一名词解释(25分)
1、法定准备金率:又称准备率,货币政策的三大工具之一,它是中央银行为保护存款人和商业银行本身的安全,控制或影响商业银行的信用扩张,以法律形式所规定的商业银行及其他金融机构提取的存款准备金的最低比率。
2、货币政策:货币政策也就是金融政策,是指中央银行为实现其特定的经济目标而采用的各种控制和调节货币供应量和信用量的方针、政策和措施的总称。货币政策的实质是国家对货币的供应根据不同时期的经济发展情况而采取“紧”、“松”或“适度”等不同的政策趋向。
运用各种工具调节货币供应量来调节市场利率,通过市场利率的变化来影响民间的资本投资,影响总需求来影响宏观经济运行的各种方针措施。调节总需求的货币政策的四大工具为法定准备金率,公开市场业务和贴现政策、基准利率。
3、商业票据:商业票据,是指由金融公司或某些信用较高的企业开出的无担保短期票据。商业票据的可靠程度依赖于发行企业的信用程度,可以背书转让,可以贴现。
商业票据的期限在一年以下,利率高于同期银行存款利率,商业票据可以由企业直接发售,也可以由经销商代为发售。但对出票企业信誉审查十分严格。如由经销商发售,则它实际在幕后担保了售给投资者的商业票据,商业票据有时也以折扣的方式发售。
4、信用:所谓信用,是指依附在人之间、单位之间和商品交易之间形成的一种相互信任的生产关系和社会关系。信誉构成了人之间、单位之间、商品交易之间的双方自觉自愿的反复交往,消费者甚至愿意付出更多的钱来延续这种关系。言不信者,行不果。人而无信,不知其可也!
5、资本充足率:又叫资本风险(加权)资产率Capital to Risk(Weighted)Assets Ratio(CRAR)。资本充足率是-一个银行的资本总额对其风险加权资产的比率。国家调控者跟踪一-个银行的CRAR来保证银行可以化解吸收一定量的风险。资本充足率是保证银行等金融机构正常运营和发展所必需的资本比率。各国金融管理当局一般都有对商业银行资本充足率的管制,目的是监测银行抵御风险的能力。资本充足率有不同的口径,主要比率有资本对存款的比率、资本对负债的比率、资本对总资产的比率、资本对风险资产的比率等。
一、单选题练习 1.完整的计算机系统由(C)组成。 A.运算器、控制器、存储器、输入设备和输出设备 B.主机和外部设备 C.硬件系统和软件系统 D.主机箱、显示器、键盘、鼠标、打印机 2.以下软件中,(D)不是操作系统软件。 A.Windows xp B.unix C.linux D.microsoft office 3.用一个字节最多能编出( D )不同的码。 A. 8 个 B. 16个 C. 128 个 D. 256个 4.任何程序都必须加载到( C )中才能被CPU执行。 A. 磁盘 B. 硬盘 C. 内存 D. 外存 5.下列设备中,属于输出设备的是(A)。 A.显示器 B.键盘 C.鼠标 D.手字板 6.计算机信息计量单位中的K代表( B )。 A. 102 B. 210 C. 103 D. 28 7.RAM代表的是( C )。 A. 只读存储器 B. 高速缓存器 C. 随机存储器 D. 软盘存储器 8.组成计算机的CPU的两大部件是( A )。 A.运算器和控制器 B. 控制器和寄存器 C.运算器和内存 D. 控制器和内存 9.在描述信息传输中bps表示的是(D)。
A. 每秒传输的字节数 B.每秒传输的指令数 C.每秒传输的字数 D.每秒传输的位数 10.微型计算机的内存容量主要指( A )的容量。 A. RAM B. ROM C. CMOS D. Cache 11.十进制数27对应的二进制数为( D )。 A.1011 B. 1100 C. 10111 D. 11011 12.Windows的目录结构采用的是(A)。 A.树形结构 B.线形结构 C.层次结构 D.网状结构 13.将回收站中的文件还原时,被还原的文件将回到(D)。 A.桌面上 B.“我的文档”中 C.内存中 D.被删除的位置 14.在Windows 的窗口菜单中,若某命令项后面有向右的黑三角,则表示该命令项( A )。 A. 有下级子菜单 B.单击鼠标可直接执行 C.双击鼠标可直接执行 D.右击鼠标可直接执行 15.计算机的三类总线中,不包括( C )。 A. 控制总线 B.地址总线 C.传输总线 D.数据总线 16.操作系统按其功能关系分为系统层、管理层和(D)三个层次。 A. 数据层 B.逻辑层 C.用户层 D.应用层 17.汉字的拼音输入码属于汉字的(A)。 A. 外码 B. 内码 C.ASCII 码 D.标准码 18.Windows的剪贴板是用于临时存放信息的( C )。 A.一个窗口 B.一个文件夹 C.一块内存区间 D.一块磁盘区间
山东大学网络教育专升本入学考试 英语模拟试题(6) PartⅠPhonetics Directions: In each of the following groups of words, there are four underlined letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Then mark your answer on the Answer Sheet. 1. A. black B. apple C. that D. afternoon 2. A. teach B. rich C. chemistry D. speech 3. A. think B. blind C. drive D. decide 4. A. cost B. lost C. most D. fond 5. A. method ['meθ?d]B. smooth [smu?e] C. thorough D. math 6. A. cure B. failure C. pure D. secure 7. A. idea B. cheap C. reach D. team 8. A. mood B. loose C. choose D. flood 9. A. farmer B. towards C. pardon D. large 10. A. bunch B. club C. dull D. put Part II V ocabulary and Structure Directions: In this part, there are 40 incomplete sentences. For each sentence, there are four choices marked A, B, C and D. Choose the one that best completes the sentence and then mark the corresponding letter on the Answer Sheet. 11.Please remind me of it again this evening ___A______ I forget. A. in case B. in case of C. in any case D. in no case 12. The job would require that _____B____ at 7 o’clock every morning. A. he will be at the factory B. he would be at the factory C. he was at the factory D. he be at the factory 13.The house needs ____C_____, but they plan to wait until next spring to do it. A. paint B. to paint C. painting D. be painted 14. ______B______, she was very brave. A. Girl as she was B. A girl as she was C. As a girl she was D. Girl as was she 15. The movie we saw last night was very different ____B____ the novel. A. to B. from C. of D. as 16. She made all kinds of suggestions, most of which we couldn’t _____B_____. A. carry on B. carry out C. carry off D. carry over 17. This railway line ____A_____ by next October. A. will have been completed B. will complete
模拟题三 第一部分:交际用语 此部分共有5个未完成的对话,针对每个对话有4个选项,请从A、B、C、D四个选项中选出可以填入空白处的最佳选项,并用铅笔将答题卡上的相应字母涂黑。 1. –Hello! I want to make a person-to-person call to Toronto, Canada. The number is 932-0806. --___B_____. A. But I don’t know whom do you want to call. B. What’s the name of the party you’re calling? C. What’s the address of the person you’re calling? D. What’s the extension number you’re calling? 2. ---Have you ever been to the Temple of Heaven in Beijing? -- ___B__. A. No, but I have no time. B. No, but I’d like to. C. Yes. I was too busy then. D. Yes. I couldn’t do it right now. 3. –Is everyone always so helpful to you in your office? --- __D___. A. Yes. What can I do for you now? B. Yes, there is a hotel nearby. C. Yes. Can I help you? D. Yes. It’s a great place to work. 4. ---It’s a beautiful day today! How about a little trip out into the country? --- ___A______. A. That sounds great. What should I do for the preparation? B. I don’t know. I really haven’t thought about what we’d do. C. Well, would you like me to pack picnic or to buy something? D. It’s all right. Thank you. 5. –Excuse me. Could you show me the way to the nearest subway station? --- ___C____. A. Any time. It’s next to the post office. B. All right. Do you want me to go with you? C. No problem. With pleasure. D. Of course not. Go down this street and turn right. 第二部分:阅读理解 此部分共有2篇短文,每篇短文后有5个问题。请从每个问题后的A、B、C、D四个选项中,选出可以填入空白处的最佳选项,并用铅笔将答题卡上的相应字母涂黑。 Passage 1 The greatest recent social changes have been in the lives of women. During the twentieth century there has been a remarkable shortening of the proportion of a woman’s life spent in caring for children. A woman marrying at the end of the nineteenth century world probably have been in her middle twenties, and would be likely to have seven or eight children, of whom four or five lived till they were five years old. By the time the youngest was fifteen, the mother would have been in her early fifties and would expect to live a further twenty years, during which custom, opportunity and health made it unusual for her to get paid work. Today women marry younger and have fewer children. Usually a woman’s youngest child will be fifteen when she is forty-five and can be expected to live another thirty-five years and is likely to take paid work until retirement at sixty. Even while she has the care of children, her work is lightened by household appliances and convenience foods. The important change in women’s life-pattern has only recently begun to have its full effect on women’s economic p osition. Even a few years ago most girls left school at the first opportunity, and most of them took a full-time job.
网页设计与制作模拟题2 一、单项选择题 1.在配置连接一个SQL Server数据库的ODBC,下列说法中,(C)是不准确的。 A. 配置时,可以直接测试数据源 B. 配置时,必须指定数据库的主机地址 C. 配置时无须输入用户和密码 D. 对Web应用而言,应该建立System DSN 2.因特网上的域名服务称为( B )。 A. WINS B. DNS C. ARP D. TELNET 3.构成DHTML的各种技术中不包括( B )。 A. 客户机端脚本 B. 服务器端脚本 C. CSS D. DOM 4.HTML是一种页面( D )型的语言。 A. 程序设计 B. 执行 C. 编译 D. 描述 5.在HTML中定义一个表单应该使用以下标记( A ) A.