People practices
Business priorities
Values
2020/12/09
Necessary support
5
External shocks
INDUSTRY
S Changes in Structure
PRODUCERS
C Changes in Conduct
P Changes in Performance
Probably divest
Divest
Divest or liquidate
3
O p p o rtu n ity c o st H ig h
Cash program
A cquisition
Leap frog E xit
H ybrid step
Joint venture
Step by step
O utside niche step
maximize-share” bankers • “Niche” bankers
Increased price rivalry, especially in commercial segment and foreign exchange Increased focus on market segments (e.g. consumer, rural and commercial) through
opportunities
Value-creation potential in business unit
High
Medium
Low
Retain and give top priority
Retain and give priority