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2023年银行招聘之银行招聘综合知识通关题库(附答案)单选题（共30题）1、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（）人。
A.24B.20C.18D.15【答案】 C2、银行是在经济发展过程中产生的，其发展的根本动力是（）。
A.经济发展中的投融资需求和服务性需求B.经济发展中对货币的需求以及对衍生信用的需求C.社会发展中居民及机构对财富保值增值的需求D.社会生产力发展到一定阶段的必然产物【答案】 A3、下列不属于审计的职能的是（）。
A.经济监督功能B.经济评价功能C.经济鉴证功能D.经济核算功能4、审计人员对有关人员进行书面或口头询问以获取审计证据的方法是( )。
A.函证B.查询C.分析性复核D.检查【答案】 B5、I cannot think of anything ______ happened that day which I would have wished otherwise.A.whatB.whoC.thatD.which【答案】 C6、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。
央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。
A.央行从市场收回流动性的操作B.央行向市场上投放流动性的操作C.发行中央银行票据的操作D.央行现券交易的操作7、We received the ___ indicating the amount of money I had paid.A.quittanceB.refundC.retentionD.progeny【答案】 A8、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（）A.4.5B.5C.6D.8.2【答案】 B9、No student（）go out of school for snacks during the break without the teacher’s permission.A.willB.mustC.shallD.may【答案】 C10、认识的本质是主体对（）。
2023年银行招聘之银行招聘综合知识题库附答案（典型题）单选题（共30题）1、货币供应量是一国在某时期内为社会经济运转服务的货币存量，它由包括中央银行在内的金融机构供应的存款货币和现金货币两部分构成。
中央银行在公开市场上买卖有价证券，最直接影响（），从而影响货币供应量。
A.中央银行再贷款B.商业银行法定准备金C.中央银行再贴现D.商业银行超额准备金【答案】 D2、资料：（四）A.SuspiciousB.ObjectiveC.OptimisticD.Critical【答案】 B3、She got her degree successfully as her university _____was on Marina Tsvetaeva, a poet then in deep official disfavor.A.conclusionB.hypothesisC.dissertationD.paradox4、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.A.To show the importance of it in people’s lifeB.To support that people can collect information from FacebookC.To give an example of the information predicted in the studyD.To illustrate the percentage of people with religious belief【答案】 C5、某公司测算，若采用银行业务集中法，增设收账中心，可使公司应收账款平均余额由现在的800万元减至600万元，每年增加相关费用15万元。
2023年银行招聘之银行招聘综合知识测试卷附答案单选题（共20题）1. 在下列沟通形态中，组织成员满足感最高的沟通形态是（）。
A.链式B.轮式C.Y式D.全通道式【答案】 D2. （）is no reason for discharging her.A.cause she was a few minutes lateB.Owing to a few minutes being lateC.The fact that she was a few minutes lateD.Being a few minutes late【答案】 C3. 资料：Why is Salt Bad for You?A.salt consumption leads to a strokeB.sodium excreted in urine is a measure of salt intakeC.an increase in blood pressure causes an increase in salt consumptionD.the higher the sodium in urine, the greater the chance of hypertension 【答案】 D4. 需要层次理论的提出者是（）。
A.庇古B.马歇尔C.马斯洛D.科特勒【答案】 C5. 我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ )A.年利率为8%，月利率为6%，日利率为B.年利率为8%，月利率为6%，日利率为3‰C.年利率为8%。
，月利率为6‰，日利率为3‰D.年利率为8%，月利率为3‰，日利率为0. 33‰【答案】 D6. 2019年5月30日，作为牵头簿记管理人和联席主承销商，中国银行协助（）政府发行20亿元熊猫债券，期限3年，获得约63.3亿元认购，票面利率4.09%。
2023年银行招聘之银行招聘综合知识测试卷和答案单选题（共20题）1. 目前我国上海和深圳证券交易所均实行（）的交割方式完成清算交易。
A.T - 1B.T+0C.T+1D.T+2【答案】 C2. 假设银行系统:(1)原始存款为900万元；(2)法定存款准备金率6%;(3)为现金漏损率为15%;(4)超额准备率为3%。
此时银行系统的派生存款总额为()万元。
A.3750B.4286C.5000D.10000【答案】 A3. 资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.A.Because voluntary plans are “one size can fit all”B.Because voluntary plans are less expensive than the traditional oneC.Because voluntary plans cover everything from family vision care to pet insuranceD.Because gives employees a chance to select extras that the standard health care plan doesn't offer【答案】 D4. 某班级组织春游，班干讨论后规定获得贫困助学金的同学交25元的活动费，其他同学交50元的活动费，班上共有60名同学，最后共收取春游费2700元，该班有（）名同学获得贫困助学金。
2023年-2024年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共45题）1、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（）人。
A.24B.20C.18D.15【答案】 C2、CDS由（）于1961年首创。
A.中国人民银行B.日本住友银行C.英格兰银行D.美国花旗银行【答案】 D3、 ( )要求企业对于已经发生的交易或者事项，应当及时进行确认、计量和报告，不得提前或者延后。
A.重要性B.及时性C.可靠性D.谨慎性【答案】 B4、In 1913, the states passed the Sixteenth Amendment ________ the Constitution.A.withB.forC.toD.at【答案】 C5、We should think long term and take____measures.A.primitiveB.productiveC.permissiveD.proactive【答案】 D6、拉动国内生产总值GDP增长的“三驾马车”不包括（）。
A.投资B.消费C.税收D.净出口【答案】 C7、The car industry has expanded at a（）rate over the past ten years.A.rapidnessB.rapidlyC.rapidityD.rapid【答案】 D8、Many states have ______, amended or repealed laws to improve school nutrition.A.institutedanizedC.manufacturedD.enacted【答案】 D9、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.A.Chinese business philosophyB.China’s business cultureC.Doing business in ChinaD.Guanxi in China【答案】 B10、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.A.Modify its business strategyunch more marketing campaignsC.Expand its business to other areasD.Continue developing its mobile business【答案】 D11、Uranus, ________ is much more massive than the Earth, seems to have been tipped over so that it lies on its side.A.whatB.whoC.thatD.winch【答案】 D12、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.A.$752 for a one-way, economy ticketB.$1,655 for a round-trip, economy ticketC.$827 for a one-way, economy ticketD.$903 for a round-trip, economy ticket【答案】 D13、船只利用声纳侦测鱼的踪迹，主要是利用声波的（）。
2023年银行招聘之银行招聘综合知识考试题库单选题（共30题）1、紧急避险，是指为了使国家、公共利益，本人或者他人的人身财产和其他权利免受正在发生的危险，不得已而采取的损害另一方较小的合法权益，以保护较大的合法权益的行为。
根据上述定义，下列不属于紧急避险的是（）。
A.某客轮忽遇台风，船长凭多年经验抛弃大量贵重货物以减轻重量，保护旅客生命安全B.小郭正骑车行走，一机动车突然斜冲过来，小郭赶忙躲闪，结果将一香烟货架撞坏C.小刘在回家途中遇到劫匪，情急之下，捡起一块砖头砸向匪徒D.某小区一住户家窗户、阳台都在冒黑烟，物业公司在确定无人的情况下。
破门而入【答案】 C2、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（）。
A.编译程序B.编辑程序C.连接程序D.装入程序【答案】 A3、Exce1中，将两个字符串连接起来的运算符是（）。
A.$B.+C.＆D.一【答案】 C4、E—mai1邮件本质是（）。
A.一个文件B.一份传真C.一个电话D.一个网页【答案】 A5、三篮桃子共重90斤，如果从第一篮中取出13斤放入第二篮，从第二篮中取出8斤放入第三篮，从第三篮中取出2斤放入第一篮，这时三篮桃子的重量相等，原来第二篮中有桃子（）斤。
A.21B.23C.25D.27【答案】 C6、The car the police were chasing was a ___ .A.dentB.decoyC.demonD.dogma【答案】 B7、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.A.how technological development over a few centuries developedB.how the plans，prototypes and models of electric hybrid developedC.how to trace family tree is much the same way astracing electric hybridD.why humanity’s evolutionary progression is even more difficult【答案】 D8、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
2023年银行招聘之银行招聘综合知识真题精选附答案单选题（共30题）1、分贝是用来表示声音强弱的单位，根据我国城市环境噪声标准规定，以居住、文教机关为主的区域为一类区，适用这一类区的环境噪声标准是（）。
A.白天55分贝，夜间40分贝B.白天55分贝，夜间45分贝C.白天60分贝，夜间50分贝D.白天60分贝，夜间55分贝【答案】 B2、财务管理的核心环节是（）。
A.规划和预测B.财务预算C.财务决策D.财务控制【答案】 C3、资料：（四）A.Approach to financial educationB.Americans' financial skillsC.Reform on financial educationD.Lessons of financial crisis【答案】 A4、( )的指标越高，则流动性越差。
A.资产流动性比例B.备付金比例C.中长期贷款比例D.国债占总资产比例【答案】 C5、能量守恒与转化定律又称为热力学第（）定律。
A.—B.二C.三D.四【答案】 A6、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.A.They rely more on their own values and judgment。
B.They are reluctant to take risks。
C.They are more receptive to familiar things。
2023年银行招聘之银行招聘综合知识考试题库单选题（共30题）1、中国是世界上（）的国家。
A.森林资源最丰富B.植物种类最多C.微生物种类最多D.动物种类最多【答案】 D2、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)A.noting is true with the phenomenon that young people died of cyberbullyingB.the claim that young people cannot imagine living to the next day is not the factC.research shows that suicidal ideations are caused more by the online bullyingD.many young people take their own lives not online but in reality【答案】 A3、我国《刑法》中的附加刑（）。
2023年银行招聘之银行招聘综合知识题库附答案（基础题）单选题（共40题）1、在银行发放贷款的情况下，货币作为价值运动的独立形式从银行单方面转移到借款人，这时货币的职能是（）。
A.价值尺度B.支付手段C.流通手段D.贮藏手段【答案】 B2、 ( )要求企业提供的会计信息应当清晰明了，便于投资者等财务报告使用者理解和使用。
A.可理解性B.可比性C.实质重于形式D.相关性【答案】 A3、甲贩运假烟，驾车路过某检查站时，被工商执法部门拦住检查。
检查人员乙正登车检查时，甲突然发动汽车夺路而逃。
乙抓住汽车车门的把手不放，甲为摆脱乙，在疾驶时突然急刹车．导致乙头部着地身亡。
甲对乙死亡的心理态度属于下列哪一选项?（）A.直接故意B.间接故意C.过于自信的过失D.疏忽大意的过失【答案】 B4、I’m sorry, I’m late.My car had a ___.A.pureeB.punctureC.pythonD.pane【答案】 B5、No single individual can____handle this kind of responsibilities alone.A.efficientlyB.adequatelyC.necessarilyD.appropriately【答案】 B6、While the reasons for massive，longer-burning wildfires are complex，there is______that wildfires will occur more frequently with climate change。
A.consensusB.conclusionC.recognitionpromise【答案】 A7、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.A.Because there are a lot more options onlineB.Because consumers are gaining more power thanks to online shoppingC.Because regulations about online shopping will be improved soonD.Because there are still many qualified goods and trustworthy online stores【答案】 B8、陕西未来将进一步加强交通基础设施建设，力争实现通村公路覆盖全部自然村。
2023年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共30题）1、下列各项中，哪一项是最能衡量股东利润最大化的指标？（）A.资本利润率B.资产利润率C.销售利润率D.股权分红率【答案】 D2、Most of the time, we eat soft foods, so gradually our jaws stop growing to the full ______.A.controlB.capacityC.campaignD.category【答案】 B3、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.authorizedB.creditedC.entitledD.qualified4、向人民银行发行库交现金时，交款人应一联登记“库存现金登记簿”，一联连同现金交款单回单联交出纳员。
出纳登记( )。
A.银行存款支出登记簿B.银行存款付出登记簿C.现金支出登记簿D.现金付出登记簿【答案】 D5、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immed iately after the country’s exit.A.The two sides have not reached an agreement on conditions of Britain’s orderly exitB.Britain refuses to fill the financial bole of the EUC.British People are divided on the issue of BrexitD.EU does not want Britain to exit from it【答案】 A6、各国征收反倾销税的目的在于（）。
2023年银行招聘之银行招聘综合知识考试题库单选题（共30题）1、中国人民银行早在2004年已经完全放开金融机构人民币贷款利率上限，商业银行可自主根据企业和具体业务风险状况进行定价，但是并不意味着金融借款利率不受任何限制。
金融机构利率是指（）。
A.金融机构对银行和证券公司实行的各种利息率B.金融机构对企业单位和个人实行的各种利息率C.金融机构对金融监管部门实行的各种利息率D.金融机构对中央银行实行的各种利息率【答案】 C2、Facing the board of directors,he didn’t deny（）breaking the agreement.A.himB.itsC.hisD.It【答案】 C3、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.A.defeatB.loseC.stepD.damage【答案】 A4、企业购进原材料60 000元，款项未付。
该笔经济业务应编制的记账凭证是（）。
A.收款凭证B.付款凭证C.转账凭证D.以上均可【答案】 C5、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。
这是指（）。
A.数量招标B.价格招标C.拍卖D.竞价交易【答案】 B6、资料：Happy wood sprites knows the way to Fenghuang city.A.DancesB.PoetryC.PaintingsD.Music【答案】 D7、Passage 4A.a form of gamblingB.a way of making money quicklyeful and necessaryD.old-fashioned【答案】 C8、资料：Job Responsibilities:A.every monthB.every two weeksC.every weekD.every day【答案】 B9、企业接受的现金捐赠，应计入（）。
A.营业外收入B.盈余公积C.资本公积D.未分配利润【答案】 A10、资料：Job DescriptionA.SalesB.Legal AffairsC.LogisticsD.Marketing【答案】 C11、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.Bosses push employees to work by sending emails anytimeB.Employees are exhausted by the constant need to check emailspanies mean to stress the workers out by sending emailsD.None of above【答案】 B12、某企业对以外币结算的款项减少业务的核算，以前都按原入账时的汇率作为账面汇率，但从本年初起，经董事会同意，改按加权平均法并已在会计报告中加以说明。
对于上述会计方法的重要变动，如企业不再作出任何调整，注册会计师应出具（）。
A.无保留意见审计报告B.保留意见审计报告C.否定意见审计报告D.无法表示意见审计报告【答案】 A13、Think of a dance floor, which is designed to dampen vibrations and limit the ____dancers could do to their limbs.A.problemB.dilemmaC.troubleD.damage【答案】 D14、Tony stops him with news that a plane has ______ over the Mojave Desert.A.blown offB.blown inC.blown downD.blown up【答案】 D15、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general，the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.plain again politelyB.Threaten to take further measuresplain in a rude wayD.Report it to the management of the company【答案】 B16、从2020年4月8日零时起，武汉市解除（）管控措施，撤除武汉市交通管控卡口，有序恢复铁路、民航、水运、公路城市公交运行。
这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。
A.离汉通道B.封闭管理C.交通封管D.高风险【答案】 A17、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.A.natureB.each otherC.other teamsD.international standards【答案】 A18、将八进制数165转换成十进制数是（）。
A.165B.119C.117D.159【答案】 C19、下列对我国在高科技领域说法不正确的是（）。
A.发展航天事业可以促进我国经济的发展B.高科技的竞争是综合国力竞争的实质C.高科技的竞争仅是国力竞争的一方面，综合国力竞争的实质是军事力量D.航天事业的发展，能够增强民族凝聚力【答案】 C20、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负债200万元。
该企业的速动比率是（）。
A.0.4B.0.6C.0.8D.1【答案】 A21、衡量一个社会生产力发展水平的客观尺度是（）。
A.生产工具B.劳动者素质C.科学技术D.管理水平【答案】 A22、银行编制财务报表的依据是( )。
A.会计凭证B.会计科目C.会计账户D.会计账簿【答案】 D23、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.A.Because the risk of fake fish is too highB.Because not every restaurant can afford snapperC.Because consumers don't like snapper sushiD.Because snapper is rare【答案】 A24、“床前明月光，疑是地上霜。
”在人们的心目中，月亮是圣洁和美丽的化身。
然而，俄罗斯科学家研究认为，月球是地球上很多自然灾害的祸源。
于是，科学家们呼吁，加强对月球的研究，为人类造福。
科学家们的呼吁说明（）。
A.①③B.②④C.①④D.②③【答案】 A25、错账冲正中如划错红线，可在红线两端用红色墨水画“×”销去，并由记账员在( )端盖章证明。
A.上B.下C.左D.右【答案】 D26、判断一个计算机程序是否为病毒的最主要依据就是看它是否具有（）。
A.传染性和破坏性B.破坏性欺骗性C.欺骗性和寄生性D.隐蔽性和潜伏性【答案】 A27、商业银行经营的核心是（）。
A.扩大贷款规模B.市场营销C.增加资本金D.提髙收益【答案】 B28、资料：Imagine you went to a restaurant with your girlfriend, hada burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.A.DoubtfulB.ApprovingC.WelcomingD.Optimistic【答案】 A29、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.A.a difficulty that can be corrected by an operationB.eyes that are not exactly the right shapeC.an eye difficulty that cannot be corrected by glassesD.one eye bigger than the other【答案】 B30、April fifteenth represents a special date for people in USA. But it is ________ holiday.A.notB.noC.neitheD.nor【答案】 B多选题（共20题）1、当消费者处于均衡状态时（）。
