SWIFT电开信用证的电文格式_18921

最新SWIFT信用证范本SWIFT信用证范本1227: Sequence of total 序列号31/1 指只有一张电文440A: Form of documentary credit 跟单信用证形式5 IRREVOCABLE 不可撤消的信用证620: Doc. Credit Numbe712345678 信用证号码831C: Date of issue 开证日92002XXXX1031D: Date and place of expiry 信用证有效期112002XXXX12BENEFICIARY’S COUNTRY 有效地1350: Applicant 信用证开证审请人（你们的客户名）14 ABC CO., LTD.15CHINA1659: Beneficiary 受益人（你们公司名）17EFG CO., LTD.18ADDRESS32B: Currency code amount 信用证项下的金额1920USD XXXXXXX,2141D: Available with 议付适用银行22ANY BANK23BY NEGOTIATION 任何议付行2442C: Draft at 开汇票25XXX DAYS AFTER SIGHT26FOR FULL INVOICE value 见票XXX天付款（发票全额）2742A: Drawee 付款人28ABOCCNBJXXX29AGRICULTURAL BANK OF CHINA, XXX BRANCH 某农业银行某支行3043P: Partial shipment 是否允许分批装运31ALLOWED 可以3243T: Transshipment33ALLOWED 允许转运3444A: Taking charge 装船港口35XXXXXX PORT3644B: For transportation to 目的港CHINESE PORT373844C: Latest date of shipment 最后装船期392002XXXX4045A: Description goods and/or services 货物/服务描述41GENERAL MERCHANDISE 日用品4246A: Documents required 须提供的单据文件/doc/9c3339556.html,MERCIAL INVOICE IN TRIPLICATE 一式三份商业发票43442.FULL SET OF CLEAN ON BOARD B/L MARKED FREIGHT PREPAID MADE OUT TO 45ORDER OF SHIPPER AND NOTIFYING APPLICANT 全套已装船清洁提单，标明运费预付，收货人一栏填根据发货人指示，通知开证审请人46473.PACKING LIST IN DUPLICATE 装箱单一式二份4847A: Additional conditions 附加条件491.AGRICULTURAL BANK OF CHINA SINGAPORE BRANCH IS ASSIGNED TO DISCOUNT 50THE L/C 中国农业银行为指定的付款行512.AFTER NEGOTIATION BANK HAS SENT TESTED TELEX TO ISSUING BANK 52CERTIFYING DOCUMENTS IN COMPLIANCE WITH THE L/C TERMS AND INDICATION 53INVOICE value,THEN NEGOTIATION BANK IS AUTHORIZED TO CLAIM REIMBURSEMENT 54BY TESTED TELEX/SWIFT FROM AGRICULTRUAL BANK OF CHINA SINGAPORE BRANCH 55AT SIGHT BASIS. SINGAPORE BRANCH WILL EFFECT PAYMENT WITHIN 5 WORKING DAYS.5657议付行发电传给开证行确认单证相符，并指示发票金额，然后以SWIFT电码或电传的形式授权中国农业银行新加波支行付款给收益人，新加波支行将在5859五个工作日内履行付款义务6071B: Charges 开证以外产生的费用61ALL BANKING CHARGES OUTSIDE OF THE ISSUING BANK (EXCEPT FOR THE 62DISCOUNT INTEREST AND DISCOUNT CHARGES) ARE FOR BENEFICIARY’S63ACCOUNT 开证行以外产生的费用由信用证收益人负担（票据贴现利息与折扣除外）646548: Period for presentation 单据提交期限66DOCUMENTS MUST BE PRESENTED WITHIN XX DAYS AFTER LATEST SHIPMENT DATE BUT WITHIN THE VALIDITY OF THIS6768CREDIT 在信用证有效期内，最迟装运期后XX天内，向银行提交单据6949: Confirmation instruction70WITHOUT 不保兑7153A: Reimbursement Bank 偿付行72ABOCSGSG7378: Instructions to pay/account/negotiation bank 指示付款行？议74付行751.A DISCREPANCY(IES) FEE OF USDXX.00 WILL BE DEDUCTED FROM THE 76PROCEEDS IF THE DOCUMENTS ARE PRESENTED WITH A DISCREPANCY(IES). 如果单据提交有差异，差额将从信用额里扣除77782.ALL DOCUMENTS SHOULD BE DESPATCHED TO US （ADDRESS：XXXXXXX）INONE LOT BY COURIER SERVICE.7980所有单据应一次性通过快件形式发给我们8172: Sender to receiver information 说明82THIS CREDIT IS ISSUED SUBJECT TO UCP500 (1993 REVISION) 本信用证83跟据跟单信用证通一惯例UCP500（1993 年版）开出84One original and four photocopies of the commercial invoice showing standard export packing and also showing non-quota when a non-quota item8586is shipped.87出具一式四份标准出口包装的商业发票,若为无配额商品,则需另出无配额证明8889One origianl and three photocopies of inspection certificate issued 90by hymin park of min woo international inc.91出具一式三份由hymin park of min woo international inc.签发的商检92证书93A fax letter by angela stating that one full set of non-negotiable94documents was received.95Angela传真声明需出具一整套不可议付之单证96One origianal and three photocopies of beneficiary's certificate 97certifying that a production sample was sent to the attention of ruth plant or Albert elkaim of buffalo jeans ,4009899sauve west, montreal , quebec h3l 1z8100一式三份的受益人产品样品之证明书寄至工厂或是此地址: Albert elkaim101of buffalo jeans ,400102sauve west, montreal , quebec h3l 1z8 (加拿大的一个地址)103One original and three photocopies of packing list.104装箱单一式三份105full set of original marine bills of lading clean on board or106multimode transport documents clean on board plus 2 non-negotiable copies107issued by air sea transport inc.. weihai, china made out or endorsed toorder of bnp paribass(canada) marked freight collect, notify general 108109customs brokers attn linda 514-876-1704110全套清洁已装船的海运提单或是清洁已装船之多式联运提单需加两份由111air sea transport inc签发的不可议付单据副本.提单需注明由bnp 112paribass(Canada)付费,通关联系人 Linda,电话514-876-1704113one original and three photocopies of certificate of export licenceof textile products showing the year of quota which mustcorrespond to 114115the year of shipment except in the case of non-quota which an export116licence is not required.出具一式三份的纺织品出品许可证明书,年度配额须与年度出货一致,其中117118无需配额要求除外.119One original and three photocopies of certificate of origin.一式三份的原产地证书120121one original and three photocopies of canada customs invoice.122一式三份的加拿大海关发票123a fax letter by albert elkaim,michel bitton, ruth plant,kathy 124alix,nancy whalen,marjolaine martel,mimi bernola,anna 125 sciortino,jennyfer hassan or charles bitton stating a sample was 126received.127albert elkaim,michel bitton, ruth plant,kathy alix,nancy 128 whalen,marjolaine martel,mimi bernola,anna sciortino,jennyfer hassan or 129charles bitton这些人传真声明的可接受之样品letter from shipper on their letterhead indicating their name of 130131company and address,bill of lading number,container number and that this 132shipment,including its container,does not contain any non-manufactured 133wooden material, tonnage, bracing material, pallets, crating or other 134non-manufactured wooden packing material.135托单需注明托运人公司,地址,提单号,货柜号,及装载量,包括非木质包装之排水量,托盘,板条箱或其它非木质包装材料136137信用证条款如下:138DOCUMENTS REQUIRED 45A1、FULL SET CLEAN SHIPPED ON BOARD SHIPPING CO’S BILL OF LADING 139140ISSUED TO THE ORDER OF OMDURMAN NATIONAL BANK, SAGGANA BRANCH MAKED 141FREIGHT PREPAIK AND NOTIFY APPLICANT.2、 SIGNED COMMERCIAL INVOICE IN FIVE ORIGINAL AND THREE COPIES DULY 142143CERTIFIED TRUE AND CORRECT.。

信用证格式及swift MT700一.SWIFT介绍SWIFT 又称：“环球同业银行金融电讯协会”，是国际银行同业间的国际合作组织，成立于一九七三年，目前全球大多数国家大多数银行已使用SWIFT系统。

SWIFT的使用，使银行的结算提供了安全、可靠、快捷、标准化、自动化的通讯业务，从而大大提高了银行的结算速度。

由于SWIFT 的格式具有标准化，目前信用证的格式主要都是用SWIFT电文，因此有必要对SWIFT进行了解。

SWIFT: Society for Worldwide Interbank Financial Telecommunications二、swift 特点及电文表示方式特点1.SWIFT需要会员资格。

我国的大多数专业银行都是其成员。

2.SWIFT的费用较低。

同样多的内容，SWIFT的费用只有TELEX（电传）的18%左右，只有CABLE（电报）的2.5%左右。

3.SWIFT的安全性较高。

SWIFT的密押比电传的密押可靠性强、保密性高，且具有较高的自动化。

4.SWIFT的格式具有标准化。

对于SWIFT电文，SWIFT组织有着统一的要求和格式。

电文表示方式1.项目表示方式SWIFT 由项目(FIELD)组成，如：59 BENEFICIARY（受益人），就是一个项目，59是项目的代号，可以是两位数字表示，也可以两位数字加上字母来表示，如51a APPLICANT（申请人）。

不同的代号，表示不同的含义。

项目还规定了一定的格式，各种SWIFT电文都必须按照这种格式表示。

在 SWIFT电文中，一些项目是必选项目（MANDATORY FIELD)，一些项目是可选项目（OPTIONAL FIELD)，必选项目是必须要具备的，如：31D DATE AND PLACE OF EXPIRY（信用证有效期），可选项目是另外增加的项目，并不一定每个信用证都有的，如：39B MAXIMUM CREDIT AMOUNT（信用证最大限制金额）。

SWIFT信用证的格式代号为MT700和MT707代码(Tag)栏位名称(Field Name)27合计次序(Sequence of Total)20信用证编号（Documentary Credit Number）45B货物描述与交易条件（Description Goods and/or Services）46B应具备单据（Documents Required）47B附加条件（Additional Conditions）50申请人（Application）59受益人（Beneficiary）32B币别代号、金额（Currency Code，Amount）39A信用证金额加减百分率（Percentage Credit Amount）39B最高信用证金额（Maximum Credit Amount）39C可附加金额（Additional Amount Covered）41a向…银行押汇，押汇方式为…（Available Wit h…By…）42C汇票期限（Drafts a t…）42a付款人（Drawee）42M混合付款指示（Mixed Payment Details）42P延期付款指示（Deferred Payment Details）43P分运（Partial Shipments）43T转运（Transhipment）44A由…装船/发送/接管（Loading on Board/Dispatch/Taking in Charge at/fro m…）44B装运至…（For Transportation t o…）44C最后装船日（Latest Date of Shipment）44D装运期（Shipment Period）45A货物描述与交易条件（Description Goods and/or Services）46A应具备单据（Documents Required）47A附加条件（Additional Conditions）71B费用（Charges）48提示期间（Period for Presentation）49保兑指示（Confirmation Instructions）53a清算银行（Reimbursement Bank）78对付款/承兑/让购银行之指示（Instructions to the Paying／Accepting/Negotiation bank）57a收讯银行以外的通知银行(“Advise Through”Bank)72银行间的备注(Sender to Receiver Information)注:M/O为Mandatoryandatory与Optional的缩写，前者是指必要项目，后者为任意项目。

信用证的SWIFT电文格式（转载）2009年08月09日星期日 16:06一.SWIFT介绍SWIFT是“环球银行财务电讯协会（Society for Worldwide Interbank Financial Telecommunication）的缩写，专门为银行业务信息传递提供服务。

SWIFT在互联网上有专用服务器，银行里面也有相应的电脑硬件和SWIFT软件，用于登录、收发SWIFT电子文件。

这种SWIFT电文当然跟电子邮件不同，有专门的、非常古板的格式（…..银行做事情都很古板）--message type，简称MT。

而且不同类别的银行业务还有不同的MT格式，分别编号。

比如用于电汇的就是MT100格式，用于托收的MT400格式，信用证开证则是MT700等等，所以内行人一看格式、标题就可以知道此SWIFT电文是说什么事的了。

----这就是为什么咱们常可以看到一份信用证开头部分的条款“SWIFT Message Type : MT : 700 Issue of Documentary Credit”。

二.SWIFT特点1.SWIFT需要会员资格。

我国的大多数专业银行都是其成员。

2.SWIFT的费用较低。

同样多的内容，SWIFT的费用只有TELEX（电传）的18%左右，只有CABLE（电报）的2.5%左右。

3.SWIFT的安全性较高。

SWIFT的密押比电传的密押可靠性强、保密性高，且具有较高的自动化。

4.SWIFT的格式具有标准化。

对于SWIFT电文，SWIFT组织有着统一的要求和格式。

三.SWIFT电文表示方式。

1.项目表示方式SWIFT由项目(FIELD)组成，如：59 BENEFICIARY（受益人），就是一个项目，59是项目的代号，可以是两位数字表示，也可以两位数字加上字母来表示，如51a APPLICANT（申请人）。

不同的代号，表示不同的含义。

项目还规定了一定的格式，各种SWIFT电文都必须按照这种格式表示。

跟单信用证：目前采用SWIFT格式，依据《UCP600》规定，例样如下：FROM：CITIBANK INTERNATIONAL，LOS ANGELES, U.S.A.开证行：花旗银行xxxxTO：BANK OF CHINA QINGDAO BRANCH，QINGDAO，CHINA 通知行：xx银行xx分行xxxx27: SEQUENCE OF TOTAL1/127: 电文序列1/140A: FORM OF DOCUMENTARY CREDITIRREVOCABLE40A: 跟单信用证格式不可撤销20: DOCUMENTARY CREDIT NUMBERCRED152334920: 跟单信用证号CRED15233493lC: DATE OF ISSUE07090631C: 开证日期07090640E：APPLICABLE RULESUCP LATEST VERSION40E: 适用规则《UCP》最新版本31D: DATE AND PLACE OF EXPIRY07110231D: 有效期和有效地点071102 xx50: APPLICANTUNITED OVERSEAS TEXTILE CORP.220E 8TH STREET A682 LOS ANGELES50: 开证xxxx大华纺织公司220栋，8号街，682室xx xx59: BENEFICIARYQINGDAO QINGHAI CO.,LTD.186 CHONGQIN ROA 26600259: 受益人xxxx有限公司xx186号xxxx 266002（邮编）32B: CURRENCY CODE, AMOUNT:USD58575，0032B: 货币代码和金额58575.00美元39A：PRECENTAGE CREDIT AMOUNT TOLERANCE10/10 39A: 信用证金额上下浮动百分比10/10（10%）41A: AVAILABLE WITH.. BY..CITIUS33LAX BY DEFERRED PAYMENT41A: 兑付方式花旗银行xx分行以延期付款方式兑付42P: DEFERRED PAYMENT DETAILSAT 90 DAYS AFTER B/L DATE42P: 付款细节提单签发日后90天43P: PARTIAL SHIPMENTSNOT ALLOWED43P: 分批装运不允许43T: TRANSSHIPMENTNOT ALLOWED43T: 转运不允许44E: PORT OF LOADING/AIRPORT OF DEPARTUREQINGDAO PORT，CHINA44E: 装运港/始发航空站xx xx44F: PORT OF DISCHARGE/AIRPORT OF DESTINATIONLOS ANGELES PORT，U.S.A.44F: 卸货港/目的航空站xx xx港44C: LATEST DATE OF SHIPMENT07101744C: 最晚装运期07101745A: DESCRIPTION OF GOODS AND/OR SERVICES+TRADE TERMS: CIF LOS ANGELES PORT，U.S.A.ORIGIN:+ 71000M OF 100% POLYESTER WOVEN DYED FABRICAT USD0.75 PER MWIDTH:150CM,>180G/M245A: 货物/服务描述+贸易术语：CIFxx港，xx原产地：xx+71000米100%涤纶染色机织布料单价为0.75美元/米幅宽：150厘米，xx：不小于180xx/平方米46A: DOCUMENTS REQUIRED+SIGNED COMMERCIAL INVOICE IN THREEFOLD+FULL SET OF CLEAN ON BOARD OCEAN BILL OF LADING MADE OUT TO THE ORDER AND BLANK ENDORSED,NOTIFY：APPLICANT（FULL ADDRESS）MARKED FREIGHT PREPAID+SIGNED DETAILED PACKING LIST+CERTIFICATE OF ORIGIN+HANDSIGNED INSURANCE POLICY/CERTIFICATE COVERING MARINE INSTITUTE CARGO CLAUSES A (1.1.1982),INSTITUTE STRIKE CLAUSESCARGO(1.1.1982),INSTITUTE WAR CLAUSES CARGO (1.1.1982) FOR 110PCT OF THE INVOICE AMOUNT46A: 单据要求+签署的商业发票，一式三份+全套清洁的已装船提单，空白抬头（TO ORDER），空白背书，通知开证xx（完整地址），注明运费预付+签署的装箱单+原产地证书+手签的保险单或保险凭证，遵照英国伦敦保险协会货物条款，按照发票总金额的110%投保ICCA,ICC罢工险、ICC战争险47A: ADDITIONAL CONDITION10PCT MORE OR LESS IN AMOUNT AND QUANTITY ALLOWED47A: 附加条款金额和数量允许有上下10%的变动幅度71B: CHARGESALL CHARGES AND COMMISSIONS OUTSIDE ARE FOR BENEFICIARY'S ACCOUNT71B: 费用发生在xx以外的全部费用和佣金由受益人承担48: PERIOD FOR PRESENTATIONWITHIN 15 DAYS AFTER SHIPMENT BUT WITHIN THE VALIDITY OF THIS CREDIT:48: 交单期限装运期后15天，但必须在信用证有效期内49: CONFIRMATION INSTRUCTIONSWITHOUT49: 保兑指示没有78:INSTRUCTIONS TO THE PAYING/ACCEPTING/NEGOTIATING BANKAT MATURITY DATE，UPON RECEIPT OF COMPLYING DOCUMENTS C/O OURSELVES，WE WILL COVER THE REMITTING BANK AS PER THEIR INSTRUCTIONS78: 对付款行/承兑行/议付行的指示在到期日，我行在收到相符单据后，根据偿付行的指示偿付货物标准格式LETTER OF CREDIT编号：Reference:作者：Author:标题：Title:发往：Send to:报文类型：Message Type:优先级：Priority:传送监控：Delivery Monitoring:27 ：报文页次sequence of total40A ：跟单信用证类型form of documentary credit20：跟单信用证号码documentary credit number23：预通知编号Reference to Pre-Advice31C ：开证日期date of issue31D ：到期日date of expiry 到期地点place of expiry51A ：开证xx银行——银行代码applicant bank-BIC50 ：开证xx applicant59 ： beneficiary32B ：币别代号与金额currency code, amount40E ：适用规则applicable rules41D ：向银行押汇… 押汇方式为available with … by … name/address42C ：汇票汇款期限drafts at…42A ：汇票付款人——银行代码drawee-BIC43P ：条款partial shipments43T ：转运条款transshipment44A ：装船/发运/接受监管的地点loading on board / dispatch/taking in charge44B ：货物发送最终目的地for transportation to …44C ：最迟装运日期latest date of shipment45A ：货物/劳务描述description of goods and/or services46A ：要求documents required47A ：附加款件additional conditions71B ：费用负担charges48 ： period for presentation49 ：指示confirmation instructions78 ：给//议付行的指示instructions to pay/accept/negotiate bank 72 ：附言sender to receiver information。

电开信用证标准格式ISSUE OF A DOCUMENTARY LETTER OF CREDITTO:(full name and address of the advising bank) FM:THE PEOPLE'S CONSTRUCTION BANK OF CHINA THIS BRANCH(full name and address of the issuing bank) DATE: JULY, 01, 1992TEST: ON(l/c amount)form of documentary credit:IRREVOCABLE (不可撤消信用证)documentary credit number:……（信用证号）date of issue:……date and place of expiry:……applicant:（申请人）(full name and address of the applicant) beneficiary: （受益人）(full name and address of the beneficiary) currency code/amount: （货币总额）CURRENCY CODE: ……NOT EXCEEDING（不可超出）AMOUNT: ……CURRENCY USD AMOUNT ……available with/by:（可用于支付的银行/方式）WITH ANY BANKBY……draft (s) at/drawn on/for:DRAFT (S) AT……SIGHTDRAWN ON ……FOR …… PERCENT OF THE FULL INVOICE VALUEpartial shipments: （不完全的运送）…ALLOWED / PROHIBITED禁止transhipment: （转运）…ALLOWED / PROHIBITED禁止loading on board dispatch/taking in charge at/from:……for transportation to:……latest date of shipment:……discription of goods and/or services:……price terms:……documents required:1.+FULL SET OF CLEAN SHIPPED ON BOARD FREIGHT PREPAID OCEAN BILLS OF LADING MADE OUT TO ORDER AND BLANK ENDORSED AND NOTIEY APPLICANT.2.+SIGNED COMMERCIAL INVOICES IN …… COPIES INDICATING CONTRACT NO., L/C NO. AND SHIPPING MARK.3.+PACKING LIST IN …… COPIES INDICATING GROSS AND NETT WEIGHTS OF EACH PACKAGE ISSUED BY THE MANUFACTURER.4.+CERTIFICATE OF QUALITY, QUANTITY WEIGHT IN …… COPIES ISSUED BY THE MANUFACTURER.5.+YOUR LETTER ATTESTING THAT THE EXTRA COPIES OF DOCUMENTS HAVE BEEN DISPATCHED TO THE APPLICANT.6.+CERTIFIED COPY OF BENEFICIARY'S CABLE/TELEX/FACSIMILE ADVICE APPLICANT ADVISING THE NAME OF THE CARRYING VESSEL ITS SAILI DATE TOTAL NUMBER OF PACKAGES VALUE OF GOODS AND THIS CREDIT NUMBER WITHIN …… HOURS AFTER SHIPMENT DATE.other conditions:……country of origin and manufacturer:……period for presentation:DOCUMENTS TO BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF ISSUANCE OF THE SHIPPING DOCUMENTS BUT WITHIN THE VALIDITY OF THE CREDIT.confirmation instruction:……banking charges:ALL BANKING CHARGES OUTSIDE CHINA ARE FOR THE ACCOUNT OF THE BENEFICIARY.instructions to neg/acc/pay bank:1.+ALL DOCUMENTS ARE TO BE SENT IN …… LOT BY EXPRESS AIRMAIL TO OURSELVES.2.+THE AMOUNT OF EACH DRAWINGS MUST BE ENDORSED ON THE REVERSE OF THIS CREDIT.3.+UPON RECEIPT OF DOCUMENTS IN WHICH COMPLIANCE WITH THE TERMS OF THIS LETTER OF CREDIT WE WILL REIMBURSE YOU ACCORDING TO YOUR INSTRUCTIONS.4.+KINDLY LET US HAVE YOUR REIMBURSEMENT INSTRUCTIONS.5.+IF DOCUMENTS PRESENTED WITH DISCREPANCY (IES) WE SHALL REIMBURSE WITH DRAFT AMOUNT LESS USD25.00 OR EQUIVALENT BEING DISCREPANCY FEE.additional conditions:1.+ALL DOCUMENTS MUST BE ISSUED INDIVIDUALLY.2.+DOCUMENTS ISSUED EARLIER THEN THIS CREDIT ISSUING DATE ARE NOT ACCEPTABLE.3.+A DISCREPANCY FEE OF USD25.00 OR EQUIVALENT WILL BE DEDUCTED FROM THE PROCEEDS IF DOCUMENTS ARE PRESENTED WITH DISCREPANCY (IES). WE ENGAGE WITH DRAWERS ENDORSERS AND BONA FIDE HOLDERS OF DRAFT (S) DRAWN UNDER AND IN COMPLIANCE WITH THE TERMS OF THIS CREDIT THAT SUCH DRAFT (S) WILL BE DULY HONOURED ON DUE PRESENTATION AND ON DELIVERY OF DOCUMENTS AS SPECIFIED. THIS CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FORDOCUMENTARY CREDITS (1983 REVISION) ICC PUBLICATION NO. 400. THIS IS AN OPERATIVE INSTRUMENT AND NO CONFIRMATION TO BE FOLLOWED.。

swift信用证样本[新版]SWIFT信用证样本Swift 信用证样本Issue of a Documentary Credit (开证行,一般为出口商的往来银行，须示开证行的信用程度决定是否需要其他银行保兑confirmation见49) BKCHCNBJA08E SESSION: 000 ISN: 000000 BANK OF CHINALIAONING NO. 5 ZHONGSHAN SQUARE ZHONGSHAN DISTRICTDALIAN CHINADestination Bank (通知行advising bank见57A)KOEXKRSEXXX MESSAGE TYPE: 700 KOREA EXCHANGE BANK SEOUL178.2 KA, ULCHI RO, CHUNG-KO (一般由受益人指定往来银行为通知行，如愿意通知，其须谨慎鉴别信用证表面真实性;应注意信用证文本的生效形式和内容是否完整，如需小心信用证简电或预先通知和由开证人直接寄送的信用证或信用证申请书，因其还未生效，且信用证一般通过指定通知行来通知，可参考《出口实务操作》page237)40A Type of Documentary Credit (跟单信用证类型)IRREVOCABLE (信用证性质为不可撤消。

在信用证中需明示其是可撤或不可撤，如无明示，信用证应视为不可撤;只有明确“可装让”的信用证方可装让)20 Letter of Credit Number (信用证号码) LC84E0081/99 (信用证号码,一般做单时都要求注此号)31G Date of Issue (开证日期)99091631D Date and Place of Expiry (信用证到期时间地点。

通常最后装船期的时间加上单据提示的时间就是信用证到期时间。

通常要求在出口商国内到期。

审证时也应注意信用证是否有有条件生效条款，如“待获取进口许可证时才生效”) 991015 KOREA51D Applicant Bank (开证行)BANK OF CHINA LIAONING BRANCH50 Applicant(开证申请人)DALIAN WEIDA TRADING CO., LTD59 Beneficiary (受益人)SANGYONG CORPORATION CPO BOX 110 SEOUL KOREA (名称与地址与印就好的文件上的要一致，其他单据制作照抄此名址即可)32B Currency Code, Amount (信用证结算货币和金额)USD 1,146,725.04 (与此相关的可参考《全新出口单证操作与技巧》page79-82)41D Available with...by... (指定的有关银行和信用证兑付方式)ANY BANK BY NEGOTIATIO (意为任何银行议付，有的信用证为ANY BANK BY PAYMENT,此为银行付款后无追索权;前则有追索权，就是有权限要回已付给你的钱，其实为贴现行、购票行，为善意第三人。

SWIFT 信用证及其基本内容国际上各银行开具的信用证没有统一的格式，但无论是以什么方式开具的信用证，其遵循的基本原则和基本内容都是一致的。

在出现了SWIFT组织以后，信用证的形式和条款逐渐规范，并在实际业务中为大多数国家的银行所遵循。

Swift共有十类特点格式化和规范化第一类客户汇款与支票第二类银行头寸调拨第三类外汇买卖和存放款第四类托收第五类证券第六类贵金属与辛迪加第七类跟单信用证和保函第八类旅行支票第九类银行帐务第十类SWIFT系统电报SWIFT电讯的表示方法1、各国货币的表示方法美元USD 人民币CNY 日元JPY 英镑GBP2、数字的表示方法数字不使用分格号，小数点用逗号表示5，152，286.36 表示为5152286，364/5 0，8 5%表示为5 PERCENT日期的表示方法YYMMDD 2007年10月15日表示为071015第七类重点介绍MT700/701 MT707MT700/701开立信用证格式最长不能超过2000个字符，假如超过2000，我们将其分为若干部分，使用一个MT700以及若干个MT701MT700 02 02表示电讯等级代码(普通级)27, 40A , 20 ,31D,50,32B,41M,49为必选项目(MANDA TORY) 其余为选用项目(OPTIONAL) SWIFT信用证是指凡通过SWIFT系统开立或予以通知的信用证。

在国际贸易结算中，SWIFT 信用证是正式的、合法的，被信用证各当事人所接受的、国际通用的信用证。

采用SWIFT 信用证必须遵循SWIFT的规定，也必须使用SWIFT手册规定的代号（TAG），而且信用证必须遵循国际商会1993年修订的《跟单信用证统一惯例》各项条款的规定。

在SWIFT信用证中可省去开证行的承诺条款，但不因此免除银行所应承担的义务。

SWIFT信用证的特点是快速、准确、简明、可靠。

SWIFT报文（TEXT）由一些项目（FIELD）组成，每一种报文格式（MESSAGE TYPE，MT）规定了由那些项目组成，每一个项目又严格规定了由多少字母、多少数字或多少字符组成。

SWIFT信用证的式样如下：BASIC HEADER F01BKCHCNBJA9400542763485APPLICANTION HEADER Q7001043011214SCBKHKHHBXXX34146333331048N*SHANGHAI COMMERCIAL BANK LIMITED*HONG KONGUSER HEADER SERVICE CODE103:BANK.PRIORITY113:MESG USER REF.108:BBIBMEY036P40000INFO.FROM CI115:SEQUENCE OF TOTAL27:1/1FORM OF DOC.CREDIT40A:IRREVOCABLEDOC.CREDIT NUMBER20:LCBB61561DATE OF ISSUE31C:041214EXPIRY31D:DATE050129PLACE AT OUR COUNTER IN HONGKONG APPLICANT50:ABLENDID DEVELOPMENT LTDUNIT10-6,15/F MENAL ASIA GRANITE34WAI YIP STREET,KOWLOON HONG KONGBENEFICIARY59:SOHO TEXTILE AND LIGHT INDUSTRY CO.LTD.120TAIPING ROAD.NANJING,CHINAAMOUNT32B:CURRENCY USD AMOUNT108.750,00POS./NEG.TOL.(%)39A:10/10AVAILABLE WITH/BY41D:ANY BANKBY NEGOTIATIONDRAFTS AT…42C:AT SIGHTDRAWEE42D:SHANGHAI COMMERCIAL BANK LTD.HONGKONG FOR FULL INVOICE VALUEPARTIAL SHIPMENTS43P:ALLOWEDTRANSSHIPMENT43T:ALLOWEDLOADING IN CHARGE44A:PORT IN CHINAFOR TRANSPORT TO…44B:AARHUS,DENMARKDESCRIPTION OF GOODS45A:FABRIC CRUSHED VELOUR,150CM,AT USD7.5/MAS PER S/C NO.2K11121,JSL ORDER NO.4500207220ART.5360004/10,1,000M VANILLAART.5360025/30,2,000M BURGUNDYART.5360029/40,10,700M HUNTER GREENALL CIF AARHUS,DENMARKDOCUMENTS REQUIRED46A:1.FULL SET OF CLEAN‘ON BOARD OCEAN VESSEL’BILL OF LADING ISSUED TO ORDERAND BLANK ENDORSED NOTIFYING JYSK CO.LTD.,AND MARKED‘FREIGHT PREPAID’SHOWING NAME AND ADDRESS OF SHIPPING COMPANY’S AGENT AT DESTINATION.2.SIGNED COMMERCIAL INVOICES IN TRIPLICATE SHOWING CIF VALUE OF THEMENTIONED GOODS AND STATING‘WE HEREBY CERTIFY THAT THE GOODS HEREININVOICED CONFIRM WITH P/O NO.,JSL ORDER NO.AND ART.NO.’3.PACKING LISTS IN TRIPLICATE SHOWING NUMBER OF CARTONS,GROSS WEIGHT,NETWEIGHT AND SPECIFIED PER CONTAINER,4.GSP CERTIFICATE FORM A IN DUPLICATE ISSUED BY COMPETENT AUTHORITY OF P.R.CHINA5.INSURANCE POLICY OR CERTIFICATE IN ASSIGNABLE FORM AND ENDORSED IN BLANKFOR110PCT OF INVOICE VALUE WITH CLAIMS PAYABLE AT DESTINATION INCURRENCY OF DRAFT COVERING ICC(A),INSTITUTE WAR CLAUSES(CARGO),INSTITUTE STRIKES CLAUSES(CARGO),WAREHOUSE TO WARHOUSE CLAUSES ANDSHOWING NO.OF ORIGINALS ISSUED.ADDITIONAL COND.47A:1.CHARGES INCURRED IN RESPECT OF ANY TELEGRAPHIC TRANSFER/CHARTSPAYMENT/PAYMENT ADVICE BY SWIFT/TELEX ARE FOR ACCOUNT OF BENEFICIARY.2.A HANDLING COMMISSION OF USD50.00OR EQUIVALENT,PLUS TELEX CHARGES,IFANY,WILL BE DEDUCTED FROM THE PROCEEDS FOR EACH SET OF DOCUMENTS WITHDISCREPANCIES PRESENTED UNDER THIS LETTER OF CREDIT.3.ALL DOCUMENTS MUST BE PRESENTED THROUGH BENEFICIARY’S BANKER AND EXTRACOPY OF INVOICE AND TRANSPORT DOCUMENT FOR L/C ISSUING BANK’S FILEREQUIRED.WE HEREBY ENGAGE WITH THE DRAWERS,ENDORSERS AND BONA FIDE HOLDERS THATDRAFTS DRAWN AND NEGOTIATED IN COMPLIANCE WITH THE TERMS AND CONDITIONSOF THIS CREDIT WILL BE DULY HONOURED ON PRESENTATION.THIS DOCUMENTARY CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FORDOCUMENTARY CREDITS(1993)REVISION,INTERNATIONAL CHAMBER OF COMMERCE,PUBLICATION NO.500.DETAILS OF CHARGES71B:ALL BANKING CHARGES OUTSIDE HONG KONGARE FOR ACCOUNT OF BENEFICIARY.PRESENTATION PERIOD48:ALL DOCUMENTS MUST BE PRESENTEDTO AND REACH OUR COUNTER IN HONG KONGWITHIN7DAYS AFTER B/L DATE.CONFIRMATION49:WITHOUTINSTRUCTIONS78:1.PLS FORWARD THE WHOLE SET OF DOCUMENTS IN ONE LOT TO OUR BILLS PROCESSINGCENTRE(KOWLOON)AT2/F.,666NATHAN ROAD,KOWLOON,HONG KONG VIA COURIERSERVICE AT BENEFICIARY’S EXPENSES.2.IN REIMBURSEMENT,WE SHALL REMIT PROCEEDS IN ACCORDANCEWITH YOUR INSTRUCTIONS UPON RECEIPT OF THE DOCUMENTSADVISE THROUGH57D:YOUR JIANGSU BRANCH,148ZHONGSHAN SOUTH ROAD,NANJING,CHINA。