金融英语考试 必背词汇整理汇总 金融专业学生必用

金融专业常用英语词汇常用会计英语词汇基本词汇A(1)account账户,报表A(2)accounting postulate会计假设A(3)accounting valuation会计计价A(4)accountability concept经营责任概念A(5)accountancy会计职业A(6)accountant会计师A(7)accounting会计A(8)agency cost代理成本A(9)accounting bases会计基础A(10)accounting manual会计手册A(11)accounting period会计期间A(12)accounting policies会计方针A(13)accounting rate of return会计报酬率A(14)accounting reference date会计参照日A(15)accounting reference period会计参照期间A(16)accrual concept应计概念A(17)accrual expenses应计费用A(18)acid test ratio速动比率(酸性测试比率)A(19)acquisition收购A(20)acquisition accounting收购会计A(21)adjusting events调整事项A(22)administrative expenses行政管理费A(23)amortization摊销A(24)analytical review分析性复核A(25)annual equivalent cost年度等量成本法A(26)annual report and accounts年度报告和报表A(27)appraisal cost检验成本A(28)appropriation account盈余分配账户A(29)articles of association公司章程细则A(30)assets资产A(31)assets cover资产担保A(32)asset value per share每股资产价值A(33)associated company联营公司A(34)attainable standard可达标准A(35)attributable profit可归属A(36)audit审计A(37)audit report审计报告A(38)auditing standards审计准则A(39)authorized share capital额定股本A(40)available hours可用小时A(41)avoidable costs可避免成本B(42)back-to-back loan易币贷款B(43)backflush accounting倒退成本计算B(44)bad debts坏帐B(45)bad debts ratio坏帐比率B(46)bank charges银行手续费B(47)bank overdraft银行透支B(48)bank reconciliation银行存款调节表B(49)bank statement银行对账单B(50)bankruptcy破产B(51)basis of apportionment分摊基础B(52)batch批量B(53)batch costing分批成本计算B(54)beta factor B(市场)风险因素B(55)bill账单B(56)bill of exchange汇票B(57)bill of lading提单B(58)bill of materials用料预计单B(59)bill payable应付票据B(60)bill receivable应收票据B(61)bin card存货记录卡B(62)bonus红利B(63)book-keeping薄记B(64)Boston classification波士顿分类B(65)breakeven chart保本图B(66)breakeven point保本点B(67)breaking-down time复位时间B(68)budget预算B(69)budget center预算中心B(70)budget cost allowance预算成本折让B(71)budget manual预算手册B(72)budget period预算期间B(73)budgetary control预算控制B(74)budgeted capacity预算生产能力B(75)business center经营中心B(76)business entity营业个体B(77)business unit经营单位B(78)by-product副产品C(79)called-up share capital催缴股本C(80)capacity生产能力C(81)capacity ratios生产能力比率C(82)capital资本C(83)capital assets pricing model资本资产计价模式C(84)capital commitment承诺资本C(85)capital employed已运用的资本C(86)capital expenditure资本支出C(87)capital expenditure authorization资本支出核准C(88)capital expenditure control资本支出控制C(89)capital expenditure proposal资本支出申请C(90)capital funding planning资本基金筹集计划C(91)capital gain资本收益C(92)capital investment appraisal资本投资评估C(93)capital maintenance资本保全C(94)capital resource planning资本资源计划C(95)capital surplus资本盈余C(96)capital turnover资本周转率C(97)card记录卡C(98)cash现金C(99)cash account现金账户C(100)cash book现金账薄C(101)cash cow金牛产品C(102)cash flow现金流量C(103)cash flow budget现金流量预算C(104)cash flow statement现金流量表C(105)cash ledger现金分类账C(106)cash limit现金限额C(107)CCA现时成本会计C(108)center中心C(109)changeover time变更时间C(110)chartered entity特许经济个体C(111)cheque支票C(112)cheque register支票登记薄C(113)classification分类C(114)clock card工时卡C(115)code代码C(116)commitment accounting承诺确认会计C(117)common cost共同成本C(118)company limited by guarantee有限担保责任公司C(119)company limited by shares股份有限公司C(120)competitive position竞争能力状况C(121)concept概念C(122)conglomerate跨行业企业C(123)consistency concept一致性概念C(124)consolidated accounts合并报表C(125)consolidation accounting合并会计C(126)consortium财团C(127)contingency plan应急计划C(128)contingent liabilities或有负债C(129)continuous operation连续生产C(130)contra抵消C(131)contract cost合同成本C(132)contract cos ting合同成本计算C(133)contribution centre贡献中心C(134)contribution chart贡献图C(135)control控制C(136)control account控制账户C(137)control limits控制限度C(138)controllability concept可控制概念C(139)controllable cost可控制成本C(140)conversion cost加工成本C(141)convertible loan stock可转换为股票的贷款C(142)corporate appraisal公司评估C(143)corporate planning公司计划C(144)corporate social reporting公司社会报告C(145)cost成本C(146)cost account成本账户C(147)cost accounting成本会计C(148)cost accounting manual成本手册C(149)cost adjustment成本调整C(150)cost allocation成本分配C(151)cost apportionment成本分摊C(152)cost attribution成本归属C(153)cost audit成本审计C(154)cost benefit analysis成本效益分析C(155)cost center成本中心C(156)cost driver成本动因C(157)cost of capital资本成本C(158)cost of goods sold销货成本C(159)cost of non-conformance非相符成本C(160)cost of sales销售成本C(161)cost reduction成本降低C(162)cost structure成本结构C(163)cost unit成本单位C(164)cost-volum e-profitanalysis(CVP)本量利分析C(165)costing成本计算C(166)credit note贷项通知C(167)credit report信贷报告书C(168)creditor债权人C(169)creditor days ratio应付账款天数率C(170)creditors ledger应付账款分类账C(171)critical event关键事项C(172)critical path关键路线C(173)cumulative preference shares累积优先股C(174)current asset流动资产C(175)current cost accounting现时成本会计C(176)current liabilities流动负债C(177)current purchasing poweraccounting现时购买力会计C(178)current ratio流动比率C(179)cut-off截止C(180)CVP本量利分析C(181)cycle time周转时间D(182)debenture债券D(183)debit note借项通知D(184)debit capacity举债能力D(185)debt ratio债务比率D(186)debtor债务人;应收账款D(187)debtor days ratio应收账款天数率D(188)debtors ledger应收账款分类账D(189)debtor’age analysis应收账款账龄分析D(190)decision driven costs决策连动成本D(191)decision tree决策树D(192)defects次品D(193)deferred expenditure递延支出D(194)deferred shares递延股份D(195)deferred taxation递延税款D(196)delivery note交货单D(197)departmental accounts部门报表D(198)departmental budget部门预算D(199)depreciation折旧D(200)dispatch note发运单D(201)development cost开发成本D(202)differential cost差别成本D(203)direct cost直接成本D(204)direct debit直接借项D(205)direct hours yield直接小时产出率D(206)direct labour cost percentagerate直接人工成本百分比D(207)direct labour hour rate直接人工小时率D(208)directs on indirect work间接工作事项上的工时D(209)discount rate贴现率D(210)discounted cash flow现金流量贴现D(211)discretionary cost酌量成本D(212)distribution cost摊销成本D(213)diversions移用D(214)diverted hours移用小时D(215)diverted hours ratio移用工时比率D(216)dividend股利D(217)dividend co ver股利产出率D(218)dividend per share每股股利D(219)dog疲软产品D(220)double entry accounting复式会计D(221)double-entry book-keeping复式薄记D(222)doubtful debts可疑债务D(223)down time停工时间D(224)dynamic programming动态规划E(225)earning per share每股盈利E(226)earning ratio市盈率E(227)economic order quantity(EOQ)经济订购批量E(228)efficient market hypothesis有效市场假设E(229)efficiency ration效率性比率E(230)element of cost成本要素E(231)entity经济个体E(232)environmental audit环境审计E(233)environmental impactassessment环境影响评价E(234)EOQ经济订购批量E(235)equity权益E(236)equity method of accounting权益法会计计算E(237)equity share capital权益股本E(238)equivalent units当量E(239)event事项E(240)exceptional items例外事项E(241)expected value期望值E(242)expenditure支出E(243)expenses费用E(244)external audit外部审计E(245)external failure cost外部损失成本E(246)extraordinary items非常事项F(247)factory goods让售商品F(248)factoring应收帐款让售F(249)fair value公允价值F(250)feedback反馈F(251)FIFO先近先出法F(252)final accounts年终报表F(253)finance lease融资租赁F(254)financial accounting财务会计F(255)financial accounts calendar adjustment财务报表的日历时间调整F(256)financial management财务管理F(257)financial planning财务计划F(258)financial statement财务报表F(259)finished goods完成品F(260)fixed asset固定资产F(261)fixed overhead固定制造费用F(262)fixed asset turnover固定资产周转率F(263)fixed assets register固定资产登记薄F(264)fixed cost固定成本F(265)flexed budget变动限额预算F(266)flexible budget弹性预算F(267)float time浮动时间F(268)floating charge流动抵押F(269)flow of funds statement资金流量表F(270)forecasting预测F(271)founder’s shares发起人股份F(272)full capacity满负荷生产能力F(273)function costing职能成本计算F(274)functional budget职能预算F(275)fund accounting基金会计F(276)fundamental accounting concept 基础会计概念F(277)fungible assets可互换资产F(278)futuristic planning远景计划G(279)gap analysis间距分析G(280)gearing举债经营比率(杠杆)G(281)goal congruence目标一致性G(282)going concern concept持续经营概念G(283)goods received note商品收讫单G(284)goodwill商誉G(285)gross dividend yield总股息产出率G(286)gross margin总边际G(287)gross profit毛利润G(288)gross profit percentage毛利润百分比G(289)group企业集团G(290)group accounts集团报表H(291)high-geared高结合杠杆(比例)H(292)hire purchase租购H(293)historical cost历史成本H(294)historical cost accounting历史成本会计H(295)hours小时H(296)hurdle rate最低可接受的报酬率I(297)ideal standard理想标准I(298)idle capacity ration闲置生产能力比率I(299)idle time闲置时间I(300)impersonal accounts非记名账户I(301)imprest system定额备用制度I(302)income and expenditure account收益和支出报表I(303)incomplete records不完善记录I(304)incremental cost增量成本I(305)incremental yield增量产出率I(306)indirect cost间接成本I(307)indirect hours间接小时I(308)insolvency无力偿付I(309)intangible asset无形资产I(310)integrated accounts综合报表I(311)interdependency concept关联性概念I(312)interest cover利息保障倍数I(313)interlocking accounts连锁报表I(314)internal audit内部审计I(315)internal check内部牵制I(316)internal control system内部控制体系I(317)internal failure cost内部损失成本I(318)internal rate of return(IRR)内含报酬率I(319)inventory存货I(320)investment投资I(321)investment center投资中心I(322)invoice register发票登记薄I(323)issued share capital已发行股本J(324)job定单J(325)job card工作卡J(326)job costing工作成本计算J(327)job sheet工作单J(328)joint cost联合成本J(329)joint products联产品J(330)joint stock company股份公司J(331)joint venture合资经营J(332)journal日记账J(333)just-in-time(JIT)适时制度J(334)just-in-time production适时生产J(335)just-in-time purchasing适时购买K(336)key factor关键因素L(337)labour人工L(338)labour transfer note人工转移单L(339)leaning curve学习曲线L(340)ledger分类账户L(341)length of order book定单平均周期L(342)letter of credit信用证L(343)leverage举债经营比率L(344)liabilities负债L(345)life cycle costing寿命周期成本计算L(346)LIF O后近先出法L(347)limited liability company有限责任公司L(348)limiting factor限制因素L(349)line-item budget明细支出预算L(350)liner programming线性规划L(351)liquid assets变现资产L(352)liquidation清算L(353)liquidity ratios易变现比率L(354)loan贷款L(355)loan capital借入资本L(356)long range planning长期计划L(357)lost time record虚耗时间记录L(358)low geared低结合杠杆(比例)L(359)lower of cost or net realizablevalue concept成本或可变净价孰低概念M(360)machine hour rate机器小时率M(361)machine time record机器时间记录M(362)managed cost管理成本M(363)management accounting管理会计M(364)management accounting concept管理会计概念M(365)management accounting guides 管理会计指导方针M(366)management audit管理审计M(367)management buy-out管理性购买产权M(368)management by exception例外管理原则M(369)margin边际M(370)margin of safety ration安全边际比率M(371)margin cost边际成本M(372)margin costing边际成本计算M(373)mark-down降低标价M(374)mark-up提高标价M(375)market risk premium市场分险补偿M(376)market share市场份额M(377)marketing cost营销成本M(378)matching concept配比概念M(379)materiality concept重要性概念M(380)materials requisition领料单M(381)materials returned note退料单M(382)materials transfer note材料转移单M(383)memorandum of association公司设立细则M(384)merger兼并M(385)merger accounting兼并会计M(386)minority interest少数股权M(387)mixed cost混合成本N(388)net assets净资产N(389)net book value净账面价值N(390)net liquid funds净可变现资金N(391)net margin净边际N(392)net present value(NPV)净现值N(393)net profit净利润N(394)net realizable value可变现净值N(395)net worth资产净值N(396)network analysis网络分析N(397)noise干捞N(398)nominal account名义账户N(399)nominal share capital名义股本N(400)nominal holding代理持有股份N(401)non-adjusting events非调整事项N(402)non-financial performancemeasurement非财务业绩计量N(403)non-integrated accounts非综合报表N(404)non-liner programming非线性规划N(405)non-voting shares无表决权的股份N(406)notional cost名义成本N(407)number of days stock存货周转天数N(408)number of weeks stock存货周转周数O(409)objective classification客体分类O(410)obsolescence陈旧O(411)off balance sheet finance资产负债表外筹资O(412)offer for sale标价出售O(413)operating budget经营预算O(414)operating lease经营租赁O(415)operating statement营业报表O(416)operation time操作时间O(417)operational control经营控制O(418)operational gearing经营杠杆O(419)operating plans经营计划O(420)opportunity cost机会成本O(421)order定单O(422)ordinary shares普通股O(423)out-of-date cheque过期支票O(424)over capitalization过分资本化O(425)overhead制造费用O(426)overhead absorption rate制造费用分配率O(427)overhead cost制造费用O(428)overtrading超过营业资金的经营P(429)paid cheque已付支票P(430)paid-up share capital认定股本P(431)parent company母公司P(432)pareto distribution帕累托分布P(433)participating preference shares参与优先股P(434)partnership合伙P(435)payable ledger应付款项账户P(436)payback回收期P(437)payments and receipts account收入和支出报表P(438)payments withh eld保留款额P(439)payroll工资单P(440)payroll analysis工资分析P(441)percentage profit on turnover利润对营业额比率P(442)period cost期间成本P(443)perpetual inventory永续盘存P(444)personal account记名账户P(445)PEPT项目评审法P(446)petty cash account备用金账户P(447)petty cash voucher备用金凭证P(448)physical inventory实地盘存P(449)planning计划P(450)planning horizon计划时限P(451)planning period计划期间P(452)policy cost政策成本P(453)position audit状况审计P(454)post balance sheet events资产负债表编后事项P(455)practical capacity实际生产能力P(456)pre-acquisition losses购置前损失P(457)pre-acquisition profits购置前利润P(458)preference shares优先股P(459)preference creditors优先债权人P(460)preferred creditors优先债权人P(461)prepayments预付款项P(462)present value现值P(463)prevention cost预防成本P(464)price ratio市盈率P(465)prime cost主要成本P(466)prime entry-books of原始分录登记薄P(467)principal budget factor主要预算因素P(468)prior charge capital优先股P(469)prior year adjustments以前年度调整P(470)priority base budgeting优先顺序体制的预算P(471)private company私人公司P(472)pro-forma invoice预开发票P(473)problem child问号产品P(474)process costing分步成本计算P(475)process time加工时间P(476)product cost产品成本P(477)Product life cycle产品寿命周期P(478)production cost生产成本P(479)production cost of sales售货成本P(480)production volume ratio生产业务量比率P(481)profit center利润中心P(482)profit per employee每员工利润P(483)profit retained for the year年度利润留存P(484)profit to turnover ratio利润对营业额比率P(485)profit-volume graph利量图P(486)profitability index盈利指数P(487)programming规划P(488)project evaluation and review technique项目评审法P(489)projection预计P(490)promissory note本票P(491)prospectus募债说明书P(492)provisions for liabilities and charges偿债和费用准备P(493)prudent concept稳健性概念P(494)public company公开公司P(495)purchase order订购单P(496)purchase requisition请购单P(497)purchase ledger采购账户Q(498)quality related costs质量有关成本Q(499)queuing time排队时间R(500)rate率R(501)ratio比率R(502)ration pyramid比率金字塔R(503)raw material原材料R(504)receipts and payments account 收入和支付报表R(505)receivable ledger应收款项账户R(506)redeemable shares可赎回股份R(507)redemption赎回R(508)registered share capital注册资本R(509)rejects废品R(510)relevancy concept相关性概念R(511)relevant costs相关成本R(512)relevant range相关范围R(513)reliability concept可靠性概念R(514)replacement price重置价格R(515)report报表R(516)reporting报告R(517)research cost,applied应用性研究成本R(518)research cost,pure or basic理论或基础研究成本R(519)reserves留存收益R(520)residual income剩余收益R(521)responsibility center责任中心R(522)retention money保留款额R(523)return on capital employed运用资本报酬率R(524)returns退回R(525)revenue收入R(526)revenue center收入中心R(527)revenue expenditure收益支出R(528)revenue investment收入性投资R(529)right issue认股权发行R(530)rolling budget滚动预算R(531)rolling forecast滚动预测S(53 2)sales ledger销售分类账S(533)sales order销售定单S(534)sales per employee每员工销售额S(535)scrap废料S(536)scrip issue红股发行S(537)secured creditors有担保的债权人S(538)segmental reporting分部报告S(539)selling cost销售成本S(540)semi-fixed cost半固定成本S(541)semi-variable cost半变动成本S(542)sensitivity analysis敏感性分析S(543)service cost center服务成本中心S(544)service costing服务成本计算S(545)set-up time安装时间S(546)shadow prices影子价格S(547)share股票S(548)share capital股份资本S(549)share option scheme购股权证方案S(550)share premium股票溢价S(551)sight draft即期汇票S(552)single-entry book-keeping单式薄记S(553)sinking fund偿债基金S(554)slack time松弛时间S(555)social responsibility cost社会责任成本S(556)sole trader独资经营者S(557)source and application of fundsstatement资金来源和运用表S(558)special order costing特殊定单成本计算S(559)staff costs职工成本S(560)statement of account营业账单S(561)statement of affairs财务状况表S(562)statutory body法定实体S(563)stock存货S(564)stock control存货控制S(565)stock turnover存货周转率S(566)stocktaking盘点存货S(567)stores requisition领料申请单S(568)strategic business unit战略经营单位S(569)strategic managementaccounting战略管理会计S(570)strategic planning战略计划S(571)strategy战略S(572)subjective classification主体分类S(573)subscribed share capital已认购的股本S(574)subsidiary undertaking子公司S(575)sunk cost沉没成本S(576)supply estimate预算估计S(577)supply expenditure预算支出S(578)suspense account暂记账户S(579)SWOT analysis长处和短处,机会和威胁分析S(580)system制度,体系T(581)tactical planning策略计划T(582)tactics策略T(583)take-over接收T(584)tangible asset有T(585)tangiblefixed asset statement有形固定资产表T(586)target cost目标成本T(587)terotechnology设备综合工程学T(588)throughput accounting生产量会计T(589)time时间T(590)time sheet时间记录表T(591)total assets总资产T(592)total quality management全面质量管理T(593)total stocks存货总计T(594)trade creditors购货客户(应付账款)T(595)trade debtors销货客户(应收账款)T(596)trading profit and loss account 营业损益表T(597)transfer price转让价格T(598)transit time中转时间T(599)treasurership财务长制度T(600)trail balance试算平衡表T(601)turnover营业额U(602)uncalled share capital未催缴股本U(603)under capitalization不足资本化U(604)under or over-absorbed overhead少吸收或多吸收的制造费用U(605)uniform accounting统一会计U(606)uniform costing统一成本计算U(607)unissued share capital未发行股本V(608)value价值。

金融专业英语词汇大全a XXX income统一比率的所得税税率a long position多头部位，利多形势a long position多头寸；买进的期货合同a put option on a debt security债务证券的卖出期权a sales slip签购单据，售货清单a short position空头部位，短缺头寸a short position空头；卖出的期货合同a tax return税务申报表XXX特别折旧abnormal spoilage非正常损坏aboriginal cost原始成本acceptance bank票据承兑行acceptance method承兑方式acceptance risks承兑风险XXXaccessory risks附加保险，附加险accident insurance意外保险（不包括海上，火灾和人寿险）accommodation of funds资金融通accompany vt.附带，相伴，伴随account charges账户费用account current (A/C,a/c)来往帐户account number (A/N)帐号account statement帐户清单accounting exposure会计风险accounting risks会计风险accounting value帐面价值accounts of assured保险帐户accrued bond interest应计债券利息accrued depreciation应计折旧XXX应计股利acknowledgement of declaration (under op预约保险申报确认书active securities热头股票，活跃的证券actual cash value （保险用语）实际现金价值actual rate实际汇率XXX顺应性预期XXX加保，附加保险additional reserve追加准备金adjustable policy可调解的保险单adjustable premium可调解的保险费adjusted debit balance 已调解的借方余额advance payment of premium预缴保险费advance-decline theory涨跌实际adverse exchange逆汇、逆汇兑advice of drawing提款告诉书advising bank通知银行XXXaffiliated person联系关系人aftermarket次级市场XXXagricultural loans农业贷款agricultural（animal husbandry）tax农（牧）业税allowance for doubtful debt备抵呆帐款项alternative (either/or) order选择指令American Express card运通卡XXX美国标价法amount in figures小写金额amount in words大写金额XXX年费application XXX开户申请书appointed bank外汇指定银行appreciation of exchange rate汇率贬值arbitrage套利arbitrage套购，套利，套汇arbitrage of exchange套汇。

金融专业英语词汇大全（一)小编为大家整理了金融专业英语词汇大全，希望对你有帮助哦! 金融专业英语词汇大全(一)：1. a flat percentage rate of income 统一比率的所得税税率2. a long position 多头部位，利多形势3. a long position 多头寸;买进的期货合同4. a put option on a debt security 债务证券的卖出期权5. a sales slip 签购单据，售货清单6. a short position 空头部位，短缺头寸7. a short position 空头;卖出的期货合同8. a tax return 税务申报表9. abnormal depreciation 特别折旧10. abnormal spoilage 非正常损坏11. aboriginal cost 原始成本12. acceptance bank 票据承兑行13. acceptance method 承兑方式14. acceptance risks 承兑风险15. accepting bank 承兑银行16. accessory risks 附加保险，附加险17. accident insurance 意外保险(不包括海上，火灾和人寿险)18. accommodation of funds 资金融通19. accompany vt. 附带，伴随，陪同20. account charges 账户费用21. account current (A/C,a/c) 往来帐户22. account number (A/N) 帐号23. account statement 帐户清单24. accounting exposure 会计风险25. accounting risks 会计风险26. accounting value 帐面价值27. accounts of assured 保险帐户28. accrued bond interest 应计债券利息29. accrued depreciation 应计折旧30. accrued dividend 应计股利31. acknowledgement of declaration (under op预约保险申报确认书32. active securities 热头股票，活跃的证券33. actual cash value (保险用语)实际现金价值34. actual rate 实际汇率35. adaptive expectations 适应性预期36. additional insurance 加保，附加保险37. additional reserve 追加准备金38. adjustable policy 可调整的保险单39. adjustable premium 可调整的保险费40. adjusted debit balance 已调整的借方余额41. advance payment of premium 预缴保险费42. advance-decline theory 涨跌理论43. adverse exchange 逆汇、逆汇兑44. advice of drawing 提款通知书45. advising bank 通知银行46. affiliated bank 联行47. affiliated person 关联人48. aftermarket 次级市场49. agent for collection 托收代理银行50. Agricultural Bank of China 中国农业银行51. agricultural loans 农业贷款52. agricultural(animal husbandry)tax 农(牧)业税53. allowance for doubtful debt 备抵呆帐款项54. alternative (either/or) order 选择指令55. American Express card 运通卡56. American terms 美国标价法57. amount in figures 小写金额58. amount in words 大写金额59. annual membership dues 年费60. application form for a banking account 银行开户申请书。

金融英语词汇表金融英语词汇表英语学习是一个艰苦奋斗的过程，只有策略、技巧和方法是不够的'，还必须有刻苦学习的恒心和毅力。

下面我们就一起来看看小编整理的金融英语词汇表相关资料吧，欢迎大家阅读！unit onedivision of labor 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货a medium of exchange交换媒介legal sanction法律制裁face value面值liquid assets流动资产illiquidl assets非流动资产the liquidity scale 流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金repurchase agreements 回购协议certificate of deposits存单bond 债券stock股票travelers'checks 旅行支票small-denomination time deposits小额定期存款large-denomination time deposits大额定期存款bank overnight repurchase agreements 银行隔夜回购协议bank long-term repurchase agreements 银行长期回购协议thrift institutions 存款机构financial institution 金融机构commercial banks商业银行a means of payment 支付手段a store of value储藏手段a standard of value价值标准unit tworeserve 储备note 票据discount贴现circulate流通central bank 中央银行the Federal Reserve System联邦储备系统credit union 信用合作社paper currency 纸币credit creation 信用创造branch banking 银行分行制unit banking 单一银行制out of circulation 退出流通capital stock股本at par以票面价值计electronic banking电子银行banking holding company 公司银行the gold standard金本位the Federal Reserve Board 联邦储备委员会the stock market crash 股市风暴reserve ratio 准备金比率unit threedeficit 亏损roll展期wholesale批发default不履约auction拍卖collateralize担保markup价格的涨幅dealer交易员broker经纪人pension funds 养老基金face amount面值commerical paper商业票据banker's acceptance银行承兑汇票Fed fund 联邦基金eurodollar欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating信誉级别tax collection税收money market货币市场capital market资本市场original maturity 原始到期期限surplus funds过剩基金unit fourpremium升水discount贴水par平价deficit赤字future期货capital movements资本流动foreign exchange dealings外汇交易balance of payment国际收支eurodollar market欧洲美元市场spot rate 即期汇率forward rate远期汇率cross rate交叉汇率arbitrage transation套汇交易space arbitrage地点套汇time arbitrage时间套汇interest arbitrage 套利direct quotation直接标价法indirect quotation间接标价法decimal system十进制long position多头short position空头swedish kronor瑞典克郎Sfr 瑞士法郎DM德国马克FFr法国法郎Dkr丹麦克郎Nkr挪威克郎Yen日元Can＄加拿大元￡英镑Lit意大利里拉Aus＄澳大利亚元DG荷兰盾BF比利时法郎unit fivethe society for worldwide interbank financial telecommunication(SWIFT)环球银行金融电讯协会the clearing house interbank payments system(CHIPS)纽约银行同业清算系统over-the-counter market场外交易市场invoice发票，发货单portfolio债务，投资组合turnover总成交额not-for-profit cooperative非盈利性组织triangular arbitrage三角套汇unit sixquota 配额guaratee保函fixed exchange rate固定汇率balance of payment deficit国际收支逆差international reserve国际储备credit tranche drawing信贷份额借款credit tranche信贷份额credit tranche facilities信贷份额贷款便利international payment国际收支buffer stock缓冲存货extended facilities补偿信贷便利government borrowing国债；政府借款price fluctuation价格波动，价格涨落export earning 出口收益enlarged access policy 延期进入政策credit policy信用政策debt restructuring债务重组，债务调整Bretton Woods Agreement布雷顿森林协议International Monetary Fund 国际货币基金组织International Bank for Resonstruction and Development(IBRD)国际复兴与开发银行International Development Association（I.D.A.)国际开发协会International Fincance Corporation（I.F.C.)国际金融公司financial intermediary 金融中介concessional terms特惠条件trade credit商业信贷earning capacity收益能力Bank for International Settlements（B.I.S.)国际清算银行financial settlement财务清算unit sevensyndication辛迪加underwrite包销，认购hedge对冲买卖、套期保值innovation到期交易spread利差principal本金swap掉期交易eurobond market 欧洲债券市场euronote欧洲票据Federal Reserve Bank (FRB)联邦储备银行unsecured credit无担保贷款fixed term time deposit定期支付存款lead bank牵头银行neogotiable time deposit议付定期存款inter-bank money market银行同业货币市场medium term loan 中期贷款syndicated credit银团贷款merchant bank商业银行portfolio management 有价债券管理lease financing租赁融资note issurance facility票据发行安排bearer note不记名票价underwriting facility包销安排floating-rate note 浮动利率票据bond holder债券持持有者London Interbank Offered Rate(LIBOR)伦敦同业优惠利率back-up credit line备用信贷额promissory note(P.N..p/n)本票revolving cerdit 循环信用证，即revolving letter of credit non interest-bearing reserves无息储备金interest rate controls 利率管制interest rate ceiling 利率上限interest rate floor 利率下限deposit insurance 存款保险。

关于金融专业英语词汇学习金融专业的学生们应该都知道，金融这个专业是和英语有很大的关联的，几乎所有的专业名词都是英语的。

我们要想把这个专业学好的话，就要把一些相关的英语单词记下来，这样防止以后看一些文章的话我们看不懂，下面小编就给大家整理了金融英语词汇词汇Implicit deflator 隐性通货紧缩指数Import quota 进口配额Import tariff 进口关税In-the-money 价内(期权)Incentive site 鱼饵网点(互联网)Income tax 所得税;入息税;薪俸税Indemnification 赔偿Indexed performance 指数表现Indicative price 指示性价格Industrail and Commercial Consolidated Tax 工商统一税Information memorandum 资料备忘录Information technology 信息科技Initial Conversion Premium 初次转换溢价Initial Public Offering 首次公开招股发行Insider trading 内幕交易Institutional investor 机构投资者Intangible asset 无形资产Intellectual property (IP) 知识产权Interest Rate Swap 利率掉期Intergovernmental loan 政府间贷款Interim report 中期报告Intermediary 中介机构; 中介人International Accounting Standards 国际会计准则International Finance 国际融资International Market 国际市场International Monetary Fund 国际货币基金International Monetary Market 国际货币市场International Organization for Standardization 国际标准化组织International Trust & Investment Corp. 国际信托投资公司(国投公司)Internet Content Provider 互联网内容供货商Internet presence 网上广告Intrinsic value 内在价值Inventory 存货;库存Investment, Investing 投资Investment advice, Investment advisor 投资咨询;投资顾问Investment bank, Investment banking 投资银行;投资银行服务Investment grade 投资级Investment research 投资研究Investor Relations 投资者关系IPO 初次公开发行;首次公开招股Investor Relations 投资者关系Irrevocable letter of credit 不可撤消信用状ISO 国际标准化组织Issued (and outstanding) shares 已发行股票Issuer 发行人IT 信息科技ITIC 国际信托投资公司(国投公司)Joint account 联名帐户;共同帐户Joint and several liabilities 共同及连带责任Joint global coordinator 联席全球协调人Joint stock company 股份有限公司Joint venture 合营企业;合资企业Jointly operated mines 联办矿Junior mortgage 次级按揭Junk bond 垃圾债券Korea Composite Index 韩国综合指数Korea Stock Exchange 韩国证券交易所Kuala Lumpur Stock Exchange 吉隆坡证券交易所。

金融学和会计学英语词汇division of labor 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货a medium of exchange 交换媒介legal sanction 法律制裁face value 面值liquid assets 流动资产illiquidl assets 非流动资产the liquidity scale 流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金repurchase agreements 回购协议certificate of deposits 存单bond 债券stock 股票travelers'checks 旅行支票small-denomination time deposits 小额定期存款large-denomination time deposits 大额定期存款bank overnight repurchase agreements 银行隔夜回购协议bank long-term repurchase agreements 银行长期回购协议thrift institutions 存款机构financial institution 金融机构commercial banks 商业银行a means of payment 支付手段a store of value 储藏手段a standard of value 价值标准reserve 储备note 票据discount 贴现circulate 流通central bank 中央银行the Federal Reserve System 联邦储备系统credit union 信用合作社paper currency 纸币credit creation 信用创造branch banking 银行分行制unit banking 单一银行制out of circulation 退出流通capital stock 股本at par 以票面价值计electronic banking 电子银行banking holding company 公司银行the gold standard 金本位the Federal Reserve Board 联邦储备委员会the stock market crash 股市风暴reserve ratio 准备金比率deficit 亏损roll 展期wholesale 批发default 不履约auction 拍卖collateralize 担保markup 价格的涨幅dealer 交易员broker 经纪人pension funds 养老基金face amount 面值commerical paper 商业票据banker's acceptance 银行承兑汇票Fed fund 联邦基金eurodollar 欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating 信誉级别tax collection 税收money market 货币市场capital market 资本市场original maturity 原始到期期限surplus funds 过剩基金宏观经济的 macroeconomic通货膨胀 inflation破产 insolvency有偿还债务能力的 solvent合同 contract汇率 exchange rate紧缩信贷 tighten credit creation 私营部门 private sector财政管理机构 fiscal authorities宽松的财政政策 slack fiscal policy税法 tax bill财政 public finance财政部 the Ministry of Finance平衡预算 balanced budget继承税 inheritance tax货币主义者 monetariest增值税 VAT (value added tax)收入 revenue总需求 aggregate demand货币化 monetization赤字 deficit经济不景气 recession经济好转 turnabout复苏 recovery成本推进型 cost push货币供应 money supply生产率 productivity劳动力 labor force实际工资 real wages成本推进式通货膨胀 cost-push inflation 需求拉动式通货膨胀 demand-pull inflation 双位数通货膨胀 double- digit inflation极度通货膨胀 hyperinflation长期通货膨胀 chronic inflation治理通货膨胀 to fight inflation最终目标 ultimate goal坏的影响 adverse effect担保 ensure贴现 discount萧条的 sluggish认购 subscribe to支票帐户 checking account货币控制工具 instruments of monetry control 借据 IOUs(I owe you)本票 promissory notes货币总监 controller of the currency拖收系统 collection system支票清算或结算 check clearing资金划拨 transfer of funds可以相信的证明 credentials改革 fashion被缠住 entangled货币联盟 Monetary Union再购协议 repo精明的讨价还价交易 horse-trading欧元 euro公共债务 membership criteria汇率机制 REM储备货币 reserve currency劳动密集型 labor-intensive股票交易所 bourse竞争领先 frontrun牛市 bull market非凡的牛市 a raging bull规模经济 scale economcies买方出价与卖方要价之间的差价 bid-ask spreads 期货（股票） futures经济商行 brokerage firm回报率 rate of return股票 equities违约 default现金外流 cash drains经济人佣金 brokerage fee存款单 CD(certificate of deposit)营业额 turnover资本市场 capital market布雷顿森林体系 The Bretton Woods System经常帐户 current account套利者 arbitrager远期汇率 forward exchange rate即期汇率 spot rate实际利率 real interest rates货币政策工具 tools of monetary policy银行倒闭 bank failures跨国公司 MNC ( Multi-National Corporation) 商业银行 commercial bank商业票据 comercial paper利润 profit本票，期票 promissory notes监督 to monitor佣金（经济人） commission brokers套期保值 hedge有价证券平衡理论 portfolio balance theory 外汇储备 foreign exchange reserves固定汇率 fixed exchange rate浮动汇率 floating/flexible exchange rate 货币选择权（期货） currency option套利 arbitrage合约价 exercise price远期升水 forward premium多头买升 buying long空头卖跌 selling short按市价订购股票 market order股票经纪人 stockbroker国际货币基金 the IMF七国集团 the G-7监督 surveillance同业拆借市场 interbank market可兑换性 convertibility软通货 soft currency限制 restriction交易 transaction充分需求 adequate demand短期外债 short term external debt汇率机制 exchange rate regime直接标价 direct quotes资本流动性 mobility of capital赤字 deficit本国货币 domestic currency外汇交易市场 foreign exchange market国际储备 international reserve利率 interest rate资产 assets国际收支 balance of payments贸易差额 balance of trade繁荣 boom债券 bond资本 captial资本支出 captial expenditures商品 commodities商品交易所 commodity exchange期货合同 commodity futures contract普通股票 common stock联合大企业 conglomerate货币贬值 currency devaluation通货紧缩 deflation折旧 depreciation贴现率 discount rate归个人支配的收入 disposable personal income 从业人员 employed person汇率 exchange rate财政年度fiscal year自由企业 free enterprise国民生产总值 gross antional product 库存 inventory劳动力人数 labor force债务 liabilities市场经济 market economy合并 merger货币收入 money income跨国公司 Multinational Corproation 个人收入 personal income优先股票 preferred stock价格收益比率 price-earning ratio优惠贷款利率 prime rate利润 profit回报 return on investment使货币升值 revaluation薪水 salary季节性调整 seasonal adjustment关税 tariff失业人员 unemployed person效用 utility价值 value工资 wages工资价格螺旋上升 wage-price spiral收益 yield补偿贸易 compensatory trade, compensated deal 储蓄银行 saving banks欧洲联盟 the European Union单一的实体 a single entity抵押贷款 mortgage lending业主产权 owner's equity普通股 common stock无形资产 intangible assets收益表 income statement营业开支 operating expenses行政开支 administrative expenses现金收支一览表 statement of cash flow贸易中的存货 inventory收益 proceeds投资银行 investment bank机构投资者 institutional investor垄断兼并委员会 MMC招标发行 issue by tender定向发行 introduction代销 offer for sale直销 placing公开发行 public issue信贷额度 credit line国际债券 international bonds欧洲货币Eurocurrency利差 interest margin以所借的钱作抵押所获之贷款 leveraged loan 权利股发行 rights issues净收入比例结合 net income gearing常用的经济学金融学中英文词汇及解释Equilibrium，competitive 竞争均衡见竟争均衡（competitive equilibrium）。

金融行业英语词汇大全一、债券和股票- Bond（债券）- Stock（股票）- Share（股份）- Dividend（股息）- Equity（股权）- Coupon（利息券）- Par Value（面值）- Yield（收益率）- Maturity（到期日）- Initial Public Offering (IPO)（首次公开募股）二、投资和交易- Investment（投资）- Portfolio（投资组合）- Asset（资产）- Liability（负债）- Hedge Fund（对冲基金）- Mutual Fund（共同基金）- Stock Exchange（证券交易所）- Bull Market（牛市）- Bear Market（熊市）- Option（期权）三、银行和金融机构- Bank（银行）- Investment Bank（投资银行）- Central Bank（中央银行）- Retail Bank（零售银行）- Mortgage（抵押贷款）- Loan（贷款）- Interest Rate（利率）- ATM（自动取款机）- Credit Card（信用卡）四、风险管理和保险- Risk Management（风险管理）- Insurance（保险）- Underwriter（承销商）- Premium（保费）- Claim（索赔）- Policyholder（保单持有人）- Insurer（保险公司）- Reinsurance（再保险）- Actuary（精算师）- Catastrophe（灾难）五、国际金融- International Trade（国际贸易）- Foreign Exchange (Forex)（外汇）- Exchange Rate（汇率）- Tariff（关税）- Balance of Trade（贸易余额）- World Bank（世界银行）- International Monetary Fund (IMF)（国际货币基金组织）- Free Trade Agreement（自由贸易协议）- World Trade Organization (WTO)（世界贸易组织）- Globalization（全球化）以上是金融行业英语词汇大全的部分内容，希望对您有所帮助。

金融专业英语词汇大全（一)小编为大家整理了金融专业英语词汇大全，希望对你有帮助哦! 金融专业英语词汇大全(一)：1. a flat percentage rate of income 统一比率的所得税税率2. a long position 多头部位，利多形势3. a long position 多头寸;买进的期货合同4. a put option on a debt security 债务证券的卖出期权5. a sales slip 签购单据，售货清单6. a short position 空头部位，短缺头寸7. a short position 空头;卖出的期货合同8. a tax return 税务申报表9. abnormal depreciation 特别折旧10. abnormal spoilage 非正常损坏11. aboriginal cost 原始成本12. acceptance bank 票据承兑行13. acceptance method 承兑方式14. acceptance risks 承兑风险15. accepting bank 承兑银行16. accessory risks 附加保险，附加险17. accident insurance 意外保险(不包括海上，火灾和人寿险)18. accommodation of funds 资金融通19. accompany vt. 附带，伴随，陪同20. account charges 账户费用21. account current (A/C,a/c) 往来帐户22. account number (A/N) 帐号23. account statement 帐户清单24. accounting exposure 会计风险25. accounting risks 会计风险26. accounting value 帐面价值27. accounts of assured 保险帐户28. accrued bond interest 应计债券利息29. accrued depreciation 应计折旧30. accrued dividend 应计股利31. acknowledgement of declaration (under op预约保险申报确认书32. active securities 热头股票，活跃的证券33. actual cash value (保险用语)实际现金价值34. actual rate 实际汇率35. adaptive expectations 适应性预期36. additional insurance 加保，附加保险37. additional reserve 追加准备金38. adjustable policy 可调整的保险单39. adjustable premium 可调整的保险费40. adjusted debit balance 已调整的借方余额41. advance payment of premium 预缴保险费42. advance-decline theory 涨跌理论43. adverse exchange 逆汇、逆汇兑44. advice of drawing 提款通知书45. advising bank 通知银行46. affiliated bank 联行47. affiliated person 关联人48. aftermarket 次级市场49. agent for collection 托收代理银行50. Agricultural Bank of China 中国农业银行51. agricultural loans 农业贷款52. agricultural(animal husbandry)tax 农(牧)业税53. allowance for doubtful debt 备抵呆帐款项54. alternative (either/or) order 选择指令55. American Express card 运通卡56. American terms 美国标价法57. amount in figures 小写金额58. amount in words 大写金额59. annual membership dues 年费60. application form for a banking account 银行开户申请书金融专业英语词汇大全（一) 小编为大家整理了金融专业英语词汇大全，希望对你有帮助哦! 金融专业英语词汇大全(一)：1. a flat percentage rate of income 统一比率的所得税税率 2. a long position 多头部位，利多形势 3. a long position 多头寸;买进的期货合同推荐度：点击下载文档文档为doc格式。

金融学必备英语词汇ABS 资产担保证券〔Asset Backed Securities的英文缩写〕Accelerated depreciation加速折旧Acceptor 承兑人；受票人；承受人Acmodation paper融通票据；担保借据Accounts payable应付帐款Accounts receivable 应收帐款Accrual basis应计制；权责发生制Accrued interest应计利息Accredited Investors合资格投资者；受信投资人指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者Accredit value自然增长值Accrediting本金增值适用于多种工具，指名义本金在工具〔如上限合约、上下限合约、掉期和互换期权〕的期限内连续增长。

ACE 美国商品交易所Acid Test Ratio 酸性测验比率；速动比率Across the board全面一致；全盘的Acting in concert一致行动；合谋Active assets活动资产；有收益资产Active capital活动资本Actual market现货市场Actuary 精算师；保险统计专家ADB亚洲开发银行ADR 美国存股证；美国预托收据；美国存托凭证[股市] 指由负责保管所存托外国股票的存托银行所发行一种说明持有人拥有多少外国股票(即存托股份)的收据。

ADR一般以美元计价和进展交易，与被视为美国证券。

对很多美国投资者而言，买卖ADR比买卖ADR所代表的股票更加方便、更流动、本钱较低和容易。

大部份预托收据为ADR；但也可以指全球预托收(GDR) ，欧洲预托收据(EDR) 或国际预托收据(IDR) 。

从法律和行政立场而言，所有预托收据具有同样的意义。

ADS 美国存托股份Ad valorem从价；按值Affiliated pany 关联公司；联营公司After date发票后，出票后After-market后市[股市] 指某只新发行股票在定价和配置后的交易市场。

常用金融英语词汇汇总下面是店铺整理的常用金融英语词汇汇总，希望对大家有帮助。

S三角债 chain debts;inter-enterprise arrears善政廉政 good governance商业贷款 commercial loans上市公司 (publicly)listed corporations设备利用 capacity utilization社会保障 social safety net;social security(insurance)深层次矛盾 deep-rooted structural imbalance审批金融机构 to license financial institutions审慎监管 prudential supervision生产能力闲置 unutilized capacity生息资产 interest-bearing assets实际利用外资 disbursement of foreign capital;actual inflow of foreign investment实际有效汇率 real effective exchange rate实时 real time实收资本 paid-in capital实现利润 realized profit市场分割 market segmentation市场经济 market economy市场占有率(市场份额) market share市场准入market access(指商品和劳务的进入);market entry(指机构的审批)市价总值 market capitalization适度从紧 appropriately tight适时调节 timely adjustment收回对金融机构贷款 to recall central bank loans (to financialinstitutions)税后还贷 amortization(repayment of loans)after tax税收流失 tax erosion税源不足 weak tax base私营经济(私人经济) the private sector私有制 private ownership所有者权益 owner's equityT逃税(请见“避税”) tax evasion套汇(1)指合法：currency swap;arbitrage(2)指非法：illegal purchase of foreign exchange剔除季节性因素 seasonally adjusted调节流动性 to influence liquidity level贴现窗口 discount window同比on year-on-year basis;over the same period of the previous year同业拆借(放) inter-bank borrowing(lending)同业拆借市场利率(中国) CHIBOR(China inter-bank offered rate) 同业融通票据 inter-bank financing bills同业往来 inter-bank transactions透支 overdraft退税 tax refund(rebate)头寸 position吞吐基础货币 adjustment of monetary base脱媒现象 disintermediationW外部审计 external audit外国直接投资 foreign direct investment (FDI)外汇储备 foreign exchange reserves外汇调剂 foreign exchange swap外汇占款the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings 外向型经济 export-oriented economy外债 external debt外资企业 foreign-funded enterprises完善现代企业制度 to improve the modern enterprise system 完税凭证 tax payment documentation违法经营 illegal business委托存款 entrusted deposits稳步增长 steady growth稳健的银行系统 a sound banking system稳中求进 to make progress while ensuring stability无纸交易 book-entry(or paperless/scriptless)transaction物价监测 price monitoringX吸纳流动性 to absorb liquidity稀缺经济 scarcity economy洗钱 money laundering系统内调度 fund allocation within a bank系统性金融危机 systemic financial crisis下岗工人 laid-off employees下游企业 down-stream enterprises现场稽核 on-site examination现金滞留(居民手中) cash held outside the banking system乡镇企业 township and village enterprises(TVEs)消费物价指数 consumer price index(CPI)消费税 excise(consumption)tax消灭财政赤字 to balance the budget;to eliminate fiscal deficit 销货款回笼 reflow of corporate sales income to the banking system销售平淡 lackluster sales协议外资金额 committed amount of foreign investment新经济增长点 new sources of economic growth新开工项目 new projects;newly started projects新增贷款incremental credit; loan increment; credit growth; credit expansion新增就业位置 new jobs;new job opportunities信贷规模考核 review the compliance with credit ceilings信号失真 distorted signals信托投资公司 trust and investment companies信息不对称 information asymmetry信息反馈 feedback(information)信息共享系统 information sharing system信息披露 information disclosure信用扩张 credir expansion信用评级 credit rating姓“资”还是姓“社” pertaining to socialism or capitalism;socialist orcaptialist行政措施 administrative measures需求膨胀 demand expansion; excessive demand虚伪存款 window-dressing deposits削减冗员 to shed excess labor force寻租 rent seeking迅速反弹 quick reboundY养老基金 pension fund一刀切universal application;non-discretionary implementation一级市场 primary market应收未收利息 overdue interest银行网点 banking outlets赢利能力 profitability营业税 business tax硬贷款(商业贷款) commercial loans用地审批 to grant land use right有管理的浮动汇率 managed floating exchange rate证券投资 portfolio investment游资(热钱) hot money有市场的产品 marketable products有效供给 effective supply诱发新一轮经济扩张trigger a new round of economic expansion逾期贷款 overdue loans;past-due loans与国际惯例接轨to become compatible with internationally accepted与国际市场接轨 to integrate with the world market预算外支出(收入) off-budget (extra-budgetary) expenditure(revenue)预调 pre-emptive adjustment月环比 on a month-on-month basis; on a monthly basisZ再贷款 central bank lending在国际金融机构储备头寸reserve position in international financial institutions在人行存款 deposits at (with) the central bank在途资金 fund in float增加农业投入 to increase investment in agriculture增势减缓deceleration of growth;moderation of growthmomentum增收节支措施revenue-enhancing and expenditure controlmeasures增长平稳 steady growth增值税 value-added tax(VAT)涨幅偏高 higher-than-desirable growth rate;excessive growth 账外账 concealed accounts折旧 depreciation整顿 retrenchment;consolidation政策工具 policy instrument政策性业务 policy-related operations政策性银行 policy banks政策组合 policy mix政府干预 government intervention证券交易清算 settlement of securities transactions证券业务占款 funding of securities purchase支付困难 payment difficulty支付能力 payment capacity直接调控方式向to increase the reliance on indirect policy instruments间接调控方式转变职能转换 transformation of functions职业道德 professional ethics指令性措施 mandatory measures指令性计划 mandatory plan;administered plan制定和实施货币政策 to conduct monetary policy;to formulate and implement monetary policy滞后影响 lagged effect中介机构 intermediaries中央与地方财政 delineation of fiscal responsibilities分灶吃饭重点建设key construction projects;key investment project周期谷底 bottom(trough)of business cycle周转速度 velocity主办银行 main bank主权风险 sovereign risk注册资本 registered capital逐步到位 to phase in;phased implementation逐步取消 to phase out抓大放小 to seize the big and free the small(to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition)专款专用 use of funds as ear-marked转贷 on-lending转轨经济 transition economy转机 turnaround转折关头 turning point准财政赤字 quasi-fiscal deficit准货币 quasi-money资本不足 under-capitalized资本充足率 capital adequacy ratio资本利润率 return on capital资本账户可兑换 capital account convertibility资不抵债 insolvent;insolvency资产负债表 balance sheet资产负债率 liability/asset ratio;ratio of liabilities to assets资产集中 asset concentration资产贡献率 asset contribution factor资产利润率 return on assets (ROA)资产质量 asset quality资产组合 asset portfolio资金成本 cost of funding;cost of capital;financing cost资金到位 fully funded (project)资金宽裕 to have sufficient funds资金利用率 fund utilization rate资金缺口 financing gap资金体外循环 financial disintermediation资金占压 funds tied up自筹投资项目 self-financed projects自有资金 equity fund综合国力 overall national strength(often measured by GDP) 综合效益指标 overall efficiency indicator综合治理comprehensive adjustment(retrenchment);over-haul总成交额 total contract value总交易量 total amount of transactions总成本 total cost最后贷款人 lender of last resort。