2020年11款在售终身寿险产品比较表

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值 险金 残保险金
年末 身故保险金
年末 现金价值
养老年金 领取
1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 7,007,276 7,252,531 7,506,370 7,769,092 8,041,011 8,322,446 8,613,732 8,915,212 9,227,245 9,550,198 9,884,455 10,230,411 10,588,476 10,959,072 11,342,640 11,739,632 12,150,519
10,000 10,000 10,000 10,000 10,000 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600 43,600
2,328,500 2,410,950 2,496,400
2,558,840 2,648,340 2,740,970
2,510,430 2,598,290 2,689,240
2,558,840 2,648,340 2,740,970
2,735,000 2,849,000 2,968,000
2,735,000 2,849,000 2,787,000
31
1,000,000
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
累计 保险费
1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000
931,630 964,420 998,410 1,033,650 1,070,190 1,108,030 1,147,280 1,188,010 1,230,270 1,274,130 1,316,570 1,360,510 1,406,030 1,453,220 1,502,150 1,552,180 1,604,100 1,657,990 1,713,970 1,772,130 1,832,500 1,895,290 1,960,610 2,028,600 2,099,390 2,172,640 2,248,950
弘康嘉薪宝 快领年金
快返年金,拟定4.025%
复星保德信星享福2020 养老年金
身故保障保终身,还可选择年 金递增
现金价值(年 末)
生存金(年 末)
保单年度末
累计已领生 身故 保单年度末 养老年金 存金(年末) 或全残保险 现金价值 领取

573,700 605,200 638,300 727,000 807,800 890,300 974,100 1,059,200 1,091,500 1,091,600 1,091,600 1,091,700 1,091,700 1,091,800 1,091,800 1,091,900 1,092,000 1,092,000 1,092,100 1,092,100 1,092,200 1,092,200 1,092,300 1,092,300 1,092,400 1,092,400 1,092,500
907,000 944,000 984,000 1,025,000 1,068,000 1,112,000 1,159,000 1,207,000 1,257,000 1,310,000 1,365,000 1,422,000 1,481,000 60岁起每年 1,543,000 领取181000 1,607,000 元,且保证
复联顺福金生 增额终身寿
被保人30岁,趸交100万
信泰如意尊 增额终身寿
整体保障高
后期现价高
北京人寿京福颐年 养老年金
保证领取20年,拟定4.025%
保费超40万体检 保费超过100万、财务证明 保费超过500万需提供财务证明
意外身故 保险金
保单年度 一般身故 航空意外 末现金价 或全残保 身故或全 现金价值
991,650 1,026,360 1,062,280 1,099,460 1,137,940 1,177,770 1,218,990 1,261,660 1,305,810 1,351,520 1,398,820 1,447,780 1,498,450 1,550,900 1,605,180 1,661,360 1,719,510 1,779,690 1,841,980 1,906,450 1,973,180 2,042,240 2,113,710 2,187,690 2,264,260 2,343,510 2,425,540
28
58
29
59
30
60
1,000,000 1,000,000 1,000,000
2,541,390 2,630,020 2,721,710
2,541,390 2,630,020 2,721,710
2,565,200 2,654,900 2,747,900
2,565,200 2,6540 900,200 949,000 1,000,600 1,054,900 1,112,300 1,172,900 1,236,800 1,304,400 1,375,700 1,451,300 1,531,100 1,584,700 1,640,200 1,697,600 1,757,000 1,818,500 1,882,200 1,948,000 2,016,200 2,086,800 2,159,800 2,235,400 2,313,600 2,394,600 2,478,400
1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,451,300 1,531,100 1,584,700 1,640,200 1,697,600 1,757,000 1,818,500 1,882,200 1,948,000 2,016,200 2,086,800 2,159,800 2,235,400 2,313,600 2,394,600 2,478,400
- 1,000,000 - 1,000,000 - 1,000,000 - 1,000,000 10,000 1,000,000 20,000 1,000,000 30,000 1,000,000 40,000 1,000,000 50,000 1,000,000 93,600 1,354,690 137,200 1,402,090 180,800 1,451,150 224,400 1,501,920 268,000 1,554,470 311,600 1,608,860 355,200 1,665,140 398,800 1,723,390 442,400 1,783,680 486,000 1,846,070 529,600 1,910,640 573,200 1,977,460 616,800 2,046,620 660,400 2,118,190 704,000 2,192,260 747,600 2,268,910 791,200 2,348,240 834,800 2,430,330
身故 保险金
保单年度末
现金价值
身故 或全残保险
保单年度末 现金价值

1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,600,000 1,626,540 1,683,400 1,742,240 1,803,130 1,866,140 1,931,330 1,998,800 2,068,610 2,140,840 2,215,580 2,292,910 2,372,930 2,455,730

投保信息 险种
君康金生金世 增额终身寿
爱心守护神 增额终身寿
产品特点
前期现价高
前期保障高
核保规则
保额超1200万体检、生调
保单 年度末
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27
被保险人 年度末年

当期 保险费
958,250 1,043,540 1,079,620 1,116,960 1,155,620 1,195,630 1,237,060 1,279,950 1,324,370 1,370,370 1,418,020 1,467,390 1,518,560 1,571,600 1,626,540 1,683,400 1,742,240 1,803,130 1,866,140 1,931,330 1,998,800 2,068,610 2,140,840 2,215,580 2,292,910 2,372,930 2,455,730