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金融专业Part FOURInsurance英语1011To UnderstandInsurance Types of InsuranceContentsTo UnderstandInsurance10ChapterStudents will be able to:Learning Objectives （学习目标）Comprehend the composition of the insurance market, such as insuranceand reinsurance companies, insuranceintermediaries and associations etc.Understand the use of insuranceprinciples in insurance servicesMaster what is insurance and the general features, parts of an insurance policy123The definition of insurance;1The content of insurance policy;2Most important principles of insurance;3The parts of insurance market;4The procedure of insurance business;5Key TopicsKey TopicsText contentsSection 10.1 What is insurance?Section 10.2 Insurance policySection 10.3 Most important principles of insuranceSection 10.4 Insurance marketSection 10.5 Insurance businessSection 10.1 What is insurance?ØInsurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent , uncertain loss. It is commonly accepted that only financial, pure and particular risks are insurable.10.1.1 Modern insuranceØProperty insuranceØLife insuranceØAccident insurance10.1.2 Societal effectsØInsurance can have various effects on society through the way that it changes who bears the cost of losses and damage ØIt can increase fraudØIt can help societies and individuals prepare for catastrophes and mitigate the effects of catastrophes on both households and societies.Section 10.2 Insurance policyØIn insurance, the insurance policy is a contract between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.10.2.1 General featuresØContracts of adhesionØAleatoryØUnilateralØUtmost good faith10.2.2 Parts of an insurance contractØDeclarations-identifiesØDefinitionsØInsuringØExclusionsØConditionsØPolicy riders10.2.3 Industry standard formsØIn the United States, property & casualty insurers typically use similar or even identical language in their standard insurance policies, which are drafted by advisory organizations such as the Insurance Services Office and the American Association of Insurance Services. This reduces the regulatory burden for insurers as these forms must be approved by states and also allows consumers to more readily compare policies, albeit at the expense of consumer choice. In addition, as these forms are reviewed by courts the interpretations become predictable.1Nature of contract 2Principal of utmost good faith 3Principle of insurable interest 4Principle of indemnity Principal of subrogation Section 10.3 Most important principles of insuranceDouble insurance 7Principle of proximate cause5610.4.1 Insurance companiesDeciding a PriceUnderwritingGenerating New Business10.4.2 Reinsurance CompaniesReinsurance companies are insurance companies that sell policies to other insurance companies, allowing them to reduce their risks and protect themselves from very large loses.Certificate issued by Republic Fire Insurance Co. of New York c. 186010.4.3 Insurance IntermediariesThe primary role of an independent intermediary is to bring buyers and sellers together so that they can complete their transactions efficiently.Opportunity assessment1Development of contract, underwriting and price fixing 2Business forecast3Regulatory requirements 4Distribution requirements 5 10.5.1 Product developmentIntroduction 610.5.2 Distribution channelsDirect distribution in life insurance Direct writing inproperty-liabilityinsuranceIndirect distribution(Agency system*)12310.5.3 UnderwritingØUnderwriting is the process by which the insurer decides whether or not to accept a proposal of insurance, on what conditions, in what proportion, and at what price. People fulfilling this duty are underwriters.10.5.4 Loss SettlementCourses of action in claim settlementAdjustment process*Difficulties in loss settlement10.5.5 ReservePolicyholders’ funds ortechnical reservesn Technical reserves innon-life insurance n Technical reserves inlife insuranceShareholders’ funds, free reserves, orsurplus10.5.6 InvestmentØThe substantial funds held by insurers are invested so as to earn interest and capital gains. In most classes of insurance, particularly in long-term business-life insurance, annuities and pensions*, investment income makes a vital contribution to an insurer’s profits.Lloyd's Coffee House was the first organized market for marine insuranceØLloyd's Coffee House was a significant meeting place in London in the 17th and 18th centuries.ØThis blue plaque in Lombard Street marks the location of the former coffee house.下节课见。
教学设计科目English年级six课型新授主备人单位授课教师单位课题Unit 1 (Part3.4.5) 课时第2课时评论或修改教学目标知识能力Enable the Ss to g rasp the words : Chinese,math,English,computer,m usic,science,art, PE.history,drama,geography.过程方法Can talk about the School Subjects with the simple sentences.情感态度价值观Educative the Ss to get ready their books for the School subjects重点难点教学重点Foster the Ss’ asking and answering abilities教学难点Understand the meaning of“, Chinese, math, English, computer, history, dra ma, geography. music, science, art, PE…….”Use them correctly.教具学具CAI, phrases cards, tape-recorder教学程序师生活动评论或修改一、示标Step1 ：Warming up1.Daily greeting:T: Good morning ,class.Ss: Good morning , Miss Li2. Sing the song together:There are seven days.3. Review the phrases:On Monday / Tuesday /Greetings. Say freely:….Look and answe r, then read mo re.练习设计到位，活动设计巧妙。
——教学资料参考参考范本——【资格考试】2019最新整理--(备考辅导)剑桥大学ESOL与ACCA推出全球首个财务英语国际证书考试______年______月______日____________________部门原文标题：剑桥大学ESOL考试部与ACCA联合推出全球首个财务英语国际证书考试为满足财务金融专业人士展示财务英语技能的需要，剑桥大学ESOL考试部与ACCA（特许公认会计师公会）邀请世界知名的英语测试和财务领域资深的专家，共同合作开发了剑桥财务英语国际证书ICFE(Cambridge International Certificate in Financial English)考试项目。
这是目前全球市场上的的财务英语资格证书考试。
该考试在每年5月和11月进行，首次考试时间定为20xx年5月。
剑桥ICFE主要考察考生在日常的工作中，使用英语听说读写技能，处理财会及金融业务的能力。
考试由四部分组成：阅读、写作、听力及口语，全方位地考察考生的财务英语运用技能。
听力测试主要考察考生理解英语口语的能力，包括听懂关于财务方面的报告、讲座、新闻、讨论及面试内容。
口语测试考察考生在处理财务问题时的语言表达能力，包括运用适当的英语做出反应，并且能够连贯地表达自己的想法。
考试由接受过专门培训的口语考官负责。
写作部分则考察考生撰写财会内容的信件、报告及意向书的能力。
测试整体考察考生在真实工作情景中运用英语的能力。
这就意味着考生在测试中的出色表现体现了其娴熟的英语应用技能，而不是应试技巧。
英语是金融和财务领域的高级语言。
因此，对于期望在国际商业舞台获得成功的人士来说，如果他们能向外界展示一流的英语水平，。
可编辑修改精选全文完整版剑桥商务英语课件教案Unit1aJobdescription1Unit 1a Job descriptionI Aims and requirements（目的与要求）:1.Learn to draft a business card or get information from a card;2.Learn about the positions often used in a company;3. learn to describe a job.II Difficulties（难点）:To practice listening to specific informationIII Emphases（重点）:1.Enable students to talk about jobs2.To draft a business card or get information from a cardIV Teaching methods(教学方法)Teacher’s presentation, Students’ pair work, group discussionV Time Needed（教学时间）2 x 45 minutesVI Teaching aids and materials required （教学材料与教具）Tape recorderMulti-media roomPass Cambridge BEC Preliminary Student BookTeacher’s GuideVII Teaching steps（教学步骤）:Step 1. Lead inStep 2. V ocabulary and grammarStep 3. Text A: DutiesStep 4. Text B: talking about your jobStep 5. Classroom exercisesStep 6. Extended Business knowledgeStep 7. AssignmentStep 1 Lead-in:Questions:1.What’s your ideal job after graduating from college?2. What positions do you know in a company?Positions in a companyChairman CEO=Chief Executive officerGeneral Manager Departmental managerVice / deputy/assistant manager Personal assistant = PAStep2 ：Vocabulary and grammarSs re ad new words after T in page 151T let Ss make sentences by using some expressionsto work as (+job) / to work in (+ the food industry ) / to work for(+company)Describe / descriptionChamber of commerce: is an organization, which operates on a local basis; It helps businesses by promoting the area; It offers business opportunities for its members.Duty IT = information technology PharmaceuticalFinancial / finance Investment / investMedium-sized company ClientsGrammarSs review the form of the form of the present simple.Basic sentences of describing a job1.I work as an account with RTLP.2. I’m responsible for checking company’s’ accounts.3. My job also involves giving financial advice.4.I deal with questions people have about their accounts.5. As part of my job I have to produce financial reports.6. I am based in Reading, not far from London.To elicit to what extent Ss use business cardHow important business cards are to people?Help people communicate with others; build relationsHelp people know you well; Help people do business .Include the following information:1.Your name?2.Your job / title /position?3.Who do you work for? ?4. Company address?5.Your tel., fax, email, website Step 3: Text A DutiesListening PracticeListening 1Read the cards on page 5 Listen to the tapeNumber the business cards in the order the people speak.Pay close attention to the key words which help you get the answer. ?in Personnel.)Listening 2Business knowledge StudyVaccine Hepatitis Contact Qualified / qualificationBe responsible for=in charge of Be responsible to= in the charge of Publicity material =advertisement Designers and printers VacancyHealth authority Involve organize a conference Medical press Employ / hire / employer / employee Job advertisement Applicants InterviewWhat are their duties?Helen MarsdenConduct market research Advertise the products New products promotion Robin SeatonRecruits people Train the people in the company Promote or demote people Answers to the notesNote OneDiscuss new products with doctors Deal with designers and printersTravels a lot organize conferences for the medical pressNote TwoWrite job advertisements choose the applicants to interview Deals with employees’ problemsInform employees if the management isn’t satisfied with their workReading Practice1.Ss scan questions for key vocabulary2.Decide which person from the business cards each question is forLook at the business cards and decide whom each question is for.How many sales meetings do you attend each month?What advertising do you want to organize for this product?Why do we need to update our current network?When do you want to discuss the balance sheet?Could you give me some advice on investing money?Do you want me to interview the short-listed candidates?How do you plan to increase output at the factory?What kind of after-sales service do you provide for thissoftware?When do you want the successful applicant to start?Do I need to keep a record of the number of packs we produce a day?Suggested answers1.Thomas Kingsley2.Helen Marsden3.Katy Williams4.Beth Lambert5.Thomas Kingsley6.Robin Seaton7.Richard Saunders 8.Katy Williams 9.Robin Seaton10.Richard Saunders (Although Robin Seaton works for a packaging company, he worksSpeaking Practice1.Ss do a Find someone who...activity2.Ss use the present simple and some of the vocabulary that has been presentedStep4 Text B Talking about your jobStep1Vocabulary1.Ss match sentence halves about one of the people from the business cards and focus on language for talking about jobsSpeaking:Ss work in pairs and interview their partner about his/her job in preparation for writing a newsletter articleModelMy Job descriptionI’m a teacher and I teach English in a college. The main work of mine is teaching Students Business English. I have more than ten lessons to teach every week. I prepare the lessons, give lessons and lectures, answer Ss questions, and check their homework. Sometimes I talk to students in English at our English corner.I’m also responsible for the B.E T&R Office. I choose teachers for different courses, contact foreign teachers, hold and attend meetings, communicate with other teachers about the feedback from their students. Sometimes I go to other cities on business. I’m busy every day, but I love my job and I’m happy.Step5 Classroom Exercises/doc/8a4b343510661ed9ad51f36c.ht ml plete the table belowNoun VerbDiscussion discussProduct ______Sale ______--------- organizeInterview _______Applicant _______Advertising _______/doc/8a4b343510661ed9ad51f36c.ht ml plete the sentences with the correct form of the verbs1. She (work) works for an advertising agency..2. I (check) _________all the computer systems in the office.3. The managers (spend) ________a lot of time in meetings.4. I (not / leave) ________work before six o’clock most days.5. The department (not / have) ________a full-time secretary.6. (you / work) _______weekends/doc/8a4b343510661ed9ad51f36c.ht ml e the following words to write questions to the answers below.1. I work as sales executive. What do you do?2. He works in the Netherlands.3. I usually have lunch at about 11.30.4. They use Macintosh computers at work.5. She travels to work by train.6. I report to the Head of Department..7. My boss goes to Head Office twice a month.5.Adverbs of frequency: Rearrange the words to make correct sentences 1. works /one day a week / usually /from home /she She usually works from home one day a week.2. rarely /receive /we /telephone calls.3. late /the bonuses/ always /are4. often /we /until 7.30 /the office /leave /don’t5. annually /in Prague /meet /all the managersStep 6. Extended Business knowledgeMultiple-choice gap-fill text1.I work as an account with RTLP:我是RTLP顾问公司的会计师。
报名无开始时间，即任何时间都可以报名。
有截止时间：上半年报名的截止时间为三月二十日；下半年报名的截止时间为九月十七日。
欲了解各考点的具体报名事宜，可与各考点联系。
目前剑桥英语五级证书考试在全国15个省、自治区、直辖市的21个城市设立了29个考点，这些考点即为报名点。
北京市 1 北京外交人员服务局教培中心北京市东城区干面胡同57号100010 （010）652525592北京高等学校教育科技发展中心北京市海淀区皂君庙甲4号100081 （010）622323173 北京商学院商业外语培训中心北京市阜城路33号100037 （010）689043124 北京外国语大学英语一系北京市西三环北路19号100081 （010）689162815 清华大学外语系北京市清华园100084 （010）627855786 北京大学国外考试中心北京市中关村100871 （010）62751581天津市 1 天津大学研究生院天津市卫津路92号300072 （022）274049742 天津财经学院经济贸易外语系天津市河西区珠江道25号300222 （022）28341458，28340028河北省 1 河北师范大学外语系石家庄市裕华东路265号050016 （0311）6049941-86453辽宁省 1 鞍山市继续教育中心鞍山市铁东区园林路215号114002 （0412）5538110吉林省 1 东北师范大学外语学院长春市人民大街138号130024 （0431）5695052黑龙江省 1 哈尔滨恒星外国语学院哈尔滨市道里区共乐西一道街50号150076 （0451）4840642转8401、8208，4842307上海市 1 华东师范大学国外考试中心上海市中山北路3663号文科大楼531室200062 （021）62545332、622331512 立信会计高等专科学校培训中心上海市中山西路2230号综合楼200233 （021）643904023 上海外国语大学英语系上海市大连西路550号3号楼200083 （021）65311900－2326 江苏省 1 剑桥大学五级证书河海大学考点南京市西康路1号河海大学管理馆113室210098 （025）3731777－50391、5510685、3715072、3704655、37330442 苏州大学教务处考试科苏州市十梓街1号215006 （0512）5112431浙江省 1 浙江大学西溪校区外语学院考试中心杭州市天目山路34号310028 （0571）8071224-2292，82732932 宁波职业技术学院技协培训部宁波经济技术开发区新大陆1069号315800 （0574）6888503福建省 1 福州大学外语系福州市工业路350002 （0591）710845-857，78932542 华侨大学大学英语部泉州市城东362011 （0595）26815463 厦门大学外语教学部厦门市361005 （0592）2186147江西省 1 南昌大学教务处南昌市北京东路61号330029 （0791）8305053，16866731，16897831山东省 1 山东师范大学海外考试办公室济南市文化东路88号250014 （0531）2961084 2 青岛海洋大学外语学院考试中心青岛市香港东路23号266071 （0532）58964453 烟台大学外国语学院烟台市莱山区清泉寨264005 （0535）6888995-2716，2717河南省 1 洛阳工学院外语系洛阳市西苑路48号471039 （0379）4231483广东省 1 暨南大学文学院外语中心广州市石牌510632 （020）85220212陕西省 1 西北工业大学外语培训中心西安市友谊西路127号710072 （029）5269815-3465,8493465剑桥少儿英语考试包括四个关键的级别:预备级（Pro-Starters）、一级（Starters）、二级（Movers）和三级（Flyers）。
国际剑桥英语教程1【实用版】目录1.介绍国际剑桥英语教程 12.国际剑桥英语教程 1 的内容3.国际剑桥英语教程 1 的特点4.国际剑桥英语教程 1 的适用对象5.国际剑桥英语教程 1 的价值正文国际剑桥英语教程 1 是一本知名的英语学习教材，它为学习者提供了丰富的英语学习资源。
本书的内容涵盖了英语学习的各个方面，包括听、说、读、写、语法和词汇等，旨在帮助学习者全面提高英语能力。
国际剑桥英语教程 1 的内容丰富多样，它以语言交际为导向，注重培养学习者的口头和书面表达能力。
书中的听力部分提供了各种真实的语言材料，帮助学习者熟悉地道的英语发音和语调。
口语部分提供了丰富的话题和场景，让学习者在模拟真实的交际环境中练习英语口语。
阅读和写作部分则通过各种文章和写作练习，帮助学习者提高英语阅读和写作能力。
此外，本书还设有专门的语法和词汇部分，帮助学习者系统地学习和掌握英语语法和词汇。
国际剑桥英语教程 1 的特点是实用性强、难度适中、编排科学。
它的课程设计注重学习者的实际需求，以渐进式教学方法帮助学习者逐步提高英语水平。
此外，本书的练习形式多样，既有传统的选择题和填空题，也有新颖的角色扮演和案例分析等，旨在激发学习者的学习兴趣，提高学习效果。
国际剑桥英语教程 1 适用于各种英语学习者，无论是初学者还是有一定基础的英语学习者，都可以从本书中受益。
特别是对于那些希望提高英语水平，准备参加各类英语考试（如雅思、托福等）的学习者，本书更是一部难得的教材。
总的来说，国际剑桥英语教程 1 是一本极具价值的英语学习教材。
它以其全面的内容、实用的特点和科学的编排，为英语学习者提供了一部高效的学习工具。
