FRM核心词汇(金融中英文词典精要版)

a payment or serious payments 一次或多次付款 abatement 扣减absolute and unconditional payments 绝对和无条件付款 accelerated payment 加速支付 acceptance date 接受日 acceptance 接受 accession 加入accessories 附属设备accountability 承担责任的程度 accounting benefits 会计利益 accounting period 会计期间 accounting policies 会计政策 accounting principle 会计准则 accounting treatment 会计处理 accounts receivables 应收账款 accounts 账项accredited investors 经备案的投资人 accumulated allowance 累计准备金acknowledgement requirement 对承认的要求 acquisition of assets 资产的取得 acquisitions 兼并Act on Product Liability （德国）生产责任法 action 诉讼actual ownership 事实上的所有权 additional filings 补充备案 additional margin 附加利差 additional risk 附加风险 additions （设备的）附件 adjusted tax basis 已调整税基 adjustment of yield 对收益的调整 administrative fee 管理费Administrative Law （美国）行政法 advance notice 事先通知 advance 放款adverse tax consequences 不利的税收后果 advertising 做广告affiliated group 联合团体 affiliate 附属机构African Leasing Association 非洲租赁协会 after-tax rate 税后利率 aggregate rents 合计租金 aggregate risk 合计风险agreement concerning rights of explore natural resources 涉及自然资源开发权的金 程 教 育 f r m .g f e d u .c o m协议agreement 协议aircraft registry 飞机登记air<I>frame</I> （飞机的）机身 airports 机场airworthiness directives （飞机的）适航指令 alliances 联盟allocation of finance income 财务收益分配allowance for losses on receivables 应收款损失备抵金 alternative uses 改换用途地使用amenability to foreign investment 外国投资的易受控制程度 amendment 修改American Law Institute 美国法学会amortization of deferred loan fees and related consideration 递延的贷款费和相关的报酬的摊销amortization schedule 摊销进度表 amortize 摊销amount of recourse 求偿金额 amount of usage 使用量AMT (Alternative Minimum Tax) （美国）可替代最低税 analogous to 类推为annual budget appropriation 年度预算拨款 appendix （契约性文件的）附件 applicable law 适用法律applicable securities laws 适用的证券法律 applicable tax life 适用的应纳税寿命 appraisal 评估appraisers 评估人员 appreciation 溢价appropriation provisions 拨款条例 appropriation 侵占approval authority 核准权 approval 核准approximation 近似arbitrary and artificially high value (承租人违约出租人收回租赁物时法官判决的)任意的和人为抬高的价值 arbitration 仲裁arm's length transaction 公平交易 arrangement 安排 arrest 扣留Article 2A 美国统一商法典关于法定融资租赁的条款 articles of incorporation 公司章程 AsiaLeaae 亚洲租赁协会金 程 教 育 f r m .g f e d u .c o massess 评估asset manager 设备经理asset risk insurance 资产风险保险 asset securitization 资产证券化 asset specificity 资产特点 asset tracking 资产跟踪asset-backed financing 资产支持型融资 asset-based lessor 立足于资产的出租人asset-oriented lessor (经营租赁中的)资产导向型出租人 asset 资产assignee 受让人 assignment 让与 association 社团at the expiry 期限届满时ATT (automatic transfer of title) 所有权自动转移 attachments 附着物 attributes 属性 auction sale 拍卖 audits 审计authenticate 认证 authentication 证实 authority 当局 authorize 认可availability of fixed rate medium-term financing 固定利率中期融资可得到的程度available-for-sale securities 正供出售证券 average life 平均寿命average managed net financed assets 所管理的已筹资金资产净额平均值 aviation authority 民航当局backed-up servicer 替补服务者 backhoe 反铲装载机balance sheet date 资产负债表日 bandwidth 带宽bank affiliates 银行的下属机构 bank quote 银行报价 bankruptcy cost 破产成本 bankruptcy court 破产法院 bankruptcy law 破产法金 程 教 育 f r m .g f e d u .c o mbankruptcy proceedings 破产程序 bankruptcy 破产bareboat charterer 光船承租人bargain renewal option 廉价续租任择权 basic earnings per share 每股基本收益 basic rent 基本租金（各期应付的租金） beneficiaries 受益人big-ticket items 大额项目 bill and collect 开票和收款binding agreement 有约束力的协议 blind vendor discount 卖主暗扣bluebook 蓝皮书（美国二手市场设备价格手册） book income 账面收入 book loses 账面亏损 borrower 借款人BPO(bargain purchase option)廉价购买任择权 bridge facility 桥式融通 bridge 桥梁broker fee 经纪人费 brokers 经纪人build-to-suit leases （租赁物由承租人）承建或承造的租赁协议 bulldozer 推土机bundled additional services 捆绑（在一起的）附加服务 bundling 捆绑（服务）business acquisition 业务收购business and occupation tax 营业及开业许可税 business generation 业务开发 business trust 商业信托 by(e)-laws 细则 byte 字节cable TV network 有线电视网络 cable 电缆cancelability 可撤销性 cancelable 可撤销的 capacity 资格capital allocation 资本分派 capital constraint 资金掣肘金 程 教 育 f r m .g f e d u .c o mcapital contribution 出资额 capital cost 资本费用capital expenditure 基建费用 capital lease 融资租赁协议 capital market 资本市场 capitalize 资本化captive finance company 专属金融公司 captives 专属公司carrying amount 维持费用 carrying value 账面结存价值 case law 案例法cash collatera1现金抵押 cash election 现金选择cash flow coverage ratio 现金流偿债能力比率 cash flow 现金流cash receipts and cash applications 现金收入及现金运用casualty value 要因价值（指租赁物毁坏或灭失时承租人应付的赔偿金额） casualty 灾变、事故CAT(computer-added tomograph)依靠电脑的层析X 射线摄影机 category 种类causal sale 偶然销售 ceiling 上限cellular(mobile)移动通信 central authority 中央集权certificate of acceptance 接受证书、验收证书 certificate of participation 共享证书 certificate 证书charitable trust 公益信托 chattel mortgage 动产抵押 chattel paper 动产文据checking account 存款支票户 checklists 审核内容清单 circuit board 线路板civil and commercial law 民商法 Civil Code （德国）民法典civil law country （欧洲大陆各国的）大陆法系国家 claim 权利要求 classes 级别classification criteria 归类标准classification determination 类别的确定 classification indicators 分类指标 classification of leases 租赁协议分类 classification opinion 分类观点金 程 教 育 f r m .g f e d u .c o mclassification process 归类过程clawback (用附加税)填补（福利开支） client 顾客 clinic 诊所collateral agent 副代理人collateral tracking system 抵押物跟踪制度 collateral value 抵押物价值collateralized by third party medical receivables due 以第三方到期医疗应收款作为质押collateral 抵押物collect and disburse 收取和支付 collectibility 可收回程度 collection 托收comfort level 方便程度 commerce clause 商务条款 commercial risk 商业风险 commercial terms 商业条款 commissions 佣金 commitment 承诺common carriage 通用车队common law country （英美等）海洋法系国家 common trust 共同信托 commonality 通用性 compensate 补偿competitive risk 竞争风险 competitor 竞争者complex finance leases 复杂的融资租赁 comprehensive income 综合收入 comptroller 审计官 computer 计算机conceptual difference 概念上的差别 concession period 持有特许权的期间 concession 让步、特许 conclusion 结论conditional sales agreement 附条件销售协议 conditions of usage 使用条件conduit structure 管道结构(的公司) confidentiality 保密性 configure 改装 conflict 冲突connectivility （信息传递中的）可连通性consensual or non-consensual lien 同意或非经同意的留置权 consent 同意金 程 教 育 f r m .g f e d u .c o mconsolidation 合并constructive acceptance of collateral 抵押物的指定接受 constructive sale 推定出售consulting and advisory services 咨询及顾问服务 Consumer Credit Act （德国）消费者信用法 consumer price index 消费者价格指数consumer secured transaction 消费者有担保交易 consumer transaction 消费者交易 consumption tax 消费税 container 集装箱contingent rental 随机租金 contingent rents 随机租金continuation beyond the termination date 终止日后的接续continuous and close customer contact 同客户持续而紧密的接触 contract maintenance （对设备的）合同维修 contract origination 合同开发 contract pool 合同池contract portfolio 合同组合 contract sales 合同出售 contracting cost 缔约成本 contracting states 缔约国contracts for services 服务合同 contractual provisions 合同条款 contributions 出资Convention on the Recognition and Enforcement of Foreign Arbitral Award 承认和执行外国仲裁裁决公约 convention 公约converted subordinated notes 可转换次级票据 convincing case 有说服力的案例 core <I>frame</I>work 核心框架 corporate aircraft 公务（飞）机 corporate debt market 公司债市场 corporate guarantees 公司担保 corporate income tax 公司所得税 corporation 公司 correlation 相关性cost of capital 资金成本 cost of funds 筹资成本 cost of sale 销售成本coterminous rate 同期利率 counsel 律师counterclaim 反诉金 程 教 育 f r m .g f e d u .c o mcourse of dealing and usage of trade 交易习惯和贸易惯例 covenants 契约coverage （保险中的）险别 crane 起重机credit and liquidity enhancement 信用及流动性增级 credit card receivables 信用卡应收款 credit card 信用卡credit development 信用变化 credit enhancement 信用增级credit history and profile 信用记录和规模 credit rating 信用等级credit risk allocation and management 信用风险的分摊及管理 credit risk 信用风险credit underwriting process 信用担保程序 credit-based lessor 立足于信用的出租人credit-oriented lessor(经营租赁中的)信贷导向型出租人 creditors 债权人creditworthiness 信誉criterion （衡量用的）标准 critical goals 关键性目标cross-border funding 跨境融资 currency risk 货币风险current and non-current liabilities 当期及非当期负债 current ratio 流动比率current realization 即期实现 cushion 缓冲customer contact 客户联系customer's purchase cycle 客户的购买周期 customers 客户cable TV network 有线电视网络 cable 电缆cancelability 可撤销性 cancelable 可撤销的 capacity 资格capital allocation 资本分派 capital constraint 资金掣肘 capital contribution 出资额 capital cost 资本费用capital expenditure 基建费用 capital lease 融资租赁协议 capital market 资本市场金 程 教 育 f r m .g f e d u .c o mcapitalize 资本化captive finance company 专属金融公司 captives 专属公司carrying amount 维持费用 carrying value 账面结存价值 case law 案例法cash collatera1现金抵押 cash election 现金选择cash flow coverage ratio 现金流偿债能力比率 cash flow 现金流cash receipts and cash applications 现金收入及现金运用casualty value 要因价值（指租赁物毁坏或灭失时承租人应付的赔偿金额） casualty 灾变、事故CAT(computer-added tomograph)依靠电脑的层析X 射线摄影机 category 种类causal sale 偶然销售 ceiling 上限cellular(mobile)移动通信 central authority 中央集权certificate of acceptance 接受证书、验收证书 certificate of participation 共享证书 certificate 证书charitable trust 公益信托 chattel mortgage 动产抵押 chattel paper 动产文据checking account 存款支票户 checklists 审核内容清单 circuit board 线路板civil and commercial law 民商法 Civil Code （德国）民法典civil law country （欧洲大陆各国的）大陆法系国家 claim 权利要求 classes 级别classification criteria 归类标准classification determination 类别的确定 classification indicators 分类指标 classification of leases 租赁协议分类 classification opinion 分类观点 classification process 归类过程clawback (用附加税)填补（福利开支） client 顾客 clinic 诊所collateral agent 副代理人金 程 教 育 f r m .g f e d u .c o mcollateral tracking system 抵押物跟踪制度 collateral value 抵押物价值collateralized by third party medical receivables due 以第三方到期医疗应收款作为质押collateral 抵押物collect and disburse 收取和支付 collectibility 可收回程度 collection 托收comfort level 方便程度 commerce clause 商务条款 commercial risk 商业风险 commercial terms 商业条款 commissions 佣金 commitment 承诺common carriage 通用车队common law country （英美等）海洋法系国家 common trust 共同信托 commonality 通用性 compensate 补偿competitive risk 竞争风险 competitor 竞争者complex finance leases 复杂的融资租赁 comprehensive income 综合收入 comptroller 审计官 computer 计算机conceptual difference 概念上的差别 concession period 持有特许权的期间 concession 让步、特许 conclusion 结论conditional sales agreement 附条件销售协议 conditions of usage 使用条件conduit structure 管道结构(的公司) confidentiality 保密性 configure 改装 conflict 冲突connectivility （信息传递中的）可连通性consensual or non-consensual lien 同意或非经同意的留置权 consent 同意consideration 对价 consolidation 合并constructive acceptance of collateral 抵押物的指定接受 constructive sale 推定出售consulting and advisory services 咨询及顾问服务金 程 教 育 f r m .g f e d u .c o mConsumer Credit Act （德国）消费者信用法 consumer price index 消费者价格指数consumer secured transaction 消费者有担保交易 consumer transaction 消费者交易 consumption tax 消费税 container 集装箱contingent rental 随机租金 contingent rents 随机租金continuation beyond the termination date 终止日后的接续continuous and close customer contact 同客户持续而紧密的接触 contract maintenance （对设备的）合同维修 contract origination 合同开发 contract pool 合同池contract portfolio 合同组合 contract sales 合同出售 contracting cost 缔约成本 contracting states 缔约国contracts for services 服务合同 contractual provisions 合同条款 contributions 出资Convention on the Recognition and Enforcement of Foreign Arbitral Award 承认和执行外国仲裁裁决公约 convention 公约converted subordinated notes 可转换次级票据 convincing case 有说服力的案例 core <I>frame</I>work 核心框架 corporate aircraft 公务（飞）机 corporate debt market 公司债市场 corporate guarantees 公司担保 corporate income tax 公司所得税 corporation 公司 correlation 相关性cost of capital 资金成本 cost of funds 筹资成本 cost of sale 销售成本coterminous rate 同期利率 counsel 律师counterclaim 反诉 counterpart 副本course of dealing and usage of trade 交易习惯和贸易惯例 covenants 契约coverage （保险中的）险别 crane 起重机金 程 教 育 f r m .g f e d u .c o mcredit and liquidity enhancement 信用及流动性增级 credit card receivables 信用卡应收款 credit card 信用卡credit development 信用变化 credit enhancement 信用增级credit history and profile 信用记录和规模 credit rating 信用等级credit risk allocation and management 信用风险的分摊及管理 credit risk 信用风险credit underwriting process 信用担保程序 credit-based lessor 立足于信用的出租人credit-oriented lessor(经营租赁中的)信贷导向型出租人 creditors 债权人creditworthiness 信誉criterion （衡量用的）标准 critical goals 关键性目标cross-border funding 跨境融资 currency risk 货币风险current and non-current liabilities 当期及非当期负债 current ratio 流动比率current realization 即期实现 cushion 缓冲customer contact 客户联系customer's purchase cycle 客户的购买周期 customers 客户damage 损害dampening effect 削弱性效应 data transfer 数据转换 data transmission 数据传输DDC (dedicated contract carriage)指定车型及司机的合同车队 dealer lessors 供应商出租人 debt capital 债务资本 debt covenant 债务契约 debt instruments 债务证书debt issuance costs 债务发行成本 debt maturities 债务期限 debt securities 债务证券 debt service 债息金 程 教 育 f r m .g f e d u .c o mdebt-equity ratios 自有资金负债率 debt-equity treatment 债务－权益处理 debtor 债务人debt-to-equity ratio 权益负债率 decay （机械设备的）腐蚀 declarations 声明dedicated capacity carriage 指定最低运输量的合同车队 dedicated carriage 一应俱全的车厢 deductibility 可抵扣程度 deduction 扣减 default 违约defeasance structures 带有废止条款的结构 defense 抗辩deficiency claim 损失索赔 deficiency 损失、缺陷definitional maze 定义上的暧昧不明 definition 定义 deflation 通货紧缩 deinstallation 拆卸delay in delivery 延迟交付 delinquencies 拖欠delivery and acceptance process 交付及验收程序 denunciation 退出deposit account 押金账项 deposit taker 存款接受者 deposition 处置depreciated value 折余价值depreciation allowance 折旧提存 depreciation benefit 折旧好处 depreciation deductions 折旧抵扣 depreciation expense 折旧费用 depreciation period 折旧期间 deregulation 解除管制derivative financial instruments 衍生的金融工具 designated location 指定的位置 detention 扣押 detraction 减损developed and mature market 发达而成熟的市场 diagnostic equipment 诊断设备 differentiation 差别化 digitization 数字化diluted earning per share 每股稀释后收益direct and consequential damage 直接和间接损失金 程 教 育 f r m .g f e d u .c o mdirect financing lease 直接融资租赁 direct tax 直接税disaster recovery services （电脑租赁的）救灾服务 disclaimer 免责disclosure items 披露项目 discount rate 折现率discounted present value 折现值 discretion 自由酌情处理 discrimination 差别待遇disguised credit sale 变相信贷销售disguised purchaser of the leased asset 经过伪装的租赁资产买入人（指融资租赁的承租人）dispute resolution process 争议解决程序 dissolution 解散 distinction 区别distinctive triangular relationship 特有的三边关系 distribution 分配diverse nuances 多样化的细微差别 diversification 多样化 diversity 多样性 dividends 红利documentation 文件制作及提供 domestic law 国内法double taxation agreement 双重课税协议 double tax 双重税double-dip tax leases （租赁一方为美国法人而另一方不是美国法人时的）双重所有权租赁协议down payment 定金 down time 窝工时间downgraded 信用等级下降downward sloped interest expense line 趋降的利息费用曲线 draftsmanship （合同文本的）起草 due diligence 应有的审慎 durability 耐久性duration of delay 拖延的持续时间 duress 胁迫金 程 教 育 f r m .g f e d u .c o mearly buyout 提前买断 early termination 提前结束earnings before minority interest 少数权益前收益 earnings pattern 收益模型 EBO (early buyout)提前买断 economic benefits 经济利益 economic climate 经济气候 economic life 经济寿命economic ownership 经济上的所有权 education 教育effective date 生效日effective ownership 有效的所有权effective waiver of defenses （对）抗辩的有效放弃 effectiveness 有效性 electronic mail 电子邮件 eligibility 合格性 embedded 嵌入emerging lease markets 新兴租赁市场 employee benefit plans 雇员福利计划 enactment 实施encumbrance 留置权end-of-term consequences 期末结果 end-of-term process 期末程序 ends up 倒闭end-users 最终用户 enforceable 强制性的enforcing remedies 实施补救 engine 发动机enhanced equipment trust certificate 增级的设备信托证书 enter into force 生效 entitlement 权利资格Environmental Liability Act （德国）环境责任法 EPS(earning per share)每股收益率 equalizing 等量化equipment cost 设备成本 equipment defects 设备瑕疵equipment identification 设备认定equipment leasing industry 设备租赁业equipment risk allocation and management 设备风险的分担及管理 Equipment Schedule 设备清单equitable owner 衡平法上的所有权人 equity capital 权益资本equity contribution 权益出资金 程 教 育 f r m .g f e d u .c o mequity in net loss of invests 投资净损失中的权益equity insertion 权益嵌入（指经营租赁的出租人在购置用于租赁的货物时要更多地依赖其自有资金）equity investor 权益投资人 equity securities 权益证券ERISA （ Employee Retirement Income and Security Act ）（美国）雇员退休收入及担保法escalation clauses 自动调整条款 essential use 实质性使用 estate （房地产）产业estimated remaining period 估计的剩余期间 estimated residual 估计的余值 estimates 估计ETO(early termination option)（对）提前结束（的）任择权 evolution 演变excess cash 过剩现金excess deduction 超额扣减 exchange 交换excise tax 许可证税exclusive remarketing firms （只处置某类设备的）专业性再处置公司 executory cost 执行成本 exempt assets 免税资产 exempt entity 免税机构 exercisable 可行使的exercise price 行使（某项权利，例如购买任择权时的）价格 exhaustion 损耗Exhibit （契约性文件的）附件 EXIM bank （美国）进出口银行 expenditure 开支 expertise 专长expiration of the initial lease term 初始租赁期限的届满 exposure to residual asset value 所承担的资产残值风险 express warranty 明示的担保extended retention of possession 对占有的延伸提留 extension 延期external reporting risk 财务报告引起的外部风险FAA(Federal Aviation Administration)(美国)联邦航空署 face value 面值金 程 教 育 f r m .g f e d u .c o mfactoring company 代理融通公司fair market value leases 公允市值租赁（指租金按租赁市场的常见数额来确定） fair market value transactions 公允市值交易 fair value 公允价值fair wear and tear 合理磨损FASB(Federal Accounting Standards Board) 13（美国）财务会计标准委员会第13号说明：租赁FASIT (financial asset securitization investment trust)金融资产证券化投资信托 fatal illness 绝症 features 装置federal income tax 联邦所得税Federal Tax Court （德国）联邦税务法庭 federally guaranteed mortgage 联邦保证抵押 fee receivable 应收费 fee subordination 附加费fee-based financing services 以收费为基础的融资服备 Felalease 拉美租赁协会 fiber optics 光纤fiduciary responsibilities 受托责任 filing 备案finance and other income 财务及其它收入 finance charges 财务费用finance companies 金融公司、财务公司 finance lease laws 融资租赁法律 finance lease 融资租赁协议 financial assets 金融资产financial bottom line 财务底线 financial components 财务成份 financial distortion 财务失真 financial institution 金融机构financial instruments 金融证书，金融工具 financial leasing transaction 融资租赁交易 financial leasing 融资租赁 financial lessor 融资出租人 financial performance 财务业绩 financial ratios 财务比率 financial reality 财务现实financial reporting risk(因财务失真所导致的)财务报告风险 financial statement appearance 资产负债表的表现 financial terms 融资条件 financiers 融资人financing source 融资来源 finding 认定金 程 教 育 f r m .g f e d u .c o mfirm term 确定的条款first amendment leases 首期更改租赁协议five different <I>frame</I>works （作为租赁交易宏观环境的）五个不同的框架 fixed investment trust 固定投资信托fixed purchase option 固定价格购买任择权 fixed rate 固定利率 fixed wire 有线(通信) fixture filing 固定备案 flexibility 灵活性floating lease accrued interest receivable 浮动租赁应计的应收利息 fluctuation 波动FMRV(fair market rental value)公允的租金市值 footnote disclosure 通过附注披露 foreclosure disposition 扣押抵债处置foreclosure 了结抵押（抵押权人按规定拍卖抵押物以受偿） forklift 叉车form report 格式报告forward rate agreement 远期利率协议 forward start swaps 远期掉期four criteria （区别融资租赁和经营租赁的）四项标准 fractional interest 零散权益 franchise 特许权 fraud 欺诈free standing derivative instruments 自力支撑的衍生工具 from cradle to grave 从摇篮到坟墓（指自始至终全程服务） front-end payment 前端支付FSL(full-service lease)全程服务租赁 fuel use tax 燃料使用税 full commitment 全额承诺 full disclosure 充分披露full-payout versus non-full-payout 全额支付还是非全额支付 full-payout 全额支付full-service lease 全套服务租赁 fund appropriation 拨款 fund risk 筹资风险funding resources 筹资渠道 funding risk 筹资风险 furnish 供应future cash flow 未来的现金流 future lease payment 未来租赁付款GAAP(generally accepted accounting principle)公认会计准则 gains 收益金 程 教 育 f r m .g f e d u .c o mgear ratio 资本充足率 gearing 资本充足率general intangible 一般无形物 geographic distance 地理上的距离 German Insolvency Act 德国破产法 global leasing industry 全球租赁业 global survey 全球调查 globalization 全球化 goods 货物 goodwill 商誉governmental agency 政府（指定的）代理机构 governmental body 政府机构 governmental fund 政府基金 governmental taking 政府征用GPTD(gross profit tax deferral)毛利税递延 grantor trust 委托人信托 grantors 委托人 grantor 授予人 growth rate 增长率guaranteed residual value 有担保的残值 guarantee 担保hallmark 印记 hardware 硬件harmonization(在有着不同法规情况下的)协调 headings 标题health care merchant fund incorporation 保健商融资公司 health care receivables 保健应收款 health care services 保健服务 healthcare provider 保健提供者 heavy maintenance 大修hedge against inflation 抵御通涨 hedge 套期保值 helicopters 直升机hell-or high water clauses 绝对责任条款 high technology leasing 高技术租赁 hire purchase agreement 租购协议 hire purchase contracts 租购合同 hirer 租入人 holders 持有人homogeneity 同质性hospitalization （到）医院治疗金 程 教 育 f r m .g f e d u .c o mhours of use （设备的）使用小时 hurdle rate 最低可接受费率IAS(International Accounting Standard) 17国际会计准则 17 租赁 IDC(initial direct costs)初始直接费用 identification 确认idle capacity 闲置的能力IFC(International Finance Corporation)国际金融公司 illness 疾病 illustration 演示immaterial items 非实质性事项immediately available fund 立即可以得到的资金 impairment of assets 资产减损 implementation 执行implicit interest rate 隐含利率 implied acceptance 默认接受implied warranty or guarantee 暗示的担保 in-bound leases 进口租赁inception of the lease 租赁协议开始日income and expense recognition 收入和支出的确认 income statement 损益表 income tax 所得税incremental borrowing rate of interest 新增借款利率 incurrance of an obligation 义务的承担 indebtedness 欠款 indemnification 赔偿 indemnify 保护indenture trustee 契约受托人 independent director 独立董事indexed rate 指数利率（指跟着某个基准利率走的利率） index 指数indirect bank leasing 间接的银行租赁 indirect tax 间接税individual lessees 个人承租人 industrialization 工业化 industry dynamics 行业动向industry lingo 行话（行业内的暗语） information 信息infrastructure 基础设施 infringement 侵权in-house expertise （该公司）自有的专长 initial accounting 初始的会计处理金 程 教 育 f r m .g f e d u .c o minitial case law 初始判例法 initial lease term 初始的租期 innovation 创新in-place remarketing 原地再处置 input tax 投入税insider transaction 内部交易 insolvency 破产inspection findings 检验结果 inspection report 检验报告 inspection 检验 inspector 检验员institutional finance 机构融资 instrument 工具、文据 insurance carrier 承保人 insurance claims 保险索赔 insurance coverage 保险类别insurance <I>function</I>保险功能 insurance policy 保险单 intangible assets 无形资产 intangible benefit 无形权益intellectual property right 知识产权 intelligence gathering 情报收集intentional or grossly negligent act 故意的或严重疏忽的作为 interest and fee income 利息和收费收入interest component of scheduled payments 排定进度付款的利息部分 interest rate spreads 利差 interest rate swaps 利率掉期interim real estate financing 不动产过渡性融资interim rent 暂行租金（在租金首付日应付的租金） intermediate twin-aisle 中程双过道（指飞机）internal preference （所披露的信息严重扭曲时的）内部参考 international financial leasing of equipment 国际设备融资租赁 international leasing community 国际租赁界international registration requirement plan （飞机的）国际登记计划要求 internationalization 国际化 Internet 互联网interperiod tax allocation 各期之间的税收分配 invasion 侵犯inventory 盘存、存货清册 investment company 投资公司investment grade credit rating 投资等级信用评级 investment return 投资回报 investors 投资人金 程 教 育 f r m .g f e d u .c o minvoice 发票IOSCO(International Organization of Securities Commissions)证券委员会国际组织IRC （Internal Revenue Code ）（美国）国内税收法 irrevocable 不可撤销的IRS(Internal Revenue Service)(美国)国内税务局 issue notes 出立票据 issuer 发行人IT assets 信息技术资产 item 项目job qualification sheet 职业资格证 judge 法官judgement 裁决judicial arena 司法场所judicially-assisted repossession 司法协助重新占有 junk bonds 垃圾债券 jurisdictions 司法管辖区label 标记landing gear （飞机的）起落架 landing 着陆language （合同中的）用语 large ticket asset 大额资产 lease application 租赁申请lease fee 租赁费（对租金中所含收益部分的形容） lease for movables 动产租赁协议 lease inception 起租日lease intended as security 担保意向租赁 lease liabilities 租赁负债lease lines of credit 租赁信贷限额 lease manager 租赁协议管理人 lease portfolio 租赁协议组合 lease registry 租赁协议登记 lease tax 租赁税lease termination payment （为）提前结束（租赁协议而作的）支付 lease term 租赁期限lease versus purchase 租还是买 leased assets 租赁资产leased equipment 租赁设备 leased items 租赁物件 leased property 租赁财产金 程 教 育 f r m .g f e d u .c o mleasehold 租赁、租借 lease-in/lease-out （美国特有的为享受税收待遇而在美国企业同外国企业之间订立的）租入租出租赁协议lease-purchase financing 租购融资 leases 租赁协议Leaseurope 欧洲租赁协会 leasing activities 租赁业务 leasing agreement 租赁协议 leasing arrangement 租赁安排 leasing company 租赁公司leasing professionals 租赁专业人员 leasing regulation 对租赁的管制leasing systems （手工的或电脑的）租赁业务管理系统 leasing's share of GDP 租赁占国内生产总值的份额 leasing 租赁legal arrangement 法律安排 legal consequences 法律后果 legal entity 法人 legal fees 法律费 legal form 法律形式 legal issue 法律课题legal ownership 法定所有权 legal owner 法定所有权人 legal right 法定权利 legal risk 法律风险 legal status 法律地位 legal title 法定所有权 legal treatment 法律处理legally empowered 法律授权的legitimate business purpose 合法的营业目的 lenders 放款人lenient terms 宽松条款 lessee intent 承租人的意向 lessee 承租人lessor's internal staff 出租人的内部人员 lessor 出租人letter of credit 信用证level of collateral 抵押水平 leverage borrowings 杠杆借款 leverage ratio 资本充足率 leveraged lease 杠杆租赁 levy 扣押liabilities 负债金 程 教 育 f r m .g f e d u .c o mliberal depreciation rules 自由折旧规则 license 特许licensing agreements 许可证协议licensing of lease activity 对租赁业务的许可 lien date 留置日 lien 留置权life-limited parts （飞机上）限制其使用小时的部件 limitation of liability 责任限度 limited ability 有限能力limited liability company 有限责任公司 liquidated damage 损失赔偿金 liquidator 清算人liquidity facility 流动性融通 liquidity support 流动性支持 liquidity 现金支付能力 litigation 诉讼loans disguised as leases 伪装成租赁的贷款 loan-type financing 贷款型融资 loan 贷款lobby effort 游说努力 local law 当地法律 local statues 当地法规 local tax 地方税 location 所在地lock box account 锁箱账户lock box collection and sweep arrangement （银行的）锁箱和自动转存安排 locomotive （铁路）机车long term rental contract 长期出租合同 loss containment 亏损防堵 loss ratio 赔付率 losses 损失lost sales losses 出租人为了再处置收回的租赁物而失去出租新的租赁物的机会所带来的损失MACRS depreciation （美国的）加速成本回收的折旧maintain reserves （飞机租赁中承租人承担的）保养准备金 maintenance contract 维修保养合同maintenance interval （飞机发电机的）维修间隔期 maintenance policies and procedures 保养方针及程序 make-whole premium 凑整升水金 程 教 育 f r m .g f e d u .c o mmanagerial reporting risk （财务报告导致的）管理层报告的风险 manipulation of accounting principles 对会计准则的巧妙运用 manufacturer subsidy （来自）制造商（的）补贴 marginal tax rate 边际税率 market friction 市场摩擦market imperfection 市场的不完善 market participants 市场参与者 market penetration 市场渗透率 market rates of interest 市场利率 market share 市场份额 market size 市场规模market stability 市场稳定性 marketplace 市场环境master lease illustration 租赁协议正文 master lease 主租赁协议 material facts 重要事实 maturity 到期日 means 手段measurement criteria 衡量标准 mechanism 机制memory <I>function</I>备忘功能 mercantile-type sale 商业性销售merchantability 适销性(经营租赁协议中的暗示保证) merges 合并merit review process 事实真相检查程序 middle-market leasing 中级市场租赁MIGA （Multilateral Investment Guarantee Agency ）多边投资担保署 minimum capital 最低资本minimum lease payments receivable 应收最小租赁付款 minimum lease terms 最短租赁期限 minimum rental rate 最低租金费率mirror-in/mirror-out principle （飞机返还时的维修状况同交付时）一模一样的原则mismatches 不匹配 mitigate 缓解（风险） mobility 移动性 model 模式modem“猫”（调制解调器） modification 更改monetary policy 货币政策money-over-money lease 钱到钱的租赁（租赁业内对融资租赁的俗称） monitoring 监控monoline insurer 单一险种保险人金 程 教 育 f r m .g f e d u .c o m。

金融英语：宏观经济的macroeconomic通货膨胀inflation破产insolvency有偿还债务能力的solvent合同contract汇率exchange rate紧缩信贷tighten credit creation私营部门private sector财政治理机构fiscal authorities宽松的财政政策slack fiscal policy税法tax bill财政public finance财政部the Ministry of Finance平衡预算balanced budget继续税inheritance tax货币主义者monetariest增值税VAT (value added tax)收入revenue总需求aggregate demand货币化monetization赤字deficit经济不景气recessiona period when the economy of a country is not successful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment经济好转turnabout复苏recovery成本推进型cost push货币供给money supply生产率productivity劳动力labor force实际工资real wages成本推进式通货膨胀cost-push inflation需求拉动式通货膨胀demand-pull inflation双位数通货膨胀double- digit inflation极度通货膨胀hyperinflation长期通货膨胀chronic inflation治理通货膨胀to fight inflation最终目标ultimate goal坏的影响adverse effect担保ensure贴现discount萧条的sluggish认购subscribe to支票帐户checking account货币控制工具instruments of monetry control 借据IOUs(I owe you)本票promissory notes货币总监controller of the currency拖收系统collection system支票清算或结算check clearing资金划拨transfer of funds可以相信的证实credentials改革fashion被缠住entangled货币联盟Monetary Union再购协议repo精明的讨价还价交易horse-trading欧元euro公共债务membership criteria汇率机制REM储备货币reserve currency劳动密集型labor-intensive股票交易所bourse竞争领先frontrun牛市bull market非凡的牛市a raging bull规模经济scale economcies买方出价与卖方要价之间的差价bid-ask spreads期货（股票）futures经济商行brokerage firm回报率rate of return股票equities违约default现金外流cash drains经济人佣金brokerage fee存款单CD(certificate of deposit)营业额turnover资本市场capital market布雷顿森林体系The Bretton Woods System经常帐户current account套利者arbitrager远期汇率forward exchange rate即期汇率spot rate实际利率real interest rates货币政策工具tools of monetary policy银行倒闭bank failures跨国公司MNC ( Multi-National Corporation)商业银行commercial bank商业票据comercial paper利润profit本票，期票promissory notes监督to monitor佣金（经济人）commission brokers套期保值hedge有价证券平衡理论portfolio balance theory外汇储备foreign exchange reserves固定汇率fixed exchange rate浮动汇率floating/flexible exchange rate货币选择权（期货）currency option套利arbitrage合约价exercise price远期升水forward premium多头买升buying long空头卖跌selling short按市价订购股票market order股票经纪人stockbroker国际货币基金the IMF七国集团the G-7监督surveillance同业拆借市场interbank market可兑换性convertibility软通货soft currency限制restriction交易transaction充分需求adequate demand短期外债short term external debt汇率机制exchange rate regime直接标价direct quotes资本流动性mobility of capital赤字deficit本国货币domestic currency外汇交易市场foreign exchange market国际储备international reserve利率interest rate资产assets国际收支balance of payments贸易差额balance of trade繁荣boom债券bond资本captial资本支出captial expenditures商品commodities商品交易所commodity exchange期货合同commodity futures contract普通股票common stock联合大企业conglomerate货币贬值currency devaluation通货紧缩deflation折旧depreciation贴现率discount rate归个人支配的收入disposable personal income从业人员employed person汇率exchange rate财政年度fiscal year自由企业free enterprise国民生产总值gross antional product库存inventory劳动力人数labor force债务liabilities市场经济market economy合并merger货币收入money income跨国公司Multinational Corproation个人收入personal income优先股票preferred stock价格收益比率price-earning ratio优惠贷款利率prime rate利润profit回报return on investment使货币升值revaluation薪水salary季节性调整seasonal adjustment关税tariff失业人员unemployed person效用utility价值value工资wages工资价格螺旋上升wage-price spiral收益yield补偿贸易compensatory trade, compensated deal 储蓄银行saving banks欧洲联盟the European Union单一的实体a single entity抵押贷款mortgage lending业主产权owner's equity普通股common stock无形资产intangible assets收益表income statement营业开支operating expenses行政开支administrative expenses现金收支一览表statement of cash flow贸易中的存货inventory收益proceeds投资银行investment bank机构投资者institutional investor垄断兼并委员会MMC招标发行issue by tender定向发行introduction代销offer for sale直销placing公开发行public issue信贷额度credit line国际债券international bonds 欧洲货币Eurocurrency利差interest margin以所借的钱作抵押所获之贷款leveraged loan权利股发行rights issues净收入比例结合net income gearing付款方法mode of payment现金付款payment by cash||cashpayment||payment by ready cash以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||fullpayment支付部分货款||分批付款payment in part||partpayment||partial payment记帐付款||会计帐目内付款payment on account定期付款payment on term年分期付款annual payment月分期付款monthly payment||monthlyinstalment延滞付款payment in arrear预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment支付票据payment bill名誉支付||干与付款payment forhonour||payment by intervention结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effectpayment结帐to settle||to make settlement||to makeeffect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off请求付款to ask for payment||to request payment恳求付帐to solicit payment拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款相当迅速to pay moderately well||to payfairly well||to keep the engagements regularly付款相当慢to pay slowly||to take extended credit付款不好to pay badly||to be generally in arrearwith payments付款颇为恶劣to pay very badly||to never payunless forced拒绝付款to refuse payment||to refuse to pay||todishonour a bill相信能收到款项We shall look to you for thepayment||We shall depend upon you for thepayment ||We expect payment from you惠请付款kindly pay the amount||please forwardpayment||please forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款I shall be obliged to take the necessary stepsto legally recover the amount. ||I shall becompelled to take steps to enforce payment.惠请宽限let the matter stand over tillthen.||allow me a short extension of time. ||Kindlypostpone the time for payment a little longer.索取利息to charge interest附上利息to draw interest||to bear interest||toallow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||toplace on deposit||to make deposit在银行存款to have money in a bank||to have abank account||to have money on deposit向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn intocash||to realize折扣用语从价格打10%的折扣to make adiscount of 10% off the price||to make 10%discount off the price打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)折扣例文除非另有说明，30日后全额付现，如有错误，请立即通知。

frm金融词汇摘要：一、前言二、金融词汇的重要性三、金融词汇的类别1.金融术语2.金融产品3.金融市场4.金融工具四、金融词汇的应用1.金融业务2.金融研究3.金融政策五、学习金融词汇的方法1.专业书籍2.在线资源3.实践操作六、总结正文：【前言】随着我国金融市场的快速发展，金融词汇的应用越来越广泛，了解和掌握金融词汇对于金融从业者和爱好者来说至关重要。

本文将简要介绍金融词汇的相关内容，以帮助大家更好地理解和运用金融词汇。

【金融词汇的重要性】金融词汇是金融领域的专业术语，它具有高度的专业性、严谨性和标准化。

掌握金融词汇，有助于提高金融从业者和爱好者在金融领域的沟通效率，加深对金融知识的理解，提高金融研究和实践水平。

【金融词汇的类别】金融词汇主要分为四类：金融术语、金融产品、金融市场和金融工具。

【金融术语】金融术语是描述金融领域概念、原理、方法和过程的专业词汇，如货币政策、信用风险、金融创新等。

【金融产品】金融产品是金融机构为满足客户需求而提供的具有金融属性的产品，如存款、贷款、股票、债券等。

【金融市场】金融市场是指资金供求双方进行金融工具交易的场所，如股票市场、债券市场、外汇市场等。

【金融工具】金融工具是金融市场上进行交易的载体，包括货币市场工具、资本市场工具、衍生品等。

【金融词汇的应用】金融词汇在金融业务、金融研究和金融政策等方面都有广泛应用。

【金融业务】在金融业务中，掌握金融词汇有助于正确理解和执行金融政策，提高金融产品和服务的推广效果。

【金融研究】在金融研究中，掌握金融词汇有助于准确描述金融现象，提高研究结论的科学性和准确性。

【金融政策】在金融政策制定和执行过程中，掌握金融词汇有助于提高政策的针对性和有效性。

【学习金融词汇的方法】学习金融词汇可以通过阅读专业书籍、利用在线资源和参与实践操作等途径进行。

【总结】金融词汇是金融领域专业沟通的基础，掌握丰富的金融词汇有助于提高金融从业者和爱好者在金融领域的沟通效率和业务水平。

frm金融英语词汇The realm of finance is a vast and complex landscape, where a deep understanding of specialized terminology is crucial for effective communication and decision-making. One such area of finance that demands a unique set of linguistic skills is the Certified Financial Risk Manager (FRM) designation. FRM is a globally recognized certification program offered by the Global Association of Risk Professionals (GARP), which focuses on equipping professionals with the knowledge and tools to manage financial risks effectively.At the heart of the FRM curriculum lies a comprehensive set of financial English vocabulary, encompassing a wide range of concepts and terminology. From risk management principles to quantitative analysis techniques, mastering this specialized lexicon is essential for FRM candidates to navigate the intricacies of the financial world.One of the fundamental aspects of FRM vocabulary is the understanding of risk management terminology. This includes concepts such as "value at risk" (VaR), which measures the potential loss in value of a risky asset or portfolio over a defined time horizon.Another key term is "credit risk," which refers to the risk of default or non-payment by a borrower. FRM professionals must also be familiar with "operational risk," which encompasses the potential for losses resulting from inadequate or failed internal processes, people, and systems.In addition to risk management, FRM candidates must also be well-versed in the language of financial analysis and modeling. This includes terms like "Monte Carlo simulation," a technique used to estimate the probability of different outcomes in a process that cannot be easily predicted due to the intervention of random variables. Another crucial concept is "correlation," which measures the degree of relationship between two or more variables, and is essential for portfolio diversification and risk management.The FRM curriculum also delves into the realm of derivatives, a complex financial instrument that has become increasingly important in the modern financial landscape. FRM professionals must understand terminology such as "options," "futures," "swaps," and "forwards," as well as the various pricing models and strategies associated with these instruments.Furthermore, FRM candidates must be adept at interpreting and applying financial statements, which requires a deep understanding of accounting and financial reporting terminology. This includesterms like "balance sheet," "income statement," "cash flow statement," and "financial ratios," all of which are crucial for analyzing the financial health and performance of a company or investment.Another critical aspect of FRM vocabulary is the understanding of regulatory and compliance-related terms. FRM professionals must be familiar with concepts such as "Basel Accords," which establish international banking regulations, as well as "Sarbanes-Oxley Act," a landmark legislation that aims to improve corporate governance and financial reporting.Beyond the technical aspects of finance, FRM candidates must also possess a strong grasp of the broader economic and market-related vocabulary. This includes terms like "inflation," "interest rates," "GDP," "recession," and "bull and bear markets," which are essential for understanding the macroeconomic factors that can impact financial risk and performance.Mastering the FRM financial English vocabulary is not merely a matter of memorizing a set of terms; it requires a deep understanding of the underlying concepts and their practical applications. FRM professionals must be able to seamlessly integrate this specialized language into their daily tasks, from risk analysis and portfolio management to regulatory compliance and strategicdecision-making.The importance of FRM vocabulary extends beyond the individual level; it is a crucial component of effective communication and collaboration within the financial industry. FRM professionals must be able to convey complex financial concepts to a diverse range of stakeholders, including clients, colleagues, regulators, and the general public. Proficiency in the FRM lexicon enables these professionals to bridge the gap between technical expertise and clear, concise communication, ultimately enhancing the overall quality of financial risk management practices.In conclusion, the FRM financial English vocabulary is a comprehensive and essential component of the Certified Financial Risk Manager designation. By mastering this specialized language, FRM professionals demonstrate their commitment to excellence, their depth of knowledge, and their ability to navigate the intricate world of finance. As the financial landscape continues to evolve, the importance of this specialized vocabulary will only continue to grow, making it a crucial investment for those seeking to excel in the field of financial risk management.。

银行从业者必知的金融英文词汇第一篇：银行从业者必知的金融英文词汇体验式英语教育先锋美联英语银行从业者必知的金融英文词汇StartStop银行从业者必知的金融英文词汇正如下文所示，虽然有一些让人感觉到匪夷所思的地方，但是只要掌握了相关的窍门，那么在背诵起来的时候依然可以很容易，接下来我们就到下文的内容介绍中去一看究竟，只有这样才能学得更好。

deficit 亏损roll展期wholesale批发default不履约auction拍卖collateralize担保markup价格的涨幅dealer交易员broker经纪人pension funds 养老基金face amount 面值commerical paper商业票据banker's acceptance银行承兑汇票Fed fund 联邦基金eurodollar欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating信誉级别tax collection税收money market货币市场capital market资本市场original maturity 原始到期期限surplus funds过剩基金lead bank牵头银行neogotiable timedeposit议付定期存款inter-bank money market银行同业货币市场medium term loan 中期贷款syndicated credit银团贷款merchant bank商业银行portfolio management 有价债券管理lease financing租赁融资note issurance facility票据发行安排bearer note不记名票价underwriting facility包销安排floating-rate note 浮动利率票据bond holder债券持持有者London Interbank Offered Rate（LIBOR）伦敦同业优惠利率back-up credit line备用信贷额promissory note（P.Np/n）本票revolving cerdit 循环信用证，即revolving letter of creditnon interest-bearing reserves无息储备金interest rate controls 利率管制interest rate ceiling 利率上限interest rate floor 利率下限银行从业者必知的金融英文词汇正如上文所示，大家在意识到了这些内容后，自己才会更好的学好这些相关的事项，同时，由于大家很好的把握了这些内容，相信我们的英语水平也将会产生了很大的转变，那么好好的把握这些吧。

金融专业常用术语inflationary spiral 螺旋式上升的通货膨胀neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策open market policy 公开市场政策deficit-covering finance 赤字财政fiscal and monetary policy 财政金融政策harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy 利率政策monetary device 金融调节手段monetary action 金融措施measures for monetary ease 金融缓和措施easy credit 放松信贷monetary and credit control 货币信用管理deficit covering 弥补赤字restrictive lending policy 贷款紧缩政策over-loan position 贷款超额credit expansion 信用扩张credit control instrument 信用调节手段credit control 信用控制restrictive monetary policy 紧缩通货膨胀credit extending policy 融资方针ultra-cheap money policy 超低息政策financial transaction 金融业务monetary market 金融市场financial unrest 金融动荡financial crisis 金融危机financial system 金融体系financial world 金融界policy of discou nt window 窗口指导政策open market operation 公开市场业务金融英语必背词汇表UNIT O NEdivision of lab or 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货a medium of exchange 交换媒介legal sanction 法律制裁face value 面值liquid assets 流动资产illiquidl assets 非流动资产the liquidity scale 流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大额可转让提款单money market mu tual funds 货币市场互助基金repurchase agreements 回购协议certificate of deposits 存单bond 债券stock 股票travelers'checks 旅行支票small-denomination time deposits 小额定期存款large-denomination time deposits 大额定期存款bank overnight repurchase agreements 银行隔夜回购协议bank long-term repurchase agreements 银行长期回购协议thrift institu tions 存款机构financial institu tion 金融机构commercial banks 商业银行a means of payment 支付手段a store of value 储藏手段a standard of value 价值标准UNIT T WOreserve 储备note 票据discount 贴现circulate 流通central bank 中央银行the Federal Reserve System 联邦储备系统credit union 信用合作社paper currency 纸币credit creation 信用创造branch banking 银行分行制unit banking单一银行制out of circulation 退出流通capital stock 股本at par 以票面价值计electronic banking 电子银行banking holding company 公司银行the gold standard金本位the Federal Reserve B oard联邦储备委员会the stock market crash 股市风暴reserve ratio 准备金比率UNIT T HREEdeficit 亏损roll 展期wholesale 批发default 不履约auction 拍卖collateralize 担保markup 价格的涨幅dealer 交易员broker 经纪人pension fu nds 养老基金face amount 面值commerical paper 商业票据banker's acceptance 银行承兑汇票Fed fu nd 联邦基金eurodollar 欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating 信誉级别tax collection 税收money market 货币市场capital market 资本市场original maturity 原始到期期限surplus funds 过剩基金常见“金融英语”词汇一览big macs,big/large-cap stock,mega-issue 大盘股offering,list 上市bourse 证交所corporate champion 龙头企业Shang hai Exchange 上海证交所pension fu nd 养老基金mu tual fund 共同基金hedge mu tual fund 对冲式共同基金share 股票valuation 股价underwriter 保险商government bond 政府债券saving account 储蓄帐户equity market 股市shareholder 股东delist 摘牌mongey-loser 亏损企业inventory 存货traded company,trading enterprise 上市公司stakeholder 利益相关者transparency 透明度market fundamentalist 市场经济基本规则damage-contral machinery 安全顾问efficient market 有效市场intellectual property 知识产权opportunistic practice 投机行为entrepreneur 企业家cook the book 做假帐regulatory system 监管体系portfolio 投资组合money-market 短期资本市场capital-market 长期资本市场volatility 波动diversification 多元化real estate 房地产option 期权call option 看涨期权pu t option 看跌期权merger 并购arbitrage 套利Securities and Exchange C ommission 〈美〉证券交易委员会dollar standard美元本位制budget 预算deficit 赤字bad debt 坏帐macroeconomic 宏观经济fiscal stimulus 财政刺激a store of value 保值transaction cu rrency 结算货币forward exchange 期货交易intervention currency 干预货币Treasury b ond财政部公债current-accou nt 经常项目picku p in rice 物价上涨Federal Reserve 美联储inflation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策foreigh exchange 外汇spot transaction 即期交易forward transaction 远期交易option forward transaction 择期交易swap transaction 调期交易quote 报价settlement and delivery 交割buying rate 买入价selling rate 卖出价spread 差幅contract 合同at par 平价premium 升水discount 贴水direct quotation method 直接报价法indirect quoation method 间接报价法dividend 股息domestic currency 本币floating rate 浮动利率parent company 母公司credit swap 互惠贷款venture capital 风险资本book value 帐面价值physical capital 实际资本IPO(initial public offering) 新股首发；首次公开发行job machine 就业市场welfare capitalism 福利资本主义collective market cap 市场资本总值golbal corporation 跨国公司transnational status 跨国优势transfer price 转让价格consolidation 兼并leverage 杠杆Federal Reserve 美联储financial turmoil/meltd own 金融危机file for bankru ptcy 申请破产bailou t 救助take over 收购buy out 购买(某人的)产权或全部货物go u nder 破产take a nosedive （股市）大跌tumble 下跌falter 摇摇欲坠on the hook 被套住shore up confidence 提振市场信心stave off 挡开, 避开,liquidate assets 资产清算at fire sale prices 超低价sell-off 证券的跌价《简爱》是一本具有多年历史的文学着作。

金融行业中英文词汇对照汇总在金融行业中，掌握和了解中英文词汇的对照非常重要。

本文将汇总一些常见的金融行业词汇，以便读者可以更好地理解和运用这些术语。

1. 金融市场•Financial Market（金融市场）•Stock Market（股票市场）•Bond Market（债券市场）•Foreign Exchange Market（外汇市场）•Commodity Market（商品市场）•Derivatives Market（衍生品市场）2. 金融产品•Stocks（股票）•Bonds（债券）•Mutual Funds（共同基金）•ETFs (Exchange-Traded Funds)（交易所交易基金）•Options（期权）•Futures（期货）•Swaps（掉期协议）•Currencies（货币）•Commodities（商品）3. 金融机构•Bank（银行）•Commercial Bank（商业银行）•Investment Bank（投资银行）•Central Bank（中央银行）•Insurance Company（保险公司）•Brokerage Firm（经纪公司）•Asset Management Company（资产管理公司）4. 财务指标•Net Income（净利润）•Revenue（营业收入）•Expenses（费用）•Assets（资产）•Liabilities（负债）•Equity（股东权益）•Return on Investment（投资回报率）•Profit Margin（利润率）•Cash Flow（现金流）•Earnings per Share（每股收益）5. 金融服务•Banking Services（银行服务）•Investment Services（投资服务）•Insurance Services（保险服务）•Financial Planning（财务规划）•Wealth Management（财富管理）•Risk Management（风险管理）•Retirement Planning（退休规划）•Tax Services（税务服务）6. 金融专业名词•Economics（经济学）•Finance（金融学）•Accounting（会计学）•Portfolio Management（投资组合管理）•Asset Allocation（资产配置）•Risk Assessment（风险评估）•Hedge Fund（对冲基金）•Interest Rate（利率）•Inflation（通胀）•Capital（资本）7. 国际金融相关词汇•International Monetary Fund（国际货币基金组织）•World Bank（世界银行）•Export（出口）•Import（进口）•Balance of Trade（贸易差额）•Foreign Direct Investment（外国直接投资）•Exchange Rate（汇率）•Trade Surplus（贸易顺差）•Trade Deficit（贸易逆差）•Sovereign Debt（主权债务）以上仅为一些常见的金融行业中英文词汇对照，读者可以根据需要进一步扩充和学习。

frm金融词汇
摘要：
1.FRM 金融词汇概述
2.FRM 金融词汇中的主要内容
3.FRM 金融词汇的应用和影响
正文：
FRM 金融词汇是指与金融风险管理(Financial Risk Management) 相关的专业术语和概念。

FRM 是全球金融风险管理领域的权威认证，由美国风险管理协会(Global Association of Risk Professionals) 颁发。

在金融行业中，FRM 认证被广泛认为是衡量金融风险管理专业人才能力的重要标准。

FRM 金融词汇中包含了许多与金融风险管理相关的概念和术语，例如：风险管理基础、风险管理工具、市场风险、信用风险、操作风险、流动性风险、法律与合规风险等。

这些术语和概念是FRM 认证考试的重要内容，考生需要熟练掌握。

FRM 金融词汇的应用和影响非常广泛。

在金融行业中，FRM 认证被广泛认为是衡量金融风险管理专业人才的重要标准。

拥有FRM 认证的专业人才，在金融行业中具有更高的竞争力和更好的职业发展机会。

此外，FRM 金融词汇也为金融风险管理领域的学术研究和实践提供了重要的基础。

FRM 金融词汇是金融风险管理领域的重要组成部分。

它不仅包含了许多与金融风险管理相关的概念和术语，而且对金融行业的发展和职业人才的培养具有重要的影响。

frm金融英语词汇书
（实用版）
目录
1.FRM 金融英语词汇书的概述
2.FRM 金融英语词汇书的主要内容
3.FRM 金融英语词汇书的适用人群
4.FRM 金融英语词汇书的优点和缺点
5.FRM 金融英语词汇书的总结
正文
FRM 金融英语词汇书是一本针对金融领域的英语词汇书，旨在帮助读者在金融领域提升专业英语能力。

本书收录了大量与金融相关的专业词汇，并对这些词汇进行了详细的解释和例句说明，方便读者理解和记忆。

FRM 金融英语词汇书的主要内容包括金融领域的基础词汇、专业术语和常用短语等，涵盖了银行、证券、保险、投资等金融业务的各个方面。

此外，本书还附有金融英语的常见语法和表达方式，以及一些金融英语的实用技巧，帮助读者更好地掌握金融英语的实际应用。

FRM 金融英语词汇书适用于广大金融从业者和金融专业学生。

对于金融从业者，本书可以作为一本实用的工具书，提高他们在工作中的英语沟通能力；对于金融专业学生，本书可以作为一本教材，帮助他们更好地学习金融英语，提升专业素质。

FRM 金融英语词汇书具有以下几个优点：一是收录的词汇量大，覆盖面广，可以满足读者在金融领域的英语学习需求；二是例句丰富，可以帮助读者更好地理解和记忆词汇；三是实用性强，能够帮助读者提高金融英语的实际应用能力。

当然，FRM 金融英语词汇书也存在一些缺点，比如词汇的解释可能过
于专业，对于一些英语基础较弱的读者可能难以理解；另外，本书主要针对金融领域，对于其他领域的英语学习帮助有限。

总的来说，FRM 金融英语词汇书是一本实用的金融英语学习工具，能够帮助读者提高金融英语的专业素质和实际应用能力。

RISK FACTORS 风险因素Market fluctuations 市场波动 low credit quality 低信贷/信用品质 distressed securities 受压证券 investment techniques 投资技巧 short-selling 抛空 ，卖空 high leverage 高杠杆（比率） futures 期货 swaps and notional principal contract 掉期名义本金合同 currency speculation 货币投机 short-sales 卖空，经投卖出uncovered option transactions 空头期权交易subscribe for shares 认购股票Segregated Portfolio 独立投资组合intangible investment 无形投资appreciate in value 升值，增值repatriation of capital 资本汇回 [金融]dividends 股息 ，红利[金融]exchange control 外汇管制currency risk 通货风险，货币风险 exchange rates [法] 汇率, 汇兑率 net asset value 资产净值investment manager [经] 投资管理人, 投资经理buying and selling forwardforeign currency exchangecontracts 买卖远期外汇合约Investment Advisers 投资顾问 Profits Tax 利得税 performance of the fund 基金的表现 Cayman Islands law 开曼群岛公司法 be entitled 具有……权利 capital appreciation 资本增值 capital depreciation 资本折旧 creditor ['kredit ə] 债权人, 债主 be subject to 受支配, 从属于, 可以...的, 常遭受... management fee 管理费 performance-based 基于绩效，基于性能 IFRS 国际会计准则，国际财务报告准则，国际财务汇报准则 memorandum 备忘录 [社科] 代销委托书 [贸易] commodity futures 商品期货; 商品期货交易 commodity option contracts 商品期权合约 Volatility Risk 波动性风险collateral [k ə'læt ər əl] adj.旁系的, 并行的, 附属的n.附属担保物, 支亲,副保on behalf 代表redemption [re ·demp ·tion || r ɪ'demp ʃn]n. 赎回; 偿还, 清偿; 买回; 履行,实践 than would otherwise be the case 比其他情况下更shareholder n. 股东counterparty risk 交易对手风险 broker [bro ·ker || 'br əʊk ə]n. 掮客; 经纪人securities dealers [经] 证券经纪人，证券商custodian [cus ·to ·di ·an || kʌ'st əʊdj ən]n. 管理人, 监督人,保管人over-the-counter [ˈəuvəðəˈkauntə]非挂牌证券; 非上市证券市场at an optimal time or price 在最佳的时间或价格redemption notices 赎回通知disposed of v. 安排, 处理，卖掉, 吃完, 抛掉suspension of trading停牌；暂停买卖depreciate in value贬值unaudited financialinformation 未经审计的财务资料[审计]supplement [sup·ple·ment || 's ʌplɪmənt]n. 增补, 补充; 附录; 补遗; 增刊, 副刊v. 补充, 增补potential investors有意投资者，潜在投资者。