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公众责任险特约条款(英文)

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01Cross Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this insurance shall apply to each insured party as if a separate policy had been issued to each party.Provided always that the aggregate liability of the Company for any one accident shall not exceed the limit of indemnity stipulated in the schedule.This clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional premium:02Contractual Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium,the Company shall indemnify the Insured against any claim made in respect of liability assumed by the Insured under any contract or agreement for bodily injury of and/or property damage to any third party subject to the limit of liability stipulated in this policy provided that such contract or agreement has been declared to and approved by the Company.This Clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:03Strike,Riot,Civil Commotion orMalicious Damage Extension ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the insurer's liability for accidental bodily injury of and/or accidental property damage to any third party occurring at the specified premises directly caused by strike, riot,civil commotion or malicious damage.This Clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:04Act of Terrorism Extension ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claim made against the Insured for the bodily injury of and/or property damage to any third party at the specified premises directly caused by any terrorist or terrorism organization.This clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:05Elevator and Escalator ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for accidental bodily injury of and/or accidental property damage to any third party in the normal operational use of the elevators or escalators at the premises specified in the Policy subject to the limit of liability stipulated in this Policy.It is warranted that the Insured shall see to it that regular inspection and maintenance of the elevators and escalators shall be carried out by qualified engineers.The amount of indemnity shall not exceed the following limit of liability.Limit of Indemnity(a.o.a.):Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:06Explosion of Boilers clauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for accidental bodily injury of and/or accidental property damage to any third party occurring at the specified premises resulting from boiler explosion due to its internal steam pressure subject to the limits of liability stipulated in this policy that the Insured has complied with all operating regulations laid down specifically for such boiler.It is warranted that the Insured shall see to it that regular inspection and maintenance of the boiler shall be carried out by qualified engineers.This Clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:07Fire&/or Explosion legal liability clauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this policy shall be extended to cover the Insured’s liability for claims made against the insured for accidents bodily injury of and/or accidental property damage to any third party occurring at the specified premises caused by fire or explosion subject to the following limits of liability during the period of insurance.Limit of Indemnity(a.o.a.):Aggregate Limit of Indemnity:This clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:08Food and Drinks Poisoning ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for accidental bodily injury of and/or accidental property damage to any third party which occurs during the period of insurance and arises out of poisoning by or foreign or deleterious matter in food or drink consumed in or about the premises specified in the Policy provided always that the Insured shall at all times take every possible precaution to prevent the sale or supply of any condition or free from contamination or for human consumption subject to the following limits of liability during the period of insurance.Limit of Indemnity(a.o.a.):Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:09Goods and Services ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured foraccidental bodily injury or accidental property damage which occurs during the period of insurance and arises out of goods and/or services sold or supplied including transportation provided by the Insured in the normal course of the business as hold proprietor,subject to the following limits of liability during the period of insurance:Limit of Indemnity(a.o.a.):Aggregate Limit of Indemnity:This clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:10Guest's Property ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for loss of or damage to the property belonging to guests or customers of the Insured whilst such property is under the custody or control of the Insured subject to a limit of Liability of_______any one guest,with the exception of losses of guests'property from safe deposit boxes contained at the premises where the maximum liability of any one guest is agreed to be_____.For the purpose of this extension the guests' property shall include clothing of such guests'sent for laundry,dry cleaning or pressing at the premises, subject always to the following limits during the period of insurance:Limit of Indemnity(a.o.a.):Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:11Tenants'Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured’s legal liability for the claims made against the Insured for accidental bodily injury of and/or accidental property damage to any third party caused by fire to the buildings leased.This Clause is subject otherwise to the terms,conditions and exceptions of this Policy.Additional Premium:12Building Alterations ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for the claims made against the Insured for accidental bodily injury of and/or property damage to any third party occurring at the premises resulting from the alterations,structural repairs,decorations and the like operations of the insured building。

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Natti 翻译练习： Public Liability 公众责任

Natti 翻译练习： Public Liability 公众责任

Natti 翻译练习： Public Liability 公众责任原文Public LiabilityPublic liability insurance has been a headline item in Australia for most of this year. Business and organisations are struggling to obtain public liability cover at an affordable level, if at all, and some are faced with the prospect of operating without it. Such a decision should be made only with a full understanding of the potential commercial consequences of not having this kind of protection.What should be made clear in making such a decision is that Australia society has become more litigious in recent years.Many people take the view that if a bad thing happens to them, it must be somebody else’s fault and somebody else should be made to pay.It is not possible to give an all­encompassing description of all situations in which companies or organizations will incur liability of the type covered by public liability insurance. It would be difficult enough trying to do this for a specific business.The underlying principle will arise when:­Y ou have a duty of care to the plaintiff­Y ou breach that duty­The plaintiff suffers loss or damage as a result of the breach­The loss or damage was reasonably foreseeableA duty of care can arise through your ownership or occupation of premises, through your conducting an event or a particular business, and through the actions of your employees, officers, or agents.The high court was asked recently to consider whether the operator of an indoor cricket centre was liable to a player who lost the sight in one eye after a ball came off the top edge of the bat and hit him in the eye.公众责任公众责任险一直都是澳洲今年大部分时间的头条话题。

公 众 责 任 险 保 单

公 众 责 任 险 保 单

公众责任险保单保险单保险合同号：保险公司：地域范围：中华人民共和国境内（不包括香港、澳门和台湾）被保险人名称：广州利海酒店物业管理有限公司和广东利华酒店物业管理有限公司被保险人地址：1）广州市天河区天源路春悦街5号广州君林天下2）广州市天河区天源路世纪绿洲小区广州世纪绿洲3）广东省从化市街口街口岸路1号从化世纪绿洲花园4）广州市海珠区江南大道中232号广州华海大厦5）广州市石榴岗路9号广州龙祥大厦6）广州市赤岗东路271-281号广州汇龙居7）广州市白云大道北（永泰客运站对面）广州利海绿洲花园被保险人营业场所：同上所述营业性质：物业管理经营业务种类：物业管理保险期间：承保项目：1. 在本保险期间内，被保险人由于在上述地域范围内从事业务过程中发生意外事故，造成对第三者身体伤害或财产损害，而依法应当承担的赔偿金额。

2. 被保险人赔付给第三者的所有诉讼费用及开支。

3. 经本公司事先同意所发生的所有诉讼费用及开支。

赔偿限额：每一次意外事故：保险期间内累计：保险费：申请日期：续保年份：本保险合同经本公司授权代表于年月日签署生效。

续保合同号：所附批单：××保险有限公司广东分公司授权代表签名××财产保险有限公司公众责任保险条款一、总则本保险合同条款、投保申请书、保险单、批单、批注及其它约定书均为本保险合同的构成部分，且前述投保申请书为订立本保险合同的基础。

本保险合同应视作一个整体，其中特别定义的词语的意义及解释均一致。

二、保险责任鉴于被保险人就投保本保险而言仅从事保险单所列业务，并鉴于被保险人已缴付约定的保险费，本公司(指保险单列明的保险公司)按照本保险合同的规定，以保险单所列的承保项目和赔偿限额为限，对被保险人依法应承担的赔偿金额承担赔偿责任。

三、责任免除除非本保险合同另有特别规定，本保险合同不承保也不包括下列各项：1. 被保险人根据协议应承担的责任，但即使没有该协议，被保险人仍应承担的责任不在此限。

公众责任险扩展条款

公众责任险扩展条款

公众责任险扩展条款1. xx 天保单取消条款本保单可在任何时候由被保险人申请取消，但被保险人必须书面通知本公司，保险费将根据短期费率标准或最低保费予以调整。

本公司欲取消保单时，须提前xx天将书面取消通知送至被保险人最后为本公司所知之地址，保险费按照日数比例调整。

本保单所载其他条件不变。

Policy Cancellation clauseThis Policy may be terminated at any time at the request of the Insured in writing to the Company, in which case the Company will retain the customary short period rate for the time the Policy has been in force, this Policy may also be terminated at the option of the Company by giving the Insured da ys’ prior notice in writing, in which case the Company shall be liable to repay a rateable proportion of the premium for the unexpired period from the date of cancellation.Subject otherwise to the terms and conditions of this policy.2. 火灾／爆炸／烟熏与水损法定责任条款兹经双方同意，本保单扩展承保在保险期限内，被保险人因保单载明地址内发生火灾／爆炸／烟熏／水损事故导致第三者遭受意外人身伤害及／或意外财产损失而依法应付的赔偿责任，但以保单明细表中列明的赔偿金额为限。

公众责任险 中英文对照

公众责任险 中英文对照

公众责任险中英文对照公众责任险，也被称为公众责任保险，是一种特殊的保险，它涵盖了因公共场所、公共设施或建筑物内的意外事故所导致的法律责任风险。

公众责任险的作用1. 风险转移：公众责任险能够将企业可能面临的法律责任风险转移给保险公司，降低企业的经营压力。

2. 保护企业声誉：在意外事故发生后，保险公司能够为企业在公众中提供积极的形象，有助于维护企业的声誉。

3. 减轻财务压力：如果发生意外事故，公众责任险能够为企业在事故处理、赔偿等方面提供财务支持，减轻企业的财务压力。

对于任何企业来说，公众责任险都是一个重要的保障工具，它能够为企业在面临法律纠纷时提供强大的支持。

适用范围公众责任险适用于各种类型的商业企业，如商场、酒店、餐饮、娱乐场所、学校、医院等。

这些场所可能因为意外事故引发法律纠纷，而公众责任险能够为这些场所提供全面的保障。

对于各种类型的商业企业来说，公众责任险都是一个不可或缺的保障工具。

Public liability insurance, also known as public liability insurance, is a special type of insurance that covers the risk of legal liability arising from accidents in public places,public facilities or buildings.Role of Public Liability Insurance1. Risk transfer: public liability insurance can transfer the risk of legal liability that the enterprise may face to the insurance company and reduce the operating pressure of the enterprise.2. Protection of corporate reputation: After an accident, the insurance company is able to provide a positive image of the company to the public, which helps to maintain the reputation of the company.3. Reduce financial pressure: If an accident occurs, public liability insurance can provide financial support to the enterprise in terms of accident handling, compensation, etc. and reduce the financial pressure of the enterprise.Public liability insurance is an important protection tool for any business, which can provide strong support when facing legal disputes.Scope of ApplicationPublic Liability Insurance is applicable to all types of business enterprises, such as shopping malls, hotels, restaurants, entertainment venues, schools and hospitals. These establishments can be subject to legal disputes due toaccidents and public liability insurance can provide comprehensive coverage for these establishments. Public liability insurance is an indispensable protection tool for all types of commercial enterprises.。