银行证券金融ADR(American Depository Receipt) 美国存托凭证/存股证blue chips蓝筹股bond, debenture, debts债券bonus share红股broker/dealer券商capital market资本市场clearing and settlement清算/结算closed-end securities investment fund 封闭式证券投资基金。
更多资料请访问.(.....)常见银行英语词汇accountnumber 帐号 depositor 存户pay-inslip 存款单adepositform 存款单abandingmachine 自动存取tohonoracheque 兑付todishonoracheque 拒付tosuspendpayment 止付cheque,check 支票 chequebook 支票本 ordercheque 记名支票bearercheque 不记名支票crossedcheque 横线支票forgedcheque 伪支票Bandar'snote 庄票,银票banker银行家president行长savingsbank储蓄银行ChaseBank大通银行Citibank花旗银行HongkongShanghaiBanking Corporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'IndoChine东方汇理银行centralbank,national bank,banker'sbank中央银行bankofissue,bank ofcirculation发行币银行commercialbank商业银行,储蓄信贷银行memberbank,creditbank 储蓄信贷银行discountbank贴现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行advisingbank,notifyingbank通知银行negotiationbank议付银行confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部Commercialcreditcompany(discountcompany)商业信贷公司(贴现公司)neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作银行creditbureau商业兴信所self-servicebank无人银行landbank土地银行constructionbank建设银行 industrialandcommercialban k 工商银行bankofcommunications 交通银行mutualsavingsbank 互助储蓄银行postofficesavingsbank 邮局储蓄银行mortgagebank,buildingsocie ty 抵押银行industrialbank 实业银行homeloanbank 家宅贷款银行 reservebank 准备银行 charteredbank 特许银行correspondingbank 往来银行 merchantbank,acceptingban k 承兑银行investmentbank 投资银行importandexport bank(EXIMBANK)进出口银行jointventurebank 合资银行moneyshop,nativebank 钱庄creditcooperatives 信用社 clearinghouse 票据交换所 publicaccounting 公共会计 businessaccounting 商业会计 costaccounting 成本会计 depreciationaccounting 折旧会计computerizedaccounting 电脑化会计 generalledger 总帐subsidiaryledger 分户帐 cashbook 现金出纳帐 cashaccount 现金帐 journal,day-book 日记帐,流水帐baddebts 坏帐 investment 投资 surplus 结余 idlecapital 游资economiccycle 经济周期 economicboom 经济繁荣economicrecession 经济衰退economicdepression 经济萧条economiccrisis 经济危机 economicrecovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 internationalbalanceof payment 国际收支 favourablebalance 顺差 adversebalance 逆差hardcurrency 硬通货 softcurrency 软通货internationalmonetarysyste m国际货币制度 thepurchasingpower ofmoney 货币购买力 moneyincirculation 货币流通量noteissue 纸币发行量 nationalbudget 国家预算 nationalgrossproduct 国民生产总值 publicbond 公债 stock,share 股票 debenture 债券 treasurybill 国库券 debtchain 债务链directexchange 直接(对角套汇indirectexchange 间接三角套汇crossrate,arbitragerate 套汇汇率foreigncurrency (exchange)reserve 外汇储备 foreignexchangefluctuatio n 外汇波动foreignexchangecrisis 外汇危机 discount 贴现discountrate,bankrate 贴现率goldreserve 黄金储备 money(financial)market 金融市场stockexchange 股票交易所 broker 经纪人 commission 佣金bookkeeping 簿记 bookkeeper 簿记员anapplicationform 申请单 bankstatement 对帐单letterofcredit 信用证 strongroom,vault 保险库equitabletaxsystem 等价税则specimensignature 签字式样bankinghours,business hours 营业时间银行英语口语-新开帐户Whatkindofaccountdid youhaveinyourmind? 你想开哪种帐户? Doyouliketoopena currentaccount? 你想开一个活期存款帐户吗?Adepositorcurrentacco unt?定期还是活期? Pleasetellmehowyouwouldliketodeposityourmoney. 请告诉我你想存何种户头? There'saservicechargefor thecheckingaccountbut nochargeforthesavings. 支票户头要收服务费, 现金户头不收。
银行英语知识点总结在银行工作中,英语是一种非常重要的语言,因为在国际金融领域,大部分的交流都是使用英语进行的。
下面是一些银行英语知识点的总结,希望对需要了解这方面知识的人有所帮助。
一、银行常用英语词汇1. Account - 账户2. ATM (Automated Teller Machine) - 自动取款机3. Bank statement - 银行对账单4. Cash - 现金5. Credit card - 信用卡6. Deposit - 存款7. Interest - 利息8. Loan - 贷款9. Overdraft - 透支10. Withdrawal - 取款二、银行业务英语表达1. Open an account - 开立账户2. Close an account - 关闭账户3. Deposit money - 存款4. Withdraw money - 取款5. Apply for a loan - 申请贷款6. Pay interest - 支付利息7. Transfer money - 转账8. Exchange currency - 兑换货币9. Check balance - 查询余额10. Reconcile account - 对账三、银行交易英语1. Can I have a bank statement, please? - 我可以要一张银行对账单吗?2. I'd like to deposit this check into my account. - 我想把这张支票存入我的账户。
3. What's the balance in my account? - 我的账户余额是多少?4. I'd like to transfer $500 to my friend's account. - 我想把500美元转到我朋友的账户。
5. I'd like to cash this traveler's check. - 我想兑换这张旅行支票。
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank,banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行,储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐,流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance ofpayment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange)reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语-新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头? There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费,现金户头不收。
常见银行英语词汇中央银行:中国人民银行,People\'s Bank of China,PBC四大国有商业银行:中国银行, Bankof China, BOC中国工商银行,Industrial andCommercialBank of China,ICBC中国农业银行,Agricultural Bankof China,ABC中国建设银行, China Construction Bank, CCB政策性银行:国家开发银行, China DevelopmentBank, CDB中国农业发展银行, Agricultural Development Bank of China, ADBC中国进出口银行, The Export-ImportBank of China, China Eximbank股份制商业银行:招商银行, China Merchants Bank, CMB交通银行, Bankof Communications中国光大银行,China Everbright Bank, CEBB中国民生银行, China MinshengBanking CorporationLtd.,CMBC华夏银行,Hua Xia Bank, HXB中信银行,China CITIC Bank兴业银行, Industrial Bank,CIB上海浦东发展银行,Shanghai PudongDevelopment Bank, SPDB或SPD BANK 广东发展银行, Guangdong Development Bank, GDB深圳发展银行, Shenzhen Development Bank, SDB厦门国际银行,Xiamen InternationalBank, XIB投资银行:中国国际金融有限公司,ChinaInternationalCapital Corporation Limited, C ICC世界各大银行中国银行Bank of China 中国汇丰银行Hongkong and ShanghaiBanking Corp. 香港ﻭ里昂信贷银行Credit Lyonnais 法国巴黎国民银行Banque Nationale deParis 法国农业信贷国民银行de Caisse Nationale CreditAgricole 法国西太平洋银行公司Westpac Banking Corp. 澳大利亚ﻭ米兰银行Midland Bank英国劳埃德银行Lloyds Bank PLC.英国ﻭ国民西敏寺银行National WestminsterBan kPLC.英国阿比国民银行Abbey National 英国ﻭ巴克莱银行Barclays Bank PLC. 英国ﻭﻭ巴西银行Banco Do Brasil 巴西ﻭ花旗银行Citibank 美国ﻭ汉华实业银行Manufacturers HanoverCorp. 美国ﻭ大通曼哈顿银行ChaseManhattanBank美国ﻭ第一洲际银行First Interstate Bancorp美国ﻭ梅隆国民银行Mellon NationalCorp. 美国美洲银行(全称/"美洲银行国民信托储蓄会/") Bank AmericaCorp( /"Bankof America National Trust and SavingsAssociations/") 美国摩根保证信托银行Morgan GuarantyTrustCorp.of New York 美国纽约化学银行Chemical New YorkCorp.美国ﻭ纽约银行家信托公司Bankers Trust New YorkCorp. 美国芝加哥第一国民银行First Chicago Corp. 美国太平洋安全银行Security Pacific Corp 美国ﻭﻭ西德意志地方银行Westdeutsche Landesbank Girozentrale 德国德累斯顿银行Dresdner Bank德国德意志银行Deutsche Bank 德国ﻭ富士银行Fuji Bank日本大和银行Daiwa Bank日本第一劝业银行Dai-IchiKangyoBank日本ﻭ东海银行Tokai Bank 日本ﻭ东京银行Bank of Tokyo 日本日本兴业银行IndustrialBank of Japan日本三和银行SanwaBank 日本三井银行Mitsui Bank 日本ﻭ三菱银行Mitsubishi Bank 日本住友信托银行Sumitomo Trust & Banking 日本ﻭ国民劳动银行Banca Nazionale delLavoro 意大利都灵圣保罗银行Istituto Bancario SanPaolo DiTorino意大利伦巴省储蓄银行CassaDi Risparmio Delle Provincie Lombarde意大利西亚那银行Monte Dei Paschi Di Siena意大利。
银行英语发表于: 星期六十一月25, 2006 16:43 常见银行英语词汇帐目编号存户存款单a 存款单a 自动存取机存款存款收据私人存款存单, 存折本金, 透支双签背书背书人兑现a 兑付a 拒付止付支票支票本记名支票不记名支票横线支票空白支票空头支票, 票根现金支票's 旅行支票转帐支票未付支票已付支票伪支票's 庄票,银票银行家行长储蓄银行花旗银行汇丰银行, 麦加利银行I' 东方汇理银行, , 's 中央银行, 发行币银行商业银行,储蓄信贷银行, 储蓄信贷银行贴现银行汇兑银行委托开证银行, 开证银行, 通知银行议付银行保兑银行付款银行代收银行委托银行清算银行钱庄银行分行信托储蓄银行信托公司金融信托公司信托投资公司银行的信托部银行的信用部( ) 商业信贷公司(贴现公司), 街道储蓄所合作银行商业兴信所无人银行土地银行交通银行互助储蓄银行, 抵押银行实业银行家宅贷款银行准备银行特许银行往来银行, 承兑银行合资银行, 钱庄信用社票据交换所公共会计商业会计成本会计折旧会计电脑化会计总帐分户帐现金出纳帐现金帐, 日记帐,流水帐坏帐结余游资经济周期经济繁荣经济衰退经济萧条经济危机经济复苏通货膨胀通货收缩货币贬值货币增值国际收支顺差逆差硬通货软通货国际货币制度货币购买力货币流通量纸币发行量国家预算国民生产总值公债, 股票债券国库券债务链直接(对角)套汇间接(三角)套汇, 套汇汇率() 外汇储备外汇波动外汇危机贴现, 贴现率黄金储备() 金融市场股票交易所经纪人佣金簿记簿记员申请单对帐单信用证, 保险库等价税则签字式样, 营业时间银行英语口语-取款、结余I'd I I Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用。
I 200 .我要从我的定期存款中支取200美圆。
I .我想结束在你们这儿的帐户。
I'd 100 .我想从这份信用证上提款100元。
银行常用英语词汇大全以下是一些银行常用英语词汇:1.账户(Account):存储资金的虚拟空间。
2.储蓄账户(Savings Account):支付利息的存款账户。
3.支票账户(Checking Account):用于日常交易的账户。
4.贷款(Loan):银行借出的资金。
5.抵押(Mortgage):以财产作为贷款担保。
6.信用卡(Credit Card):允许持卡人在一定限额内借款的卡片。
7.借记卡(Debit Card):直接从用户的银行账户扣款的卡片。
8.自动柜员机(ATM):自动处理存款、取款和查询的机器。
9.利息(Interest):借入或借出资金的费用。
10.投资(Investment):为获取收益而购买资产。
11.资产(Asset):拥有经济价值的任何物品。
12.负债(Liability):公司或个人欠他人的债务。
13.资本(Capital):用于生产或投资的资金。
14.现金流(Cash Flow):公司或个人的资金流入和流出。
15.外汇(Foreign Exchange,FX):不同国家货币之间的交易。
16.汇票(Money Order):一种支付工具,类似于支票,但由第三方机构发行。
17.本票(Promissory Note):一种书面承诺,承诺在未来的某一特定时间支付特定金额。
18.电汇(Wire Transfer):通过电子方式进行的资金转账。
19.透支(Overdraft):支票账户中的负数余额,通常需要支付额外费用。
20.信用评分(Credit Score):评估个人信用状况的数值。
这只是一小部分银行常用英语词汇,实际上银行业使用的专业词汇还有很多。
银行业单词以下是一个关于“银行业单词”的简单文档示例,这里假设是一个Word文档:银行业单词一、常用银行业单词汇总1. Account(账户)Savings account(储蓄账户):这是一种银行账户类型,主要用于存储个人或企业的闲置资金,银行会根据一定的利率支付利息。
Checking account(支票账户):也被称为活期存款账户,用户可以频繁地进行取款、存款和支票支付等操作。
2. Deposit(存款)Initial deposit(初始存款):在开设新账户时需要存入的第一笔资金。
Fixed - deposit(定期存款):将资金存入银行一段固定的期限,如3个月、6个月、1年等,通常利率比储蓄账户高。
3. Loan(贷款)Mortgage loan(抵押贷款):借款人以房产等固定资产作为抵押向银行申请的贷款,常用于购房。
Personal loan(个人贷款):银行向个人提供的用于各种个人消费目的(如购买家电、旅游等)的贷款。
4. Interest(利息)Annual interest rate(年利率):以年度为单位计算的利息比率,是衡量存款或贷款收益/成本的重要指标。
Compound interest(复利):除了最初的本金产生利息外,之前产生的利息也会加入本金继续产生利息。
5. Bankruptcy(破产)When a bank or a customer faces severe financial distress and is unable to meet its financial obligations, it may be declared bankrupt.(当银行或客户面临严重的财务困境并且无法履行其财务义务时,可能会被宣布破产。
)6. Credit(信用)Credit score(信用评分):银行等金融机构根据个人或企业的信用历史、还款能力等因素给出的一个数值,用于评估信用风险。
常见银行英语词汇account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机deposit receipt 存款收据certificate of deposit 存单deposit book, passbook 存折principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票president 行长Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行bank of issue, bank of circulation 发行币银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐,流水帐bad debts 坏帐surplus 结余idle capital 游资economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic recovery 经济复苏devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间常见职位、职务英文译名Accounting Stall会计部职员Accounting Supervisor会计主管Administrative Clerk行政办事员Advertising Staff广告工作人员Airlines Sales Representative航空公司定座员Assistant Manager副经理Bond Analyst证券分析员Bond Trader证券交易员Business Controller业务主任Business Manager业务经理Cashier出纳员Civil Engineer土木工程师Clerk/Receptionist职员/接待员Copywriter广告文字撰稿人Deputy General Manager副总经理Economic Research Assistant经济研究助理Electrical Engineer电气工程师Engineering Technician工程技术员English Instructor/Teacher英语教师Export Sales Manager外销部经理Financial Controller财务主任F.X.(Foreign Exchange)Clerk外汇部职员F.X.Settlement Clerk外汇部核算员Fund Manager财务经理General Auditor审计长General Manager/President总经理Hardware Engineer(计算机)硬件工程师Import Liaison Staff进口联络员Insurance Actuary保险公司理赔员International Sales Staff国际销售员Legal Adviser法律顾问Line Supervisor生产线主管Maintenance Engineer维修工程师Management Consultant管理顾问Manufacturing Engineer制造工程师Market Analyst市场分析员Market Development Manager市场开发部经理Marketing Executive销售主管Marketing Representative销售代表Marketing Representative Manager市场调研部经理Mechanical Engineer机械工程师Mining Engineer采矿工程师Naval Architect造船工程师Office Clerk职员Operational Manager业务经理Package Designer包装设计师Passenger Reservation Staff乘客票位预订员Plant/Factory Manager厂长Promotional Manager推销部经理Proof-reader校对员Purchasing Agent采购(进货)员Real Estate Staff房地产职员Recruitment Coordinator招聘协调人Regional Manger地区经理Sales Coordinator销售协调人School Registrar学校注册主任Securities Custody Clerk保安人员Senior Consultant/Adviser高级顾问Simultaneous Interpreter同声传译员Trade Finance Executive贸易财务主管Trainee Manager培训部经理Trust Banking Executive银行高级职员常用金融英语词汇的翻译acquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration, globality 全球一体化,全球化go public 上市growth spurt (经济的)急剧增长have one's "two commas" 百万富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股,所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 创新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payoff period 投资回收期joint-stock 参股mall rat 爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for majordiseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking 移动电话银行业moods 人气net potato 网虫non-store seling 直销offering 新股online-banking 网上银行业online-finance 在线金融online client (银行的)网上客户paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) option 期权,股票认购权smart card 智能卡slash prices 杀价spare capacity 闲置的生产能力strong growth 强劲的增长势头switch trade 转手贸易take…public上市tap the idle assets 盘活存量资产transaction (银行的)交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank 虚拟银行wire transfer 电子转帐国际会计术语英汉对照Account 帐户American Institute of CPAs 美国注册会计师协会Audit 审计Balance sheet 资产负债表Bookkeepking 簿记Cash flow prospects 现金流量预测Certificate in Internal Auditing 内部审计证书Certificate in Management Accounting 管理会计证书Certificate Public Accountant注册会计师External users 外部使用者Financial accounting 财务会计Financial Accounting Standards Board 财务会计准则委员会Financial forecast 财务预测Generally accepted accounting principles 公认会计原则General-purpose information 通用目的信息Government Accounting Office 政府会计办公室Income statement 损益表Institute of Internal Auditors 内部审计师协会Institute of Management Accountants 管理会计师协会Integrity 整合性Internal auditing 内部审计Internal control structure 内部控制结构Internal Revenue Service 国内收入署Return of investment 投资回报Return on investment 投资报酬Securities and Exchange Commission 证券交易委员会Statement of cash flow 现金流量表Statement of financial position 财务状况表Tax accounting 税务会计Accounting equation 会计等式Articulation 勾稽关系Business entity 企业个体Capital stock 股本Cost principle 成本原则Creditor 债权人Deflation 通货紧缩Disclosure 批露Financial statement 财务报表Financial activities 筹资活动Going-concern assumption 持续经营假设Liabilities 负债Negative cash flow 负现金流量Operating activities 经营活动Owner's equity 所有者权益Partnership 合伙企业Positive cash flow 正现金流量Retained earning 留存利润Revenue 收入Sole proprietorship 独资企业Solvency 清偿能力Stable-dollar assumption 稳定货币假设Stockholders 股东Stockholders' equity 股东权益Window dressing 门面粉饰经济金融术语汉英对照表按可比口径on comparable basis按轻重缓急to prioritize暗补implicit subsidy暗亏hidden loss颁发营业执照to license;to grant a licence to办理存款业务to take deposits保护农民的生产积极性to protectfarmers'incentive to produce备付金(超额准备金)excess reserves本外币并账consolidation of domestic and foreign currencyaccounts本外币对冲操作sterilization operation本位利益localized interest;departmentalism奔小康to strive to prosper;to strive to become well-to-do避税(请见“逃税”)tax avoidance币种搭配不当currency mismatch币种构成currency composition变相社会集资disguised irregular(or illegal)fund raising表外科目(业务)off-balance-sheet items (operation)薄弱环节weaknesses;loopholes不变成本fixed cost不变价at constant price;in real terms不动产real estate不良贷款problem loans;non-performing loans 财务公司finance companies财政赤字fiscal deficit财政挤银行fiscal pressure on the central bank (over monetary policy)财政政策与货币政策的配合coordination of fiscal and monetary policies采取循序渐进的方法in a phased and sequenced manner操作弹性operational flexibility操纵汇率to manipulate exchange rate产品构成product composition;product mix产品积压stock pile;excessive inventory产销率current period inventory;(即期库存,不含前期库存)sales/output ratio产销衔接marketability产业政策industrial policy长期国债treasury bonds敞口头寸open position炒股to speculate in the stock market承购包销underwrite(securities)成套机电产品complete sets ofequipment;complete plant(s)城市信用社urban credit cooperatives(UCCs)城市合作银行urban cooperativebanks;municipal united banks城市商业银行municipal commercial banks城乡居民收入增长超过物价涨幅real growth in household income持续升温persistent overheating重复布点duplicate projects重置成本replacement cost重组计划restructuring plan筹资渠道funding sources;financing channels初见成效initial success出口统一管理、归口经营canalization of exports 出口退税export tax rebate储蓄存款household deposits(不完全等同于西方的savingsdeposits,前者包括活期存款,后者不包括。