保险英语常用词汇The document was prepared on January 2, 2021保险英语常用词汇insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商指专保水险的保险商保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人,受保人to cover effect,arrange,take out insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC People’s Insurance Company of China 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金保险收入insurance free of from particular average FPA. 平安险单独海损不赔insurance with particular average WPA, basic risks. insurance against all risks. 综合险,应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination tainting 污染险insurance against total loss only TLO 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss natural loss 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion SRCC 罢工,暴动,民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery TRND 盗窃提货不着险risk of fresh and/of rain water damagewetting 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odourchange of flavour 恶味险,变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险海运货物保险All Risks 一切险average 海损Particular Average 单独海损General Average 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险,健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis election 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损理算cargo damageinspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查,货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单,货物保险单cargopremium 货运保险费,货物保险费cargounderwriter 货物保险承保人商,货险承保人,货物承保人cashloss 现金赔款cash value 现金价值catastrophe 巨灾catastrophe excess oflossCXL 巨灾超赔\巨灾超赔分保categories of insurance 保险类别ceding company 分出公司cedinginsurancecompany 分保公司ceding, retrocessionfor reinsurance 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证cession limit 分保限额China Insurance Clause CIC 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claims andarbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损,破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险consequential loss CL 后果损失constructive totalloss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单,保险证明covernote 暂保单证明同意承保的临时文件coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damage cargoclerk 理残员,货损管理员damage cargo list 货损单,残货单damage certificate 损坏证明书damageclaim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书,货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursement policy 船舶驶费保险单dividend system 红利制度doubleinsurance 双保险dual valuation clause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowment insurance 养老保险endowment policy 人寿定期保险单eventlimit 事件限额ex gratiapayments 通融赔款excessloss 超额赔款excess of losscover 超额赔偿excess of lossXL 超赔分保exclusion 除外责任EXLprotection 超赔保障exposed areas 风险承受区域exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extraneous risks additional risks 附加险保险英语词汇Ffacultative business 临分保facultativereinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fineprint 细则finiterisk 有限制的风险finite risktransfer 有限风险转移floating policy 浮动保险单franchise deductible 免赔额；免赔率free of all average FAA 全损赔偿freight insurance 运费保险freightpolicy 运费保险单fullcoverage 全额承保fullinsurance 全额保险full insurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneral averageGA 共同海损graceperiod 宽限期gross net premium incomeGNPI 总净保费收入groupinsurance 团体保险guarantee ofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险,健康保险heavydamage 严重破坏holistic risktransfer 整体风险转移hook damage 勾钩损险hour clause 小时条款保险英语词汇I保险英语词汇J-LJ jettison 投弃L law ofinsurance 保险法law of large numbers 大数法则leaflet 说明书lessexposed 损失可能性小letter of guarantee 保函,保证书liability 责任liabilityinsurance 责任保险license bond 执照保险life assured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费loss adjuster 损失理算人lossoccurrence 损失发生loss occurringbasis 损失发生基础loss of profit 利损险loss participation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmail contractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marine insurance 海上运输保险,水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表用于计算保险风险multiple claim 多次重复索赔multiple insurance 重复保险mutualinsurance 相互保险mutual insurancecompany 相互保险公司保险英语词汇NNatCat pooling 自然灾害共保natural catastropheNatCat 自然灾害natural premium 自然纯保费net retained lines 净自留额net retained losses 损失净自赔额no profitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险openpolicy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland transportation insurance 陆上运输保险保险英语词汇Pparcel post insurance 邮包运输保险partialloss 部分损失particular averagePA 单独海损peril 危险、危险事故perils of the sea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum lossPML 可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurancecompany 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority deductible 优先免赔额proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产property insurance 财产保险proportional cover 比例分保proportionalreinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人分保公司、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewalpremium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额return period 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险,保险额risk carrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费\风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvage charge 救助费用salvagevalue 残值,获救货物或船舶的价值second eventcover 第二事件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spreadloss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogation center 代位求偿权sue and labor expenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplus insurance 盈余保险survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区term insurance 定期保险TG 拐点周期the insured 被保险人,受保人time policy 定期保险单topographicmap 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunder insurance 低额保险underwriters 保险商指专保水险的保险商、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvalued insurance 不定值保险unvalued policy 不定值保单utmost goodfaith 最大诚信保险英语词汇V-ZVvalued insurance 定值保险voluntary insurance 自动保险Wwaiver and estoppels 弃权与禁止反言windstorm 风暴workingcost 营业费用working expenses 营业费用writing 承保writtenpremiums 承保保费。
