2023年银行招聘之银行招聘综合知识通关考试题库带答案解析

2022-2023年银行招聘之银行招聘综合知识通关练习试题包含答案单选题（共20题）1. And they must be swifter to embrace new technology, from the excitement of the Internet to the _______of the telephone.A.dullnessB.tensionC.pressureD.restrictions【答案】 A2. 资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than didtheir parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.A.authoritarianism is importantB.neo-popism is unavoidableC.momism is essentialD.cooperation is necessary【答案】 D3. In her newly-published book Judy indicates that women have been politically dis-empowered （）human history.A.acrossB.throughoutC.overD.within【答案】 B4. 资料：The Oakview CafeA.A newspaper reporterB.A musicianC.A cafe ownerD.A chef【答案】 B5. Computer cannot remember who has used it;it simply does what（）.A.it is toldB.it was toldC.it has toldD.it told【答案】 A6. 资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.A.The innovative potential of clinical operations is yet to be realizedB.Collaborative care should be viewed from a strategic perspectiveC.Clinical operations shouldn’t conform to postmodern societal modelD.None of the above【答案】 B7. He was determined that his children（）to the best school.A.should goB.wentC.ought to goD.would go【答案】 A8. 资料：Happy wood sprites knows the way to Fenghuang city.A.It is creamedB.It is steamedC.It is grilledD.It is roasted【答案】 C9. 下列属于道家思想的是（）。

2023年银行招聘之银行招聘综合知识通关提分题库及完整答案单选题（共40题）1、“Now you（）foolish,lady Anne,”complained Joan in theslightly joking way.A.are beingB.beingC.areD.were being【答案】 A2、收入的确认应当满足的条件不包括( )。

A.与收入相关的经济利益很可能流入企业B.经济利益流入企业的结果会导致企业资产的增加或者负债的减少C.收入是与所有者投入资本无关的经济利益的总流入D.经济利益的流人额能够可靠地计量【答案】 C3、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.A.be well organizedB.be well fundedC.be less redundantD.be less corrupted【答案】 C4、下列不属于我国《刑法》基本原则的是（）。

2023年度银行招聘考试综合练习（含答案及解析）一、选择题1. 银行的主要职能包括（）a. 存款和贷款b. 发行货币c. 支付结算d. 手机APP开发答案：a、b、c解析：银行的主要职能包括接受储户的存款，向借款人提供贷款，发行货币并进行支付结算。

手机APP开发并不是银行的主要职能。

2. 银行的信用卡是一种（）a. 储蓄卡b. 借记卡c. 准贷记卡d. 信用卡答案：d解析：银行的信用卡是一种借贷工具，持卡人可以在一定的信用额度内使用，最后需要按时还款。

二、简答题1. 请简述银行业务中的资产负债管理和风险管理的关系。

答：资产负债管理和风险管理是银行业务中的两个重要方面。

资产负债管理是指银行通过管理自身的资产和负债来实现风险控制和利润最大化的一种管理方式。

风险管理是指银行对风险进行评估、监控和控制的过程。

资产负债管理和风险管理相互关联，通过合理配置资产和负债，银行能够降低风险，并保持良好的资金流动性和偿还能力。

2. 简述商业银行的托管业务。

答：商业银行的托管业务是指银行代表客户进行托管资产的业务。

托管资产可以包括证券、基金、财富管理产品等。

商业银行在托管过程中负责保管资产，结算交易，并按照客户指令进行资金调度和报表管理等。

托管业务是商业银行的重要业务之一，它能够为客户提供安全、便捷的资产管理服务。

三、计算题1. 某银行的年利率为5%，存款本金为元，存款期限为3年，计算该存款到期时的本息总和。

答案：本息总和 = 存款本金 * (1 + 年利率)^存款期限本息总和 = * (1 + 5%)^3本息总和≈ 元解析：根据复利计算公式，本息总和等于存款本金乘以（1 + 年利率）的存款期限次方。

四、附加题1. 简述虚拟货币的概念及其对银行业务的影响。

答：虚拟货币是一种基于互联网技术的数字化资产，其价值不由中央银行或政府背书，而是通过市场供求决定。

虚拟货币的典型代表是比特币。

虚拟货币对银行业务产生了一定的影响。

首先，虚拟货币的出现促使银行加强对数字技术的应用，推动银行业务向数字化和在线化方向发展。

2023年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共30题）1、资料：Italy's next government, a coalition between thepopulistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）A.The increasing use of out-of-court settlement for collateral across the EUB.The GACS which may not be renewed after SeptemberC.The new trading platform for trading NPLsD.The laws that guarantee cross-border operations【答案】 B2、目前，我国中央银行发行的短期债券主要为（）。

2023年银行招聘之银行招聘综合知识通关题库(附带答案)单选题（共60题）1、审计技术的最近发展阶段是( )。

A.系统审计B.风险基础审计C.账项基础审计D.详细审计【答案】 B2、The orphanage is just one of her（）causes.A.phoneticB.philanthropicC.prevalentD.lunatic【答案】 B3、Swimming is an all-body workout。

It______small muscle groups that often get ignored in other workouts。

A.helpsB.keepsD.works【答案】 D4、为了回避外汇风险，在筹借和偿还时分别应选择（）。

A.币值趋势上升的硬货币、币值趋势趋跌的软货币B.币值趋跌的软货币、币值趋升的硬货币C.币值趋升的软货币、币值趋跌的硬货币D.币值趋跌的硬货币、币值趋升的软货币【答案】 A5、目前在我国不存在的票据是（）。

A.银行本票B.商业本票C.银行汇票D.商业汇票【答案】 B6、You would imagine that sleeping was a quiet and peaceful experience but in reality，our brains are more active during some stages of sleep than when we are______。

A.wakeC.wakenD.awaken【答案】 B7、关于债券收益率的说法错误的是（）。

A.易被赎回的债券的名义收益率比较高B.享受税收优惠的债券的收益率比较低C.流动性低的债券收益率较高D.违约风险髙的债券收益率比较低【答案】 D8、下列字符中，ASCI1码值最小的是（）。

A.aB.AC.XD.Y【答案】 B9、I（）in the library every night over the last three months.A.worksC.have been workingD.had been working【答案】 C10、某人驱车从甲地前往30公里外的乙地，顺风而行花了3个小时，从乙地沿着原路返回时用了5个小时，假设车速和风速都是匀速状态，则风速是（）公里/时。

2023年银行招聘之银行招聘综合知识通关题库(附答案)单选题（共30题）1、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（）人。

A.24B.20C.18D.15【答案】 C2、银行是在经济发展过程中产生的，其发展的根本动力是（）。

A.经济发展中的投融资需求和服务性需求B.经济发展中对货币的需求以及对衍生信用的需求C.社会发展中居民及机构对财富保值增值的需求D.社会生产力发展到一定阶段的必然产物【答案】 A3、下列不属于审计的职能的是（）。

A.经济监督功能B.经济评价功能C.经济鉴证功能D.经济核算功能4、审计人员对有关人员进行书面或口头询问以获取审计证据的方法是( )。

A.函证B.查询C.分析性复核D.检查【答案】 B5、I cannot think of anything ______ happened that day which I would have wished otherwise.A.whatB.whoC.thatD.which【答案】 C6、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。

央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。

A.央行从市场收回流动性的操作B.央行向市场上投放流动性的操作C.发行中央银行票据的操作D.央行现券交易的操作7、We received the ___ indicating the amount of money I had paid.A.quittanceB.refundC.retentionD.progeny【答案】 A8、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（）A.4.5B.5C.6D.8.2【答案】 B9、No student（）go out of school for snacks during the break without the teacher’s permission.A.willB.mustC.shallD.may【答案】 C10、认识的本质是主体对（）。

2023年-2024年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共45题）1、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（）人。

A.24B.20C.18D.15【答案】 C2、CDS由（）于1961年首创。

A.中国人民银行B.日本住友银行C.英格兰银行D.美国花旗银行【答案】 D3、 ( )要求企业对于已经发生的交易或者事项，应当及时进行确认、计量和报告，不得提前或者延后。

A.重要性B.及时性C.可靠性D.谨慎性【答案】 B4、In 1913, the states passed the Sixteenth Amendment ________ the Constitution.A.withB.forC.toD.at【答案】 C5、We should think long term and take____measures.A.primitiveB.productiveC.permissiveD.proactive【答案】 D6、拉动国内生产总值GDP增长的“三驾马车”不包括（）。

A.投资B.消费C.税收D.净出口【答案】 C7、The car industry has expanded at a（）rate over the past ten years.A.rapidnessB.rapidlyC.rapidityD.rapid【答案】 D8、Many states have ______, amended or repealed laws to improve school nutrition.A.institutedanizedC.manufacturedD.enacted【答案】 D9、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.A.Chinese business philosophyB.China’s business cultureC.Doing business in ChinaD.Guanxi in China【答案】 B10、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.A.Modify its business strategyunch more marketing campaignsC.Expand its business to other areasD.Continue developing its mobile business【答案】 D11、Uranus, ________ is much more massive than the Earth, seems to have been tipped over so that it lies on its side.A.whatB.whoC.thatD.winch【答案】 D12、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.A.$752 for a one-way, economy ticketB.$1,655 for a round-trip, economy ticketC.$827 for a one-way, economy ticketD.$903 for a round-trip, economy ticket【答案】 D13、船只利用声纳侦测鱼的踪迹，主要是利用声波的（）。

2023年银行招聘之银行招聘综合知识通关题库(附答案)单选题（共30题）1、在表示存储器的容量时,1MB的准确含义是（）。

A.1024GB.1024KC.1024字节D.1024【答案】 B2、以下选项是金融的特征的是( )。

A.金融是非信用交易B.金融只能发生在本机构之间C.金融必须以资本为对象D.金融原则上必须以货币为对象【答案】 D3、法人的有限责任是指（）。

A.法人只承担一定范围内的责任B.法人只承担一定数额上的责任C.法人只以其所有的财产独立承担责任D.法人只以其一定的财产承担责任【答案】 C4、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.A.At almost unprecedented moment in history, we should reach our potential to decide whether to take the right pathB.At almost unprecedented moment in history we should reach our potential to decide whether to take decisive actionC.At almost unprecedented moment history,we should reach ourpotential to choose the right answers to all the problems encountered by usD.At almost unprecedented moment in history we should our potential to realize the advent of the era of self-driving cars【答案】 D5、对于2018年中国房地产市场出现的房价下跌，楼市寒冬问题，从经济学角度来讲，属于（）事件。

2022-2023年银行招聘之银行招聘综合知识通关题库(附答案)单选题（共50题）1、中国农业银行于2010年7月15日和16日正式在上海和香港两地上市，至此，中国四大国有商业银行全部实现上市，中国金融改革开始新的一页。

A.1990 年 12 月B.1991 年 7 月C.1991 年 8 月D.1991 年 12 月【答案】 A2、Passage 1A.they loved this woman deeply and they didn’t wanted her to dieB.the woman had lots of money to be shared as soon as she diedC.they wanted to know the secret of her lifetime happinessD.they wanted to pray for her after her death【答案】 C3、I will never forget the day ___ I first arrived at this college.A.in whichB.on thatC.whenD.which【答案】 C4、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Althoughinternal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.A.Financial forecastsB.According rulesC.Manuals of accounting policies and proceduresanization charts【答案】 B5、下列财务指标中，属于效率指标的是（）。

2023年银行招聘之银行招聘综合知识高分通关题型题库附解析答案单选题（共50题）1、He’s been quite helpful，______？A.hasn’t heB.is heC.has heD.isn’t he【答案】 A2、Was it in the school reading room（）you found the missing book?A.whoB.thatC.whichD.when【答案】 B3、太阳系的构成部分没有（）。

A.太阳B.小行星C.卫星D.银河【答案】 D4、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.A.human activities have changed the way turtles surviveB.Efforts have been made to protect turtles from extinctionC.Marine biologists are looking for the secret of turtles’ reproductionernment bureaucracy has contributed to decreasing number of turtles【答案】 B5、甲做生意急需用钱，并与乙约定，乙借给甲10万元，甲将收藏的一件古董交给乙，若一年后如期还钱，乙就归还古董；若一年后未如期还钱，乙就出卖古董抵债。

2023年-2024年银行招聘之银行招聘综合知识通关提分题库及完整答案单选题（共45题）1、流感是一种由流感病毒引起的常见病，流感病毒有不同的类型。

现有多种流感疫苗，有人注射了一种流感疫苗后，在流感流行期间未患流感，但流感再次流行时却患了流感，这其中不可能的原因（）。

A.流感病毒发生了变异B.抵抗流感病毒的抗体在体内存在时间短C.流感病毒使人的免疫系统受损D.流感病毒与注射的疫苗是不同类型【答案】 C2、某珠宝店被盗贼窃走价值l0000美元的钻石，经调查，作案者肯定是甲、乙、丙、丁四个中的一个，于是，让这四人作为重大嫌疑对象接受审讯，这四个人的供词分别为：A.甲B.乙C.丙D.丁【答案】 A3、如果中央银行在公开市场上大量购买政府债券，下面哪一种情况不可能发生？（）A.利息率下降B.国民收入增加C.储蓄减少D.以上答案都不对【答案】 D4、Together these inventions hugely reduced the cost of blasting rock, drilling tunnels, building canals and many other formsof____work.A.constructionrmationC.animationD.imagination【答案】 A5、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.A.Britain’s exit from European Union will have an impact on its membership in the bankB.United States and Japan will join the Asian Infrastructure Investment Bank soonC.More countries are interested in the membership in the bankD.Germany and France will join the bank soon【答案】 C6、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.A.heavy industryernmental headquartersC.gold miningD.trade and tourism【答案】 D7、下列贷款中至少归为次级类的是（）。

2024年银行招聘之银行招聘综合知识通关题库(附带答案)单选题（共100题）1、Try to make your report as____as possible: only give us the facts, and not your opinions.A.subjectiveB.objectionableC.subjectedD.objective【答案】 D2、Now that your plan seems to fail to work,you ought to make a（n） ____one as soon as possible.A.alertB.alarmC.alterD.alternative【答案】 D3、Passage 6A.New restrictions on carry-on bagsB.The declining efficiency of the TSAC.An increase in the number of travelersD.Frequent unexpected secret checks【答案】 C4、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.A.Saudi Arabia，UAE，VenezuelaB.Qatar，Kuwait，NigeriaC.Bahrain，Oman，QatarD.Iran，kuwait，Dubai【答案】 C5、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few chartshe is particularly fond of when it comes to telling a story about investing in China.A.It’s not difficult for China to achieve its target ofcreating 11 million jobsB.there are enough vacancies for young people from the rural areas in IndiaC.the developed economies enjoys a better income growthD.more Chinese will borrow to increase their spending power【答案】 A6、2020年4月，2020年（）综合所得汇算清澈在各地陆续启动，这是中国（）史上首次汇算清缴，纳税人在指定日期前完成汇算申报，继而缴纳补税或申请退税。

2023年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共30题）1、下列各项中，哪一项是最能衡量股东利润最大化的指标？（）A.资本利润率B.资产利润率C.销售利润率D.股权分红率【答案】 D2、Most of the time, we eat soft foods, so gradually our jaws stop growing to the full ______.A.controlB.capacityC.campaignD.category【答案】 B3、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。

A.authorizedB.creditedC.entitledD.qualified4、向人民银行发行库交现金时，交款人应一联登记“库存现金登记簿”，一联连同现金交款单回单联交出纳员。

出纳登记( )。

A.银行存款支出登记簿B.银行存款付出登记簿C.现金支出登记簿D.现金付出登记簿【答案】 D5、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immed iately after the country’s exit.A.The two sides have not reached an agreement on conditions of Britain’s orderly exitB.Britain refuses to fill the financial bole of the EUC.British People are divided on the issue of BrexitD.EU does not want Britain to exit from it【答案】 A6、各国征收反倾销税的目的在于（）。

2023年银行招聘之银行招聘综合知识通关考试题库带答案解析单选题（共20题）1、要求每个管理工作者必须从思想上明确：自己负责控制的对象是一个整体的动态系统，而不是一个个孤立分割的部分，应该从整体着眼对待部分，使部分服从整体。

同时还应明确自己的位置，为更大的整体效益服务。

这是（）。

A.人本原理B.系统原理C.动态原理D.效益原理【答案】 B2、下列情形中，婚姻合法有效的是（）。

A.19岁甲女迫于父母压力，嫁给年长自己15岁的乙男B.18岁的甲女在大学期间与同学乙男自由恋爱，并于次年确定为夫妻关系C.19岁的甲女经朋友介绍认识了21岁的乙男，并于次年确定为夫妻关系D.21岁的乙男强奸20岁的甲女，并强迫甲女嫁给自己【答案】 C3、代保管业务主要指商业银行的（）。

A.保管箱业务B.委托代办债券还本付息业务C.代发股票红利业务D.代理证券资金清算等业务【答案】 A4、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.A.andB.andC.andD.and【答案】 C5、下来关于“服务业营业税改征增值税”的说法正确的是（）。

A.服务业营业税改征增值税是指根据服务业的营业税修改增值税B.改革只针对腋务行业C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税D.试点行业的总体税负略有增加【答案】 C6、Chinese Internet users tend to use more proper and skillful search means for locating keywords and handling search engines than their Japanese______.A.counterpartsB.friendsC.pioneersD.classmates【答案】 A7、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.A.CriticalB.DoubtfulC.IndifferentD.Approving【答案】 D8、下列会计凭证中属于原始凭证的是（）。

2023年银行招聘之银行招聘综合知识真题精选附答案单选题（共60题）1、根据我国《公司法》的规定，有限责任公司成立的日期为（）。

A.公司登记机关受理登记申请之日B.申请人收到营业执照之日C.公司成立公告发布之日D.营业执照签发之日【答案】 D2、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。

自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。

A.货币局制B.传统的盯住汇率制C.事先不公开汇率目标的管理浮动D.单独浮动【答案】 A3、He holds an important position in the company.（）,I don’t quite trust him.A.ThusB.FurthermoreC.OtherwiseD.Nevertheless【答案】 D4、针对社会关切，20日提请全国人大常委会会议审议的教育法修正草案拟进一步明确（）相关行为的法律责任。

A.校园安全B.冒名顶替入学C.校园暴力D.未成年人保护【答案】 B5、阅读理解A.try to rid himself of his world of illusionB.accept his words as being one of illusionC.apply the scientific methodD.learn to acknowledge both【答案】 B6、在下列字符中，其ASCII码值最小的一个是（）。

A.控制符B.9C.AD.a【答案】 A7、船只利用声纳侦测鱼的踪迹，主要是利用声波的（）。

A.折射B.反射C.辐射D.共振【答案】 B8、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（）A.4.5B.5C.6D.8.2【答案】 B9、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（）A.玄武门之变B.永贞革新C.安史之乱D.黄巢起义【答案】 C10、我国横断山脉是具有国际意义生物多样性的关键地区，横亘（）。

2023年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共60题）1、It's such a __ to do the shopping everyday.He is tired of it.A.dutyB.taskC.choreD.work【答案】 C2、下列国家不在世界四大文明古国之列的是（）。

A.古巴比伦B.古埃及C.雅典D.古印度【答案】 C3、资料：Above the line promotion uses mass media such as thepress,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:A.by registering their support on the internetB.by applying for a job in UNISONC.by distributing newspaper adverts to people in the communityD.all above【答案】 A4、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?A.deficitB.surplusesC.declineD.recession【答案】 A5、OPEC holds meetings frequently so as to regulate the outp of __ oil.A.firstB.crudeC.originalD.primary【答案】 B6、资料：October 20,2013A.Product ReleaseB.DancingC.PresentationsD.Discussions【答案】 B7、下列各项，不影响企业利润表中“营业利润”的项目有（）。

2024年银行招聘之银行招聘综合知识题库附答案（典型题）单选题（共100题）1、国际分工产生与发展的基础是（）。

A.自然条件B.人口规模C.资本的国际化D.国家的出现【答案】 A2、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?A.Consumer and investor still hold confidence in the US economyB.There is little scope for provoking the economy is predicted to be recovering very slowlyD.The US recovery would give the rest of the world a more promising future【答案】 A3、Passage 4A.train staff for world-famous firmsB.offer job opportunities to young adultsC.provide youth with unique experiencesD.equip the unemployed with different skills【答案】 C4、We need to involve at least 20 people on thisproject,____it can’t go ahead.A.howeverB.even ifC.due toD.otherwise【答案】 D5、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。

A.changesB.makesC.setsD.turns【答案】 B6、Uranus, ________ is much more massive than the Earth, seems to have been tipped over so that it lies on its side.A.whatB.whoC.thatD.winch【答案】 D7、我国正式被批准成为世界贸易组织成员是在（）。

2022-2023年银行招聘之银行招聘综合知识通关练习题含答案讲解单选题（共20题）1. 第三届进口博览会首个网上海外路演推介会于2020年4月9日举行。

借力网络，中国国际进口博览局和国家会展中心（上海）向（）海外商会组织的多家行业协会、上百家企业介绍了第三届进口博览会参展情况。

A.英国B.德国C.美国D.法国【答案】 B2. 上海世博会中国馆由国家馆和地区馆组成。

国家馆为“天”，富有雕塑感的造型主体——“东方之冠”高耸其间，形成开场屹立之势；地区馆为“地”，如同基座般延展于国家馆之下，形成浑厚依托之态。

这表明（）。

A.创新是继承与发展的统一B.建筑艺术对建筑业有重大的指导作用C.人的认识来源于客观，灵感来源于主观D.人们可以根据自己的需要创造出新的设想【答案】 A3. 假定当前汇率1美元兑换人民币6元，1欧元兑换人民币8元，那么1欧元兑换美元的汇率是（）。

A.1.33B.0.75C.1.16D.1.13【答案】 A4. I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You shouldbe learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.A.become different from others in as many ways as possibleB.find one’s real selfC.get into the right reason and become popularD.rebel against parents【答案】 B5. 资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。

2023年银行招聘之银行招聘综合知识通关提分题库及完整答案单选题（共45题）1、经过对账，如果开户单位账面余额与银行分户账余额不符，可通过（）核对出差额，进行查对。

A.调节表B.余额调节表C.未达账项调节表D.银行对账单【答案】 B2、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.A.To reduce the risk of global warming, more should be invested on low-emissions energy sourcesB.Climate change is not only a climate issue, but also a business issueC.It’s more difficult to quantify the greenhouse gas emissions on the Dakota Access than Keystone XL and China will work together to cope with climate change【答案】 D3、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，aprovider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.A.The reason for better performancesB.The impact of seating employees close to each otherC.The findings of seating different categories of peopleD.All above【答案】 C4、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.A.Localize their product selectionB.Better understand the evolving Chinese consumer preferencesC.Be aware of the importance of location choiceD.All above【答案】 D5、目前市售的USB Flash Disk(俗称优盘)是一种（）。

2023年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共150题）1、I had just posted the letter when I remembered that hadn’t（）the cheque。

A.imposedB.enclosedC.involvedD.contained【答案】 B2、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。

同时，2019年一季度到期的中期借贷便利（MLF）不再续做。

这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。

A.常备借贷便利B.中期借贷便利C.抵押补充贷款D.中央银行贷款【答案】 D3、He has made many studies on youth unemployment and education and the neglect of______marginalized.A.aB.thisC.theD.that【答案】 C4、高尔基说：“智慧是珠宝，如果用谦虚谨慎镶边，就会更加绚烂夺目。

”这表明（）。

A.良好的科学文化修养有利于促进思想道德修养B.良好的思想道德修养有利于促进科学文化修养C.只要提高思想道德修养，就一定能提高科学文化修养D.思想道德修养的提高与科学文化修养无关【答案】 B5、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."A.better students’learning me thodsB.prevent students going into debtC.help students get accepted by collegesD.make students become very wealthy【答案】 B6、借款合同与担保合同的关系是（）。