购车指南_美国保险学会_Shopping For a Safer Car
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美国汽车保险常识必知道美国法律规定——只有购买了最基本的汽车保险之后才能开车上路。
下面这些汽车保险的常识你必须知道。
(一)汽车保险的内容究竟包括哪些?1.Bodily Injury Liability——人身伤害责任险车祸由你的过错造成的时候,如果买了这个选项,保险将赔付对方的身体伤害,比如对方的医疗费等,有的还有精神伤害,这个需要上法庭决定了。
所以,在美国出了车祸,如果对方检查之后发现伤害巨大,对方很有可能会要求巨额赔偿,没有这个险万一出事,破产是很有可能的。
美国绝大部分州都规定人身伤害责任险必须购买。
一般推荐至少买25k/50k美元的Liability保险,这既是对自己的保护,也是对别人的负责。
Bodily Injury Liability通常包括两部分:每人赔付额,单次事故赔付最高金额。
比如上面的25k/50k,意思就是每次事故每人赔付最高金额是2万五,单次事故最高赔付总额是5万,所以如果对方受伤的人超过两个,保险公司也只最多赔付5万。
所以25k/50k真的是最基本的选项了,一定要买。
2.Collision——碰撞险无论是因为撞上其它车辆,或电线杆、篱笆、房屋等物体造成被保车辆损毁,保险公司都会给付超过自付额的修车费用,如果车子完全报废,保险也会依该车当时市值作出赔偿,最高理赔金额为保额上限。
这项保险实际是责任险对自身车辆的延伸及补充。
prehensive——意外险意外险赔偿被保车辆因碰撞以外的意外事故造成的损失,包括起火、大风、冰雹、窃盗、与动物相撞、人为破坏、洪水、地震等皆可获得赔偿,和碰撞险一样有自付额,且最高理赔金额为保额上限。
4.Medical Payment——自车人身医疗险驾驶者自己和车上乘客的医疗费用的保险。
如果自己本身已经有了较好的医疗保险,可以不买,但如果车上还有其他乘客,最好买。
举个例子,每年新生来了,老生带新生买菜,最好有这个险;又比如,你带邻居刚来的叔叔阿姨去中国店,也应该买这个险。
在美国如何购买车险如果拥有自己的汽车,您或许已经知道一点有关车险投保的知识,可能听到过自负额或保费这样的词语。
但是,您真的了解汽车保单的各个方面吗?真的知道如何选择最佳险种吗?在美国,有四十七个州要求至少应购买某种汽车保险,因此最好了解一下法律规定须购买什么样的汽车保险,购买哪些附加险种或可选险种将有助于在发生事故时保护您的利益。
在购买汽车保险之前,您必须考虑各种因素,包括汽车类型、驾驶记录以及您愿意花多少钱。
了解了一些简单的车险投保基本知识后,您就能确信自己所选的汽车保单在发生事故时可满足您的需要。
在本文中,我们将为您讲述保险公司提供的保险类别,并讨论您可能需要购买的保险。
此外,我们还将探讨什么会影响汽车保险的价格、如何降低保费以及如何理解您所选保单的内容。
保险类型每一个驾驶汽车的人都需要汽车保险。
事实上,美国的大多数州都有法律明文规定要购买汽车保险。
当您购买汽车保险时,您是在购买一个称为“保单”的东西。
保单受许多因素影响,包括您驾驶的汽车类型以及所需的保险种类。
汽车保单实际上是一组不同类型的保险。
理解汽车保单的第一步是了解保险公司提供的各类保险。
有些险种是美国的州法律规定必须购买的,而有些险种是可选的。
责任险――此险种用于赔付在意外事故中对他人造成的人身伤害和财产损失。
人身伤害包括医疗费、伤痛和工资损失。
财产损失包括财物和汽车损失。
此险种还赔付辩护费和诉讼费。
州法律规定了您必须购买的责任险额度,但您通常可以购买更多的责任险数额。
撞车险――此险种赔付汽车因与其他车辆或物体碰撞而发生的损坏。
综合险――此险种赔付被保车辆在汽车事故以外所受的损失或损坏。
综合险覆盖的损失种类包括火灾、大风、冰雹、水灾、故意破坏或偷盗。
医疗险――只要医疗开支是由汽车事故造成的,不论责任方是谁,此险种均会赔付医疗支出。
PIP――即个人伤害保护险(PIP),某些州规定必须购买此险。
不论责任方是谁,此险种均会向被保驾驶人赔付因汽车事故造成的医疗支出。
Honda dealership personnel are trained professionals. They should be able to answer all your questions.If you encounter a problem that your dealership does not solve to your satisfaction, please discuss it with the dealership’s management. The service manager or general manager can help. Almost all problems are solved in this way.If you are dissatisfied with the decision made by the dealership’s management, contact your Honda Customer Service Office.U.S. Owners:Canadian Owners:In Puerto Rico and the U.S. Virgin Islands:When you call or write, please give us this information:Vehicle Identification Number (see page )Name and address of the dealer who services your vehicle Date of purchase Mileage on your vehicle Your name,address,and tele-phone numberA detailed description of the problemName of the dealer who sold the vehicle to you421Customer Service Information438CUSTOMER RELATIONSRELATIONS AVEC LA CLIENTÉLE American Honda Motor Co.,Inc.Automobile Customer Service Mail Stop 500-2N-7A1919Torrance BoulevardTorrance,California 90501-2746Tel:(800)999-1009Honda Canada Inc.715Milner Avenue Toronto,ON M1B 2K8Tel:1-888-9-HONDA-9Fax:Toll-free 1-877-939-0909Toronto (416)287-4776Vortex Motor Corp.Bella International P.O.Box 190816San Juan,PR 00919-0816Tel:(787)620-7546Your new vehicle is covered by these warranties:covers your new vehicle,except for the battery,emissions control systems,and accessories,against defects in materials and workmanship.these twowarranties cover your vehicle’s emissions control systems.Time,mileage,and coverage are conditional.Please read your warranty booklet for exact information.providescoverage for as long as the pur-chaser of the muffler owns the vehicle.provides proratedcoverage for a replacement battery purchased from your dealer.this warranty gives upto 100%credit toward a replacement battery.a seatbelt that fails to function properly is covered by a limited warranty.Please read your warranty booklet for details.Restrictions and exclusions apply to all these warranties.Please read the 2007Honda warranty information booklet that came with your vehicle for precise information on warranty coverages.Your vehicle’s original tires are covered by their manufacturer.Tire warrantyinformation is in a separate booklet.Please refer to the 2007warranty manual that came with your vehicle.covers all Honda replacement parts against defects in materials and workmanship.Honda accessories are covered under this warranty.Time andmileage limits depend on the type of accessory and other factors.Please read your warranty booklet for details.all exterior body panels are covered for rust-through from the inside for the specified time period with no mileage limit.Warranty CoveragesU.S.OwnersCanadian OwnersNew Vehicle Limited Warranty Emissions Control Systems Defects Warranty and EmissionsPerformance Warranty Replacement Muffler Lifetime Limited Warranty Replacement Battery Limited Warranty Original Equipment Battery Limited Warranty Seat Belt Limited Warranty Replacement Parts Limited Warranty Accessory Limited Warranty Rust Perforation Limited WarrantyWarranty and Customer Relations439If you believe that your vehicle has a defect which could cause a crash or could cause injury or death,you should immediately inform the National Highway Traffic Safety Administration (NHTSA)in addition to notifying American Honda Motor Co.,Inc.If NHTSA receives similar com-plaints,it may open an investigation,and if it finds that a safety defect exists in a group of vehicles,it may order a recall and remedy campaign.However,NHTSA cannot become involved in individual problems between you,your dealer,or American Honda Motor Co.,Inc.To contact NHTSA,you may call the Vehicle Safety Hotline toll-free at 1-888-327-4236(TTY:1-800-424-9153);go to;or write to:Administrator,NHTSA,400Seventh Street,SW.,Washington,DC 20590.You can also obtain otherinformation about motor vehicle safety from .Reporting Safety Defects (U.S.Vehicles)440http://www.saf http://www.safAuthorized ManualsAuthorized Manuals441This manual covers maintenance and recommended procedures for repair to engine and chassis components.It is written for the journeyman mechanic,but is simple enough for most mechanically-inclined owners to under-stand.This manual complements the service manual byproviding in-depth troubleshooting information for each electrical circuit in your vehicle.This manual describes the procedures involved in the replacement of damaged body parts.Authorized ManualsService Manual:Electrical Troubleshooting Manual:Body Repair Manual:442P.O.BOX 07280·DETROIT,MICHIGAN 48207·1-800-782-4356These Publications cannot be returned for credit without receiving advance authorization within 14days of delivery.On returns,a restocking fee may be applied against the originalorder.。
美国买车保险知识 美国作为⼀个经济⼤国吸引了不少⼈前往,⽽在美国⽣活,不能没有汽车。
有了汽车那少不了的便是为爱车购买车险。
下⾯是店铺整理的⼀些关于美国买车保险知识的相关资料。
供你参考。
美国买车保险知识 1、同⼀家保险公司购买 如果你购买两项或两项以上的保险,很多保险商可能会提供给你⼀定的减价。
如果你和同⼀家保险公司购买⼀辆以上的汽车保险,你的保险费也有可能被减少。
⼀些保险商还会减少长期⽼顾客的保险费。
但是货⽐三家仍然⾮常必要!从不同的保险公司购买保险,⽐较不同的折扣信息,你可以节省很多钱。
当然了,因为每个保险公司都不⼀样,并不是所有的这些诀窍都放之四海⽽皆准。
此外,买安全性能好的车并安全驾驶是最好的省钱之道! 在美国购买车险需要准备的资料 1,你的Registration Card 或者TITLE 。
2,你的驾照,或者permit。
3,你的护照号码,要⽤到护照号。
4,居住地址。
⽤来收投保后的确认信(没啥⽤,在线买完打印出来⼀样有效)以及⽇后没完没了的各种⼴告信件。
2、提前计划、货⽐三家 在你买下⼀辆新车前,请先查看保险的具体信息。
许多⼈默认运动吉普车(SUV)⽐轿车要贵。
这并不总是正确的。
某些公司会根据车辆可能造成的损失来提⾼你的保险⽉费,那么⼤车的保险费⽤会⾼。
可是,他们同样会根据车的抗冲撞性能,他们被偷盗的⽐率,司机或乘客在事故中受伤的情况来打分。
许多公司会在⽹站上列出⼀些安全和低保险价格的车辆。
此外,每六个⽉,就应该⽐较不同保险公司以得到最优惠的价格。
你会在货⽐三家后惊讶的发现,可以省这么多! 3、利⽤低⾥程折扣 ⼀些保险公司会给每年驾车低于年均驾车⾥程的⼈提供⼀定的折扣。
这种低⾥程折扣也同样适⽤于合伙驾车上班的⼈。
4、⼀次⽀付六个⽉保费 不要⼀个⽉⼀个⽉地付。
对这种付款⽅式,保险公司每⽉会多收$3到$5美元。
⼀次⽀付六个⽉是⽐较好的。
如果你⼀定要每⽉付,⽤⾃动付款⽅式。
这样的话,额外的费⽤会减少,因为他们只在费⽤变化时送⼀次新帐单。
美国访问学者博士后如何购买新车或二手车众所周知,美国地广人稀,特别是在一些较小的城市或大学城,访问学者和博士后日常出行或购物,如果没有汽车,生活会很不方便。
那么应该如何在美国购买汽车呢,让我们为您介绍一些实用的小技巧。
一、购买新车(一)查询买车之前,不要急着去车行,而是应先在网上做好调研,把车辆品牌、型号、价格、功能等相关信息进行比对。
有很多网站提供车辆的价格,以及用户和专家的评论,比如, ,, 等。
您可以根据这些网站提供的信息或专业杂志,对汽车的质量和性价比进行综合考察。
需要注意的是,一般经销商在网上展示出来的价格都是建议零售价(MSRP),是汽车厂商为计算自己的营销额做的平均价格,这个意义不大。
您要了解发票价(Invoice Price),dealer的真正进货价会低于发票价。
因为厂商会根据销售速度,销售量来调整卖给dealer的价格,周期越短,所压资金的利息成本必然减少,车厂给dealer的价格就越低,故而产量越大的车,就越可能拿到低于发票价的价格。
然后您可以根据这个价格进行询价和砍价。
另外,Invoice价格一般都是该款车的基本配置(可以选取其它Base和附件),并且不包括购车文件费,税等等。
欧洲车一般会更靠近建议零售价,日本车很少会低于发票价,但应该会低于建议零售,美国车则很有机会成交于发票价附近甚至低于发票价。
如果不急用,一般7-8 月和12 月份是美国买车最容易拿到好价格的时候。
因为7-8 月当年的型号已经要成为旧款了,而年末经销商要冲业绩,价格应该最为优惠。
(二)询价就是给经销商发信要求报价。
注意经销商给您发的第一封电子邮件大部分都不会有价格, 但会问您要的是什么型号、颜色等,并会要求您到车行去见面详谈。
不要急,回信写明您要的是怎样的车,自己的地区,要求对方提供出门价(OTD price), 还可以告诉他您同时在给别的经销商发信比较价钱,并说您比较急买车,价钱合适可以马上付款,以显示您的诚意,他们会认为真的有生意才会跟您认真的谈,价钱也比较“实在”。
在美国,汽车是出行必不可少的交通工具。
可是无论你是自己驾车或者是乘坐别人的汽车都会有一定的事故风险,汽车保险就可以保障你在发生事故时候的权益。
买保险有哪些道道?本期《老司机》就跟你聊一聊如何买汽车保险。
如何购买汽车保险?在纽约州,汽车保险从受益人的范围上分为两类: liability 和 full coverage,也就是我们通常说的半保和全保。
liabilityLiability是政府强制要求的,只要你在纽约州注册了车牌,就必须要买这个保险,否则就是违法的。
liability保的范围是当出车祸时候,你是责任方,用来赔付对方的车。
如果是对方的责任,则用他的liability赔付你的车。
Liability里面包括bodily injury和 property damage,分别赔付对方的人,以及车子和物品的损失。
通常我们看到的bodily injury limit都是$25000/$50000这样的形式,前者是每人每次事故最多赔付额,后者是每次事故总共最多赔付额。
full coverageFull coverage就是我们所说的全险,但很多时候当我们买了全险,却发现并不是所有的风险赔付都会包括在里面,那是因为在买全险的时候有些可选可不选的项目你没有选择,而发生事故的时候正好需要用到这些项目索赔。
那么这些项目究竟有哪些呢?一般来说,界定全险还是半险的重要一点就是你是否有Comprehensive 和 Collision。
Comprehensive:可选。
当你的车被自然灾害、动物,或者人为因素破坏,造成的损失由此项赔付。
此项有deductible——也就是说,没有赔付限额(limit),但是自己需要付一部分钱。
所以deductible越低,保费越高。
Collision:可选。
当出车祸是你的责任,用来赔付你的车。
同样也是deductible性质。
Uninsured Motorist:可选。
保的范围是当对方责任,但是对方hit-n-run(撞完车自己跑路了),或者没有上保险,无钱赔付你的时候,用来赔付自己的损失。
美国留学生买车攻略1. 美国留学生买车的重要性在美国留学期间,购买一辆适合自己的车辆可以提高生活品质和便利性。
与公共交通工具相比,有自己的车可以更灵活地安排时间、节省交通时间,并且掌握自己的行程。
然而,对于许多留学生来说,购买汽车可能是一项较大的投资和挑战。
在这篇文档中,我们将提供一些有关美国留学生购买汽车的攻略。
2. 美国留学生购车前的必要准备工作在决定购买汽车之前,留学生应该考虑以下几个因素:2.1 预算首先,留学生应该确定自己的购车预算。
这个预算应该包括车辆的购买价格、保险费用、车辆注册费、加油费用和维护保养费用等。
根据自己的经济状况,合理制定预算可以帮助留学生选择适合自己的车型和购车方式。
2.2 执照和保险在美国开车需要持有有效的驾驶执照和汽车保险。
留学生应该了解美国的驾驶执照申请程序,并在购车前确保自己能够合法驾驶车辆。
此外,购买汽车保险也是非常重要的,可以保障留学生在意外事故中的权益。
2.3 车辆类型和用途留学生需要明确自己购车的目的和需求。
选择合适的车型和功能可以满足留学生的日常需求。
例如,如果需要经常长途旅行,选择一款燃油经济型的车辆会更加合适。
3. 美国留学生购车的方式在美国,留学生可以选择以下几种方式购买汽车:3.1 新车购买如果留学生经济条件允许,可以选择购买全新车辆。
优点是新车没有使用痕迹,可靠性高,并且通常带有一定的质保期。
然而,新车价格较高,可能对留学生的预算造成一定冲击。
3.2 二手车购买对于预算有限的留学生来说,购买二手车是一个经济实惠的选择。
二手车价格相对较低,适合那些预算有限但仍需要车辆的留学生。
然而,购买二手车需要留学生具备一定的汽车知识和鉴别能力,以避免购买到有隐患的车辆。
3.3 租车对于长期性较低的留学生或者暂时不确定是否需要购车的留学生,租车是一个灵活的选择。
留学生可以根据自己的需求租赁不同类型的车辆,并且不用烦恼保险和维护等问题。
然而,租车费用相对较高,对留学生的经济负担较大。
美国买车流程在美国买车的流程可以概括为以下几步:做好准备、选择车型、选择购买方式、进行试驾、进行谈判和签署合同、办理车辆保险和登记手续。
首先,你需要做好准备。
了解自己的购车需求,包括预算、车型、用途等。
同时,了解车辆购买相关的法律和常规规定,以确保自己的权益。
接下来,选择合适的车型。
美国市场上有各种各样的品牌和车型可供选择。
可以通过互联网、车展、咨询朋友等渠道了解不同车型的性能、价格和特点。
然后,选择购买方式。
在美国,购买车辆可以通过经销商、私人销售或网上购买等方式进行。
经销商是最常见的购车途径,他们通常提供全方位的服务,包括试驾、金融贷款、保修等。
接下来是试驾环节。
选择心仪的车型后,前往经销商进行试驾。
试驾过程中,可以考虑车辆的操控性能、舒适度、安全配置等因素。
同时,可以询问销售人员关于车辆的详细信息和保修政策等。
试驾后,可以进行谈判和签署合同。
根据自己的购车预算和目标价位,与销售人员进行价格谈判。
可以提出自己的要求,并与销售人员商讨最终的购车价格和付款方式。
谈判成功后,双方可以签署购车合同。
在购车过程中,不要忽视车辆保险和登记手续。
在购买新车后,必须办理车辆保险。
可以通过向保险公司咨询,选择适合自己的保险套餐。
同时,还需要办理车辆的登记手续,包括车辆所有权转移和车辆上牌等。
最后,完成以上步骤后,就可以将新车开回家了。
在开车前,要检查车辆是否完好无损,以确保行驶安全。
此外,还可以选择定期保养和维修保养,延长车辆的使用寿命。
总之,美国买车流程大致包括做好准备、选择车型、选择购买方式、进行试驾、进行谈判和签署合同、办理车辆保险和登记手续等步骤。
通过细心准备和了解相关规定,可以顺利购买心仪的车辆,并更好地享受美国的驾车生活。
Gold Certified Used VehicleUsed Car BuyingThat’s Built for YouOnly the Best Pass Our T estFord Blue AdvantageGold CertifiedBefore you hit the road in a Ford Gold Certified used vehicle, know that we put every car, truck, SUV and crossover to the test. Only those that pass our 172-point inspection become Ford Gold Certified used vehicles. Why Ford Blue Advantage?• T he Ford Blue Advantage Program helps provide some peace of mind when buying a previously owned vehicle. Driving a Ford Blue Advantage used vehicle means driving with the knowledge and confidence that the vehicle you purchased has been inspected and comes with manufacturer-backed limited-warranty coverage.1• 12-month/12,000-mile Comprehensive Limited Warranty coverage1 (whichever comes first)• 7-year/100,000-mile Powertrain Limited Warranty coverage1 (whichever comes first)• 24-Hour Roadside Assistance2• 172 points of inspection by certified technicians • 22,000 FordPass™ Rewards Points3 to use toward scheduled maintenance visits or other rewards• C ARFAX® Vehicle History Report• SiriusXM® complimentary three-month trial4• F ord cars, SUVs and trucks (up to 350 Series) that are current or five previous model years and have fewer than 80,000 miles can qualify• A full tank of fuel, fresh oil and filter, and newwiper blades• S ervice available at any Ford Dealer in the 50 states1S ee dealer for limited-warranty details. 2Roadside Assistance is included for certain owners and available to everyone for a per-service fee. Ford reserves the right to change program details without obligations. 3Buyers of Ford Blue Advantage vehicles will receive 22,000 Points (Gold Certified) or 11,000 Points (Blue Certified) after enrollment within 60 days of vehicle sale. Modem not required. Visit a participating dealer for details. 4SiriusXM audio and data services each require a subscription sold separately or as a package by Sirius XM Radio Inc. If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then-current rates. Fees and taxes apply. T o cancel, you must call SiriusXM at 1-866-635-2349. See SiriusXM Customer Agreement for complete terms at . All fees and programming subject to change. Sirius, XM and all related marks and logos are trademarks of Sirius XM Radio Inc.1Vehicle History ReportYou’ll definitely know your vehicle’s history when you purchase a Ford Blue Advantage used vehicle. As part of the 172-point inspection process, a CARFAX® Vehicle History Report is run to identify any vehicle that does not meet Ford Blue Advantage standards. Ask your dealer for a copy of this report.Recall Notice: Some vehicles offered for sale may be subject to open manufacturer safety recalls. Check Recall Status at .1F ord Roadside Assistance is included for certain owners and available to everyone for a per-service fee. Ford reserves the right to change program details without obligations.Air Conditioning and Heating • AC Accumulator• AC Clutch• AC Clutch Bearings• AC Compressor• AC Compressor Clutch Switch• AC Compressor Head• AC Compressor Seals• AC Condenser• Automatic Temperature Control• Evaporator• Field Coil• Heater Blower Motor• Heater Control Assembly• Heater Core Assembly• I nstrument Panel Registers and Air Ducts• PulleyHigh Tech• Active Park Assist• Adaptive Cruise Control• A daptive Headlamp System (Excluding Lamp Housing and Bulbs)• A ir Suspension (Selected Electronic Components)• Anti-Theft Alarm (Factory-Installed)• Auto Lock and Auto Unlock System • B lind Spot Information System (BLIS®) (Electrical Only – Not Mirror or Glass Damage or Bulbs)• Collision Warning System• Cross-Traffic Alert• FordLink™ Mobile Office• F ord Work Solutions™ Asset Security (If Equipped)• Forward Sensing System• Fuel Mixer (Alternative)• Instrument Cluster (Excluding Dash Pad)• Intelligent Oil-Life Monitor® System • K eyless Entry System (Excluding Door Handles)• Lane-Keeping Alert• Message Center• Parallel Park Assist System• Power Antenna• P ower Door Locks and Retainer Clips (Excluding Door Handles)• Power Seat Motors• Power Window Motors/Regulators • Rain-Sensing Wipers• Rear Console Refrigeration• Reverse Camera System• Reverse Sensing System• S ecuriCode® Keyless Entry Keypad •S ecuriLock® Passive Anti-Theft Engine Immobilizer System• Sensor (Alcohol)• SOS Post-Crash Alert System™• Speed Control• Stationary Elevated Ride Control•S YNC® with MyFord Touch® (Excludes Software Upgrades)• Trailer Brake Module• U nique Hybrid/Electric Vehicle Components (Excluding High-Voltage Battery and Cables)• V oice-Activated Navigation System Emissions• Air Check Valve Assembly• Air Control Valve• Air Idle Vacuum Valve• Air Supply Valve (Hose and Tube)• Barometric Pressure Sensor• DEF System (Excludes Catalyst)• ECC Relay Assembly• EGR Control Valve• EGR Pressure Sensor• EGR Regulator Assembly• EGR Valve Adapter• Electronic Throttle Control• EVAP Vapor Storage Canister• Idler Air Control Valve• Knock Sensor• M ass Airflow/Intake Air Temperature Sensor• Oxygen Sensor• PCV Hose Assembly• PCV Valve• PCV Vapor Filter• Reductant Urea System• Temperature Sensor (Engine Coolant)• Vacuum Restrictor• VAF Sensor• V ariable Camshaft Timing (VCT) PhasersAudio• Antenna, Radio (Base Assembly)• Brackets• Cables and Wiring• C ellular Phone, Receiver, Handset, Speaker Assembly and Antenna (Factory-Installed)• C ompass and Thermometer Readout Displays• Controls (Rear Seat)• R adio (AM, AM/FM), Speakers, Cassette Player, Digital CD Player, Graphic Equalizer, Premium Sound Amplifier (Factory-Installed)• R ear Entertainment System (Factory-Installed)Safety• Airbag Module Assembly• Diagnostic Module Assembly (Airbag)• Door Ajar Warning Switch Assembly • G uides, Bezels, Brackets and Supports (Safety Belts/Shoulder Straps)• H ead Restraint Retainers and Sleeves (Safety Belt)• Lock Cylinder (Door)• Lock Lever Assembly (Door)• Lock Lever Assembly (Tailgate)• Lock Lever Retainers, Clips and Brackets• Passive Restraint Module• Safety Belt Buckle (Front and Rear)• Safety Belt Motor Drive Assembly • Safety Belt Restraint Carrier• Safety Belt Retractors• Safety Belt Track Assembly• Safety Belt Warning Chime Assembly • Safety Canopy® System•S ecuriLock® Microchip-Encoded Key • Sensors (Airbag)• Shoulder Strap Track Assembly• Wiring Assembly (Airbag)Engine• All Internally Lubricated Parts• Cylinder Block• Cylinder Heads• Diesel Fuel Injectors• Diesel Injector Lines• Diesel Injector Pump• Diesel Lift Pump• Engine Mounts• Flywh eel• Flywheel Ring Gear• Fuel Tank and Metal Lines• Gas Fuel Injectors• Gas Injector Lines• Harmonic Balancer and Bolt• Manifold (Exhaust and Bolts)• Manifold (Intake and Bolts)• Oil Pan• Oil Pump• Powertrain Control Module• Radiator• Radiator Fan (Clutch or Motor)• Seals and Gaskets• Th ermostat• Thermostat Housing• Timing Chain Cover• Timing Chain (Gears or Belt)•T urboch arger/Superch arger Unit (Factory-Installed)• Valve Covers• Water PumpTransmission• All Internally Lubricated Parts• Release Hubs and Bearings• Seals and Gaskets• Torque Converter• T ransfer Case (Including All Internal Parts)• Transmission Case• Transmission Linkage• Transmission Module (External)• Transmission MountsRear-/Front-Wheel Drive• Axle Shafts• Bearings (Front and Rear)• Driveshaft• F ront: Final Drive/Rear Axle Housing for AWD (Including All Internal Parts)• H ubs, Automatic Front Locking (4WD)• Locking Rings (4WD)• R ear: Drive Axle/Front Axle Housing for 4x4 (Including All Internal Parts)• Seals and Gaskets• U niversal and Constant Velocity Joints Steering• Column Lock (Tilt Wheel)• Control Valve• Cooler and Metal Lines• Electronic Power-Assisted Steering • Idler Arm• P ower Steering Pump/Electric Power Steering Actuator• Pulley Assembly• Seals and Gaskets• Steering Column• S teering Gear Housing, Manual, Power (Including All Internal Parts)• Steering Shaft• Underbody Linkages and Couplings Brakes• A nti-Lock Brake Module and Sensor• Backing Plates• Brake Booster (Power)• Calipers• Combination Valve• ETA Pump Hose Assembly• Master Cylinder• Metal Lines and Fittings• Parking Brake Linkage and Cables• Retainers and Clips• S elf-Adjusters• Shaft (Brake Pedal)• S prings• Wheel CylindersFront and Rear Suspension• Ball Joints (Upper and Lower)• Control Arms (Upper and Lower)• Control Arm Shafts and Bushings• Kingpins and Bushings• Linkage and Bushings• Load Leveling Suspension System• MacPherson Struts (Front and Rear)• Roll Stability Control™• Spindle and Spindle Support Springs• Stabilizer Bar• Tie RodsElectrical• Alternator• Audiophile® Sound System• Charge and Volt Gauges• Clock (Electric)• Control Trac® 4WD System• Driver’s Seat Position Sensor• D ual-Zone Electronic AutomaticTemperature Control• Electronic Ignition Module• Fuel Pump• H eated Back Glass (Electrical Only –Not Glass Damage or Breakage)• Ignition Coil and Lock• Ignition Module (Electric)• Ignition Switch• Intelligent 4WD Systems• P ower Mirrors (Electrical Only – NotMirror or Glass Damage or Bulbs)• Power Running Boards• Radiator Fan Relay• Rear Window Power Sunshade•S peedometer/Odometer(Electricaland Mechanical)• Starter Motor• Starter Motor Solenoid• Switches (Manually OperatedElectrical)• Temperature Gauge• Voltage Regulator• Wiper-Activated Headlamps• Wiper Motors• W iring Harnesses (Excluding SparkPlug Wires)11 Coverage based on a $100 deductible. See dealer for details.FordPass™Rewards Visa®• 10% Back in Points on Ford Service1• 5% Back in Points on Ford Dealership Purchases1• 3% Back in Points on gas, auto insurance, tolls, parking and dining1• 1% Back in Points on all other purchases1• No Annual Fee2• E njoy 0% intro APR2 for six billing cycles from theday of purchase on Ford Dealership Purchases over $499. After your six billing cycles, you’ll have a variable APR of 15.99%–26.99% based on the prime rate and depending on how you meet our criteria.FordPass RewardsEarn FordPass Rewards Points with your Ford Blue Advantage vehicle purchase. Gold Certified vehicles earn 22,000 Points.3 Points are flexible — how you spend them is up to you.Closed track. Electronic line-lock is intended for track use only. It should not be used on public roads. See Owner’s Manual for information on use.1S ee the FordPass Rewards Visa Terms and Conditions in the Summary of Credit Terms. Points are not redeemable for cash. Please see the FordPass Rewards Program terms and conditions at for information regarding expiration, redemption, forfeiture and other limitations on FordPass Rewards Points. Must be enrolled in FordPass Rewards. 2For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms. 3Buyers of Ford Blue Advantage vehicles will receive 22,000 Points (Gold Certified) or 11,000 Points (Blue Certified) after enrollment within 60 days of vehicle sale. Modem not required.Visit a participating dealer for details.This brochure is intended to provide general information about Ford Blue Advantage Comprehensive Limited Warranty coverage. Please see your dealer for details or refer to your plan provisions. Valid only in the 50 states. Ford Blue Advantage Comprehensive Limited Warranty coverage is in addition to any remaining Ford New Vehicle Bumper-to-Bumper Limited Warranty coverage. Repairs needed to any engine, transmission and final drive components caused by or resulting from a defect in a non-Ford component, such as an aftermarket-installedturbocharger, are not covered. In some cases, the use of Ford Authorized Remanufactured Parts is required after the expiration of the original Ford New Vehicle Bumper-to-Bumper Limited Warranty coverage and the Ford Blue Advantage Comprehensive Limited Warranty coverage. See your dealer for complete details on the original Ford New Vehicle Bumper-to-Bumper Limited Warranty. Illustrations used in this brochure are for graphic representation only. Ford Motor Company reserves the right to change program policy without incurring obligations.Warranty CoverageExcellence and Value CombinedFord Blue Advantage Gold Certified Comprehensive Limited Warranty coverage, combined with the original Ford New Vehicle Bumper-to-Bumper Limited Warranty (if applicable), provides owners with long-lasting added peace of mind for their Ford Blue Advantage vehicle.Ford Blue Advantage Gold Certified Comprehensive Limited Warranty coverage is provided for 12 months or 12,000 miles (whichever comes first) from the expiration of the Ford New Vehicle Bumper-to-Bumper Limited Warranty or the date of your Ford Blue Advantage used vehicle purchase, whichever comes later. The Ford Blue Advantage Gold Certified Powertrain Limited Warranty provides coverage for seven years from the original Ford New Vehicle Limited Warranty start date or a total of 100,000 miles on the odometer, whichever comes first. Each Ford Blue Advantage Gold Certified vehicle has a standard deductible of only $100 for the Comprehensive andPowertrain Limited Warranty, so should covered repairs be necessary, your cost will be minimal. Please see your dealer for warranty coverage details or refer to your plan provisions.Ford CreditWith Ford Credit, you’ll find it all – low APRs, flexible terms, special programs and a wide range of financing options for Ford Blue Advantage used vehicles. We also offer a number of online tools that make managing your account as convenient as possible. These include:• A ccount Manager – Pay your bill, track your payoff progress, change your due date and much more • M obile Account Manager – Access your account on the go with your smartphone 1• E xceptional Customer Support – Contact us with your questions anytime online at To learn more about your financing options, visit or contact your Ford Dealer.1Message and data rates may apply.。
So you’ve decided to buy a car, minivan, SUV , or pickup. Now the question is, which one? If you factor safety into your choice (most people do), then you probably want to know, what’s the safest vehicle to buy? Safety has numerous aspects, so there’s no direct answer, although it’s clear that some vehicles are safer than others. You can find safer vehicles in various price and style groups — and you can use this publication to help identify the best choices. Start by recognizing that safetyinvolves AVOIDING CRASHES to begin with and thenPROTECTING YOU if and when a crash occurs.CRASH AVOIDANCEAll vehicles have basic features toreduce crash likelihood —lights so other motoristscan see you, brakes tostop, etc. New technology is being added to help avoid crashes in the first place. These features alert you if you stray from your lane or get too close to a car in front of you.Most of the newfeatures haven’t beenscientifically evaluated yet,but some show promise andone already is proving effective:ELECTRONIC STABILITY CONTROL. You’ll find it by various trade names(StabiliTrak, Stability Assist, etc.), but thesystems are basically the same. They’re extensions of antilock brake technology that help drivers maintain control in theworst situation — loss of control at high speed. These systems engage automatically to help bring a vehicleback in the intended line of travel.Electronic stability control lowers the risk of a fatalsingle-vehicle crash by about half. It lowers the risk of a fatal rollover crash by as much as 80 percent. To see if a vehicleyou’re thinking of buying has electronic stability control,go to /ratings/esc/esc.aspx.DON’T COUNT ON AVOIDING CRASHES.Despite everyone’s best efforts, millions of crashesoccur each year. T ens of thousands of them involve deaths.So the most important aspect of shopping for safety isto choose a crashworthy vehicle — one that reducesdeath and injury risk during a crash.T o c h o o s e f r o m a l i s T o f c r a s h w o r T h y c a r s , T u r n T h e p a g e T o f i n d T h e i n s u r a n c e i n s T i T u T e f o r h i g h w a y s a f e T y ’s T O P SA F E T Y P I C K SCRASH WORTHINESS The first crashworthiness attributes to consider are vehicle size and weight. Small, light vehicles generally offer less protection than larger, heavier ones. There’s less structure to absorb crash energy, so deaths and injuries are more likely to occur in both single- and multiple-vehicle crashes. If safety is one of your major considerations PASS UP VERY SMALL, LIGHT VEHICLES. This doesn’t mean you have to buy the heaviest vehicle you can find. It wouldn’t necessarily be safer because those weighing more than about 4,500 pounds afford only small injury risk reductions. At the same time, they increase the injury risk for people riding in other vehicles with which they collide.BIGGER GENERALLY IS SAFER DRIVER DEATHS PER MILLION REGISTERED VEHICLES Note: Rates are adjusted to account for some differences in driver age and sex within and between vehicle types. Remaining differences in vehicle use patterns and driver demographics may account for some of the death rate differences.While the risk of death generally is higher in smaller and lighter cars, SUVs, and pickups, vehicle size and weight don’t tell the whole story. There are safety differences among vehicles that are similar in size and weight. Some light car models, for example, are safer than others. Some midweight SUVs are safer than others. And so on. This is because some models have MORE CRASHWORTHY DESIGNS than others. You can’t tell the difference by looking at the vehicles. You need to compare their crash test results. Most popular vehicles have been tested, so buy one with GOOD CRASHWORTHINESS RATINGS in front, side, rollover, and rear-end crashes.50100weight: 2,500 lbs.3,5004,5005,500pickupsSUVs cars and minivansLARGE CARS Buick LaCrosseFord TaurusLincoln MKSVolvo S80MIDSIzE CARS Audi A3Chevrolet Malibu built after November 2009Chrysler Sebring 4-door with optional ESCDodge Avenger with optional ESCMercedes C classSubaru LegacySubaru OutbackVolkswagen Jetta sedanVolkswagen Passat sedanVolvo C30SMALL CARS Honda Civic 4-door with optional ESC, except SiKia SoulNissan CubeSubaru Impreza except WRXVolkswagen Golf 4-doorMIDSIzE SUVs Dodge JourneySubaru TribecaVolvo XC60Volvo XC90SMALL SUVs Honda ElementJeep Patriot with optional side torso airbagsSubaru ForesterVolkswagen TiguanTo compare ratings for othervehicles, go to .T o shop with safety in mind, first determine the vehicle type and size you want, keeping in mind that bigger generally is safer. Then it’s easy to shop for a safer vehicle by choosing one that earns the top awardfrom the Insurance Institute for Highway Safety.Winners affordgood protectionin front, side,rear, and rollovercrashes. Theyhave electronicstability controlto help motoristsavoid crashes.Winners for 2010:Go to /ratings and to find and compare vehicle crashworthiness based on frontal crash tests. Pick a vehicle to buy that has the highest ratings in these tests.CHOOSING A CRASH WORTHY DESIGN Structure and restraints are the main aspects of a vehicle’s design that determine its crashworthiness. Good STRUCTURE means a strong occupant compartment (safety cage), crumple zones to absorb the force of a serious crash, side structure that can manage the force of a striking vehicle or struck object, and a strong roof so it doesn’t collapse in on you in a rollover. Until recently RESTRAINTS included a basic safety belt and frontal airbags. Now there’s more. Crash-activated tensioners reduce belt slack. Force limiters can reduce rib injury risk from the belt itself. The inflation characteristics of advanced frontal airbags are geared to specific crash circumstances. Other airbags protect your head and chest in side impacts. Seats and head restraints are being upgraded to reduce neck injuries in rear crashes. The best way to evaluate a vehicle’s structural design and restraints is in a dynamic test. Based on test performance, a vehicle earns a crashworthiness rating from good to poor. FRONTAL CRASHWORTHINESS Crash testing for consumer information began with the federal government’s New Car Assessment Program of 35 mph FRONTAL CRASHES HEAD ON into a rigid barrier. A demanding assessment of vehicle restraints, this test has led to numerous restraint system improvements. The Insurance Institute for Highway Safety also conducts frontal tests for consumer information. These 40 MPH OFFSET TESTS complement the government tests, spurring improvements in vehicle structure so that now most passenger vehiclesearn good ratings. Look for good ratings in both sets of tests.SIDE CRASHWORTHINESSThe government and the Insurance Institute for Highway Safety rate vehicles based on tests that simulate FRONT-INTO-SIDE crashes. In both tests, vehicles are struck by a moving barrier, but the barriers differ so that the government test doesn’t assess the risk to people’s heads when their vehicles are struck by high-riding ones. Look for good ratings in both tests, especially the one that assesses head protection in side impacts, and make sure any vehicle you’re thinking of buying has side airbags that protect people’s heads. Studies of real-world crashes indicate that these substantially reduce fatality risk. If side airbags are optional in a vehicle you’re thinking of buying, go ahead and purchase them. Some side airbags also are designed to protect you in a rollover. ROLLOVER CRASHES When vehicles roll, their roofs hit the ground and crush. Stronger roofs crush less, so the Insurance Institute for Highway Safety rates roof strength to help consumers pick vehicles that are crashworthy in rollovers. To earn a good rating, a roof must withstand a force 4 times the vehicle’s weight before reaching 5 inches of crush. A roof this strong reduces injury risk in a single-vehicle rollover by about 50 percent, compared with a roof meeting only minimum safety requirements.In the Insurance Institute for Highway Safety’s side crash test, the striking barrier is higher than in the federal government’s test, so it mimics crashes in which occupants’ heads are at risk.Choose a vehicle that earns a good rating in this test.REAR CRASHWORTHINESSCompared with front, side, and rollover crashes, rear impacts are less likely to threaten your life. Yet rear-enders occur frequently and often cause neck injuries to people in struck vehicles. Such injuries can be painful and involve costly, long-term consequences. Here’s how the injuries happen: When a vehicle is struck from behind, an occupant suddenly goes forward with the seat. If the head isn’t supported it will lag behind, bending and stretching the neck in a WHIPLASH MOTION. Vehicle seats and head restraints can be designed to reduce whiplash injuries, so the Insurance Institute for Highway Safety first measures restraint geometry (the higher and closer to the back of the head, the better). If head restraint geometry is at least acceptable, then a simulated rear impact of the seat and restraint together completes the evaluation. Look for vehicles that earn good ratings to minimizeneck injury risk in rear-endcrashes, but be careful. You’llhave to pay close attention tothe seat options.A complication is that vehiclesare sold with optional seatpackages, so one model mayinclude multiple seat designsthat earn different ratings. You’llhave to match the seats in avehicle you want to buy withthe specific rating for that seatpackage. Before you drive away,check to see if the head restraintneeds to be adjusted to fitbehind your head. If it does,ADJUST IT for good protection.REMEMBER THE BASICSNow that you know how to factor safety into your choice of a vehicle to buy, keep this inmind: Vehicle size matters. So docrash avoidance features and crashworthiness ratings. You don’t have to forego buying a stylish vehicle to get one that’s safer.You can have both.Good seat/head restraints start with good geometry. The restraints are positioned highand close behind the head.T o f i n d a n d c o m p a r e s a f e T y r a T i n g s f o r h u n d r e d s o f v e h i c l e s , g o T o i i h s .o r g /r a T i n g s a n d sa f e r c a r .g o v21st Century InsuranceAAA Mid-Atlantic Insurance Group AAA Northern California, Nevada, and UtahAffirmative Insurance Agency Insurance Company of MarylandAlfa Alliance Insurance CorporationAlfa InsuranceAllstate Insurance GroupAmerican Family Mutual Insurance American National Property and Casualty CompanyAmeriprise Auto & HomeAmerisure InsuranceAmica Mutual Insurance CompanyAuto Club GroupAuto Club South Insurance CompanyBituminous Insurance CompaniesBristol West Insurance Group Brotherhood Mutual Insurance CompanyCalifornia CasualtyCapital Insurance GroupChubb Group of Insurance CompaniesConcord Group Insurance CompaniesCotton States InsuranceCOUNTRY FinancialCountrywide Insurance GroupDiscovery Insurance CompanyErie Insurance GroupEsuranceFarm Bureau Financial Services Farm Bureau Mutual Insurance Company of Idaho Farmers Insurance Group of CompaniesFarmers Mutual of NebraskaFireman’s Fund Insurance CompanyFirst Acceptance Corporation Florida Farm Bureau Insurance CompaniesFrankenmuth InsuranceGainsco InsuranceGEICO Group Georgia Farm Bureau Mutual Insurance CompanyGMAC InsuranceGrange InsuranceHanover Insurance GroupThe HartfordHigh Point Insurance Group Homeowners of America Insurance CompanyICW GroupIndiana Farm Bureau Insurance Kemper, A Unitrin BusinessKentucky Farm Bureau InsuranceLiberty MutualMarkel CorporationMercury Insurance GroupMetLife Auto & HomeMichigan Farm Bureau InsuranceMichigan Insurance CompanyMiddleOakMMG InsuranceMutual of Enumclaw Insurance Company NationwideNodak Mutual Insurance CompanyNorfolk & Dedham GroupNorth Carolina Farm Bureau Mutual Insurance Company Oklahoma Farm Bureau Mutual Insurance Company Old American County Mutual Fire Insurance OneBeacon InsuranceOregon Mutual InsurancePalisades InsurancePekin InsurancePEMCO InsuranceThe Progressive CorporationResponse InsuranceRockingham GroupSafeco InsuranceSamsung Fire & Marine Insurance Company SECURA InsuranceSentry InsuranceShelter InsuranceSompo Japan Insurance Company of AmericaSouth Carolina Farm Bureau Mutual Insurance Company State Auto Insurance CompaniesState FarmTennessee Farmers Mutual Insurance Company Tokio Marine NichidoThe Travelers CompaniesUnitrinUSAAVirginia Farm Bureau Mutual InsuranceWest Bend Mutual Insurance CompanyZurich North AmericaFUNDING ASSOCIATIONSAmerican Insurance AssociationNational Association of Mutual Insurance Companies Property Casualty Insurers Association of America1005 North Glebe Road Arlington, VA 22201703/247-1500。