文献出处：Oyelere P. The study on internet financial talent’s structure[J]. Accounting & Taxation, 2016, 2(1): 79-91.
原文
The study on internet financial talent’s structure
Peter Oyelere
Abstract
The rapid development of Internet financial, Internet financial products and model innovation. Development of industry, however, cannot leave the talent support, especially the financial industry, the Internet has many industries such as the Internet, finance, media convergence characteristics, demand for talent is diversified and complex, the traditional financial talent and IT can't satisfy the Internet financial demand for talent. So you need to study summary to the existing Internet financial model, analyzes the talent structure, these talents knowledge skills. On the one hand, fill the blank of the theoretical study of the Internet financial talent; on the other hand, for education to cultivate the Internet play a guiding role of financial talent. Keywords: internet financial, personnel structure, business process
1 Introduction
Since the Internet technology in the 20th century was born in the United States, with the Internet as the core of information technology into the era's most important global wave of technology, and the immeasurable speed and energy changing all walks of life, to People's Daily lives, a major impact on politics, economy, culture, promote the society into the network social form. In essence, financial itself is digital, and the Internet have the same number gene. Since the birth of the Internet technology, the Internet is closely related with the financial sector, the symbiotic development. Consistent innovation based on the Internet for the whole industry and the domestic special financial environment, the development of the Internet financial has its prime mover and broad prospects. On the one hand, the rapid development of Internet financial and good expectations, on the other hand is a lack of good and bad are
intermingled and talent development in the process of enterprise.
2 The ecological analysis of Internet financial
2.1 The development of the Internet financial
From a global perspective on the history of the Internet financial check, you can find the following events: the iconic 1992 E - Trade companies in the United States launched online securities trading; The United States in 1995 established the first network bank, the security first network bank (SFNB);In the late 1990 s, the mobile phone bank was born in the Czech republic; In Japan in 1999, the first complete the insurance company of business of selling insurance via the Internet;1998 pay (Paypal) as a trading company in the United States; In 2005, the world's first appeared in Britain P2P lending platform Zopa; In 2008 the first the indiegogo raise platform was established in the United States.
In 2005-2012.At this stage, no longer pure Internet and finance is the combination of technology, and deep into the financial business areas: network lending began to sprout, the suggests to enter, third-party payment gradually grow. After that, the P2P lending rapid development platform. Moreover some traditional Banks, brokerages and other financial institutions also rely on the Internet, the restructuring of the business model innovation, speed up the construction of innovative online platform. The future, the Internet financial will rely on big data, cloud computing application data, and even the Internet of things to produce more likely.
2.2 The definition of internet financial model
The Internet financial as a spectrum, and according to various financial form in pay three differences, information processing, the allocation of resources will be in the field is divided into six main types: 1) the financial Internet, the Internet for financial intermediation and market instead of physical network, human services, including Internet banking, mobile banking, securities and insurance companies, network financial trading platform, online sales of financial products.2) mobile payments with the third party payment, reflect the Internet's impact on financial payment.3) the Internet currency, is the Internet's impact on monetary form.4) based
