金融保险经济金融词汇的英语翻译

有用的金融术语翻译financial markets 金融市场savings and loans 储蓄存款与借款credit unions 信用社mortgages 抵押贷款（指房屋，土地等）auto loans 汽车消费贷款certificates of deposit 存款单银行对存款人将资金存放于银行一定期间所发给的证明文件，可分为可转让定存单(Negotiable CD)与不可转让定存单(Non-negotiable)managerial finance 财务管理wave of mergers 合并风浪，公司或组织的合并Common equity 普通股Par value股票的面值Retained earnings保留盈餘資產負債表中股東權益重要項目之一，表示公司的獲利保留，未以股利方式配發，並將保留盈餘做為公司長期營運資金或固定投資的資金來源。

（又稱未分配盈餘、盈餘公積、累計盈餘或保留淨利）Additional paid-in capital 附加的缴入资本（属于所有者权益）Discounted securities折价证券Treasury bills 国库券Repurchase agreement重购回协定。

Repurchase Agreement。

指资产的卖方同意在某特定日期，以特定价格再买回其所卖出资产的协议。

...Federal funds 联邦资金Banker’s acceptance银行承兑Commercial paper商业票据Certificate of deposit存款单Negotiable CD 可转让存单Eurodollar deposit 欧元存款Money market mutual funds货币市场的开放式资金Term loan定期贷款Coupon rate 票面利率General obligation bond市政债券可分两大类: (1)一般信用担保债券(generalobligation bond): 并无与特别项目挂钩的市政债券,其本息的偿付来自发行当局的综合收入--主要为地方政府的各种税收;Debenture 公司债券Subordinated debenture subordinated debenture次位债券. 一种无担保债券，发行机构万一破产，求偿顺位低于其他债券。

经济学英语词汇在研究和学习经济学的过程中，掌握相关的英语词汇是非常重要的。

以下是一些经济学中常用的英语词汇及其含义：1、Economic：经济的，与经济相关的。

2、Finance：金融，财政。

3、Accounting：会计，会计学。

4、Market：市场，市场营销。

5、Price：价格，价值。

6、Currency：货币，通货。

7、Interest Rate：利率。

8、Exchange Rate：汇率。

9、Stock：股票，股份。

10、Bond：债券。

11、Futures：期货。

12、Options：期权。

13、Commodity：商品，大宗商品。

14、Price Index：价格指数。

15、Economy Growth：经济增长。

16、Unemployment Rate：失业率。

17、Inflation：通货膨胀。

18、Interest Rate Policy：利率政策。

19、Monetary Policy：货币政策。

20、Fiscal Policy：财政政策。

21、Supply-Side Economics：供给侧经济学。

22、Demand-Side Economics：需求侧经济学。

23、Comparative Advantage：比较优势。

24、Gains from Trade：贸易收益。

25、Barriers to Trade：贸易壁垒。

26、Dumping：倾销。

27、DumpingMargin：倾销差价。

28、Economic Liberalization：经济自由化。

29、Privatization：私有化。

30、Liberalization：自由化。

31、Globalization：全球化。

32、Protectionism：保护主义。

33、Stagflation：滞胀，即经济停滞与高通货膨胀、失业以及不景气并存的经济现象。

34、Recession：经济衰退，经济连续两个季度出现负增长。

Marche des Options Negociables de Paris 巴黎期权市场 margin 保证⾦：“孖展”；⽑利；差价 margin account 保证⾦账户：“孖展”户⼝ margin call 追缴保证⾦通知；追补按⾦通知 margin client 保证⾦客户：“孖展”客户 margin deposit 保证⾦；按⾦：“孖展” margin loan 保证⾦贷款：“孖展”贷款 margin of solvency 偿付准备⾦ margin requirement 应付保证⾦ margin trading 以股票按贷财务⽅式买卖；以“孖展”⽅式买卖；保证⾦交易；按⾦交易 marginal cost 边际成本 marginal effect 轻微影响 marginal relief 边际宽免；所得税减免 marginal tax band 边际税阶 marginal tax rate 边际税率 marine insurance 海上保险 marine insurance business 海上保险业务 marine risk ⽔险；海险 marker rate of allowance 指标津贴额 105 market 市场；股市 market access 开放市场；进⼊市场 Market and Product Development Division 市场及产 品发展科〔⾹港联合交易所有限公司〕 market anomaly 市场反常现象 market body 市场团体 market breadth 市场宽度 market capitalization 资本市值；市价总值 market charge 市场抵押 market collateral 市场抵押品 market contract 市场合约 Market Development Division market discipline 市场规律 market disruption 市场⼲扰 market economy 市场经济 market efficiency 市场效率 market fluctuation 市场波动；市情升降 market forces 市场⼒量 market information 市场资料；市场信息；⾏情 market infrastructure 市场基础设施 market intermediary 市场中介者 market leader 市场主要股份；市场 market maker 市场作价者；市场“庄家” market malpractice 市场不当⾏为 market manipulation 操纵市场：“造市” market mechanism 市场机制；市场调节机能 market median 市场中位数 market member 市场会员 market on close 按收市盘 market order 市价盘；市价订单 market participant 市场⼈⼠ market practitioner 市场从业员 market premium 市场溢价 market price 市价；市场价格 market price development 市场价格变动 market rate 市价；市场利率；市场汇率 market rate of discount 市场贴现率 market rate of interest 市场利率 market rent 市值租⾦；市⾯租⾦ market risk 市场风险 market risk regime 市场风险制度 market sentiment 市场情绪 市场发展处〔⾹港⾦融管理局〕 106 Market Services Group 市场服务处〔⾹港联合交易所有限公司〕 market share 市场占有率 market statistics 市场统计；⾏情 market surveillance policy 市场监察政策 Market Systems Division 市场系统处〔⾹港⾦融管理局〕 market trend 市场趋势 market value 市值 market value adjustment 市值调整 marketability 适销性；流通性；销售能⼒ marketable debt securities 有价债务证券 marketable government debt 有价公债 marketable securities 有价证券 market-determined price 由市场决定的价格 market-disciplined economy 由市场⼒量⽀配的经济 market-disciplined free-enterprise economy 由市场因素决定的⾃由企业经济体系 market-friendly 有利市场运作 marketing organization facility 统营设施 market-making system 市场作价制度；市场“庄家”制度 market-orientation 以市场为主导 market-oriented economy 市场主导的经济体系 market-sensitive information 市场敏感资料；影响市场的数据 mark-to-market 按市价计值；按市价计算差额 marriage settlement 婚姻授产契 married person's allowance 已婚⼈⼠免税额 Mass Transit Fund 地下铁路基⾦ Mass Transit Railway Corporation note ⾹港地下铁路公司债券 massive downward pressure 强⼤的向下调整压⼒ match an order 对单；对盘 matching 对销；相配；对盘 matching grant 半费资助；等额津贴 matching system 对销系统；相配系统；对盘系统 material risk 重⼤风险 mathematical reserve 数理储备⾦ maturity 到期 maturity mismatch profile 期限错配组合 maturity mismatching arrangement 期限错配安排 maturity mismatching of assets and liabilities 资产与负债期限错配 maximum amount 款额 maximum benefit 利益 maximum rate of interest 利率 means test 经济状况调查 107 measure of risk exposure 衡量风险承担的⽅法 median income household 中位数⼊息家庭 median return 中位回报 Medium Range Forecast 中期预测 medium to long-term funds 中长期资⾦ meeting of creditors 债权⼈会议 member firm 会员商号 Members Affairs Committee 会员事务委员会〔⾹港期货交易所有限公司〕 Membership and Rules Committee 会籍及则例委员会〔⾹港期货交易所有限公司〕 Membership Committee 会籍委员会〔⾹港联合交易所有限公司〕 memorandum account 备查账户；备忘帐项 Memorandum Notes on the Revenue Estimates 税收预算备忘录 memorandum of agreement 协议备忘录；合约备忘录 memorandum of association 组织⼤纲；组织章程⼤纲 Memorandum of Regulatory Co-operation 《监管合作备忘录》 memorandum of satisfaction 清偿备忘录 Memorandum of Understanding Securities and Futures Commission> 《谅解备忘录》〔⾹港⾦融管理局与证券及期货事务监察 委员会签署〕 merchant bank 商⼈银⾏ merger 合并 merger agreement 合并协议 method of apportionment on a pro rata basis 按⽐例分摊计算办法 Michinoku Finance （Hong Kong） Limited 北⽇本财务（⾹港）有限公司 Micro Analysis Section 微观经济分析组〔财经事务局〕 microeconomics 微观经济学；个体经济学 midcap stock 中型股 middle interbank rate 银⾏同业中间利率 middle market cross-rate 中间市场套汇率 middle market rate 市场中间价格；市价中位数 middle rate 中间汇率 mid-market price 中期市场价格 mid-year review 年中检讨；中期经济检讨报告 Milan Stock Exchange ⽶兰证券交易所 minimum denomination 最低⾯额 minimum price movement 最低波动价位 minimum principal value 最低基本价值 minimum subscription 最低认购额 minority interest 少数权益；少数股东权益 108 minority shareholder controller ⼩股东控权⼈ miscellaneous expenses 杂项⽀出 miscellaneous fees 杂项费⽤ miscellaneous income 杂项收⼊ miscellaneous services 杂项服务 mismatch 错配 Mitsubishi Trust and Banking Corp. 三菱信托银⾏ Mitsubishi Trust Finance （Asia） Limited 三菱信托财务（亚洲）有限公司 Mitsui Trust and Banking Co.， Ltd. 三井信托银⾏ Mitsui Trust Finance （Hong Kong） Limited 三井信托财务（⾹港）有限公司 mixed option 可延买亦可延卖的期权 mixed uptrend 反复向上 mode of payment 付款办法；发薪办法 Model Code for Securities Transactions by Directors of Listed Companies 《上市公司董事进⾏ 证券交易的标准守则》 moderate growth 轻微增长；稍微增长 moderating trend 下降趋势；放缓趋势 modification 修订；放宽 Modified Consumer Price Index 修订消费物价指数 modified factor system 修正因素计算法 monetary aggregate 货币总体数字；货币流通总额 monetary and financial system 货币⾦融体系 monetary arrangement ⾦融财务安排 monetary assets 货币资产 Monetary Authority ⾦融管理专员 monetary base 货币基础 monetary discipline 货币秩序 monetary instrument ⾦融票据；⾦融⼯具 Monetary Policy and Markets Department 货币政策及市场部〔⾹港⾦融管理局〕 Monetary Policy Division 货币政策处〔⾹港⾦融管理局〕 monetary regime 货币体制 monetary sector ⾦融界；⾦融体系 monetary situation 货币情况 monetary squeeze 货币紧缩；货币压缩 monetary stability ⾦融体制的稳定性 monetary unit 货币单位 monetary value 币值 monetization 货币化；币值化 monetized value 货币化价值。

economist 经济学家socialist economy 社会主义经济capitalist economy 资本主义经济collective economy 集体经济planned economy 计划经济controlled economy 管制经济rural economics 农村经济liberal economy 自由经济mixed economy 混合经济political economy 政治经济学protectionism 保护主义autarchy 闭关自守primary sector 初级成分private sector 私营成分,私营部门public sector 公共部门,公共成分economic channels 经济渠道economic balance 经济平衡economic fluctuation 经济波动economic depression 经济衰退economic stability 经济稳定economic policy 经济政策economic recovery 经济复原understanding 约定concentration 集中holding company 控股公司trust 托拉斯cartel 卡特尔rate of growth 增长economic trend 经济趋势economic situation 经济形势infrastructure 基本建设standard of living 生活标准,生活水平purchasing power, buying power 购买力scarcity 短缺stagnation 停滞,萧条,不景气underdevelopment 不发达underdeveloped 不发达的developing 发展中的initial capital 创办资本frozen capital 冻结资金frozen assets 冻结资产fixed assets 固定资产real estate 不动产,房地产circulating capital, working capital 流动资本available capital 可用资产capital goods 资本货物reserve 准备金,储备金calling up of capital 催缴资本allocation of funds 资金分配contribution of funds 资金捐献working capital fund 周转基金revolving fund 循环基金,周转性基金contingency fund 意外开支,准备金reserve fund 准备金buffer fund 缓冲基金,平准基金sinking fund 偿债基金investment 投资,资产investor 投资人self-financing 自筹经费,经费自给current account 经常帐户 (美作:checking account)current-account holder 支票帐户 (美作:checking-account holder) cheque 支票 (美作:check)bearer cheque, cheque payable to bearer 无记名支票,来人支票crossed cheque 划线支票traveller's cheque 旅行支票chequebook 支票簿,支票本 (美作:checkbook)endorsement 背书transfer 转让,转帐,过户money 货币issue 发行ready money 现钱cash 现金ready money business, no credit given 现金交易,概不赊欠change 零钱banknote, note 钞票,纸币 (美作:bill)to pay (in) cash 付现金domestic currency, local currency] 本国货币convertibility 可兑换性convertible currencies 可自由兑换货币exchange rate 汇率,兑换率foreign exchange 外汇floating exchange rate 浮动汇率free exchange rates 自由汇兑市场foreign exchange certificate 外汇兑换券hard currency 硬通货speculation 投机saving 储装,存款depreciation 减价,贬值devaluation (货币)贬值revaluation 重估价runaway inflation 无法控制的通货膨胀deflation 通货紧缩capital flight 资本外逃stock exchange 股票市场stock exchange corporation 证券交易所stock exchange 证券交易所,股票交易所quotation 报价,牌价share 股份,股票shareholder, stockholder 股票持有人,股东dividend 股息,红利cash dividend 现金配股stock investment 股票投资investment trust 投资信托stock-jobber 股票经纪人stock company, stock brokerage firm 证券公司securities 有价证券share, common stock 普通股preference stock 优先股income gain 股利收入issue 发行股票par value 股面价格, 票面价格bull 买手, 多头bear 卖手, 空头assigned 过户opening price 开盘closing price 收盘hard times 低潮business recession 景气衰退doldrums 景气停滞dull 盘整ease 松弛raising limit 涨停板break 暴跌bond, debenture 债券Wall Street 华尔街short term loan 短期贷款long term loan 长期贷款medium term loan 中期贷款lender 债权人creditor 债权人debtor 债务人,借方borrower 借方,借款人borrowing 借款interest 利息rate of interest 利率discount 贴现,折扣rediscount 再贴现annuity 年金maturity 到期日,偿还日amortization 摊销,摊还,分期偿付redemption 偿还insurance 保险mortgage 抵押allotment 拨款short term credit 短期信贷consolidated debt 合并债务funded debt 固定债务,长期债务floating debt 流动债务drawing 提款,提存aid 援助allowance, grant, subsidy 补贴,补助金,津贴output 产出,产量producer 生产者,制造者productive, producing 生产的products, goods 产品consumer goods 消费品article 物品,商品manufactured goods, finished goods 制成品,产成品raw product 初级产品semifinished goods 半成品by-product 副产品foodstuffs 食品raw material 原料supply 供应,补给input 投入productivity 生产率productiveness 赢利性overproduction 生产过剩外部审计 external audit外国直接投资 foreign direct investment (FDI) 外汇储备 foreign exchange reserves外汇调剂 foreign exchange swap外汇占款 the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings外向型经济 export-oriented economy外债 external debt外资企业 foreign-funded enterprises完善现代企业制度 to improve the modern enterprise system完税凭证 tax payment documentation违法经营 illegal business委托存款 entrusted deposits稳步增长 steady growth稳健的银行系统 a sound banking system稳中求进 to make progress while ensuring stability无纸交易 book-entry(or paperless/scriptless)transaction物价监测 price monitoringX吸纳流动性 to absorb liquidity稀缺经济 scarcity economy洗钱 money laundering系统内调度 fund allocation within a bank系统性金融危机 systemic financial crisis下岗工人 laid-off employees下游企业 down-stream enterprises现场稽核 on-site examination现金滞留(居民手中) cash held outside the banking system乡镇企业 township and village enterprises(TVEs)消费物价指数 consumer price index(CPI)消费税 excise(consumption)tax消灭财政赤字 to balance the budget;to eliminate fiscal deficit销货款回笼 reflow of corporate sales income to the banking system销售平淡 lackluster sales协议外资金额 committed amount of foreign investment新经济增长点 new sources of economic growth新开工项目 new projects;newly started projects新增贷款 incremental credit; loan increment; credit growth; credit expansion新增就业位置 new jobs;new job opportunities信贷规模考核 review the compliance with credit ceilings信号失真 distorted signals信托投资公司 trust and investment companies信息不对称 information asymmetry信息反馈 feedback(information)信息共享系统 information sharing system信息披露 information disclosure信用扩张 credir expansion信用评级 credit rating姓“资”还是姓“社” pertaining to socialism or capitalism;socialist orcaptialist 行政措施 administrative measures需求膨胀 demand expansion; excessive demand虚伪存款 window-dressing deposits削减冗员 to shed excess labor force寻租 rent seeking迅速反弹 quick reboundY养老基金 pension fund一刀切 universal application;non-discretionary implementation一级市场 primary market应收未收利息 overdue interest银行网点 banking outlets赢利能力 profitability营业税 business tax硬贷款(商业贷款) commercial loans用地审批 to grant land use right有管理的浮动汇率 managed floating exchange rate证券投资 portfolio investment游资(热钱) hot money有市场的产品 marketable products有效供给 effective supply诱发新一轮经济扩张 trigger a new round of economic expansion逾期贷款 overdue loans;past-due loans与国际惯例接轨 to become compatible with internationally accepted 与国际市场接轨 to integrate with the world market预算外支出(收入) off-budget (extra-budgetary) expenditure(revenue) 预调 pre-emptive adjustment月环比 on a month-on-month basis; on a monthly basisZ再贷款 central bank lending在国际金融机构储备头寸 reserve position in international financial institutions 在人行存款 deposits at (with) the central bank在途资金 fund in float增加农业投入 to increase investment in agriculture增势减缓 deceleration of growth;moderation of growthmomentum增收节支措施 revenue-enhancing and expenditure control measures增长平稳 steady growth增值税 value-added tax(VAT)涨幅偏高 higher-than-desirable growth rate;excessive growth账外账 concealed accounts折旧 depreciation整顿 retrenchment;consolidation政策工具 policy instrument政策性业务 policy-related operations政策性银行 policy banks政策组合 policy mix政府干预 government intervention证券交易清算 settlement of securities transactions证券业务占款 funding of securities purchase发行货币 to issue currency发行总股本 total stock issue法定准备金 required reserves;reserve requirement法人股 institutional shares法人股东 institutional shareholders法治 rule of law房地产投资 real estate investment放松银根 to ease monetary policy非现场稽核 off-site surveillance(or monitoring)非银行金融机构 non-bank financial institutions非赢利性机构 non-profit organizations分税制 assignment of central and local taxes;tax assignment system分业经营 segregation of financial business(services);division of business scope based on the type of financial institutions风险暴露(风险敞口) risk exposure风险管理 risk management风险意识 risk awareness风险资本比例 risk-weighted capital ratios风险资本标准 risk-based capital standard服务事业收入 public service charges;user's charges扶贫 poverty alleviation负增长 negative growth复式预算制 double-entry budgeting;capital and current budgetary accountG改革试点 reform experimentation杠杆率 leverage ratio杠杆收购 leveraged buyout高息集资 to raise funds by offering high interest个人股 non-institutional shares根本扭转 fundamental turnaround(or reversal)公开市场操作 open market operations公款私存 deposit public funds in personal accounts公用事业 public utilities公有经济 the state-owned sector;the public sector公有制 public ownership工业成本利润率 profit-to-cost ratio工业增加值 industrial value added供大于求 supply exceeding demand;excessive supply鼓励措施 incentives股份合作企业 joint-equity cooperative enterprises股份制企业 joint-equity enterprises股份制银行 joint-equity banks固定资产贷款 fixed asset loans关税减免 tariff reduction and exemption关税减让 tariff concessions关税优惠 tariff incentives;preferential tariff treatment 规范行为to regularize(or standardize)…behavior规模效益 economies of scale国计民生 national interest and people's livelihood国家对个人其他支出 other government outlays to individuals国家风险 country risk国际分工 international division of labor国际收支 balance of payments国有独资商业银行 wholly state-owned commercial banks国有经济(部门) the state-owned(or public)sector国有企业 state-owned enterprises(SOEs)国有制 state-ownership国有资产流失 erosion of state assets国债回购 government securities repurchase国债一级自营商 primary underwriters of government securities 过度竞争 excessive competition过度膨胀 excessive expansion过热迹象 signs of overheatingH合理预期 rational expectation核心资本 core capital合资企业 joint-venture enterprises红利 dividend宏观经济运营良好 sound macroeconomic performance宏观经济基本状况 macroeconomic fundamentals宏观调控 macroeconomic management(or adjustment)宏观调控目标 macroeconomic objectives(or targets)坏账 bad debt还本付息 debt service换汇成本 unit export cost;local currency cost of export earnings汇兑在途 funds in float汇兑支出 advance payment of remittance by the beneficiary's bank汇率并轨 unification of exchange rates活期存款 demand deposits汇率失调 exchange rate misalignment混合所有制 diversified(mixed)ownership货币政策态势 monetary policy stance货款拖欠 overdue obligations to suppliersJ基本建设投资 investment in infrastructure基本经济要素 economic fundamentals基本适度 broadly appropriate经济金融术语汉英对照表(续表二)所有者权益 owner's equityT逃税(请见“避税”) tax evasion套汇 (1)指合法：currency swap;arbitrage(2)指非法：illegal purchase of foreign exchange 剔除季节性因素 seasonally adjusted调节流动性 to influence liquidity level贴现窗口 discount window同比 on year-on-year basis;over the same period of the previous year同业拆借(放) inter-bank borrowing(lending)同业拆借市场利率(中国) CHIBOR(China inter-bank offered rate)同业融通票据 inter-bank financing bills同业往来 inter-bank transactions透支 overdraft退税 tax refund(rebate)头寸 position吞吐基础货币 adjustment of monetary base脱媒现象 disintermediation安全网 safety net按可比口径 on comparable basis按轻重缓急 to prioritize暗补 implicit subsidy暗亏 hidden lossB颁发营业执照 to license;to grant a licence to办理存款业务 to take deposits保护农民的生产积极性 to protect farmers'incentive to produce备付金(超额准备金) excess reserves本外币并账 consolidation of domestic and foreign currencyaccounts 本外币对冲操作 sterilization operation本位利益 localized interest;departmentalism奔小康 to strive to prosper;to strive to become well-to-do避税(请见“逃税”) tax avoidance币种搭配不当 currency mismatch币种构成 currency composition变相社会集资 disguised irregular(or illegal) fund raising表外科目(业务) off-balance-sheet items(operation)薄弱环节 weaknesses;loopholes不变成本 fixed cost不变价 at constant price;in real terms不动产 real estate不良贷款(资产) problem loans;non-performing loans(assets)C财务公司 finance companies财政赤字 fiscal deficit财政挤银行 fiscal pressure on the central bank(over monetary policy)财政政策与货币政策的配合 coordination of fiscal and monetary policies采取循序渐进的方法 in a phased and sequenced manner操作弹性 operational flexibility操纵汇率 to manipulate exchange rate产品构成 product composition;product mix产品积压 stock pile;excessive inventory产销率 current period inventory;(即期库存，不含前期库存)sales/output ratio 产销衔接 marketability产业政策 industrial policy长期国债 treasury bonds敞口头寸 open position炒股 to speculate in the stock market承购包销 underwrite(securities)成套机电产品 complete sets of equipment;complete plant(s)城市信用社 urban credit cooperatives(UCCs)城市合作银行 urban cooperative banks;municipal united banks城市商业银行 municipal commercial banks城乡居民收入增长超过物价涨幅 real growth in household income持续升温 persistent overheating重复布点 duplicate projects重置成本 replacement cost重组计划 restructuring plan筹资渠道 funding sources;financing channels初见成效 initial success出口统一管理、归口经营 canalization of exports出口退税 export tax rebate储蓄存款 household deposits(不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。

经济金融词汇的英语翻译大全-----------------------作者：-----------------------日期：经济金融词汇的英语翻译二check book 支票本order check 记名支票bearer check 不记名支票crossed check 横线支票blank check 空白支票rubber check 空头支票check stub, counterfoil 票根cash check 现金支票traveler's check 旅行支票check for transfer 转帐支票outstanding check 未付支票canceled check 已付支票forged check 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'Indo Chine 汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favorable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间share, equity, stock 股票、股权negotiable share 可流通股份treasury /government bond 国库券/政府债券closed-end securities investment fund 封闭式证券投资基金open-end securities investment fund 开放式证券投资基金market capitalization 市值mark-to-market 逐日盯市clearing and settlement 清算/结算put / call option 看跌/看涨期权rights issue/offering 配股ADR(American Depository Receipt)美国存托凭证/存股证GDR(Global Depository Receipt) 全球存托凭证/存股证institutional investor 机构投资者proprietary trading 自营market manipulation 市场操纵IPO(Initial Public Offering)新股初始公开发行securities 证券premium 溢价share capital 股本composite index 综合指数capital market 资本市场liquidity 流通性highly-leveraged institutions(HLI) 高杠杆交易机构subscribe 申购underwriter承销商road show 路演primary market 一级市场information disclosure 信息披露blue chips 蓝筹股gilt-edged bond 金边债券rating agency 评级机构credit trading 信用交易open/close a position 建/平仓bond, debenture, debts 债券convertible bond 可转换债券corporate bond 企业债券fund manager 基金经理/管理公司fund custodian bank 基金托管银行p/e (price/earning) ratio 市盈率payment versus delivery 银券交付commodity/financial derivatives 商品/金融衍生产品margins, collateral 保证金bonus share 红股dividend 红利/股息retail / private investor 个人投资者/散户broker/dealer 券商insider trading/dealing 幕交易prospectus招股说明书merger and acquisition收购兼并warrant 认股权证raised capital/proceeds 筹资component index 成份指数turnover rate 换手率monetary market 货币市场hedge fund 对冲基金self-regulatory organization(SRO)自律组织issuer 发行人intermediary 中介机构secondary listing 第二上市secondary market 二级市场controlling shareholder 控股股东red chips红筹股junk bond 立即债券securities loan 融券financing 融资23:15 | 添加评论 | 发送消息 | 固定 | 引用通告 (1) | 写入博客经济金融词汇的英语翻译一少数中小存款金融机构不能支付到期债务 insolvency of a handful of small and medium-sized financial institutions不良贷款 non-performing loans防和化解金融风险 address financial risks提高企业借贷和行使民事责任的能力improve enterprises’ creditworthiness and ability to fulfil their civil liabilities监事会 supervisory board实行谨慎会计制度 adopt prudential accounting standards五级分类法划分贷款质量 the five-category asset classification approach金融资产管理公司 financial asset management companies分离和收回不良资产 substantially reduce the ratio of non-performing assets分业管理、规模经营 business segregation, economy of scale规金融机构市场退出制度 improve the market exit mechanism forfinancial institutions政策性银行 state policy-related bank国家发展银行 State Development Bank知识经济 knowledge-based economy网络经济 Internet-based networked economy指导性计划 guidance plan社会主义市场经济（中国） socialist market economy社会市场经济（德国） social market economy新经济（美国） new economy中国光大银行 Everbright Bank of China中国民声银行 China Minsheng Banking Corporation Ltd.实业银行 CITIC Industrial Bank中国进出口银行 China EXIM Bank汇丰银行 Hong Kong and Shanghai Banking Corporation (HKSBC)金融监管 financial supervision中国人民银行法Law of the People’s Bank of China商业银行法 Law of Commercial Banks保险法 Law of Insurance证券法 Law of Securities巴塞尔原则 Basel Core Principles监管对象的行为有问题、管理机制不健全 problems of supervised entities’ behavior and the unso und internal governance mechanism 风险意识 consciousness of risk prevention事前监管 proactive regulation and supervisionaccount number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a check 兑付to dishonor a check 拒付to suspend payment 止付check 支票check book 支票本order check 记名支票bearer check 不记名支票crossed check 横线支票blank check 空白支票rubber check 空头支票check stub, counterfoil 票根cash check 现金支票traveler's check 旅行支票check for transfer 转帐支票outstanding check 未付支票canceled check 已付支票forged check 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'Indo Chine 汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计。

1、Financial intermediaries could not exist without intermediation.没有金融中介行为，金融中介机构就无法存在。

2、It is highly improbable that all depositors will withdraw funds at the same time.所有的存款人在同一时间提取资金是极不可能的。

3、Financial intermediaries facilitate a more efficient flow of funds from lenders to borrowers.金融机构促使资金从贷款人向借款人更为有效的流动。

4、This lo wering of interest rates would be highly beneficial to a country’s rate of economic growth and development.这种利率的降低可能对一个国家的经济增长率和发展极为有利。

5、The money market consists of a collection of markets, each trading a distinctly different financial instrument.货币市场包括了一系列的市场，每个市场交易的是一种完全不同的金融工具。

6、It is understandable that the traders will sell highest price and buy at the lowest.可以理解的是，交易人要以最高价卖出而以最低价买入。

7、In the trading room phones never ring, Instead, incoming calls are signaled by the blinking lights.在交易室里，电话铃声从来不响，打进的电话是由闪烁的灯光来显示的。

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（一）缩略词汇（缩略词-全称-中文翻译）国际机构与组织：IMF-International Monetary Fund-国际货币基金组织BIS-Bank for International Settlements-国际清算银行FSB-Financial Stability Board-金融稳定理事会FSAP-Financial Sector Assessment Program-金融部门评估规划IOSCO-International Organization of Securities Commissions-国际证监会组织IADI-International Association of Deposit Insurers-国际存款保险机构协会BCBS-Basel Committee on Banking Supervision-巴塞尔银行监管委员会FOMC-Federal Open Market Committee-美联储公开市场委员会EMEs-Emerging Market Economies-新兴市场经济体SRC-Standing Committee for Supervisory and Regulatory Cooperation-监管合作委员会经济金融专业词汇：SIE-Supervisory Intensity and Effectiveness-监管强度与有效性SCAP-Supervisory Capital Assessment Program-监管资本评估计划Core Principles for Effective Banking Supervision-有效银行监管核心原则TARP-Troubled Asset Relief Program-问题资产救助计划HAMP-Home Affordable Modification Program-住房可偿付调整计划MMFs-Money Market Funds-货币市场基金FHA-Federal Housing Administration-联邦住房管理局QE-Quantitative Easing-量化宽松货币政策BCPs-Basel Core Principles-巴塞尔核心原则SIFIs-Systemically Important Financial Institutions-系统重要性金融机构(G-SIFIs)-Global Systemically Important Financial Institutions-全球系统重要性金融机构SME-Small and Medium Enterpises-中小型企业（Euro：〈49 小型，〈249 中型；USA:〈99 小型，〈500 中型）QIS-Quantitative Impact Study-定量影响分析(研究)，简称“定量测算”。

金融用英语怎么说finance和banking都是金融的英语。

1、finance。

读音：英[ˈfaɪnæns]；美[fəˈnæns, faɪ-, ˈfaɪˌnæns]。

词性：n.和vt.。

做名词时意为金融，作动词时意为为…供给资金，从事金融活动；赊货给…；掌握财政。

变形：过去式：financed；过去分词：financed；现在分词：financing；第三人称单数：finances。

例句：The finance minister will continue to mastermind Poland's eco nomic reform.翻译：财政部长将继续策划波兰的经济改革。

2、banking。

读音：英[ˈbæŋkɪŋ]；美[ˈbæŋkɪŋ]。

词性：n.和v.。

做名词时意为金融，做动词时意为堆积(bank的现在分词)；筑（堤）；将（钱）存入银行；（转弯时）倾斜飞行。

例句：His government began to unravel because of a banking scand al.翻译：他的政府由于一起金融丑闻而开始瓦解。

扩展资料金融的常见英文词组：financial ratios、financial stringency、financial ref orm。

1、financial ratios。

释义：财务比率。

中文解释：财务比率是财务报表上两个数据之间的比率，这些比率涉及企业管理的各个方面。

例句：Ratio analysis is the process of determining and evaluating fin ancial ratios.翻译：比率分析是指对财务比率进行决定和评价的过程。

2、financial stringency。

发音：[faɪˈnænʃ(ə)l ˈstrindʒənsi]。

释义：金融呆滞。

一、名词翻译<一>1. Financial assets : 金融资产2. mutual saving bank :互助储蓄银行3. Savings and loan association 储蓄贷款协会4. Credit union 信用合作社5. Life insurance 人寿保险6. Pension funds 养老基金7. Mutual funds 互助基金8. Equity securities 股权股票9. Security portfolios 证券投资组合10. The law of large numbers 大数法则<二>1. treasury bill 短期国库券2.. Negotiable certificate of deposit 可转让存单3. Commercial paper 商业票据4. Equity market 股票市场5. Open market transactions 公开市场交易<三>1.Letter of credit 信用证2.Beneficiary 受益人3.Good faith 信诚4.Draft 汇票5.Negotiable instrument 可以付票据6.Sight draft 即期汇票7.Time draft 远期汇票8.Pay on demand 见票即付9.Acceptance 承兑10.Bill of lading 海运提单11.Document of title 物权凭证<四>1.insurance premium 保险费2.Life insurance 人寿保险3.Property insurance 财产保险4.Liability insurance 责任保险5.Real estate 房地产、不动产6.Insurance policy 保险单7.Insurer 承保人8.The insured 投保人9.Insurance coverage 保险、险种、保险总额10.Life expectancy 估计寿命11.Operating expenses 营业费用12.Investment return 投资回报13.Junk bond 垃圾债券、破烂债券<五>1.interest-bearing obligation 有息债券ernment bond 政府长期债券3.Interest return 利息收入4.Treasury notes 中期国库券5.Treasury bills 短期国库券6.Yield rate 收益率7.Coupon rate 息票利息8.Cash balance 现金余额<六>1.Decision making 决策2.Tax return 纳税申报单3.Internal control 内部控制4.Internal auditing 内部审计5.Tax accounting 税收会计6.Taxable income 应纳税收入7.Cost accounting 成本会计8.Cost accounting standards board 成本会计准则委员会<七>1.independent auditor 独立审计师2.Public accountant 职业会计师3.CAP(certified public accountant ) 注册会计师4.Financial statement 财务报表5.Engagement letter 约定书mercial law 商法7.Public accounting firm 会计事务所8.Special industry 特殊行业9.Audit report 审计报告<八>1.E-commerce 电子商务2.Web 环球互联网3.Web-based business 网上生意4.Betamax Beta制大尺寸磁带录像系统5. VHS（video home system ) 家用录像系统6.TCP/IP（transmission control protocol /internet protocol)传输控制协议和网际互联协议7.java 一种编程语言scape 网景公司浏览器9.Internet explorer 微软公司浏览器10. Extensible markup language 伸展标记语言11.Hypertext markup language 超文本标记语言12.Telephone sales 电话直销13.Gallup polls 盖洛普民意测验二、短语翻译<一>1.没有金融中介行为，金融中介机构就无法存在。

金融类英语词汇的翻译 (四) exposure 承受风险；收支差〔外汇〕62expressed in Hong Kong dollar 以港元计算external assets 对外资产external auditor 外聘核数师；外聘审计师external claim 对外债权external commercial relations 对外贸易关系external competitiveness 对外竞争力External Department 外事经研部〔香港金融管理局〕external equilibrium 对外均衡external fund manager 外聘投资经理〔外汇基金〕external investor 外来投资者external liabilities and claims 对外负债和债权External Managers Division 外聘投资经理处〔香港金融管理局〕external price competitiveness 对外贸易价格竞争能力External Relations Division 对外关系处〔香港金融管理局〕external sovereign debt 对外国债external trade 对外贸易externally oriented economy 以外贸为主的经济；倚赖对外贸易的经济extinguishment allowance 结业津贴extortionate stipulation 敲诈性的规定extra allowance 额外津贴extra statutory concession 法外宽减extraordinary item 非经常项目；特殊帐项extrapolation 外推法extrinsic value 外在价值；非固有价值63财经类词汇 (F)face value 面值；票面价值facility letter 提供贷款通知书；贷款确认书Fact Book 19XX 《19XX 股市资料》Fact Sheet 《股市资料》factor analysis 因素分析factor cost 要素成本；生产要素成本factor market 生产要素市场factor of production 生产要素factor price 要素价格；生产要素价格factor system 因素计算法factoring company 代理融通公司；代理收帐公司facultative reinsurance business 临时再保险业务Faculty of Actuaries of Scotland 苏格兰精算师学院fair dealing 公平交易fair market value 公平市值fair return 合理利润；合理收益fall back 回落false accounting 伪造帐目false claim of business expenses 虚报营业开支false entry 虚假记项false market 假市family income 家庭收入family living expenses 家庭生活开支family-owned company 家族公司Far East Exchange 远东交易所Far Eastern Economic Review 《远东经济评论》Far Eastern Relief Fund 远东赈济基金fast market 快市；速动市场fast trading 交投畅旺favourable balance 顺差favourable balance of trade 贸易顺差Federal funds 联邦基金〔美国〕Federal funds rate 联邦基金利率Federal National Mortgage Association 联邦国民抵押协会〔美国〕Federal Open Market Committee 联邦公开市场委员会〔美国〕Federal Reserve Board 联邦储备局〔联储局〕〔美国〕Federal Reserve System 联邦储备系统〔美国〕Federal Reserve Wire Network 联邦储备系统通讯网络〔美国〕Federation Internationale des Bourses de Valeurs国际证券交易所联会Federation of Share Registrars 证券登记公司总会fee collection procedure 收费程序64fee payable 应缴费用fees and charges 费用及收费fees and receipts other than appropriation-in-aid不包括补助拨款的收费及收益fellow subsidiary 同集团附属公司Fidelity Fund 互保基金fiduciary 受信人；受托人fiduciary capacity 受信人身分fiduciary duty 受信责任fiduciary issue 信用发行fiduciary loan 信用放款；信用贷款field audit 实地审查〔税务〕Field Audit Group 实地审核组〔税务局〕field audit staff 实地审计人员；实地核数人员final account 决算账户；最后结算final and conclusive assessment 最终及决定性的评税final assessment 最后评税final consumption expenditure 最终消费开支final dividend 末期股息；末期摊还债款final estimate 最终估计final estimate of gross domestic product 本地生产总值的最后估计final goods 最终产品Final Notice for Rates 差饷最后通知书final salaries tax assessment 薪俸税最后评税final settlement 最终结算final settlement price 最终结算价格final statement 决算表final tax 最后税款finance 财务；融资Finance and Management Services Division 财务及行政管理科〔香港联合交易所有限公司〕Finance Bureau 库务局〔政府总部〕Finance CommitteeLimited>财务委员会〔香港期货交易所有限公司；香港联合交易所有限公司〕Finance Committee agenda item 财务委员会议程文件〔立法会〕Finance Committee of the Legislative Council 立法会财务委员会finance company 财务公司Finance Department 财务部〔香港联合交易所有限公司〕Finance Division 财务处〔香港金融管理局〕finance lease 融资租赁finance sectorial index 金融分类指数finance sub-index 金融分类指数Financial Accounting Section 财务会计组〔香港金融管理局〕financial adjustment 财政调整65financial administration 财政管理；财务管理financial adviser 财务顾问Financial and Accounting Regulations 《财务及会计规例》Financial and Institutional Coordinating Committee 财务监督委员会financial appraisal 财政评估financial arrangement 财政安排；财务安排financial assets 金融资产financial assistance 经济援助；财政资助financial auditing 财务审计financial capacity 经济能力financial centre 金融中心Financial Circular 《财务通告》financial commitment 财政承担；财政承担额financial community 财经界financial conglomerate 金融集团financial constraint 财政约束financial consultancy service 财务顾问服务financial contract 财务合约financial control 财务管理；财务控制；财政规控financial derivative 金融衍生工具financial derivative product 金融衍生产品financial discipline 财政纪律；财务约束financial disclosure 财务资料披露financial disclosure rules 财务数据披露规则financial exposure 财务风险financial futures 金融期货financial guideline 财政准则financial implication 财政影响；财政负担；财政承担financial information system 财务数据系统financial infrastructure 金融基础建设；金融基础设施Financial Infrastructure Section 财经基建组〔财经事务局〕financial institution 财务机构；金融机构financial instrument 金融工具；金融票据financial integrity 财政方面的稳健性financial intermediary 金融中介机构financial intermediation service 金融中介服务financial journalist 财经新闻工作者financial liberalization 金融市场自由化financial loss 财政损失financial management 财务管理financial management and budgeting system 财务管理及预算系统financial market 金融市场financial model 财政模式Financial Monitoring Unit 财务监察组〔经济局〕。

金融术语Notes1.Banks provide most of the credit our economy needs by making loans to enterprises, individuals and governments.银行通过向企业、个人和政府发放贷款，提供我国国民经济所需的大部分信贷资金。

(1)(credit) our economy needs我国国民经济所需的（信贷资金）此句为定语从句，省略了关系代词which，修饰前面的先行词credit。

(2)economy n.①the system or range of economic activity in a country, region, or community经济体：国家、地区或群体的经济活动体系和范围例：Effects of inflation were felt at every level of the economy.通货膨胀影响到每一经济阶层②a specific type of economic system经济制度：特定经济体系类型例：an industrial economy; a planned economy.工业经济体制；计划经济体制(3)by making loans to enterprises, individuals and governments是介词短语，在句中做状语。

by prep. with the use or help of; through借助于；通过(4)making (loans to…)是动名词，做介词by的宾语。

2.The interest that borrowers pay for their loans or for their notes discounted forms the major source of banks' income.借款人支付贷款或贴现票据的利息形成了银行主要收入的来源。

English Terms 中⽂翻译详情解释/例⼦DJIA 道琼斯⼯业平均指数道琼斯⼯业平均指数是30种在纽约股票交易所及纳斯达克交易所买卖的重要股票的股价加权平均。

道琼斯⼯业平均指数于1896年由Charles Dow 始创DJTA 道琼斯交通平均指数道琼斯交通平均指数是20种在美国买卖的交通业股票的股价加权平均。

道琼斯⼯业平均指数于1884年始创DJUA 道琼斯公⽤事业平均指数道琼斯公⽤事业平均指数是15种在美国买卖的公⽤事业股票的股价加权平均。

道琼斯⼯业平均指数于1929年始创Data Mining 数据探索⼀种数据库应⽤，旨在探索⼤量数据之中存在的潜在模式Days Payable Outstanding (DPO) 应付账款天数备注：公式也可以作：应收账款/（信⽤成本/天数）Days Sales Outstanding (DSO) 应收账款天数备注：公式也可以作：应收账款/（信⽤销售额/天数）Debenture 公司 ?/TD> ⽆抵押债务，只依赖借⽅信⽤质量作为⽀持，并⽆抵押品，协议属于契约形式Debit 借项、借⽅增加资产或减低负债的会计⼊项Debt 债务⼀名⼈⼠或⼀家公司亏⽋其他⼈⼠或公司的⾦钱Debt Equity Ratio 债务股本⽐衡量公司财务贡杆的指标，计算⽅法为将公司的长期债务除以股东权益，显⽰公司建⽴资产的资⾦来源中股本与债务的⽐例备注：部分投资者在计算时只采⽤需要⽀付利息的长期债务，⽽不采⽤总负债总负债股东权益Debt Equity Swap 债换股交易⼀种再融资安排，债权⼈获得公司的股权，因⽽注销该公司亏⽋的债项Debt Financing 债务融资⼀家公司通过向个⼈及/或机构投资者出售债券、票据筹集营运资⾦或资本开⽀。

个⼈或机构投资者借出资⾦，成为公司的债权⼈，并获得该公司还本付息的Debt Ratio 负债⽐率财务⽐率的⼀种，计算⽅法为总债务除以总资产Debt Restructuring 债务重组有未偿还债务的企业修改债务协议，以争取更有利条款的⾏为Debt Security 债务证券证明投资者向发⾏⼈借出资⾦的证券。

Average Price Call平均价格买入期权权一种期权,其收益为零或相等于资产平均价格高于行使价格的金额Average Price Put平均价格出售期权一种期权,其收益为零或相等于行使价格高于资产平均价格的金额Average Up 提高平均价格以比原先买入价格高的价格买入更多股票,从而提高所有股票的平均价格Back Door Listing后门上市/借壳上市未能符合股票交易所上市要求的企业采用的一种上市策略,公司通过收购一家已经上市的公司而达到上市的目的Backlog订单积压等候完成的出售指示Back Office后线金融服务公司的行政及支援人员,主要职能包括交易结算、清理、记录、合规监察、会计等Back Pricing往后定价某些期货合约采用的方法,期货商品的价格由买方在签署合约后特定日期决定Back-to-Back Loan背对背贷款两家位于不同国家的公司向对方借贷相同金额的对方国家货币贷款,目的在于对冲货币波动的风险Backstop最后担保为一项证券发行提供最终的保证或担保Bad Debt不良贷款不能回收的债务,因此对债权人没有价值Balanced Fund平衡基金将资产投资于货币市场、债券、优先股及普通股的共同基金,目的在于同时实现增长及收益Balanced InvestmentStrategy平衡投资策略旨在平衡风险及回报的投资组合分配及管理方法Balance Of Payments (BOP国际收支差额一个国家在特定期间进行的所有交易的纪录,可用作比较一个国家与其他国家的经济活动量Balance Of Trade (BOT国际贸易差额一个国家收支差额的最大组成项目。

指出口及进口的差额。

减项包括进口、外国援助、国民在国外的开支及国民在国外的投资。

加项包括出口、外国国民在国内的开支以及外国国民在国内的投资Balance Sheet资产负债表一家企业的财务报表,报告公司在一个特定时间的资产、负债及净值Balloon Option气球型期权名义付款额在达到若干标准后提高的期权1. 在一次债券发行中,在某一时间(一般于最终到期日有大量债券到期的还款安排2. 贷款最后一次的偿还金额远高于之前偿还金额Bancassurance银行出售保险法文词汇,指通过银行既有的分销渠道销售保险Bank Guarantee银行担保放贷机构发出的担保,证明债务人的负债可获偿还。

English Terms中文翻译English Terms中文翻译"First In, First Out (FIFO)先进先出Impairment（资本）损耗"Invest, Then Investigate"先投资，后调查Implicit Cost隐含成本私人投资公开股票Implied Volatility (IV)隐含波动性"Private Investment, PublicEquity (PIPE)"销售及行政开支Import进口"Selling, General, &Administrative Expenses(SG&A)"Accelerated Depreciation加快折旧In the Money到价Accident and Health Benefits意外与健康福利Income收入Accounts Receivable (AR)应收账款Income Fund收益基金Income Statement损益表Accretive Acquisition具增值作用的收购项目Acid Test酸性测试比率Income Stock收益股票Acquisition收购Income Tax所得税Acquisition Premium收购溢价Indemnity赔偿Act of God Bond天灾债券Indenture契约Active Bond Crowd活跃债券投资者Independent Auditor独立审计师Active Income活动收入Index指数Active Investing积极投资Index Fund指数基金Active Management积极管理Index Futures指数期货Activity Based Budgeting以活动为基础的预算Index Option指数期权案Activity Based Management以活动为基础的管理Indexing指数化Activity Ratio活动比率Indicator指标Actual Return实际回报Industry行业Actuary精算Inflection Point转捩点Affiliated Companies联营公司Infrastructure基础设施Affiliated Person关联人士Initial Margin首期保证金首次公开上市After Hours Trading收盘后交易Initial Public Offering(IPO)税后营运收入Insider内幕人士After Tax Operating Income -ATOIAfter Tax Profit Margin税后利润率Insider Information内幕消息After The Bell收盘铃后Insider Trading内幕交易Agency Bonds机构债券Insolvency资不抵债Agency Cross交叉代理人Installment Debt分期偿还债务机构经纪人预测系统Agency Problem代理问题Institutional Brokers'Estimate System(IBES)Agency Securities机构证券Institutional Fund机构基金Agent代理人Institutional Investor机构投资者Aggregate Exercise Price总行使价格Intangible Asset无形资产Aggressive Accounting激进会计法Interest利息、权益Aggressive Investment进取投资策略Interest Rate利率Alan Greenspan格林斯潘Interest Rate Ceiling最高利率Allotment配股Interest Rate Parity利率平价理论呆账准备金Interest Rate Swap利率掉期Allowance For DoubtfulAccounts美国存托凭证Interim Dividend中期股息American Depository Receipt(ADR)American Depository Share(ADS)美国存托股份Internal Audit内部审计American Option美式期权Internal Growth Rate内部增长率American Stock Exchange美国股票交易所Internal Rate ofReturn (IRR)内部回报率Amortization摊销InternationalAccounting Standards国际会计标准Analyst分析员International Bond国际债券Angel Investor天使投资者International Fund国际基金Annual General Meeting(AGM)年度股东大会Intrinsic Value内在价值Annual Report年报Inventory库存、存货Annualize年度化Inventory Turnover库存周转率Annuity年金Investing投资Annuity Due即付年金Investment投资Anti-dilution Provision反摊薄条款Investment Advisor投资顾问Anti-takeover Measure反收购措施Investment Bank投资银行Anti-takeover Statute反收购法规Investment Banker投资银行家Anti-trust反垄断法Investment Climate投资环境Any and All Bid所有出价Investment CompanyAct of 19401940年投资公司法APICS Business Outlook Index APICS（美国生产及库存控制协议）商业前景指数Investment Grade投资等级Appraisal价值评估Investment RealEstate投资性房地产Appreciation升值Investment Vehicle投资媒体Arbitrage套汇Investor Relations投资者关系部Arbitrage Bond套汇债券Invisible Hand无形之手Arbitrage Pricing Theory(APT)套汇定价理论Invisible Supply可见供应Arbitrage Trading Program(ATP)套汇交易理论IPO首次公开上市Arbitration仲裁IPO Lock-up首次公开上市锁定期、禁售期Arms Length Transaction公平交易IR投资者关系部Asian Option亚洲式期权IRR内部回报率Ask (Price)买方叫价Issuer发行人Assessed Value评估后价值Joint Account联合账户Assessor估价人Joint Bond共同债券Asset资产Joint Owned Property共同拥有财产Asset Allocation资产分配Joint Stock Company股份公司Asset Allocation Fund资产分配基金Joint Venture合资企业、合资经营Asset Coverage Ratio资产偿付比率Jointly and Severally连带、共同Asset Management资产管理Junior Security次级证券Asset Play资产隙Junk Bond垃圾债券、高风险债券Asset Redeployment资产重新配置Just In Time及时生产Asset Swap资产互换Labor Intensive劳工密集Asset Turnover资产周转率Laissez Faire自由不干预理论Asset Valuation资产估值Large-Cap高市值股票Asset-Backed Security资产抵押证券Last In First Out(LIFO)后进先出Asset-Liability Management资产负债管理Last Twelve Months过去12个月Assets Under Management管理资产额LBO负债收购Assignment转让Leakage涉漏消息At the Money到价Lease租赁ATP套汇交易理论Leaseback租回已出售财产Auction Market拍卖市场Letter of Comfort告慰函、安慰函Audit审计Letter of Credit信用证Auditor's Report审计师报告Letter of Indemnity赔偿保证书Authorized Stock授权股份Letter of Intent意向书Auto Sales汽车销售额Leveraged Buyout(LBO)负债收购Automated Bond System(ABS)自动债券系统Leveraged Lease融资租赁Automated Confirmation Transaction Service (ACT)自动确认交易系统LeveragedRecapitalization融资资本充实Average Annual Growth Rate平均年度增长率Liability负债Average Annual Return平均年度回报率LIBOR伦敦银行同业拆放利率Average Life平均时期Life Expectancy预计寿命Average Price平均价格Life Insurance人寿保险Average Price Call平均价格买入期权权LIFO后进先出Average Price Put平均价格出售期权Limited LiabilityCompany (LLC)有限责任公司Average Up提高平均价格Limited Partnership有限合伙Back Door Listing后门上市/借壳上市Line of Credit信贷额度、信贷限额Back Office后线Liquid Market高流通性市场Back Pricing往后定价Liquidated Damages预定的违约金Backlog订单积压Liquidation清算、清理Backstop最后担保Liquidity流通性、变现能力Back-to-Back Loan背对背贷款Liquidity PreferenceTheory流动性偏好理论Bad Debt不良贷款Liquidity Risk流通风险Balance Of Payments (BOP)国际收支差额Listed Security上市证券Balance Of Trade (BOT)国际贸易差额LLC有限责任公司Balance Sheet资产负债表Loan贷款Balanced Fund平衡基金Loan Loss Provision贷款损失准备金Balanced InvestmentStrategy平衡投资策略Loan Sharking高利贷Balloon Maturity气球型期限Loan Syndication贷款银团Balloon Option气球型期权Loan to Value Ratio贷款与价值比率Bancassurance银行出售保险Lock-up Agreement锁定协议Bank for International Settlements (BIS)国际结算银行London InterbankOffer Rate (LIBOR)伦敦银行同业拆放利率Bank Guarantee银行担保Long Bond长期债券Bank Insurance银行保险Long Term Assets长期资产Bank Investment Contract(BIC)银行投资合约Long Term Debt长期债务Bank Rate银行利率Long TermDebt/Capitalization长期债务/总资本比率Bank run银行挤兑Long Term Liabilities长期负债Bankruptcy破产Lot交易单位、批Bankruptcy Risk破产风险LTM过去12个月Barrel's per Day每日产量（桶）Lump SumDistribution一次总付分配Barter以物易物M1货币供应量1 Base Period基本时期M2货币供应量2 Basing平稳期M3货币供应量3 Basis Point (BP)基点Macroeconomics宏观经济Bear Market熊市Majority Shareholder多数股东Bear Raid空头猛跌，大量抛空以使价格下跌Management Buyin(MBI)保留管理层的收购项目Bearer Form凭票即付形式，无记名形式Management Buyout(MBO)管理层收购项目Beginning Inventory期初库存Management Fee管理费用Behavioral Economics行为经济学Manager Universe(Benchmark)管理人基准比较Behavioral Finance行为金融学Margin Account保证金、按金Benchmark基准Marginal Tax Rate边际税率Benchmark Bond基准债券Marginal Utility边际效用Beneficial Owner受益者Mark to Market (MTM)以市值计价Beneficiary受益方Markdown减价、调低标价Benefit Cost Ratio - (BCR)效益成本比率Market市场Bequest遗赠，遗产Market Arbitrage市场套利Best Ask最低叫价Market Cannibilization互相争夺市场Best Bid最高出价Market Capitalization总市值Best Efforts尽力推销Market Exposure股市投资比率Best Execution最佳执行Market Order市价订单Best Practice最佳做法/最佳惯例Market Outperform表现超越大市Best Price Rule最佳价格规则Market Risk市场风险Beta (Coefficient)贝塔系数Market Risk Premium市场风险溢价Bid买方出价Market Segmentation市场细分Bid Price买方出价Market Sentiment市场情绪Bid-Ask Spread买卖差价Market Value市场价值Black Knight黑武士Market Value Added(MVA)市场增值Black Monday黑色星期一Marketable Securities有价证券Black Thursday黑色星期四Maturity期限Block Trade大宗交易Maturity Date到期日期Blue Chip蓝筹Mean平均值Board Lot单位数量，整份股Mechanical Investing机械化投资Board Of Directors董事会Medium Term中期Bond债券Medium Term Note(MTN)中期票据Bond Anticipation Note预期债券票据Mega Cap超高市值股票Bond Equivalent Yield (BEY)债券等值收益Member of Household家庭成员Bond Fund债券基金Merchant Bank商人银行Bond Option债券期权Merger合并Bond Rating债券评级Merger Arbitrage合并套利Bond Swap债券互换Mezzanine Financing夹层融资Book Building需求建档Michigan ConsumerSentiment Index 密歇根消费者信心指数Book Runner账簿管理人Micro Cap Stock微型市值股票Book Value账面价值Microeconomics微观经济Book Value Per Common每普通股账面价值Mid Cap Stock中等市值股票Break Even Point (BEP)收支平衡点Minority Interest少数权益Bridge financing过渡融资Mirror Fund镜子基金Bridge loan过渡贷款Monetary Policy货币政策Broad-Base Index广泛基础指数Monetize套现、货币化Broad-Based WeightedAverage广泛基础加权平均Money金钱、货币Bubble市场泡沫Money Flow货币流量Budget预算案Money Flow Index(MFI)货币流量指数BUGS Index无对冲黄金股票指数Money Laundering洗黑钱Bulge Bracket表现最佳承销商Money Market货币市场Bull乐观投资者Money Market货币市场账户Bull Market牛市Money Market Fund货币市场基金Bull Spread看涨的多空套做Money Supply货币供应Bull Vertical Spread看涨的纵向多空套做Money Zero Maturity(MZM)零期限货币Bulldog Bond猛犬债券Monopoly垄断、专利Bullet Bond期末一次性偿还债券Monopsony买方垄断Bullet Loan期末一次性偿还贷款Mortgage房地产抵押Bullet Repayment一次性偿还Mortgage BackedSecurities 以房地产抵押作担保的证券Bullet Trade子弹式交易Mortgage Banker房地产抵押银行家Burn Rate资金消耗率MTN中期票据Business to Business (B2B)商业对商业（B2B)MultinationalCorporation跨国企业Buy买入Multiple倍数Buy And Hold买入并持有Multiple Compression倍数压缩Buy Back回购Multiplier Effect乘数效应Buyer's Market买方市场Municipal Bond市政债券Buy-In补偿买进Municipal Bond Fund市政债券基金Buying Hedge买入对冲Municipal Convertible市政可转换证券Buying Power购买力Mutual Fund共同基金Buyout收购Mutual Fund LiquidityRatio共同基金流动率Buy-Side买方NASD国家证券经纪商协会Calendar Year日历年Nasdaq纳斯达克市场、国家证券经纪商协会自动报价系统Call买入期权Nasdaq NationalMarket Securities纳斯达克全国市场Call Date买回日期Nasdaq-NM纳斯达克全国市场Call Loan短期同业拆借，通知贷款NaturalUnemployment自然失业Call Loan Rate短期同业拆借利率，通知贷款利率NAV资产净值Call Option买入期权NAV per Share每股资产净值Call Premium买回溢价NAVPS每股资产净值Call Warrant买入认股权证Negative Carry负盈利Callable Bond可买回债券Negative Covenant负面契约Callable Preferred Stock可买回优先股Negative Goodwill负商誉CAMELS Rating System CAMELS评级制度Negative Income Tax负所得税Capital资本/资本金Negative PledgeClause负抵押条款Capital Account资本帐户Negotiable可磋商修改的Capital Adequacy Ratio (CAR)资本充足率NegotiatedUnderwriting经磋商协议的承销费用Capital Appreciation资本升值Net Asset Value资产净值Capital Asset资本资产Net Asset Value perShare每股资产净值Capital Asset Pricing Model(CAPM)资本资产计价模型Net Debt净债务Capital Base资本金基础Net Domestic Product国内生产净值Capital Budgeting资本预算Net Exports净出口值Capital Employed运用资本Net Income (NI)净收入Capital Expenditure资本开支Net Interest Margin净息差Capital Gain资本收益Net InvestmentIncome净投资收入Capital Goods资本财货Net Liquid Assets流通资产净值Capital Guarantee Fund资本保证基金Net Loss净亏损、净损失Capital Intensive资本密集Net Operating Income(NOI)营运净收入Capital Lease资本化租赁Net Operating ProfitAfter Tax (NOPAT)税后净营运利润Capital Loss资本损失Net Operating ProfitLess Adjusted Taxes(NOPLAT)税务调整净营运利润Capital Markets资本市场Net Present Value(NPV)净现值Capital Note资本票据Net Proceeds净收益Capitalism资本主义Net Receivables应收账款净额Capitalization总资本，总市值Net Sales净销售额Capitalize资本化Net Tangible Assets有形资产净值Capped Option有上限期权Net Worth净值Captive Fund专属基金New Economy新经济Carrying Cost Of Inventory库存置存成本New York StockExchange纽约股票交易所Carrying Value账面现行价值NI净收入Carveout分拆上市Nikkei日经指数Cash现金NOI营运净收入Cash And Cash Equivalents现金及现金等价物Nominal Interest Rate名义利率Cash Balance Pension Plan现金余额养老金计划Nominal Value名义价值Cash Budget现金预算Nominal Yield名义收益率Cash Commodity现货Non-Callable不可买回Cash Conversion Cycle资金周转周期Non-Operating Asset非营运资产Cash Dividend现金股息Non-Operating CashFlows非营运现金流Cash EPS现金每股盈利Non-Performing Asset不良资产Cash Flow现金流Non-Performing Loan不良贷款Cash Flow After Taxes税后现金流Non-ProfitOrganization非牟利机构Cash Flow Per Share每股现金流Non-Recourse Debt无追索权债务Cash Flow Return on Investment (CFROI)投资的现金流回报Non-RecourseFinance无追索权融资Cash Investment现金投资Nonrecurring Charge非经常开支Cash Market现货市场Note票据Cash on Cash Return现金的现金回报率NPL不良贷款Cash Price现金价格NPV净现值Cash Return on GrossInvestment - (CROGI)总投资现金回报率NYSE纽约股票交易所Catastrophe Bond灾难债券NYSE CompositeIndex 纽约股票交易所综合指数CD存款证Obligor债务人CEDEL CEDEL Odd Lot零星股、散股Central Bank中央银行OECD经济合作及发展组织CEO首席行政官Off Balance SheetFinancing资产负债表以外融资Certificate证书Offering Circular发行说明书Certificate Of Deposit (CD)存款证Offering发行备忘录Certified Public Accountant注册公共会计师Offshore境外CFA注册财务分析师Oligopoly寡头垄断CFO首席财务官Oligopsony卖方寡头垄断Charge Off出账、销账Online Banking网上银行Chartered Financial Analyst (CFA)注册财务分析师OPEC石油输出国组织、欧佩克Cherry Picking选出最有利的（投资等）Open End Credit开放性信贷Chief Executive Officer首席行政官Open-End Fund开放性基金Chief Financial Officer首席财务官Operating Cash Flow(OCF)营运现金流Chief Operating Officer首席营运官Operating Expenses营运开支Chinese Wall长城Operating Income营运收入Churning挤油交易、反复买卖Operating Lease营运租赁Class Action同级诉讼Operating Leverage营运贡杆Classical Economics古典经济学Operating Margin营运利润率Classified Shares分级股票Operating Ratio营运比率Clawback追回利益、市场回落Opportunity Cost机会成本Clean Balance Sheet低负债资产负债表Option期权Clean Price纯价格Organic Growth内部增长Clearing结算Organization ofPetroleum ExportingCountries (OPEC)石油输出国组织、欧佩克Clearing Fee结算费用OTC场外交易证券Clearing House结算行Other Current Assets其他流动资产Close Position平仓Other CurrentLiabilities其他流动负债Closed-End Investment定额投资Other Long Term其他长期负债Closing收盘、交易结束Out of PocketExpenses实付开支Closing Bell收盘铃Out of the Money未到价COGS已售商品成本Outperform表现超越大市Collateral抵押品Outside Director外部董事Collective Fund集体基金Outsourcing外包Commercial商业Overallotment超额配股权Commercial Bank商业银行Overcapitalization资金过剩Commercial Mortgage Backed Security (CMBS)商业抵押作担保的证券Overcollateralization增加抵押通知Commercial Paper商业票据Overdraft透支Commission佣金Overhang积压待发股票、悬货Commission House佣金行Overhead间接成本Commodity商品Overnight Index Swap隔夜指数掉期Commodity Futures TradingCommission (CFTC)商品期货交易委员会Overnight Rate隔夜利率Competitive Bid竞标Oversold超卖Compound Annual GrowthRate (CAGR)复合年均增长率Oversubscribed超额认购Concession销售报酬Over-The-Counter(OTC)场外交易证券Concession Agreement特许协议P/E Ratio市盈率Conglomerate综合企业Paid in Capital实收资本Consumer Confidence Index(CCI)消费者信心指数Paid-Up Capital已缴资本Consumer Credit消费信贷Panic Buying恐慌性买入Consumer Price Index (CPI)消费物价指数Panic Selling恐慌性出售Contingency偶然事故Par等值Conversion转换Par Value票面值Conversion Premium转换溢价Pari Passu同等权利Conversion Price转换价格Paris Club巴黎俱乐部Convertible Bond可转换债券Parity平价Convertible Debenture可转换公司信用债券Parity Bond等值债券Convertible Preferred Stock可转换优先股Passive Investing?被动投资Convertible SubordinatedNote可转换次级票据Patent专利权Convertibles可转换证券Payback Period投资回收期Conveyance地产让与证书Paydown部分还款COO首席营运官Paydown Factor部分还款系数Corporate Bond企业债券Paying Agent付款代理人Corporate Cannibalism企业自我竞争Payment Date付款日期Corporate Finance企业融资Payment in Kind实物支付Corporate Governance企业治理Payment in Kind Bond(PIK)实物支付债券Corporate Tax公司税Payout Ratio派息比率Corporation公司、企业PCE个人消费开支Cost Basis成本基础PEG Ratio市盈率与增长比率Cost of Capital资本成本PEG Ratio市盈率与增长比率Cost of Equity股本成本Pegged exchange联系汇率Cost of Funds资金成本PEGY Ratio市盈率与增长及股息比率Cost of Goods Sold (COGS)已售商品成本PEGY Ratio市盈率与增长及股息比率Cost Synergy成本协同效益Perfect Competition完全竞争Counterparty Risk交易对手风险Performance Shares表现股票Country Risk国家风险Perpetual Bond永久债券Coupon息票Perpetuity永久年金Coupon Bond有息票债券Personal Finance个人理财Covenant契约Personal Income个人收入Coverage Initiated纳入研究范围Petty Cash零用现金、小额出纳金CPA注册公共会计师Phantom Stock影子股票CPI消费物价指数Portfolio投资组合Credit信贷、信用、贷项Portfolio Income投资组合收入Credit Card信用卡Portfolio Insurance投资组合保险Credit Cliff信用悬崖Portfolio Management投资组合管理Credit Crunch紧缩信贷Portfolio Manager投资组合经理Credit Default Swap信贷违约掉期Position投资持有量Credit Derivative信贷衍生工具Positive Volume Index正交易量指数(PVI)Credit Enhancement加强信贷措施Post-Money Valuation交易后估值Credit Rating信用评级Power of Attorney授权书Credit Risk信贷风险Power Ratio能量比率Credit Spread信贷息差PP&E地产、厂房及设备Credit Union信用合作社Precious Metal贵重金属Creditor债权人Preemptive Right优先权Critical Mass关键规模Preferred Stock优先股Cross交叉交易Pre-Market Trading开市前交易Cross Default连带违约Premium溢价Cross Hedge交叉对冲Premium Bond溢价债券Cross Holding交叉持股Pre-Money Valuation交易前估值Crossover Fund交叉基金Prepackaged预先包装的破产BankruptcyCrown Corporation国家企业Prepayment预付Crown Jewels顶尖业务Prepayment Risk预付风险Crystallization结晶交易Present Value现值Cum Dividend附股息Press Release新闻稿Cumulative Dividend累积股息Price Discovery价格发现需求的价格弹性Cumulative Voting累计投票Price Elasticity ofDemandCurb交易控制Price Risk价格风险Curb Trading场外交易Price Target价格目标Currency货币Price-Earnings Ratio市盈率相对市盈率比率Currency Forward货币远期Price-EarningsRelativeCurrency Futures货币期货Price-To-Book Ratio股价与账面价值比率股价与现金流比率Currency Option货币期权Price-To-Cash-FlowRatioCurrency Overlay货币管理外包Price-To-Sales Ratio股价与销售额比率Currency Swap货币掉期Pricing Power定价能力Current Account经常帐户Primary Market初级市场Current Assets流动资产Prime Rate最优惠利率Current Liabilities流动负债Principal本金、[企业]主要负责人、[交易]当事人Current Maturity现时年期Private Banking私人银行Current Price现时价格Private Company私人公司Current Ratio流动比率Private Equity私人股本Current Yield现时收益率Private Placement私募Cushion Bond保收债券Privatization民营化CUSIP Number美国证券库斯普号码Pro Bono以公共福利为目的Custodial Account保管帐户Pro Forma备考、模拟Custodian保管人Pro Forma Earnings备考盈利Cyclical Industry周期性行业Pro Rata按比例生产价格指数Cyclical Stock周期性股票Producer Price Index(PPI)Cyclical Unemployment周期性失业Productivity生产力Data Mining数据探索Profit利润应付账款天数Profit Center利润中心Days Payable Outstanding(DPO)Days Sales Outstanding应收账款天数Profit Margin利润率(DSO)Debenture公司债券Profit Sharing Plan利润分成计划Debit借项、借方Profit Taking获利抛售Debt债务Profit Warning利润预警Debt Equity Ratio债务股本比Progressive Tax累进税Debt Equity Swap债换股交易Project Finance项目融资Debt Financing债务融资Promissory Note本票Debt Overhang债务积压Property财产Debt Ratio负债比率Property Tax财产税Debt Restructuring债务重组Proportional Tax比例税Debt Security债务证券Proprietary Trading自由资金交易Debt Service还本付息Prospectus公开说明书Debt Service Coverage Ratio债务偿付比率Protectionism保护主义有条件买回条款Debtor债务人Provisional CallFeatureDeclaration Date股息宣告日Proxy代理委托书Deep Discount Bond高折扣债券Public公开资产Default违约，未能履行合约Public Company上市公司公开发行价值Default Risk违约风险Public Offering Price(POP)Purchase Acquisition购股接管Defeasance宣告（合约）无效、废止契约Defensive Buy防御性投资Purchasing Power购买力Defensive Investment防御性投资策略Pure Play单一业务StrategyDeferred Account递延帐户Put出售权Deferred Annuity递延年金Put Bond可卖回债券Deferred Income Tax递延所得税Put Warrant出售认股权证Deferred Interest Bond递延利息债券Put-Call Parity买入-出售价差Deferred Revenue递延收入Put-Call Ratio买入-出售比率Defined Benefit Pension Plan养老金固定收益计划PV现值合资格机构投资者Defined Contribution Plan养老金固定缴款计划Qualified InstitutionalBuyer (QIB)Deflation通货萎缩Qualitative Analysis定性分析Deleverage减债Quality of Earnings盈利质量Delinquent Delisting拖欠债务 摘牌,停止上市Delivery Delivery Date Delivery Instrument Delivery Month Delivery Price Delivery Versus Payment Demand Demand Deposit Demand Note Demerger Demutualization Denomination Dependency Ratio Dependent Deposit Depository Receipt Depository Trust and Depository Trust Company (DTC) Depreciated Cost Depreciation Depression Deregulation Derivative Devaluation Development Stage Diluted Earnings Per Share Dilution Dilutive Acquisition Discharge in Bankruptcy Discount Discount Bond Discount Broker Discount Note交割,交货 交割日期 交割文件 交割月份 交割价格 付款交割 需求 活期存款 即期票据 分拆 公司化,非共同化 票面金额 瞻养比率 受扶养人士 存款,按金 存托凭证 存托及结算机构 存托公司 折余成本,已折旧成 本 折旧,贬值 经济萧条 放宽管制 衍生工具 贬值 发展阶段 摊薄后每股盈利 摊薄,减损 减损盈利的收购项目 已解除债务的破产人 折扣,贴现 贴现债券,折扣债券Quantitative Analysis 定量分析 Quarter (Q1, Q2, Q3, 季度(第一季度,第 Q4) 二季度,第三季度, 第四季度) Quick Assets 速动资产 Quick Ratio 速动比率 Quiet Filing 安静申请 Quiet Period 静止期 Quorum 法定人数 Quota 配额,限额 R/E 保留盈余 Rally 价格回升 Range 价格波幅 Rate of Change 变动率 (ROC) Rating 评级 Rating Agency 评级机构 Rationalization 优化改组 Real Asset 实际资产 Real Estate 房地产 Real Estate Agent 房地产代理 Real Estate 房地产投资信托 Real Interest Rate 实际利率 Real Rate of Return Realized Loss Realized Profit Recapitalization Receivable Turnover Ratio Recession Record Date Red Chip Red Herring Redemption Reference Rate Refinance Reflation 实际回报率 实现损失 实现利润 资本结构调整 应收账款周转率 经济衰退 记录日 红筹公司 红头招股书,公开说 明书初稿 赎回 参考比率 再融资 通货复涨,通货在膨 胀 债券换新 地区股票交易所 注册投资顾问 注册权 累退税折扣经纪人 Refunding 贴现票据,折扣票据 Regional Stock Exchange Discount Rate 贴现率,折让率 Registered Investment Advisor (RIA) Discount Window 贴现窗 Registration Right Discounted Cash Flow (DCF) 贴现现金流 Regressive Tax Discretionary Account委托帐户,全权管理 Regulated Investment 受监管投资公司 帐户 Company (RIC)Discretionary Income Discretionary Order Diseconomies of Scale Disinflation Disintermediation Disinvestment Disposable Income Disposition Distressed Sale Distressed Securities Distribution Distribution in Kind Divergence Diversification Diversified Common Stock Fund Divestiture Dividend Dividend Discount Model (DDM) Dividend Payout Ratio可自由支配收入 全权委托指令 规模不经济 反通货膨胀 非中介化 投资缩减 可支配收入 财产转让 廉价急售 证券减值 派发,分配 派发实物 偏离 多元化 多元化普通股资金 分拆,出售资产 股息 股息贴现模型 股息支付率Regulation A Regulation D Regulation FD (Reg FD) Regulation G Regulation M Regulation Q Regulation T Regulation U Reinsurance Reinvestment Reinvestment Rate Reinvestment Risk REIT Relative Strength Reorganization Repatriation Repayment Replacement Cost条例A 条例D 条例FD 条例G 条例M 条例Q 条例T 条例U 再保险 再投资 再投资率 再投资风险 房地产投资信托 相对实力 企业重组 资金汇回本国 偿还债务 重置成本 要求回报率 要求储备金 研究及开发 有限制股票 业务重组 零售银行 零售投资者 保留盈余 回报率 资本回报率 资产回报率 已动用资本回报率 资本收益回报率 股本回报率 投资回报率 投资资金回报率 净资产回报率 收入回报率Required Rate Of Return Dividend Policy 股息政策 Required Reserves Dividend Reinvestment Plan 股息再投资计划 Research and Development (R&D) Dividend Yield 股息收益率 Restricted Stock DJIA 道琼斯工业平均指数 Restructuring DJTA 道琼斯交通平均指数 Retail Banking DJUA 道琼斯公用事业平均 Retail Investor 指数 Double Dip Recession 双谷经济衰退 Retained Earnings Double Dipping 双重收费 Return Double Taxing 双重征税 Return of Capital Dow Jones Industrial 道琼斯工业平均指数 Return On Assets Average (DJIA) (ROA) Dow Jones Transportation 道琼斯交通平均指数 Return On Capital Average (DJTA) Employed (ROCE) Dow Jones Utility Average 道琼斯公用事业平均 Return On Capital (DJUA) 指数 Gains Dow Theory 道氏理论 Return On Equity (ROE) Down Round 估值较低的一次融资 Return On Investment (ROI) Down-and-In Option 股价下跌生效的期权 Return On Investment Capital (ROIC) Down-and-Out Option 股价下跌失效的期权 Return On Net Assets (RONA) Downgrade 下调评级 Return On Revenue (ROR)Downside Downside Risk Downsize Downstream Downtick Downtick Volume Drag Along Rights Dragon Bond Du Pont Analysis Du Pont Identity Dual Listing Due Diligence Dummy Director Dummy Shareholder Dumping Duopoly Durables Duration Dutch Auction Earning Assets Earnings Earnings Estimate Earnings Multiplier Earnings Per Share (EPS) Earnings Surprises Earnings Yield Earnout EBIT EBITD EBITDA EBITDAR负面发展的可能性EBT Ecommerce Econometrics Economic Value Added (EVA) Economics Economies of ScaleReturn On Sales (ROS) 负面风险 Revenue 缩小规模 Reversed takeover 下游 Revolving Credit 低价交易 Right 低价交易量 Right Of First Refusal 带领权 Rights Issue 龙债券 Rights Offering 杜邦分析 Ring Fence 杜邦特性理论 Risk 两地上市 Risk Adjusted Discount Rate 尽职调查 Risk Adjusted Return 挂名董事,名义董事 Risk Adjusted Return on Capital (RAROC) 名义股东 Risk Based Capital Requirement [廉价]倾销 Risk Capital 双头垄断 Risk Free Rate of Return 耐用品 Risk Tolerance 期限 Risk-Free Asset 荷兰拍卖 ROA 盈利资产 Road Show 盈利 ROC 盈利预测 ROCE 盈利倍数 ROE 每股盈利 ROI 盈利不符预测 ROIC 盈利收益 Royalty 基于财务表现额外对 Rule 144A 价条款 扣除利息及税项前盈 Rule of 18 利 扣除利息,税项及折 Rule of 72 旧前盈利 扣除利息,税项,折 Russell 2000 Index 旧及摊销前盈利 扣除利息,税项,折 S&P 旧,摊销及重组成本 前盈利 税前盈利 S&P (Standard And Poor's) 电子商贸 S&P 500 计量经济学 S&P500 经济增值 Safe Harbor 经济学 规模经济 Sales Per Share Sales Tax销售回报率 总收入 反向收购 循环信贷 购股权 优先权 购股权发行 购股权发行 围栏策略 风险 风险调整贴现率 风险调整回报率 风险调整资本回报率 风险资本要求 风险资本 无风险回报率 风险容忍度 无风险资产 资产回报率 路演 变动率 已动用资本回报率 股本回报率 投资回报率 投资资金回报率 使用权税,专利权税 144A 条例 18定律 72定律 Russell 2000指数 标准普尔标准普尔 标准普尔500 标准普尔500 避风港 每股销售额 销售税Economies of Scope Economy Effective Duration Effective Tax Rate Effective Yield Efficiency Ratio Elasticity Embedded Option Embedded Value Emerging Market Fund Employee Contribution Plan Ending Inventory Endowment Enterprise Multiple范畴经济 经济体系 有效期限 有效税率 有效收益率 效益比例 弹性 隐含期权 隐含价值 新兴市场基金 员工供款计划 期末库存 捐赠 企业倍数Sales to Cash Flow Ratio Salvage Value Samurai Bond Scarcity SEC Secondary Market Secondary Offering Secondary Stock Sector Sector Fund Sector Rotation Secured Debt Secured Note Securities & Exchange Commission (SEC) Securities Lending Securitization Security Security Analyst Seed Capital Segregated Fund Sell Seller's Market Selling Hedge Selling Short Sell-Off Sell-Out Semi-annual Semi-Variable Cost Senior Security Sensitivity Analysis Sentiment Indicator Settlement Date Settlement Price Shadow Pricing Shadow Rating Share Share Capital Share Repurchase Shareholder Shareholder Value Added (SVA) Shareholder Value Transfer (SVT) Shareholders Equity Shares Outstanding Shark Repellent销售额与现金流比率 残值 武士债券 稀有 美国证券交易监督委 员会 (美国证监会) 二级市场 二级发行 次级股票 行业类股 行业基金 转移投资行业 有抵押债务 有抵押票据 美国证券交易监督委 员会 (美国证监会) 证券借贷 证券化 证券 证券分析员 种子资金 独立基金 卖出 卖方市场 卖出对冲 卖空 抛售 售出清理 半年 半可变因素 高级证券 敏感度分析 投资情绪指标 结算日期 结算价格 影子定价 影子评级 股票 股本金 回购股份 股东 股东增值 股东价值转移 股东权益 已发行股票 抗鲨措施Enterprise Value EPS Equilibrium Equity Equity Accounting Equity Carve-out Equity Financing Equity Fund Equity Multiplier Equity Risk Premium Equity Unit Investment Trust Equity-Linked Note Escrow Escrow Agreement Eurobank Eurobond Euroclear Eurodollar European Option EV EV/EBITDA EVA Even Lot Exceptional Item Excess Return Exchange Exchange Distribution Exchange Privilege Exchange Rate Exchange Traded Fund企业价值 每股盈利 均衡 股票,股本 权益会计法 股票分拆上市 股票融资 股票资金 股票倍数 股票风险溢价 股票单位信托 股票关联票据 第三方保管契约 第三方保管协议 欧洲银行 欧洲债券 欧洲债券结算系统 欧洲美元 欧洲式期权 企业价值 企业价值/EBITDA (企业倍数) 经济增值 整批[证券] 特殊项目 额外回报 交易所 交易所分销 转移特权 外汇率 交易所指数基金Exchangeable Debt Exchangeable Security Exclusion Ratio Ex-Dividend Exercise Exit Strategy Expected Return Expense Expense Ratio Expiration Date Export Ex-Rights Extendable Bond Extension Risk Extraordinary Item Extrinsic Value Ex-Warrant Face Value Facility Fair Value Fairness Opinion Fed Fed Model Federal Funds Federal Funds Rate Federal Open Market Committee (FOMC) Federal Reserve Bank可交换债务 可交换证券 除外责任比率 除息,不带息 行使,执行 退出投资策略 预期回报率 开支 开支比率 到期日 出口 除权,不带新股认股 权 可延长债券 延长风险 非经常项目 外在价值 除证,不带认股权证 面值Shark Watcher Shelf Offering Shelf Registration Short Selling Silent Partner Sinking Fund Small-Cap Soft Call Protection Soft Commodity Soft Currency Soft Landing Soft Loan鲨变监察者 暂搁发行 暂搁注册 卖空 隐名合伙人 偿债基金 低市值公司 非强制买回保障 软商品 软货币 软着陆 软贷款 软通货,纸币 独资经营 偿付能力,资力 偿付比率 国家主权风险 特殊功能公司 专营经纪人 特殊风险 投机 分拆 保荐人 现货商品 现货市场 现货即期价格 即期交易 价差,息差 特殊功能公司Soft Money Sole Proprietorship Solvency Solvency Ratio Sovereign Risk Special Purpose Vehicle 信贷额度,资金设施 Specialist 公平价值 Specific Risk 公平意见 Speculation 联储局 Spinoff 联邦储备模型 Sponsor 联邦基金 Spot Commodity 联邦基金利率 Spot Market 公开市场委员会 联邦储备银行 Spot Price Spot Trade Spread SPVFederal Reserve Board 联邦储备委员会 (FRB) Federal Reserve System (the 联邦储备体系 Fed) Fiduciary Final Dividend Final Prospectus Finance Financial Accounting Financial Accounting Standards Board - (FASB) Financial Asset Financial Engineering Financial Intermediary Financial Performance Financial Planner Financial Supermarket 受托人 最终股息 公开说明书定稿 财务 财务会计 财务会计标准委员会 金融资产 金融资产重整 金融中介机构 财务表现 财务规划 金融超级市场Squeeze Stakeholder Stamp Duty Standard Deviation Stock Dividend Stock Option Stock Quote Stock Record Stock Split Strategic Alliance Stress Testing Strike Price紧缩 权益方 印花税 标准差 股票股息 股票期权 股票报价 股票纪录 分股 战略联盟 压力测试 行使价格Firm commitment Fiscal Agent Fiscal Policy Fiscal Year Fixed Annuity Fixed Asset Fixed Cost Fixed Income Security Fixed Interest Rate (mortgage) Fixed-Charge Coverage Ratio Flight to Quality Flipper Float Floater Floating Rate Note (FRN) Floor Floor Trader Flotation Flotation Cost Follow-on Offering坚定承诺 财务代理 财政政策 财务年度 固定年金 固定资产 固定成本 固定收入证券 固定利率(抵押) 固定费用偿付比率 安全投资转移 迅速换手投资者 公开流通股票Structural Unemployment Structured Finance Structured Note Subordinated Debt Subsequent Offering Subsidiary Supply Supply Chain Supply Chain Management Supply-Side Theory结构性失业 结构性融资 结构性票据 从属债务 后续发行 子公司,附属公司 供应 供应链 供应链管理 供应方理论 附加费 寿司债券 可持续增长率 掉期 掉期利率 掉期息差 承销团 银团贷款 协同效应 合成有抵押债务FOMC Forbearance Force Majeure Forced Conversion Forecasting Foreign Bond Foreign Currency Effects Foreign Direct Investment (FDI) Forex Fortune 500 Forward Contract Forward Integration Forward Looking Earnings Forward Market Forward Price Forward Rate Forward Rate Agreement (FRA) Forward Swap Free Cash Flow Free Cash Flow for the Firm (FCFF) Free Cash Flow per ShareSurcharge Sushi Bond Sustainable Growth Rate 无记名票据 Swap 浮息票据 Swap Rate 最低额 Swap Spread 出市代表,场内交易 Syndicate 发行,上市 Syndicated Loan 发行成本 Synergy 后续发行 Synthetic Collateralized Debt Obligation 公开市场委员会 Synthetic Lease 暂缓行使(债权人权 Synthetic Put 利) 不可抗力 Systematic Risk 强制转换 Tag Along Rights 预测 Take or Pay 国外债券 Takeover 外币效应 Tangible Asset 外国直接投资 Target Company 外汇 财富500 远期合约 前向整合 预见性盈利 远期市场 远期价格 远期利率 远期利率协议 远期掉期 自由现金流 企业自由现金流 每股自由现金流 Target Price Tariffs Tax Haven Tax Holiday Tax Shield Taxable Gain Taxable Income Technical Analysis Tender Tender Offer Tenor Term Sheet Terminal Value合成租赁 合成出售期权 系统性风险 跟随权 必付合约 收购 有形资产 目标公司 目标价格 关税 避税乐园 免税期 税盾 应课税收益 应课税收入 技术分析 投标,交换媒介 股权收购要约 期限 条款书 最终价值。

Call Loan短期同业拆借，通知贷款Call Loan Rate短期同业拆借利率，通知贷款利率Call Option买入期权Call Premium买回溢价Call Warrant买入认股权证Callable Bond可买回债券Callable Preferred Stock可买回优先股CAMELS Rating System CAMELS评级制度Capital资本/资本金Capital Account资本帐户Capital Adequacy Ratio (CAR)资本充足率Capital Appreciation资本升值Capital Asset资本资产Capital Asset Pricing Model (CAPM)资本资产计价模型Capital Base资本金基础Capital Budgeting资本预算Capital Employed运用资本Capital Expenditure资本开支Capital Gain资本收益Capital Goods资本财货Capital Guarantee Fund资本保证基金Capital Intensive资本密集Capital Loss资本损失Capital Lease资本化租赁Capital Markets资本市场Capital Note资本票据Capitalism资本主义Capitalization总资本，总市值Capitalize资本化Capped Option有上限期权Captive Fund专属基金Carrying Cost Of Inventory库存置存成本Carrying Value账面现行价值Convertible Subordinated Note可转换次级票据Convertibles可转换证券Conveyance地产让与证书Contingency偶然事故Corporate Bond企业债券Corporate Cannibalism企业自我竞争Corporate Finance企业融资Corporate Governance企业治理Corporate Tax公司税Corporation公司、企业Cost Basis成本基础Cost of Capital资本成本Cost of Equity股本成本Cost of Funds资金成本Cost of Goods Sold (COGS)已售商品成本Cost Synergy成本协同效益Counterparty Risk交易对手风险Country Risk国家风险Coupon息票Coupon Bond有息票债券Covenant契约Coverage Initiated纳入研究范围Credit信贷、信用、贷项Credit Default Swap信贷违约掉期Credit Derivative信贷衍生工具Credit Enhancement加强信贷措施Credit Card信用卡Credit Cliff信用悬崖Credit Crunch紧缩信贷Credit Risk信贷风险Credit Rating信用评级Credit Spread信贷息差Credit Union信用合作社Creditor债权人Critical Mass关键规模Cross交叉交易Cross Default连带违约Cross Hedge交叉对冲Cross Holding交叉持股Crossover Fund交叉基金Crown Corporation国家企业Crown Jewels顶尖业务Crystallization结晶交易Cum Dividend附股息Cumulative Dividend累积股息Cumulative Voting累计投票Curb交易控制Curb Trading场外交易Currency货币Currency Forward货币远期Currency Futures货币期货Currency Option货币期权Currency Overlay货币管理外包Currency Swap货币掉期Current Account经常帐户Current Assets流动资产Current Liabilities流动负债Current Maturity现时年期Current Price现时价格Current Ratio流动比率Current Yield现时收益率Cushion Bond保收债券CUSIP Number美国证券库斯普号码Custodial Account保管帐户Custodian保管人Cyclical Industry周期性行业Cyclical Stock周期性股票Cyclical Unemployment周期性失业DJIA道琼斯工业平均指数DJTA道琼斯交通平均指数DJUA道琼斯公用事业平均指数Data Mining数据探索Days Payable Outstanding (DPO)应付账款天数Days Sales Outstanding (DSO)应收账款天数Debenture公司债券Debit借项、借方Debt债务Debt Equity Ratio债务股本比Debt Equity Swap债换股交易Debt Financing债务融资Debt Ratio负债比率Debt Restructuring债务重组Debt Security债务证券Debt Service还本付息Debt Service Coverage Ratio债务偿付比率Debtor债务人Debt Overhang债务积压Declaration Date股息宣告日Deep Discount Bond高折扣债券Default违约，未能履行合约Default Risk违约风险Defeasance宣告（合约）无效、废止契约Defensive Buy防御性投资Defensive Investment Strategy防御性投资策略Deferred Account递延帐户Deferred Annuity递延年金Deferred Income Tax递延所得税Deferred Interest Bond递延利息债券Deferred Revenue递延收入Defined Benefit Pension Plan养老金固定收益计划Defined Contribution Plan养老金固定缴款计划Deflation通货萎缩Deleverage减债Delinquent拖欠债务Delisting摘牌、停止上市Delivery交割、交货FX外汇Face Value面值Facility信贷额度、资金设施Fair Value公平价值Fairness Opinion公平意见Fed联储局Federal Funds联邦基金Federal Funds Rate联邦基金利率Federal Open Market Committee (FOMC)公开市场委员会Federal Reserve Bank联邦储备银行Federal Reserve Board (FRB)联邦储备委员会Federal Reserve System (the Fed)联邦储备体系Fed Model联邦储备模型Fiduciary受托人Final Dividend最终股息Final Prospectus公开说明书定稿Finance财务Financial Accounting财务会计Financial Accounting Standards Board - (FASB)财务会计标准委员会Financial Asset金融资产Underlying相关证券、相关股票Underperform表现落后大市Undersubscribed认购不足Undervalued估值不足Underweight持有量不足Underwriting承销团Underwriting Spread承销价差Unearned Income非劳动收入Unearned Revenue未实现收入Unit Trust (UT)单位信托Unrealized Gain未实现收益Unrealized Loss未实现损失Unsecured Creditor无抵押债权人Unsecured Loan无抵押贷款U.S. Treasury美国财政部Valuation估值Value-Added增值Value-Based Pricing以价值为基础的定价Value Chain价值链Value at Risk (VAR)风险价值Value Investing价值投资Value Stock价值股票Vanilla Option单纯期权Variable Cost可变成本Variable Life Insurance Policy可变寿险保单Vendor Financing供应商融资Venture创业项目Venture Capital创业资本Venture Capital Fund创业基金Venture Capitalist创业基金投资者Vertical Integration纵向整合Vertical Market纵向市场Vertical Merger纵向合并Volatility波动性Volume Of Trade交易量、成交量Voting Right投票权Voting Shares投票股票Voting Trust投票信托Voting Trust Agreement投票信托协议Vulture Capitalist兀鹫投资者Vulture Fund兀鹫基金WACC加权平均资本成本WTO世界贸易组织Wall Street华尔街War Bond战争债券Warrant认股权证Warrant Coverage认股权证比重Warrant Premium认股权证溢价Wealth Added Index (WAI)财富增值指数Wealth Effect财富效应Wealth Management财富管理Weighted Average Cost of Capital (WACC)加权平均资本成本Weighted Average Market Capitalization加权平均总市值White Elephant白象White Knight白武士White Paper白皮书Wholesale Banking批发银行Wholly Owned Subsidiary全资拥有子公司Withholding预扣（税）Withholding Tax预扣（税）Working Capital营运资金Working Capital Turnover营运资金周转率Working Ratio流动比率Work in Progress在建项目World Trade Organization (WTO)世界贸易组织Write-Down减记Write-Off销记、注销Write-Up增记Yankee Bond扬基债券Yankee CD扬基存款证Year To Date (YTD)本年迄今Yellow Knight黄武士Yield收益率Yield To Maturity (YTM)到期收益率Yield To Call买回收益率Zero-Sum Game零和游戏一种将投资资产分为债券、股票及其他证券的共同基金，目的在于回报最大化及风险最小化评估一家企业在扣除所有负债后以资产偿付债务的能力，计算方法为：（总资产账面值-无形资产 -（流动负债-短期债务））‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾未偿还债务总额企业协调资产及负债管理的措施，以赚取适当的回报1. 企业管理其财务资产，以实现最高的回报2. 在一家金融机构开设户口，以享有支票服务、信用卡、记账卡、保证金贷款、自动将现金结余投入货币市场基金以及证券经纪服务估值不当的股票，其合并资产价值高于总市值，以而具有吸引力将公司的资产重新进行策略分配，以提高盈利能力与单纯掉期结构相似，主要分别在于潜在的掉期合约。

金融学专业专业英语一．专业词汇（150个）1. active securities热头股票2. corporate bonds公司债券3．retained earnings 未分配盈利4．time horizon投资期5.currency swap 货币掉期6.additional insurance 附加保险7.amount in words大写金额8.beneficiary payee受款人9.trade deficit 贸易逆差10. maximum limit of overdraft 透支额度11.bonds 债券，债票12.bonus share 红股13.discount rate 折扣率；贴现率mercial loan 商业贷款15.default fine 违约罚金16.across the board 全盘的17.bubble economy 泡沫经济18.bull market 牛市19.dividend 股息;分红20.active capital 活动资本21.savings accounts 储蓄存款帐户22.credit balance 贷方余额23.loan amount 贷款额24.cheque drawer 支票出票人25.credit cards 信用卡26.credit agreement 信贷协定27.reserve ratio 存款准备金比率28.issue bank 发行银行29.savings deposit 储蓄存款30.fixed deposit (=time deposit) 定期存款31.demand-deposit or checking-accounts 活期存款32. cash register 现金登记机，现金收入记录机，收银机33. dual trading 双重交易34. dumping 抛售35. financial world 金融界36. financial transaction 金融业务37.financial statement analysis 财务报表分析38. financial risk 金融风险39. financial lease 金融租赁40. electronic debts 电子借贷41.fundamental insurance 基本险42. future 期货43.futures commission merchants 期货经纪公司44.futures contract 期货合约45.futures delivery 期货交割46.futures margin 期货保证金47.futures market 期货市场48.futures price 期货价格49.futures transaction 期货交易50. cash receipts (CR) 现金收入51. cash receipts journal 现金收入日记帐52.cash records 现金记录53.cash ratio 现金比率54. draw 提款55. draw cheque 签发票据56. easy credit 放松信贷57.online-finance 在线金融58.online client （银行的）网上客户59.paper profit 帐面收益60.physical assets 有形资产61.project fund system 项目资本金制度62.share(stock) option 期权，股票认购权63. money-market 短期资本市场64. switch trade 转手贸易65. virtual bank 虚拟银行66. pension fund 养老基金67. venture-capital 风险资本ernment bond 政府债券69. shareholder 股东70. cook the book 做假帐71.regulatory system 监管体系72. audit 审计73. accounting firm 会计事务所74.Great Depression 大萧条75. recapitalize 资产重组76. automatic transfers between accounts 自动转帐77. balance 结余，差额，平衡78.bank balance 存款余额79.insurance contract 保險契約，保險合同80.insurance salesman 保險外勤81.insurance services 保險業務82.insure against fire 保火險83.appointed bank 外汇指定银行84.appreciation of exchange rate 汇率升值85.arbitrage 套利86.arbitrage of exchange 套汇87.arbitrage opportunity 套价机会88.arbitrage risks 套汇风险89.aftermarket 次级市场90.Interbank market 银行同业市场91.interest rate futures contract 利率期货合约92.interest rate policy 利率政策93.interest rate position 利率头寸94.interest rate risk 利率风险95.interest restriction 利息限制96.interest subsidy 利息补贴97.Industry and Commercial Bank 工商银行98.Swiss Bank Corporation 瑞士银行99.Standard Chartered bank 渣打银行100.Agricultural Bank of China 农业银行101.National City Bank of New York 花旗银行102.Hong Kong and Shanghai Banking Corp 汇丰银行103.foreign exchange crisis 外汇危机104.foreign exchange cushion 外汇缓冲105.foreign exchange dumping 外汇倾销106.foreign exchange earnings 外汇收入107.foreign exchange liabilities 外汇负债108.foreign exchange loans 外汇贷款109.foreign exchange parity 外汇平价110.foreign exchange quotations 外汇行情111.foreign exchange regulations 外汇条例112.foreign exchange reserves 外汇储备113.foreign exchange restrictions 外汇限制114.income in kind 实物所得115.income tax liabilities 所得稅債務116.income taxes 所得稅117.indemnity 賠償，補償118.indirect arbitrage 間接套匯119.insurance broker 保險經紀人120.insured 被保險人121.reserve 储备122.note 票据123.discount贴现124.circulate流通125.central bank 中央银行126.credit union 信用合作社127.paper currency 纸币128.credit creation 信用创造129.branch banking 银行分行制130.out of circulation 退出流通131.capital stock股本132.the gold standard金本位133.deficit 亏损134.default不履约135.auction拍卖136.collateralize担保137.markup价格的涨幅138.dealer交易员139.broker经纪人140.face amount面值141.floating-rate 浮动比率142.premium升水143.discount贴水144.deficit赤字145. funds statement 资金表146.capital movements资本流动147.foreign exchange dealings外汇交易148.balance of payment国际收支149.forward rate远期汇率150.cross rate交叉汇率二、专业英语句子翻译（20句）：1.The more profitable the company is, the easier to raise funds for the buyout.公司越有投资价值，越容易筹款收购。

经济金融术语汉英对照表A安全网safety net按可比口径on comparable basis按轻重缓急to prioritize暗补implicit subsidy暗亏hidden lossB颁发营业执照to license;to grant a licence to 办理存款业务to take deposits保护农民的生产积极性to protect farmers'incentive to produce备付金（超额准备金）excess reserves本外币并账consolidation of domestic and foreign currencyaccounts本外币对冲操作sterilization operation本位利益localized interest;departmentalism 奔小康to strive to prosper;to strive to become well-to-do避税（请见“逃税”）tax avoidance币种搭配不当currency mismatch币种构成currency composition变相社会集资disguised irregular（or illegal）fund raising表外科目（业务）off-balance-sheet items （operation）薄弱环节weaknesses;loopholes不变成本fixed cost不变价at constant price;in real terms不动产real estate不良贷款（资产）problem loans；non-performing loans（assets）C财务公司finance companies财政赤字fiscal deficit财政挤银行fiscal pressure on the central bank （over monetary policy）财政政策与货币政策的配合coordination of fiscal and monetary policies采取循序渐进的方法in a phased and sequenced manner操作弹性operational flexibility操纵汇率to manipulate exchange rate产品构成product composition;product mix产品积压stock pile;excessive inventory产销率current period inventory;（即期库存，不含前期库存）sales/output ratio产销衔接marketability产业政策industrial policy长期国债treasury bonds敞口头寸open position炒股to speculate in the stock market承购包销underwrite（securities）成套机电产品complete sets of equipment;complete plant（s）城市信用社urban credit cooperatives（UCCs）城市合作银行urban cooperative banks;municipal united banks城市商业银行municipal commercial banks城乡居民收入增长超过物价涨幅real growth in household income持续升温persistent overheating重复布点duplicate projects重置成本replacement cost重组计划restructuring plan筹资渠道funding sources;financing channels 初见成效initial success出口统一管理、归口经营canalization of exports出口退税export tax rebate储蓄存款household deposits（不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。