23-银行间业务英语术语汇编

account number 帐号 depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book; passbook 存折credit card 信用卡principal 本金overdraft; overdraw 透支to counter sign 双签 to endorse 背书endorser 背书人to cash 兑现 to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付 cheque;check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub; counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票;银票banker 银行家president 行长savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India; Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank; national bank; banker's bank 中央银行bank of issue; bank of circulation 发行币银行commercial bank 商业银行;储蓄信贷银行member bank; credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank; opening bank 开证银行advising bank; notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit companydiscount company 商业信贷公司贴现公司neighborhood savings bank; bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank; building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank; accepting bank 承兑银行investment bank 投资银行 import and export bank EXIMBANK 进出口银行joint venture bank 合资银行 money shop; native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal; day-book 日记帐;流水帐bad debts 坏帐 investment 投资surplus 结余 idle capital 游资economic cycle 经济周期 economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock; share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接对角套汇indirect exchange 间接三角套汇cross rate; arbitrage rate 套汇汇率foreign currency exchange reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate; bank rate 贴现率gold reserve 黄金储备money financial market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金 bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room; vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours; business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind你想开哪种帐户Do you like to open a current account你想开一个活期存款帐户吗A deposit or current account定期还是活期Please tell me how you would like to deposit your money.请告诉我你想存何种户头There's a service charge for the checking account but no charge for the savings.支票户头要收服务费;现金户头不收..Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆..Five yuan is the minimum original deposit.最低起存款额是5元..You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户..Even one yuan is all right.甚至一元也可以起存..Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折;存取款时请带来..保管好存折;遗失请告诉我们..I should like to open a current account.我想开一个活期存款帐户..I need a checking account so that I can pay my bill.我需开个支票帐户;这样就能付帐..We'd like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户..I have a checking account here.我在这里有一个支票存款帐户..I think I'd like a deposit account.我想要开个定期存款帐户..Can I open a current account here我能否在这儿开个活期存款帐户I want to open a deposit account with you.我要开个储蓄帐户..I'd like to open a deposit account with you.我想在你们这儿开个定期存款帐户..Could you tell me the difference between a savings account and a checking account请告诉我储蓄存款与支票存款的区别好吗Please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续..Will 100 yuan be enough for a minimum deposit100元作最低存款额够吗I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道开一个支票帐户200元存款是否够..Could you tell me how to operate this account请告诉我如何经管这个帐户好吗Is there any minimum for the first deposit第一次储蓄有最低限额吗How much does each account cost每个帐户要花多少钱Useful Phrasescurrent deposit; current account 活期存款fixed deposit; fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户to open an account 开户头银行英语口语－存款How much do you want to deposit with us你想在我们这存多少How much do you wish to pay into your account你希望在你的户头上存多少How much money do you plan to keep in your account on a regular basis你计划在你的户头上定期存放多少钱How much cash do you plan to deposit in your account你有多少钱要存入呢I think you may deposit your money with the bank; or leave it here for temporary safe-keeping.我认为你可把钱存入银行;或留在银行暂保管起来..Would you please fill in the depositing form; giving the sum of money you're to deposit as well as your name; address and professional unit请填张存款单;写明要存的数额以及你的姓名;地址和工作的单位;好吗I want to deposit 300 yuan in my account.我想在我的户头上存300元..I want to deposit these cheques in my account.我想把这些支票存在我的户头上..I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元..I want to deposit my paycheck.我想存入我的工资支票..I'd like to know whether I can cash a cheque here.我想知道我能否在这兑换支票..Will you please cash this traveler's cheque请兑现这张旅行支票好吗I'd like to cash this money order.我想兑现这张汇款单..I want to cash the balance of a traveler's letter of credit.我要把旅行信用证的结余兑现..Will you please tell me whether you charge for cheques请告诉我兑换支票收手续费吗Could you tell me how much the checks cost请告诉我这些支票要花多少钱What if I overdraw如果透支了怎么办Please sign your name on the bottom line if you want to cash the check.如果想兑支票;请在底线上签名..Please write your account number on the back of the check.请在支票背面写上你的帐号..We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元..Please endorse the cheque.请背签这张支票..The traveler's checks cost 1.5% of the total amount of purchase. 旅行支票手续费是购买总额的1.5%..Here's the cheque book. When you send a cheque by post be careful to cross it; but if you wish to cash a cheque yourself; you must leave it "open".这是一本支票簿;你邮寄支票时;注意要在支票上打叉线..但是如果你本人想开张兑现支票;就不可打叉线..Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆..银行英语口语－取款、结余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用..I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆..I want to close my account with you.我想结束在你们这儿的帐户..I'd like to draw 100 yuan against this letter of credit. 我想从这份信用证上提款100元..May I draw money against the letter of credit here我可以在这儿用这份信用证取钱吗Could you tell me my balance能否把存款结余金额告诉我Please let me know my balance.请告诉我结余金额..I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用..Your balance at the bank is 300 yuan.你在本行的结余是300元..Your deposit is exhausted.你的存款支净了..Your letter of credit is used up.你的信用证用完了..Please tell me how you wish to draw your money.请告诉我你希望怎样支款..Fill our a withdrawal form; please.请填写取款单..The letter of credit is exhausted.信用证上的款子已提清..The letter at Counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱..Useful Words and Phrasesto close an account; to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据teller; cashier 出纳员银行英语口语－兑换货币Please tell me how much you want to change.请告诉我你要换多少..How much of the remittance do you want to convert into Japanese yen你要把多少汇款换成日圆What kind of currency do you want要哪种货币What's it you wish to change你有什么要换的What kind of currency do you want to change 要换哪种货币In what denominations要什么面值的Please tell me what note you want.请告诉我要什么钞票..Will seven tens be all right7张10元的可以吗Is it in traveler's cheques换旅行支票吗I'd like to know how I shall give it to you.我想知道如何付钱给你..How would you like it你要什么面额的Would you kindly sign the exchange form; giving your name and address请在兑换单上签字;写出你的姓名和地址;好吗Can you change me some money; please能否请你给我兑换一些钱Here it is; some French francs; Swiss francs; American dollars and a few Dutch guilders.这些就是：一些法国法郎;瑞士法郎;美圆和一些荷兰盾..Would you please give me seven five-pound notes; four poundnotes and four ten-shilling notes; and the rest in small change.请你给我7张5镑纸币;4张1镑纸币;4张10先令纸币;剩下的要零票..Would you mind giving me the six pence in coppers劳驾给我6便士的铜币..I'd like to know if you could change this money back into U.S. dollars for me.我想知道能否把这笔兑回成美圆..Could you change these French francs for me能给我兑换这些法国法郎吗Can you give me 100 dollars in Swiss francs能否给我100美圆的瑞士法郎I'd like to convert the full amount of the remittance into U.S. dollars.我想把全部汇款换成美圆..I'd like some coins for this note.我想把这张纸币换成硬币..I'd like to break this 50 dollar note.我想把这张50美圆纸币换开..Five twenties and ten singles; please.请给我5张20元和10张一元的..I need 300 dollars in 100-dollar cheques.我要300美圆票面为100美圆的支票..I hope you'll give me ten traveler's cheques of 100 dollars each.我希望给我10张面额为100美圆的旅行支票..In fives; please.请给我5元票面的..Could you give me some small notes 给我一些小票好吗Useful Words and Phrasescurrency; money 货币money changing 兑换货币an exchange form 兑换单bank note 钞票note of large denomination 大票note of small denomination 小票small change 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes 塑料钞票convertible money 可兑换黄金纸币银行英语口语－储蓄存款利息What's the interest rate for the savings account 储蓄存款的利率是多少Do you pay interest on this account这种存款付给利息吗Please tell me what the annual interest rate is.请告诉我年利率是多少..Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%..It allows you to earn a little interest on your money. 这可使你从存款中获得一点利息..The account carries interest of 4%.该存款有4%的利息..The interest is added to your account every year. 每年的利息都加到你的存款中..The interest rate for the savings account is 4%. 储蓄存款的利率是4%..It varies from time to time. At present it is 6%. 年息每个时期都不同;现在是六厘..Useful Words and Phrasesinterest rate 利率simple interest 单利compound interest 复利legal interest 法定利息prime rate 优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率银行英语口语－外汇率Tell me the current rate for RMB; please.请告诉我人民币的现价..What's your selling rate for RMB yuan in notes today 你们今天人民币现钞的售价是多少What's the dollar going for today美圆今天的售价是多少Our buying rate for notes is 523 yuan for 100 dollars. 我们100美圆的现钞买入价是523元..It's 200 French francs at today's selling rate.今天的卖出价是200法国法郎..The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.美圆现钞买入价是100美圆付460元..Useful Phrasesbuying rate 买进价格selling rate 卖出价格And how much will it be in Japanese currency换成日本币是多少How much would I get for 300 Japanese yen300日圆可兑换多少钱I'd like to know the exchange rate for German marks.我想知道德国马克的兑换率..What rate are you giving你们提供的兑换率是多少What's the exchange rate today今天的兑换率是多少Please tell me what you would give me for my U.S. dollars. 请告诉我这些美圆可以兑换多少钱..Please tell me the current rate for sterling.请告诉我英国货币的现行兑换率..If you'll wait a moment; I'll find out the rates of exchange. 请等一会儿;我查一下兑换率..Please wait a moment. I'll find out the exchange rate between U.S. dollars and RMB.请等一会儿;我查一下美圆对人民币的兑换率..It's 470 yuan for 100 dollars.100美圆可兑470元..The exchange rate today is 200 yen to the pound.今天的兑换率是一英镑可兑200日圆..The rate for traveler's cheques is 300 yuan against 100 dollars. 旅行支票的兑换率是100美圆兑300元..These dollars are worth 1;000 yuan.这些美圆可换1000元..Useful Phrasesexchange table; conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价。

rate of deposit turnover 存款周转率loan-deposit ratio 存放款比率self-owned capital ratio 自有资本比率output-capital ratio 产出及资本的比率ratio of profit to capital 收益同资本的比率turnover of account receivable 应收帐款周转率ratio of doubtful loans to total loans 坏帐比率fixed assets ratio 固定资产比率fixed assets turnover ratio 固定资产周转率current ratio 流动比率turnover ratio of working capital 流动资本周转率liquidity of bank 银行资产流动性payment reserve 支付准备internal reserves 内部准备金graduated reserve requirement 分级法定准备金ratio of cash reserves to deposits 存款支付准备率initial reserve 初期准备金offset reserve 坏帐准备金allowance for doubtful debt 备抵呆帐款项reserve requirements 法定存款准备金reserve ratio 法定存款准备金比率required reserve ratio 法定准备率minimum reserve ratio 法定最低准备比率additional reserve 追加准备金guaranteed fund 保证准备金reserve margin 准备金比率unbalance finance 赤字财政red balance 赤字差额repressed inflation 抑制性通货膨胀shortage of financial resources 财源短缺galloping inflation 恶性通货膨胀monetary and financial crisis 货币金融危机deflation 通货紧缩inflation 通货膨胀inflation rate 通货膨胀率inflationary trends通货膨胀趋势monetary stringency 银根奇紧slack of finance 银根松缓stagflation 滞胀demand pull inflation 需求拉动通货膨胀demand shift inflation 需求变动型通货膨胀latent inflation 潜在的通货膨胀inflationary spiral 螺旋式上升的通货膨胀neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策open market policy 公开市场政策deficit-covering finance 赤字财政fiscal and monetary policy 财政金融政策harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy 利率政策monetary device 金融调节手段monetary action 金融措施measures for monetary ease 金融缓和措施easy credit 放松信贷monetary and credit control 货币信用管理deficit covering 弥补赤字restrictive lending policy 贷款紧缩政策over-loan position 贷款超额credit expansion 信用扩张credit control instrument 信用调节手段credit control 信用控制restrictive monetary policy 紧缩通货膨胀credit extending policy 融资方针ultra-cheap money policy 超低息政策financial transaction 金融业务monetary market 金融市场financial unrest 金融动荡financial crisis 金融危机financial system 金融体系financial world 金融界policy of discount window 窗口指导政策open market operation 公开市场业务accrued bond interest 应计债券利息accrued dividend 应计股利active securities 热头股票，活跃的证券baby bond 小额债券bear operation 卖空行为black market 黑市black money 黑钱bond fund 债券基金call for funds 控股、集资call market 活期存款市场capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移capital turnover rate 资本周转率cash audit 现金审核cash basis 现金制cash basis accounting 现金收付会计制cash budget 现金预算cash flow 资金流动cash holdings 库存现金cash payment 现金支付cash position 头寸cash resources (reserves) 现金准备common fund 共同基金common trust fund 共同信托基金current fund 流动基金deposit turnover 存款周转率derived deposit 派生存款designated currency 指定货币discount market 贴现市场discounted cash flow 净现金量due from other funds 应收其他基金款due to other funds 应付其他基金款equalization fund （外汇）平衡基金farm subsidies 农产品补贴fund 资金、基金fund account 基金帐户fund allocation 基金分配fund appropriation 基金拨款fund balance 基金结存款fund for relief 救济基金fund for special use 专用基金fund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措funds statement 资金表general fund 普通基金gross cash flow 现金总流量hedge fund 套利基金hoarded money 储存的货币legal tender 法定货币monetary aggregates 货币流通额monetary area 货币区monetary assets 货币性资产monetary base 货币基础monetary circulation 货币流通monetary ease 银根松动monetary stringency 银根紧monetary unit 货币单位money collector 收款人money credit 货币信用money down 付现款money equivalent 货币等价money-flow analysis 货币流量分析near money 准货币neutral money 中介货币provident fund 准备基金public audit 公开审计public money 公款short-term funds 短期资金sinking fund 偿债基金soft currency 软币subsidy account 补助金帐户transfer to reserve account 转到准备金帐户transferable money 可转帐货币trust bank 信托银行trust fund 信托基金withdrawal from circulation （货币）回笼withdrawal of bank notes 钞票回笼withdrawal of funds 资金回收banker's bank 中央银行banks with business dealing with the central bank 中央银行的往来银行foreign banks 外国银行local bank 地方银行overseas branches 国外分行foreign correspondent 国外代理银行nationalized bank 国有化银行national bank 国家银行bank of the government 政府的银行city bank 城市银行credit union 信用合作社operating bank 营业银行consortium bank 银团银行ordinary bank 普通银行our bank 开户银行establishing bank 开证银行intermediary bank 中间银行certifying bank 付款保证银行paying bank 付款银行appointed bank 外汇指定银行correspondent 代理行main bank 主要银行remitting bank 汇出银行Giro bank 汇划银行remittance bank 汇款银行negotiating bank 议付银行issue bank 发行银行bank of deposit 存款银行rediscount bank 再贴现银行agent for collection 托收代理银行collecting bank 托收银行mortgage bank 抵押银行selling bank 卖方银行requesting bank 委托开证银行transmitting bank 转证银行trustee bank 受托银行domestic correspondent 国内通汇银行loan bank 放款银行accepting bank 承兑银行confirming bank 保兑银行discounting bank 贴现银行creditor bank 债权银行debtor bank 借方银行advising bank 通知银行acceptance bank 票据承兑行clearing bank 清算银行presenting bank 提示银行affiliated bank 联行long-term credit bank 长期信用银行specialized foreign exchange bank 外汇专业银行member bank 会员银行fringe bank 边缘银行export and import bank 进出口银行managing bank of a syndicate 财团的经理银行non-member bank 非会员银行credit bank 信贷银行chartered bank 特许银行special bank 特殊银行side-work bank 兼业银行overseas bank 海外银行popularity bank 庶民银行banker's association 银行协会infrastructure bank 基本建设投资银行reserving bank 储备银行savings bank 储蓄银行multinational bank 跨国银行world bank 世界银行Asian Development Fund (ADB) 亚洲开发银行Euro-bank 欧洲银行International Investment Bank (IIB) 国际投资银行interest subsidy 利息补贴interest restriction 利息限制legal interest 法定利息public deposit 政府存款derivative deposit 派生存款special deposit 特种存款reserve deposit 准备存款bank deposit 银行存款reserve account 准备金帐户Bank of Communications 交通银行Development Bank 开发银行the Construction Bank of China 中国建设银行the People's Bank of China 中国人民银行Industrial and Commercial Bank of China 中国工商银行Agricultural Bank of China 中国农业银行China Investment Bank 中国投资银行Bank of China 中国银行the International Trust and Investment Corporation of China (ITICC) 中国国际信托投资公司advice of drawing 提款通知书draw 提款drawee bank 付款银行drawing account 提款帐户fixed savings withdrawal 定期储蓄提款run on a bank 银行挤兑outward remittance 汇出汇款postal remittance 邮政汇款remittance by draft 汇票汇款remittance charges 汇费telegraphic transfer (T/T) 电汇collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collecting bank 托收银行letter transfer 信汇deposit rate 存款利率fixed deposit (=time deposit) 定期存款fixed deposit by installment 零存整取imprest bank account 定额银行存款专户large deposit 大额存款nominal deposit 名义存款non-resident account 非居民存款account charges 账户费用"account current (A/C,a/c)" 往来帐户amount in figures 小写金额amount in words 大写金额application form for a banking account 银行开户申请书bank balance 存款余额Certificate of Deposits (CDs) 大额定期存款单certificate of balance 存款凭单checking account 支票帐户。

1. 现金业务：cash business2. 转账业务：transfer business3. 汇兑业务：currency exchange business4. 委托收款：commission receivables5. 发放贷款：loans6. 贷款收回：loan recovery7. 贷款展期：loan extension8. 办理银行汇票：apply for bank drafts9. 收息：interest10 托收：collection 其他相关：帐目编号account number 存户depositor 存款单pay-in slip 存款单 a deposit form 自动存取机 a banding machine 存款deposit 存款收据deposit receipt 私人存款private deposit 存单certificate deposit 存折deposit book 信用卡credit card 本金principal 透支overdrafts overdraw 双签 a counter sign 背书to endorse 背书人endorser 兑现to cash 兑付to honor a cheque 拒付to dishonor a cheque 止付to suspend payment 支票cheque ,check 支票本cheque book 记名支票order cheque 不记名支票bearer cheque 横线支票crossed cheque 空白支票blank cheque rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券。

银行英语专业术语下面是店铺整理的银行英语专业术语，以供大家学习参考。

principal 本金overdraft, overdraw 透支to counter sign 双签account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本blank cheque 空白支票rubber cheque 空头支票order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行home loan bank 家宅贷款银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐public accounting 公共会计subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人an application form 申请单bank statement 对帐单letter of credit 信用证commission 佣金bookkeeping 簿记bookkeeper 簿记员strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语专业术语principal 本金 overdraft, overdraw 透支to counter sign 双签 account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private depo 推荐度：点击下载文档文档为doc格式。

account number 帐号 depositor 存户 pay-in slip 存款单a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单deposit book, passbook 存折 credit card 信用卡principal 本金 overdraft, overdraw 透支to counter sign 双签 to endorse 背书 endorser 背书人to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票 cheque book 支票本order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票 forged cheque 伪支票Bandar's note 庄票，银票banker 银行家 president 行长savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行 discount bank 贴现银行exchange bank 汇兑银行 requesting bank 委托开证银行issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行negotiation bank 议付银行 confirming bank 保兑银行paying bank 付款银行 associate banker of collection 代收银行consigned banker of collection 委托银行 clearing bank 清算银行local bank 本地银行 domestic bank 国内银行overseas bank 国外银行 unincorporated bank 钱庄branch bank 银行分行 trustee savings bank 信托储蓄银行trust company 信托公司 financial trust 金融信托公司unit trust 信托投资公司 trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行reserve bank 准备银行 chartered bank 特许银行corresponding bank 往来银行 merchant bank, accepting bank 承兑银行investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行 money shop, native bank 钱庄credit cooperatives 信用社 clearing house 票据交换所public accounting 公共会计 business accounting 商业会计cost accounting 成本会计 depreciation accounting 折旧会计computerized accounting 电脑化会计 general ledger 总帐subsidiary ledger 分户帐 cash book 现金出纳帐cash account 现金帐 journal, day-book 日记帐，流水帐bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值international balance of payment 国际收支favourable balance 顺差 adverse balance 逆差hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量 national budget 国家预算national gross product 国民生产总值 public bond 公债stock, share 股票 debenture 债券treasury bill 国库券 debt chain 债务链direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现 discount rate, bank rate 贴现率gold reserve 黄金储备 money (financial) market 金融市场stock exchange 股票交易所 broker 经纪人commission 佣金 bookkeeping 簿记 bookkeeper 簿记员an application form 申请单 bank statement 对帐单letter of credit 信用证 strong room, vault 保险库equitable tax system 等价税则 specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户？What kind of account did you have in your mind？你想开哪种帐户？Do you like to open a current account？你想开一个活期存款帐户吗？A deposit or current account？定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

银行英语知识点总结在银行工作中，英语是一种非常重要的语言，因为在国际金融领域，大部分的交流都是使用英语进行的。

下面是一些银行英语知识点的总结，希望对需要了解这方面知识的人有所帮助。

一、银行常用英语词汇1. Account - 账户2. ATM (Automated Teller Machine) - 自动取款机3. Bank statement - 银行对账单4. Cash - 现金5. Credit card - 信用卡6. Deposit - 存款7. Interest - 利息8. Loan - 贷款9. Overdraft - 透支10. Withdrawal - 取款二、银行业务英语表达1. Open an account - 开立账户2. Close an account - 关闭账户3. Deposit money - 存款4. Withdraw money - 取款5. Apply for a loan - 申请贷款6. Pay interest - 支付利息7. Transfer money - 转账8. Exchange currency - 兑换货币9. Check balance - 查询余额10. Reconcile account - 对账三、银行交易英语1. Can I have a bank statement, please? - 我可以要一张银行对账单吗？2. I'd like to deposit this check into my account. - 我想把这张支票存入我的账户。

3. What's the balance in my account? - 我的账户余额是多少？4. I'd like to transfer $500 to my friend's account. - 我想把500美元转到我朋友的账户。

5. I'd like to cash this traveler's check. - 我想兑换这张旅行支票。

account number 帐号 depositor 存户 pay-in slip 存款单a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单deposit book, passbook 存折 credit card 信用卡principal 本金 overdraft, overdraw 透支to counter sign 双签 to endorse 背书 endorser 背书人to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票 cheque book 支票本order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票 forged cheque 伪支票Bandar's note 庄票，银票banker 银行家 president 行长savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行 discount bank 贴现银行exchange bank 汇兑银行 requesting bank 委托开证银行issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行negotiation bank 议付银行 confirming bank 保兑银行paying bank 付款银行 associate banker of collection 代收银行consigned banker of collection 委托银行 clearing bank 清算银行local bank 本地银行 domestic bank 国内银行overseas bank 国外银行 unincorporated bank 钱庄branch bank 银行分行 trustee savings bank 信托储蓄银行trust company 信托公司 financial trust 金融信托公司unit trust 信托投资公司 trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行reserve bank 准备银行 chartered bank 特许银行corresponding bank 往来银行 merchant bank, accepting bank 承兑银行investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行 money shop, native bank 钱庄credit cooperatives 信用社 clearing house 票据交换所public accounting 公共会计 business accounting 商业会计cost accounting 成本会计 depreciation accounting 折旧会计computerized accounting 电脑化会计 general ledger 总帐subsidiary ledger 分户帐 cash book 现金出纳帐cash account 现金帐 journal, day-book 日记帐，流水帐bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值international balance of payment 国际收支favourable balance 顺差 adverse balance 逆差hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量 national budget 国家预算national gross product 国民生产总值 public bond 公债stock, share 股票 debenture 债券treasury bill 国库券 debt chain 债务链direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现 discount rate, bank rate 贴现率gold reserve 黄金储备 money (financial) market 金融市场stock exchange 股票交易所 broker 经纪人commission 佣金 bookkeeping 簿记 bookkeeper 簿记员an application form 申请单 bank statement 对帐单letter of credit 信用证 strong room, vault 保险库equitable tax system 等价税则 specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户?What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

银行业务常用英语词汇以及对话Ting Bao was revised on January 6, 20021a c c o u n t n u mb e r帐号d e p o s i t o r存户p a y-i n s l i p存款单a deposit form 存款单 a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签 to endorse 背书endorser 背书人to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票 forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行 Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行 discount bank 贴现银行exchange bank 汇兑银行 requesting bank 委托开证银行issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行 associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行 trustee savings bank 信托储蓄银行trust company 信托公司 financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行reserve bank 准备银行 chartered bank 特许银行corresponding bank 往来银行 merchant bank, accepting bank 承兑银行investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行 money shop, native bank 钱庄credit cooperatives 信用社 clearing house 票据交换所public accounting 公共会计 business accounting 商业会计cost accounting 成本会计 depreciation accounting 折旧会计computerized accounting 电脑化会计 general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐 journal, day-book 日记帐，流水帐bad debts 坏帐 investment 投资 surplus 结余idle capital 游资economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差 adverse balance 逆差hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值 public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备 money (financial) market 金融市场stock exchange 股票交易所 broker 经纪人commission 佣金 bookkeeping 簿记bookkeeper 簿记员an application form 申请单 bank statement 对帐单letter of credit 信用证 strong room, vault 保险库equitable tax system 等价税则 specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

1.现金业务：Cash business, 2.转账业务：transfer business, 3.汇兑业务：currency exchange business, 4.委托收款：commission receivables, 5.发放贷款：loans, 6.贷款收回：loan recovery，7.贷款展期：loan extension，8.办理银行汇票：apply for bank dra s, 9.收息：interest, 10托收：托收： collec on. 下面是一些常用语，希望对你有所帮助： 下面是一些常用语，希望对你有所帮助：银行英语之专业术语银行英语之专业术语account number 帐目编号帐目编号depositor 存户存户pay-in slip 存款单存款单a deposit form 存款单存款单存款单a banding machine 自动存取机自动存取机自动存取机to deposit 存款存款deposit receipt 存款收据存款收据private deposits 私人存款私人存款cer ficate of deposit 存单存单存单deposit book, passbook 存折存折存折credit card 信用卡信用卡principal 本金本金to counter sign 双签双签双签to endorse 背书背书endorser 背书人背书人to cash 兑现兑现to honor a cheque 兑付兑付to dishonor a cheque 拒付拒付to suspend payment 止付止付止付cheque,check 支票支票 cheque book 支票本支票本order cheque 记名支票记名支票 bearer cheque 不记名支票不记名支票 crossed cheque 横线支票横线支票 blank cheque 空白支票空白支票 rubber cheque 空头支票空头支票 cheque stub, counterfoil 票根票根 cash cheque 现金支票现金支票 traveler's cheque 旅行支票旅行支票 cheque for transfer 转帐支票转帐支票 outstanding cheque 未付支票未付支票 canceled cheque 已付支票已付支票 forged cheque 伪支票伪支票 Bandar's note 庄票，银票庄票，银票 banker 银行家银行家president 行长行长Chase Bank 大通银行大通银行Na onal City Bank of New York 花旗银行花旗银行Hongkong Shanghai Banking Corpora on 汇丰银行汇丰银行汇丰银行Chartered Bank of India, Australia and China 麦加利银行麦加利银行Banque de I'IndoChine 东方汇理银行东方汇理银行东方汇理银行central bank, na onal bank, banker's bank 中央银行中央银行 bank of issue, bank of circula on 发行币银行发行币银行 commercial bank 商业银行，储蓄信贷银行商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行储蓄信贷银行discount bank 贴现银行贴现银行exchange bank 汇兑银行汇兑银行reques ng bank 委托开证银行委托开证银行issuing bank, opening bank 开证银行开证银行advising bank, no fying bank 通知银行通知银行nego a on bank 议付银行议付银行confirming bank 保兑银行保兑银行paying bank 付款银行付款银行associate banker of collec on 代收银行代收银行consigned banker of collec on 委托银行委托银行clearing bank 清算银行清算银行local bank 本地银行本地银行domes c bank 国内银行国内银行overseas bank 国外银行国外银行unincorporated bank 钱庄钱庄trustee savings bank 信托储蓄银行信托储蓄银行信托储蓄银行trust company 信托公司信托公司financial trust 金融信托公司金融信托公司unit trust 信托投资公司信托投资公司trust ins tu on 银行的信托部银行的信托部credit department 银行的信用部银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公商业信贷公司（贴现公司）司）neighborhood savings bank, bank of deposit 街道储蓄所街道储蓄所credit union 合作银行合作银行credit bureau 商业兴信所商业兴信所self-service bank 无人银行无人银行land bank 土地银行土地银行construc on bank 建设银行建设银行industrial and commercial bank 工商银行工商银行bank of communica ons 交通银行交通银行交通银行mutual savings bank 互助储蓄银行互助储蓄银行互助储蓄银行post office savings bank 邮局储蓄银行邮局储蓄银行mortgage bank, building society 抵押银行抵押银行industrial bank 实业银行实业银行home loan bank 家宅贷款银行家宅贷款银行家宅贷款银行reserve bank 准备银行准备银行chartered bank 特许银行特许银行corresponding bank 往来银行往来银行investment bank 投资银行投资银行import and export bank (EXIMBANK) 进出口银行进出口银行 joint venture bank 合资银行合资银行合资银行money shop, na ve bank 钱庄钱庄credit coopera ves 信用社信用社clearing house 票据交换所票据交换所public accoun ng 公共会计公共会计business accoun ng 商业会计商业会计cost accoun ng 成本会计成本会计deprecia on accoun ng 折旧会计折旧会计 computerized accoun ng 电脑化会计电脑化会计 general ledger 总帐总帐subsidiary ledger 分户帐分户帐cash book 现金出纳帐现金出纳帐cash account 现金帐现金帐journal, day-book 日记帐，流水帐日记帐，流水帐bad debts 坏帐坏帐investment 投资投资surplus 结余结余idle capital 游资游资economic cycle 经济周期经济周期economic boom 经济繁荣经济繁荣economic recession 经济衰退经济衰退economic depression 经济萧条经济萧条economic recovery 经济复苏经济复苏infla on 通货膨胀通货膨胀defla on 通货收缩通货收缩devalua on 货币贬值货币贬值revalua on 货币增值货币增值interna onal balance of payment 国际收支国际收支 favourable balance 顺差顺差adverse balance 逆差逆差hard currency 硬通货硬通货so currency 软通货软通货interna onal monetary system 国际货币制度国际货币制度 the purchasing power of money 货币购买力货币购买力 money in circula on 货币流通量货币流通量货币流通量note issue 纸币发行量纸币发行量na onal budget 国家预算国家预算na onal gross product 国民生产总值国民生产总值国民生产总值public bond 公债公债stock, share 股票股票debenture 债券债券treasury bill 国库券国库券debt chain 债务链债务链direct exchange 直接（对角）套汇直接（对角）套汇 indirect exchange 间接（三角）套汇间接（三角）套汇 cross rate, arbitrage rate 套汇汇率套汇汇率套汇汇率foreign exchange fluctua on 外汇波动外汇波动 foreign exchange crisis 外汇危机外汇危机 discount 贴现贴现discount rate, bank rate 贴现率贴现率gold reserve 黄金储备黄金储备money (financial) market 金融市场金融市场金融市场stock exchange 股票交易所股票交易所broker 经纪人经纪人commission 佣金佣金bookkeeping 簿记簿记bookkeeper 簿记员簿记员an applica on form 申请单申请单申请单bank statement 对帐单对帐单le er of credit 信用证信用证信用证strong room, vault 保险库保险库保险库equitable tax system 等价税则等价税则 specimen signature 签字式样签字式样 banking hours, business hours 营业时间营业时间。

rate of deposit turnover 存款周转率 loan-deposit ratio 存放款比率 self-owned capital ratio自有资本比率output-capital ratio 产出与资本的比率ratio of profit to capital 收益同资本的比率turnover of account receivable 应收帐款周转率 ratio of doubtful loans to total loans坏帐比率 fixed assets ratio 固定资产比率 fixed assets turnover ratio 固定资产周转率 current ratio 流动比率 turnover ratio of working capital 流动资本周转率liquidity of bank 银行资产流动性payment reserve 支付准备internal reserves 内部准备金 graduated reserve requirement 分级法定准备金ratio of cash reserves to deposits存款支付准备率initial reserve 初期准备金offset reserve 坏帐准备金 allowance for doubtful debt 备抵呆帐款项reserve requirements 法定存款准备金reserve ratio 法定存款准备金比率 required reserve ratio 法定准备率 minimum reserve ratio 法定最低准备比率 additional reserve 追加准备金guaranteed fund 保证准备金reserve margin准备金比率unbalance finance 赤字财政 red balance 赤字差额 repressed inflation 抑制性通货膨胀shortage of financial resources 财源短缺galloping inflation 恶性通货膨胀monetary and financial crisis 货币金融危机deflation 通货紧缩inflation 通货膨胀inflation rate 通货膨胀率inflationary trends 通货膨胀趋势 monetary stringency 银根奇紧 slack of finance 银根松缓stagflation 滞胀demand pull inflation 需求拉动通货膨胀demand shift inflation 需求变动型通货膨胀latent inflation 潜在的通货膨胀 inflationary spiral 螺旋式上升的通货膨胀 neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策open market policy 公开市场政策 deficit-covering finance赤字财政fiscal and monetary policy 财政金融政策harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy利率政策monetary device 金融调节手段monetary action 金融措施 measures for monetary ease 金融缓和措施 easy credit 放松信贷monetary and credit control 货币信用管理 deficit covering 弥补赤字restrictive lending policy 贷款紧缩政策 over-loan position贷款超额 credit expansion 信用扩张credit control instrument 信用调节手段credit control 信用控制restrictive monetary policy 紧缩通货膨胀 credit extending policy 融资方针 ultra-cheap money policy 超低息政策financial transaction 金融业务 monetary market 金融市场financial unrest 金融动荡financial crisis 金融危机financial system 金融体系financial world 金融界policy of discount window 窗口指导政策 open market operation 公开市场业务accrued bond interest 应计债券利息 accrued dividend 应计股利 active securities 热头股票，活跃的证券baby bond 小额债券bear operation 卖空行为black market 黑市black money 黑钱bond fund 债券基金call for funds 控股、集资 call market 活期存款市场 capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移capital turnover rate 资本周转率cash audit 现金审核cash basis 现金制cash basis accounting 现金收付会计制cash budget 现金预算 cash flow资金流动cash holdings 库存现金 cash payment现金支付cash position 头寸cash resources (reserves) 现金准备common fund 共同基金common trust fund 共同信托基金 current fund 流动基金deposit turnover 存款周转率derived deposit 派生存款designated currency 指定货币discount market 贴现市场discounted cash flow 净现金量due from other funds 应收其他基金款 due to other funds 应付其他基金款equalization fund （外汇）平衡基金farm subsidies 农产品补贴fund 资金、基金 fund account 基金帐户 fund allocation 基金分配 fund appropriation 基金拨款 fund balance 基金结存款 fund for relief 救济基金 fund for special use 专用基金 fund in trust 信托基金 fund liability 基金负债 fund obligation基金负担fund raising 基金筹措 funds statement 资金表 general fund 普通基金 gross cash flow 现金总流量hedge fund 套利基金 hoarded money 储存的货币legal tender 法定货币monetary aggregates 货币流通额monetary area 货币区monetary assets 货币性资产monetary base 货币基础monetary circulation 货币流通monetary ease 银根松动monetary stringency 银根紧monetary unit 货币单位money collector 收款人money credit 货币信用money down 付现款money equivalent 货币等价money-flow analysis 货币流量分析near money 准货币neutral money 中介货币provident fund 准备基金public audit 公开审计public money 公款short-term funds 短期资金sinking fund 偿债基金 soft currency 软币subsidy account 补助金帐户 transfer to reserve account 转到准备金帐户transferable money 可转帐货币trust bank信托银行trust fund 信托基金 withdrawal from circulation （货币）回笼withdrawal of bank notes 钞票回笼withdrawal of funds 资金回收 banker's bank中央银行banks with business dealing withthe central bank 中央银行的往来银行 foreign banks 外国银行 local bank 地方银行 overseas branches 国外分行 foreign correspondent 国外代理银行nationalized bank 国有化银行national bank 国家银行bank of the government 政府的银行city bank 城市银行credit union 信用合作社operating bank 营业银行consortium bank 银团银行ordinary bank 普通银行our bank 开户银行establishing bank 开证银行intermediary bank 中间银行 certifying bank 付款保证银行 paying bank 付款银行 appointed bank 外汇指定银行 correspondent 代理行 main bank主要银行remitting bank 汇出银行Giro bank 汇划银行 remittance bank 汇款银行negotiating bank 议付银行issue bank发行银行bank of deposit 存款银行rediscount bank 再贴现银行agent for collection 托收代理银行collecting bank 托收银行mortgage bank 抵押银行selling bank 卖方银行requesting bank 委托开证银行transmitting bank 转证银行trustee bank 受托银行domestic correspondent 国内通汇银行loan bank 放款银行accepting bank 承兑银行confirming bank 保兑银行discounting bank 贴现银行creditor bank 债权银行debtor bank 借方银行advising bank 通知银行acceptance bank 票据承兑行clearing bank 清算银行presenting bank 提示银行affiliated bank 联行long-term credit bank 长期信用银行 specialized foreign exchange bank 外汇专业银行 member bank会员银行fringe bank 边缘银行 export and import bank 进出口银行managing bank of a syndicate 财团的经理银行non-member bank 非会员银行 credit bank 信贷银行chartered bank 特许银行special bank 特殊银行side-work bank 兼业银行overseas bank 海外银行popularity bank 庶民银行banker's association 银行协会infrastructure bank 基本建设投资银行reserving bank 储备银行savings bank 储蓄银行multinational bank 跨国银行world bank 世界银行Asian Development Fund (ADB) 亚洲开发银行 Euro-bank 欧洲银行 International Investment Bank (IIB) 国际投资银行interest subsidy 利息补贴interest restriction 利息限制legal interest 法定利息public deposit 政府存款 derivative deposit 派生存款special deposit 特种存款reserve deposit 准备存款 bank deposit 银行存款 reserve account 准备金帐户Bank of Communications 交通银行Development Bank 开发银行the Construction Bank of China 中国建设银行 the People's Bank of China 中国人民银行 Industrial and Commercial Bank of China 中国工商银行 Agricultural Bank of China 中国农业银行 China Investment Bank 中国投资银行Bank of China 中国银行the International Trust andInvestment Corporation of China(ITICC) 中国国际信托投资公司 advice of drawing 提款通知书 draw提款drawee bank 付款银行 drawing account 提款帐户fixed savings withdrawal 定期储蓄提款 run on a bank银行挤兑outward remittance汇出汇款postal remittance 邮政汇款 remittance by draft 汇票汇款 remittance charges汇费telegraphic transfer (T/T) 电汇collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collecting bank 托收银行letter transfer 信汇deposit rate 存款利率external account 对外帐户fixed deposit (=time deposit) 定期存款 fixed deposit by installment 零存整取imprest bank account 定额银行存款专户large deposit 大额存款nominal deposit 名义存款non-resident account 非居民存款account charges 账户费用"account current (A/C,a/c)" 往来帐户amount in figures 小写金额 amount in words 大写金额 application form for a banking account 银行开户申请书bank balance 存款余额Certificate of Deposits (CDs) 大额定期存款单certificate of balance 存款凭单 checking account 支票帐户。

.英语词汇银行业务一般业务ATM:n.自动柜员机automatic bill payment:自动转帐服务balance:n.余额；差额bank account:银行账户bank holiday:银行公休日；国定假日banking:n.银行业务banknote:n.纸币；钞票certificate of deposit:定期存款checking account:支票存款账户deposit:n.存款discount rate:重贴现率Individual Retirement Account:个人退休账户interest:n.利息safe-deposit box:(银行)保险箱savings account:储蓄存款账户signature:n.签名teller:n.(银行)出纳员transfer:v.转帐wire:v.汇款withdraw:v.提款商务英语词汇办公室：影印enlarge :v.放大jam :v.卡纸lighten :v.变淡make a copy of :影印一份……original :n.原稿percentage :n.百分比reset :n.重新设定scroll down :向下卷动size :n.大小；尺寸smudge :n.脏污streak :n.刮痕toner :n.碳粉two-sided :a.双面的warm-up time :热机时间商务英语词汇保险：保单compulsory :a.强制性的coverage :n.承保范围expiration :n.期满；截止insurance :n.保险.insurer :n.保险公司personal liability :个人责任险policy :n. 保单policyholder :n.投保人premium :n.保险费renew :v.更新；续(约)rider :n.附加条款waiver :n.免责险商务英语词汇银行业务：消费金融00:03.81]cancel:v.停(卡)cash card:现金卡collateral:n.抵押品；担保品credit card:信用卡credit limit:信用额度credit rating:信用评等debit card:签帐卡debt consolidation:负债整合default:n.违约freeze:v.冻结(账户)installment:n.分期付款loan:n.贷款minimum finance charge:每月最低应缴金额mortgage:n.房贷；抵押借款statement:n.账单明细outstanding:a.未清偿的；未付清的refinance:v.重新贷款商务英语词汇业务：商务餐会business dinner :商业晚餐dessert :n.甜点discussion :n.讨论etiquette :n.礼仪follow up :后续追踪hospitality :n.殷情招待host :v.主持invitation :n.邀请luncheon :n.午餐宴pick up the tab :付帐rain check :改期reception :n.招待会；欢迎会schedule :v.安排；预定toast :v.提议为……干杯商务英语词汇业务：交货Carriage Paid To (CPT) :运费付至……consignee :n.收件人.delayed delivery :延期交货Delivered Duty Paid (DDP) :完税后交货Delivered Ex Ship (DES) :目的港船上交货delivery date :交货日期delivery order (D/O) :到港通知express mail :快递Free On Board (FOB) :船上交货packing list :装箱单；送货明细weight (WT) :n.重量Ex Works (EXW) :工厂交货价商务英语词汇业务：电子商务buy-it-now price :直接购买价community :n.社群consumer base :消费群e-commerce :n.电子商务feedback :n.意见回馈fraud :n.骗局；诈骗max out :刷爆online auction :网络拍卖place a bid :投标；出价platform :n.平台product catalog :产品目录reserve price :底价transaction :n.交易vendor profile :卖家简介商务英语词汇行销：行销企划competition :n.竞争；竞争对手customer base :顾客群distribution :n.经销；配销market research :市场研究market survey :市场调查marketing budget :营销预算marketing plan :营销计划marketing strategy :营销策略potential client :潜在客户pricing strategy :定价策略respondent :n.受访者retailer :n.零售商sposorship :n.赞助supplier :n.供货商target market :目标市场商务英语词汇行销：广告宣传billboard :n.广告广告牌come on the market :上市.commercial :n.电视广告exposure :n.曝光(率)eye-catching :a.引人注目的Internet ad :网络广告media :n.媒体print ad :平面广告slogan :n.标语；口号theme :n.主题trademark :n.商标user-friendly :a.使用方便的商务英语词汇投资：债券bond rating :债券评等convertible bond :可转换债券government bond :政府债券junk bond :垃圾债券medium-term note :中期债券par value :面值premium :n.溢价redeem :v.赎回T-Note (Treasury note) :中期国库券underwriter :n.(股票、债券等的)承销公司；承销商yield :n.收益商务英语词汇投资：股市investor:n.投资人，投资方analyst :n.分析师anticipation :n.预期asking price :卖价bear market :熊市bellwether :n.指标证券；指标股blue-chip :a.蓝筹股的bottom out :止跌回稳decline :v.下跌dividend :n.股利EPS (earnings per share) :每股盈余individual investor :散户insider trading :内线交易IPO (initial public offering) :首次公开发行jump :v.快速大幅上涨limit up :涨停板make a profit :获利margin trading :信用交易mixed :a.涨跌互见的online trading account :在线交易账户OTC market :店头市场.peak :n.顶点；高点plunge :v.快速大幅下跌portfolio :n.投资组合pullback :n.拉回quarterly report :季报rally :v.扬升rebound :n.反弹[01:01.06]record high :历史新高[01:03.12]run up :走高[01:04.84]SEC (Securities and Exchange Commission) :证券管理委员会[01:08.63]share price :股价[01:10.74]sink :v.向下探底[01:12.39]soar :v.飙涨[01:14.01]stay on the sidelines :退场观望[01:16.57]stock market :股市[01:18.63]stock split :股票分割[01:20.69]stockbroker :n.股票经纪人[01:22.84]TAIEX (Taiwan Stock Exchange Stock Index) :台湾证券交易股价指数[01:27.51]trading volume :交易量[01:29.73]undervalue :v.低估商务英语词汇通讯：电子邮件attachment :n.附加檔capacity :n.容量CC (carbon copy) :副件抄送delete :v.删除download :v.下载e-mail :v.寄电子邮件forward :v.转寄junk mail :垃圾邮件mailbox :n.邮件信箱recipient :n.收件者reply :n.回复salutation :n.称谓subject :n.主旨商务英语词汇通讯：传真cover sheet :封面页face down :正面朝下fax machine :传真机incoming :a.传进来的paper jam :卡纸refill :v.再装填resolution :n.分辨率scan :v.扫描商务英语词汇谈判：合约.alliance :n.结盟；联盟amend :v.修改；修订attorney :n.律师beneficial :a.受益的；有利的breach :n.违反；侵害clause :n.条款commit :v.承诺；保证compromise :v.妥协；让步contract :n.合约deadlock :n.僵局dotted line :(尤指文件签名处之)点线；虚线draft :n.草稿；草案negotiator :n.谈判者；磋商者party :n.(契约)当事人；一方resume :v.重新开始terminate :v.终止；终结terms and conditions :交易条款timetable :n.时间表商务英语词汇税务：税务事宜alimony :n.赡养费corporate tax :企业税direct tax :直接税excluding tax :不含税gift tax :赠与税income tax :所得税inheritance tax :遗产税IRS (Internal Revenue Service) :美国国税局progressive taxation :累进课税tax break :减税优惠tax increase :增税tax reform :税务改革tax revenue :税收taxation :n.课税；征税taxpayer :n.纳税人商务英语词汇社交：闲谈alumni reunion :同学会ballad :n.抒情歌曲bargain :n.廉售品，特价品bathing suit :泳衣box office :票房，售票亭check-up :n.健康检查clear up :放晴college :n.大学comedy :n.喜剧.compare :v.比较divorce :v.离婚domestic car :国产车economic :a.经济的fitness :n.健康；健美flu :n.流行性感冒haircut :n.理发hangover :n.宿醉horror movie :恐怖片humid :a.潮湿的illness :n.疾病in shape :身体健康injury :n.伤害insomnia :n.失眠jazz :n.爵士乐keep fit :保持健康kilometer :n.公里lifestyle :n.生活方式low-fat :a.低脂的married :a.已婚的MSN :实时通讯on a diet :节食[01:01.29]on a roll :大为成功，连番上涨[01:03.14]overcast :a.阴暗的，阴天的[01:05.08]pop :a.流行的[01:06.70]romance movie :浪漫爱情片[01:08.84]sci-fi (science fiction) :科幻小说[01:11.66]single :a.单身的[01:13.38]sky-high :a.极高的[01:15.45]Skype :n.网络电话[01:17.20]sober colors :素色[01:19.36]splitting headache :偏头痛[01:21.69]stick shift :(车子的)排档[01:23.67]stomachache :n.胃痛[01:25.66]suffocating :闷热的[01:27.75]tension :n.紧张[01:29.42]twin :n.双胞胎[01:31.06]typhoon :n.台风[01:32.89]under the weather :不舒服[01:34.85]used car :二手车[01:36.83]vacation :n.假期[01:38.71]vegetarian :n.素食者[01:40.73]work out :运动商务英语词汇社交：谈工作.vdepartment :n.部门freelance :a.无契约限制的immediate boss :直属上司in charge :负责in line for :很有可能得到lecture :n.责备；训斥line of work :行业nine to five :朝九晚五orientation :n.新进员工训练pressure :n.压力quit :v.辞职raise :n.加薪retirement :n.退休rush hour :尖峰时间specialize :v.专攻work for :在……上班；为……工作商务英语词汇人资：人事异动business trip :出差glass ceiling :玻璃天花板；女性升迁障碍headhunter :n.猎人头公司job-hopping :n.跳槽lay off :解雇；裁员promotion :n.升职relocate :v.调职reshuffle :v.改组；改革；洗牌resignation :n.辞职retirement :n.退休sex discrimination :性别歧视successor :n.继任者；继承人suspension :n.停职turnover rate :流动率；离职率商务英语词汇人资：面试annual leave :年假background :n.背景；经历career :n.职业；生涯compensation :n.报酬；津贴；薪水competent :a.能干的；有能力的describe :v.描述employee number :员工编号evaluate :v.考核experience :n.经验full-time :a.全职的hardworking :a.工作勤奋的health insurance :健康保险.hire :v.雇用hiring criteria :录取标准interviewee :n.面试者；受访者overtime :n.加班\performance :n.表现picture :v.描绘；想象position :n.职务；职位probationary period :试用期proficient :a.精通的qualified :a.有资格的；能胜任的report to :直属responsible :a.有责任的；应负责任的resume :n.履历表skill :n.技能；技术strong point :优点supervisor :n.主管title :n.职称[01:00.14]travel :n.出差；出外营销[01:01.92]working hours :工作时间商务英语词汇企业组织：企业简介branch office :分公司company profile :公司概况core business :核心事业corporation :n.公司，企业found :v.创立headquarters :n.总公司joint venture :合资企业limited liability :有限责任listed company :上市公司market capitalization :市价总值merger :n.合并nonprofit :a.非营利的state-run enterprise :国营企业subsidiary :n.子公司商务英语词汇企业经营：办公室流程coworker :n.同事dress code :服装规订escort :v.陪同inventory :n.库存meeting room :会议室punch in :上班打卡receptionist :n.柜台人员；接待人员requisition form :需求单security guard :保全人员.security system :保全系统shredder :n.碎纸机stockroom :n.储藏室swipe card :刷卡商务英语词汇客服：客户投诉break down :故障claim :n.(保险)理赔；费用申请complaint :n.抱怨；不满criticism :n.批评defective :a.瑕疵的；有缺陷的feedback :n.意见反映improve :v.改进；改善invalid :a.无效的price list :价目表product quality :产品质量purchase :n.购买refund :n.退费replacement :n.更换warranty :n.保固商务英语词汇经济：经济趋势economic fluctuation :经济波动inflation :n.通货膨胀lagging indicator :落后指标optimistic :a.乐观的outlook :n.展望recession :n.景气衰退recovery :n.复苏stagnant :a.停滞的turnaround :n.(营业、经济等的)突然好转商务英语词汇经济：国际经济00:03.81]bailout :n.紧急援助creditor nation :债权国developed country :已开发国家emerging market :新兴市场European Union :欧盟G10 :十大工业国globalization :n.全球化IMF :国际货币基金sanction :n.制裁summit :n.高峰会World Bank :世界银行WTO :世贸组织商务英语词汇简报：使用图表attention :n.注意.compared to :与……相比erratic :a.不稳定的；无规律的figure :n.数字fluctuate :v.波动；震荡level out :持平make up :占了；凑足pick up :(销售等)开始好转、增加plateau :n.(上升后的)稳定水平(或时期)share :n.占有率sliver :n.薄片transparency :n.投影片商务英语词汇会议：会前announce :v.宣布chairman :n.主席conference room :会议室document :n.文件equipment :n.设备formal :a.正式的location :n.地点meeting notice :会议通知participate :v.参加reschedule :v.重新安排商务英语词汇国际贸易：外汇currency :n.货币，通货devalue :v.贬值downward :a.下降的，向下的exchange rate :汇率float :v.浮动fluctuation :n.变动，波动foreign exchange :外汇foreign exchange loss :汇兑损失in dollar terms :以美元换算intervention :n.干预；介入peg :n.连动；紧盯(某货币)purchasing power parity :购买力平价selling pressure :卖压volatile :a.不稳定的；易波动商务英语词汇国际贸易：进出口customs duty :关税duty-free :a.免税的export :n.出口import ban :进口禁令import restriction :进口限制import substitution :进口替代.non-tariff barrier :非关税壁垒quarantine :n.检疫；隔离quota :n.配额smuggling :n.走私商务英语词汇产业：生产制造assembly line :装配线automated :a.自动化的breakthrough :n.突破capacity utilization :产能利用component :n.零件electronics :n.电子产品farm produce :农业产品global warming :全球暖化high-tech industry :高科技产业labor-intensive :a.劳力密集的manufacturing :n.制造mass production :大量制造offshoring :n.产业外移outsource :v.外包power failure :停电production capacity :产能production process :生产流程recycling :n.回收；再生semiconductor :n.半导体service industry :服务业waste disposal :废弃物处理商务英语词汇财务与会计：资产负债表accumulated depreciation :备抵折旧asset :n.资产balance sheet :资产负债表contributed capital :实缴股本fixed asset :固定资产liability :n.负债notes payable :应付票据prepaid expense :预付款项retained earnings :保留盈余stockholders' equity :股东权益商务英语词汇办公室：使用电脑back up :备份bookmark :v.加入书签browser :n.浏览器crash :v.当机defragment :v.磁盘重整down :a.挂了；无法运作.filename :n.檔名folder :n.档案夹graphics file :图档hard drive :硬盘input method :输入法install :v.安装key combination :组合功能键log on :登入memory :n.内存offline :a.离线的online :a.联机的pop up :突然出现；跳出来power button :电源按钮；电源键restart :v.重新开机search :n.搜寻update :v.更新virus :n.病毒wizard :n.高手；奇才商务英语词汇办公室：整理文件00:03.81]drawer :n.抽屉filing cabinet :档案柜flip through :以指头轻触搜寻label :v.贴上标签paper clip :回形针paper punch :钉孔机sleeve :n.(透明)档案夹staple :v.用订书机装钉staple remover :钉书针移除器商务英语词汇保险：保险给付coinsurance :n.共同保险(金)compensation :n.赔偿co-payment :n.定额手续费deductible :n.自负额escape clause :免责条款exclusion :n.排除给付out-of-pocket :a.自掏腰包的payout :n.保险给付额validity :n.正当性；有效性商务英语词汇财务与会计：企业资源规划00:03.81]big bang approach :全面导入法cash flow :现金流量custom-made :a.客制的ERP :企业资源规划(EnterpriseResourcePlanning)financial statement :财务报表.franchising strategy :分点推广法GAAP(generally accepted accounting principles) :公认会计原则integrated :a.整合的slam dunk approach :强力置入法商务英语词汇银行业务：票据cashier's check:本票check:n.支票clearing house:票据交换所；清算所endorse:v.背书financial institution:金融机构mature:v.(定存、票据等)到期money order:汇票paycheck:n.薪资支票stop payment:止付postdated check:远期支票traveler's check:旅行支票商务英语词汇业务：洽谈业务bulk order :大量订购commission :n.佣金competitive edge :竞争优势deal :n.交易hot seller :畅销品；热卖商品in stock :库存lead time :交货期(从订货到取货所需的时间)market share :市场占有率product line :产品线proceeds :n.净收入；净所得(此义恒作复数)quantity discount :大量订购折扣quotation :n.报价单sales pitch :营销辞令；营销手法specs (specifications) :n.规格swear by :保证；强力推荐商务英语词汇业务：付款条件cash discount :现金折扣consignment :n.寄售(货品卖出才付款)direct deposit :直接汇款extend :v.展延open account :记帐交易payment in advance :预先付款refundable :a.可退还的shipment :n.装运；装载的货物wire transfer :电汇转帐商务英语词汇业务：出差baggage claim :行李提领处.baggage handler :行李搬运员boarding pass :登机证business suite :商务套房carry-on luggage :随身行李Immigration :n.入境管理处；移民itinerary :n.行程表jet lag :时差不适on business :出差；洽公R&R (rest and relaxation) :休息放松reconfirm :v.再确认reservation :n.订位room service :客房服务stipend :n.津贴switch flights :转机travel agent :旅行代办员；旅行社业务商务英语词汇行销：商展bottom line :结余；结算bundle :n.搭售商品convention :n.(专业)展览会demonstration :n.展示entrance :n.入口go with :选择；决定采用high traffic :a.高流量的marketing material :营销材料;宣传品sign :n.标志trade show :商展turnout :n.出席者；参观人数visible :a.显眼的商务英语词汇投资：基金与其他bond fund :债券型基金closed-end fund :封闭型derivative :n.衍生商品equity fund :股票型基金fund manager :基金经理人futures :n.期货hedge fund :避险基金index fund :指数型基金leverage :n.杠杆management fee :管理费mutual fund :共同基金offshore fund :海外基金option :n.选择权REIT (Real Estate Investment Trust) :不动产投资信托基金trust :n.信托.warrant :n.认股凭证商务英语词汇通讯：邮件fragile :a.易碎的mail order :邮政划拨mailman :n.邮差parcel :n.包裹postage :n.邮资postmark :v.邮戳printed matter :印刷品registered letter :挂号信return address :寄件人地址sender :n.寄件者zip code :邮政编码商务英语词汇通讯：电话英语call waiting :电话插拨caller ID :来电显示器cell phone :手机cold call :陌生电访；主动以电话推销商品cordless :a.无线的dial tone :拨号音directory assistance :查号服务extension :n.分机号码long-distance call :长途电话payphone :n.公共电话receiver :n.电话筒reception :n.收讯；接收telemarketing :n.电话营销text message :简讯toll-free :a.免付费的touch-tone phone :按键式电话transfer :v.转接voicemail :n.语音信箱wrong number :打错电话商务英语词汇谈判：议价affordable :a.负担得起的bargain :v.议价discount :n.折扣going rate :现行价格；现在行情in bulk :大量outrageous :a.荒唐的；骇人听闻的preferential price :优惠价格price war :价格战；削价竞争profit margin :毛利(率)profitable :a.有利润的；有赚头的.quantity :n.数量；数额quote :n.报价reflect :v.反映throw in :外加；额外赠送商务英语词汇谈判：代理权allowance :n.折让；备抵distribute :v.经销；代理distribution network :经销网distributorship :n.代理权；经销权exclusive :a.独家的hammer out :敲定minimum :a.最低的normally :adv.通常；一般情形null and void :(法律上)无效的third party :第三方written consent :书面同意书商务英语词汇税务：报税charitable donation :慈善捐款deduction :n.扣除；扣除额dependent :n.被抚养人e-filing :n.网络报税exemption :n.免税额filing status :报税身分head of household :户长married filing separately :已婚分报return :n.退税；收益tax arrears :欠税，滞纳税金tax credit :税款扣抵额tax evasion :逃(漏)税tax return :报税单tax saving :节税unearned income :非劳动收入商务英语词汇社交：谈休闲badminton :n.羽毛球belly dance :肚皮舞bowl :v.打保龄球ceramics :n.陶艺Chinese checkers :n.跳棋concert :n.音乐会；演奏会couch potato :老是坐在沙发上看电视的懒骨头craft :n.手工艺DIY (Do It Yourself) :自己动手作flea market :跳蚤市场foot massage :脚底按摩.free time :休闲时间golf :n.高尔夫球green thumb :擅长园艺gym :n.健身房hobby :n.嗜好jigsaw puzzle :拼图游戏jog :v.慢跑knitting :n.编织leisure activity :休闲活动movie theater :电影院night market :夜市outdoor :a.户外的；喜欢户外活动的outing :n.远足，郊游pastime :n.消遣，娱乐photography :n.摄影pool :n.撞球resort :n.度假村，旅游胜地rock climbing :攀岩sauna :n.蒸汽浴[01:01.65]snorkeling :n.浮潜[01:03.56]soccer :n.足球[01:05.33]sports :n.运动[01:07.24]sunbathe :v.作日光浴[01:09.07]suntan :n.晒黑[01:10.92]surf the Internet :上网[01:13.19]surfing :n.冲浪[01:14.92]table tennis :桌球[01:17.01]tai chi :太极[01:18.97]tap dance :踢踏舞[01:20.95]tennis :n.网球[01:22.65]theme park :主题乐园[01:24.58]valet service :泊车服务商务英语词汇社交：接待访客briefing :n.简报business card :名片comfortable :a.舒适的；自在的demonstration :n.展示expect :v.等待impress :v.使……留下深刻印象interpreter :n.翻译员introduce :v.介绍overseas visitor :外宾pick up :接送reception desk :接待处；柜台.see off :送机tour :n.参观；游览welcoming party :欢迎派对商务英语词汇人资：人事管理break :n.(短暂)休息时间bulletin board :公布栏company policy :公司政策effective :a.生效的；有效力的incentive program :奖励制度leave of absence :事假on-the-job training :在职训练seniority :n.资历；资深sexual harassment :性骚扰sick day :有给薪病假take over :接替；接管temp :n.临时雇员商务英语词汇企业组织：组织架构CEO :n.执行长chief of staff :人事总务主管counselor :n.顾问division :n.事业部entrepreneur :n.企业家executive :n.高阶主管human resources :人力资源jurisdiction :n.管辖范围leadership :n.领导sales representative :业务代表，业务员商务英语词汇企业经营：经营管理assignment :n.分派；任务audit :n.稽查；稽核authority :n.权限bankruptcy :n.破产corner the market :垄断市场corporate culture :企业文化development :n.发展；开发diversify :v.多角化;多样化downsize :v.缩编innovation :n.创新merger :n.合并；并购operation :n.营运risk :n.危机；风险strategy :n.策略subordinate :n.下属track record :绩效纪录.商务英语词汇客服：售后服务assemble :v.聚集，组装customer satisfaction :客户满意(度)customer service hotline :客服热线defer payment :延后付款delivery :n.递送installation :n.安装long-standing :a.长期的manual :n.使用手册membership :n.会员身分，会员资格model number :型号part missing :缺零件place order :下订单receipt :n.收据subscribe :v.订购商务英语词汇经济：经济学用语bubble economy :泡沫经济current account :经常帐deficit :n.赤字；逆差domestic demand :国内需求economic growth :经济成长economic statistics :经济统计export-oriented economy :出口导向经济foreign exchange reserve :外汇存底GDP :n.国内生产毛额index :n.指数indicator :n.指标liberalization :n.自由化macroeconomics :n.总体经济学market economy :市场经济standard of living :生活水平undersupply :n.供给不足商务英语词汇经济：国内经济budget bill :预算案budget deficit :预算赤字economic policy :经济政策economic reform :经济改革electricity :n.电力infrastructure :n.基础建设investment environment :投资环境monetary policy :货币政策real estate :房地产subsidy :n.补助，补贴unemployment rate :失业率.商务英语词汇简报：作简报come down to :最重要的是conclude :v.作总结condition :v.影响；调整divide :v.分成；分开forecast :n.预测fruits of (one’s) labor :努力的成果goal :n.目标；目的handout :n.讲稿；讲义keep up the good work :好好继续保持make it big :大获成功overview :n.概观；大要reverse :v.反转；逆转revolutionary :a.革命性的running :adv.连续地selling point :卖点team up with :与……合作total sales :总销售额video :n.影片wrap up :完成；结束商务英语词汇会议：会中brainstorm :v.脑力激荡clarify :v.澄清debate :n.辩论disagree :v.不同意elaborate :v.详述；详加说明finalize :v.完成；敲定fire away :尽管说；尽管问吧floor :n.发言权input :n.(建设性的)意见、评论interrupt :v.打断；插嘴motion :n.临时动议nominate :v.提名objective :n.目的pick someone’s brain :听取意见或建议point fingers :(轻蔑地)指责pros and cons :利弊得失reconvene :v.再召开；再召集resolution :n.(会议等的)决议summarize :v.摘要；扼要说明table :v.搁置unanimous :a.一致同意的；无异议的you’re up :该你了；轮到你了商务英语词汇会议：会后.consensus :n.(意见等的〉一致；共识decision :n.决定；裁决get down to business :开始办正事implement :v.实施；执行minutes :n.会议记录postpone :v.延期tie up loose ends :处理枝节问题unresolved :a.未解决的商务英语词汇国际贸易：贸易barrier :n.障碍bilateral :a.双边的boycott :v.抵制dumping :n.倾销free trade :自由贸易Normal Trade Relations :正常贸易关系protectionism :n.保护主义trade agreement :贸易协议trade friction :贸易磨擦trade imbalance :贸易不均衡trade surplus :贸易出超trade talk :贸易会谈商务英语词汇国际贸易：货运cash on delivery :货到付款delay :v.延迟free on board :船上交货ground delivery :海陆运输letter of credit :信用状lump sum :一次付清Net 30 :货到后三十日付款net weight :净重pallet :n.(装卸、搬运货物用的)货板rush order :紧急订单；急件shipment :n.货运物；货运商务英语词汇产业：品管batch :n.一批glitch :n.缺失inspection :n.检查leave out :遗漏QC history :品管记录QC procedure :品管流程quality standard :质量标准random sampling :随机抽样recall :v.回收reject :v.拒收；退回.simulation test :模拟测试商务英语词汇财务与会计：损益表beginning inventory :期初存货cost of goods sold :销货成本depreciation :n.折旧distribution :n.配销freight :n.运费gross margin :毛利income statement :损益表net income :净损益，净收入net sales :销货净额operating expense :营业费用sales revenue :销货收入志士不饮盗泉之水，廉者不受嗟来之食。

银行业务英语词汇会计账目用语会计报表statement of account往来帐目account current现在往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新交易||新帐new account未决帐||老帐old account现金帐cash account流水帐running account呆帐bad account会计项目title of account借贷细帐||交验帐account rendered继续记帐to keep account与... 有交易to have an account with清算||清理债务to make up an account清洁帐目||与... 停止交易to close one's account with结帐to close an account结清差额to balance the account with检查帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one为自己计算||独立帐目on one's own account支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque支票换现金||兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment支付指定人payable to order已过期||无效out of date||stale请给出票人R/D||refer to drawer存款不足N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不一致words and figures differ更换处应加盖印章alterations require initials交换时间已过effects not cleared停止付款payment stopped支票毁损cheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill电汇telegraphic transfer (T.T)担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付||退票dishonour由于存款不足而退票dihonour by non-payment提交presentation期满||到期maturity托收collection外汇行情exchange quotation现汇汇率spot rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断交易率arbitrage收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment定期付款payment on term年分期付款annual payment预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill惠请付款kindly pay the amount||please forward payment||please forward a cheque.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit 向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail 凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A) 付款交单documents against payment (D/P)信用证用语追加信用证additional credit||additional L/C信用证金额amount of credit赊帐金额credit balance可撤消信用证revocable L/C不可撤消信用证irrevocable L/C保兑信用证confirmed L/C不保兑信用证unconfirmed L/C可转让信用证assignable L/C||transferable L/C 无条件信用证open credit||free credit普通信用证general letter of credit旅行信用证circular letter of credit特别信用证special letter of credit信用证底帐letter of credit ledger信用证发行帐letter of credit issued account信用证金额amount of creditaccount number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行业务部门名称中英参照Board of Directors 董事会President 行长Executive Office 经理办公室Personnel Dept 人事部General Affairs Dept 总务部Co-ordination & Planning Dept 综合计划部International Dept 国际业务部Overseas Branches Dept 海外部Foreign Exchange Dept 外汇资金部First Credit Dept 信贷一部Second Credit Dept 信贷二部Accounting Dept 财会部International Clearing Dept 国际清算部Banking Dept 营业部Credit Card Dept 信用卡部General Auditing Dept 总稽核室Computer Center 电脑部Training Management Dept 教育部Institute of International Finance 国际金融研究所Trust and Consultation Co 信托咨询公司。

银行业务英语词汇会计账目用语会计报表statement of account往来帐目account current现在往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新交易||新帐new account未决帐||老帐old account现金帐cash account流水帐running account呆帐bad account会计项目title of account借贷细帐||交验帐account rendered继续记帐to keep account与... 有交易to have an account with清算||清理债务to make up an account清洁帐目||与... 停止交易to close one's account with 结帐to close an account结清差额to balance the account with检查帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one 为自己计算||独立帐目on one's own account支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque支票换现金||兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment支付指定人payable to order已过期||无效out of date||stale请给出票人R/D||refer to drawer存款不足N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不一致words and figures differ更改处应加盖印章alterations require initials交换时间已过effects not cleared停止付款payment stopped支票毁损cheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill电汇telegraphic transfer (T.T)担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付||退票dishonour由于存款不足而退票dihonour by non-payment提交presentation期满||到期maturity托收collection外汇行情exchange quotation现汇汇率spot rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断交易率arbitrage收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment定期付款payment on term年分期付款annual payment预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill惠请付款kindly pay the amount||please forward payment||please forward a cheque.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit 向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)信用证用语追加信用证additional credit||additional L/C信用证金额amount of credit赊帐金额credit balance可撤消信用证revocable L/C不可撤消信用证irrevocable L/C保兑信用证confirmed L/C不保兑信用证unconfirmed L/C可转让信用证assignable L/C||transferable L/C无条件信用证open credit||free credit普通信用证general letter of credit旅行信用证circular letter of credit特别信用证special letter of credit信用证底帐letter of credit ledger信用证发行帐letter of credit issued account信用证金额amount of creditWhat kind of account did you have in your mind? 你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

请⼊收款⼈的户号account payee 请⽀付票款advice to pay cheques 惠请通知该⽀票的经过advise fate ⾦额有错误accounts differ ⽂字与数字所记载⾦额不同words and figures differ 签名有误|印鉴不符signatures differ 请明天再次提出为荷present again tomorrow 保证付款good for payment 请照会发票⼈refer to drawee（R.D.） ⽆交易no account 款额不⾜||存款不⾜not sufficient（N.S.）||no sufficient funds（N.S.F.） 已⽆存款no funds 如⽀票不获兑现时,不必出具拒绝证书。

Notto be protested in case of dishonour||protest waived||no protest 需要出具拒绝证书to be protested 没有通知no advice 未受指⽰no orders 禁⽌转让||不可转让non-transferable||not transferable 已付款received payment||payment received 上开价⾦已收到value received||for value received 上开价⾦系经核算value in account 上开⾦额与发票相同value as per invoice 上开⾦额与通知书相符value as per advice ⽆追索权without recourse 有追索权||偿还请求权right of recourse 请求偿还清单||清偿帐户recourse account 偿还准备⾦recourse fund 拒绝偿还||拒绝追索recourse repudiation 请⼊收款⼈的户号account payee 请⽀付票款advice to pay cheques 惠请通知该⽀票的经过advise fate ⾦额有错误accounts differ ⽂字与数字所记载⾦额不同words and figures differ 签名有误|印鉴不符signatures differ 请明天再次提出为荷present again tomorrow 保证付款good for payment 请照会发票⼈refer to drawee（R.D.） ⽆交易no account 款额不⾜||存款不⾜not sufficient（N.S.）||no sufficient funds（N.S.F.） 已⽆存款no funds 如⽀票不获兑现时,不必出具拒绝证书。

银行英语词汇推荐银行英语词汇推荐aountnumber帐号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashcheque现金支票traveler'scheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandar'snote庄票，银票banker银行家president行长savingsbank储蓄银行ChaseBank大通银行Citibank花旗银行HongkongShanghaiBankingCorporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'IndoChine东方汇理银行centralbank,nationalbank,banker'sbank中央银行bankofissue,bankofcirculation发行币银行mercialbank商业银行，储蓄信贷银行memberbank,creditbank储蓄信贷银行discountbank贴现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行advisingbank,notifyingbank通知银行negotiationbank议付银行confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustpany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部mercialcreditpany(discountpany)商业信贷公司（贴现公司）neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作银行creditbureau商业兴信所self-servicebank无人银行landbank土地银行constructionbank建立银行industrialandmercialbank工商银行bankofmunications交通银行mutualsavingsbank互助储蓄银行postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank往来银行merchantbank,aeptingbank承兑银行investmentbank投资银行importandexportbank(EXIMBANK)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所publicaounting公共会计businessaounting商业会计costaounting本钱会计depreciationaounting折旧会计puterizedaounting电脑化会计generalledger总帐subsidiaryledger分户帐cashbook现金出纳帐cashaount现金帐journal,day-book日记帐，流水帐baddebts坏帐investment投资surplus结余idlecapital游资economiycle经济周期economicboom经济繁荣。