英文合同英文保险合同

合同(Contract)，又称为契约、协议，是平等的当事人之间设立、变更、终止民事权利义务关系的协议。

Contract, also known as contract and agreement, is an agreement between equal财产保险合同英文版PROPERTY INSURANCE CLAUSESI. THE PROPERTY INSUREDThe property insured shall refer to all properties and expenses specified in the Schedule of this Policy.Unless specifically agreed upon in writing between the Insured and the Company and appraised and value-established by professionals or assessors, the following articles and the expenses relevant thereto shall not be covered under this Policy：1. Gold, silver, pearls, diamonds, precious stones and jades；2. Antiques, articles of virtue, ancient coins, ancient books and ancient paintings；3. Works of art or postage stamps；4. Advertisements, aerials, neon, pieces of solar energy apparatus etc. on buildings；5. Computer system records or its making and copying costs.Under no circumstances shall the following articles relevantthereto be covered hereunder：1. Guns, ammunition or explosives；2. Banknotes, securities, bills, documents, files, account books or drawings；3. Animals, plants and agricultural crops；4. Mobile phones, portable computers, removable photograph apparatus or other precious articles；5. Vehicles licensed for general transport use.II. SCOPE OF COVERThe Company shall indemnify the Insured in respect of the physical loss of or damage to the insured property stated in the Schedule during the period of insurance directly arising from the following perils：1. Fire；2. Explosion；but not including explosion of a boiler or other pressure relief devices；3. Lightning；4. Hurricane, typhoon and tornado；5. Storm, tempest and flood；but not including loss or damage caused by change in normal water level or inundation from sea water or water escape or leakage from the normal confines of any natural water course, lake or reservoir, canal or dam as well as loss of or damage to the insured property caused by storm, tempest or flood while being stored in the open or covered by or under a shed thatched with reeds, tarpaulins, straw, asphalt felt, plastic or nylon sheet；6. Hailstorm；7. Landslide, rockslide, avalanche；8. Volcanic explosion；9. Subsidence of ground；but not including loss or damage resulting from pile driving, groundwork or excavation；10. Crashing aircraft and parts or articles falling from aircraft and other flying objects；11. Bursting of water tank or pipe；but not including bursting of water tank or pipe due to rust.III. EXCLUSIONSThis Company shall not be liable for：1. Loss of or damage to the insured property or expenses caused by intentional act or gross negligence of the Insured or his representative；2. Loss of or damage to the insured property caused and expenses incurred by earthquake or tsunami；3. Depreciation, loss of market, loss of use and other consequential losses of any description；4. Loss of or damage to the insured property or expenses incurred arising from war, warlike operation, hostilities, armed conflicts, terrorism, conspiracy insurrection, coup d`etat, strike, riot, and civil commotion；5. Confiscation, requisition, destruction or damage by any action or order of any government de jure or de facto or by any public authorities；6. Loss of or damage to insured property directly or indirectly caused or expenses incurred by nuclear fission, nuclear fusion, nuclear weapon, nuclear material, nuclear radiation and radioactive contamination；7. Loss or damage caused and expenses incurred by pollution of any kind or description whatsoever such as atmosphere, land and water pollutions but this does not include loss or damage caused by pollution arising from PERILS specified in Article II the Policy；8. The deductibles stated in the Schedule to be borne by the Insured；9. Loss or damage arising from any other perils not listed in Article II of this Policy.IV. TREATMENT OF CLAIM1. The Company shall at its option, indemnify the Insured in respect of loss or damage falling within the Scope of Cover of the Policy by either：1.1 paying the amount of the actual value of the property lost or damaged or；1.2 paying the necessary cost of repairing or restoring the damaged property to its nearest condition immediately preceding the damage or；1.3 repairing or restoring the damaged property to a condition near to other property of like kind and quality.2. Indemnity under this Policy shall be based upon the sound market value of the property prevailing at the time of loss. If the soundmarket value of the damaged property is lower than the sum insured of such property, the claim shall be settled on its market value；If the sound market value of the property is in excess of the sum insured, the Company shall only be liable for such proportion of the claim as the sum insured of the damaged property bears to its sound market value. If the insured property enumerated in the Schedule is more than one item, the provision of this clause shall apply to each thereof.3. If a claim for loss of or damage to the insured item is settled on a total loss basis, the salvage value of such item shall be deducted from the indemnity payable by the Company. The Company may, at its option, decline the abandonment of any damaged property by the Insured.4. In the event of loss of or damage to any equipment item insured forming part of a pair or set, the Company shall not be liable in respect of each of such item lost or damaged for more than its proportionate part of the sum insured on the complete pair or set.5. In the event of any loss occurrence, the Company shall also pay the Insured for the expenses reasonably incurred for taking necessary measures to minimize loss or damage to the least extent, but in no case shall such expenses referred hereto exceed the sum insured of the insured property.6. Upon settlement of a claim, an endorsement shall be issued by the Company to reduce the sum insured corresponding to the property lost or damaged by the amount so settled from the date of loss, and no premium shall be refunded for the amount so reduced. If reinstatement ofthe sum insured is required by the Insured upon settlement of the claim, an additional premium for the reinstated amount shall be charged at an agreed rate, and be calculated on pro rata daily basis from the date of loss to the expiry of the insurance.7. The time of validity of a claim under this insurance shall not exceed a period of two year counting from the date of loss.V. INSURED`S OBLIGATIONSThe following Obligations shall be strictly fulfilled by the Insured and his representative：1. The Insured and his representative, when applying for insurance shall make true answers or descriptions to the questions in the Proposal and Questionnaire or to any other questions raised by the Company.2. The Insured and his representative shall pay to the Company in due course the agreed premium in the manner as provided in the Schedule and Endorsements.3. During the period of this insurance, the Insured shall at his own expense take all reasonable precautions, including paying sufficient attention to and putting into practice the reasonable recommendations of the Company, prudently selecting the workmen and employees and complying with all statutory regulations and safety operation procedures.4. In the event of any occurrence which gives or might give rise to a claim under this Policy, the Insured or his representative shall：4.1 notify the Company immediately and within seven （7）days or any further period as may be agreed by the Company in writing, furnish a written report to indicate the course, probable reason and extent of loss or damage；4.2 take all necessary measures to avoid aggravation of the loss or damage and minimize it to the least extent；4.3 preserve the spot affected and defective parts before an inspection is carried out by a representative or surveyor from the Company；4.4 furnish all such information and documentary evidence as the Company may require for supporting the claim.VI. GENERAL CONDITIONS1. Policy EffectThe due observance and fulfilment of the terms and conditions of this Policy in so far as they relate to anything to be done or complied with by the Insured shall be a condition precedent to any liability of the Company under this Policy.2. Policy VoidanceThis Policy shall be voidable in the event ofmisrepresentation, misdescription or non-disclosure made by the Insured or his representative in any material particular in respect of this insurance.3. Policy TerminationUnless its continuance be admitted by the Company in writing, this Policy shall be automatically terminated if：3.1 the insurable interest of the Insured is lost；3.2 the risk of loss or damage is increased.After termination of the Policy, the premium shall be refunded to the Insured calculated on pro rata daily basis for the period from the date of termination to the date of expiry.4. Policy CancellationThis Policy may be canceled at any time at the request of the Insured in writing or at the option of the Company by giving a fifteen （15） days prior notice to the Insured. In the former case the Company shall retain a premium calculated on short term rate basis for the time the Policy has been in force while in the latter case such premium shall be calculated on pro rata daily basis.5. Forfeit of BenefitIf the claim is in any respect fraudulent, or if anyfraudulent means or devices are used by the Insured or his representative to obtain any benefit under this Policy or if any loss or damage is occasioned by the intentional act or in the connivance of the Insured or his representative, then in any of these cases, all the rights and benefits of the Insured under this Policy shall be forfeited, and all consequent losses arising therefrom including the amount of claim paid by the Company shall be indemnified by the Insured.6. Reasonable InspectionThe representative of the Company shall at any suitable time be entitled to attend the site and inspect or examine the risk explosure of the property insured. For this purpose, the Insured shall provide full assistance and all details and information required by the Company as may be necessary for the assessment of the risk. The above mentioned inspection or examination shall in no circumstances be held as any admission to the Insured by the Company.7. Double InsuranceShould any loss, damage, expenses or liability recoverable under the Policy be also covered by any other insurance, the Company shall only be liable to pay or contribute his proportion of the claim irrespective as to whether the other insurance is arranged by the Insured or others on his behalf, or whether any indemnification is obtainable under such other insurance.8. SubrogationWhere a third party shall be held responsible for the loss or damage covered under this Policy, the Insured shall, whether being indemnified by the Company or not, take all necessary measures to enforce or reserve the right of recovery against such third party, and upon being indemnified by the Company, subrogate to the Company all the right of recovery, transfer all necessary documents to and assist the Company in pursuing recovery from the responsible party.9. DisputeAll disputes under this insurance arising between the Insured and the Company shall be settled through friendly negotiations. Where the two parties fail to reach an agreement after negotiations, such dispute shall be submitted to arbitration or to court for legal actions. Unless otherwise agreed, such arbitration or legal action shall be carried out in the place where the defendant is domiciled.VII. SPECIAL PROVISIONSThe following provisions shall be applied to all parts of this Policy and shall override the other terms and conditions of this Policy if any conflict arises.PROPERTY INSURANCE POLICYPolicy No.：WHEREAS THE INSURED named in the Schedule hereto has made to the ______ Insurance Company （hereinafter called "the Company"） awritten Proposal which together with any other statements made by the insured for the purpose of this Policy is deemed to be incorporated herein and has paid to the Company the premium stated in the Schedule.NOW THIS POLICY OF INSURANCE WITNESSES that subject to the terms and conditions contained herein or endorsed hereon the Company shall indemnify the insured for the loss or damage sustained during the period of insurance stated in the Schedule in the manner and to the extent hereinafter provided.By the ________ Insurance Company_________________________ Authorised SignatureDate of Issue：Place of Issue：SCHEDULEPolicy No.：1. Name and Address of the Insured1.1 The Insured：1.2 Address：2. Location of the Property Insured：3. Nature of Trade：4. Insured Items and Sums Insured：Insured Items Sums Insured4.1 Property Insured4.1.1 Building（s）（including decoration）：4.1.2 Machinery and Equipment：4.1.3 Furniture and Fixture：（including office equipment and supplies）4.1.4 Stock：4.1.5 Others：4.2 Additional Expenses：4.2.1 Removal of Debris fees：4.2.2 Fire Extinguishing Expenses：4.2.3 Professional Fees：4.2.4 Other Expenses：Total Sum Insured：5. Deductible （any one accident）：6. Period of Insurance： ___ months.From 00：00 of _________ to 24：00 hours of ______7. Premium Rate：Total Premium：8. Date of Payment：9. Jurisdiction：This Policy is governed by law of the People's Republic of China.10. Special Provisions：PROPERTY INSURANCE POLICY`S SCHEDULE_________ Insurance Company。

有关财产保险合同范本(英文)7篇篇1Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Party of the First Part: Insurance CompanyParty of the Second Part: InsuredArticle 1: Contractual RelationshipThis Contract sets out the terms and conditions under which the Insurance Company agrees to provide insurance coverage for the property of the Insured.Article 2: Coverage2.1 The Insurance Company shall cover the property of the Insured listed in Annex A, including, but not limited to, buildings, machinery, equipment, inventory, and other assets.2.2 The scope of coverage excludes events not specified in this Contract, such as acts of war, nuclear accidents, and inherent defects in the property.Article 3: Insurance Period3.1 The insurance period shall be specified in Annex B and shall commence on the effective date stated in this Contract.Article 4: Premium4.1 The premium for this insurance coverage shall be paid by the Insured to the Insurance Company in accordance with the schedule specified in Annex C.Article 5: Claims Settlement5.1 In case of any loss or damage to the insured property, the Insured shall promptly notify the Insurance Company in writing.5.2 The Insurance Company shall, upon receipt of a claim, investigate and determine the validity and amount ofcompensation payable, if any, in accordance with the terms of this Contract and applicable laws.Article 6: Indemnification6.1 The Insurance Company shall indemnify the Insured for losses arising from risks covered under this Contract, up to the limits specified in Annex D.Article 7: Exclusions7.1 This Contract does not cover losses arising from events such as war, nuclear reactions, radiations, contamination, and inherent defects in the property.Article 8: Termination8.1 This Contract may be terminated by either Party giving written notice to the other.Article 9: Miscellaneous9.1 This Contract is governed by the laws of the jurisdiction specified in Annex E.9.2 Any disputes arising from or in connection with this Contract shall be settled through friendly negotiations. If no settlement can be reached, either Party may submit the disputeto arbitration in accordance with the laws of the jurisdiction specified in Annex E.9.3 This Contract constitutes the entire agreement between the Parties and no modifications shall be made to it except by written agreement signed by both Parties.9.4 This Contract is binding on both Parties and shall be binding on their respective legal representatives, successors, and assigns.9.5 Any notices or communications required or permitted under this Contract shall be in writing and shall be deemed given when delivered personally or sent by mail or email to the addresses specified by the Parties.ANNEX A: List of Insured Property[Insert detailed list of property being insured]ANNEX B: Insurance Period[Insert dates of insurance period]ANNEX C: Premium Payment Schedule[Insert schedule for payment of premiums]ANNEX D: Limits of Indemnification[Insert limits of compensation payable by the Insurance Company]ANNEX E: Applicable Law and Jurisdiction for Arbitration[Insert applicable law and arbitration jurisdiction] --- end of contract ---Please note that this is a general template for a property insurance contract and may need to be customized to fit specific circumstances and requirements. It is recommended to have legal professionals review any legal document before signing.篇2Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Contract Parties:1. Insurance Company: _________________2. Insured: _________________Article 1: Insurance CoverageThe Insurance Company agrees to provide insurance coverage for the property specified in this Contract, which includes (but is not limited to) the following:* Building and structure of the Insured's property* Contents and fixtures within the property* Loss or damage caused by specified risks, such as fire, explosion, earthquake, windstorm, etc.Article 2: ExclusionsThe following are not covered by this insurance:* Loss or damage due to war or nuclear hazard* Intentional damage or loss caused by the Insured or their representatives* Normal wear and tear or deterioration of property* Indirect or consequential lossesArticle 3: Premium and Payment1. The premium for this insurance coverage is ________ (amount).2. The Insured shall pay the premium in full before the commencement of the insurance coverage.3. Any overdue premium will result in the cancellation of this Contract.Article 4: Claims1. In case of loss or damage to the insured property, the Insured shall promptly notify the Insurance Company in writing.2. The Insured shall provide all necessary documents and evidence to support their claim.3. The Insurance Company shall investigate and settle the claim in a reasonable timeframe.Article 5: Termination1. This Contract may be terminated by either party giving written notice to the other.2. In case of fraud or misrepresentation by the Insured, the Insurance Company may immediately terminate this Contract and reject any claims.Article 6: Miscellanea1. This Contract shall be governed by the laws of _______ (country/jurisdiction).2. Any disputes arising from this Contract shall be resolved through友好协商or in accordance with the laws of _______ (country/jurisdiction).3. This Contract constitutes the entire agreement between the parties and no modifications shall be made unless agreed in writing by both parties.4. This Contract is made in _______ (language) and any translations provided are for reference only. In case of discrepancies, the original language version shall prevail.5. This Contract is effective from _______ (start date) and shall continue until _______ (end date).In witness whereof, the parties have signed this Contract in duplicate, with each party retaining a copy.Insurance Company: ________ (Signature)Date: ________Insured: ________ (Signature)Date: ________--- END OF PROPERTY INSURANCE CONTRACT ---篇3Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Definitions:Insurance Company: The company offering insurance coverage under the terms of this Contract.Insured: The party seeking insurance coverage for their property under the terms of this Contract.Policy: This document, which outlines the terms and conditions of the insurance coverage provided by the Insurance Company to the Insured.Policy Period: The duration of time for which the insurance coverage is valid, specified in this Contract.Covered Property: The property of the Insured that is covered by this insurance policy.Risks Covered: Loss or damage to the Covered Property due to specified events, such as fire, theft, natural disasters, etc., as outlined in this Contract.Policy Amount: The total amount of coverage provided by the Insurance Company for the Covered Property.Premium: The fee paid by the Insured to the Insurance Company for the insurance coverage provided under this Contract.Contract Term: The duration of this Contract, specifying the start and end dates of insurance coverage.1. Insurance Coverage:The Insurance Company agrees to cover the loss or damage of the Covered Property due to risks specified in this Contract, including but not limited to fire, explosion, earthquake, windstorm, hail, flood, theft, etc. The Policy Amount shall be paid by the Insurance Company to the Insured in accordance with the terms and conditions of this Contract.2. Exclusions:This insurance does not cover any loss or damage due to wars, nuclear reactions, radioactive contamination, earthquakes of a certain magnitude or higher, unless otherwise specified in this Contract. Additionally, any damage caused by negligence or willful misconduct of the Insured shall not be covered.3. Premium Payment:The Insured shall pay the Premium in full as specified in this Contract. Failure to pay the Premium on time may result in cancellation of insurance coverage.4. Claims Settlement:In case of any loss or damage to the Covered Property, the Insured shall promptly notify the Insurance Company and submit necessary documents to file a claim. The Insurance Company shall investigate and settle the claim in accordance with the terms and conditions of this Contract.5. Termination of Contract:Either party may terminate this Contract upon giving written notice to the other party. In case of termination, any unused Premium shall be refunded by the Insurance Company to the Insured.6. Misrepresentation:If any information provided by the Insured in connection with this Contract is incorrect or misleading, the Insurance Company may cancel this Contract and refuse to pay any claims.7. General Provisions:This Contract shall be governed by the laws of [insert jurisdiction]. Any dispute arising out of or in connection with this Contract shall be resolved through negotiation or arbitration as specified in this Contract.The parties hereby agree that the above terms and conditions are binding and shall be adhered to by both parties. This Contract represents the entire agreement between the parties and no modifications shall be made unless agreed upon by both parties in writing.Insurance Company: _____________________Date: ________________Insured: _____________________Date: ________________篇4Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.1. Definitions:a. Insurance Company: The company offering the property insurance.b. Insured: The party(s) identified in this contract who is seeking insurance coverage for their property.c. Property: The objects/assets specified in this Contract, for which the Insurance Company provides coverage.2. Insurance Coverage:The Insurance Company agrees to pay the Insured for any loss or damage to the property as specified in this Contract, due to causes outlined in the policy, including but not limited to fire, theft, natural disasters, and other risks agreed upon by both parties.3. Exclusions:The following are not covered under this insurance policy:a) Any loss or damage caused by war, nuclear reactions, or radioactive contamination.b) Any loss or damage due to the negligence or intentional misconduct of the Insured or any third party.c) Any property used for illegal activities or property owned by criminal organizations.d) Other specific exclusions as agreed upon by both parties.4. Premium and Payment:The Insured shall pay the premium specified in this Contract to the Insurance Company for the coverage provided. The premium payment terms shall be as follows: [Insert payment schedule, method of payment, due dates, etc.] Any overdue premium will be subject to penalties as stipulated in the Contract.5. Claims Settlement:In case of any loss or damage to the property, the Insured shall promptly notify the Insurance Company and submit a claim along with necessary documents. The Insurance Company shallinvestigate the claim and settle it in accordance with the terms and conditions of this Contract.6. Term and Termination:This Contract shall be effective from [Insert start date] until [Insert end date], unless terminated earlier as per the provisions of this Contract. Both parties may terminate this Contract upon giving a notice period of [Insert notice period].7. Miscellaneous:a) This Contract shall be governed by the laws of [Insert country/state].b) Any amendment or modification to this Contract shall be made in writing and signed by both parties.c) Any dispute arising out of or in connection with this Contract shall be settled through friendly negotiations. If no settlement can be reached, either party may submit the dispute to [Insert arbitration institution/court].d) This Contract constitutes the entire agreement between the parties and no modification shall be made unless agreed upon in writing by both parties.e) This Contract is in English, and any translation provided for local purposes only shall not be binding on the interpretation of its terms and conditions.f) Both parties shall keep all information related to this Contract confidential and not disclose it to any third party without the prior written consent of the other party.g) Any headings in this Contract are for reference purposes only and shall not affect the interpretation of its contents.h) This Contract is made out in duplicate, with each party holding one original copy.i) The parties hereby confirm that they have read and fully understand the terms and conditions of this Contract and agree to be bound by them.j) The commencement date of this Contract shall be when both parties have signed this Contract and returned it to the Insurance Company with all necessary documents attached as proof of insurance.k) Additional terms and conditions may be attached to this Contract as Annexes, which shall form an integral part of this Contract.l) This Agreement shall be deemed effective from the date of signing below.Insurance Company:Name: ________________________Address: ________________________Contact Information: ________________Date: ________________Signature: ________________Insured:Name: ________________________Address: ________________________Contact Information: ________________Date: ________________Signature: ________________篇5Property Insurance ContractThis Property Insurance Contract is made and effective as of the date of signing between the Insurer and the Insured, under the terms and conditions agreed upon by both parties.I. DEFINITIONS1. Insurer: The party providing insurance coverage to the Insured under this Contract.2. Insured: The party requesting insurance coverage from the Insurer and paying the premium as specified in this Contract.3. Property: The objects or assets covered by this insurance, which shall be clearly specified in the Schedule of this Contract.II. SCOPE OF INSURANCEThis Contract covers the property specified in the Schedule against risks specified in this Contract, including but not limited to fire, theft, lightning, explosion, earthquake, windstorm, hail, flood, etc.III. EXCLUSIONSThe following losses or damages are not covered by this Contract:1. Losses or damages caused by war, invasion, act of foreign enemies, military action, rebellion, civil commotion or riots.2. Losses or damages arising from nuclear reactions, nuclear radiation or radioactive contamination.3. Losses or damages caused by the Intention of the Insured or any co-insured.IV. PREMIUMS AND PAYMENT SCHEDULE1. The premium for this Contract shall be paid by the Insured to the Insurer in accordance with the amount and payment schedule specified in this Contract.2. The premium shall be paid in full before the commencement of the insurance coverage. Failure to pay the premium on time shall result in the automatic termination of this Contract.V. SETTLEMENT OF CLAIMS1. The Insured shall immediately notify the Insurer of any occurrence causing loss or damage to the property insured under this Contract. The notice should include detailedinformation about the occurrence and its consequences on the property.2. The claim shall be supported by relevant documents such as police report, inventory of losses, etc., as required by the Insurer. Failure to provide necessary documents may result in rejection of the claim.VI. INDEMNITY AND COMPENSATIONIn case of any loss or damage to the property covered under this Contract, the Insurer shall indemnify the Insured in accordance with the terms and conditions of this Contract and relevant laws and regulations.VII. TERMINATION OF CONTRACTThis Contract shall be terminated upon any of the following events:1. The expiration of the insurance period specified in this Contract.2. The cancellation of this Contract by either party with due notice to the other party in accordance with relevant laws and regulations or mutual agreement between both parties.3. Any other circumstances where this Contract is terminated in accordance with relevant laws and regulations.VIII. MISCELLANEOUS希望这份财产保险合同范本符合您的要求。

保险合同英文说明模板Insurance Contract Explanation Template1. IntroductionThank you for choosing our insurance company for your insurance needs. We have prepared this insurance contract explanation to help you understand the terms and conditions of your insurance policy.2. Insurance CoverageIn this section, we will provide a detailed explanation of the insurance coverage provided under your policy. This includes the type and extent of coverage, as well as any limitations or exclusions that may apply. It is important to review this section carefully to understand what is covered and what is not.3. Policy TermHere, we will explain the duration of your insurance policy, including the start and end dates. We will also highlight any provisions for renewing or canceling the policy. It is essential to be aware of the policy term to ensure continuous coverage and avoid any lapses.4. Premiums and PaymentsThis section will outline the premium amount and the frequency of payments required. We will explain when and how to make payments, as well as any consequences for late or missed payments. It is crucial to understand your premium obligations to maintain your coverage without interruption.5. Claims ProcessIn this section, we will describe the procedure for filing a claim under your insurance policy. We will explain the necessary documentation and the timeframe for submitting a claim. Additionally, we will outline the steps involved in claims assessment and the payment process. Understanding the claims process will help you navigate any potential claim situations smoothly.6. Deductibles and ExcessHere, we will explain any deductibles or excess that may apply to your policy. Deductibles are the amount you have to pay before the insurance coverage kicks in, while excess is the amount you must contribute towards a claim. We will clarify the specific amounts and how they impact your coverage.7. Renewal and CancellationThis section will cover the guidelines and procedures for renewing or canceling your insurance policy. We will explain the notice period required and any conditions that may affect the renewal or cancellation process. It is important to adhere to these guidelines to ensure continuous coverage or halt insurance services if needed. 8. Termination and RefundsIn this section, we will explain the circumstances under which the insurance company may terminate your policy. We will also provide details on any refund policies applicable in case of cancellation or termination. Understanding these provisions will help you make informed decisions regarding your insurance coverage.9. Limitations and ExclusionsHere, we will outline any limitations or exclusions that may apply to your policy. These are specific situations or events that are not covered by the insurance policy. It is crucial to review this section carefully to understand the extent of coverage and to avoid filing claims that may fall under the mentioned limitations or exclusions.10. Compliance and Legal ObligationsThis section will highlight your responsibilities and obligations as the policyholder. We will explain any legal or regulatory requirements you must comply with to maintain the insurance coverage. It is essential to be aware of your obligations to avoid any issues or potential policy breaches.11. ConclusionWe hope this insurance contract explanation has clarified the terms and conditions of your insurance policy. If you have any further questions or require additional information, please do not hesitate to contact our customer service team. We value your business and are committed to providing you with excellent insurance services.。

财产保险合同格式(涉外英文)8篇篇1Property Insurance Contract (International)本合同由以下双方签订：Contract made by and between:甲方（投保人）：___________________乙方（保险公司）：___________________Party A (Insurer): ________________Party B (Insurance Company): ________________鉴于甲方就特定的财产向乙方申请财产保险，乙方同意承保，双方根据平等自愿的原则，经充分协商，特订立本合同如下条款：WHEREAS: Party A applied to Party B for property insurance of its specific property and Party B agreed to cover the insurance; NOW THEREFORE, in order to conclude the insurance contract on the terms and conditions stated below, the parties hereby agree as follows:第一条保险财产范围及项目（Property Scope and Items）甲方就其位于____________（地址）的财产向乙方申请保险，具体保险财产范围及项目详见附件《保险财产清单》。

甲方应对保险财产的真实性和合法性负责。

Party A applies for insurance to Party B for its property located at __________ (address). The specific scope and items of the insured property are detailed in the attached "List of Insured Property". Party A shall be responsible for the authenticity and legality of the insured property.第二条保险金额（Sum Insured）及保险价值（Value）根据甲方的申请，乙方同意按照《保险财产清单》列明的项目及保险金额承保。

英文合同保险条款模板This contract is entered into between [Insurance Company], hereinafter referred to as the "Insurance Company," and [Policyholder], hereinafter referred to as the "Policyholder," for the purpose of providing insurance coverage as outlined in the terms and conditions below.1. CoverageThe Insurance Company agrees to provide coverage for the Policyholder as specified in the insurance policy document. Coverage may include, but is not limited to, the following:- Property insurance: coverage for damage or loss of property due to specified perils such as fire, theft, or natural disasters.- Liability insurance: coverage for legal liability for bodily injury or property damage to third parties.- Health insurance: coverage for medical expenses incurred by the Policyholder or their dependents.- Life insurance: coverage for death benefits paid to beneficiaries in the event of the Policyholder's death.2. PremiumsThe Policyholder agrees to pay the insurance premiums as specified in the insurance policy document. Premiums may be paid on a monthly, quarterly, semi-annual, or annual basis. Failure to pay premiums may result in the cancellation of the insurance coverage.3. Policy TermThe insurance policy will be in effect for the term specified in the policy document. The Policyholder may renew the policy upon expiration, subject to the terms and conditions of the Insurance Company.4. ClaimsIn the event of a claim, the Policyholder must notify the Insurance Company in a timely manner and provide all necessary documentation to support the claim. The Insurance Company will investigate the claim and may request additional information as needed. Claims will be processed in accordance with the terms and conditions of the insurance policy.5. ExclusionsThe insurance policy may contain exclusions, which are specific circumstances under which coverage will not be provided. Exclusions may include, but are not limited to, intentionalacts, pre-existing conditions, or acts of war. The Policyholder is responsible for understanding the exclusions in their insurance policy.6. MisrepresentationThe Policyholder agrees to provide accurate and complete information when applying for insurance coverage. Misrepresentation of material facts may result in the denial of claims or cancellation of the insurance policy.7. SubrogationIn the event that the Insurance Company pays a claim on behalf of the Policyholder, the Insurance Company may seek reimbursement from third parties responsible for the loss. The Policyholder agrees to cooperate with the Insurance Company in subrogation efforts.8. Governing LawThis contract shall be governed by the laws of [Jurisdiction]. Any disputes arising from this contract shall be resolved through arbitration in accordance with the rules of [Arbitration Association].9. AmendmentThis contract may only be amended in writing by mutual agreement of the parties. Any amendments to the contract shall be incorporated into the insurance policy document. 10. TerminationEither party may terminate this contract upon written notice to the other party. Termination shall be effective upon receipt of the notice by the other party.In witness whereof, the parties have executed this contract as of the effective date. Insurance Company: [Name]Policyholder: [Name]Date: [Date]。

财产保险合同(英文)7篇篇1Property Insurance ContractThis Property Insurance Contract is made and effective as of the date of signing between the Insurer and the Insured, with the terms and conditions agreed upon as follows:1. DEFINITIONS(a) "Insurer" refers to the insurance company or itsbranch/subsidiary that issues the insurance policy.(b) "Insured" refers to the person or entity purchasing the insurance policy from the Insurer.(c) "Property" refers to the assets specified in this Contract, for which the Insured has requested insurance coverage.2. SCOPE OF INSURANCEThe Insurer agrees to compensate the Insured for loss or damage to the Property, as specified in this Contract, due tocauses specified in the policy, including but not limited to fire, theft, natural disasters, and malicious damage.3. INSURANCE PREMIUMSThe Insured shall pay the insurance premium as specified in the insurance policy, and the amount of insurance shall be determined based on the value of the Property and the risks associated with it.4. PROPERTY COVEREDThe Property insured under this Contract includes (list specific items and their values), as agreed upon by both parties.5. EXCLUSIONSThis insurance does not cover loss or damage caused by war, nuclear reactions, radioactive contamination, earthquakes, floods, or any other risks specifically excluded in this Contract. Both parties shall specify such exclusions in detail.6. CLAIMS PROCEDUREIn case of loss or damage to the Property, the Insured shall immediately notify the Insurer and provide necessary documents and evidence to support the claim. The Insurer shall investigatethe claim and provide compensation in accordance with this Contract.7. POLICY CONDITIONS(a) The Insured shall provide accurate information and truthfully represent all facts related to the insurance application.(b) The Insurer shall not be responsible for any loss or damage not specified in this Contract or resulting from fraudulent acts by the Insured.(c) Any alteration or amendment to this Contract must be agreed upon by both parties in writing.(d) Neither party may terminate this Contract except as stipulated in the Contract or under applicable laws.(e) All disputes arising from this Contract shall be settled through friendly negotiation or legal means.8. MISCELLANEOUS(a) This Contract is governed by the laws of the country where it is executed.(b) This Contract constitutes the entire agreement between the parties and no modification shall be made except in writing and signed by both parties.(c) If any term or condition of this Contract is invalid or unenforceable under applicable law, such invalidity or unenforceability shall not affect the validity or enforceability of any other term or condition of this Contract.(d) This Contract is effective from the date of signing and shall remain in force until expired or terminated in accordance with its terms.In conclusion, this Property Insurance Contract is made and shall be binding upon both parties, with each party agreeing to adhere to its terms and conditions. This Contract represents a mutual understanding and agreement between the Insurer and the Insured on matters pertaining to property insurance.签名：________________________ 日期：______________保险公司（盖章）：______________ 负责人签名：______________ 日期：______________投保人（盖章）：______________ 代表签名：______________ 日期：______________（注：本合同为样例，具体条款需根据实际情况进行调整和完善。

英文合同中的insurance填English:"Insurance provisions in English contracts typically include clauses outlining the types of insurance required, the coverage limits, the parties responsible for obtaining and maintaining the insurance, and the procedures for making claims and providing evidence of coverage. Common types of insurance specified in contracts include general liability insurance, professional indemnity insurance, property insurance, and employer's liability insurance. The contract may also detail requirements for additional insured parties and endorsements to the insurance policies. Additionally, provisions regarding insurance premiums, deductibles, and the allocation of costs among the parties may be included. It is important for the parties to clearly understand their insurance obligations and ensure that the insurance provisions adequately protect their interests in the event of unforeseen circumstances or disputes."中文翻译:"英文合同中的保险条款通常包括规定所需保险类型、保险限额、负责购买和维持保险的各方，以及提出索赔和提供保险证明的程序。

财产保险合同(英文)6篇篇1Property insurance contracts are agreements between an insurance company and a policyholder to protect the policyholder's personal or business property against loss or damage caused by covered perils. These contracts are designed to provide financial compensation to policyholders in the event that their property is damaged or destroyed.There are several types of property insurance contracts available, including homeowners insurance, renters insurance, landlord insurance, and commercial property insurance. Each type of contract provides coverage for specific types of property and perils, so it is important for policyholders to carefully review the terms and conditions of their policy to understand what is covered and what is not.In general, property insurance contracts contain the following key elements:1. Insuring Agreement: This section of the contract outlines the coverage provided by the insurance company, including thetypes of property covered, the perils insured against, and any exclusions or limitations.2. Declarations: This section of the contract includes information about the policyholder, such as their name, address, and the amount of coverage purchased.3. Conditions: This section of the contract details the responsibilities of both the policyholder and the insurance company, such as the policyholder's duty to report claims in a timely manner and the insurance company's obligation to investigate and settle claims fairly.4. Exclusions: This section of the contract lists the perils and types of property that are not covered by the policy, such as acts of war or intentional acts of the policyholder.5. Endorsements: These are addendums to the contract that modify or expand the coverage provided by the policy. Policyholders can purchase endorsements to tailor their coverage to their specific needs.Property insurance contracts typically require policyholders to pay a premium in exchange for coverage. The premium amount is based on factors such as the value of the property being insured, the location of the property, and the likelihood ofloss or damage. Policyholders can choose to pay their premium in a lump sum or in monthly installments.In the event that a policyholder needs to file a claim under their property insurance contract, they should contact their insurance company as soon as possible to report the loss or damage. The insurance company will then assign an adjuster to investigate the claim and determine the amount of compensation that the policyholder is entitled to receive under the terms of the contract.Property insurance contracts play a crucial role in protecting individuals and businesses from financial loss due to property damage or destruction. By understanding the terms and conditions of their policy, policyholders can ensure that they have the coverage they need to safeguard their assets and possessions. It is important for policyholders to review their property insurance contracts regularly and make any necessary updates to ensure that their coverage remains adequate and up to date.篇2Property insurance contractProperty insurance is a type of insurance that protects the physical possessions of an individual or organization against loss or damage. Property insurance contracts are agreements between the insurance provider and the policyholder, outlining the terms and conditions of coverage.A property insurance contract typically includes the following components:1. Coverage: The contract specifies the type of property that is covered under the policy. This may include buildings, personal belongings, equipment, vehicles, and other types of physical assets.2. Perils covered: The contract outlines the risks or perils for which the property is insured. Common perils include fire, theft, vandalism, natural disasters, and accidents.3. Exclusions: The contract also specifies any types of losses or damage that are not covered under the policy. Common exclusions may include acts of war, intentional acts, and wear and tear.4. Limits of liability: The contract defines the maximum amount that the insurance provider will pay out for a coveredloss. Policyholders may choose different coverage limits based on their needs and budget.5. Premiums: The contract details the cost of the insurance coverage, known as the premium. Premiums are usually paid on a regular basis, such as monthly or annually.6. Deductibles: The contract outlines the deductible, which is the amount that the policyholder must pay out of pocket before the insurance coverage kicks in. Higher deductibles typically result in lower premiums.7. Claims process: The contract explains the procedures for filing a claim in the event of a covered loss. Policyholders must provide documentation of the loss and cooperate with the insurance provider to assess the damage.Property insurance contracts are legally binding agreements that are designed to protect individuals and organizations from financial loss due to damage or destruction of their physical assets. It is important for policyholders to carefully review their insurance contracts and understand the terms and conditions of coverage to ensure that they have adequate protection in place.篇3Property insurance is a type of insurance that provides coverage for property damage or loss, as well as liability for any injuries or damages that occur on the property. In other words, property insurance protects the owner of the property from financial losses in the event of damage or loss.Property insurance contracts are legal agreements between the property owner and the insurance company. The contract outlines the terms and conditions of the insurance coverage, including the types of risks covered, the extent of coverage, the premium amount, and the duration of coverage. The property insurance contract also specifies the responsibilities of both the property owner and the insurance company in the event of a claim.There are different types of property insurance available, depending on the type of property being insured. Some common types of property insurance include homeowners insurance, renters insurance, and commercial property insurance.Homeowners insurance provides coverage for damage or loss to a person's home and personal belongings, as well as liability protection for injuries or damages that occur on the property. Renters insurance provides coverage for a person's personal belongings and liability protection while renting aproperty. Commercial property insurance provides coverage for damage or loss to a business property, as well as liability protection for injuries or damages that occur on the property.When purchasing property insurance, it is important to carefully review the terms and conditions of the insurance contract to ensure that you have the appropriate coverage for your property. It is also important to regularly review and update your insurance coverage to account for any changes in your property or your circumstances.In conclusion, property insurance is a valuable financial tool that provides protection for property owners in the event of damage or loss. By understanding the terms and conditions of your property insurance contract, you can ensure that you have the appropriate coverage to protect your property and assets.篇4Property insurance is a crucial aspect of risk management for individuals and businesses. A property insurance contract is a legal agreement between the policyholder and the insurance company, in which the insurance company agrees to compensate the policyholder for financial losses resulting from damage or destruction to their property.There are various types of property insurance policies available in the market, each designed to provide coverage for different types of property and risks. Common types of property insurance include homeowner's insurance, renter's insurance, and commercial property insurance. Additionally, specific types of property insurance, such as flood insurance or earthquake insurance, may be necessary depending on the location of the insured property.The terms and conditions of a property insurance contract typically include details such as the coverage limits, deductibles, premiums, and exclusions. Coverage limits refer to the maximum amount of money the insurance company will pay out in the event of a claim. Deductibles are the amount of money the policyholder must pay out of pocket before the insurance company will begin to compensate for the remaining losses. Premiums are the regular payments made by the policyholder to the insurance company in exchange for coverage. Exclusions are specific situations or types of damage that are not covered by the insurance policy.In the event of damage or loss to the insured property, the policyholder must file a claim with the insurance company. The insurance company will then investigate the claim, assess theextent of the damage, and determine the amount of compensation owed to the policyholder. Once the claim is approved, the insurance company will make a payment to the policyholder to cover the losses.It is important for individuals and businesses to carefully read and understand the terms and conditions of their property insurance contract to ensure they have the appropriate coverage for their needs. Additionally, it is crucial to regularly review and update the insurance policy to reflect any changes in the value or location of the insured property.Overall, property insurance provides financial protection and peace of mind for individuals and businesses, allowing them to recover from unexpected losses and continue to thrive. By understanding the fundamentals of property insurance contracts and choosing the right coverage, policyholders can effectively manage their risks and safeguard their valuable assets.篇5Property insurance is a type of insurance that provides protection against risks to property, such as fire, theft, and natural disasters. Property insurance contracts are an essentialfinancial tool for individuals and businesses, ensuring that they are financially protected in case of unforeseen events.A property insurance contract is a legally binding agreement between an insurance company and the policyholder. The insurance company agrees to provide coverage for specified risks, while the policyholder agrees to pay premiums in exchange for this coverage. The contract outlines the terms and conditions of the insurance policy, including the coverage limits, deductibles, and exclusions.There are several types of property insurance contracts, including homeowners insurance, renters insurance, and commercial property insurance. Homeowners insurance typically provides coverage for a homeowner's dwelling, personal property, and liability in case someone is injured on the property. Renters insurance offers similar coverage for tenants who rent their homes. Commercial property insurance provides coverage for businesses, protecting their buildings, equipment, inventory, and liability.When purchasing a property insurance contract, it is essential to carefully review the terms and conditions of the policy. This includes understanding the coverage limits, deductibles, and exclusions. It is also important to assess thevalue of the property being insured to ensure that it is adequately covered by the insurance policy.In the event of a loss covered by the property insurance contract, the policyholder must file a claim with the insurance company. The insurance company will then investigate the claim and, if approved, provide compensation for the loss based on the terms of the policy. This compensation can help the policyholder recover financially from the loss and rebuild or repair the property.Overall, property insurance contracts are a vital tool for protecting individuals and businesses from financial losses due to property damage or loss. By understanding the terms and conditions of the policy and ensuring adequate coverage, policyholders can have peace of mind knowing that they are financially protected in case of unforeseen events.篇6Property insurance contracts are a crucial component of risk management for individuals and businesses. These contracts provide coverage for a wide range of perils, including fire, theft, natural disasters, and liability claims. Understanding the key terms and provisions of a property insurance contract is essentialfor ensuring that policyholders are adequately protected in the event of a loss.One of the key components of a property insurance contract is the declaration page, which outlines important details such as the policyholder's name and address, the coverage limits, policy effective dates, and any endorsements or riders that may be attached to the policy. It is important for policyholders to carefully review the declaration page to ensure that the coverage provided meets their needs and expectations.The insuring agreement is another important component of a property insurance contract. This section outlines the perils that are covered under the policy, as well as any exclusions or limitations that may apply. Policyholders should pay close attention to the insuring agreement to understand what risks are covered and under what circumstances they may be eligible to make a claim.The conditions section of a property insurance contract sets out the obligations of both the policyholder and the insurance company. This section may include requirements such as notifying the insurer of a loss within a certain timeframe, cooperating with the insurer's investigation of a claim, and providing proof of loss. Policyholders should be aware of theirresponsibilities under the conditions section to ensure that their claims are processed efficiently and accurately.Finally, the exclusions section of a property insurance contract lists the perils that are not covered under the policy. Common exclusions may include acts of war, intentional acts of the policyholder, and certain types of natural disasters. Policyholders should carefully review the exclusions section to understand the limitations of their coverage and consider purchasing additional coverage if needed.In conclusion, property insurance contracts are an essential tool for protecting individuals and businesses against the financial consequences of loss or damage to their property. By understanding the key terms and provisions of a property insurance contract, policyholders can ensure that they have adequate coverage in place and can effectively navigate the claims process in the event of a loss.。

fob英文合同5篇篇1FOB (Free on Board) ContractIntroductionA FOB contract is a common type of international trade agreement that specifies the obligations and responsibilities of the buyer and seller when transporting goods from one country to another. In a FOB contract, the seller is responsible for delivering the goods to a designated port or point of origin, and the buyer is responsible for arranging and paying for the transportation of the goods from that point to the final destination.Key Terms of a FOB Contract1. Point of Delivery: In a FOB contract, the seller is responsible for delivering the goods to a specified point of origin, typically a port. Once the goods are delivered to this point, the seller's responsibility ends, and the buyer assumes responsibility for the goods. The seller is also responsible for covering all costs associated with delivering the goods to this point.2. Transportation: The buyer is responsible for arranging and paying for the transportation of the goods from the point of origin to the final destination. This includes arranging for a carrier to transport the goods, paying for shipping costs, and handling any customs duties or import taxes that may apply.3. Risk of Loss: In a FOB contract, the risk of loss or damage to the goods transfers from the seller to the buyer at the point of delivery. This means that if the goods are lost or damaged during transportation from the point of origin to the final destination, the buyer is responsible for any losses incurred.4. Title Transfer: In a FOB contract, title to the goods transfers from the seller to the buyer at the point of delivery. This means that the buyer assumes ownership of the goods once they are delivered to the designated point of origin.Benefits of a FOB Contract1. Cost-Effective: FOB contracts can be cost-effective for both buyers and sellers, as they allow each party to focus on their respective responsibilities and avoid incurring unnecessary costs.2. Clear Responsibilities: FOB contracts clearly outline the responsibilities of each party, making it easier to resolve disputes and ensure that both parties comply with their obligations.3. Efficient Transportation: FOB contracts can help facilitate efficient transportation of goods, as they specify the point of delivery and outline the steps that need to be taken to transport the goods to their final destination.ConclusionIn conclusion, a FOB contract is a common international trade agreement that outlines the obligations and responsibilities of the buyer and seller when transporting goods from one country to another. By clearly defining the point of delivery, transportation arrangements, risk of loss, and title transfer, FOB contracts help facilitate efficient and cost-effective international trade transactions. It is important for buyers and sellers to carefully review and understand the terms of a FOB contract before entering into an agreement to ensure that both parties comply with their obligations and minimize the risk of disputes.篇2FOB英文合同是国际贸易中常见的一种合同方式，即Free on Board，即货物自由上船价格，是指卖方在货物装船后将货物运送至指定的港口并将货物装上船，卖方将货物交由承运人后，卖方的责任和风险被视为结束。

关于英⽂合同模板10篇 随着⼈们对法律的了解⽇益加深，合同对我们的约束⼒越来越不可忽视，它也是实现专业化合作的纽带。

合同有不同的类型，当然也有不同的⽬的，下⾯是⼩编帮⼤家整理的英⽂合同10篇，欢迎阅读与收藏。

英⽂合同篇1 买⽅： (The ;Buyers) 卖⽅： (The Sellers) 兹经买卖双⽅同意按照以下条款由买⽅购进，卖⽅售出以下商品： This contract is made by and between the Buyers and the Sellers; whereby the Buyers agree to buy and the Sellers agree to sell the under-mentioned goods subject to the terms and conditions as stipulated hereinafter: (1) 商品名称: Name of Commodity： (2) 数量： Quantity: (3) 单价： Unit price: (4) 总值： Total Value: (5) 包装： Packing: (6) ⽣产国别： Country of Origin : (7) ⽀付条款： Terms of Payment: (8) 保险： insurance: (9) 装运期限： Time of Shipment: (10) 起运港： Port of Lading: (11) ⽬的港： Port of Destination: (12)索赔：在货到⽬的⼝岸45天内如发现货物品质，规格和数量与合同不附，除属保险公司或船⽅责任外，买⽅有权凭中国商检出具的检验证书或有关⽂件向卖⽅索赔换货或赔款。

Claims: Within 45 days after the arrival of the goods at the destination, should the quality, Specifications or quantity be found not in conformity with the stipulations of the contract except those claims for which the insurance company or the owners of the vessel are liable, the Buyers shall, have the right on the strength of the inspection certificate issued by the C.C.I.C and the relative documents to claim for compensation to the Sellers (13)不可抗⼒：由于⼈⼒不可抗⼒的原由发⽣在制造，装载或运输的过程中导致卖⽅延期交货或不能交货者，卖⽅可免除责任,在不可抗⼒发⽣后，卖⽅须⽴即电告买⽅及在14天内以空邮⽅式向买⽅提供事故发⽣的证明⽂件，在上述情况下，卖⽅仍须负责采取措施尽快发货。

财产保险合同(英文)4篇篇1Property insurance contracts are a crucial component of risk management for individuals and businesses. These contracts provide coverage for damage or loss to property, such as homes, cars, and businesses, due to various perils such as fire, theft, or natural disasters. Property insurance contracts typically outline the terms and conditions of coverage, including the covered perils, coverage limits, and the premium payment schedule.One of the key components of a property insurance contract is the covered perils. These are the specific events or circumstances that the insurance will provide coverage for. Common covered perils include fire, lightning, theft, vandalism, and natural disasters such as floods and earthquakes. It's important for policyholders to carefully review the list of covered perils to ensure they have adequate coverage for their specific needs.Another important aspect of property insurance contracts is the coverage limits. This refers to the maximum amount the insurance company will pay out in the event of a claim.Policyholders should carefully review their coverage limits to ensure they have adequate coverage to fully replace or repair their property in the event of a loss. It's important to note that coverage limits may vary depending on the type of property being insured and the level of coverage selected.In addition to covered perils and coverage limits, property insurance contracts typically outline the premium payment schedule. This is the amount the policyholder is required to pay in exchange for the insurance coverage. Premiums can be paid on an annual, semi-annual, or monthly basis, depending on the terms of the contract. Failure to pay premiums as agreed may result in the cancellation of the policy, leaving the policyholder without coverage.Property insurance contracts also contain provisions related to deductibles, which are the amount the policyholder is responsible for paying out of pocket before the insurance company will cover the remaining costs. Deductibles can vary depending on the type of property being insured and the level of coverage selected. It's important for policyholders to carefully review and understand the deductible provisions in their insurance contract to avoid surprises in the event of a claim.In conclusion, property insurance contracts are essential for protecting property owners from financial losses due to damage or loss. These contracts outline the terms and conditions of coverage, including covered perils, coverage limits, premium payment schedules, and deductible provisions. It's important for policyholders to carefully review and understand their property insurance contracts to ensure they have adequate coverage for their specific needs. By doing so, property owners can enjoy peace of mind knowing their property is protected in the event of a loss.篇2Property Insurance ContractIntroduction:Property insurance is a type of insurance that provides financial protection against damages or losses to physical property, such as homes, buildings, or possessions. Property insurance contracts are legal agreements between an insurance company and a policyholder, outlining the terms and conditions of coverage, including the types of perils covered, the coverage limits, and the premiums to be paid. Understanding the key components of a property insurance contract is essential forpolicyholders to ensure they have adequate protection and know what to do in case of a claim.Key Components of a Property Insurance Contract:1. Parties Involved:The property insurance contract typically involves two parties: the insurer (insurance company) and the insured (policyholder). The insurer agrees to provide coverage for specified perils, while the insured agrees to pay the premiums and adhere to the terms and conditions of the contract.2. Coverage:The property insurance contract specifies the types of perils covered under the policy, such as fire, theft, vandalism, or natural disasters. It also outlines any exclusions, or perils that are not covered, such as wear and tear, gradual deterioration, or intentional acts.3. Coverage Limits:The contract specifies the maximum amount the insurer will pay for covered losses, known as the coverage limits. Policyholders should review their coverage limits to ensure they have adequate protection for their property.4. Deductibles:Property insurance contracts often include deductibles, which are the out-of-pocket expenses the policyholder must pay before the insurer covers the remaining costs of a claim. Policyholders can choose a higher deductible to lower their premiums, but should consider their financial situation when selecting a deductible amount.5. Premiums:The contract outlines the premiums that the insured must pay to maintain coverage. Premiums can vary based on factors such as the value of the insured property, the level of coverage, the deductible amount, and the policyholder's claims history.6. Policy Period:The contract specifies the duration of coverage, known as the policy period. Policyholders should review their policy period and renew their coverage before it expires to avoid a lapse in protection.7. Conditions:Property insurance contracts include conditions that policyholders must adhere to in order to maintain coverage. Common conditions may include notifying the insurer ofchanges to the insured property, cooperating with the claims process, and paying premiums on time.8. Claims Process:In the event of a covered loss, the insured must file a claim with the insurer and provide documentation of the damages. The contract outlines the claims process, including how to report a claim, the timeline for processing the claim, and the steps for resolving disputes.Conclusion:Property insurance contracts are essential legal agreements that provide financial protection for policyholders against damages or losses to their physical property. Policyholders should carefully review their property insurance contracts to understand the terms and conditions of coverage, know what is covered, and be prepared to handle a claim if necessary. By understanding the key components of a property insurance contract, policyholders can ensure they have adequate protection and peace of mind in case of a loss.篇3Property Insurance ContractA property insurance contract is a legal agreement between an insurance company and a property owner to provide coverage for specified risks to the property. These risks may include damage from fire, theft, vandalism, natural disasters, and other unforeseen events. Property insurance contracts are designed to protect the financial interests of the property owner by providing compensation for losses or damages to the insured property.Key Components of a Property Insurance Contract1. Insured Property: The property insurance contract specifies the property or properties that are covered by the insurance policy. This may include residential properties, commercial properties, rental properties, and other types of real estate.2. Coverage Limits: The contract will outline the maximum amount of coverage provided by the insurance policy. This can include limits on the value of the insured property, limits on liability coverage, and limits on coverage for specific types of risks.3. Covered Risks: The insurance policy will specify the risks that are covered by the policy, such as fire, theft, vandalism, water damage, and other perils. Some policies may also offercoverage for additional risks, such as flooding or earthquake damage, for an additional premium.4. Exclusions: The contract will also list any risks or types of damage that are not covered by the insurance policy. Common exclusions may include intentional acts, wear and tear, acts of war, and damage caused by certain types of natural disasters.5. Premiums: The property owner is required to pay a premium to the insurance company in exchange for coverage under the policy. Premiums vary based on the value of the insured property, the level of coverage provided, and the risks covered by the policy.6. Deductible: The insurance policy may include a deductible, which is the amount that the property owner is responsible for paying out of pocket before the insurance company will provide coverage for a claim. Higher deductibles can result in lower premiums.7. Claims Process: The contract will outline the process for filing a claim with the insurance company in the event of a loss or damage to the insured property. This may include providing documentation of the loss, obtaining estimates for repairs, and working with adjusters to assess the damage.Benefits of Property Insurance Contracts- Financial Protection: Property insurance contracts provide financial protection to property owners by covering the costs of repairs or replacement in the event of damage or loss to the insured property.- Peace of Mind: Knowing that their property is protected by insurance can provide property owners with peace of mind, knowing that they will not be responsible for large out-of-pocket expenses in the event of a disaster.- Compliance: In many cases, property insurance is required by law or by mortgage lenders to protect the interests of property owners and creditors. Maintaining insurance coverage ensures compliance with these requirements.Overall, property insurance contracts are an essential tool for property owners to protect their investments and financial interests. By understanding the key components of these contracts and selecting the appropriate coverage for their needs, property owners can safeguard their properties against unforeseen risks and disasters.篇4Property insurance contracts are an essential component of both personal and business risk management strategies. These contracts provide individuals and organizations with financial protection against losses resulting from property damage or loss. By purchasing property insurance, policyholders transfer the risk of potential loss to an insurance company in exchange for regular premium payments.There are several types of property insurance contracts available to consumers, each designed to meet specific needs and circumstances. The most common types of property insurance include homeowners insurance, renters insurance, and commercial property insurance. Homeowners insurance typically covers the dwelling itself, as well as personal property inside the home, against perils such as fire, theft, and natural disasters. Renters insurance, on the other hand, protects tenants' personal property inside a rental unit. Commercial property insurance, as the name suggests, provides coverage for buildings, equipment, inventory, and other business property.Property insurance contracts usually include a detailed description of the insured property, as well as the types of risks covered by the policy. Common exclusions from coverage may include acts of war, nuclear events, and intentional acts of thepolicyholder. It is essential for policyholders to understand the terms and conditions of their insurance contracts to ensure proper coverage and protection.In the event of a covered loss, policyholders must file a claim with their insurance company to receive compensation for the damages incurred. Insurance companies typically send adjusters to assess the extent of the damage and determine the amount of compensation owed to the policyholder. Once the claim is approved, the insurance company will issue a payment to the policyholder to cover the cost of repairs or replacement of the damaged property.Property insurance contracts also include provisions for liability coverage, which protects policyholders from legal claims or lawsuits resulting from injuries or damages sustained by others on the insured property. Liability coverage may also extend to off-premises incidents, such as a dog bite or a slip and fall accident. By including liability coverage in their property insurance contracts, policyholders can protect themselves from the financial consequences of unforeseen accidents.In conclusion, property insurance contracts play a vital role in safeguarding individuals and businesses against financial losses resulting from property damage or loss. By understandingthe terms and conditions of their insurance contracts and maintaining appropriate coverage levels, policyholders can ensure peace of mind and financial security in the face of unexpected events. Whether for personal or commercial property, property insurance contracts provide valuable protection and peace of mind.。

财产保险合同(英文)6篇篇1Property Insurance ContractThis Property Insurance Contract is made and effective as of the date of signing between the Insurer and the Insured, regarding the insurance of property.Definitions & Interpretation1. Insurer: The party providing insurance coverage to the Insured.2. Insured: The party seeking insurance coverage for their property.3. Property: The assets specified in this Contract, including but not limited to buildings, machinery, equipment, and inventory.4. Coverage: The extent and type of risks to be covered by the Insurer as outlined in this Contract.Contractual ProvisionsArticle 1: Insurance CoverageThe Insurer agrees to cover the following risks related to the Property: fire, theft, natural disasters, and other risks specified in this Contract. The exact scope of coverage shall be defined in the policy schedule.Article 2: ExclusionsThe following are excluded from the coverage: war risks, nuclear accidents, malicious acts, and any other risks not specifically included in the policy schedule.Article 3: PremiumThe Insured shall pay the premium specified in the policy schedule in a timely manner. The premium is non-refundable unless otherwise agreed by both parties.Article 4: Claims SettlementIn case of any loss or damage to the Property, the Insured shall promptly notify the Insurer and submit a claim along with necessary documents. The Insurer shall investigate and settle the claim in accordance with this Contract and relevant laws.Article 5: Settlement of DisputesAny dispute arising from this Contract shall be settled through friendly negotiations between both parties. If no settlement can be reached, the dispute shall be submitted to the court with jurisdiction over the matter.Article 6: Contract Duration & TerminationThis Contract shall be effective for the period specified in the policy schedule. Either party may terminate this Contract before its expiry date by giving a written notice to the other party.Article 7: Misrepresentation & FraudAny misrepresentation or fraud by the Insured in connection with this Contract shall result in the cancellation of this Contract and may lead to legal action.Article 8: Force MajeureNeither party shall be liable for any failure or delay in performance due to force majeure events such as natural disasters, acts of war, government policies, etc.Article 9: General ProvisionsBoth parties shall comply with all the terms and conditions of this Contract. This Contract constitutes the entire agreementbetween the parties and no modification shall be made except in writing and signed by both parties.Signature & WitnessThe parties hereby sign this Contract in duplicate, with each party holding one copy as a record.Insurer: _____________________ (Signature) Date: ________ (Date) Witness: _________ (Signature) Date: ________ (Date) Insured: _____________________ (Signature) Date: ________ (Date) Witness: _________ (Signature) Date: ________ (Date)This Property Insurance Contract is made effective as of the date of signing and shall be governed by the laws of the country where it is executed. The parties hereby affirm their understanding and acceptance of all terms and conditions stated in this Contract.篇2Property Insurance ContractThis Property Insurance Contract is made and effective as of the date of signing between the Insurer and the Insured, with the terms and conditions agreed upon as follows:1. DEFINITIONSa. Insurer: The party providing insurance coverage under this contract.b. Insured: The party seeking insurance coverage through this contract.c. Property: The objects or assets specified in this contract for which insurance coverage is provided.2. INSURED PROPERTYThe property insured under this contract includes, but is not limited to, the following: [List the specific property or assets covered by the insurance, including their respective values and locations.]3. INSURANCE COVERAGEThe Insurer shall provide coverage for the Insured against the following risks: [Describe the risks covered by the insurance contract, such as fire, theft, natural disasters, etc.]4. EXCLUSIONSThe following are excluded from the insurance coverage: [List the risks or events that are not covered by the insurance contract.]5. PREMIUMSThe Insured shall pay the premiums agreed upon as per the schedule attached to this contract.6. CONTRACT PERIODThis contract shall be effective from [Start Date] to [End Date].7. OBLIGATIONS OF THE INSUREDa. Disclosure: The Insured shall disclose all relevant information about the property and risks to be covered.b. Compliance: The Insured shall comply with all terms and conditions of this contract.c. Notification: The Insured shall notify the Insurer immediately of any event that may affect the validity or coverage of this contract.8. OBLIGATIONS OF THE INSURERa. Coverage: The Insurer shall provide the agreed coverage as per this contract.b. Claims: The Insurer shall promptly process claims made by the Insured in accordance with the terms of this contract.9. INDEMNITYIn case of any loss or damage to the insured property, the Insurer shall indemnify the Insured as per the terms and conditions of this contract.10. TERMINATION OF CONTRACTThis contract may be terminated by either party giving written notice to the other, in accordance with the conditions and procedures specified in this contract.11. MISCELLANEOUSa. Jurisdiction: This contract shall be governed by the laws of [Country/State] and any disputes arising out of this contract shall be subject to the jurisdiction of [Court/Tribunal].b. Entire Agreement: This contract constitutes the entire agreement between the parties and no modification shall be made except in writing and signed by both parties.c. Assignment: This contract is not assignable by either party without the prior written consent of the other party.[Signature Block]The parties hereby agree that this Property Insurance Contract is executed in duplicate originals, with each party retaining a copy for their records. This Property Insurance Contract becomes effective on the date of signing by both parties and shall be binding on them according to its terms.Insurer: ________________________________________ Date:_____________Insured: ________________________________________ Date:_____________(Note: This is a general template for a Property Insurance Contract and may need to be customized to fit specific needs and circumstances.)篇3Property Insurance ContractThis Property Insurance Contract is made and effective as of the date of signing between the Insurer and the Insured, wherein the Insured is seeking insurance coverage for the property specified in this Contract.Insured Party: [Name of the Insured Party]Insurer: [Name of the Insurance Company]Article 1: Contract PurposeThe purpose of this Contract is to safeguard the Insured Party's property by providing insurance coverage against risks specified in this Contract.Article 2: Coverage2.1 The Insurer agrees to provide insurance coverage for the property listed in Annex A of this Contract, against risks including but not limited to fire, theft, natural disasters, and accidental damage.2.2 The coverage shall be subject to the terms, conditions, and limitations set out in this Contract.Article 3: Premium3.1 The Insured Party shall pay the premium specified in the Schedule of this Contract.3.2 Any change in the insured property or the premium shall be notified to the Insurer in writing.Article 4: Period of InsuranceThe Period of Insurance shall be as stated in the Schedule of this Contract.Article 5: Claims5.1 If a claim arises during the Period of Insurance, the Insured Party shall notify the Insurer immediately in writing.5.2 The claim shall be supported by all necessary documents and evidence.5.3 The Insurer shall assess the claim in accordance with this Contract and pay the agreed amount within a reasonable timeframe.Article 6: Exclusions6.1 This Contract does not cover losses resulting from war, nuclear risks, or any intentional acts of the Insured Party.6.2 Other exclusions may be specified in Annex B of this Contract.Article 7: Termination7.1 This Contract may be terminated by either party giving written notice to the other.7.2 In case of termination, the Premium shall be adjusted pro-rata based on the unexpired period of insurance.Article 8: Miscellaneous8.1 This Contract shall be governed by the laws of the country where it is executed.8.2 Any disputes arising from this Contract shall be settled through friendly negotiations or legal proceedings in the jurisdiction specified in this Contract.8.3 This Contract may be modified or supplemented only bya written agreement signed by both parties.Article 9: Force MajeureIf any event of force majeure occurs that prevents either party from fulfilling its obligations under this Contract, such party shall notify the other party immediately and both parties shall seek to resolve the issue in good faith. The period ofinsurance shall be extended pro-rata to accommodate such event if mutually agreed by both parties.Annex A: List of Insured Property (To be completed by both parties)Annex B: Exclusions List (To be completed by both parties)Schedule: (To include details like policy number, start and end dates of insurance, total premium, etc.)Signature: (Both parties shall sign and date below)__________________________________ Date: ___________ Date: __________________(Signature of Insured Party)_______(Signature of Insurer)______ (Date) (Date)篇4财产保险合同（Property Insurance Contract）本合同由以下双方签订：保险公司（以下简称“甲方”）：____________投保人（以下简称“乙方”）：____________鉴于乙方愿意按照本合同的条款和条件向甲方投保其财产，甲方愿意承担此保险业务。

英文合同合同范本保险Insurance ContractThis Insurance Contract (the "Contract") is made and entered into on [date] and between [Insurer's Name] (the "Insurer") and [Insured's Name] (the "Insured").1. Insurance CoverageThe Insurer agrees to provide insurance coverage to the Insured for the risks and perils specified in this Contract. The coverage shall include but not be limited to [list the specific coverage items].2. Policy PeriodThe policy period shall mence on [start date] and end on [end date].3. PremiumThe Insured shall pay the premium to the Insurer in the amount of [premium amount] in accordance with the payment schedule specified herein.4. ClmsIn the event of a loss or damage covered this insurance, the Insured shall notify the Insurer in writing as soon as reasonably possible, but in no case later than [notification period] after the occurrence of the loss or damage. The Insured shall provide all necessary documentation and information to support the clm.5. ExclusionsThis insurance shall not cover losses or damages arising from the following circumstances:[List the excluded events or circumstances]6. ConditionsThe Insured shall ply with all the conditions and obligations set forth in this Contract. Flure to do so may result in the denial of coverage.7. Governing Law and JurisdictionThis Contract shall be governed and construed in accordance with the laws of [jurisdiction]. Any disputes arising under this Contract shall be subject to the exclusive jurisdiction of the courts of [jurisdiction].8. Entire AgreementThis Contract constitutes the entire agreement between the parties and supersedes all prior negotiations, representations, and agreements.IN WITNESS WHEREOF, the parties have executed this Contract as of the date first above written.Insurer: [Insurer's Name and Signature]Insured: [Insured's Name and Signature]Please note that this is a basic template and should be reviewed and tlored a legal professional to meet the specific requirements and circumstances of the insurance arrangement.。

保险合同英文版【篇一：保险词汇和条款中英文对照】保险词汇和条款中英文对照insurance policy (or certificate) 保险单（或凭证）1.risks coverage 险别(1)free from particular average (f.p.a.) 平安险(2)with particular average (w.a.) 水渍险（基本险）(3)all risk 一切险（综合险）(4)total loss only (t.l.o.) 全损险(5)war risk 战争险(6)cargo(extended cover)clauses 货物（扩展）条款(7)additional risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft,pilferage and nondelivery (t.p.n.d.) 盗窃提货不着险(10)rain fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)risk of contamination 沾污险(13)risk of leakage 渗漏险(14)risk of clashing breakage 碰损破碎险(15)risk of odour 串味险(16)damage caused by sweating and/or heating 受潮受热险(17)hook damage 钩损险(18)loss and/or damage caused by breakage of packing 包装破裂险(19)risk of rusting 锈损险(20)risk of mould 发霉险(21)strike, riots and civel commotion (s.r.c.c.) 罢工、暴动、民变险(22)risk of spontaneous combustion 自燃险(23)deterioration risk 腐烂变质险(24)inherent vice risk 内在缺陷险(25)risk of natural loss or normal loss 途耗或自然损耗险(26)special additional risk 特别附加险(27)failure to delivery 交货不到险(28)import duty 进口关税险(29)on deck 仓面险(30)rejection 拒收险(31)aflatoxin 黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination hongkong, including kowloon, or macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk 海关检验险(34)survey at jetty risk 码头检验险(35)institute war risk 学会战争险(36)overland transportation risks 陆运险(37)overland transportation all risks 陆运综合险(38)air transportation risk 航空运输险(39)air transportation all risk 航空运输综合险(40)air transportation war risk 航空运输战争险(41)parcel post risk 邮包险(42)parcel post all risk 邮包综合险(43)parcel post war risk 邮包战争险(44)investment insurance(political risks) 投资保险（政治风险）(45)property insurance 财产保险(46)erection all risks 安装工程一切险(47)contractors all risks 建筑工程一切险2.the stipulations for insurance 保险条款(1)marine insurance policy 海运保险单(2)specific policy 单独保险单(3)voyage policy 航程保险单(4)time policy 期限保险单(5)floating policy (or open policy) 流动保险单(6)ocean marine cargo clauses 海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products) 海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses 海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk) 海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks) 陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products) 陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses 航空运输货物保险条款(13)air transportation cargo war risk clauses 航空运输货物战争险条款(14)parcel post insurance clauses 邮包保险条款(15)parcel post war risk insurance clauses 邮包战争保险条款(16)livestock poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款【篇二：保险英语】安装工程第三者责任保险erector’s third party liability insurance 安装工程一切险 erection all risks insurance按账面价值投保cover on account value暗示投保 implied warranty暗中同意 implied consent罢工、暴动和民变不变条款free from strike riot and civil common 包装破裂险 risk of breakage of packing damage保单持有人 policy holder保单贷款部 policy loan department保单基本条款 warranty primary clause保单满期 expiration of policy保单所有人 policy owner保单限额 maximum liability of policy保额递减定期寿险 decreasing term life insurance保额确定 insured amount ascertained保费计算基础 basis for premium computation保费缴付方式 the kinds of premium payment保险卡 premium card保费领收证 certificate of premium保费调整方式 premium adjustment form保费退还特约条款 premium return warranties保费协议书 premium agreement保费准备金 premium reserve保费自动垫缴 premium automatically advance保险保障 insurance coverage保险保障基金 insurance hedge-type fund保险标的 subject-matter insured保险财务分析 insurance financial analysis保险财务管理 financial management of insurance保险查勘员 insurance surveyor保险差盈 gains and losses of insurance保险超市 insurance supermarket保险承保 insurance underwriting保险代理人 insurance agent保单标准化 policy standardization保险担保书 insurance guaranty保险当事人 party concerned in the insurance保险费 insurance premium保险费率 insurance rate保险费率表 insurance tariff保险公司的解散 disband insurance company保险公司的破产 bankruptcy of insurance company保险公司的整顿 housecleaning of insurance company保险供给 insurance supply保险供给弹性 insurance supply elasticity保险估价 insurance assessment保险股份有限公司 capital stock insurance company保险管理现代化 modernization of insurance management 保险行业管理 management of insurance industry 保险合同insurance contract保险合同的变更 amendment of insurance contract 保险合同的废止 annulment of insurance contract 保险合同的恢复 resumption of insurance contract 保险合同的解除 cancellation of insurance contract 保险合同的中止 interruption of insurance contract 保险合同的终止 termination of insurance contract 保险合同法insurance contract law保险合同纠纷仲裁 dispute arbitration of insurance contract 保险核保 insurance underwriting control保险红利 insurance bonus保险基金 insurance funds保险兼并 insurance company annexation保险观察期 quarantine period of insurance保险金额 amount insured保险金给付方式 distribution plan保险金请求书 application for premium payment 保险经纪人insurance broker保险经济效益 economic benefit of insurance保险经营 insurance operation保险会计 insurance accounting保险会计报表 insurance accounting statements 保险会计方法accounting method of insurance 保险会计科目 accounting item of insurance保险会计凭证 insurance accounting documents 保险会计账簿insurance accounting book保险理赔 insurance claim settlement保险利益 insurance interests保险密度 insurance density保险年度决算 insurance annual final account保险赔偿 insurance compensation保险凭证 insurance certificate保险期间 insurance period保险期限 policy term保险欺诈 insurance fraud保险企业文化 culture of insurance company保险人 insurer , underwriter保险人的代位权insurer’s subrogation保险融资 insurance financing保险商品 insurance goods保险深度 insurance intensity保险市场机制 insurance market保险市场主体insurance market’s subject保险事故 insurance accident保险受益人 insurance beneficiary保险条款 insurance clauses保险投资 insurance investment保险学 insurance science保险要素 assurance elements保险责任 insurance liability保险展业 canvass for insurance被保危险 insured risks被保险人 insurant ,the insured比例分摊条款 prorate clause比例赔偿方式 prorate liability indemnity method 比例在保险proportional reinsurance变额保险 variable insurance变额年金 variable annuity变额人寿保险 variable life insurance变更受益人 changing beneficiary变更受益人条款 change of beneficiary provision 标准保单standard policy补偿损失义务 obligation to compensate for losses 不保事项declined risk不重复给付 non-duplication of payments不定值保险 unvalued insurance不可抗辩条款 incontestable clause不实告知 misreprenstation部分全损 partial total loss部分损失 partial loss财产保险 property insurance财产保险附加条款 additional clause of property insurance 财产保险基本条款 the basic clause of property insurance 残废程度degree of disability差别费率 deviated rate【篇三：英文版外贸合同(中英文对照版)】international sales contract合同编号: c0110(contract no.): c0110签订日期:2013年11月3日(date) : november 3th , 2013签订地点: 中国上海水星家纺有限公司大楼(signed at) : shuixing home textiles limited company building,shanghai,china 买方：美国纽约家得宝股份有限公司the buyer: home depot incorporated, newyork, america电话(tel): 01188745608002卖方：中国上海水星家纺有限公司the seller: shuixing home textiles limited company, shanghai,china电话(tel): 86-021-********买卖双方同意按照下列条款签订本合同：the seller and the buyer agree to conclude this contract subject to the terms and conditions stated below:1. 货物名称、规格和质量:（name, specifications and quality of commodity）：(1)货物名称：水星鸭绒被name of commodity:shuixing eiderdown quilt(2)产品描述（product description）:Ⅱ.填充：90%白鸭绒和其他毛类填充物fillers:90%white duck down and some other feather filling Ⅲ.重量(weight):1500 gⅣ.面料：80支漂白全棉仿绒贡缎(抗菌仿绒处理)plus material:80s bleach cotton anti-cashmere satin (antibacterialanti-cashmere processing)Ⅴ.工艺：立衬和切穿crafts：baffled box , stitched throughⅥ.颜色：漂白 color: whiten（3）货物等级：等级agrade of commodity：grade a以下等级的划分由商品每100g含鸭绒量决定 the following grade decided by the percentage of duck down eiderdown quilt contain per 100 ggrade aa 95%~100%grade d 70%~80%grade a90%~95%grade e60%~70%grade b85%~90%grade f50%~60%grade c80%~85%grade g40%~50%注：鸭绒含绒量90%上下3%可允许2. 数量: 2000件（quantity）：2000 pieces3. 单价:350美金（unit price）：$350 (three hundred and fifty dollars)4. 总值:700000(七十万)美金（total amount）：$700000(seven hundred thousand dollars) 5. 交货条件:fob shanghai(terms of delivery): fob shanghai6. 原产地国与制造商：中国(country of origin and manufacturers): china7. 包装及标准（packing）：货物应具有防潮、防锈蚀、防震并适合于远洋运输的包装，由于货物包装不良而造成的货物残损、灭失应由卖方负责。

Contract No.: [Contract Number]Date: [Contract Date]Between:Seller: [Seller's Name], a company registered and operating under the laws of [Seller's Country], with its principal place of business at [Seller's Address].Buyer: [Buyer's Name], a company registered and operating under the laws of [Buyer's Country], with its principal place of business at [Buyer's Address].Subject Matter of the Contract:This Sales Contract is hereby entered into between the Seller and the Buyer for the sale of [Product Description] as specified in the attached Sales Contract (hereinafter referred to as "the Contract").Insurance Clause:1. Insurance Scope:The Seller shall arrange and pay for the insurance of the goods covered by this Contract, ensuring that the insurance policy covers the following risks:- All Risks: As per the terms and conditions of the insurance policy issued by [Insurance Company Name].- Additional Risks: Such as war risks, strikes, and civil disturbances, as agreed upon by both parties.2. Insurance Amount:The insurance amount shall be calculated based on the full invoice value of the goods, including freight and insurance, but not exceeding the maximum insurance amount as stipulated by the insurance company.3. Insurance Policy:The Seller shall provide the Buyer with a valid insurance policy, which shall include the following details:- The name and address of the insured (Seller).- The description of the goods covered by the policy.- The insurance amount and premium.- The coverage period and territory.- The name of the insurance company and the policy number.4. Insurance Premium:The insurance premium shall be borne by the Seller and shall be included in the total contract price. The Buyer shall pay the insurance premium upon receipt of the invoice issued by the Seller.5. Insurance Claim:In the event of any loss or damage to the goods during the transportation period, the Buyer shall immediately notify the insurance company and provide all necessary documentation for the insurance claim. The Buyer shall also notify the Seller of the claim and provide the Seller with a copy of the claim documents for their records.6. Liability:- If the insurance claim is approved, the insurance company shall pay the claim amount directly to the Buyer. The Buyer shall then remit the claim amount to the Seller within [specified period], less the insurance premium paid.- In the event of any dispute regarding the insurance claim, the Buyer and the Seller shall seek a resolution through friendly negotiation. If no agreement can be reached, the dispute shall be submitted to the competent court of [Neutral Country] for arbitration.7. Force Majeure:If either party is unable to fulfill their obligations under this Insurance Clause due to force majeure events beyond their control, such as war, natural disasters, or political instability, the affected party shall be excused from liability and performance until the force majeure event has been resolved.8. Compliance with Laws:Both parties agree to comply with all applicable laws and regulations regarding insurance in their respective jurisdictions.Acceptance of Terms:By signing this Insurance Clause, both the Seller and the Buyer hereby confirm their acceptance of the terms and conditions set forth herein.Signatures:For the Seller:________________________[Signature of Seller's Authorized Representative][Name of Seller's Authorized Representative][Title of Seller's Authorized Representative]For the Buyer:________________________[Signature of Buyer's Authorized Representative][Name of Buyer's Authorized Representative][Title of Buyer's Authorized Representative]Witness:________________________[Signature of Witness][Name of Witness] [Title of Witness]。