下载文档原格式
常见报文类型MT799/999/499报文格式中，20域为我行编号，21域为收报行编号，79域为报文内容。
1、进口开证报文①向通知行查询信用证的通知状况T（通知行SWIFT代码）FROM:ABOCCNBJ090MT799DATE:020109:20:090LCXXX(我行信用证编号):21:NONREF:79:ATTN:L/C ADV. DEPT.RE:OUR L/C NO.090LCXXXX(我行信用证编号)BY ORDER OF ABC CO., LTD. (申请人名称)F/O CDE CO., LTD.(受益人名称)COVERING USDXXXX（信用证金额）DATED XXXXXX(信用证开证日期)PLS INFORM US THE STATUS OF THE A/M L/C BY RETURNED AUTHENTICATED MESSAGE. IF IT WAS ADVISED, PLS TELL US THE DATE AND THE CHANNEL YOU ADVISED THE CREDIT, IF IT REMAINS UNADVISED, PLS INFORM US THE REASON.BEST RGDS,IMPT DEPT.②通知行向我行查询受益人的电话、地址等联系方法，我行的回复电报T（通知行SWIFT代码）FROM:ABOCCNBJ090MT799DATE:000907:20:090LCXXX(我行信用证编号):21:123456(来报行的20域编号):79:ATTN:L/C ADV. DEPT.RE:YR MT799/999 DTD XXXXXXOUR L/C NO.090LCXXXX(我行信用证编号)BY ORDER OF ABC CO., LTD. (申请人名称)F/O CDE CO., LTD.(受益人名称)COVERING USDXXXX（信用证金额）DATED XXXXXX(信用证开证日期)BENE’S CORRECT ADDRESS IS:XXXXXXXTHE CONTACTING TEL. NO. IS:XXXXXTHE CONTACTING PERSON IS:XXXXXPLS ADVISE THE CREDIT A.S.A.P.RGDSLC DEPT.2、进口付汇报文①进口信用证项下拒付，通知退单TCOBACNSXFROM:ABOCCNBJ090MT799DATE:20011029:20:090PO010303737:21:14701EL02995:79:ATTN:EXP DEPTRE:YR REF NO.14701EL02995 FOR DEM 114498.90OUR LC NO.090LC010300114REF OUR SWIFT MT734 DD 010831 ANDYR SWIFT MT799 DD 011025PLS BE INFORMED THAT A/M DOCS WERE REJECTEDBY THE APP., WE WOULD RETURN THE DOCS TOYR GOOD BANK IF WE DID NOT RECEIVE ANYFURTHER ADVICES FROM YOU WITHIN FIVE WORKING DAYS.RGDS.LC DEPT②接受议付行电提的不符点，授权议付TSMBCJPJSFROM:ABOCCNBJ090MT799DATE:20010719:20:090LC011000014:21/FO-153521:79:ATTN:EXPORT DEPT.RE YR REF.P/FO-153521 FOR USD6,442.13UNDER OUR L/C NO.090LC011000014PLS BE INFORMED THAT THE DISCREPANCIESMENTIONED IN YOUR SWIFT MT999 DD20010712WERE ACCEPTED, SO YOU MAY NEGOTIATE THE A/M DOCTS.RGDSLC DEPT3、出口议付报文①同意开证行减价要求TNWNBHKHBFROM:ABOCCNBJ090MT999DATE:020109:20:090BP010000211:21:L308984:79:TEST 3739 WITH BNP HK ON USD47,656.08DD MAR 5,2001ATTN:IVY CHANYR L/C NO.L308984 BILL NO.001OUR BP NO.090BP010000211 FOR USD47,781.08DD FEB 16,2001WE CONFIRM THAT THE BENE. AGREED TO REDUCETHE CLAIM AMOUNT TO USD47,656.08. PLS EFFECTPAYMENT TO US FOR USD47,656.08 A.S.A.P.REGARDS.EXPORT DEPT.②受益人要求更改单据金额TIBJTJPJTFROM:ABOCCNBJ090MT799DATE:000907:20:090BP003600231:21:ILC00100151876:79:ATTN:IMPORT DEPT.OUR BP NO.090BP003600231 FOR USD7,820.00UNDER YR L/C NO.ILC00100151876.PLS BE INFORMED THAT THE BENE. REQUESTED TOREDUCE THE AMOUNT OF A/M DOCS TO USD6,620.00.PLS CONTACT THE APPLICANT N NOTIFY US WHETHER YOU AGREE TO THE ARRANGMENT. UPON RECEIPT OF YR CONFIRMATION, WE WILL SEND YOU THE NEWDRAFTS N INVOICES.REGARDS.③开证行所提示不符点不成立，拒付不符点费TSMBCJPJSFROM:ABOCCNBJ090MT799DATE:010622:20:090BP010400709:21:710-231-12717359:79:ATTN:IMPORT DEPT.OUR BP NO.090BP010400709 FOR USD36,505.99UNDER YR L/C NO.710-211-12700327.RE YT SWIFT MT999 DD 20010621.PLS BE INFORMED THE DISCREPANCY 'INSURANCECOVERAGE ICC(A) I/O ICC(ALL RISKS)' UNDER A/MDOCS DOES NOT EXIST. AS THE COVERAGE OF ICC(A) INCLUDES THAT OF ICC(ALL RISKS). SO THEDISCREPANCY FEE WILL NOT BE PAID.REGARDS.④向偿付行催收款项TPNBPUS33PHLMT999DATE:20010621:20:090BP015100130:21:IF87738:79:ATTN:JOANNE DUKESINT'L CUSTOMER SERVICERE LC NO.614-211-12703844 ISSUED BYSUMITOMO MITSUI BANKING CORP.(SMBC) TOKYOOUR BP NO.090BP015100130 FOR USD14,350.80DD 20010529.WE NEGOTIATED A/M DOCUMENTS AND CLAIMOUR REIMBURSEMENT ON YOU ON 20010529 BYDHL(NO.2924298403) TOGETHER WITH TWO OTHERCLAIMS REF NO.090BP015100128/129. WHILETHE OTHER TWO CLAIMS WERE REIMBURSED ON20010605. PLS INVESTIGATE AND EFFECTPAYMENT FOR USD14,350.80 TO OUR ACCOUNTWITH FIRST UNION NATIONAL BANK NEW YORK, INT'LBRANCH OUR A/C NO.2000191191839 A.S.A.PVAL 20010605.RGDS.EXPORT SECT.⑤向开证行电提不符点，请求授权议付或偿付TBOTKJPJTFROM:ABOCCNBJ090MT799DATE:010418:20:090BP011000348:21:S-400-2012095:79:ATTN:IMPORT DEPT.OUR BP NO.090BP011000348 FOR USD34,709.00UNDER YR L/C NO.S-400-2012095..PLS AUTHORIZE US TO NEGOTIATE A/M DOCS.AND CLAIM REIMBURSEMENT ON YR NEW YORK BRANCH FOR USD34,709.00 DESPITE THE FOLLOWINGDISCREPANCY :'LATE SHIPMENT'..REGARDS.EXPORT DEPT.⑥即期信用证未收汇催收TTKAIJPJNMT999DATE:20020110:20:090BP010300580:21:LC150-26500:79:ATTN:IMPORT DEPTRE YOUR LC NO.LC150-26500OUR BP NO.090BP010300580 FOR USD12,240.00DD 20011220WE NEGOTIATED A/M DOCUMENTS AND SENTTHEM TO YOU ON 20011220.BUT UP TO NOW,WE HAVE NOT RECEIVED ANY INFORMATION FROM YOU.PLS EFFECT PAYMENT TO OUR ACCOUNT WITHFIRST UNION NATIONAL BANKNEW YORK,INTERNATIONAL BRANCHOUR A/C NO.2000191191839 A.S.A.PWE RESERVE THE RIGHT TO CLAIM YOU DELAY INTEREST.RGDS.EXPORT SECT.⑦远期信用证未承兑查询TCOBADEFF440FROM:ABOCCNBJ090MT999DATE:20020110:20:090BP011201079:21ORIA400149602:79:ATTN:IMPORT DEPTRE YOUR LC NO.DORIA400149602OUR BP NO.090BP011201079 FOR USD18,825.40DD 20011228WE NEGOTIATED A/M DOCUMENTS AND SENTTHEM TO YOU ON 20011228.BUT UP TO NOW,WE HAVE NOT RECEIVED ANY INFORMATION FROM YOU.PLS INFORM US THE MATURITY DATE A.S.A.P.RGDS.EXPORT SECT.⑧远期信用证项下已承兑单据，过到期日数日仍未收汇TCOBADEFF440FROM:ABOCCNBJ090MT999DATE:20020110:20:090BP011201079:21ORIA400149602:79:ATTN:IMPORT DEPTRE YOUR LC NO.DORIA400149602OUR BP NO.090BP011201079 FOR USD18,825.40DD 20010906PLS TAKE NOTE THE A/M DOCS WERE ACCEPTED TO MATURE ON 20020107.BUT UP TO NOW,WE HAVENOT YET RECEIVED YOUR PAYMENT.PLS LOOK INTO THE MATTER AND INFORM US THERESULT A.S.A.P.RGDS.EXPORT SECT.4、出口托收报文①出口托收项下收款人要求更改单据金额TBACOARBAFROM:ABOCCNBJ090MT999DATE:020109:20:090OC010000002:21:NONE:79:TEST 1-7257 WITH CITIBANK, NY ON USD37,932.00DD 20010108..ATTN:INWARD COLLECTION DEPT.OUR OC NO.090OC010000002 FOR USD39,211.00DD 20010108.DRAWEE:TEXTIL AMESUD S.A.CALLE 44 NO.5800(EX JUAREZ)-1650-SAN MARTIN BUENOS AIRES ARGENTINA .PLS BE INFORMED THAT THE DRAWER REQUESTED TOREDUCE THE CLAIM AMOUNT TO USD37,932.00. PLSDELIVER THE DOCUMENTS TO THE DRAWEE AGAINSTTHEIR PAYMENT OF USD37,932.00 A.S.A.P.REGARDS.EXPORT DEPT.②出口托收项下要求代收行免费放单TNATBHKHHFROM:ABOCCNBJ090MT499DATE:020109:20:090OC010000001:21:NONE:79:ATTN:INWARD COLLECTION DEPT.OUR OC NO.090OC010000001 FOR USD25,887.62DD 20010104.DRAWEE:TOM'S TOY INTL.LTD. ROOMS 5N6, 6TH FL.CONCORDIA PLAZA NO.1 SCIENCE MUSEUM ROAD T.S.T.EAST KOWLOON HONG KONG.ACCORDING TO THE DRAWER, THEY HAVE RECEIVED THE PROCEEDS UNDER A/M COLLECTION. SO PLS RELEASE THE DOCS TO THE DRAWEE FREE OF PAYMENT.THANKS N REGARDS.③D/P项下查询托收情况TSBREDE22FROM:ABOCCNBJ090MT999DATE:20020110:20:090OC015100079:21:NO REF:79:ATTN:INWARD COLLECTION DEPT.RE OUR OC NO.090OC015100079 FOR USD37,765.35DD 20011221DRAWEE:MELCHERS INLETT AND OUTDOOR GMBH SCHLACHTE 39/40 28195 BREMEN GERMANYWE HAVE SENT A/M DOCUMENTS TO YOU ON 20011221AT D/P BASIS.BUT UP TO NOW,WE HAVE NOTRECEIVED ANY INFORMANTION FROM YOU.PLS INVESTIGATE AND REPLY US A.S.A.P.RGDS.EXPORT SECT.④D/A项下查询托收情况TBARBINBBFROM:ABOCCNBJ090MT999DATE:20020110:20:090OC010400103:21:NO REF:79:ATTN:INWARD COLLECTION DEPT.RE OUR OC NO.090OC010400103 FOR USD304.58DD 20011227DRAWEE:TEKSONS LIMITED KOLSHET RD KAPURBAWDI POST BOX 20 THANE 400601 INDIAWE HAVE SENT A/M DOCUMENTS TO YOU ON 20011227AT D/A BASIS.BUT UP TO NOW,YOU HAVE NOTINFORMED US THE MATURITY DATE.PLS INVESTIGATE AND REPLY US A.S.A.P.RGDS.EXPORT SECT.5、信用证通知报文①受益人要求开证行撤销信用证TDKBLJPJSFROM:ABOCCNBJ090MT799DATE:011108:20:090EX014300065:21:30-0515-014717:79:ATTN: LC ISSUING DEPT.RE: YR LC NO.30-0515-014717 FORUSD115500.00 ISSUED ON 011101.PLS BE INFORMED THAT THE BENE. REQUESTED TO CANCEL THE A/M LC,AND THE ORIGINAL LC HAS BEEN RETURNED TO US.PLS CONFIRM US THE CANCELLATION OF THE A/M LCBY AUTHENTICATED SWIFT QUOTING OUR REF.BEST RGDS.ADV. DIVI.②我行对信用证内容有疑问，，要求开证行解释TCHGKJPJZFROM:ABOCCNBJ090MT799DATE:011214:20:090EX010000841:21:041-0191845-101:79:ATTN:LC ISSUING DEPT.RE:YR LC NO.041-0191845-101FOR USD105234.00 ISSUED ON 20011213.WE HEREBY ACKNOWLEDGE RECEIPT OF THE A/M LCPLS CLARIFY THAT THE BUYER'S CONTRACT NO.WHICH YOU STATED IN GOODS DESCRIPTION DIFFERS FROM THAT IN DOCUMENTS REQUIRED.THE A/M LC REMAINS UNADVISED PENDING YR EARLYREPLY.RGDS.ADV. DIVI.③我行未收到信用证，向开证行查询TPBBKUS6LFROM:ABOCCNBJ090MT799DATE:010627:20:090EX.INQUIRY:21:82002254:79:ATTN: LC ISSUING DEPT.RE: YR SWIFT MSG MT799 DD 010626 CONCERNING YR LC NO.82002254 FOR USD21120.00.PLS BE NOTED THAT WE HAVE NEVER RECEIVED THE A/M LC FROM YOUR GOOD BANK.PLS CHECK YOUR RECORD .WE HOPE EVERYTHING WILL BE IN ORDER.BEST RGDS.ADV. DIVI.④信用证要求加保而我行不对信用证加保，通知开证行TBPROVECAFROM:ABOCCNBJ090MT799DATE:011018:20:090EX013600217:21:8310082841423635:79:ATTN: LC ISSUING DEPT.RE: YR LC NO.8310082841423635 FORUSD23288.44 ISSUED ON 011015.PLS BE NOTED THAT WE ADVISED THE A/M LCTHROUGH OUR XUHUI SUB-BRANCH WITHOUTADDING OUR CONFIRMATION.BEST RGDS.ADV. DIVI.⑤我行未收到正本信用证而先收到信用证修改，向开证行查询TCHOHKRSEFROM:ABOCCNBJ090MT799DATE:010626:20:090EX.INQUIRY:21:M1630105NS00370:79:ATTN: LC ISSUING DEPT.RE: YR LC AMENDMENT DD 010622 TOYR LC NO.M1630105NS00370.PLS BE NOTED THAT WE RECEIVED THE A/M LCAMENDMENT BY SWIFT ON JUN.26,2001. BUTWE HAVEN'T RECEIVED THE ORIGINAL LC UPAND NOW.PLS CHECK YOUR RECORD AND INFORM US WHENAND TO WHOM YOU SEND THE ORIGINAL LC .YOUR PROMPT ACTION TO THIS MATTER WILL BEHIGHLY APPRECIATED.BEST RGDS.ADV. DIVI.⑥通知开证行受益人接受信用证修改TDKBLJPJSFROM:ABOCCNBJ090MT799DATE:011102:20:090EX014200233-1:21:30-0511-177600:79:ATTN: LC ISSUING DEPT.RE: YR LC AMENDMENT NO.1 DD 011026TO YR LC NO.30-0511-177600.PLS BE NOTED THAT THE BENE. ACCEPTED THEA/M LC AMENDMENT.YOU CAN CLOSE YOUR FILE.（接受有关撤销信用证的修改，则加此句）BEST RGDS.ADV. DIVI.⑦通知开证行受益人不接受修改TTKAIJPJTFROM:ABOCCNBJ090MT799DATE:011018:20:090EX014200175-5:21:LC620-29028:79:ATTN: LC ISSUING DEPT.RE: YR LC AMENDMENT NO.5 DD 011010TO YR LC NO.LC620-29028.PLS BE NOTED THAT THE BENE.DID NOT ACCEPT THEA/M LC AMENDMENT.BEST RGDS.ADV. DIVI.⑧备用信用证项下贷款已还清，解除开证行担保责任TBSUICNSHFROM:ABOCCNBJ090MT799DATE:010628:20:090LG010400011:21:38010026:79:ATTN: STBLC ISSUING DEPT.RE: YR STBLC NO.38010026 FOR USD605000.00 ISSUED ON 010115.PLS BE NOTED THAT THE A/M STBLC WAS RELEASED SINCE THE LOAN CONCERNED HAD BEEN REPAID. YOU CAN CLOSE YOUR FILE.BEST RGDS.。
mt999报文详解(一)MT999报文详解什么是MT999报文？•MT999报文是国际银行间传输协会（Society for Worldwide Interbank Financial Telecommunication，简称SWIFT）的一种标准报文格式。
•它用于银行间通信，通常用于向接收方发送一种通知或建议性的消息。
MT999报文的结构•MT999报文由多个字段组成，每个字段都有特定的含义和格式要求。
•典型的MT999报文包括以下字段：1.报文类型（Message Type）: 定义为MT999。
2.服务代码（Service Code）: 标识为01，表示该报文是建议性的通知消息。
3.发送方（Sender）: 发送方的银行代码和名称。
4.接收方（Receiver）: 接收方的银行代码和名称。
5.报文时间戳（Message Timestamp）: 报文发送的时间戳。
6.消息文本（Text）: 消息的正文内容，通常是一种通知或建议性的信息。
MT999报文的应用场景•MT999报文主要用于以下场景：1.系统通知：银行系统可以使用MT999报文向其他银行通知系统状态变更、维护计划等重要信息。
2.协商交流：用于银行间的协商和交流，比如请求某方提供进一步信息或文件，或者请求对方确认某方案的可行性。
3.业务建议：用于向其他银行提出业务建议或合作意向。
MT999报文示例下面是一个示例MT999报文：{1:F01ABCDEFGHIJ}{2:999}{4::20::25:ABCDEFGHIJKLMNOPQRSTUVWXYZ:28C:00001/00001:60F:C201001USD,00:62F:C201003USD500000,00:64:C201003USD500000,00:86:This is a notification message.-}如何处理MT999报文•接收方收到MT999报文后，应根据报文内容进行相应的处理。
MT760,MT761,MT799,MT103,MT700,MT720BG/MT760/SKR是根据ICC458见索即付和ICC500有条件付款等条款制定的。
而且，这种在国际贸易中新兴的付款方式近年来已被美、欧及香港地区多数国际知名大银行所广泛采用，其发展的态势将全面取代国际贸易中传统的付款方式“跟单信用证”。
开证行：在此程序中，开证行（或买方银行）对于执行的合同扮演两个角色，一是开证行是这笔交易的第一付款责任人，二是买方银行又是这笔交易的“第三方委托人”。
银行付款保函：在这个程序中，保函内容“无条件的、不可撤消的、保兑的、全款的”是完全保护卖方的（见附件一和二），而且开证行为第一付款责任人。
在整个过程中，正本银行保函一直存放在开证行安全帐户直至卖方按照合同规定履约其全部责任。
MT760：是银行保函的通知函，这个通知函是根据合同第九章和附件四内容开立的，是用来保护买方和买方银行的（见附件三、四）。
安全帐户/安全收据在开证行开立的“第三方责任人”/信托帐户存放正本保函，只把安全收据提供给卖方作为收据。
BG/MT760/SKR操作程序（买方银行）1．买方银行向卖方（而不是卖方银行）发出保函的预通知函，供卖方确认，卖方同意后返回买方或买方银行。
2．买方银行/联系行通过MT760密押向卖方银行通知保函生效，通知上没有保函的具体内容，但包括合同第九章（付款所需文件）和附件四的内容。
MT-760通知函包含以下内容：A.本保函只对合同#XYZ有效；B.买方银行在银行保函到期时有足额的资金；C.卖方必须按合同规定完成交货并按合同第九章和附件四规定提供全部付款文件。
3买方银行联系行将保函正本存放在其银行开立的安全帐户中。
4买方银行联系行只需要将保函的安全收据和正本保函的复印件提供给卖方或卖方银行。
总之，开证行（买方银行）既是合同的第一付款责任人，也是合同“第三方委托人”，从中起到保护买卖双方的作用。
保函注明“无条件的，不可撤消的，保兑的,全款的”是根据ICC458保护卖方在保函到期前能收到全额货款，但是在保函到期前，卖方没有完成合同所规定的相关条款，即MT760通知函中根据ICC500所规定的相关条款，卖方是索取不到任何货款的。
SWIFT报文的结构与报文类型1. 报文头（Header）：报文头是SWIFT报文的第一部分，包含了报文类型和版本号等信息。
报文头字段包括：- Application Identifier (SWIFT应用标识符)：表示报文的类型，如MT（Message Type）表示普通金融电报，MX表示MX消息（XML格式的消息），ACK表示确认报文等。
- Service Identifier (服务标识符)：表示报文的通信服务类型，如批量通信、即时通信等。
- Logical Terminal Address (逻辑终端地址)：表示发出或接收报文的金融机构的唯一代码。
- Session Number (会话编号)：表示该报文所属的会话的编号。
- Sequence Number (序列号)：表示报文在会话中的顺序。
2. 报文主体（Body）：报文主体是SWIFT报文的核心部分，包含具体的交易或通信信息。
报文主体字段的结构和内容根据报文类型的不同而有所区别。
3. 报文尾（Trailer）：报文尾是SWIFT报文的最后一部分，包含了报文的完整性校验信息和报文长度。
报文尾字段包括：- Message Trailer (报文尾标识符)：表示报文尾的开始。
- Message Authentication Code (消息认证码)：用于验证报文的完整性和真实性。
- Block Count (块计数)：表示报文中的块数。
- Block Trailer (块尾标识符)：表示块尾的开始。
1.MT100：汇款指令报文，用于发出或接收汇款指令的消息。
2.MT103：单笔汇款报文，用于发出或接收单笔汇款的消息。
3.MT202：银行间支付报文，用于发出或接收银行间支付的消息。
4.MT300：外汇远期信用证报文，用于发出或接收外汇远期信用证的消息。
5.MT400：信用证报文，用于发出或接收信用证的消息。
6.MT500：信用证修订报文，用于发出或接收信用证修订的消息。
MT700/701格式，开立信用证时使用；MT705格式，信用证预先通知用；MT707格式信用证修改用；MT710/711格式通知由第三家银行开立跟单信用证用；MT720/721格式转让跟单信用证用；MT730格式确认收妥跟单信用证，并证实已通知受益人用；MT732格式发报行通知收报行有关单据已被开证申请人接受用；MT734格式发报行通知收报行单证不符的拒付通知用；MT740格式发报行授权收报行偿付信用证项下款项，即偿付授权用；MT742格式发报行向收报行索偿用；MT750格式发报行通知收报行有关单据不符点，即所谓“电提”用；MT752格式发报行授权收报行在单据没有其他不符点的情况下，可以付款/承兑/议付，该报文是对MT750的答复；MT754格式发报行通知收报行单证相符，已对有关单据进行付款/承兑/议付，并已按批示寄单，即所谓“通知电”；MT756格式发报行通知收报行，已进行了偿付/付款。
我们一般所接触的是MT700/701和MT707三种格式，其他及MT103、MT199、MT760亦作了解。
单证员必读---SWIFT MT700/MT701 格式信用证综述信用证是银行(开证行)根据买方(申请人)的要求和指示向卖方(受益人)开立的在一定期限内凭规定的,符合信用证条款的单据,即期或在一个可以确定的将来日期,承付一定金额的书面承诺.信用证在贸易中的应用非常广泛,开证人(进口商)可以利用单据条款,约束受益人(出口商);受益人只要提供了符合条件的单据,就能从银行拿到货款.信用证用银行信用替代了商业信用,给国际贸易,国内贸易中的买卖双方提供了便利.现在银行间传递的信用证,几乎都使用’环球同业银行金融电讯协会’( Society for Worldwide Interbank Financial Telecommunication . 简称的处理和信息传递系统,所以受益人收到的信用证大多是Message Types SWIFT-MT700/MT701格式,现在我们来读懂这种格式的信用证.Basic Swift Codes (Message Types)MT400 Advice of PaymentMT410 AcknowledgementMT412 Advice of AcceptanceMT420 TracerMT422 Advice of Fate & Request for InstructionsMT430 Instruction AmendmentMT573 Statement of Pending TransactionsMT700 Issuance Details of a Documentary CreditMT705 Documentary Credit Pre-AdviceMT707 Documentary Credit AmendmentMT710 Third Bank's Documentary Credit AdviceMT720 Documentary Credit TransferMT730 AcknowledgementMT732 Advice of DischargeMT734 Advice of RefusalMT740 Reimbursement AuthorizationMT742 Reimbursement ClaimMT747 Reimbursement Authorization AmendmentMT750 Discrepancy AdviceMT752 Pay, Accept or Negotiate AuthorizationMT754 Pay, Accept or Negotiate AdviceMT760 Issuance of a GuaranteeMT767 Guarantee AmendmentMT768 Guarantee Message AcknowledgementMT769 Advice of a Guarantee Reduction or ReleaseBeginning of message 下面两条------里的是银行间传递的一些信息SWIFT项下开立跟单信用证MT格式SWIFT项下开立跟单信用证MT格式一般有17种：MT700/701格式开立信用证时使用MT705格式信用证预先通知用MT707格式信用证修改用MT710/711格式通知由第三家银行开立跟单信用证用MT720/721格式转让跟单信用证用MT730格式确认收妥跟单信用证，并证实已通知受益人用MT732格式发报行通知收报行有关单据已被开证申请人接受用MT734格式发报行通知收报行单证不符的拒付通知用MT740格式发报行授权收报行偿付信用证项下款项，即偿付授权用MT742格式发报行向收报行索偿用MT750格式发报行通知收报行有关单据不符点，即所谓“电提”用MT752格式发报行授权收报行在单据没有其他不符点的情况下，可以付款/承兑/议付，该报文是对MT750的答复MT754格式发报行通知收报行单证相符，已对有关单据进行付款/承兑/议付，并已按批示寄单，即所谓“通知电”MT756格式发报行通知收报行，已进行了偿付/付款。
MT103和MT202的联系与区别：
MT103是银行客户的汇款格式，有汇款人，收款人名称和账户等信息，收款人可以凭以贷记收款人账户；MT202是银行间头寸汇划报文格式，没有受益人名称和账号信息，收款行自然无法入账。
国内银行汇款，一般用所谓的“间接汇款”，只发一个MT103电文给自己的账户行，由账户行自行选择收款人的账户行并汇划资金头寸，有可能收款行收到MT103电文时，资金头寸没到账而不能入客户账，但目前已基本上能做到次日到账（美元）。
也有“两岸通”等名称的的直接汇款，即同时发送MT103电文和MT202电文，MT103向账户行指示收款行和收款人名称和账号等，同时通过MT202指示账户行向收款人的账户行汇划资金头寸，速度较间接汇款快。
顺便提一下，信用证、托收等，银行是通过MT202付款的，由收款银行根据电文中的业务编号来区别是什么客户的款项。
有时付款行MT202错误引用或电文传输过程中遗失相关信息，收款行就无法顺利入客户账，所以经常有无法清分的MT202汇款要经办行“认领”，如果通过金额等信息能判断，问题可以解决，解决不了，需要汇款行补充信息或退回汇款行重新汇划。
仅有MT202的客户汇款，就需要汇款行补充收款人名称和账号信息，如果办不到，只有退回重汇。
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