进出口银行校园招聘考试笔试试卷历年考试真题修订稿

进出口银行笔试题
1、写一封邀请信。

你们公司要举行7周年年会，会有世界名人来演讲，具体是关于 ___、国家风险和国际贸易，包括酒会和自助餐，其他细节自定。

2、说出实行单双号之后对哪些产业有直接影响?
3、现在发达国家都在鼓励低耗能、新能源的清洁政策，带动一些制造业发展，这些制造业的下游的'最终产品都很贵，而上游的则是资本密集收入丰厚，并且都出现在新兴市场国家，问为什么和趋势。

4、什么是资本外逃?详细说说。

5、要出口有3000公吨的小麦，买方只要1000吨，卖方就混装船走了，到了目的地小麦受潮坏了1200，只有1800吨是完好的。

卖方对买方说那1000吨在船上坏掉了，货过了船舷我们就不负责了。

买方很气愤要求对方履行合同。

请分析双方的权利和义务，以仲裁的形式来给个定论。

6、你是信保的人，到一个生产型的企业，领导接见了你，你职友一天的时间，你都要来做什么以决定对这个企业信保的批额。

7、给你一张报表然你算存货率和利率，资产负债率
8、说出最近中国出口的一些现状
模板,内容仅供参考。

中国进出口银行招聘考试历年真题汇编整理口行校招实行分专业类别考试，全国统一考试，考试内容主要为行测、英语、专业知识和申论，题目实际上是不难的，但要有针对性的复习，多练题目是肯定的！建议报考的同学提前做好复习准备，考试资料可以到“考佳卜”上面找找，资料确实不错，比较有针对性，大家可以去了解一下！口行考试经验分享一：一、英语。

听力30分钟，三段长对话，每段下面有几个问题；然后是短对话（只记得这些了），都是一遍。

接下来是阅读、翻译（英译汉是一带一路、汉译英是电子书对实体书店的冲击）、写作（房价应该政府干预还是市场决定）。

二、能力测试。

1、单选和多选，内容是专业方面的东西和口行相关知识，还有一些事实热点内容，复习的时候注意下。

很多是基础知识，考察范围较广，主要看平时积累。

2、问答考了一个IS模型，比较简单，代数就行；还有一道是给了基础货币数计算派生货币量；第三题是国内贸易与国际贸易的差别。

3、申论。

材料讲的是海外代购。

口行考试经验分享二：英语1：00-2:30首先是听力，说是半个小时其实只有二十分钟不到，给后面的题目节约了时间~小段落略难，后面的对话很简单。

三篇阅读，第一篇讲香蕉啊基因啊神马的，个人觉得有一点点难，后面两篇就比较简单了。

翻译：英译中是一带一路，中译英是电子书之类的对实体书店、出版社、作者的影响。

作文：政府应不应该控制房价能力测试2:35-5：1540单选10多选10判断。

首先也是口行相关，政策性银行相关，然后会计方面之前看论坛里的前辈说会考到投资性房地产、交易性金融资产等等。

这回考试大概有百分之六十的内容是我这两天突击准备了的，百分之一世学校学的= =。

还有百分之39.。

财务分析题，第一题计算比率，第二题分析。

然后申论，一篇1000字以上，给的材料是关于海外代购的，感觉比较简单。

口行考试经验分享三：那就是计算机类是考计算机专业课的，除此之外只有10道常识题，没有行测！内容涵盖数据结构、c语言、计算机网络、软件工程、系统结构等等，但是考的内容确实非常非常基础。

2025年招聘进出口结算岗位笔试题与参考答案(某世界500强集团)(答案在后面)一、单项选择题（本大题有10小题，每小题2分，共20分）1、以下哪项不属于进出口结算岗位所需的资质要求？A、熟悉国际贸易惯例和规则B、具备会计专业资格证书C、掌握外语沟通能力D、拥有驾驶证2、在进行进出口结算时，以下哪项操作可能导致资金风险？A、严格按照合同约定进行结算B、在合同签订后及时核对货物和单据C、在结算前对交易对手进行信用调查D、在收到货物后立即支付货款3、在进出口结算中，以下哪种支付方式的风险对于卖方而言最低？A)汇款B)托收C)信用证D)赊销4、在信用证操作中，哪个机构负责审核受益人提交的单据是否符合信用证条款？A)受益人B)申请人C)开证行D)议付行5、根据《国际贸易术语解释通则》（Incoterms® 2020），下列哪个贸易术语适用于任何运输方式？A. FASB. FOBC. CIFD. CPT6、在国际贸易中，信用证支付方式下，哪一方负责审查单据是否符合信用证条款？A. 开证行B. 议付行C. 受益人D. 通知行7、题干：某企业从国外进口一批原材料，采用信用证结算方式。

以下关于信用证结算的说法，正确的是：A、信用证结算方式下，银行对出口商承担第一性付款责任。

B、信用证结算方式下，出口商必须按照信用证条款提交单据，否则银行有权拒绝付款。

C、信用证结算方式下，进口商有权直接向出口商付款。

D、信用证结算方式下，出口商提交的单据必须与合同条款完全一致。

8、题干：在进出口结算过程中，以下关于汇票的说法，正确的是：A、汇票必须由出票人签名。

B、汇票只能由出票人自己付款。

C、汇票的付款人可以是出票人，也可以是其他任何人。

D、汇票一旦签发，出票人就无法更改其内容。

9、在国际贸易中，以下哪种结算方式对于买方而言风险最低？A)汇款（T/T）B)托收（D/P或D/A）C)信用证（L/C）D)赊销（O/A） 10、在信用证结算中，若信用证规定“DOCUMENTS MUST BEPRESENTED WITHIN 21 DAYS AFTER THE DATE OF SHIPMENT”，则卖方应在哪个时间节点前提交单据？E)装运日期前21天F)装运日期后21天内G)信用证有效期前21天H)信用证到期日前二、多项选择题（本大题有10小题，每小题4分，共40分）1、下列哪些是国际结算中常见的支付工具？A. 信用证B. 托收C. 汇票D. 电子转账2、根据《跟单信用证统一惯例》(UCP600)，下列哪项描述是正确的？A. 开证行有义务按照信用证条款进行审核，并且只有当单据与信用证条款严格一致时才予以支付。

进出口银行招聘考试笔试复习资料历年考试真题历年考试真题精选：在这部分试题中，每道题呈现一段表述数字关系的文字，要求你迅速、准确地计算出答案。

请开始答题：66.某市气象观测，今年第一、第二季度本市降水量分别比去年同期增加了11%和9%，而两个季度降水量的绝对增量刚好相同，那么今年上半年该市降水量同比增长了多少?A.9.5%B.10%C.9.9%D.10.5%67.甲乙二人协商共同投资，甲从乙处取了15000元，并以两人名义进行了25000元投资，但由于决策失误，只收回了10000元，甲由于过失在己，原意主动承担的损失，问收回的投资中乙将分得多少钱?A.1万B.9千C.6千D.5千68.有300名求职者参加高端人才专场招聘会，其中软件设计类、市场营销类、财务管理类和人力资源类分别有100、80、70、50人，问至少有多少人找到工作才能保证一定有70名找到工作的人专业相同?A.71B.119C.258D.27769.某儿童艺术培训中心有5名钢琴教师和6名拉丁舞教师，培训中心将所有的钢琴学员和拉丁舞学员共76人分别平均地分给各个老师老师带领，刚好能够分配完，且每位老师所带的学生数量都是质数。

后来由于学生人数减少，培训中心只保留了4名钢琴教师和3名拉丁舞教师，但每名教师所带的学生数量不变，那么目前培训中心剩下学员多少人?A.36B.37C.39D.4170.一只装有动力桨的船，其单独靠人工划船顺流而下的速度是水流速度的3倍，现在该船靠人工划动从a地到顺流到达b地，原路返回时只开足动力桨行驶，用时比来时少，问船在静水中开足动力桨行驶的速度是人工划桨的速度的多少倍?71.有5对夫妻参加一场婚礼，他们被安排在一张10个座位的圆桌就餐，但是操办者不知道他们之间的关系，随机安排座位，问5对夫妻恰好相邻而坐的概率是多少?A.千分之一到千分之五之间B.千分之五到百分之一C.超过百分之一D.不超过千分之一72.20XX年某种货物的进价为15元/公斤，20XX年该货物的进口量增加了一半，进口金额增加了20%，问20XX年该货物的进口价格是多少钱每公斤?A.10B.12C.18D.2473.三位专家为10幅作品投票，每位专家分别都投出了5票，并且每幅作品都有专家投票。

中国进出口银行招聘考试笔试历年真题及答案解析第一部分英语一、听力（略）二、阅读理解Reading ComprehensionDirections：There are two passages in this part． Each passage is followed by several questions． For each of them there are four choices marked A， B， C and D． You should decide on the BEST CHOICE．（A）Imagine waking up and finding the value of your assets has beenhalved. No， you’re not an investor in one of those hedge funds that failed completely. With the dollar slumping to a 26－year low against the pound， already －expensive London has become ｑuite unaffordable. A coffee at Star-bucks， just as unavoidable in England as it is in the United States， runs about ￥8.The once all－powerful dollar isn’t doing a Titanic against just the pound. It is sitting at a record low against the euro and at a 30－year low against the Canadian dollar. Even the Argentine peso and Brazilian real are thriving against the dollar.The weak dollar is a source of humiliation， for a n ation’s self－esteem rests in part on the strength of its currency. It’s also a potential economic problem， since a declining dollar makes imported food more expensive and exerts upward pressure on in terest rates. And yet there are substantial sectors of the vast U.S. economy from giant companies like Coca－Cola to mom －and－pop restaurant operators in Miami for which the weak dollar is most excellent news.Many Europeans may view the U.S. as an arrogant superpower that has become hostile toforeigners. But nothing makes people think more warmly of the U.S. than a weak dollar. Through April， the total number of visitors from abroad was up 6.8 percent from last year. Should the trend continue， the number of tourists this year will finally top the 2000 peak? Many Europeans now apparently view the U.S. the way many Americansview Mexico as a cheap place to vacation， shop and party， allwhile ignoring the fact that the poorer locals can’t afford to join the merrymaking.The money tourists spend helps decrease our chronic trad e deficit. So do exports， which thanks in part to the weakdollar， soared 11 percent between May 2006 and May 2007. For first five months of 2007， the trade deficit actually fell 7 percent from 2006.If you own shares in large American corporations， you’re a winner in the weak－dollar gamble. Last week Coca－Cola’s stick bubbled to a five－year high after it reported a fantastic ｑuarter. Foreign sales accounted for 65 percent of Coke’s beverage business. Other American companies profiting from this trend include McDonald’s and IBM.American tourists， however， shouldn’t expect any relief soon. The dollar lost strength the way many marriages break up slowly， and then all at once. And currencies don’t turn on a dime. So if you want to avoid the pain inflicted by the increasingly pathetic dollar， cancel that summer vacation to England and look to New England. There， the dollar is still treated with a little respect.1. Why do Americans feel humiliated?A. Their economy is plunging.B. They can’t afford trips to Europe.C. Their currency has slumped.D. They have lost half of their assets.2.How does the weak dollar affect the life of ordinary Americans?A. They have to cancel their vacations in New England.B. They find it unaffordable to dine in mom－and－pop restaurants.C. They have to spend more money when buying imported goods.D. They might lose their jobs due to potential economic problems.3. How do many Europeans feel about the U.S with the devalued dollar?A. They think of it as a good tourist destination.B. They feel contemptuous of it.C. They regard it as a superpower on the decline.D. They are sympathetic with it.4. According to the last paragraph，what is the author’s advice to Americans?A. They treat the dollar with a little respect.B. They try to win in the weak－dollar gamble.C. They treasure their marriages all the more.D. They vacation at home rather than abroad.5.In the author’s opinion， the weak dollar leads to the fol lowing conseｑuences EXCEPT that ________.A. The dallar has little respect in New England.B. Europeans begin to think more warmly of the U.S..C. Imported food is more expensive to the Americans.D. Some large American corporations make more profits.（B）Desertification， drought， and despair －that’s what global warming has in store for much of Africa. Or so we hear.Emerging evidence is painting a very different scenario， one in which rising temperatures could benefit millions of Africans in the driest parts of the continent. Scientists are now seeing signals that the Sahara desert and surrounding regions are greening due to increasing rainfall. If sustained， these rains could revitalize drought－ravaged regions， reclaiming them for farming communities. This desert－shrinking trend is supported by climate models， which predict a return to conditions that turned the Sahara into a lush savanna some 12，000 years ago.The green shoots of recovery are showing up on satellite images of regions including the Sahel， a semi－desert zone bordering the Sahara to the south that stretches some 2，400 miles.Images taken between 1982 and 2002 revealed extensive regreening throughout the Sahel， according to a new study in the journal Biogeosciences. The study suggests huge increases in vegetation in areas including central Chad and western Sudan. The transition may be occurring becausehotter air has more capacity to hold moisture， which in tu rn creates more rain， said Martin Claussen of the Max Planck Institute for Meteorology in Hamburg， Germany， who was not involved in the new study. “The water－holding capacity of the air is the main driving force，” Claussen said.While satellite images can’t distinguish temporaryplants like grasses that come and go with the rains， ground surveys suggest recent vegetation change is firmly rooted. In the eastern Sahara area of southwestern Egypt and northern Sudan， new trees—such as acacias—are flourishing， according to Stefan Krpelin， a climate scientist at the University of Cologne’s Africa Research Unit in Germany.“Before， there was not a single scorpion， not a single blade of grass，” said Krpelin，who has studied the region for two decades.“Now you have people grazing their camels in areas which maynot have been used for hundreds or even thousands of years. You see birds， ostriches， gazelles coming back， even sorts of amphibians coming back，”he said.“The trend has continued for more than 20 years. It is indisputable.”An explosion in plant growth has been predicted by som e climate models.For instance， in 2005 a team led by Reindert Haarsma of the Royal Netherlands Meteorological Institute in De Bilt，the Netherlands， forecast significantly more future rainfall in the Sahel.The study in Geophysical Research Letters predicted thatrainfall in the July to September wet season would rise by up to two millimeters a day by 2080.Satellite data shows “that indeed during the last decade， the Sahel is becoming more green，” Haarsma said.Even so，climate scientists don’t agree on how future climate change will affect the Sahel： Some studies simulate a decrease in rainfall. “This issue is still rather uncertain，” Haarsma said.Max Planck’s Claussen said North Africa is the area of greatest disagreement among climatechange modelers.Forecasting how global warming will affect the region is complicated by its vast size and the unpredictable influence of high－altitude winds that disperse monsoon rains， Claussen added. “Half the models follow a wetter trend，and half a drier trend.”6. According to the first paragraph， global warming is supposed to have the following impacts on Africa EXCEPT ________.A. water deficiencyB. distressC. desertificationsD. more grasses and lakes7. According to MartinClaussen， what is the main cause of the increased vegetation in deserted areas?A. The climate models are more changeable.B. Hot air would be more capable to hold humidity.C. Many trees have been planted recently.D. The grasses are temporarily appeared with the rains.8. What is the role of the sixth paragraph in the development of the topic?A. To make a transition to a new topic.B. To work as a book to the following paragraphs.C. To provide a contrast to the preceding paragraphs.D. To offer supporting evidence to the preceding paragraphs.9. The underlined sentence “… North Africa is the area of greatest disagreement among climate change modelers” in the last paragraph suggests that ________.A. half of the area will follow a wetter trend， while half a drier trendB. the scientists in North Afrca hold different opinions in climate modelsC. it is not easy to predict how the climate change influences the districtD. there are different climate models to be built in North Africa10. What are the climate scientists’ attitudes towards the influence of climate change on thedeserted areas?A. DefiniteB. DubiousC. SeriousD. Negative（C）One of the world’s first videogames, Tetris （俄罗斯方块）, has turned thirty years old, and its brand is anything but old school.But what’s kept people swiping and clicking to ensure each row of blocks stays aligned and disappears into the virtual world since its development in 1984 Soviet Russia? A combination of new platforms and an attracting psychological appeal.Maya Rogers, the CEO of Blue Planet Software, the sole agent of the Tetris brand, said the protection of the game’s core over the last three decades has aided its longevity. As mobile and social become two of the largest sources for gaming these days, Tetris isn’t showing any signs of losing its appeal. Currently appearing on over 50 different gaming platforms, from the 1983 Nintendo Entertainment System (NES） to smartphones, Tetris is sold on over 425 million mobile devices. More than 20 billion games of Tetris Battle have been played on Facebook, too.There’s something psychologically entrancing about the game, that’s kept people hooked through the years. “Play a game of Tetris,” said Rogers, “and satisfy your craving to create orderout of chaos.” Plus, there’s the added quality of playing Tetris and never feeling who lly fulfilled. “There’s no correct move that you can make,” said Neubauer, a loyal player of the game who work as a senior analyst at Saibus Research, an independent research and advisory firm, “The quest for the perfect move never ends.”Tom Stafford, a professor of cognitive development and psychology at Sheffield University in the U.K., says that Tetris has been around so long because it transports gamers into a different realm when they play. “It’s a world of perpetually generating uncompleted tasks,” he said. As he’s said in the past, too, “Tetris is the granddaddy of puzzle games like Candy Crush saga—the things that keep us puzzling away for hours, days and weeks.”“Tetris is pure game: there is no benefit to it, nothing to learn, no social or physical consequence,”he added. “It is almost completely pointless, but keeps us coming back for more.”11. Since it was developed, Tetris has been ________.A. applied for almost 33 yearsB. no longer attracting and popularC. built a solid footing in the mini-game marketD. updated into more intricate model12. Which of the following does NOT belong to Tetris platforms?A. Mobile or personal computer.B. Nintendo Entertainment System.C. Social network site.D. Board game bar.13. Tetris is a roaring success, owing to the following EXCEPT ________.A. the game can satisfy players’ creating desireB. the game has endless playing strategiesC. the game supports multiple platformsD. players can win the game easily14. The purpose of Tom Staff ord ’ s saying “ Tetris is the granddaddy of puzzle game ”is ________.A. to imply that Teris is out of date and lost popularityB. to represent a specific group of attracting puzzle gamesC. to suggest that Teris is the inspiration of new gamesD. to declare that there are different types of Tetris15. Which of the following would be the most appropriate title for the text?A. What Changes did Tetris Make?B. Why Tetris is so Addictive?C. How to Play Tetris Correctly?D. Who Loves Tetris most?（D）What are the roads not taken because students must take out loans for college? For one thing,it appears that people with student loans are less likely t o start businesses of their own. A new study has found that areas with higher relative growth in student debt show lower growth in the formation of small businesses.The correlation makes sense. People normally have only a certain amount of “debt capacity”. When students use up their “debt capacity” on student loans, they can’t commit it elsewhere.Given the importance of an entrepreneur’s personal debt capacity in financing a start -up business, student loan debt, which cannot be discharged via bankruptcy, can have lasting effects later in lifeand may impact the ability of future small-business owners to raise capital. Considering that 60 percent of jobs are created by small business, “if you shut down the ability to create new businesses, you’re going to harm the economy,” said Brent Ambrose, a profe ssor of risk management at Pennsylvania State University.Student loan debt also appears to be affecting homeownership trends. According to research by the Federal Reserve Bank of New York, fewer 30 -year-olds in general have bought homes since the recession, but the decline has been steeper for people with a history of student loan debt and has continued even as the housing market has recovered.Student loan debt may also affect career choices. Having a college loan appears to reduce the likelihood that people will choose a low-payingpublic-interest job, according to a 2011 study byJesse Rothstein of the University of California, Berkeley, and Cecilia Elena Rouse of Princeton. They arrived attheir conclusion by studying a well-off university that began meeting students’ financial needs through a combination of work-study money and grants, and dispensing with loans altogether. Before the new policy started in the early 2000s, students were more likely to choose well -paid professions like investment banking and consulting. After the policy took effect, more students chose jobs in areas like teaching and the nonprofit sector.In many cases, the choices that student borrowers make are just common sense, based on the financial realities they face. If society wants to change the skewing effect of student loans, some tough decisions about allocating educational resources may well lie ahead.16. Which of the following is NOT true about “debt capacity”?A. People with student loans, generally speaking, have almost used up their “debt capacity”.B. All the people have a certain amount of “debt capacity” no matter they have loans or not.C. For those people who took student loans, their “debt capacity” are weaker than others.D. Entrepreneur’s “debt capacity” should be stronger since it is crucial in financing situation.17. The quotation in Para. 2 implies that ________.A. job opportunities are disappearing in high speedB. economic development can be held back by student loansC. small business survival is insignificant and meaninglessD. more and more commercial opportunities have been created18. We can infer from Rothstein and Elena’s research that ________.A. with lots of student loans, people will repress their desires of homeownershipB. without student loans, college graduates prefer to choose high-reward jobsC. without the burden of paying back loans, people will get more freedom of job choiceD. although many colleges have financial capacity to support students, they refuse to do so19. Be a person with student loans, one would like to ________.A. run his / her own businessB. invest in real estateC. dedicate to public welfareD. become a high-paid employee20. What’s the focus of the passage?A. A recent research about student debt.B. The ripple effects of student debt.C. Rules of applying loans in colleges.D. Career choice of contemporary youth.（E）“Most episodes of absent-mindedness—forgetting where you left something or wondering whyyou just entered a room—are caused by a simple lack of attention，” says Schacter，“You’re supposed to remember something， but you haven’t encoded it deeply.”Encoding， Schacter explains， is a special way of paying attention to an event that has a majorimpact on recalling it later. Failure to encode properly can create annoying situations. If you putyour mobile phone in a pocket， for example， and don’t pay attention to what you did because you’re involved in a conversation， you’ll probably forget that the phone is in the jacket now hanging in you wardrobe （衣柜）. “Your memory itself isn’t failing you，”says Schacter，“Rather， you didn’t give your memory system the information it needed.”Lack of interest can also lead to absent-mindedness.“A man who can recite sports statisticsfrom 30 years ago，” says Zelinski，“may not remember to drop a letter in the mailbox.” Women have slightly better memories than men， possibly b ecause they pay more attention to their environment，and memory relies on just that.“Visual cues can help prevent absent-mindedness，” says Schacter，“But be sure the cue is clear and available，” he cautions. If you want to remember to take a medication （药物） with lunch， put the pill bottle on the kitchen table —don’t leave it in the medicine chest and write yourself a note that you keep in a pocket.Another common episode of absent-mindedness: Walking into a room and wondering why you’re there. Most likely， you were thinking about somethingelse. “Everyone does this from time to time，” says Zelinski. The best thing to do is to return to where you were before entering the room， and you’ll be likely to remember.21. Why does the author think that encoding properly is very important？A. It helps us understand our memory system betterB. It enables us to recall something from our memoryC. It expands our memory capacity considerablyD. It slows down the process of losing our memory22. One possible reason why women have better memories than men is that ________.A. they have a wider range of interestsB. they are more reliant on the environmentC. they have an unusual power of focusing their attentionD. they are more interested in what’s happening around them23. A note in the pocket can hardly serve as a reminder because ________.A. it will easily get lostB. it’s not clear enough for you to readC. it’s out of your sightD. it might get mixed up with other things24. What do we learn from the last paragraph？A. If we focus our attention on one thing， we might forget anotherB. Memory depends to a certain extent on the environmentC. Repetition helps improve our memoryD. If we keep forgetting things， we’d better return to where we were25. What is the passage mainly about？A. The process of gradual memory lossB. The causes of absent-mindednessC. The impact of the environment on memoryD. A way if encoding and recalling（F）The fitness movement that began in the late 1960s and early 1970s centered around aerobic exercise （有氧操）. Millions of individuals became engaged in a variety of aerobic activities， andliterally thousands of health spas developed around the countr y to capitalize （获利） on thisemerging interest in fitness， particularly aerobic dancing for females. A number of fitness spas existed prior to this aerobic fitness movement， even a national chain with spas in most major cities.However， their focus was not on aerobics， but rather on w eight -training programs designed to develop muscular mass， strength， and endurance in their primarily male enthusiasts. These fitnessspas did not seem to benefit financially form the aerobic fitness movement to better health， sincemedical opinion suggested that weight-training programs offered f ew， if any， health benefits. Inrecent years， however， weight training has again become incre asingly popular for males and for females. Many current programs focus not only on developing muscular strength and endurance but on aerobic fitness as well.Historically， most physical-fitness tests have usually included measures of muscular strength and endurance， not for health -related reasons， but primarily because such fitness components have been related to performance in athletics. However， in recent years， evidence has shown that training programs designed primarily to improve muscular strength and endurance might also offer some health benefits as well. The American College of Sports Medicine now recommends that weight training be part of a total fitness program for healthy Americans. Increased participation in such training is one of the specific physical activity and fitness objectives of Healthy People 2000: National Health Promotion and Disease Prevention Objectives.26. The word “spas”（Line 3， Para. 1） most probably refers to ________.A. sports activitiesB. places for physical exerciseC. recreation centersD. athletic training programs27. Early fitness spas were intended mainly for ________.A. the promotion of aerobic exerciseB. endurance and muscular developmentC. the improvement of women’s figuresD. better performance in aerobic dancing28. What was the attitude of doctors towards weight training in health improvement？A. PositiveB. IndifferentC. NegativeD. Cautious29. People were given physical fitness tests in order to find out ________.A. how well they could do in athleticsB. what their health condition was likeC. what kind of fitness center was suitable for themD. whether they were fit for aerobic exercise30. Recent studies have suggested that weight training ________.A． has become an essential part of people’s lifeB． may well affect the health of the traineesC． will attract more people in the days to comeD． contributes to health improvement as well三、翻译1.Although numerous books have been written about American mothers, only recently has literature focused on the role of a father.2.这种情况就会引起对通货膨胀的恐惧，从而束缚日本有效地同亚洲新兴工业国家低成本制造厂家进行竞争的能力。

招聘进出口结算岗位笔试题与参考答案(某大型集团公司)(答案在后面)一、单项选择题（本大题有10小题，每小题2分，共20分）1、以下哪项不属于进出口结算的基本流程？A、货物出口前的合同签订B、货物出口后的核销手续C、货物进口前的信用证申请D、货物进口后的关税缴纳2、在进出口结算中，以下哪项风险不属于信用风险？A、汇率风险B、政治风险C、信用证欺诈风险D、操作风险3、某大型集团公司进出口结算岗位，在进行外汇核销时，以下哪个文件是必须提供的？A. 进出口货物报关单B. 外汇支付凭证C. 出入境检验检疫证明D. 货物运输单据4、在进行进出口结算时，以下哪种汇率风险属于外汇交易风险？A. 汇率变动导致进口成本增加B. 汇率变动导致出口收入减少C. 汇率变动导致结算货币价值波动D. 汇率变动导致汇率折算错误5、以下哪项不属于进出口结算的必要单据？A. 进出口合同B. 货物报关单C. 商业发票D. 原产地证明书6、在进出口结算过程中，以下哪种汇率风险属于外汇风险？A. 价格风险B. 利率风险C. 汇率风险D. 投资风险7、某公司进口一批原材料，合同金额为USD 100,000，结算货币为美元，采用即期信用证结算方式。

银行收取的信用证手续费为0.5%。

以下哪个选项正确描述了信用证手续费的金额？A. USD 500B. USD 500,000C. USD 500D. USD 1008、在进出口业务中，以下哪种情况会导致出口商无法及时收到货款？A. 进口商信用良好，按照合同约定及时付款B. 进口商申请了延期付款信用证C. 出口商与进口商之间的汇款方式为即时到账电汇D. 出口商使用了出口商融资服务9、某大型集团公司进出口结算岗位要求应聘者熟悉国际贸易结算流程，以下哪个选项不属于国际贸易结算流程的必要环节？A、信用证开立B、货物装运C、外汇管理局审批D、银行承兑汇票 10、在进出口结算中，以下哪种汇款方式风险较低？A、电汇B、信汇C、票汇D、即期信用证二、多项选择题（本大题有10小题，每小题4分，共40分）1、以下哪些是进出口结算岗位中常见的结算方式？（）A、信用证结算B、汇款结算C、托收结算D、即期付款结算E、远期付款结算2、以下关于进出口贸易术语的解释，正确的是哪些？（）A、FOB（Free On Board）表示货物在装运港船上交货B、CIF（Cost, Insurance and Freight）表示成本加保险费加运费C、DDP（Delivered Duty Paid）表示完税后交货D、FCA（Free Carrier）表示货交承运人E、CFR（Cost and Freight）表示成本加运费3、以下哪些是进出口结算过程中必须遵循的基本原则？（）A、合规性原则B、真实性原则C、安全性原则D、及时性原则E、保密性原则4、在进出口结算中，以下哪些情况可能导致信用证被拒付？（）A、信用证金额超过合同金额B、货物与信用证规定的描述不符C、单据未在信用证有效期内提交D、受益人未在信用证规定的付款期限内提交单据E、信用证未注明受益人5、以下哪些选项属于进出口结算岗位中常见的结算方式？（）A. 信用证结算B. 电汇结算C. 汇票结算D. 托收结算E. 支票结算6、在进出口贸易中，以下哪些情况可能导致贸易融资风险？（）A. 对外贸易合同条款不明确B. 信用证条款过于复杂C. 交易双方信用记录不佳D. 国际市场价格波动E. 海运途中货物损坏7、以下哪些是进出口结算业务中的核心流程？（）A. 市场调研B. 合同签订C. 货物采购D. 签发信用证E. 货物运输F. 结汇收汇G. 财务核算8、以下关于国际贸易结算中信用证的描述，哪些是正确的？（）A. 信用证是一种银行信用，其开证行对受益人承担第一性付款责任。

进出口银行招聘考试笔试复习资料历年考试真题中国进出口银行概况中国进出口银行成立于1994 年，是直属国务院领导的、政府全资拥有的国家政策性银行，其国际信用评级与国家主权评级一致。

目前在国内设有9 家营业性分支机构和5 个代表处，在境外设有东南非代表处和巴黎代表处；与140 家银行建立了代理行关系。

中国进出口银行是我国外经贸支持体系的重要力量和金融体系的重要组成部分，是我国机电产品、成套设备和高新技术产品出口和对外承包工程及各类境外投资的政策性融资主渠道、外国政府贷款的主要转贷行和中国政府援外优惠贷款的承贷行，为促进我国开放型经济的发展发挥着越来越重要的作用中国进出口银行主要职责中国进出口银行的主要职责是贯彻执行国家产业政策、外经贸政策、金融政策和外交政策，为扩大我国机电产品、成套设备和高新技术产品出口，推动有比较优势的企业开展对外承包工程和境外投资，促进对外关系发展和国际经贸合作，提供政策性金融支持。

进出口银行历年考试真题上午9：00-11：30英语，听力仍然只有一遍，速度中等吧（但因为近期缺少训练，听起来反应还是比较慢），听力部分耗时半个小时。

阅读3篇，另加一篇阅读后根据文章内容回答问题的主观题，整个阅读部分难度适中。

作文200词以上，有关“Read selectively or extensively"的。

整体来说时间充足，有部分人提前交卷的。

下午1：30-3：00申论。

三个小题，第一小题概括文章中的问题（不超过150字），第二小题结合材料，围绕“建筑行业自律及建筑质量关系”论述（不超过350字），第三小题结合材料大作文围绕“提升建筑质量，政府健全完善相应制度（具体记不太清了）”（700-900字）。

材料一共十几段，是有关建筑质量问题及政府的应对措施的。

3：15-5：15专业考试。

单选（涉及金融、经济、国贸、会计），名词解释3题（最惠国待遇、贸易乘数、生产者剩余），计算4题（脑子有点混乱了，想起来再补，也请各位考过的一起回忆），资料论述题3个小问（有关热钱涌入、利率平价。

中国进出口银行的笔试经验20xx年7月23日中国进出口银行广东省分行辅助岗位进行笔试，考试是在一家比拟高级的酒店宴会厅进行，接待应试者的应该是口行内部的职员，很有礼貌声音很甜，考试环境非常不错，考试大概是1小时45分左右，但是大局部的人都提早完成了，考试前考官会说明考试情况和流程，包括什么时候会出通知，要求全程关机，但考试气氛还是挺轻松的。

下面是题目：一、填空(10分)1.口行成立时间2.口行英文全称3.口行有几个分支机构4.口行监视机构5.口行宣传6.第一位女宇航员是谁7.xx年春晚导演是谁8.xx年7月22日甘肃地震为几级9.徐铮第一次自导自演自编的电影是10.新出炉的四大火炉，哪个城市居首位二、(选择)(10分)1.握手礼仪。

2.“才者德之贤也，德者才之帅也”，这句话的意思。

3.羊城八景中的“云山叠翠”“五环晨曦”“古祠流芳”指的是哪三个地方。

4.于你而言，诚信是什么。

5.餐桌上，重要的客人应该坐在主人的哪边。

6.情景：上班快迟到，却在路上遇到老太太摔倒，你会怎么做。

(置之不理，马上扶起，在明确责任人以前不采取任何行动，打回单位说明情况，然后再视现场情况做适合处理)7.情景：临走以前，发现隔壁办公室没关灯，你会怎样做。

(不关。

关掉不作任何提醒。

关掉，第二天私下提醒相关同事。

关掉，第二天上报管理部门。

)8.代表贝多芬最顶峰是创作的作品是哪个。

9.享有国际盛誉的戏曲大师是谁。

10.用光影表现的绘画属于哪个画派。

三、XX与贸易(LZ是非金融专业，以下三大道选择几乎全是蒙的，只记得一些片段字眼了)(10分)1.某人存10000块，年利率为10%，按复利算，两年后他总共能拿到多少钱。

2.N股是在哪里上市的(台湾，纽约，，纳不知道什么)3.汇率下跌会导致进出口发生什么变化。

2-10欢送专业的同志补充四、会计?银行业务?(20分?)1.行长工作调动，需要进行什么交接。

(涉密的文件交回单位。

所有文件交回单位。

中国进出口银行招聘考试笔试真题复习资料口行校招最近两年开始实行分专业类别考试，全国统一考试，考试内容主要为英语、专业知识和申论，建议报考的同学提前做好复习准备，考试复习资料可以到“考佳卜资料网”上面找找，资料确实不错，比较有针对性，资料都是上次参加考试的学长们精心整理出来的，大家可以去了解一下中国进出口银行成立于1994年，是直属国务院领导的、政府全资拥有的国家银行，其国际信用评级与国家主权评级一致，总部设在北京。

中国进出口银行始终以支持国际经济合作为己任，致力于为中国企业"走出去"提供有力的金融支持。

今年，中国进出口银行迎来改革发展新征程，业务发展面临实施"一带一路"、国际产能和装备制造合作等重大构想的战略机遇期，将为您施展才华提供广阔的平台！我行2016年校园招聘现正式启动，欢迎您的加入！一、招聘范围境内外全日制高等院校应届毕业生（定向和委培生除外）。

其中：境内院校毕业生须在7月31日前毕业，且报到时能获得国家认可的就业报到证、毕业证和学位证；境外院校毕业生一般在7月31日前毕业，留学回国时间不超过2年，在外学习时间满360天，且报到时能取得经教育部留学服务中心认证的国外学历学位认证书。

二、招聘机构（一）总行本部及海外直属机构工作地点：北京及海外。

应聘条件：一般应具备全日制硕士研究生学历；具备良好的政治思想素质，遵纪守法，品行端正，身体健康，无不良记录；大学英语六级考试成绩450分及以上，或新托福（TOEFL-IBT）考试85分及以上，或雅思（IELTS）考试6.5分及以上。

专业需求：1.金融经济类：金融、经济、国际贸易相关专业；欢迎熟练掌握法语、西班牙语或葡萄牙语等外语的上述专业同学报考。

2.财务会计类：财会相关专业；欢迎熟练掌握法语、西班牙语或葡萄牙语等外语的财会相关专业同学报考。

3.法律类：法律相关专业。

4.计算机类：计算机、信息管理、软件开发相关专业。

进出口银行笔试内容摘要：一、进出口银行简介1.银行背景2.发展历程3.主要业务二、进出口银行笔试内容1.笔试概述2.笔试科目及题型3.笔试难度与通过率三、笔试准备策略1.了解考试大纲2.制定学习计划3.模拟试题练习四、面试环节1.面试形式2.面试技巧3.面试常见问题正文：【进出口银行简介】进出口银行，全名为中国进出口银行，成立于1994 年，是直属国务院领导的国家政策性银行。

其宗旨是支持我国对外经济贸易发展，为企业提供政策性金融支持。

主要业务包括：提供对外经济贸易贷款、办理与对外经济贸易有关的担保业务、发行政策性金融债券等。

【进出口银行笔试内容】进出口银行笔试主要测试应聘者的基本素质、专业知识和英语水平。

笔试科目包括：行测、专业知识、英语、综合知识等。

题型有选择题、填空题、简答题、论述题等。

笔试难度适中，通过率因岗位和招聘需求而异。

【笔试准备策略】1.了解考试大纲：首先要熟悉考试大纲，明确考试范围和要求，以便有针对性地进行复习。

2.制定学习计划：合理规划时间，制定学习计划，确保每个科目都能得到充分的复习。

3.模拟试题练习：通过做模拟试题，检验自己的学习成果，及时发现自己的不足，并针对性地进行改进。

【面试环节】面试是进出口银行招聘的重要环节。

面试形式有结构化面试、半结构化面试等。

面试主要测试应聘者的沟通能力、团队协作能力、分析解决问题能力等。

面试前，要做好充分的准备，了解企业的文化、业务和发展战略，掌握面试技巧。

面试时，要保持自信、真诚和从容，回答问题要条理清晰、简洁明了。