中国人民银行考试英语词汇表

中国人民银行招聘考试英语类高频词汇中国人民银行笔试包括两大部分：行政职业能力测试及专业知识。

行政能力测试包括言语理解与表达、数量关系、判断推理、资料分析等，专业知识则根据所报考专业的不同而分专业作答。

英语类的考生需要增加英语专业知识的考察，甘肃省银行招聘网为各位考生整理人民银行招聘考试英语类高频词汇。

英语类【高频词汇】Personnel & Management 人事及管理1. allocate 拨出;分配;配置2. applicant 申请人3. authorize 授权;委托4. bonus 红利;额外津贴;奖金5. capability 能力;才干;潜力;性能6. collaboration 合作;通敌7. consultation 咨询;商量;商议;会议8. curriculum vitae 履历9. eligible 合格的，合适的10. employer 雇主11. executive 行政或管理人员12. income 收入或所得13. lay off (暂时)解雇14. occupation 职业15. part-time 兼任的;兼职的16. permanent 不变的，永久的17. promote 升迁;促销18. recruit 吸收;征募19. resume 履历表20. salary 薪水21. amateur 业余技术家;外行人;非专家22. appoint 任命;指定23. benefit 有益于;受益24. candidate 候选人25. certificate 凭证;证书26. competent有能力的，胜任的27. coordinate 协调;调整28. deadline 截止期限29. employee 受雇者30. evaluation 评价;估价Business Development 业务拓展1. accrue 产生;增加2. acquisition 获得;习得3. amplify 放大;加强;扩展4. asset 资产;优点5. corporation 法人;公司6. cutback 减少;取消7. enterprise 企业8. franchise 经销权;加盟权9. launch 开办;展开;发起10. monopoly 垄断;独占;专卖11. phase 阶段12. rival 竞争者;对手;竞争的13 subsidiary 子公司14. track record 过去的记录15. acquire 获得16. affiliate 支部;分会;子公司17. assess 评估(财产价值)18. carry out 执行;贯彻;完成19. cut down 削减;缩短20. embezzle 盗用;挪用;侵占(公款等)更多银行备考资讯，查看甘肃省银行招聘网。

常见银行英语词汇中央银行：中国人民银行,Peopｌe\'s Bank ｏf Chｉｎa, PBC四大国有商业银行：中国银行, Bank ｏf Ｃhina,BOＣ中国工商银行, Ｉndustrial aｎd Commercial Baｎk ｏf China, ICBC中国农业银行, AgricultuｒaｌBank ｏｆＣhina, ABC中国建设银行, ChｉｎａConｓtructiｏn Bank,CＣB政策性银行:国家开发银行，Chｉna Dｅveloｐｍｅnt Bank, CＤB中国农业发展银行，AgｒiｃultｕraｌDeｖelopｍenｔBanｋof Cｈiｎa, ADBC 中国进出口银行，ThｅEｘport-Iｍport Bａｎk of Chinａ, ChinａEｘimｂanｋ股份制商业银行:招商银行, China Merchａnts Bank, ＣMＢ交通银行，Ｂaｎk of Coｍmｕnicａtｉonｓ中国光大银行，China Everｂｒiｇｈt Bａnk, ＣEBB中国民生银行, ChinａMinsheng Ｂanking CorｐｏｒatioｎＬtd., ＣMBC华夏银行, Hua Xｉa Bａnk, ＨXＢ中信银行, Chiｎa CＩTＩＣBａnk兴业银行, Ｉndusｔriａl Ｂank, CIB上海浦东发展银行, Shanghai Pｕｄong DevelopmｅnｔBank, SＰDB 或ＳＰD BANK 广东发展银行, Guaｎgdｏng Develoｐｍｅnt Bank, GDB深圳发展银行，Sｈenzhen ＤｅvｅｌｏpmenｔＢank，ＳDB厦门国际银行,XｉamｅnＩnｔerｎaｔional Bank,XIB投资银行:中国国际金融有限公司，Cｈina InｔernationaｌＣａpital Coｒｐoration Lｉmiteｄ, CIＣC 世界各大银行中国银行Bank ｏｆCｈina 中国汇丰银行Honｇkoｎg and Shanghａi ＢａnkinｇCoｒp．香港ﻫ里昂信贷银行Cｒeｄit Lyonnais 法国巴黎国民银行Banque NaｔionalｅdeＰarｉs法国ﻫ农业信贷国民银行de Caisse Nａt ｉonａlｅCredｉｔAgrｉｃoｌe法国西太平洋银行公司WｅｓtpａｃBanｋing Corp．澳大利亚ﻫ米兰银行Mｉdｌａｎd Bank 英国劳埃德银行ＬlｏyｄｓBank PLC. 英国国民西敏寺银行ＮationaｌＷesｔｍｉｎｓteｒＢａnｋPＬＣ. 英国阿比国民银行Abbey Natiｏｎaｌ英国ﻫ巴克莱银行Barclays ＢａｎkＰLC. 英国ﻫ巴西银行Banco Ｄo Bｒasｉl巴西ﻫﻫ花旗银行Ciｔｉｂaｎｋ美国汉华实业银行MａnｕfacturｅrｓＨanｏver Corp．美国ﻫ大通曼哈顿银行Ｃhase Mａn ｈatｔan Bank 美国ﻫ第一洲际银行First InｔｅrstatｅＢａncorp 美国ﻫ梅隆国民银行Mellon National Corｐ.美国美洲银行（全称／"美洲银行国民信托储蓄会/")BanｋAmericａCｏrｐ(/"Ｂank of AmｅricａNationａl Trusｔａnd ＳａvｉngｓAsｓoｃiations/＂) 美国摩根保证信托银行Morgａn Guaranty Trust Corｐ. oｆNew Yｏrｋ美国纽约化学银行Chｅmical NeｗＹork Corp. 美国纽约银行家信托公司Baｎkeｒs TｒusｔNew York Corp. 美国ﻫ芝加哥第一国民银行First Ｃｈｉcaｇo Ｃorp. 美国ﻫ太平洋安全银行Ｓecuｒｉty Pacｉｆic Ｃoｒp 美国ﻫ西德意志地方银行ＷestdeｕtｓchｅLanｄesｂank Gｉrozｅntｒaｌe德国德累斯顿银行Dresdｎｅr Banｋ德国德意志银行Deuｔsche Bａnk 德国富士银行Ｆuji Bank 日本ﻫ大和银行Ｄaiｗa Bａnk 日本ﻫ第一劝业银行Dａi-Ｉｃhi KangｙoＢａｎk 日本ﻫ东海银行Toｋai Bａnk 日本东京银行Ｂank of Tokyo 日本ﻫ日本兴业银行Industrial Ｂank ｏf Jaｐan 日本三和银行Sａnwa Bａnk日本三井银行MiｔsuｉBank 日本ﻫ三菱银行Mitsｕbisｈi Bank 日本ﻫ住友信托银行Ｓu ｍitｏｍo Tｒust＆Bａｎking 日本国民劳动银行Bａnca NａｚiｏｎaleｄｅｌLａvorｏ意大利都灵圣保罗银行Istｉtuto Bancaｒｉo SaｎＰaolo Di Tｏrｉｎo 意大利伦巴省储蓄银行ＣａssａＤｉRisparmｉo Ｄeｌle ProvinciｅＬoｍbａｒdｅ意大利ﻫ西亚那银行Ｍoｎte ＤeｉPａschi ＤｉSienａ意大利意大利商业银行Baｎｃa ＣｏmｍercialｅItalｉａｎa 意大利意大利信贷银行Cｒｅdito Itaｌiano 意大利多伦多自治领银行Torｏnto-Dominion Banｋ加拿大加拿大帝国商业银行Ｃａｎadiａn IｍｐeriaｌBａnk of Cｏmｍerｃe 加拿大加拿大皇家银行Royal Bａnｋｏf Ｃanadａ加拿大荷兰农业合作社中央银行Cooperatieve Centraｌe Raiffeｒsｓｅn-Boerｅnleenbank 荷兰ﻫ荷兰通用银行AlgemｅnｅBanｋNeｄerlaｎｄ荷兰ﻫ瑞士联合银行Unｉon Bａｎk of Ｓwitzerlanｄ瑞士瑞士信贷银行CredｉｔSｕｉssｅ瑞士瑞士银行公司ＳｗisｓBａnk Ｃｏrp. 瑞士XXX(银行名称)，ＧUAＮGZHOU BRANCＨ，XＸX ＲOＡD SＵBBＲＡＮCＨ银行术语acｃoｕnt nuｍber 帐号depｏsiｔｏr存户pａｙ-iｎｓlｉp 存款单a deposｉｔfｏrｍ存款单ａbaｎdiｎg machinｅ自动存取机to deｐｏsｉt 存款depoｓiｔrｅceipｔ存款收据ｐriｖate depositｓ私人存款certiｆicaｔe of ｄepoｓｉt存单ｄepｏsiｔbook, paｓsbook 存折credit ｃard 信用卡princｉｐal 本金ovｅrdｒaｆｔ,overdraw 透支ｔo counter ｓｉgn双签tｏｅndorｓe 背书eｎｄoｒsｅr 背书人ｔｏcash 兑现to hoｎoｒa cｈeqｕe 兑付to diｓhonor a cｈeque 拒付ｔｏｓuｓpｅnd pａyｍeｎt 止付ｃｈｅque,chｅck 支票cｈeqｕe book 支票本ｏｒｄerｃｈeque 记名支票beareｒcheqｕe 不记名支票croｓsｅd cｈeque 横线支票bｌank cheque 空白支票ruｂbeｒchequｅ空头支票ｃheｑue sｔub，cｏunterfoil 票根ｃaｓh chequｅ现金支票ｔraveleｒ's cｈeｑue 旅行支票ｃheque fｏr trａnｓfer 转帐支票oｕtsｔａｎding cheque 未付支票ｃanceｌeｄchequｅ已付支票forgｅd chｅquｅ伪支票Banｄaｒ's noｔe 庄票,银票banｋer 银行家presidenｔ行长ｓaviｎgs banｋ储蓄银行central ｂａnｋ, ｎationａlｂａｎk, banker'ｓbank 中央银行ｂank ofｉssuｅ, bankｏｆcｉrｃｕlatｉon 发行币银行cｏmmercｉaｌｂａnk 商业银行，储蓄信贷银行meｍｂerｂａｎk,credit bank储蓄信贷银行discount ｂank 贴现银行excｈange bank 汇兑银行requesting ｂaｎｋ委托开证银行isｓuing ｂanｋ, opｅning bank开证银行advisinｇbank，ｎotｉfyiｎg bank 通知银行nｅｇotiａtion ｂａnk 议付银行coｎｆirmｉng banｋ保兑银行payｉｎｇbａｎk 付款银行aｓｓociate bankeｒoｆcolｌecｔｉon 代收银行consｉgned ｂanker of colｌecｔｉon 委托银行clearinｇbaｎk清算银行locaｌｂank 本地银行ｄoｍestic bank 国内银行oｖerｓeａｓbａnk 国外银行uniｎｃorｐorated ｂanｋ钱庄branch bank 银行分行truｓtｅe ｓavings bank 信托储蓄银行tｒuｓt ｃoｍｐaｎy 信托公司ｆiｎancial trust 金融信托公司ｕnｉt tｒｕｓt信托投资公司trust instiｔｕtion 银行的信托部credit ｄeｐartment 银行的信用部ｃｏmmｅrｃial ｃreｄｉtｃompaｎｙ(discounｔcomｐany）商业信贷公司(贴现公司) neighｂoｒhｏod savingｓbaｎk，bank ｏf dｅpｏsiｔ街道储蓄所ｃreditｕnion 合作银行ｃreｄit buｒeaｕ商业兴信所selｆ－ｓｅrvｉｃｅbank 无人银行land ｂａnk 土地银行mutｕaｌｓavｉnｇｓbank互助储蓄银行post ofｆｉcｅｓaｖings bａnk 邮局储蓄银行mｏrtgａge ｂａnｋ,buildinｇsoｃiety抵押银行iｎdｕｓｔｒiaｌbａnｋ实业银行home loaｎbank 家宅贷款银行reｓerveｂank 准备银行chaｒｔｅｒed bａnk 特许银行ｃorｒｅｓpondｉng bank 往来银行merchantｂａnk，aｃceｐtinｇbaｎｋ承兑银行ｉnvｅstment bａnk 投资银行imporｔanｄexｐort bank (EXIMBＡNＫ) 进出口银行joinｔventurｅbank 合资银行mｏney ｓhoｐ，nativｅｂank 钱庄cｒｅｄit cｏoｐｅｒaｔｉves信用社ｃleａrｉng house 票据交换所puｂlｉc ａｃcounting 公共会计bｕsiｎess accoｕnｔing 商业会计coｓt accouｎtｉng 成本会计deｐreｃiation aｃcｏｕnｔinｇ折旧会计ｃoｍputerized acｃouｎｔiｎg电脑化会计geneｒａｌledger 总帐ｓubsｉdiaｒy lｅｄger分户帐ｃasｈbｏok 现金出纳帐casｈａcｃoｕnt现金帐jｏurｎal，day－book 日记帐,流水帐bａd debtｓ坏帐invesｔment 投资suｒplus 结余idle caｐｉtaｌ游资ecoｎoｍｉc cｙcle经济周期ecoｎｏmｉc boｏm 经济繁荣ｅconomｉc reｃessiｏn 经济衰退ｅcｏnomiｃdｅpｒession 经济萧条ｅcｏnomｉc criｓis 经济危机ｅconoｍｉc recovery 经济复苏ｉnflatiｏｎ通货膨胀deflaｔiｏn 通货收缩ｄevaluａtioｎ货币贬值rｅvaｌuａtion 货币增值ｉnteｒnatｉｏｎal balanｃe oｆpａｙmeｎｔ国际收支ｆavouｒable ｂalaｎce顺差ａdvｅｒsｅｂalance 逆差hard cｕｒrency 硬通货ｓoft cｕrreｎcy软通货ｉｎteｒｎatiｏnal mｏｎｅtarｙsystｅm 国际货币制度ｔｈe ｐuｒcｈasing power of money 货币购买力money in cｉｒculａtion 货币流通量nｏｔe ｉｓsue 纸币发行量natｉonal budｇｅt 国家预算national gross prｏduct 国民生产总值puｂlic bｏnd公债stock, sharｅ股票dｅbｅｎｔure债券ｔｒeasury biｌl 国库券debｔｃｈaｉn 债务链dｉｒecｔexchange 直接（对角)套汇indirect exｃhanｇe 间接(三角）套汇cross rａｔe, arbｉtrａｇe rａtｅ套汇汇率ｆｏrｅｉgn ｃurrency （ｅｘcｈange）resｅrｖe 外汇储备foreign exchａnge ｆluctｕaｔion 外汇波动fｏreign eｘｃhange crisis 外汇危机discount 贴现ｄiｓcounｔｒate，bankｒａte 贴现率ｇｏlｄreｓｅrvｅ黄金储备monｅy (finaｎciaｌ）maｒｋet金融市场sｔoｃk exchangｅ股票交易所brｏkｅr 经纪人ｃomｍｉsｓion佣金bｏokｋｅepiｎg簿记bookｋｅeｐer 簿记员aｎapｐlicatiｏn fｏrm 申请单bａnkｓｔａｔemｅｎｔ对帐单ｌeｔteｒof credit信用证stｒong rｏom, vault 保险库eｑｕiｔａbｌe tax sｙsteｍ等价税则speｃimeｎsigｎａｔｕｒe 签字式样banking ｈouｒs, ｂusinｅss hours 营业时间XXＸ(银行名称)，GUＡNGＺHOＵＢRAＮCH，XXX ROAD SＵＢBRAＮCＨ银行英语口语－新开帐户Whａｔkｉnｄof ａccoｕｎt didｙou have ｉn your mind?你想开哪种帐户?Dｏyou like to oｐeｎa current aｃcoｕnｔ?你想开一个活期存款帐户吗?A depositｏｒcurreｎt aｃcounｔ?定期还是活期?Plｅａse tｅll mｅｈｏw you would like to depｏsit yｏuｒmoｎey.请告诉我你想存何种户头?Theｒe's a seｒvicｅcharｇe fｏr theｃhecking accｏunｔbut no cｈaｒｇe fｏr the saｖings.支票户头要收服务费，现金户头不收。

常见银行英语词汇中央银行:中国人民银行, People\'s Bank of China, PBC四大国有商业银行:中国银行, Bank of China, BOC中国工商银行, Industrial and mercial Bank of China, ICBC中国农业银行, Agricultural Bank of China, ABC中国建设银行, China Construction Bank, CCB政策性银行:国家开发银行, China Development Bank, CDB中国农业开展银行, Agricultural Development Bank of China, ADBC中国进出口银行, The Export-Import Bank of China, China Eximbank股份制商业银行:招商银行, China Merchants Bank, CMB交通银行, Bank of munications中国光大银行, China Everbright Bank, CEBB中国民生银行, China Minsheng Banking Corporation Ltd., CMBC华夏银行, Hua Xia Bank, HXB##银行, China CITIC Bank兴业银行, Industrial Bank, CIB##浦东开展银行, Shanghai Pudong Development Bank, SPDB 或 SPD BANK ##开展银行, Guangdong Development Bank, GDB##开展银行, Shenzhen Development Bank, SDB##国际银行, Xiamen International Bank, XIB投资银行:中国国际金融##, China International Capital Corporation Limited, CICC世界各大银行中国银行 Bank of China 中国汇丰银行 Hongkong and Shanghai Banking Corp. ##里昂信贷银行 Credit Lyonnais 法国巴黎国民银行 Banque Nationale de Paris 法国农业信贷国民银行 de Caisse Nationale Credit Agricole 法国西太平洋银行公司 Westpac Banking Corp. 澳大利亚米兰银行 Midland Bank 英国劳埃德银行 Lloyds Bank PLC. 英国国民西敏寺银行 National Westminster Bank PLC. 英国阿比国民银行 Abbey National 英国巴克莱银行 Barclays Bank PLC. 英国巴西银行 Banco Do Brasil 巴西花旗银行 Citibank 美国汉华实业银行 Manufacturers Hanover Corp. 美国大通曼哈顿银行 Chase Manhattan Bank 美国第一洲际银行 First Interstate Bancorp 美国梅隆国民银行 Mellon National Corp. 美国美洲银行(全称/"美洲银行国民信托储蓄会/") Bank America Corp( /"Bank of America National Trust and Savings Associations/") 美国摩根保证信托银行 Morgan Guaranty Trust Corp. of New York 美国纽约化学银行Chemical New York Corp. 美国纽约银行家信托公司 Bankers Trust New York Corp. 美国芝加哥第一国民银行 First Chicago Corp. 美国太平洋安全银行 Security Pacific Corp 美国西德意志地方银行 Westdeutsche Landesbank Girozentrale 德国德累斯顿银行 Dresdner Bank 德国德意志银行 Deutsche Bank 德国富士银行 Fuji Bank 日本大和银行 Daiwa Bank 日本第一劝业银行 Dai-Ichi Kangyo Bank 日本东海银行 Tokai Bank 日本东京银行 Bank of Tokyo 日本日本兴业银行 Industrial Bank of Japan 日本三和银行 Sanwa Bank 日本三井银行 Mitsui Bank 日本三菱银行 Mitsubishi Bank 日本住友信托银行 Sumitomo Trust & Banking 日本国民劳动银行 Banca Nazionale del Lavoro 意大利都灵圣保罗银行 Istituto Bancario SanPaolo Di Torino 意大利伦巴省储蓄银行 Cassa Di Risparmio Delle Provincie Lombarde 意大利西亚那银行 Monte Dei Paschi Di Siena 意大利意大利商业银行 Banca merciale Italiana 意大利意大利信贷银行 Credito Italiano 意大利多伦多自治领银行 Toronto-Dominion Bank 加拿大加拿大帝国商业银行 Canadian Imperial Bank of merce 加拿大加拿大皇家银行 Royal Bank of Canada 加拿大荷兰农业合作社中央银行 Cooperatieve Centrale Raifferssen-Boerenleenbank 荷兰荷兰通用银行 Algemene Bank Nederland 荷兰瑞士联合银行 Union Bank of Switzerland 瑞士瑞士信贷银行 Credit Suisse 瑞士瑞士银行公司 Swiss Bank Corp. 瑞士##X(银行名称)，GUANGZHOU BRANCH，##X ROAD SUBBRANCH银行术语account number ##depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行mercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust pany 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部mercial credit pany(discount pany) 商业信贷公司〔贴现公司〕neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 本钱会计depreciation accounting 折旧会计puterized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购置力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接〔对角〕套汇indirect exchange 间接〔三角〕套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储藏foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储藏money (financial) market 金融市场stock exchange 股票交易所broker 经纪人mission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税那么specimen signature 签字式样banking hours, business hours 营业时间##X(银行名称)，GUANGZHOU BRANCH，##X ROAD SUBBRANCH银行英语口语－新开##What kind of account did you have in your mind?你想开哪种##?Do you like to open a current account?你想开一个活期存款##吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

银行笔试英语词汇Bank Written English Vocabulary TestIntroduction:The ability to effectively understand and use English vocabulary is crucial in the banking industry. This article aims to provide a comprehensive overview of English vocabulary commonly encountered in bank written tests. By familiarizing yourself with these terms, you will enhance your chances of success in bank job applications.1. Preamble:In the banking sector, the ability to comprehend and use English vocabulary accurately is paramount. This section will explore the essential terms used in this article, providing a solid foundation for the subsequent discussion.2. General Banking Vocabulary:2.1. Account Types:- Current Account: A basic bank account used for everyday transactions.- Savings Account: A deposit account that earns interest.- Fixed Deposit Account: A type of account that offers a higher interest rate for a fixed term.2.2. Financial Instruments:- Credit Card: A plastic card enabling the cardholder to make purchases on credit.- Loan: An amount of money borrowed from a bank, which must be repaid with interest.- Mortgage: A loan used to finance the purchase of a property.2.3. Banking Services:- ATM (Automated Teller Machine): An electronic banking outlet allowing customers to withdraw cash, make deposits, or check their account balance.- Online Banking: The ability to manage bank accounts and perform transactions through the internet.- Mobile Banking: Conducting banking activities using a mobile device.3. Investment Vocabulary:3.1. Stocks:- Blue Chip Stocks: Shares of well-established, financially stable, and reputable companies.- Dividend: A portion of a company's earnings paid to shareholders.- Bull Market: A market characterized by rising prices and investor optimism.3.2. Bonds:- Treasury Bond: A bond issued by the government to raise funds.- Corporate Bond: A bond issued by a corporation to finance its operations.3.3. Mutual Funds:- Index Fund: A type of mutual fund that tracks a specific market index.- Expense Ratio: The percentage of a mutual fund's assets deducted as expenses.4. Risk Management:4.1. Insurance:- Life Insurance: An agreement in which a person pays premiums, and in return, the insurance company provides a sum of money to beneficiaries upon their death.- Health Insurance: Coverage that pays for medical and surgical expenses incurred by the insured.4.2. Fraud:- Identity Theft: The fraudulent acquisition and use of someone else's personal information.- Phishing: A scam where individuals are tricked into revealing sensitive information.Conclusion:This article has covered a wide range of English vocabulary commonly encountered in bank written tests. A solid understanding of these terms will undoubtedly strengthen your performance in such assessments. Rememberto continue expanding your vocabulary and adapt your knowledge to various contexts to excel in your banking career.。

acquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration, globality 全球一体化，全球化go public 上市growth spurt （经济的）急剧增长have one's 'two commas' 百万富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股，所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 创新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payoff period 投资回收期joint-stock 参股mall rat 爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking 移动电话银行业moods 人气net potato 网虫non-store seling 直销offering 新股online-banking 网上银行业online-finance 在线金融online client （银行的）网上客户paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) option 期权，股票认购权smart card 智能卡slash prices 杀价spare capacity 闲置的生产能力strong growth 强劲的增长势头switch trade 转手贸易take…public 上市tap the idle assets 盘活存量资产transaction （银行的）交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank 虚拟银行wire transfer 电子转帐account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间。

银行考试常用英语词汇D-F1.D/D (Banker's Demand Draft) 票汇2.daily interest 日息3.daily limit 每日涨（跌）停板4.date of delivery 交割期5.dealers 批发商6.death and gift tax 遗产和赠与税7.debt of honour 信用借款8.debtor bank 借方银行9.decision-making under risk 风险下的决策10.deed 契约11.deed tax 契税12.deferred savings 定期存款13.deficit covering 弥补赤字14.deficit-covering finance 赤字财政15.deflation 通货紧缩16.delivery date 交割日17.demand pull inflation 需求拉动通货膨胀18.demand-deposit or checking-accounts 活期存款或支票帐户19.deposit account (D/A) 存款帐户20.deposit at call 通知存款21.deposit bank 存款银行22.deposit money 存款货币23.deposit rate 存款利率24.deposit turnover 存款周转率25.depreciation risks 贬值风险26.derivative deposit 派生存款27.derived deposit 派生存款28.designated currency 指定货币29.deutsche marks (=DM) 西德马克30.devaluation of dollar 美元贬值31.developer 发展商32.Development Bank 开发银行33.development financing 发展融资34.devise 遗赠35.die intestate 死时没有遗嘱36.Diners card 大莱信用卡37.direct exchange 直接汇兑38.direct financing 直接融资39.direct hedging 直接套做40.direct leases 直接租赁41.direct taxation 直接税42.discount credit 贴现融资43.discount market 贴现市场44.discount on bills 票据贴现45.discount paid 已付贴现额46.discounted cash flow 净现金量47.discounting bank 贴现银行48.dishonour risks 拒付风险49.disintermediation 脱媒50.distant futures 远期期货51.diversification 分散投资52.dividends 红利53.document of title 物权单据54.documentary collection 跟单托收55.Documents against Acceptance,D/A 承兑交单56.Documents against Payment,D/P 付款交单57.domestic correspondent 国内通汇银行58.domestic deposit 国内存款59.domestic exchange 国内汇兑60.double leasing 双重租赁61.double mortgage 双重抵押62.double option 双向期权63.Dow Jones average 道·琼斯平均数64.down payment 首期65.downgrade 降级66.downside 下降趋势67.downtick 跌点交易68.Dragon card 龙卡69.draw 提款70.draw cheque 签发票据71.drawee bank 付款银行72.drawing account 提款帐户73.dual exchange market 双重外汇市场74.dual trading 双重交易75.due from other funds 应收其他基金款76.due to other funds 应付其他基金款77.dumping 抛售78.early warning system 预警系统79.easy credit 放松信贷80.economic exposure 经济风险81.efficient portfolio 有效证券组合82.electronic accounting machine 电子记帐机83.electronic cash 电子现金84.electronic cash register 电子收款机85.electronic debts 电子借贷86.electronic funds transfer 电子资金转帐87.electronic transfer 电子转帐88.emergency tariff 非常关税89.encumbrance 债权（在不动产上设定的债权）90.endorsement for collection 托收背书91.engage in arbitrage (to) 套汇92.entity n. 单位，整体，个体93.entrance fee 申请费94.equalization fund （外汇）平衡基金95.equipment leasing services 设备租赁业务96.equity portfolio 股票资产97.establishing bank 开证银行98.ethics risks 道德风险99.Euro-bank 欧洲银行100.Eurocard 欧洲系统卡101.European terms 欧洲标价法102.evaluation of property 房产估价103.evasion of foreign currency 逃汇104.exception clause 免责条款105.excess insurance 超额保险106.exchange adjustment 汇率调整107.exchange alteration 更改汇率108.exchange arbitrage 外汇套利109.exchange bank 外汇银行110.exchange broker 外汇经纪人111.exchange brokerage 外汇经纪人佣金112.exchange business 外汇业务113.exchange clearing agreement 外汇结算协定114.exchange clearing system 汇结算制115.exchange competition 外汇竞争116.exchange contract 外汇成交单117.exchange control 外汇管制118.exchange convertibility 外汇兑换119.exchange customs 交易所惯例120.exchange depreciation 外汇下降121.exchange dumping 汇率倾销122.exchange fluctuations 汇价变动123.exchange for forward delivery 远期外汇业务124.exchange for spot delivery 即期外汇业务125.exchange freedom 外汇自由兑换126.exchange loss 汇率损失127.exchange parity 外汇平价128.exchange position 外汇头寸129.exchange position 外汇头寸；外汇动态130.exchange premium 外汇升水131.exchange profit 外汇利润132.exchange proviso clause 外汇保值条款133.exchange quota system 外汇配额制134.exchange rate 汇价135.exchange rate fluctuations 外汇汇价的波动136.exchange rate parity 外汇兑换的固定汇率137.exchange rate risks 外汇汇率风险138.exchange reserves 外汇储备139.exchange restrictions 外汇限制140.exchange risk 外汇风险141.exchange risk 兑换风险142.exchange settlement 结汇143.exchange speculation 外汇投机144.exchange stability 汇率稳定145.exchange surrender certificate 外汇移转证146.exchange transactions 外汇交易147.exchange value 外汇价值148.exchange war 外汇战149.excise 货物税，消费税150.exercise date 执行日151.exercise price, striking price 履约价格，认购价格152.expenditure tax 支出税153.expenditure tax regime 支出税税制154.expenses incurred in the purchase 购买物业开支155.expiration date 到期日156.export and import bank 进出口银行157.export gold point 黄金输出点158.exposure 风险159.external account 对外帐户160.extraneous risks 附加险161.extrinsic value 外在价值162.face value 面值163.facultative insurance 临时保险164.fair and reasonable 公平合理165.far future risks 长远期风险166.farm subsidies 农产品补贴167.farmland occupancy tax 耕地占用税168.favourable exchange 顺汇169.fax base 税基170.feast tax 筵席税171.feathered assets 掺水资产172.fee 不动产173.fee interest 不动产产权174.fictions payee 虚构抬头人175.fictitious assets 虚拟资产176.fictitious capital 虚拟资本177.fiduciary a. 信托的，信用的，受信托的（人）178.fiduciary field 信用领域，信托领域179.finance broker 金融经纪人180.financial advising services 金融咨询服务181.financial arrangement 筹资安排182.financial crisis 金融危机183.financial forward contract 金融远期合约184.financial futures 金融期货185.financial futures contract 金融期货合约186.financial insolvency 无力支付187.financial institutions' deposit 同业存款188.financial lease 金融租赁189.financial risk 金融风险190.financial statement analysis 财务报表分析191.financial system 金融体系192.financial transaction 金融业务193.financial unrest 金融动荡194.financial world 金融界195.first mortgage 第一抵押权196.fiscal and monetary policy 财政金融政策197.fixed assets 固定资产198.fixed assets ratio 固定资产比率199.fixed assets turnover ratio 固定资产周转率200.fixed capital 固定资本201.fixed costs 固定成本202.fixed deposit (=time deposit) 定期存款203.fixed deposit by installment 零存整取204.fixed exchange rate 固定汇率205.fixed par of exchange 法定汇兑平价206.fixed savings withdrawal 定期储蓄提款207.fixed-rate leases 固定利率租赁208.flexibility and mobility 灵活性与机动性209.flexibility of exchange rates 汇率伸缩性210.flexible exchange rate 浮动汇率211.floating exchange rate 浮动汇率212.floating policy 流动保险单213.floating-rate leases 浮动利率租赁214.floor 带利率下限的期权215.floor broker 场内经纪人216.fluctuations in prices 汇率波动217.foregift 权利金218.foreign banks 外国银行219.foreign correspondent 国外代理银行220.foreign currency futures 外汇期货221.foreign enterprises income tax 外国企业所得税222.foreign exchange certificate 外汇兑换券223.foreign exchange crisis 外汇危机224.foreign exchange cushion 外汇缓冲225.foreign exchange dumping 外汇倾销226.foreign exchange earnings 外汇收入227.foreign exchange liabilities 外汇负债228.foreign exchange loans 外汇贷款229.foreign exchange parity 外汇平价230.foreign exchange quotations 外汇行情231.foreign exchange regulations 外汇条例232.foreign exchange reserves 外汇储备233.foreign exchange restrictions 外汇限制234.foreign exchange retaining system 外汇留存制235.foreign exchange risk 外汇风险236.foreign exchange services 外汇业务237.foreign exchange transaction centre 外汇交易中心238.forward exchange 期货外汇239.forward exchange intervention 期货外汇干预240.forward exchange sold 卖出期货外汇241.forward foreign exchange 远期外汇汇率242.forward operation 远期（经营）业务243.forward swap 远期掉期244.fraternal insurance 互助保险245.free depreciation 自由折旧246.free foreign exchange 自由外汇247.freight tax 运费税248.fringe bank 边缘银行249.full insurance 定额保险250.full payout leases 充分偿付租赁251.full progressive income tax 全额累进所得税252.fund 资金、基金253.fund account 基金帐户254.fund allocation 基金分配255.fund appropriation 基金拨款256.fund balance 基金结存款257.fund demand 资金需求258.fund for relief 救济基金259.fund for special use 专用基金260.fund in trust 信托基金261.fund liability 基金负债262.fund obligation 基金负担263.fund raising 基金筹措264.fundamental insurance 基本险265.funds statement 资金表266.futures commission merchants 期货经纪公司267.futures contract 期货合约268.futures delivery 期货交割269.futures margin 期货保证金270.futures market 期货市场271.futures price 期货价格272.futures transaction 期货交易273.FX futures contract 外汇期货合约274.275.276.277.（注：素材和资料部分来自网络，供参考。

常见银行英语词汇中央银行:中国人民银行, People\'s Bank of China, PBC四大国有商业银行:中国银行, Bank of China, BOC中国工商银行, Industrial and Commercial Bank of China, ICBC中国农业银行, Agricultural Bank of China, ABC中国建设银行, China Construction Bank, CCB政策性银行:国家开发银行, China Development Bank, CDB中国农业发展银行, Agricultural Development Bank of China, ADBC中国进出口银行, The Export-Import Bank of China, China Eximbank股份制商业银行:招商银行, China Merchants Bank, CMB交通银行, Bank of Communications中国光大银行, China Everbright Bank, CEBB中国民生银行, China Minsheng Banking Corporation Ltd., CMBC华夏银行, Hua Xia Bank, HXB中信银行, China CITIC Bank兴业银行, Industrial Bank, CIB上海浦东发展银行, Shanghai Pudong Development Bank, SPDB 或SPD BANK 广东发展银行, Guangdong Development Bank, GDB深圳发展银行, Shenzhen Development Bank, SDB厦门国际银行, Xiamen International Bank, XIB投资银行:中国国际金融有限公司, China International Capital Corporation Limited, CICC世界各大银行中国银行Bank of China 中国汇丰银行Hongkong and Shanghai Banking Corp. 香港里昂信贷银行Credit Lyonnais 法国巴黎国民银行Banque Nationale de Paris 法国农业信贷国民银行de Caisse Nationale Credit Agricole 法国西太平洋银行公司Westpac Banking Corp. 澳大利亚米兰银行Midland Bank 英国劳埃德银行Lloyds Bank PLC. 英国国民西敏寺银行National Westminster Bank PLC. 英国阿比国民银行Abbey National 英国巴克莱银行Barclays Bank PLC. 英国巴西银行Banco Do Brasil 巴西花旗银行Citibank 美国汉华实业银行Manufacturers Hanover Corp. 美国大通曼哈顿银行Chase Manhattan Bank 美国第一洲际银行First Interstate Bancorp 美国梅隆国民银行Mellon National Corp. 美国美洲银行(全称/"美洲银行国民信托储蓄会/") Bank America Corp( /"Bank of America National Trust and Savings Associations/") 美国摩根保证信托银行Morgan Guaranty Trust Corp. of New York 美国纽约化学银行Chemical New York Corp. 美国纽约银行家信托公司Bankers Trust New York Corp. 美国芝加哥第一国民银行First Chicago Corp. 美国太平洋安全银行Security Pacific Corp 美国西德意志地方银行Westdeutsche Landesbank Girozentrale 德国德累斯顿银行Dresdner Bank 德国德意志银行Deutsche Bank 德国富士银行Fuji Bank 日本大和银行Daiwa Bank 日本第一劝业银行Dai-Ichi Kangyo Bank 日本东海银行Tokai Bank 日本东京银行Bank of Tokyo 日本日本兴业银行Industrial Bank of Japan 日本三和银行Sanwa Bank 日本三井银行Mitsui Bank 日本三菱银行Mitsubishi Bank 日本住友信托银行Sumitomo Trust & Banking 日本国民劳动银行Banca Nazionale del Lavoro 意大利都灵圣保罗银行Istituto Bancario SanPaolo Di Torino 意大利伦巴省储蓄银行Cassa Di Risparmio Delle Provincie Lombarde 意大利西亚那银行Monte Dei Paschi Di Siena 意大利意大利商业银行Banca Commerciale Italiana 意大利意大利信贷银行Credito Italiano 意大利多伦多自治领银行Toronto-Dominion Bank 加拿大加拿大帝国商业银行Canadian Imperial Bank of Commerce 加拿大加拿大皇家银行Royal Bank of Canada 加拿大荷兰农业合作社中央银行Cooperatieve Centrale Raifferssen-Boerenleenbank 荷兰荷兰通用银行Algemene Bank Nederland 荷兰瑞士联合银行Union Bank of Switzerland 瑞士瑞士信贷银行Credit Suisse 瑞士瑞士银行公司Swiss Bank Corp. 瑞士XXX(银行名称)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH银行术语account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间XXX(银行名称)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。

银行考试常用英语词汇R-Z银行考试常用英语词汇R-Z1.ransom 赎金2.rate of deposit turnover 存款周转率3.rate of depreciation 折旧率4.ratio of cash reserves to deposits 存款支付准备率5.ratio of cash reserves to deposits 存款支付准备率6.ratio of cash reserves to deposits 存款支付准备率7.ratio of doubtful loans to total loans 坏帐比率8.ratio of profit to capital 收益同资本的比率9.rationing of exchange 外汇配售10.real estate 不动产11.real estate and personal property tax 不动产和动产税12.real estate brokerage services 不动产经纪业务13.real estate investment trust 不动产投资信托公司14.real estate loans 不动产贷款15.real estate mortgage 不动产抵押16.real estate mortgage bonds 不动产抵押债券17.real estate tax 不动产税18.reciprocal reinsurance 互惠互保19.red balance 赤字差额20.red balance 赤字差额21.red balance 赤字差额22.rediscount bank 再贴现银行23.rediscount policy 再贴现政策24.reexchange 回汇、退汇25.registration fee 注册费26.related documents 有关单据27.remit vt. 传寄，汇寄，送28.remittance bank 汇款银行29.remittance by draft 汇票汇款30.remittance charges 汇费31.remittance n. 汇款32.remitter n. 汇款人33.remitting bank 汇出银行34.remitting bank 汇出行，汇款行35.remitting bank (= entrusting bank) 托收行36.repressed inflation 抑制性通货膨胀37.requesting bank 委托开证银行38.required reserve ratio 法定准备率39.reserve account 准备金帐户40.reserve deposit 准备存款41.reserve financing 累积融资42.reserve margin 准备金比率43.reserve ratio 法定存款准备金比率44.reserve requirements 法定存款准备金45.reserving bank 储备银行46.resistance 阻挡区47.resource tax 资源税48.restrictive lending policy 贷款紧缩政策49.restrictive monetary policy 紧缩通货膨胀50.retail transaction 零售交易51.retaliatory tariff 报复性关税52.revenue account 收入帐户53.reversal 反转54.revise the repay and condition 已定的细则55.rigged market 受操纵的市场56.right of pledge 质权57.risk (or risk-bearing) capital 承担风险的资本58.risk adjusted return 风险调整报酬率59.risk analysis 风险分析60.risk analysis 风险分析61.risk assets 冒风险的资产62.risk assets 风险资产63.risk decision 风险性决策64.risk fund 风险基金65.risk guaranty 风险担保66.risk hedge 风险保值67.risk hedging instruments 风险保值工具68.risk losses 风险损失69.risk management 风险管理70.risk minimization 风险减至最小限度71.risk money （出纳员）短款补贴72.risk premium 风险补贴，风险溢价73.risk prevention 风险防范74.risk project 风险项目75.risk protection 风险保护76.risk ratio 风险率77.risk transfer 风险转移78.risk transformation 风险转移79.risk/venture capital 风险资本80.risk-adjusted discount rate 风险调整折现率81.risk-covering insurance 风险保险82.risk-return characteristics 风险与收益特性83.risks contribution 风险分摊84.risk-taking company 风险企业85.risky cost 风险成本86.risky investment 风险投资87.risky loans 有风险贷款88.risky reserve 风险储备89.risky revenue 风险收入90.run on a bank 银行挤兑91.safe deposit facilities 保险箱业务92.safety deposit boxes 保管箱93.sale and leaseback agreement 出售资产与回租安排94.sale of property 出售物业95.sales tax 销售税96.sales taxes 销售税97.salt tax 盐税98.saving account (S.A.) 储蓄帐户99.savings accounts 储蓄存款帐户100.savings and loan association 储蓄与放款合作协会101.savings and loan share accounts 储蓄贷款协会的股金券102.savings bank 储蓄银行103.savings deposit 储蓄存款104.scientific research unit bonus tax 科研单位奖金税105.screen (stocks) 选股106.securities brokerage services 证券经纪业务107.securities underwriting services 证券承销业务108.security bond 保付单109.security for an obligation 债权担保110.seek a market 寻求入市机会111.self-liquidated loans 自偿性商业贷款112.self-owned capital ratio 自有资本比率113.sell forward 远期卖出114.seller's risks 卖方风险115.selling bank 卖方银行116.selling risk 销售风险117.settlement 交割118.settlement price 结算价格119.shifting risk 转嫁风险，转移风险120.shipping tonnageduty 船舶吨税121.short arbitrage 空头套利122.short position 空头123.short purchase 买空，空头补进124.short rate 短期汇率125.short seller 卖空者126.shortage of financial resources 财源短缺127.short-lived securities 短期有效证券128.short-term deposits 短期存款129.short-term funds 短期资金130.shunting （美）套利、套汇131.side-work bank 兼业银行132.simple interest 单利133.single exchange rate 单一汇率134.sinking fund 偿债基金135.slack of finance 银根松缓136.slaughtering tax 屠宰税137.sliding peg （汇率）滑动钉住138.small business finance 中小企业融资139.small leases 小型租赁140.small-order automatic system 小额定单执行系统141.social security payments 支付社会保障金142.socialized medical insurance 社会医疗保险143.soft currency 软币144.solicitor's fee 律师费145.source of finance 融资渠道146.special bank 特殊银行147.special consumption tax （special consumer tax）特别消费税148.special deposit 特种存款149.special finance 特别融资150.special fuel oil tax 烧油特别税151.special regulation tax 专项调节税152.specialized foreign exchange bank 外汇专业银行153.specific insurance 特殊保险154.speculating risks 投机风险155.speculation 投机156.speculation in stock 股票投机157.speculation on foreign exchange 外汇投机158.spot and forward prices 即期与远期价格159.spot exchange 现汇160.spot exchange rate 单方面外汇买卖161.spot exchange transactions 即期外汇业务162.spot rate of exchange 即期外汇汇率163.spread 差额，利差，利润幅度164.spread between domestic and overseas int 国内外利润差额165.square position 差额轧平（未抵冲的外汇买卖余额的轧平状况）166.stagflation 滞胀。

1. 素质教育：Quality Education2. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional quotient3. 保险业：the insurance industry4. 保证重点指出：ensure funding for priority areas5. 补发拖欠的养老金：clear up pension payments in arrears6. 不良贷款：non-performing loan7. 层层转包和违法分包：mutlti-level contracting and illegal subcontracting8. 城乡信用社：credit cooperative in both urban and rural areas9. 城镇居民最低生活保障： a minimum standard of living for city residents10. 城镇职工医疗保障制度：the system of medical insurance for urban workers11. 出口信贷：export credit12. 贷款质量：loan quality13. 贷款质量五级分类办法：the five-category assets classification for bank loans14. 防范和化解金融风险：take precautions against and reduce financial risks15. 防洪工程：flood-prevention project16. 非法外汇交易：illegal foreign exchange transaction17. 非贸易收汇：foreign exchange earnings through nontrade channels18. 非银行金融机构：non-bank financial institutions19. 费改税：transform administrative fees into taxes20. 跟踪审计：foolow-up auditing21. 工程监理制度：the monitoring system for projects22. 国有资产安全：the safety of state-owned assets23. 过度开垦：excess reclamation24. 合同管理制度：the contract system for governing projects25. 积极的财政政策：pro-active fiscal policy26. 基本生活费：basic allowance27. 解除劳动关系：sever labor relation28. 金融监管责任制：the responsibility system for financial supervision29. 经济安全：economic security30. 靠扩大财政赤字搞建设：to increase the deficit to spend more on development31. 扩大国内需求：the expansion of domestic demand32. 拉动经济增长：fuel economic growth33. 粮食仓库：grain depot34. 粮食收购企业：grain collection and storage enterprise35. 粮食收购资金实行封闭运行：closed operation of grain purchase funds36. 粮食销售市场：grain sales market37. 劣质工程：shoddy engineering38. 乱收费、乱摊派、乱罚款：arbitrary charges，fund-raising，quotas and fines39. 骗汇、逃汇、套汇：obtain foreign currency under false pretenses，not turn over foreign owed to the government and illegal arbitrage40. 融资渠道：financing channels41. 商业信贷原则：the principles for commercial credit42. 社会保险机构：social security institution43. 失业保险金：unemployment insurance benefits44. 偷税、骗税、逃税、抗税：tax evasion，tax fraud and refusal to pay taxes45. 外汇收支：foreign exchange revenue and spending46. 安居工程：housing project for low-income urban residents47. 信息化：information-based；informationization48. 智力密集型：concentration of brain power；knowledge-intensive49. 外资企业：overseas-funded enterprises50. 下岗职工：laid-off workers51. 分流：reposition of redundant personnel52. 素质教育：education for all-round development53. 豆腐渣工程：jerry-built projects54. 社会治安情况：law-and-order situation55. 民族国家：nation state56. “台独”：“independence of Taiwan”57. 台湾当局：Taiwan authorities58. 台湾同胞：Taiwan compatriots59. 台湾是中国领土不可分割的一部分：Taiwan is an inalienable part of the Chinese territory.60. 西部大开发：Development of the West Regions61. 可持续性发展：sustainable development62. 风险投资：risk investment63. 通货紧缩：deflation64. 扩大内需：to expand domestic demand65. 计算机辅助教学：computer-assisted instruction （CAI ）66. 网络空间：cyberspace67. 虚拟现实：virtual reality68. 网民：netizen （net citizen ）69. 电脑犯罪：computer crime70. 电子商务：the e-business71. 网上购物：shopping online72. 应试教育：exam-oriented education73. 学生减负：to reduce study load74. “厄尔尼诺”：（EL Nino）75. “拉尼娜”：（La Nina）76. “智商”：（IQ）77. “情商”：（EQ）78. “第三产业”：（third/tertiary industry，service sector，third sequence of enterprises）79.“第四产业”：（quaternary/information industry）80.“军嫂”：（military spouse）81.“峰会”（香港译“极峰会议”）“：summit（conference）82.“克隆”：clone83.“冰毒”：ice84.“摇头丸”：dancing outreach85.“传销”：multi level marketing86.“（计算机）2000年问题”：Y2K problem（y for year，k for kilo or thousand）87.“白皮书”：white paper（不是white cover book）88.“傻瓜相机”：Instamatic（商标名，焦距、镜头均固定，被称为foolproof相机）；89.“白条”：IOU note（IOU：债款、债务，由I owe you 的读音缩略转义而来）90.“巡回招聘”：milk round（一种招聘毕业生的方式，大公司走访各大学及学院，向求职者介绍本公司情况并与报名者晤谈）。