中国人寿保险业经验生命表换算表中国人寿保险业经验生命表（男女混合表）
换算表（离散）
年龄x Dx Nx Sx Cx Mx 01000000.017183532.8284752634.62744.327347.2 1940651.916183532.8267569101.91789.024602.9 2885618.415242880.9251385569.11228.222813.8 3834260.914357262.4236142688.2876.821585.7 4786161.813523001.5221785425.8646.720708.9 5741015.412736839.7208262424.3490.720062.2 6698580.411995824.3195525584.6381.619571.4 7658656.511297243.9183529760.3303.919189.9 8621070.210638587.4172232516.3246.718886.0 9585668.610017517.2161593928.9206.618639.3 10552310.99431848.6151576411.6180.318432.7 11520867.88879537.7142144563.0166.618252.4 12491218.18358670.0133265025.3165.018085.8 13463248.37867451.9124906355.3173.117920.9 14436853.77404203.5117038903.5188.317747.8 15411937.76967349.9109634699.9205.617559.5 16388414.96555412.1102667350.1220.617353.9 17366208.66166997.296111937.9231.517133.3 18345248.35800788.689944940.7235.816901.8 19325470.25455540.384144152.1234.016666.0 20306813.45130070.178688611.9225.216432.0 21289221.44823256.773558541.8213.916206.8 22272636.44534035.468735285.0200.615992.9 23257003.64261398.964201249.7186.015792.3 24242270.24004395.459939850.7171.915606.3 25228384.93762125.155935455.4159.015434.5 26215298.53533740.252173330.3147.915275.5 27202963.93318441.748639590.1139.215127.6 28191336.23115477.845321148.4131.814988.4 29180374.12924141.642205670.6126.414856.6 30170037.82743767.539281529.0124.014730.2 31160289.02573729.736537761.5122.314606.2 32151093.72413440.733964031.8121.914483.9 33142419.42262347.031550591.1122.314362.0 34134235.62119927.629288244.1123.614239.7 35126513.81985692.027168316.5126.214116.1 36119226.51859178.225182624.4128.913990.0 37112348.91739951.823323446.2132.413861.1 38105857.11627602.921583494.4136.413728.7 3999728.81521745.719955891.6140.813592.3 4093942.91422016.918434145.9146.213451.4
4188479.21328073.917012129.0151.213305.2 4283319.71239594.715684055.1156.713153.9 4378446.81156275.114444460.3162.312997.3 4473844.11077828.213288185.2167.812835.0 4569496.51003984.112210357.0174.312667.2 4665388.4934487.611206372.9180.912492.9 4761506.3869099.210271885.3187.512312.0 4857837.3807592.99402786.0194.112124.5 4954369.4749755.68595193.1201.311930.4 5051090.5695386.37845437.5208.311729.0 5147990.3644295.77150051.2216.011520.7 5245057.9596305.46505755.5223.711304.8 5342283.7551247.55909450.0231.011081.1 5439659.4508963.85358202.5238.210850.1 5537176.3469304.44849238.7245.710611.9 5634826.3432128.24379934.3254.110366.2 5732600.8397301.93947806.1262.210112.1 5830493.4364701.03550504.227.09849.9 5928497.3334207.73185803.2278.29579.9 6026606.0305710.42851595.5285.69301.7 6124814.4279104.42545885.1292.89016.1 6223117.0254289.92266780.8300.58723.3 6321508.0231172.92012490.9307.78422.8 6419982.8209664.91781318.0314.38115.0 6518537.4189682.01571653.1319.67800.7 6617168.6171144.61381971.1325.77481.1 6715871.1153976.01210826.5331.17155.5 6814641.7138104.91056850.5335.96824.4 6913477.0123463.3918745.6339.56488.5 7012374.7109986.3795282.3342.06149.1 7111332.297611.6685296.0343.75807.0 7210347.186279.3587684.4344.65463.3 739416.775932.3501405.1344.251158.7 748539.566515.5425472.8342.14774.5 757714.057976.0358957.3339.04432.4 766938.450262.0300981.2334.34093.4 776211.343323.6250719.3327.73759.0 785532.037112.3207395.7319.63431.3 794899.331580.2170283.4309.53111.7 804312.526680.9138703.2297.42802.3 813771.022368.4112022.2284.02504.9 823273.618579.489653.8269.32220.9 832819.015323.871056.4252.91951.6 842406.512504.755732.7235.31698.7 852035.010098.243227.9216.91463.4 861702.98063.233129.7197.71246.5 871408.86360.325066.5178.01048.8
881151.14951.418706.2158.1870.8 89927.83800.313754.8138.4712.7 90736.92872.59954.4119.3574.3 91575.92135.67081.9100.9455.0 92442.41559.74946.383.9354.1 93333.51117.33386.568.4270.3 94246.3783.82269.254.5201.9 95177.9537.51485.442.5147.4 96125.3359.7947.932.2104.9 9786.0234.4588.223.772.7 9857.4148.4353.817.049.0 9937.191.0205.411.832.0 10023.253.9114.57.820.2 10114.130.660.6 5.112.3 1028.216.629.9 3.17.3 103 4.68.413.4 1.9 4.1 104 2.5 3.8 5.0 1.1 2.3 105 1.3 1.3 1.3 1.2 1.2
利率6％
Rx
1065459.1
1038111.9
1013509.0
990695.2
969109.5
948400.6
928338.4
908766.9
889577.1
870691.1
852051.7
833619.0
815366.6
797280.8
779359.9
761612.1
744052.7
726698.8
709565.5
692663.7
675997.7
659565.7
643358.9
627365.9
611573.6
595967.3
580532.8
565257.3
550129.7
535141.4
520284.7
505554.5
490948.3
476464.5
462102.5
447862.8
433746.7
419756.7
405895.6
392166.9
378574.7
351818.0 338664.1 325666.8 312831.8 300164.6 287671.7 275359.8 263235.3 251304.9 239575.9 228055.1 216750.4 205669.3 194819.2 184207.3 173841.2 163729.1 153879.2 144299.3 134997.6 125981.6 117258.3 108835.5 100720.5 92919.8 85438.7 78283.2 71458.8 64970.3 58821.2 53014.2 47550.9 42432.2 37657.7 33225.3 29131.9 25372.9 21941.6 18829.8 16027.5 13522.6 11301.7 9350.1 7651.3 6187.9 4941.4
3021.8 2309.1 1734.8 1279.7 925.6 655.4 453.5 306.0 201.1 128.3
79.3
47.4
27.2
14.9
7.6
3.5
1.2