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保险英文术语Insurance Policy (or Certificate)保险单（或凭证）1.Risks ＆Coverage险别(1）free from particular average （F.P.A.)平安险(2)with particular average （W.A。
）水渍险（基本险）（3)all risk一切险（综合险）(4）total loss only (T。
L.O。
）全损险(5)war risk战争险（6）cargo（extended cover）clauses货物(扩展）条款（7)additional risk附加险（8)from warehouse to warehouse clauses仓至仓条款（9）theft，pilferage and nondelivery (T.P。
N。
D.)盗窃提货不着险(10)rain fresh water damage淡水雨淋险(11）risk of shortage短量险(12）risk of contamination沾污险(13）risk of leakage渗漏险（14)risk of clashing ＆breakage碰损破碎险(15）risk of odour串味险（16）damage caused by sweating and/or heating受潮受热险(17）hook damage钩损险（18）loss and/or damage caused by breakage of packing包装破裂险(19）risk of rusting锈损险（20）risk of mould发霉险（21)strike, riots and civel commotion （S。
R。
C.C.）罢工、暴动、民变险（22)risk of spontaneous combustion自燃险(23）deterioration risk腐烂变质险(24）inherent vice risk内在缺陷险（25）risk of natural loss or normal loss途耗或自然损耗险（26)special additional risk特别附加险（27)failure to delivery交货不到险(28）import duty进口关税险(29）on deck仓面险（30）rejection拒收险（31）aflatoxin黄曲霉素险（32）fire risk extension clause—for storage of cargo at destination Hongkong，including Kowloon, or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险（34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36）overland transportation risks陆运险（37)overland transportation all risks陆运综合险（38）air transportation risk航空运输险（39)air transportation all risk航空运输综合险（40)air transportation war risk航空运输战争险（41）parcel post risk邮包险（42)parcel post all risk邮包综合险（43)parcel post war risk邮包战争险（44）investment insurance（political risks）投资保险（政治风险）(45)property insurance财产保险（46）erection all risks安装工程一切险(47)contractors all risks建筑工程一切险2。
保险业常用词汇中英文对照第一部分：保险承保业务1、一般保险原理保险insurance保险业insurance industry保险业务结构business structures保险业主体bodies in Insurance Industry被保险人insured理赔claim settlement承保利润微薄underwriting profit is slight承保能力insurance capacity承保业务underwriting operation未决赔款储备金reserve IBRN大数法则Law of Large Numbers营业额turnover市场缺陷market imperfections社会保险social insurance个人代理人personal agent银行保险bank insurance直销straight pin佣金brokerage手续费commission charges再保险reinsurance2、财产保险财产保险property insurance长尾long－tail长期护理保险long—term care insurance短尾short－tail综合赔付率combined ratio自留retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agricultural insurance巨灾保险catastrophe insurance意外伤害保险casualty accident insurance3、寿险词汇变额寿险variable life insurance长寿保险insurance on last survivor定期寿险term insurance合同储蓄机构contractual saving institutions红利dividend疾病保险sickness insurance简易险industrial insurance健康保险health insurance巨额医药费保险major medical" insurance policy可变保费寿险flexible—premium life insurance利差损interest spread risk利率敏感型产品interest—sensitive whole life赔期/期限indemnity period/limit普通寿险ordinary life insurance人寿保险life insurance预定利率市场化Market-based Assumed Interest Rate 团险group insurance限期缴费终身寿险limited—payment whole life insurance 养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险disability income insurance失能incapacity可变万能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business税收优惠tax break税收递延型养老保险Deferred tax endowment insurance大病医疗保险Large quantity medical insurance分红保险Participating Insurance传统保险traditional insurance理财型保险 financial planning oriented insurance 投资连结寿险unit—linked life insurance4、保险偿付能力风险资本要求risk—based capital固定最低成本要求fixed minimum capital requirement保险偿付能力监管insurance solvency regulation保险监管信息系统Insurance Regulatory Information System 财务分析跟踪系统Financial Analysis Tracking System偿付能力 Solvency偿付能力不足 insolvent认可资产 admissible assets第二部分保险资产管理1、行业主体和监管保险资产管理insurance asset management保险法insurance law保险资产管理公司insurance asset management company中国人保集团People's Insurance Company of China(简称PICC)中国人保资产管理公司PICC Asset Management Company Limited慕尼黑再保险资产管理公司Munich ERGO Asset Management GmbH（简称MEAG）中国保监会China Insurance Regulatory Commission（简称CIRC）保险投资“新政”innovation policies in insurance investment可投资资产investable asset投资公司法案Investment Company Act2、委托受托关系委托人client受托人trustee委托管理mandate绝对收益absolute return相对收益relative return3、组合管理大类资产配置assets allocation战略资产配置Strategic Assets Allocation（简称SAA）战术资产配置Tactic Assets Allocation（简称TAA）流动性管理liquidity management资产负债管理Asset-Liability Management（简称ALM）久期匹配duration matching现金流匹配cash flow matching一般账户general account独立账户separate account4、类别投资固定收益投资fixed-income investment持有到期类资产held-to-maturity asset交易类资产trading asset可供出售类资产asset available for sale股票投资equity investment基金投资fund investment另类投资alternative investment境外投资overseas investment基础设施债权计划infrastructure debt investment plan 未上市企业股权投资private equity investment不动产投资real estate investment利率互换Interest Rate Swap（简称IRS）均值一方差分析the mean-variance method5、第三方业务财富管理wealth management第三方投资管理the third-party asset management企业年金occupational annuity养老金pension集合投资产品collective investment fund。
acceptance policy 核保政策accounting period 结算期aggregate limit 累积限额aggregated loss 累积损失antiselection 逆选择ART (Alternative Risk Transfer 新型风险转移balance 所欠款项barrages 堰坝captive pools 自保组合catastrophe risk 巨灾风险ceiding company 分出公司cession limit 分保限额claim-prone 容易出险claims assistance 理赔协助clean cut 结清方式coinsurance 共保commencement and termination 起讫cover 承保cover 责任额deposit premium 预付保费destroyed 毁坏earth caves 土坏房屋EPAevent limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款exclusion 除外责任exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区finite risk 有限制的风险flash floods 骤发洪水flooding of rivers 洪水泛滥frame structure 框架结构full coverage 全额承保full insurance value 足额保险价值full liability 全部责任Geophysics Institute 地球物理研究所health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance during a period of illness 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险险别Free from Particular AverageF.P.A. 平安险With Particular Average W.P.A. 水渍险All Risks 一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting 污染险insurance against total loss only (TLO 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TPND 盗窃提货不着险GNPI 总净保费收入hailstorm 雹暴heavy damage 严重破坏hollow brick wall 空斗砖结构hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险risk of fresh and/of rain water damage(wetting 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险5保险英语翻译risk of bad odour(change of flavour 恶味险，变味险risk of mould 发霉险on deck risk 舱面险6保险英语翻译保险业词汇Terms used in insurance industryaccident意外事故险actuarial method精算法Advance Loss Profits (ALOP预期利润损失险，利损险Advance profit预期利润broker经纪人Business Interruption Insurance (BI营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement理赔combined ratioPICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3保险英语词汇表proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图综合赔付率Consequential Loss (CL7保险英语翻译，保险专业词汇。
保险常用英文词汇
导语：保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任，或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。
下面是YJBYS 小编收集整理的有关保险的英语词汇，欢迎参考!
insurance company 保险GS
insurance policy 保险单
insurance premium 保险费
insured, assured 被保险人
insurer, underwriter 保险人;保险商
indemnity 赔款
indemnity 损害赔偿
all-risks policy 一切险保单
assignment clause 转让条款
average adjuster 海损理算人
abandonment clause 委付条款
act of god 不可抗力
actuary 保险精算师
average clause 共同海损分担条款
average 海损、海损分摊
branch of insurance 保险类别
cargo damage survey 货损检验
cargo insurance 货物保险
certificate of insurance 保险证明书。
保险单中英文术语1.Risks&Coverage险别(1)free from particular average(F.P.A.)平安险(2)with particular average(W.A.)水渍险（基本险）(3)all risk一切险（综合险）(4)total loss only(T.L.O.)全损险(5)war risk战争险(6)cargo(extended cover)clauses货物（扩展）条款(7)additional risk附加险(8)from warehouse to warehouse clauses仓至仓条款(9)theft,pilferage and nondelivery(T.P.N.D.)盗窃提货不着险(10)rain fresh water damage淡水雨淋险(11)risk of shortage短量险(12)risk of contamination沾污险(13)risk of leakage渗漏险(14)risk of clashing&breakage碰损破碎险(15)risk of odour串味险(16)damage caused by sweating and/or heating受潮受热险(17)hook damage钩损险(18)loss and/or damage caused by breakage of packing包装破裂险(19)risk of rusting锈损险(20)risk of mould发霉险(21)strike,riots and civel commotion(S.R.C.C.)罢工、暴动、民变险(22)risk of spontaneous combustion自燃险(23)deterioration risk腐烂变质险(24)inherent vice risk内在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险(26)special additional risk特别附加险(27)failure to delivery交货不到险(28)import duty进口关税险(29)on deck仓面险(30)rejection拒收险(31)aflatoxin黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hongkong,including Kowloon,or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险(34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36)overland transportation risks陆运险(37)overland transportation all risks陆运综合险(38)air transportation risk航空运输险(39)air transportation all risk航空运输综合险(40)air transportation war risk航空运输战争险(41)parcel post risk邮包险(42)parcel post all risk邮包综合险(43)parcel post war risk邮包战争险(44)investment insurance(political risks)投资保险（政治风险）(45)property insurance财产保险(46)erection all risks安装工程一切险(47)contractors all risks建筑工程一切险2.the stipulations for insurance保险条款(1)marine insurance policy海运保险单(2)specific policy单独保险单(3)voyage policy航程保险单(4)time policy期限保险单(5)floating policy(or open policy)流动保险单(6)ocean marine cargo clauses海洋运输货物保险条款(7)ocean marine insurance clauses(frozen products)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insurance clauses(woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses(train,trucks)陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses(frozen products)陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运输货物战争险条款(14)parcel post insurance clauses邮包保险条款(15)parcel post war risk insurance clauses邮包战争保险条款(16)livestock&poultry insurance clauses(by sea,land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clauses of the P.I.C.C.subject to C.I.C.根据中国人民保险公司的保险条款投保……险(18)marine insurance policies or certificates in negotiable form, for110%full CIF invoice covering the risks of War&W.A.as per the People's Insurance Co.of China dated1/1/1976. with extended cover up to Kuala Lumpur with claims payable in(at) Kuala Lumpur in the currency of draft(irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。
保险英文术语Insurance Policy （or Certificate）保险单（或凭证）1.Risks & Coverage险别(1)free from particular average (F。
P。
A。
）平安险（2)with particular average (W。
A.)水渍险(基本险)（3)all risk一切险（综合险）(4）total loss only （T。
L.O。
）全损险(5）war risk战争险（6）cargo(extended cover)clauses货物（扩展)条款（7)additional risk附加险（8）from warehouse to warehouse clauses仓至仓条款(9)theft，pilferage and nondelivery (T。
P。
N。
D。
）盗窃提货不着险(10)rain fresh water damage淡水雨淋险（11）risk of shortage短量险(12)risk of contamination沾污险（13）risk of leakage渗漏险（14)risk of clashing & breakage碰损破碎险(15)risk of odour串味险（16)damage caused by sweating and/or heating受潮受热险(17）hook damage钩损险(18）loss and/or damage caused by breakage of packing包装破裂险(19）risk of rusting锈损险(20)risk of mould发霉险（21)strike, riots and civel commotion （S.R。
C.C。
）罢工、暴动、民变险(22)risk of spontaneous combustion自燃险（23）deterioration risk腐烂变质险(24）inherent vice risk内在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险（26)special additional risk特别附加险（27）failure to delivery交货不到险(28)import duty进口关税险（29）on deck仓面险（30）rejection拒收险(31）aflatoxin黄曲霉素险（32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款（33）survey in customs risk海关检验险（34)survey at jetty risk码头检验险（35)institute war risk学会战争险(36）overland transportation risks陆运险（37）overland transportation all risks陆运综合险（38)air transportation risk航空运输险（39）air transportation all risk航空运输综合险(40）air transportation war risk航空运输战争险(41）parcel post risk邮包险（42)parcel post all risk邮包综合险（43）parcel post war risk邮包战争险（44)investment insurance(political risks）投资保险（政治风险）(45）property insurance财产保险(46)erection all risks安装工程一切险(47）contractors all risks建筑工程一切险2.the stipulations for insurance保险条款（1)marine insurance policy海运保险单（2）specific policy单独保险单（3）voyage policy航程保险单(4）time policy期限保险单(5）floating policy (or open policy）流动保险单（6)ocean marine cargo clauses海洋运输货物保险条款（7）ocean marine insurance clauses （frozen products）海洋运输冷藏货物保险条款（8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款（10）overland transportation insurance clauses (train, trucks)陆上运输货物保险条款（火车、汽车）（11）overland transportation insurance clauses （frozen products)陆上运输冷藏货物保险条款（12）air transportation cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运输货物战争险条款（14)parcel post insurance clauses邮包保险条款（15）parcel post war risk insurance clauses邮包战争保险条款（16）livestock ＆poultry insurance clauses (by sea，land or air）活牲畜、家禽的海上、陆上、航空保险条款（17)…risks clauses of the P。
保险词汇和条款中英文对照insurance policy (or certificate) 保险单（或凭证）1.risks & coverage 险别(1)free from particular average (f.p.a.) 平安险(2)with particular average (w.a.) 水渍险（基本险）(3)all risk 一切险（综合险）(4)total loss only (t.l.o.) 全损险(5)war risk 战争险(6)cargo(extended cover)clauses 货物（扩展）条款(7)additional risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft,pilferage and nondelivery (t.p.n.d.) 盗窃提货不着险(10)rain fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)risk of contamination 沾污险(13)risk of leakage 渗漏险(14)risk of clashing & breakage 碰损破碎险(15)risk of odour 串味险(16)damage caused by sweating and/or heating 受潮受热险(17)hook damage 钩损险(18)loss and/or damage caused by breakage of packing 包装破裂险(19)risk of rusting 锈损险(20)risk of mould 发霉险(21)strike, riots and civel commotion (s.r.c.c.) 罢工、暴动、民变险(22)risk of spontaneous combustion 自燃险(23)deterioration risk 腐烂变质险(24)inherent vice risk 内在缺陷险(25)risk of natural loss or normal loss 途耗或自然损耗险(26)special additional risk 特别附加险(27)failure to delivery 交货不到险(28)import duty 进口关税险(29)on deck 仓面险(30)rejection 拒收险(31)aflatoxin 黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination hongkong, including kowloon, or macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk 海关检验险(34)survey at jetty risk 码头检验险(35)institute war risk 学会战争险(36)overland transportation risks 陆运险(37)overland transportation all risks 陆运综合险(38)air transportation risk 航空运输险(39)air transportation all risk 航空运输综合险(40)air transportation war risk 航空运输战争险(41)parcel post risk 邮包险(42)parcel post all risk 邮包综合险(43)parcel post war risk 邮包战争险(44)investment insurance(political risks) 投资保险（政治风险）(45)property insurance 财产保险(46)erection all risks 安装工程一切险(47)contractors all risks 建筑工程一切险2.the stipulations for insurance 保险条款(1)marine insurance policy 海运保险单(2)specific policy 单独保险单(3)voyage policy 航程保险单(4)time policy 期限保险单(5)floating policy (or open policy) 流动保险单(6)ocean marine cargo clauses 海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products) 海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses 海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk) 海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks) 陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products) 陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses 航空运输货物保险条款(13)air transportation cargo war risk clauses 航空运输货物战争险条款(14)parcel post insurance clauses 邮包保险条款(15)parcel post war risk insurance clauses 邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clau ses of the p.i.c.c. subject to c.i.c.根据中国人民保险公司的保险条款投保……险(18)marine insurance policies or certificates in negotiable form, for 110% full cif invoice covering the risks of war & w.a. as per the people's insurance co. of china dated 1/1/1976. with exte nded cover up to kuala lumpur with claims payable in (at) kuala lumpur in the currency of draft (irrespective of percentage) 作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。
保险业常用词汇中英文对照第一部分：保险承保业务1、一般保险原理保险insurance保险业insurance industry保险业务结构business structures保险业主体bodies in Insurance Industry被保险人insured 理赔claim settlement承保利润微薄underwriting profit is slight承保能力insurance capacity承保业务underwriting operation未决赔款储备金reserve IBRN大数法则Law of Large Numbers 营业额turnover市场缺陷market imperfections 社会保险social insurance 个人代理人personal agent银行保险bank insurance直销straight pin佣金brokerage手续费commission charges再保险reinsurance2、财产保险财产保险property insurance 长尾long－tail 长期护理保险long—term care insurance短尾short－tail综合赔付率combined ratio自留retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agricultural insurance巨灾保险catastrophe insurance意外伤害保险casualty accident insurance3、寿险词汇变额寿险variable life insurance 长寿保险insurance on last survivor 定期寿险term insurance 合同储蓄机构contractual saving institutions 红利dividend疾病保险sickness insurance 简易险industrial insurance 健康保险health insurance 巨额医药费保险major medical" insurance policy 可变保费寿险flexible —premium life insurance 利差损interest spread risk 利率敏感型产品interest—sensitive whole life 赔期/期限indemnity period/limit 普通寿险ordinary life insurance 人寿保险life insurance 预定利率市场化Market-based Assumed Interest Rate团险group insurance 限期缴费终身寿险limited —payment whole life insurance 养老保险endowment insurance医疗保险insurance for medical care 医疗费用保险medical expense insurance 终身寿险whole life insurance 准备金reserve伤残收入保险disability income insurance失能incapacity可变万能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business税收优惠tax break税收递延型养老保险Deferred tax endowment insurance大病医疗保险Large quantity medical insurance分红保险Participating Insurance传统保险traditional insurance理财型保险financial planning oriented insurance投资连结寿险unit —linked life insurance4、保险偿付能力风险资本要求risk —based capital固定最低成本要求fixed minimum capital requirement保险偿付能力监管insurance solvency regulation保险监管信息系统Insurance Regulatory Information System财务分析跟踪系统Financial Analysis Tracking System偿付能力Solvency 偿付能力不足insolvent 认可资产admissible assets第二部分保险资产管理1、行业主体和监管保险资产管理insurance asset management 保险法insurance law保险资产管理公司insurance asset management company 中国人保集团People's Insurance Company of China（简称PICC）中国人保资产管理公司PICC Asset Management Company Limited 慕尼黑再保险资产管理公司Munich ERGO Asset Management GmbH （简称MEAG ）中国保监会China Insurance Regulatory Commission （简称CIRC ）保险投资“新政”innovation policies in insurance investment 可投资资产investable asset 投资公司法案Investment Company Act2、委托受托关系委托人client 受托人trustee 委托管理mandate 绝对收益absolute return 相对收益relative return3、组合管理大类资产配置assets allocation 战略资产配置Strategic Assets Allocation （简称SAA ）战术资产配置Tactic Assets Allocation （简称TAA ）流动性管理liquidity management 资产负债管理Asset-Liability Management （简称ALM ）久期匹配duration matching 现金流匹配cash flow matching 一般账户general account独立账户separate account4、类别投资固定收益投资fixed -income investment 持有到期类资产held-to-maturity asset 交易类资产trading asset 可供出售类资产asset available for sale 股票投资equity investment 基金投资fund investment 另类投资alternative investment 境外投资overseas investment 基础设施债权计划infrastructure debt investment plan 未上市企业股权投资private equity investment 不动产投资real estate investment利率互换Interest Rate Swap （简称IRS）均值一方差分析the mean-variance method5、第三方业务财富管理wealth management第三方投资管理the third-party asset management企业年金occupational annuity养老金pension集合投资产品collective investment fund。
