诚实考试吾心不虚--公平竞争方显实力-

诚信做人，诚信考试诚信被誉为人类最光荣的品德之一，是我们在生活和学习中必须注重的一个方面。

无论是做人还是考试，诚信都是我们绕不过去的话题。

诚信做人、诚信考试直接关系到我们自身的道德水准和人格魅力。

今天，我想就这一话题谈谈我的一些看法和感悟。

诚信做人，就是做到言必行、行必果、不欺诈、不偷盗、不作弊、不说谎。

做人要有准则，这个准则就是诚信。

我们的人格和价值观在社会和家庭中都发挥着至关重要的作用。

不诚信的人在现实中往往会付出代价，只有学会做到真诚、公正、诚信，才能赢得他人的信任、尊重和赞赏。

诚信也是人与人交往的基础，只有以诚信为基础的人际关系才能建立在真正的彼此信任和信赖之上。

在考试中，同样要守诚信，这体现于我们的考试行为和考试成果。

作为一名考生，诚信意味着绝不作弊，不剽窃他人的学术成果，不使用任何违反规定的工具和机会，以及不使替考现象发生。

如果一个人在考试中作弊，想必会获得一份虚假的成绩和卧薪尝胆的经历。

然而，如果他有机会再次参加考试，他绝不会得到真实的学习体验，因为他不可能弥补他所欠缺的知识或技能。

同时，他还导致了其他考生的不公正待遇，这不仅违背了公平公正的考试原则，也损害了他的个人形象和品格。

诚信考试也不仅仅只是道德问题，还与我们的潜能和学业发展密切相关。

我们发现许多大学教授反对学生的作弊行为，并认为这种行为实际上伤害了自己的学习过程和未来的前途。

这是因为，作弊行为使我们往往偏离了真正的学习方向和目标，也使我们失去了自我反思和评价的机会。

换言之，我们失去了成长和发展的机会。

我们也应该考虑到，诚信考试有助于我们建立自尊心和自信心，强调了我们独立思考、解决问题的能力，这都是我们未来发展和挑战机会的关键因素。

除此之外，如果我们能够在考试中保持诚信，我们的优秀表现自然会被公正的评价。

诚实的成绩是我们有自信面对生活和社会竞争的支持，也让我们获得了许多不同的机会和选择。

不诚信的成绩不仅是自己欺骗自己，也是对社会和自己的伤害，因为这样的成绩通常都会被揭穿。

诚实考试吾心不虚 ，公平竞争方显实力， 考试失败尚有机会 ，考试舞弊前功尽弃。

《金融机构与金融市场》试卷（8） —— 学年第学期大型货币中心银行通常是美国公债市场的一级交易商。

√按照规定，当年金持有人死亡时，年金合约的支付必须停止。

×首次公开发行是指那些从未在有组织的交易市场交易的公司股票第一次发行。

√ 投资共同基金的回报包括股息、出售共同基金资产和股票的资本所得。

√ 信用风险使贷款人只面临收不到利息的不确定性。

× 零息债券的久期等于其到期期限。

√ 货币互换可以用来减少外汇风险。

√金融机构的资产转换功能是指向公司发行初级证券，同时购买家庭和其他投资者发行的初级证券。

×对财务公司来说，住宅贷款比其他类型的贷款具有更低的坏账费用和管理成本。

× 零售存折储蓄账户不应被认为是利率敏感负债，因为这些账户的利率很少改变。

× 价格波动率是价格敏感性乘以收益率潜在的不利变化程度。

√ 商业贷款在银行贷款组合中的重要性一直在下降。

√银行贷款组合的构成偏离全国水平时，应立即采取措施加以调整。

× 表外项目的当前市场价值由其标的物当前的市场价值决定。

√在利率波动性比较高的时期，购买流动性管理可能面临资金成本本显著上升的风险。

√ 根据规定，美国金融机构的所有交易账户允许账户持有人无限提款。

×市价会计方法经常被批评是因为对非交易资产的市场评价的误差会比按原始的账面价值计算的误差大。

×截至2009年6月，商业银行持有的远期合约比期货合约更多。

√当利率上升，债券价格下跌时，出售利率看涨期权会对冲金融机构的风险。

× ……………………………………………………………装订线…………………………………………………A. 现货资产价格的变化与远期或期货合约的交割价的变化并不完全一致。

B. 每日盯市机制保证了金融机构经理可以通过持有一个完全相反的头寸来关闭期货交易。

⼤学英语（四）模拟题3诚实考试吾⼼不虚，公平竞争⽅显实⼒，考试失败尚有机会，考试舞弊前功尽弃。

上海财经⼤学成⼈⾼等教育考试卷课程名称：⼤学英语（四）模拟试题3 姓名学号专业班级⼀. Choose the right word to complete each of the following sentences (每⼩题1分，共计20分): 1. He has been given the______ over the department. A. opportunity B. authority C. dilemma D. charge 2. Malicious gossip (恶意的闲话) may do a lot of harm to quite ______ people. A. innocent B. detached C. eloquent D. credible 3. When he was questioned about the missing ring, he firmly ______ that he had even seen it. A. refused B. asserted C. denied D. debated 4. Tom had been completely exhausted but felt greatly ______ after a meal and a rest. A. renewed B. refrained C. resumed D. refreshed 5. At last people are beginning to realize the necessity of ______ Nature. A. exchanging B. favouring C. adjusting D. preserving 6. The peasants made ______ about the ill-treatment by their landlords. A. complaints B. grumbles C. efforts D. attempts 7. The terrified sheep were ______ of the presence of the wolf. A. ignorant B. conscious C. incredible D. careless 8. The Society is ______ half a million pounds in aid of the flood victims. A. demanding for B. running for C. appealing for D. speaking for 9. There will be a performance of “Twelfth Night ” ______ this evening provided it doesn ’t rain. A. in the open B. in season C. in all D. in the way 10. The head of the delegation is in the lecture hall ______ a large audience. A. attracting B. addressing C. beckoning D. absorbing 11. To ______ the overall expenditure, every dollar should be spent carefully. A. cut out B. bring down C. put down D. slow down 12. It was really a miracle that he ______ a heart surgery. A. worked through B. passed through C. went through D. pulled through 13. It ’s a long trip and we ’ll have to ______ early tomorrow morning. A. take off B. go off C. start off D. put off 14. We found that piles of books ______ most of the space of his bedroom.A. took upB. deprived ofC. cut offD. took on15. Some players ’ deliberate violence during the football game ______ of the whole match.……………………………………………………………装订线…………………………………………………A. tore upB. grew outC. took controlD. made a mess16. ______ his arrival at the little town, Albert was invited to a party in his honour.A. WithB. ForC. UponD. By17. _______ that there is oil underground in this area, ______ not much.A. True; andB. It ’s true; butC. Although; butD. True; but18. We had been living in the centre of London for five years ______ my father decided to move to the suburbs.A. beforeB. whileC. after D, so that19. Because Jane is grown up, ______ she can stay out so late.A. but it isn ’t thatB. but it cannot follow thatC. it is not followed thatD. it doesn ’t follow that20. A research paper should be written in a formal style ______ in a personal one.A. better thanB. other thanC. rather thanD. less than⼆． Choose the word or phrase which is closest in meaning to the underlinedpart in each of the sentences (每⼩题1分，共计10分):1. Beth could identify her coat because it has large red buttons.A. recognizeB. proveC. defineD. claim2. William once proclaimed that music was his life. Everything he has in life he owes to his music.A. decidedB. declaredC. concludedD. mentioned3. I hope I can retain the memory of our trip to Sahara Desert.A. keepB. reserveC. lastD. value4. How are her chances of passing the exam?A. conditionsB. possibilitiesC. successesD. opportunities5. Both the advantages and the disadvantages of using foreign faculty in teaching positions have to be weighed.A. analyzedB. consideredC. demonstratedD. discussed6. Each leader had a solemn look as he signed the peace treaty.A. graveB. suspiciousC. earnestD. honest7. The new technique enables us to deep-freeze our produce when it is abundant.A. plentifulB. richC. ripeD. stable8. His original plan was to become a scientist but he didn ’t succeed.A. ordinaryB. primitiveC. traditionalD. earliest9. They debated for hours but could not agree on an answer.A. arguedB. examinedC. consultedD. fought10. The tank emitted an unpleasant odor.A. gave offB. injectedC. broke downD. retained三． Reading Comprehension(每⼩题1.5分，共计30分) :Read the following passages and then choose the right answer to each of thequestions given:Passage OneIs it possible to persuade mankind to live without war? War is an ancient institution which has existed for at least six thousand years .It was always had and usually foolish, but in the past thehuman race managed to live with it. Modern ingenuity has changed this. Either Man will abolish war, or war will abolish Man . For the present, it is nuclear weapons that cause the most serious danger, but bacteriological or chemical weapons may, before long, offer an even greater threat. If we succeed in abolishing nuclear weapons, our work will not be done .It will never be done until we have succeeded in abolishing war .To do this, we need to persuade mankind to look upon international questions in a new way, not as contest of force, in which the victory goes to the side which is most skilful in killing people, but by arbitration in accordance with agreed principles of law .It is not easy to change very old mental habits, but this is what must be attempted.There are those who say that the adoption of this or that ideology would prevent war .I believe this to be a big error .All ideologies are based upon dogmatic statements which are ,at best doubtful ,and at worst ,totally false .Their adherents believe in them so fanatically that they are willing to go to war in support of them .The movement of world opinion during the past few years has been very largely such as we can welcome .It has become a commonplace that nuclear war must be avoided .Of course very difficult problems remain in the world ,but the spirit in which they are being approached is a better one than it was some years ago. It has begun to be thought, even by the powerful men who decide whether we shall live or die, that negotiations should reach agreements even if both sides do not find these agreements wholly satisfactory .It has begun to be understood that the important conflict nowadays is not between different countries, but between Man and the atom bomb .1. What change does the author refer to in the sentence “Modern ingenuity has changed this”inparagraph 1?A. The fact that war has always been badB. The fact that man has managed to live with war so farC. The fact that war will abolish manD. The fact that war has existed for thousands of years .2. What does “our work” mean in the sentence “If we succeeded in abolishing nuclear weapons ,our work will not be done . ”in paragraph 1?A. Abolishing warB. Prohibiting new weaponsC. Reaching agreementsD. Making arbitration3. What is the author’s opinion of ideologies?A. He is an adherent of some modern ideologies.B. He does not believe ideologies can prevent war.C. He thinks that some ideologies might have effect.D. He has no doubt about the truth of ideologies.4. Which of following is a proper way to stop war?A. To destroy nuclear weaponsB. To let powerful men control the worldC. To improve modern weaponsD. To solve disputes through negotiation5. Which is the most severe threat to human beings?A. The conflicts among nationsB. The use of atomic bombC. The adoption of ideologiesD. The unsatisfactory agreementsPassage TwoA plan is needed for the World Trade Center site but not a big plan. There are times forbuilding Central Park, and there are times for remedial gardening. Lower Manhattan should not be remade according to some new grand vision. A framework needs to be put in place and some principles agreed on, and city life will take its course. “There is no rush” is a phrase often heard in discussion of the site. Actually, there is a rush, because there’s a reason why most cities struck by disaster-natural or man-made-generally end up rebuilding more or less what was there before. The reason is not a lack of imagination or will. Rather, while the planners and architects are thoughtfully discussing the options, decisions are being made on ground. There is infrastructure to be repaired, fire hydrants to be reconnected, materials to be transported, neighborhood to be knitted back together. And in the absence of a new plan, the old street pattern emerges by default .And soon it’s too late: the blank slate is no longer blank. Yes, the World Trade Center site offers a rare opportunity, as many have been pointed out, but the window of opportunity will not stay open long. There is no immediate pressure to build a lot of office space, since it’s as yet unclear how strong the demand will be and how the current upswing will affect New York. But other things can not wait. Subway tunnels will be rebuilt, stations will be reopened. Damaged infrastructure will be repaired. The destroyed electrical substation will have to be put back into operation. But doesn’t planning take time? Not as much as many people believe. Urban buildings are remarkably durable. We got it right at a long time ago which is why an old city, like London, Rome and Istanbul, often remains a delight.There appears to be agreement among most architects and planners about what should be done on the World Trade Center site. To begin with, New York should not simply replace the destroyed towers with new ones, even if they are lower. The 16-acre site is a so-called super block, the result of a misbegotten theory of 1960’s city planning that replacing streets and sidewalks with windswept plazas was a sign of progress. We have since learned rather, relearned that urban life thrives on streets and sidewalks. So we should put them back. Not that we need to recreate the pre-trade-center street grid in its entirety, but a north-south street would be useful, and so would at least one cross-town road. Fulton Street, for example, could be extended to Battery Park City. There is also an opportunity here to unravel some of the knotted transit issues that bedevil this part of Manhattan.6. From the passage, we can infer that the word “vision” in paragraph 1 means__________A. a beautiful siteB. the ability to seeC. conceptD. foresight7. What’s the most important reason for making the reconstructing decision?A. The old infrastructure.B. The connection with the neighborhoodC. The practical situationD. The effect of current economic upward trend8. Which of the following best reflects the main idea of paragraph 2?A. The blank slate is no longer blankB. The rare opportunity we haveC. The principle of good city buildingD. We must work out the proper plan to remark WTC.9. According to the passage, why is it useful to build a north-south road?A. Because there was a north-south road in Washington D.C..B. Because a north-south road can solve some traffic knots.C. Because it’s the result of the theory of 1960’s city planning.D. Because people need a north-south road to enjoy the beauty of Washington D.C..10. Which one can be the best title for the passage ?A. A Big Plan for the Rebuilding of WTC.B. No idea for the Rebuilding of WTC.C. What Should Be Done on the WTC Site.D. The New WTC Site Has Been Chosen.Passage ThreeRead the following passage and then answer the questions given:Last Thursday an ld gentleman came to our class to talk about the evils of smoking. We saw him take his gold wrist-watch off and lay it on the table. Slater and I can’t remember what he said about smoking because we had other things to think about. He finished when the bell rang for play-time, and the headmaster told us to go out. Slater happened to slip by the table…In the playground Slater showed me the watch. He put it on his wrist, and it looked lovely. I was wishing that I had been the one to slip by the table. The headmaster came out then with the old fellow. They walked about, looking around and talking all the time. After a bit the bell rang, and we got into our lines, ready to go in.The headmaster said, “I’ve got a little job for you boys. Our lecturer has just lost his watch in the playground. It’s happened before, he says—it just slips off his wrist. So look around for it, will you? See if you’re clever enough to find it. I’ve no doubt the boy who does so will get a useful reward.”We all walked about the playground, looking for the watch. And I wasn’t a bit surprised when Slater bent down as if he was picking something up. Then he hurried past me towards the old man. And the next minute there was Slater, all smiles, handing over the watch to the old fellow and hanging about for the reward. But the lecturer didn’t seem at all pleased. In fact he looked quite to put a knife in Slater’s heart until the headmaster burst out laughing. Then they both laughed. Slater told me afterwards that the old man hadn’t even said “Thank you for the watch.”The thing that puzzled us most of all was that Slater didn’t get any reward.11. What might the two boys be doing during the lecture?12. Why did the story-teller wish that he had been the one to slip by the table?13. When Slater “bent down”, what was he trying to do?14. What was the purpose of the promised reward?15. What do you think made the headmaster burst out laughing?Passage FourRead the following passage and then fill in the blanks to finish each of the sentences: Time and how we experience it have always puzzled us. Physicists have created fascinating theories, but their time is measured by a pendulum and is not psychological time, which leaps with little regard to the clock or calendar. As someone who understood the distinction observed, “When you sit with a nice girl for two hours, it seems like a minute, but when you sit on a hot stove, a minute seems like two hours.They also note that the more time is structured with schedules and appointments, the more rapidly it seems to pass. For example, a day at the office flies compared with a day at the beach. Since most of us spend fewer days at the beach and more at the office as we age, an increase in structured time could well be to blame for why time seems to speed up as we grow older.Expectation and familiarity also make time seem to fly more rapidly. Almost all of us have had the experience of dr iving somewhere we’ve never been before. S urrounded by unfamiliar scenery, with no real notion of when we’ll arrive, we experience the trip as lasting a long time. But the return trip, although exactly as long, seems to take far less time. The novelty of the outward journey has become routine. Thus taking a different route on occasions can often help slow the clock.When days become as identical as beads on a string, they blend together, and even months become a single day. To counter this, try to find ways to interrupt the structure of your day--to stoptime, so to speak.Learning something new is another way to slow the passage of time. One of the reason the days of our youth seem so full and long is that these are the days of learning and discovery.16. The passage is meant to explain why time flies and how to ____________.17. According to the passage, when people live an identical and routine life, time seems to__________.18. The quotation in the first paragraph is used to indicate __________ between physical time andpsychological time .19. The learning of something __________ does not make time seem to flow more rapidly .20. Near the end of the fourth paragraph, the word “novelty ” could be best replaced by ________.四．Identify the underlined part which is not correct in each of the followingsentences (每⼩题1分，共计10分):1. The two brothers have not met their parents since more than a year.A B C D2. Susan is always absent-minded while operating the machine: she ’ll have to pay it.A B C D3. Tim ’s letter shows that he loves his new job and takes pride with himself and his work.A B C D4. They were well aware of that they had to spare no efforts to keep the boat going, or it would be frozen in.A B C D5. It is still unknown why Joe withdrew the competition at the last minute. He could have won the first place.A B C D6. It was very late to save the drowning boy as he had gone down for the third time.A B C D7. I can ’t help to think it would be fun to play such an exciting game with them.A B C D8. John said his mother would buy him a five-speeds rating bicycle for his sixteenth birthday.A B C D9. By reading the directions carefully, some mistakes in the examination could have been avoided.A B C D 10. Of the two lectures, the first was by far the best, partly because the person who delivered it had such a pleasant A B C D voice.五．Complete each of the following sentences with the proper word derived fromthe one given in the brackets (每⼩题1分，共计10分):1. As neither ______ nor labor would give in the union organized a strike. (manage)2. I give the TV set a thorough ______ before I bought it. (inspect)3. Hans went to his dentist for ______ because of a bad toothache. (consult)4. Playing a game of chess with me every evening is one of my father ’s favourite ______. (relax)5. Some chemical substances are ______ to light. (sense)6. It is ______ that such a great talent died so young. (regret)7. Shelley is an ______ woman writer. (imagine)8. I am a ______ man and I ’d like to give you some advice.(practice) 9. The enemy soldier was caught ______.(live) 10. This is my advice; don ’t be too ______ with strangers.(confide)六. Use the verb in brackets to form an appropriate phrasal verb and complete the sentences with it (每⼩题1分，共计10分):1. Do you think her beauty could ______ her stupidity? (make)2. He stopped reading and ______ the book. (put)3. The enemy ______ as our army advanced. (fall)4. The man sent to prison but the boy ______ with a warning. (get)5. He has _____ a place for himself in the world of politics. (cut)6. I doubt if she ’ll ______ the winter. (live)7. Her late arrival ______ our plans. (mess)8. They will ______ the station at seven sharp. (pull)9. Don ’t ______ yourself ______ his future. (concern)10. I managed to ______ his insult. (pass)七．Read the following passage and choose the best answer for each blank(每⼩题0.5分，共计10分):In social life, time plays a very important part. In the United States, guests tend to feel they are not ____1_____ regarded if the invitation to a dinner party is extended only three or four days_____2___ the party date, _____3____ this is not true in all countries. In other areas of the world, it may be considered foolish to make an appointment too far in ___4____ because plans which are made for a date more than a week away tend to be ____5_____.The ___6__of time differ in different parts of the world ____7___, misunderstandings arises between people from cultures that_____8_____ time differently. Promptness is much ___9___ in American life, for example, if people are not prompt, they may be regarded as impolite or not fully_____10______. In the U.S. no one would think of _____11_____ a business associate waiting for an hour, it would be too impolite. When ____12_______ meet, a person who is five minutes late is____13_____ to make a short apology. If he is less than five minutes late, he will say a few words of ____14____, though perhaps he will not ____15_____ the sentence. To Americans, forty minutes of waiting is the ___16______ of the “insult period”. No matter ___17___ is said in apology, there is little that can remove the ___18___ done by an hour’s wait._____19_____ in some other countries, a forty minute waiting period was not unusual. Instead of being the very end of the ____20_____ waiting scale, if was just the beginning.1. A) chiefly B) greatly C) largely D) highly2. A) in B ) after C) at D) before3. A) Then B) But C) So D) Also4. A) advance B) ahead C) front D) time5. A) forgotten B) neglected C) mistaken D) overlooked6. A) means B) meanings C) significance D) senses7. A) Even B) Moreover C) Thus D) Ever8. A) treat B) deal C) consider D) cope9. A) treasured B) valued C) expended D) priced10. A) acceptable B) responsible C) reasonable D) accountable11. A) retaining B) preventing C) getting D) keeping \12. A) equivalents B) same C) parallels D) equals13. A) expected B) wanted C) asked D) hoped14. A) description B) explanation C) exposition D) excuse15. A) achieve B) fulfill C) complete D) accomplish16. A) period B) limit C) term D) beginning17. A) how B) who C) what D) which18. A) destruction B) violation C) damage D) breakage19. A) So B) If C) Yet D) Even20. A) allowable B) conceivable C) agreeable D) receivable。

上海财经大学中级微观经济学试卷二诚实考试吾心不虚，公平竞争方显实力，考试失败尚有机会，考试舞弊前功尽弃。

上海财经大学《中级微观经济学》课程考试卷（B）闭卷课程代码 101560 课程序号 0996 / 10652021 ――2021 学年第 2 学期姓名学号班级题号得分 I II III 总分……………………………………………………………请仔细阅读以下内容，并签名承诺。

一旦您签名，将作为诚信承诺的依据，若您在考试过程中出现舞弊行为，将按照学校有关规定严肃处理；若您拒绝进行诚信承诺，将取消考试资格。

考试结束后，考卷必须与答题纸同时上交。

未上交考卷，或没有诚信签字的考卷将计以零分。

装诚信承诺书我谨以至诚承诺，在此次考试过程中，我绝无任何舞弊行为，也绝不帮助他人舞弊。

学生签名：年月日订得分I.的一个）： a. -8. b. -1.50. c. -0.67. d. -0.19.2. 一个竞争性，利润最大化的企业使用两种生产要A和B。

它的生产函数是F(A; B) = A1/2+B1/2。

生产的产品价格为每单位$5。

生产要素A的价格是每单位$1，当产品价格上升到每单位$6，但是要素价格保持不变时：a. 它将会增加购买生产要素A 11/4单位。

.b. 它将会增加购买生产要素A9/4单位。

. c. 它将会增加购买生产要素A 3/4单位。

d. 我们需要知道生产要素B的价格去确定需求的变化。

3. 一个企业有如下生产函数A f(x, y) = x0.5 + y。

其中x表示生产要素x的数量，y表示生产要素y的数量。

在图中，我们用横轴表示x，纵轴表示y。

我们画出该企业的若干等产量线。

现在，我们在图中画一条直1线选择题 (每个2分)1. 一个企业的生产函数是f(x; y) = 20x3/5y2/5.该企业的等产量线在点(x; y) = (80; 10)的斜率是（选择最接近…………………………………………………线，发现这些等产量线上与直线相交的点都具有相同的斜率。