每个人都是富有的人
- 格式:doc
- 大小:13.00 KB
- 文档页数:1
为什么有些人贫穷,有些人富有?在世界广大的人口中,有相当大的一部分人处于贫穷状态,而另一些人却拥有极其丰富的财富。
为什么有些人贫穷,有些人富有?这里介绍一些主要原因。
一、种族和地域1. 种族。
不幸的是,历史上存在着民族之间的不平等和种族歧视。
这种现象由来已久,可能带来长期的影响,从而导致某些族群在金钱方面处于劣势。
2. 地域。
不同地区的经济发展水平不同,这也会导致贫穷/富有的差距。
某些地区存在环境污染、天灾人祸等影响经济的不利因素,让当地无法发展良好的经济条件,从而导致人们贫穷。
二、教育1. 教育水平的差异。
教育水平是社会经济发展的重要标志,教育程度不同会导致支付工资的能力不同、工作机会的数量不同。
具有高学历的人更容易获得更快的成长机会,从而拥有更高的工资和财富。
2. 教育的机会不均。
教育是一个长期的过程,其质量和机会取决于经济和社会发展水平。
在某些国家和地区,教育资源不足,家庭收入水平不高会让许多受教育机会不均的人无法利用教育的优势,更难拥有财富。
三、社会阶层1. 贫困阶层的歧视。
贫困阶层代表着生活水平较低的人们,他们可能丧失了很多标准生活的物资,这会导致被社会歧视。
这种歧视可能会让他们失去一些机会和资源,进而难以赢得更多的收入和财富。
2. 社会晋升困难。
金钱观念深刻影响了人们拥有和使用金钱的行为和态度。
因此,社会阶层的分化和财富的分配不均很容易导致社会富豪和贫穷阶层的出现。
而不同层次之间的流动性也随之下降,越来越难得到战胜阶级的机会。
四、个人因素1. 个人意志。
人们的态度和意志是他们努力奋斗的重要因素。
成功的人注意到机遇,并用自己的意志和行动去攫取,而另一些人也许会因为缺乏自大、信心和创造力而失败。
2. 个人能力。
能力是取得财富的肯定前提条件。
在人群中,才华出众、有领导力和技能的人拥有更多机会和薪酬更高的职位,获得更高的财富。
总之,财富被分配的不均非常普遍。
一个人的财富层次是由很多因素决定的:从种族和地域、个人能力和教育到社会阶层和个人性格,每样都可能是财富分配不平等的原因。
感谢姐姐的话语(优秀)1、每一个有姐姐的人,都是富有的,快乐的,幸福的。
2、没有人会陪我们一起到老,只有我的姐姐会陪着我。
3、我感谢姐姐,感谢她为我所做的一切!4、姐姐和妈妈一样,是不在乎我们多有出息,只求我们能够幸福平安。
5、感谢姐姐总是在最恰当的时候,给我一剂良药,敲醒我的初衷。
6、在母亲面前,我们都是违心的,唯唯诺诺敷衍了事,而在姐姐身边,则可以肆无忌惮地撒娇与淘气。
7、非常感谢姐姐在我的生命中出现,姐姐对我的关心、帮助和照顾,我铭记心间。
8、亲爱的姐,愿世事黯浊,你明媚如初。
9、人生路上,若能有姐姐携手同行,沿途风景将会明媚灿烂。
10、烟花满天舞,心在故乡忙。
不知姐姐安否?只望健康康。
11、有姐姐是幸福的,也是幸运的。
12、我们骄傲过、自豪过,但我们也深深的懂得,没有姐姐你的帮助和付出,我们就没有机会走出去获得今天的荣誉。
13、芸芸众生,我是如此幸运,因为有你们,像母亲般关爱着我,帮我走过困境。
14、谢谢你的嫌弃但没放弃,谢谢你的忍让和包容,让我可以自豪地说瞧,这是我姐!15、感恩姐姐付出,为了她的幸福我倾尽所有。
16、姐姐,在我心目中是一个无可替代的角色,温暖了我细水长流的平淡日子。
17、感谢父母带我们仨来到人世,感谢今生成为你们的弟弟,希望来世我是哥哥,来包容保护你们。
18、姐姐,谢谢你总是带给我欢乐,逗我开心,在我觉得无助时挺身而出,我们要当一辈子的好姐妹喔!19、姐姐,尽管我们相隔千里,但无论路途多遥远,都割不断我们血浓于水的亲情。
20、她那样无微不至的关心、照顾我,我感谢我的姐姐,我也为有这样一个姐姐而自豪。
21、只想说,有这样的姐姐,是幸福的`,同时也想说,姐姐,您辛苦了!22、感恩有您!我亲爱的姐姐。
23、姐姐是我这辈子最重要的人,也是我最爱的人。
24、姐姐,时常拨动我心弦的名字,每叫一声,都是一季花开的春暖,除了妈妈,你是第二种信手拈来的温柔,就好像,夏天的荫凉雨天的花伞,还有,飘摇雀巢中不透风的羽翼。
富有比贫穷更能暴露人性之恶(正方)一辩稿尊敬的评委、对方辩友以及各位观众大家好:我方所持的观点是:富有比贫穷更能暴露人性之恶。
开宗明义,定义先行。
我方认为,1、富有是指占有大量社会资源,包括财富,人脉,权力等,而贫穷就与之相反。
(我们将富有的人简称富人)2、暴露则是指人把“恶”的想法付诸行动。
4、人性之恶是指人在主观意愿支配下违背道德、法律的恶行3、而暴露“人性之恶”是指人在主观意愿支配下为了自己的利益去做违背道德或法律的事情。
(前提)其次,一个精神丰富的人,他内心是充实的,这样的人不会去作恶。
所以,在今天的辩题中,我方强调富有比贫穷更容易暴露人性之恶,是建立在物质的富有程度来讨论的。
我方认为富有比贫穷更能暴露人性之恶,理由有二:第一、富有在带来更多资源的同时,也使得富人在生活中接触到的社会诱惑更多。
都说当今是一个物欲横流的社会,花花世界里有更多引发人性之恶的诱因。
在这种资源富裕环境下获取事物的轻易性会使其产生一种想要之物皆可得的自我感觉,进一步激化贪婪的狼性,即膨胀的征服感,优越感,占有欲等心态,会怂恿富人去做违背道德或法律的事情,以此来获得更多未拥有的东西。
就是这种强大占有欲往往会蒙蔽富人的双眼,使得人性之恶在富的环境里会继续放大,因此富人更能暴露人性之恶。
第二、富人的实力基础更强,人脉更广,并且有更多可以利用的条件,行事更加方便;所以,富人的犯罪成本低,他们在作恶之后,他们更有粉饰能力来掩盖自己的恶行,譬如花重金请有名气的律师为自己开脱罪行甚至用金钱做不正当的交易。
正是由于这些因素,才使得富裕下的人在斟酌考虑之后,依然敢继续为恶。
然而同样的情况,贫穷环境下为恶的阻力可谓相当之强,为自己开脱的能力又相当微弱,如何能轻易为恶呢?第三、除了富人作恶的能力强,成本低以外,还有一个更值得我们关注的地方在于,富人本身在社会中属于强势群体,他们掌握着社会上大部分的物质资源和话语权,当他们开始罔顾道德和法律,践踏人性的时候,处于弱势地位的我们无法跟他们抗衡,就会导致社会的进一步失衡。
描写人富的句子唯美简短(精选100名句)人富有着不同的定义和表达方式。
有些人认为财富是衡量一个人富裕程度的唯一标准,而另一些人则关注内心的富足和精神层面的富有。
无论是否物质上富有,以下是一些描写人富的唯美简短句子:1. 富有的人,拥有一颗宽容的心和充盈的内涵。
2. 他的财富无法衡量,因为他的真正财富在于他的仁慈和善良。
3. 他的富有不仅仅体现在他的外表,更照耀在他的善行上。
4. 富人的胸怀广阔,他们愿意与他人分享他们的财富和幸福。
5. 富裕的生活不仅需要金钱,还需要智慧和一颗善良的心。
6. 在富有的背后隐藏着一颗热爱并关怀他人的心。
7. 不管是物质上的富有还是精神上的富有,平衡是富有的真正标志。
8. 他拥有着一切,然而他从不忘记要为其他人创造机会。
9. 富有的人明白真正的财富是无法计量的,它源自于内心的丰盈和和谐。
10. 世界上最富有的人不一定是掌握最多财富的人,而是那些心中富足的人。
11. 他们富有着即使失去一切也能重建的坚强意志。
12. 富有的人找寻内在的满足而非外在的物质。
13. 在他们富有的世界里,友情比财富更加珍贵。
14. 他们热爱生命,用积极的态度对待每一天,这才是真正富有的人。
15. 即使身处逆境,他们能够发掘生活中的每一点美好。
16. 他们的思维宽广,拥有无限的创造力和拓展潜力。
17. 真正富有的人,懂得感恩并用爱心回馈社会。
18. 他们的富豪并不仅仅体现在他们的银行账户里,而是体现在他们无私的付出中。
19. 富人的思维超越了物质的束缚,他们追求的是更高的境界。
20. 富有的人透露着一种高贵和优雅,这种内在的美的闪光让人难以忽视。
这些句子旨在描绘富有的更广阔和深刻的含义,而非仅仅关注物质财富。
希望这些唯美简短的句子能够传递出对人富有的美好以及纯粹的价值观。
描写人富的句子唯美简短(精选名句)人富有时,不仅仅是指财富的积累,也包括内心的丰盈和生活品质的提升。
下面是一些描写人富的唯美简短句子,希望能给读者带来启发和思考。
Everybody Ought to Be Rich (1929)John J. Raskob John J. Raskob (1879—1950), associated with Du Pont and General Motors, served aschairman of the Democratic National Committee,Being rich is, of course, a comparative status. A man with a million dollars used to be considered rich, but so many people have at least that much in these days, or are earning incomes in excess of a normal return from a million dollars, that a millionaire does not cause any comment.Fixing a bulk line to define riches is a pointless performance. Let us rather say that a man is rich when he has an income from invested capital which is sufficient to support him and his family in a decent and comfortable manner— to give as much support, let us say, as has ever been given by his earnings. That amount of prosperity ought to be attainable by anyone. A greater share will come to those who have greater ability. .It is quite true that wealth is not so evenly distributed as it ought to be and as it can be. And part of the reason for the unequal distribution is the lack of systematic investment and also the lack of even moderately sensible investment.One class of investors saves money and puts it into savings banks or other mediums that pay only a fixed interest. Such funds are valuable, but they do not lead to wealth. A second class tries to get rich all at once, and buys any wildcat security that comes along with the promise of immense returns. A third class holds that the return from interest is not enough to justify savings, but at the same time has too much sense to buy fake stocks—and so saves nothing at all. Yet all the while wealth has been here for the asking.The common stocks of this country have in the past ten years increased enormously in value because the business of thecountry has increased. Ten thousand dollars invested ten years ago in the common stock of General Motors would now be worth more than a million and a half dollars. And General Motors is only one of many firstclass industrial corporations.It may be said that this is a phenomenal increase and that conditions are going to bedifferent in the next ten years. That prophecy may be true, but it is not founded on experience. In my opinion the wealth of the country is bound to increase at a very rapid rate. The rapidity of the rate will be determined by the increase in consumption, and under wise investment plans the consumption will steadily increase.WE HA VE SCARCELY STARTEDNow anyone may regret that he or she did not have ten thousand dollars ten years ago and did not putit into General Motors or some other good company—and sigh over a lost opportunity. Anyone who firmly believes that the opport-unities are all closed and that from now on the country will get worse instead of better is welcome to the opinion— and to whatever increment it will bring. I think that we have scarcely started, and I have thought so for many years.In conjunction with others 1 have been interested in creating and directing at least a dozen trusts for investment in equity securities. This plan of equity investments is no mere theory with me. The first of these trusts was started in 1907 and the others in the years immediately following. Under all of these the plan provided for the saving of fifteen dollars per month for investment in equity securities only. There were no stocks bought on margin, no money borrowed, nor any stocks bought for a quick turn or resale. All stocks with few exceptions have been bought and held as permanent investments. The fifteen dollars was saved every month and the dividends from the stocks purchased were kept in the trust and reinvested. Three of these trusts are now twenty years old. Fifteen dollars per month equals one hundred and eighty dollars a year. In twenty y ears, therefore, the total savings amounted to thirty-six hundred dollars. Each of these three trusts is now worth well in excess of eighty thousand dollars. Invested at 6 per cent interest, this eighty thousand dollars would give the trust beneficiary an annual income of four hundred dollars per month, which ordinarily would represent more than the earning power of the beneficiary, because had he been able to earn as much as four hundred dollars per month he could have saved more than fifteen dollars.Suppose a man marries at the age of twenty-three and begins a regular saving of fifteen dollars a month—and almost anyone who is employed can do that if he tries. If he invests in good common stocks and allows the dividends and rights to accumulate, he will at the end of twenty years have at least eighty thousand dollars and an income from investments of around four hundred dollars a month. He will be rich. And because anyone can do that I am firm in my belief that anyone not only can be rich but ought to beThe obstacles to being rich are two: The trouble of saving, and the trouble of finding a medium for investment.If Tom is known to have two hundred dollars in the savings bank then everyone is out to get it for some absolutely necessary purpose. More than likely his wife's sister will eventually find the emergency to draw it forth. But if he does withstand all attacks, what good will the money do him? The interest hereceives is so small that he has no incentive to save, and since the whole is under his jurisdiction he can depend only upon his own will to save. To save in any such fashion requires a stronger will than the normal.If he thinks of investing in some stock he has nowhere to turn for advice. He is not big enough to get much attention from his banker, and he has not enough money to go to a broker—or at least he thinks that he has not.Suppose he has a thousand dollars; the bank can only advise him to buy a bond, for the officer will not take the risk of advising a stock and probably has not the experience anyway to give such advice. Tom can get really adequate attention only from some man who has a worthless security to sell, for then all of Tom's money will be profit.The plan that I have had in mind for several years grows out of the success of the plans that we have followed for the executives in the General Motors and the Du Pont companies. In 1923, in order to give the executives of General Motors a greater interest in their work, we organized the Managers Securities Company, made up of eighty senior and junior executives. This company bought General Motors common stock to the then market value of thirtythree million dollars. The executives paid five million dollars in cash and borrowed twenty-eight million dollars. The stockholders of the Managers Securities Company are not stockholders of General Motors. They own stock in a company which owns stock in General Motors, so that, as far as General Motors is concerned, the stock is voted as a block according to the instructions of the directors of the Managers Securities Company. This supplies an important interest which can exercise a large influence in shaping the policies of General Motors.FROM $25,000 TO A MILLIONThe holdings of the members in the securities company are adjusted in cases of men leavingthe employ of the company. The plan of the Managers Securities Company contemplatesno dissolution of that company, so that its holdings of General Motors stock will alwaysbe en bloc. The plan has been enormously successful, and much of the success of the General Motors Corporation has been due tothe executives' having full responsibility and receiving financial rewards commensuratewith that responsibility.The participation in the Managers Securities Company was arranged in accordance with the position and salary of the executive. Minimum participation required a cash payment of twenty-five thousand dollars when the Managers Securities Company was organized. That minimum participation is now worth more than one million dollars.Recently I have been advocating the formation of an equity •securities corporation;that is, a corporation that will invest in common stocks only under proper and careful supervision. This company will buy the common stocks of first-class industrial corporations and issue its own stock certificates against them. This stock will be offered from time to time at a price to correspond exactly with the value of the assetsof the corporation and all profit will go to the stockholders. The directors will be men of outstanding character, reputation and integrity. At regular intervals—say quarterly—the whole financial record of the corporation will be published together with all of its holdings and the cost thereof. The corporation will be owned by the public and with every transaction public.I am not at all interested in a private investment trust. The company would not be permitted to borrow money or go into any debt.In addition to this company, there should be organized a discount company on the same lines as the finance companies of the motor concerns to be used to sell stock of the investing corporation on the installment plan. If Tom had two hundred dollars, this discount company would lend him three hundred dollars and thus enable him to buy five hundred dollars of the equity securities investment company stock, and Tom could arrange to pay off his loan just as he pays off his motor-car loan. When finished he would own outright five hundred dollars of equity stock. That would take his savings out of the free-will class and put them into the compulsory-payment class and his savings would no longer be fair game for relatives, for swindlers or for himself.People pay for their motor car loans. They will also pay their loans contracted to secure their share in the nation's business. And in the kind of company suggested every increase in value and every right would go to the benefit of the stockholders and be reflected in the price and earning power of their stock. They would share absolutely in the nation's prosperity.CONSTRUCTIVE SA VINGThe effect of all this would, to my mind, bevery far-reaching. If Tom bought five hundreddollars' worth of stock he would be helpingsome manufacturer to buy a new lathe or a newmachine of some kind, which would add to thewealth of the country, and Tom, byparticipating in the profits of this machine,would be in a position to buy more goods andcause a demand for more machines. Prosperityis in the nature of an endless chain and we canbreak it only by our own refusal to see what itis.Everyone ought to be rich, but it is out of the question to make people rich in spite ofthemselves.The millennium is not at hand. One cannot have all play and no work. But it has beensufficiently demonstrated that many of the oldand supposedly conservative maxims are asuntrue as the radical notions. We can appraisethings as they are.Everyone by this time ought to know that nothing can be gained by stopping the progressof the world and dividing up everything—therewould not be enough to divide, in the first place,and, in the second place, most of the world'swealth is not in such form it can be divided.The socialistic theory of division is, however, no more irrational than some of themore hidebound theories of thrift or of getting rich by saving.No one can become rich merely by saving. Putting aside a sum each week or month in a sock at no interest, or in a savings bank at ordinary interest, will not provide enough for old age unless life in the meantime be rigorously skimped down to the level of mere existence. And if everyone skimped in any such fashion then the country would be so poor that living at all would hardly be worth while.Unless we have consumption we shall not have production. Production and consumption go together and a rigid national program of saving would, if carried beyond a point, make for general poverty, for there would be no consumption to call new wealth into being.Therefore, savings must be looked at not as a present deprivation in order to enjoy more in the future, but as a constructive method of increasing not only one's future but also one's present income.Saving may be a virtue if undertaken as a kind of mental and moral discipline, but such a course of saving is not to be regarded as a financial plan. Constructive saving in order to increase one's income is a financial operation and to be governed by financial rules; disciplinary saving is another matter entirely. The two have been confused.Most of the old precepts contrasting the immorality of speculation with the morality of sound investment have no basis in fact. They have just been so often repeated as true thatthey are taken as true. If one buys a debt—thatis, takes a secured bond or mortgage at a fixedrate of interest—then that is supposed to be aninvestment. In the case of the debt, the principalsum as well as the interest is fixed and theinvestor cannot get more than he contracts for.The law guards against getting more and also itregulates the procedure by which the lender cantake the property of the borrower in case ofdefault. But the law cannot say that the propertyof the debtor will be worth the principal sum ofthe debt when it falls due; the creditor must takethat chance.The investor in a debt strictly limits his possible gain, but he does not limit his loss. Hespeculates in only one direction in so far as theactual return in dollars and cents is concerned.But in addition he speculates against the interestrate. If his security pays 4 per cent and moneyis worth 6 or 7 percent then he is lending at lessthan the current rate; if money is worth 3 percent, then he is lending at more than he couldotherwise get.The buyer of a common share in an enterprise limits neither his gains nor his losses. However, he excludes one element of speculation—the change in the value of money. For whatever earnings he gets will be in current money values. If he buys shares in a wholly new and untried enterprise, then his hazards are great, but if he buys into established enterprises, then he takes no more chance than does the investor who buys a debt.It is difficult to see why a bond or mortgage should be considered as a more conservativeinvestment than a good stock, for the only difference in practice is that the bond can never be worth more than its face value or return more than the interest, while a stock can be worth more than was paid for it and can return a limitless profit.One may lose on either a bond or a stock. If a company fails it will usually be reorganized and in that case the bonds will have to give way to new money and possibly they will be scaled down. The common stockholders may lose all, or again they may get another kind of stock which may or may not eventually have a value. In a failure, neither the bondholders nor the stockholders will find any great cause for happiness—but there are very few failures among the larger corporations.BENEFICIAL BORROWINGA first mortgage on improved real estate is supposedly a very safe investment, but the value of realty shifts quickly and even the most experienced investors in real-estate mortgages have to foreclose an appreciable percentage of their mortgages and buy in the properties to protect themselves. It may be years before the property can be sold again.I would rather buy real estate than buy mortgages on it, for then I have the chance of gaining more than I paid. On a mortgage I cannot get back more than I lend, but I may get back less.The line between investment and speculation is a very hazy one, and a definition is not to be found in the lega l form of a security or in limiting the possible return on the money. The difference is rather in the approach.Placing a bet is very different from placing one's money with a corporation which has thoroughly demonstrated that it can normally earn profits and has a reasonable expectation of earning greater profits. That may be called speculation, but it would be more accurate to think of the operation as going into business with men who have demonstrated that they know how to do business.The old view of debt was quite as illogical as the old view of investment. It was beyond the conception of anyone that debt could be constructive. Every old saw about debt—and there must be a thousand of them—is bound up with borrowing instead of earning, We now know that borrowing may be a method of earning and beneficial to everyone concerned. Suppose a man needs a certain amount of money in order to buy a set of tools or anything else which will increase his income. He can take one of two courses. He can save the money and in the course of time buy his tools, or he can, if the proper facilities are provided, borrow the money at a reasonable rate of interest, buy the tools and immediately so increase his income that he can pay off his debt and own the tools within half the time that it would have taken him to save the money and pay cash. That loan enables him at once to create more wealth than before and consequently makes him a more valuable citizen. By increasing his power to produce he also increases his power to consume and therefore he increases the power of others to produce in order to fill his new needs and naturally increases their power to consume, and so on and on. By borrowing the money instead of saving it heincreases his ability to save and steps up prosperity at once.THE WAY TO WEALTHThat is exactly what the automobile has done to the prosperity of the country through the plan of installment payments. The installment plan of paying for automobiles, when it was first låunched, ran counter to the old notions of debt. It was opposed by bankers, who saw in it only an incentive for extravagance. It was opposed by manufacturers because they thought people would be led to buy automobiles instead of their products.The results have been exactly opposite to the prediction. The ability to buy automobiles on credit gave an immediate step-up to their purchase. Manufacturing them, servicing them, building roads for them to run on, and caring for the people who used the roads have brought into existence about ten billion dollars of new wealth each year—which is roughly about the value of the farm crops. The creation of this new wealth gave a large increase to consumption and has brought on our present very solid prosperity.But without the facility for going into debt or the facility for the consumer's getting credit—call it what you will—this great addition to wealth might never have taken place and certainly not for many years to come. Debt maybe a burden, but it is more likely to be an incentive.The great wealth of this country has been gained by the forces of production and consumption pushing each other for supremacy. The personal fortunes of this country have been made not by saving but by producing.Mere saving is closely akin to the socialist policy of dividing and likewise runs up against the same objection that there is not enough around to save. The savings that count cannot be static. They must be going into the production of wealth. They may go in as debt and the managersof the wealth-making enterprises take all the profit over and above the interest paid. That has been the course recommended for saving and for the reasons that have been set out—the fallacy of conservative investment which is not conservative at all.The way to wealth is to get into the profit end of wealth production in this country.。
有钱人是不是越有钱越小气呢有钱人是不是越有钱越小气呢,越有钱的人越小气好像已经成为了大家共同的认知,但是却鲜少有人探究其真假与背后的原因,一起来了解有钱人是不是越有钱越小气呢?有钱人是不是越有钱越小气呢1一、有钱人深知挣钱不易多数富有的人都是过穷日子苦过来的,特别是那些本身出身贫寒,靠着自己打工、创业慢慢地挣了钱,才变得富有的人,只有他们才能真正明白自己现在所拥有的的每一分钱,挣得多辛苦。
所以,往往在要花钱时,他们也会更精打细算,不会为所谓的面子花钱,更知道钱要花在何处。
或许在很多穷人的眼中,有钱人的“小气”都会被理解为抠门,但其实,往往只有一个人真正经历过生活的`艰辛,才会懂得生活的艰辛和赚钱的艰辛,过过苦日子,才不愿再因为自己的大手大脚而再次重蹈覆辙。
反观许多人并不富裕的人,可能每个月的工资只有几千元,却还是大手大脚,妥妥的月光族,甚至还会超前消费,并且养成了习惯觉得吃的好,用的贵,才有面子。
常常都把理财、存钱抛之于脑后,这么做,别说的变得富有了,日子怎么过都成问题。
二、有钱人知道财不外露事实上,真正的富人都很低调,因为他们知道山外有人,人外有人,谦虚不露财。
而且真正的有钱人从不会去炫耀,他们根本不需要利用别人的嫉妒和羡慕来满足自己的虚荣心。
反而很多穷人,越穷越要面子,可以为了面子借钱去买豪车,买名牌来包装自己,每次都抢着买单请客,花的钱已经远远超过了自己的能力范围。
这样的“穷大方”真的有必要吗?其实,真正的大方应该是在该花钱的时候绝不省一分钱,不该花钱的时候则可以一分钱不花。
有钱不代表就能奢侈浪费,挥金如土。
这就是为什么很多有钱人平时看着小气抠门,到了关键时候能出手大方的原因,因为有钱人都知道财不外露,闷声发大财。
三、有钱人知道用钱生钱,会理财分别给穷人和富人一人500万,过段时间再看,穷人手中的500万大概率都已经花光了,而富人却挣得了更多的500万。
为什么会出现这样的结果?其实道理很简单,因为富人往往都知道金钱可以带来财富,并且财富的获得不会是一劳永逸的,更不能坐吃山空,只会花钱不会赚钱,既然想要维持长久的富有,就必须懂得如何用钱生钱。
感悟人生的酸甜苦辣的句子集锦1.人生在世,行路匆匆,世界上最富有的人,是跌倒最多的人。
世界上最勇敢的人,是每次跌倒都能爬起来的人!我们每个人都有一个自我,我们每个人都需要沉淀,我们每个人也都处在一个环境之中。
2.人生看淡了,不过是无常。
生命里填塞的东西愈少,就越能体验到生命中的快乐。
生命本是一次旅行,在每一次停泊时都要清理自己的口袋,把更多的位置空出来,让自己活得更轻松、更自在。
3.人生,山一程,水一程,人们马不停蹄地寻找幸福,蓦然回首,幸福其实就在身边,这时需要停下来,慢慢地感受这份幸福。
一生中,想要追求的东西太多,其实有舍才有得,这是一种智慧,也需要这样一份心境。
4.往事再美好,都已经尘封,人生如寄,一切都将过去,没有人能在岁月的苍穹里划一道不灭的痕迹。
不管你是意气风发,还是平淡落寞,都将被搜罗在历史的尘埃中。
流云过千山,本就一场梦幻。
5.生活有时候很无助,有时候却很多彩,如果,简单的看待一切,相信恋人的爱,朋友的真,遇事往好处想,坦诚待人,不奢望不强求,自然不会烦恼,其实,快乐就在自己的心中。
有时候,你需要出去走一走,呼吸一下新鲜空气,然后提醒自己,你是谁,想成为什么样的人。
6.当百味尝遍,自然看透;人生就像一场长途旅行,在这场旅行中,我们都会遇到很多人事,会遇到美丽的风景,会遇到很多想要或者不想要的东西,譬如鲜花美酒和掌声,譬如沮丧抑郁和绝望。
7.既然无法走到一起,那么形同陌路就是我们最好的归宿。
从今以后,你是你,我是我,就像两条相交线一样,越走越远8.生活岂能百般如意,正因有了遗漏和缺憾,我们才会有所追寻。
每一次烦恼的出现,都是一个给我们寻找自己缺点的机会。
人生如同坐火车,风景再美也会后退,流逝的时间和邂逅的人终会渐行渐远,前行的始终是自己。
9.人间有暖,也只那一瞬,我们必须依靠自己一点一滴的去结垒人生经验,稳步走好人生路上的每一步,努力的活出自己的色彩,努力的散发自己每一束光芒,把自己的生命照耀成天空里最明亮的那盏灿烂的天灯。
为什么有些人会很富有,而有些人会很贫困?在这个充满机会和不平等的社会里,富有和贫困是两个极端。
有些人一出生就是亿万富翁的公子哥儿,有些人却要挤在狭小阴暗的出租屋里过一辈子。
为什么会有这样的差距?以下是几个可能的原因。
1. 资源分配不均首先,我们需要承认这个事实:我们出生的家庭、所在地区、种族、性别等等,都会对我们的未来产生影响。
如果我们来自一个富裕的家庭,我们有更多机会接受高质量的教育,也有更多人脉资源。
相比之下,如果我们来自一个贫穷的家庭,我们可能得不到这些机会,并且可能需要为了基本的生计而打工。
这样的时代和社会导致了我们的开始和结束都不同。
2. 文化背景不同文化背景的差异也会对我们的经济状况产生影响。
不同的文化中,人们对经济安全和个人成就的追求不同。
在某些文化中,人们更注重社群和家族,而在其他文化中,个人成就更受重视。
这些不同的价值观可以影响一个人建立的关系网络或职业选择,因此可能导致贫穷或富裕。
3. 个体能力不同在某些情况下,个体能力的差异也会导致贫富差距。
有些人天生就具有非凡的天赋和技能,比如某种艺术才能、聪明的头脑和创造性的思维方式等等。
这些技能可以帮助他们在一个行业中取得成功,也可以帮助他们获得更高的薪资和更好的机会。
4. 政策和经济结构最后,我们不能忽略政策和经济结构对贫富差距的影响。
政府政策和税收法规可以影响财富的分配方式,经济结构的变化也可能影响某些行业的繁荣与没落,这导致工作机会的变化,从而影响到人们的经济状况。
总之,为什么有些人会很富有,而有些人会很贫困是一个复杂而深刻的问题。
许多因素都会对经济地位产生影响,包括出身、文化、能力和政策。
我们需要考虑这个问题,并寻找合适的解决方案来减轻贫穷和不平等。
千万不要看不起任何人,尤其坐在你后排的人永远不要看不起任何人,尤其坐在你后排的人不要看不起任何一个人,他现在混的不好,不代表将来就不好,你混的好,不一定你永远都这么好,世界一直在变,人生的起落沉浮谁都无法预料。
上学的时候,差生总是被安排坐在后排,也许你是老师看中的尖子,总是能坐在教室的最前排,但也许,20年后,坐在后排的差生都是社会的精英。
所以千万不要小看坐在你后排的人!在这个世界上,会有很多人没你混的好,但是也有很多人比你厉害多了。
所以如果你没有那个资本的话,就不要看不起人,包括那些没你混的好的人们!要尊重任何一个人,不管他们生活的多么差,不管他们生活的多么"低级"。
哪怕是一个精神病人或者是疯子,也不要轻易去厌恶他们,就算他们的精神再不"正常",至少他们知道还有亲情的存在。
而有些正常人却不知道这些。
正如那句话:有的人活着,但是他已经死了.有的人死了,但是他还活着。
每个人有每个人的生活方式,也许只是他们的生活方式让你接受不了而已。
时间长了你会接受的。
只要他们是善良的,只要他们有爱心和孝心,哪怕他们是个我们所认为的小混混都无所谓。
不管别人怎么想,怎么做,都不要看不起他们.应该以同样的方式把他们当做朋友看待。
看一个人,不要因为他没有本事就看不起他。
更不要因为他很有本事就看得起他。
你要告诉自己:不能去小看任何一个人.不管他现在混的怎么样,现在混的不好,不代表将来就不好,现在就算是混的很不错的,也不一定将来他就比现在好。
所以人在眼中都是一样的.就算你是个有钱人,走在大街上时,也请你尊重一下那些清洁工们。
别忘了,清洁是他们给你的!不要以为你很富有,你就可以看不起他们。
因为,也许他们的物质生活远远比不上你,但是那并不代表他们的精神生活就不如你.不要看不起任何人,别人的某方面不如你不代表都不如你,还有,现在不如你也不代表永远不如你,说不定以后比你都强。
­一个人的物质生活可以是辛苦的,但是只要他在精神上是富有的,就够了。
为什么有些人会很富有,而有些人会很贫困?随着生活水平的提高,人们对于财富和富裕的渴望也变得越来越强烈。
然而,我们注意到社会中富有和贫穷的差距越来越大,一些人繁华富贵,而另一些人却生活陷入困境。
那么为什么有些人会很富有,而有些人会很贫困呢?1.教育因素教育可以影响一个人的未来发展和职业选择。
通常来说,接受更好的教育,拥有更高的学历,就意味着更好的工作机会和更高的工资待遇。
而缺乏教育背景的人,通常只能从事一些相对简单、低技能要求的工作,收入相对较低。
2.机会因素机会因素是影响财富分配的一个关键因素。
人们在诞生时就会有许多不同的资源,包括社会地位、家族背景、健康状况等。
这些因素决定了我们在生活、学习、工作中所接触到的机会和资源的数量和质量,进而影响到我们的收入水平。
3.社会政策社会政策的差异也会导致贫富差距的存在。
例如,一个实行全民医疗保险的国家,相对于一个不提供基本医疗保险的国家,人们在生病时花费的医疗费用就会更少,经济压力也会相应减轻。
同样,一个实行社会救济制度的国家,相对于一个没有社会救济制度的国家,贫穷和困难的人会得到更多的帮助,生活条件会有所改善。
4.个人素质个人素质包括品德、能力和习惯等方面的因素。
一个有责任感、有追求、有自我意识的人,往往更能够掌握机会,抓住机遇,创造财富。
而缺乏紧迫感、偏好消费、缺少创新意识的人,可能会失去机会,陷入贫困。
总之,贫富的差距是由多种因素复杂交织形成的。
富有并不意味着成功,贫穷也并不意味着失败。
社会需要重视财富的合理分配,并积极倡导公平、公正的社会价值观念,为每个人提供更多、更好的机会,让每个人都能够实现自己的价值,以推动社会经济可持续、健康的发展。
让自己富有起来
在09戏文三班心灵交流会上的演讲
首先要分享对于“富有”的个人理解:即为丰富的拥有。
而非肤浅的将其理解为财富的占有。
那么,我们如何成为一个富有的人呢?当然,今天的演讲内容是说精神财富,而非物质上的富有。
(分享一点财富心得:一有钱就买地。
)多问为什么并行动起来寻找答案:汉族的名称由来;春秋的得名。
妹妹讲婚纱。
好奇心、爱好、兴趣等等这些都可以成为我们丰富自己的因素,所以坚持自己的爱好很重要。
来自于家人感动可以转化为前进的动力:高中的时候,我总是在去学校的时候留下邋遢的屋子不收拾。
妈后来说收拾屋子就会想起我,于是后来我都会自己把屋子收拾好屋子而后离开,想以此来淡化母亲对我的思念。
尽管这样,妈依然抑制不住思念之情。
大一的时候,因为需要说家乡话的原因,我经常不接她的电话,似乎每当看到她打来电话的时候都会条件反射般的挂掉,而后发信息告诉她“我在忙”。
后来,我发现她打电话次数少了。
有一次回家的时候问她为什么不打了,她告诉我“儿子,我怕耽误你的事”。
那一刻,我知道她承受不住每次被挂掉的打击。
于是,后来我都会把电话挂掉,而后打过去。
因为长途费用贵嘛,妈不会用12593。
我妈的发明:儿行百里母担忧,襄阳到平顶山560公里。
(《隋唐演义》记载:“儿行千里母担忧,母行千里儿不愁”)
多付出少索取:一个人如果一味的索取只能够证明TA是个缺乏一切的人。
懂得为别人付出就可以证明TA很富有,因为只有富有的人才会把自己的东西奉献给别人。
(列举湖边烧烤的例子,烧烤的人顶着烈日和火苗忙碌很快乐;边鑫积极组织活动吃的很少,后来手扶着腰,脸上露出了欣慰的笑容,这是一种付出得到的快乐)
重集体而轻个人:列举1991年赵河桥惨案的事例。
一个人如果离开了集体,TA的生活绝对不会丰富。
(大家好才是真的好。
)
朋友是一生的精神财富:因为TA们,我觉得北京、福建厦门、湖南吉首、黑龙江大庆、山东青岛……当然还有因为你们,让我觉得河南是好地方。
知足的人往往富有:因为知道满足,所以不需要再费尽心机继续索取。
从古到今,农民往往很知足,TA们用自己的辛勤汗水养活了中国乃至其它世界地区的人口,但TA们得到的很少。
即便如此,TA们还是在田地里劳作。
(列举爷爷奶奶的例子:种地120亩,养牛羊几十头,TA们把干活当作快乐。
相比之下,经商的父母要忧愁的多了)
多接受而少反抗:并不是要大家不思进取。
是说在一些自己无力改变的事情上选择默默接受,诸如钱丢了、东西丢了(列举杜老师丢手机的例子)这样的事情,一味的继续抱怨一点用都没有。
学会接受生活中的难以接受的事情(如在平顶山这个小城市读书:平顶山城市道路很宽、交通比较发达的情况下需要费用低等)。
王宇浩
于2011年3月13日。