Fidelity Funds - Global Industrials Fund - A富达基金-全球工业基金-A

AgendaWhat is an ETF/ETP?Investment PhilosophyReasons to use ETFs in an investing strategy Searching for ETFs based on strategy Research and comparing ETFs Common mistakes made with ETFsDemonstration…Active Trader Pro® is used for this portion of the webinar Visit: /ATP to download Active Trader Pro®How we can help you take the next step…Speak to a Representative Call 800-544-4364 •One of our knowledgeable representativesis waiting to assist you Visit News and Research > ETFs•To view more informationVisit an Investor Center/branches•To meet with one of our Regional Brokerage Consultants or investmentprofessionals.Continue your education /learning-center •Access to coaching, webinars, andclassroomsKey Takeaway’sETFs can be used in many ways to help supplement portfolio strategies Learn the key termsConsider the growing ETF marketTracking the ETF marketLeveraging Fidelity’s toolsQuestions…DisclosuresFree commission offer applies to online purchases of Fidelity ETFs and select iShares ETFs in a Fidelity brokerage account. The sale of ETFs is subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal).ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.For iShares ETFs, Fidelity receives compensation from the ETF sponsor and/or its affiliates in connection with an exclusive long-term marketing program that includes promotion of iShares ETFs and inclusion of iShares funds in certain FBS platforms and investment programs. Please note, this security will not be marginable for 30 days from the settlement date, at which time it will automatically become eligible for margin collateral. Additional information about the sources, amounts, and terms of compensation can be found in the ETF’s prospectus and related documents. Fidelity may add or waive commissions on ETFs without prior notice. BlackRock and iShares are registered trademarks of BlackRock Inc., and its affiliates.BlackRock and iShares are not legally affiliated with Fidelity Investments and are independent entities.There is no guarantee that a factor-based investing strategy will enhance performance or reduce risk. Before investing, make sure you understand how a factor investing strategy may differ from a more traditional index-based approach. Depending on market conditions, factor-based investments may underperform compared with investments that seek to track a market capitalization–weighted index.Any screenshots, charts, or company trading symbols mentioned, are provided for illustrative purposes only and should not be considered an offer to sell, a solicitation of an offer to buy, or a recommendation for the security.Investing involves risk, including risk of loss.Before investing in any mutual fund or exchange-traded fund, you should consider its investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus, an offering circular, or, if available, a summary prospectus containing this information. Read it carefully.Fidelity Brokerage Services, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917.。

重点研究富达基金Fedelity和资本基金 Capital 的人员规模、投资模式、产品数量，类型和规模、销售模式、宣传和推广以及公众对于此两家公司的评价。

富达基金Fedelity1、富达基金Fedelity1946 年，爱德华詹森二世 (Mr. Edward C. Johnson 2nd) 在美国波士顿创办了美商富达管理研究公司，也创造了富达的传奇历史。

1947 年，富达发行第一支主要投资于一般股票的股票型基金，开启运用共同基金的投资新页； 1969 年成立百慕达商富达国际有限公司 (FIL Limited) ，至今近 40 年，负责经营管理美国以外的全球市场资产管理业务，提供了美国市场以外的一般大众及机构法人客户各项金融投资商品与专业服务。

百慕达商富达国际有限公司于 1969 年成立后，日本分公司随即成立，同时，也由于富达日本分公司的成功，提供了富达进军亚太市场一个极佳的跳板。

1981 年，富达在香港成立基金管理公司，五年后(1986年)，进一步拓展至台湾，成立分公司。

百慕达商富达国际有限公司的投资管理事业遍及伦敦、百慕达、巴黎、法兰克福、东京、香港、孟买、首尔、新加坡、雪梨和台北。

其产品范围涵盖：共同基金，界定供款退休金，分隔组合，组合投资。

英国、德国和台湾基金网络平台，见表1。

富达投资集团(Fidelity Investments)是最早来台的外商资产管理集团之一。

富达国际(Fidelity Limited)从 1986 年开始，在台湾设立富达投顾，引进海外各地区富达所发行的境外基金产品，提供台湾投资人最佳的投资建议；2000 年，再成立了富达投信，成功募集了多档专为台湾投资人设计，以台币计价的基金产品； 2002 年，富达证券正式挂牌营运，以基金超市的概念，受託买卖跨公司的所有海内外基金产品，提供台湾投资人最完整、最值得信赖的基金投资服务。

自2006年8月1日起，富达证券正式成为富达境外基金的总代理。

esg的影响的案例分析2月16日，奇点财经曾转述香港《信报》报道，强制性公积金计划管理局(以下简称积金局)建议就道富环球投资管理亚洲有限公司（简称SSGA）是否适合作为盈富基金管理人的适当性进行评估。

这一事件体现积金局对SSGA在ESG决策方面的重视。

近年来，随着ESG理念越来越深入人心，不少国际资产管理公司都提出ESG投资理念。

究竟香港有哪些ESG资管公司？从本期开始，奇点财经ESG研究团队将会就国际上重要的ESG投资机构进行不定期的系列报道和介绍，供对ESG投资有兴趣的读者参考。

富达成立于1969年，是1946年在美国波士顿创立的Fidelity Investments旗下的国际公司。

在1980年，富达脱离美国母公司独立经营。

现时，富达的股权主要由管理层和创始家族成员持有。

截至2020年3月31日富达在全球管理的资产达3,710亿美元，客户遍布亚太区、欧洲、中东和南美洲25个国家，其服务的客户包括中央银行、主权财富基金、大型机构、金融企业、保险公司、财富管理公司及个人投资者。

除资产管理外，富达亦在多个国家为雇主福利计划、投资顾问和个人客户提供投资行政管理及指引服务。

富达的ESG投资富达已在官网开设了独立的ESG板块，并详细阐述了其对ESG 的理解，ESG投资策略和公司自身的ESG状况。

富达对于ESG的理解富达认为：ESG（环境、社会和企业管治）投资是指在做出投资决定的过程中，除了考虑财务因素外，亦同时纳入ESG因素。

可持续投资、社会责任投资、道德投资和影响力投资等不同名称，都是ESG投资的一部份。

富达认为ESG因素涵盖极为广泛的议题，如由避免投资于烟草公司，以至为洁净食水项目提供融资都属于ESG范畴。

具体到ESG的每一项目，富达认为：（1）E包括气候变化、温室气体排放、资源耗尽，包括水资源、废物及污染和伐林等；（2）S包括工作环境（包括奴役及童工）、当地社区（包括原住民社区）、宗教冲突、健康及安全和雇佣关系及多元性等；（3）G包括行政人员薪酬、贿赂及贪腐、政治游说及捐款、董事会多元性及架构和税务策略等。

国外esg评级机构简介摘要：1.概述2.MSCI ESG 评级3.Thomson Reuters ESG 评级4.FTSE Russell ESG 评级5.RobecoSAM ESG 评级6.ISS ESG 评级7.总结正文：1.概述ESG 评级是一种评估公司环境、社会和治理方面表现的标准。

随着全球对ESG 问题的关注度不断提高，越来越多的投资者、企业和其他利益相关者开始使用ESG 评级来衡量公司的可持续性和社会责任。

国外的一些评级机构在ESG 评级方面具有较高的权威性和影响力，包括MSCI、Thomson Reuters、FTSE Russell、RobecoSAM 和ISS。

2.MSCI ESG 评级MSCI（Morgan Stanley Capital International）是全球著名的投资指数提供商，其ESG 评级涵盖了全球上市公司的环境、社会和治理方面。

MSCI ESG 评级采用0-10 的得分范围，其中0 表示公司在某个领域表现最差，10 表示公司在某个领域表现最好。

MSCI ESG 评级被广泛应用于投资领域，许多投资者将其作为投资决策的重要依据。

3.Thomson Reuters ESG 评级Thomson Reuters 是国际知名的资讯服务提供商，其ESG 评级主要依据公司的公开信息和第三方数据，对公司在环境、社会和治理方面的表现进行评估。

Thomson Reuters ESG 评级采用负面筛选和正面筛选相结合的方法，旨在帮助投资者识别具有可持续性和社会责任的公司。

4.FTSE Russell ESG 评级FTSE Russell（伦敦证券交易所集团）是一家全球知名的指数公司，其ESG 评级主要针对富时全球指数系列（FTSE Global Index Series）的成分股公司。

FTSE Russell ESG 评级采用基于规则的方法，对公司进行环境、社会和治理方面的评估。

商务英语考试（BEC）中级模拟试题及答案商务英语考试(BEC)中级模拟试题及答案一.READINGPART ONEQuestions 1-7. Read these sentences and the share prices below.. Which stock market does each sentence(1-7) describe?. For each sentence mark one letter (A ,B ,C or D) on your Answer Sheet.Example:the index went up more than one thousand.Answer:A1. the share prices were influenced by the improvement of the two countries'relations.2. Over the week ,turnover rose by T $ 5. 83bn.3. Many people went to buy capitalization stocks.4. In the beginning many foreign shareholders buy blue chips at high prices.5. Price was lower after shareholders sold stocks in industrials to make profit.6. On Thursday price dropped and then rose again.7. the falling of composite index rose by 1. 3 per cent on the week.A. Bangkok rose 2 per cent on the day and 3.4 per cent over the week as buyers moved in to large market capitalization stocks. The SET index rose 27.55 to 1,383.57 in turnover of Bt 8.5 bn, down from Thursday's Bt 10bn.B. Taipei was pulled lower by late profit-taking in industrialsafter Thursday's rebound ,and the weighted index fell 45.59 to 5,806.77, or 1.7 per cent, over the week. Turnover rose to T $41.51 bn from T $ 35. 78bn.C. Manila opened strongly on foreign buying of blue chips but dipped at the close as profits were taken. The composite index fell 10.07 to 2 ,907. 00 , 1.3 per cent higher on the weekD. Hong Kong finished a mixed day slightly lower ,sapped by profit-taking on confirmation of US renewal of China's MFN trade status and concerns over the lower domestic property market. The Hang Seng index fell 11.58 to close at 9,470.13, 1.7 per cent lower on the week.PART TWOQuestions 8-12. Read this letter to the editor of The Economist.. Choose the best sentence from the list A-I to fill each of the blanks.. For each blank (8-12) mark one letter (A-I) on your Answer Sheet.. Do not mar4 any letter twice.. One answer has been given as an example.Sir-You state on February 13th that New Mexico has "few natural resources ",... ...example... In 1991 New Mexico ranked fourth in the United States in production of natural gas , seventh in oil and tenth in non-fuel minerals ...8...Non-fuel minerals contributed about $ 1 billion and coal $ 509 million.Taxes from production of fuels and minerals, and lease payments on state lands have been set aside by legislative acts to endow two permanent funds worth about $ 5. 65 billion, ... 9 ... In addition, during fiscal year 1991 , payments to New Mexicofrom taxes on federal lands were S 108 million ,all earmarked for public education.... 10 ... About $566 million came from taxes and permanent-fund earnings attributable to oil and gas production. ...11 ... Tourism is an important industry in New Mexico, yet its economic impact on the public sector is dwarfed by that of mineral production.New Mexico came through the recent recession in much better shape than most other states. It does not have a deficit. ...12...States that rely primarily on a sales tax or on an income tax have big problems during economic downturns. Income growth per head in New Mexico averaged 6. 1/00 in the year to October 1992-one of the fastest growth rates in the United States.Charles ChapinExample :CA. It has a broadly based tax structure an important point.B. In 1992 it produced more oil than Colorado and Kansas combined.C. However, the extractive mineral industry in New Mexico is one of the state's strongest economic forces.D. During fiscal year 1992 New Mexico raised permanent funds worth about $6.1 billion.E. the combined value of oil and gas production was $ 2. 8 billion.F. Some 16, 000 employees work in the extractive industries and their wages are among the highest of any major industry.G. the $39 million earned by these funds in 1991 was used to finance education and other public services.H. Only S 25 million came from agricultural taxes.I. New Mexico's extractive mineral industries contribute about a third of the state's $ 1. 9 billion general-fund income in fiscal year 1991.PART THREEQuestions 13-20. Read this letter about Compensation Trade ,and answer the following questions.Ministry of Foreign Trade 19th January , 1 993Xi Changan StreetBeijing , ChinaDear Sirs,This letter is in regard to the window glass business between our firm and the China National Light industrial Products Import & Export Corporation, Daren Branch and the Daren Window Glass Factory.1. Our two sides sincerely worked in the past and the window glass business has already been done successfully. However, the quantity of products doesn't meet our requirements. This company wants to develop the trade and business further in this line. We now expect to begin working with all the other branches and window glass factories on the same basis ,i. e. compensation trade.2. For the U. S. A. market, we require very large quantities of small cut sizes. Therefore, we are asking your prompt assistance to help us out in expanding glass-cutting business. We would highly appreciate it if you take this matter into consideration. We are certain that ,with your prompt cooperation, our purchases of Chinese window glass for sale in the U. S. A. market will very quickly increase to a large and substantial volume. With the establishment of diplomatic relations between our two countries ,the time is now right for a very quick and large increasein trade between us.3. For your information, we are doing everything possible to cooperate in achieving our mutual goal of making the window glass business a very large one. We have offered to purchase various equipment for your Dairen factory which will increase its products, improve quality and raise its efficiency. We have offered to accept payment for this machinery in the form of buy-back of glass. We have also cooperated with the factory in making suggestions for better efficient packing and containerization. The factory has been very cooperative and receptive to our ideas. As we want to begin our business with the other branches too ,we plan to offer the same suggestions and proposals to purchase machinery for them.4. From this letter, you can see that we are very sincere in our desire for a long-term relationship between our two countries and our firm and the various branches of the China National Light industrial Products Import and Export Corporation, Window Glass Departments .During our next visit to China, we will discuss the appointment of our firm as the exclusive agent for Chinese Window Glass in the U. S. A. market. Since we have discussed this question in the past ,we expect that the official appointment of our firm as the exclusive agent will be made during our next trip.Thank you for your prompt attention to the above. Best regards.Sincerely yours ,Norman GoldsteinAssociates , INCQuestions 13-16. For questions 13-16 ,choose the correct title for eachparagraph from the box below.. For each paragraph(1-4) mark one letter (A-G) on your Answer Sheet.. Do not mark any letter twice.13. Paragraph 1...14. Paragraph 2...15. Paragraph 3...16. Paragraph 4...A Our hope for a long-term relationshipB Our successful cooperation in the pastC the diplomatic relations between our two countriesD Our wish to increase the quantity of productsE Our need of help in glass-cuttingF Our goal to make the window glass business largeG Improvement of equipment in Chinese factoriesQuestions l7-20. Using the information in the test ,complete each sentence 17-20 ,with a phrase from the list below (A-G).. For each sentence(17-20) mark one letter (A-G) on your Answer Sheet.. Do not mark any letter twice.17. When we visit your country again next time ,we hope you'11...18. On the basis of compensation trade ,we are going to...19. In order to enlarge our window glass business, we're doing our best to...20. To other branches that have business with us, we'll...A take this problem into consideration.B develop and expand the trade and business further.C make our company the sole agent in China.D offer to buy equipment for them.E accept payment for this equipment.F start cooperation with other branches and factories.G cooperate with you and realize our common dream.PART FOURQuestions 21-35. Read this advertisement a hat Fidelily Emerging Markets.. Choose the best word to fil1 each gap.. For each question (21 -35) mark one letter (A ,B,C or D) on your Answer Sheet.. One answer has been given as an example.the dynamic developing economies of the world are ripe with potential. Not only have they ...example...extraordinary levels of ...21 ..., but we believe this looks set continue , backed by ...22 ...inflows of foreign investment. Fidelity Emerging Mark, Fund is ...23...to help you capitalize on this promising outlook.the ...24...to real success in Emerging Markets is research and resources, of Fidelity's foremost ... 25 ... As the world's largest ...26 ... investment management organization , we can draw upona (n) ...27... network of offices covering developing economies across Asia ,Latin America and Europe.This local presence means we can ... 28... a hands-on approach ,searching out a capitalizing on investment...29...as soon as they come to light. As a result, Fidelity I become one of the world's ... 30... names in emerging stockmarkets : where we ...31... manage 5pounds billion ?So act now to ...32... out more about the Fidelity Emerging Markets Fund ---and get the potential of these dynamic markets teamed with the strength of the Fidelity organization. For more ...33 ... , call us , free of ...34 ..., from any of the countriesbelow. If you... 35... elsewhere ,please use the UK number or post or fax the coupon.Example:A. deniedB. climbedC. demonstratedD. mentionedAnswer: C21. A. growth B. decrease C. height D. diminish22. A. slow B. increasing C. reducing D. fast23. A. thought B. designed C. considered D. supposed24. A. road B. method C. reason D. key25. A. words B. slogans C. ways D. strengths26. A. independent B. wealthy C. prosperous D. national27. A. intensive B. thick C. narrow D. extensive28. A. move B. apply C. reply D. demand29. A. situations B. disadvantages C. opportunities D. conditions30. A. few B. many C. honourable D. leading31. A. currently B. formerly C. recently D. likely32. A. look B. discover C. find D. learn33. A. news B. data C. information D. knowledge34. A. money B. pay C. fee D. charge35. A. live B. wait C. talk D. sleepPART FIVESection AQuestions 36-40. Read this text about car sales in the world.. In most of the lines (36 -40) there is one extra word which does not fit in. One or two lines, however, are Correct.. If the Line is correct, put a tick (√ ) in the space on your Answer Sheet.. If there is an extra word in the line, write that word in thespace on your Answer Sheet.Example :While new car sales in Japan are predicted to rise up by...up...5 per cent next year, 1990's record of 5.1 million won't be exceeded...√...WORLD NEW CAR SALES36. New car sales fell down last year to a six-year low, but demand37. is forecast to begin a sustained period of growth in 1994 and38. rose to record levels through out the second half years of the 1990s39. the short-term recovery is being driven chiefly by a strong rise in the demand40. in North America ,where new car sales are forecast to increaseby 11 percent to 10. 46 million this year ,as well by the continuingexpansion of demand in the Asia-Pacific region. PART FIVE Section BQuestions 41-45.. the following is a business contract.. In each line there is one wrong word.. For each numbered line (41 - 45) write the correct word in the space on your Answer Sheet.Example :We have to hold you responsibility for the loss we've been made to sustain...responsible...This serves to authorize the Chairman of the F. T. Arbitration Commission to41. appoint an arbitrator on behave of this corporation to settle the dispute42. existed between the plaintiff and the defendant ,concerning the defendant's.43. failure to meet their oblige under contracts concluded for the supply of44. 8,000 metric tons of Aluminium ingots. Should the defendant failing to45. appoint an arbitrator with in the time specific by the F. T. Arbitration .Commission ,this corporation would have an arbitrator appointed forthe defendant.二. WRITINGPART ONEQuestion 46You work for a company which is going to buy a set of equipment from China. You are asked to translate a lot of specifications and instructions within four months, which is impossible. therefor you decide to advertise for two experienced translators as soon as possible.. Write a short note to Mr. Max Remington ,the Public Relation's manager. Ask for an advertisement for two translators.. Explain the reason.. Mention your urgency.. Write 30-40 words on your Answer Sheet.PART TWOQuestion 47You work in the Market Survey institute. After careful research ,you receive four charts.Read the following charts which show , the trend of consumer confidence, real hourly wages, employment and credit development. The years are given ,while the other numbers are not presented. But the lines in the charts clearly show , the directions of development.. Use the information in the charts to write a report (about 100- 120 words) analyzing the reason why the consumer confidence increases.. Write on your Answer Sheet.三.LISTENINGPART ONEQuestions 1-12. You will hear three telephone conversations.. Write down one word or number in the numbered spaces on the forms below.Message One. Questions 1-4MESSAGEVisiting City: BarcelonaMain Features:1. the Old City: old buildings2. (1) ... beautiful, magnificent3. several (2)...restaurants food is cheap(3) ...4. Staying Hotel (4) ...Message Two Questions 5-8Hiring RegistrationDate : 5th Jan. Time : 10:30Name of the customer : Kate (5)...Contact No : (6)...Service Details :l. An appartment near (7)...street ,with air-conditioner and heating system .2. Rent :on more than (8)...a month ,including water and gas3. Renting Period: about 1.5 years from February Message Three. Questions 9- 12Telephone MessageDate : 1st April Time : 9:45Item : buying (9)...Purpose : 10 for meeting room, (10) ...for the officeTotal money: (11)...Deadline for purchasing : before ( 12)...,AprilPART TWOQuestions 13-22Section OneQuestions 13-17. You will hear five short pieces.. For each piece decide where the speaker is.. Write one letter (A-H) next to the number of the piece.. You will hear the five pieces twice.13...14...15...16...17...placesA on the planeB at the bankC at the airportD at the officeE at the theatreF at the hotelG at the customsH on the busSection TwoQuestions 18- 22. You wt71 hear another five short pieces.. For each piece decide what the speaker is going to do next.. Write one letter (A-H) next to the number of the piece.. You will hear the five pieces twice.18...19...20...21...22...Next actionsA to stop smokingB to fall into sleepC to leave a companyD to mail a parcelE to go shoppingF to go to the beachG to resign from the officeH to find a motelPART THREEQuestions 23-30. you will hear a report presented by a journalist from T okyo. He talks about the difficult situations met by Japanese chemical groups. He gives some important figures of four biggest chemical groups in Japan.. you have to complete the sentences (23-30) by choosingthe correct answer.. Mark one letter (A ,B or C).23. the crisis met by Japanese chemical groups is caused by, one of the reasons.A over capacityB high pricesC high cost24. the productions manufactured by Asahi Chemical, Japan's largest poly tyrene manufacturer take up of the market.A 12%B 25%C 26.625.________ is Japan's biggest plastics group.A Mitsubishi KaseiB Mitsubishi petrochemicalC Mitsui Petrochemical industries26. On Oct. 1st, Mitsubishi Petrochemical is going to merge with.A Kawasaki plantB Mitsui petrochemicalC Mitsubishi Kasei27. the dividend of remains the same as in last year.A Mitsubishi PetrochemicalB Mitsui petrochemical industries and Shin-EtsuC Sumitomo Chemical28. chemical group is not explained in detail in this report.A Shin-EtsuB Mitsubishi KaseiC Mitsui petrochemical29. chemical group has the highest per share according tothe report.A Mitsubishi PetrochemicalB Shin-EtsuC Mitsui Petrochemical Industries30. is going to open a new plant.A Shin-EtsuB Mitsui PetrochemicalC Mitsubishi Petrochemical商务英语BEC中级模拟试题(附参考答案)一. 阅读部分PART ONE1. D2. B3. A4. C5. B6. B7. CPART TWO8. E 9. G 10. I 11. F 12. APART THREE13. D 14. E 15. G 16. A 17. C 18. F 19. G 20. DPART FOUR21. A 22. B 23.D 24. D 25. D 26.A 27.D 28. B 29.C30. D 31. A 32.C 33. C 34. D 35.APART FIVESection A36. down是多余,应删掉.37. 没有多余的词38. years是多余,应删掉.39. the 是多余,应删掉.40. 没有多余的词.Section BF1 : When do you want them?M1 : Before the 10th of April. By the way ,I want to look at the sample beforehand.F1 : OK! I will select some samples for you.M1 : Thank you. Bye.F1 : Bye-bye , Mr. Wilson. Part Two. Questions 13-22.Section One. Questions 13-17.Question ThirteenA couple called today and they said they couldn't arrive tonight.You're lucky to find this vacancy. This is a busy time of the year. Please fill out this registration card and be sure to list your car's license number.Question FourteenA massive 700,000-tonne-a-year ethylene complex owned by Maruzen ,Mitsui Petrochemical and Sumitomo Chemical comes on stream later this year and Mitsubishi Petrochemical is also commissioning a new 300,000-tonne-a -year plant this year.下载全文。

fidelity发展特点-回复Fidelity发展特点Fidelity是一家知名的全球性金融服务公司，成立于1946年，总部位于美国麻省波士顿。

它提供了广泛的投资管理和金融服务，包括个人和机构投资者、财富管理、退休计划、银行和经纪等领域。

在过去的几十年里，Fidelity一直以其出色的服务和创新的产品而闻名于世。

本文将一步一步回答Fidelity发展的特点，以帮助读者更好地了解这家公司。

一、多元化产品线Fidelity在全球金融服务行业占据着重要地位，主要得益于其多元化的产品线。

该公司为投资者提供了众多的选择，包括股票、债券、共同基金、指数基金、期货、期权以及外汇等。

这些产品覆盖了全球市场的各个方面，能够满足不同投资者的需求。

Fidelity的大规模和多元化产品线使得投资者能够在同一个平台上进行多样化的投资组合配置。

二、专业化的投资团队Fidelity与众多专业的投资团队合作，为其客户提供专业化的投资管理服务。

这些团队在各自的投资领域内具有深厚的经验和专业知识，在市场上取得了出色的业绩。

Fidelity的团队成员包括研究分析师、投资经理和交易员等，他们通过深入研究和分析市场趋势，为投资者提供有力的投资建议和决策支持。

这种专业化的投资团队是Fidelity成功的关键之一。

三、持续的创新和技术投资Fidelity一直以来都致力于持续的创新和技术投资，以满足不断变化的市场需求。

该公司积极采用新技术，并将其应用于产品的开发和投资过程中。

Fidelity推出了许多创新产品和服务，例如在线交易平台、投资指导工具、移动应用程序等，为客户提供更便捷和高效的投资体验。

此外，该公司还与科技公司合作，开展跨界合作，以提供更多的创新解决方案。

四、良好的客户服务和关系管理Fidelity非常重视客户服务和关系管理，通过提供优质的服务来赢得客户的信任和忠诚度。

该公司建立了全球范围内的客户服务中心，通过多渠道提供及时的服务和支持。

美国富达投资集团（Fidelity Investment Group）目前全球最大的专业基金公司美国富达投资集团网站:/英文美国富达投资集团简介富达投资集团成立于1946年，其创始人是爱德华 C. 约翰逊二世，总部设在美国波士顿。

公司成立的最初承诺为：每天更加勤奋+更加机敏的工作，帮助小额投资者达到他们的目标。

经过半个多世纪的发展，富达集团积累了丰富的投资管理经验，能够为客户提供便捷、专业的服务，而其规模也迅速扩大，已经由纯粹的共同基金公司发展成为一个多元化的金融服务公司，向客户提供包括基金管理、信托以及全球经纪服务在内的全面服务。

它是推出"货币市场共同基金帐户"的第一家基金管理公司。

富达投资集团的分支机构遍布全球15个国家和地区。

目前为全球1200多万位投资者管理的资产高达1万亿美元，占美国共同基金总额的1/8，倍受投资者和基金市场的关注。

富达投资集团注重"自下而上"的选股策略，善于发掘股价被低估或者股价落后于市场涨幅、具有长期投资潜力的公司的股票，因此其基金经理的作用非常重要，而且富达集团也拥有许多世界知名的基金经理，彼得·林奇就是其中最为出名的一个，他管理麦哲伦基金的十三年里，年平均收益率为29%，而同期标准普尔500指数的涨幅平均只为14%。

此后富达集团也出现了许多杰出的基金管理经理，1998年，它有4名基金经理人的表现列于最佳基金经理的前20名。

若已有相当内容译为中文，可迳自去除本模板。

美国道富银行(State Street)道富银行官方网站网址:/[编辑]美国道富银行简介美国道富集团成立于1792年，现为全球最大的托管银行和最大的资产管理公司之一，托管的资产高达9.1万亿美元，管理着超过1.2万亿美元的资产。

美国道富银行总部位于美国麻萨诸塞州波士顿，在全球金融资产服务业处于领先地位。

美国道富银行是美国道富集团的全资子公司。

[编辑]美国道富集团State Street Corporation(NYSE:STT) is a financial services company based in Boston, Massachusetts, trades on the New York Stock Exchange under the ticker symbol STT.State Street provides products and services for portfolios of investment assets. State Street focuses its services on institutional investors and investment management. Its customers include mutual funds and other collective investment funds, corporate and public pension funds, corporations, unions and not-for-profit organizations.State Street employs 21,950 people in 25 countries[1], one-third of whom work in IT. State Street Corporation has been in business since 1792 and is one of the oldest companies in the United States.State Street Bank & Trust Co. v. Signature Financial Group, Inc. is the landmark case in which the Washington, DC Court of Appeals ruled (July 23, 1998) that a computer algorithm can be patented to the extent that it produces "a useful, concrete and tangible result".On February 5, 2007, State Street announced the US$4.5 billion acquisition of Investors Financial Services Corporation. The deal closed on July 2nd, 2007 and created the world's second largest custodian with approximately $14.1 trillion of assets under custody.As of December 31, 2006 the bank claims assets under custody of $11.9 trillion and assets under management of $1.7 trillion.沃伦-巴菲特是哥伦比亚大学的经济学硕士，乔治-索罗斯是伦敦经济学院的经济学荣誉学士（相当于硕士），彼得-林奇是宾夕法尼亚大学的工商管理硕士，罗伯特-鲁宾（高盛前联席总裁、美国前财政部长）是伦敦经济学院的经济学硕士和耶鲁法学院的法律博士，斯蒂芬-施瓦茨曼（黑石创始人和CEO）是哈佛大学的工商管理硕士。

User GuideSimplified Contribution Platform User Guide IntroductionThis guide provides instructions for employers to submit retirement plan contributions to Fidelity Investments through the online Simplified Contribution Platform (SCP). SCP enables you to set up, fund, and submit participant contribution requests. Note: SCP is used for funding contributions only. For all other enrollment, changes, terminations, or other transaction requests, refer to your employer’s or sponsor’s procedures.New SCP UsersIf you have never registered in SCP or received emails about the initial login email, follow these steps.Important: If your role changes, your successor needs to follow these steps to gain access to the system. For your convenience, SCP allows multiple users from each employer to register and remit contributions. Encourage your successor to register as soon as possible after joining the team.Logging into SCPThe initial set up email from SCP includes a temporary password and username. From there, you will be prompted to log in and set up a new permanent password.Click the login link in the email to open SCP and select your new password.Click I Agree on the initial page.The Sign in page appears.Enter your username and password.23Resetting Your PasswordIf you forget your SCP password or need to reset your password, follow these steps.4Step ActionAfter you receive the email, you will see a link included. Click the link.A page to establish a new password appears.Adding Bank Account InformationTo add Bank Account Information, follow these steps.In the first column, click the Organization Identifier that corresponds with yourorganization’s name and Plan number.Note: This identifier appears under Division Name in the second column. If you have more than one organization or plan, they each appear on this page, and you must return to this page to create a contribution request for each.A prompt to establish a bank account to use for funding your contributions appears.5ActionClick Yes. The Bank Account Details page appears.Important: You must provide bank account details to submit contribution requests. If you have more than one organization, you must include banking information for each. Allow up to 12 business days for account validation.6ActionTo add or edit bank account information, complete the fields marked with an asterisk (*).Note: The Name on Bank Account section is the name that appears at the top of yourcheck, not your personal name. Fidelity only needs the beginning of the name and as such the field is restricted to 20 characters.After the validation period, your bank account information appears as a funding option inyour contribution requests. (See the Submitting Contribution Requests section.) Updating Your Bank Funding TypeIf you need to update or change your funding type, follow these steps.7Step ActionIn the first column, click the Organization Identifier that corresponds with yourorganization’s name.On the next page, click Setup & Manage Funding Type and enter your new funding type.Submitting ContributionsWhen you submit retirement plan contributions through SCP, you create (or remit) a contribution request.Remitting Your First Contribution RequestTo create your first contribution request, follow these steps.! Important: If you have more than one organization, you must return to this page to create a contribution request and add bank account information for each.8Click Create Contribution Request.Note: This triggers a prompt to establish your bank account if you have not already done so.Submitting Your Second Contribution RequestTo create your second contribution request, follow these steps.Step ActionAfter you create your first contribution request and enter your bank account information foreach organization, return to the My Request page.Note: When you log in to SCP, this page is the default and displays your new or savedrequests that are ready for processing.9Step ActionIn the Name column A above, click the request number of the second contribution you plan to submit.∙The status defaults to Open (B above) and shows new or saved items. Other drop-down options include New, Submitted, In Progress, and Void.∙Choose edit contribution request box from the top right corner of the screen.∙The request populates a Contributing Participant(s) page below showing information for participants for whom you have submitted prior contributions.Note: New participants since your last contribution will not be listed under ContributingParticipants (see the New Employees section of this guide).At the top of the form, confirm the plan, organization, and contact information are up to date.Confirm or update contribution details (A). If needed, remove the participant from thecontribution list.Customize your view by adding or removing sources (B).10Step ActionExpand the Other Participant(s) section (C) to view the eligible participants.CSelect the check box next to the names to add them to the contribution request (if applicable), and then click Add Participant.Important: For additional details about adding new employees, see the New Employeesection of this guide. For information about terminated employees and participant transfers, see the Terminated Employees section.Under Funding Details (D), select the method of funding the contributions. For moreinformation, see the Funding Options section of this guide.Select the contribution year (E).11Step ActionIf you wish to schedule for a future date (F), change the Scheduled Contribution Request to:“I want to schedule this contribution request for a future date.”Then add the date you wish to have this contribution processed.12Step ActionWhen ready, click Save and Submit (G) at the bottom of the page.If the contribution page is correct, click Save and Submit to complete the contribution request.13Step ActionA verification page comes up for your review note Nothing is valid until you click the Submitbutton at the bottom of the page.You are given 60 minutes in which to void. You may print a confirmation or end at this time.Time framePlease note you have 60 minutes until the process starts from the time you hit submit. If you choose auto debit the funds are usually received from your bank within two business days.14VoidsYou can void a contribution request you have submitted within a 60-minute window of time. To void a Contribution Request, go to My Requests and change the STATUS to Scheduled.Select the Contribution Request you would like to Void and click on VOID CONTRIBUTION REQUEST in the top right corner of the page.From here you will confirm the void and receive confirmation15Confirmation screen:ApprovalsSome employers choose to have a two-step process where one person is responsible for submitting the contribution and another for approving it. Please contact Fidelity’s Customer Service at (800) 917-4369 if you wish to set up this kind of arrangement.New EmployeesTo remit contributions for any new employees who have joined the plan since your last contribution, you must enroll them through your normal enrollment process.Once enrollment is complete, new participant names appear in the Other Participant(s) section (C) on the Contributing Participants page. For the steps to complete the Other Participant(s) section, see the Submitting Your Second Contribution Request section procedure.Terminating EmployeesIf an employee leaves employment, please complete your normal process for terminations. Thirteen months after the employee’s termination date, they no longer appear in SCP on the Contributing Participants page.! Important:If a participant transfers, it is important to submit all contribution requests before updating the division.Funding OptionsOn the Contributing Participant(s) page, you may choose between two funding options in the drop down:Work with my bank to Wire/ACH the required funds to FidelityAuthorize Fidelity to withdraw the required funds from your account16Option 1: Authorize Fidelity to Withdraw the Required Funds from Your AccountThe preferred funding option is to authorize Fidelity to withdraw required funds from your account, using the information you provide on the Bank Account Information page.This option has several advantages:This option has no fee.The correct amounts always post to participant accounts.You are assured efficient and easy funding.Option 2: Work with my Bank to Wire/ACH the Required Funds to FidelityThe alternative funding option is to work with your bank to send a FedWire transfer or send the funds via ACH (Automated Clearing House) to Fidelity. Use the following information and instructions to use FedWire or ACH for your contribution to either Wells Fargo or Deutsche Bank based on your preference. This option allows you to determine when and how much to send to Fidelity each time you fund contributions.Fidelity Banking Information (if using FedWire or ACH)17InstructionsSetting up Email RemindersSCP offers email reminders that can help you remember to submit participant contribution requests. You can set up email notification reminders on a time frame that you choose. It’s important to continue submitting contributions in a timely manner and these reminders can help.18Set up a notification time frame to align with your payroll cycle.After you fill in each field, click Add.Because notifications are sent through email, be sure to keep your email address and other contact information up to date in the system.Additional SupportIf you have a specific question and cannot locate the information within SCP, contact your Fidelity Service Team at (800) 917-4369.The current paper-based contribution process is being replaced by electronic submission through SCP. After your organization is set up on SCP, paper submissions will be supported for a brief transition period only (generally one or two payroll cycles). During this transition, processing paper requests might take an additional business day because of the manual conversion to SCP.Note: After the transition, paper submissions will no longer be accepted and checks will be returned to you.19User Guide Simplified Contribution Platform User GuideAll screenshots are used for illustrative purposes only.20。

A Fidelity Investments Webinar Introduction to OptionsBROKERAGE: OPTIONSIntroduction to OptionsGet to know the basics of options investing; learn key terms and concepts essential for any new options trader.Buying OptionsUnderstand what to expect when buying options; learn the difference between calls and puts.Selling OptionsUnderstand what to expect when selling options; learn how to navigate the risks associated with selling.Options Trade ManagementNow that you’ve placed a trade, learn strategies to manage before, during, and after its expiration.Options PricingUnderstand how options are priced and learn how to you can get the best returns.What are Options?Strategies forTrading Options Anatomy of anOptions SymbolExercise andAssignmentAgendaWhat are Options?Buyer Rights:Can choose to buy or sell 100 shares (typically) of the underlying security up and until the:Expiration dateAt the:Strike priceFor this right, the buyer:Pays a Premium/Price Seller Obligations:Obligated to sell or buy 100 shares (typically) of the underlying security when called upon up and until the: Expiration dateAt the:Strike priceFor assuming the obligation, the seller: Receives a Premium/PriceAn option is a contract that gives buyers rights and sellers obligations.Why Trade Options?Risk Management•Individual security and potential portfolio protection•Less money out of pocketYield Enhancement •Helps improve returns on individual securities •Helps improve overall portfolio returns Leverage •Less money out of pocket •More choicesStock•Substantial risk of capital (stock could go to zero)•Lower break-even•Voting rights•Potential dividends•Limited strategies (Buy stock, sell short stock )Stock vs. OptionsOptions •Leverage with risk limited to premium paid •Higher or lower break-even •Limited life, decaying asset •No voting rights or dividends •Many strategies (Options give you options)VSOption Buyer or Option SellerWith options, you can be either a buyer or sellerOption Buyer•Pay a premium/price•Has the right to Exerciseand buy or sell 100 sharesof the underlying security •Also called a call or put holder (long the option) Option Seller•Receive a premium/price•Has an obligation to buy or sell 100 shares of the underlying security at Assignment•Also called a call writer or putwriter (short the option)Types of Options Long CallAllows the option holder (buyer) to buy 100 shares (typically) at the strike price up to the defined expiration date.Said to be LONG the call .Bullish Short Put Obligate the option writer (seller) to buy 100 shares (typically) of the underlying at the strike price when exercised.Said to be SHORT the put. BullishShort CallObligate the option writer (seller) to sell 100 shares (typically) of the underlying at the strike price when exercised. Said to be SHORT the call.BearishLong Put Allows the option holder to sell 100 shares (typically) at the strike price up to the defined expiration date. Said to be LONG the put. BearishWhat Happens When a Stock Splits?Options can be adjusted in a number of ways to account for corporate events. These are called adjusted options.Other adjustments may occur from corporate actions. Terms can be foundin the option chain, or check with the Options Clearing Corp to find out the new terms of an adjusted option.ExampleYou own one contract for XYZ stock with a strike price of $75,the company announces a 3 for 2 stock split.How is the option contract adjusted?Old option contract: 100 x $75 = $7,500Share conversion: (100 / 2) * 3 = 150Price conversion: $75 x 2 ÷3 = $50New option contract: 150 x $50 = $7,500The number of shares and the strike price are adjusted to maintain the notional value of the contract post-split, keeping the notional value the same.Risk of Buying Options What’s the trade-off?TimeOptions have a finite expiration date. They will either expire worthless or be turned into long or short shares of the underlying security.LeverageLeverage goes both ways; it can hurt as much as itcan help.SPY220121C208 Example: Anatomy of an Options SymbolThe symbol of the underlying Year of theexpirationMonth of theexpirationDay of the expiration C for a Call,or P for a PutThe Strike PriceHolder (buyer) of this call has the right to BUY 100 shares of SPY at $208 per share atany time until January 21, 2022.Plain English Symbol: SPY Jan 21, 2022 Call 208Premium ComponentsPremium = Intrinsic Value + Extrinsic ValueAn option contract that has intrinsic value is“in the money.”An option contract that has no intrinsic value is “out of themoneyRemember Long options are exercised, while short options are assigned.What is Exercise ?Exercising a call is when the option holder opts to buy the underlying security at the strike price. Exercising a put is when the option holder opts to sell the underlying security at the strike price. If the option has intrinsic value of at least $0.01 at expiration, it will be automatically exercised.If the option has no intrinsic value at exercise, it will expire worthless.Remember A short (sold) option can be assigned at any time! Even if it has no intrinsic value.What is Assignment ?Assignment of a call is the option writer fulfilling their obligation to sell the shares at the strike price.Assignment of a put is the option writer fulfilling their obligation to buy the shares at the strike price.An option seller does not choose if/when assignment will occur. The option buyer controls the action; assignment occurs when they choose to exercise their option.Exercise of a Long Call Remember American Style can be exercised at any time.American Style: Example 1An option holder who exercised a long XYZ call at 146 would purchase 100 shares of XYZ at $146 per share, or 100 x $146 = $14,600.If 10 of those contracts were exercised, the cost for 1,000 shares would be 10 x 100 x $146 = $146,000.If the option has intrinsic value of at least $0.01 at expiration, it will be automatically exercised.Remember American Style can be exercised at any time.American Style: Example 2Using the same example, what would Assignment look like?The seller, assigned on one call, would be required to deliver 100 shares of XYZ, and would receive $146 per share, or 100 x $146 = $14,600.Remember American Style can be exercised at any time. American Style: Example 3But what if the seller didn’t already own the shares? The seller would have to buy them at whatever price they were trading post-assignment, which could be higher than $146 per share.What if XYZ was now trading at $155? It would now be 100 x $155= $15,500Remember American Style can be exercised at any time.American Style: Example 4This time, substitute an XYZ 146 put for the call. Now what would Exercise of the put look like?A holder who exercised a long XYZ put would sell 100 shares of XYZ for $146 per share, and would receive proceeds of 100 x $146 = $14,600.Remember American Style can be exercised at any time.American Style: Example 5Using the same example, what would Assignment look like?A writer assigned on the one put would be required to buy 100 shares of XYZ at $146 per share, or 100 x $146 = $14,600.Once again, remember leverage: A writer assigned 10 puts would be required to buy 1,000 shares of XYZ stock at $146, or 10 x 100 x $146 = $146,000.Remember European can only be exercised at expiration. They’re based on an index (which cannot be delivered) and they are settled in cash.European Style: ExampleYou are Long (Own) 1 SPX call with a strike of 2440.If your one SPX call were exercised because SPX closed at 2441 on expiration, you would receive $100 CASH in your account.Your option has $1 of intrinsic value times the multiplier for SPX which is $1 x 100 = $100.*The multiplier for index options is “usually $100.”Review: Strategies for Trading OptionsLong Call Which strategies are bullish and which are bearish?Short Call Long Put Short PutIntroduction to OptionsGet to know the basics of options investing; learn key terms and concepts essential for any new options trader.Buying OptionsUnderstand what to expect when buying options; learn the difference between calls and puts.Selling OptionsUnderstand what to expect when selling options; learn how to navigate the risks associated with selling.Options Trade ManagementNow that you’ve placed a trade, learn strategies to manage before, during, and after its expiration.Options PricingUnderstand how options are priced and learn how to you can get the best returns.OptionLike stocks, options are financial securities that you can buy or sell. Options give buyers rights, and sellers an obligation to buy or sell the underlying stocks and other underlying investments. There are two kinds of options: calls and puts.CallThe buyer of call options has the right, but not the obligation, to buy an underlying security at a specified strike price. Essentially, that means if you were to buy call options on a stock, you would have the right to buy that stock at an agreed-upon price up, and until a specific date. Conversely, the seller of a call option has the obligation to sell the underlying security at the specified strike price. PutsThe buyer of put options has the right, but not the obligation, to sell an underlying security at a specified strike price. Essentially, that means if you were to buy put options on a stock, you would have the right to sell that stock at an agreed-upon price, up and until a specific date. Conversely, the seller of a put option has the obligation to buy the underlying security at the specified strike price.PremiumThe current market price of an option contract. The option buyer pays the premium and the option seller receives the premium.European StyleAn option that can only be exercised/assigned at expiration.American StyleAn option that can only be exercised/assigned at any time before the option expires.Thank You For more information, please visit > News & Research > Options Questions? Contact a Fidelity representative at 877-907-4429Please join us for our upcoming webinarsImportant InformationOptions trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry a dditional risk.Before trading options, please read Characteristics and Risks of Standardized Options, and call 800-544-5115 to be approved for options trading. Supporting documentation for any claims, if applicable, will be furnished upon request.There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as s preads, straddles, and collars, as compared with a single option trade. Examples in this presentation do not include transaction costs (commissions, margin interest, fees) or tax implications, but they should be considered prior to entering into any transactio ns.The information in this presentation, including examples using actual securities and price data, is strictly for illustrative andeducational purposes only and is not to be construed as an endorsement, recommendation.Any screenshots, charts, or company trading symbols mentioned, are provided for illustrative purposes only and should not be considered an offer to sell, a solicitation of an offer to buy, or a recommendation for the security. Investing involves r isk,including risk of loss.Technical analysis focuses on market action –specifically, volume and price. Technical analysis is only one approach to analyzing stocks. When considering what stocks to buy or sell, you should use the approach that you're most comfortable with. As with a ll your investments, you must make your own determination whether an investment in any particular security or securities is right for you based on your investment objectives, risk tolerance, and financial situation. Past performance is no guarantee of future resu lts.© 2020 FMR LLC. All rights reserved.Fidelity Brokerage Services, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917928890.1.231。