Unit 9Insurance for Goods in Transit货物运输保险Is marine insurance(海上保险)only provided for ocean transport? Read the following article and you will know more about insurance for goods in transit.海上保险是否仅仅为海洋运输提供服务?阅读下文，你将会对运输物资保险有更多的了解。
Key terms : marine insurance 海上保险insurance interest 可保利益total loss 全损general average 共同海损1.The insurance that covers losses of goods in transit is always called marine insurance（海上保险）, even thoughocean transport may not be involved in the matter at all . 为货物在运输过程中所受损失提供保障的保险一般称为海上保险，甚至货物不在海上进行运输。
Marine insurance is a contract（合同）whereby（凭那个）an insurer（保险人）indemnifies（赔偿）the insured(被保险人) against losses incident(伴随而来的) to transportation.海上保险是一种合同，通过该合同，保险人对运输过程中的损失对被保险人进行赔偿。
2. Originally marine insurance was provided only for transport and consequently the name was adopted（采用）. 起初，海上保险仅仅为海上运输所提供，后来这个名字沿用了下来。
优马思教育-您的商务英语顾问优马思教育制作商业英语会话-简明课程Lesson 9：International Trade -Insurance国际贸易-保险Helen： I'm calling to discuss the level of insurance coverage you've requested for your order.海伦：我打电话来是想讨论你所要求的订单保险额的级别。
Henry： I believe that we have requested an amount twenty-five percent above the invoice value?亨利：我想我们要求的是高于发票价值百分之二十五的保险金额。
Helen： Yes, that's right. We have no problem in complying with your request, but we think that the amount is a bit excessive.海伦：是的，没错。
我们可以答应这个要求，但是我们觉得金额有点太高。
Henry： We've had a lot of trouble in the past with damaged goods.亨利：我们过去有太多货物毁损的困扰。
Helen：I can understand your concern. However, the normal coverage for goods of this type is to insure them for the total invoice amount plus ten percent.海伦：我能了解你的考量。
然而，一般这类产品的保险额度是发票总额再加百分之十。
Henry： We would feel more comfortable with the additional protection.亨利：有额外的保障会让我们觉得安全些。
I'm looking for insurance from your company.我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.张先生在中国人民保险公司的办公室接待了威廉先生。
After loading the goods on board the hip, I go to the insurance company to have them insured. 装船后，我到保险公司去投保。
When should I go and have the tea insured?我什么时候将这批茶叶投保？All right. Let's leave insurance now.好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance.我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance.我该说你们已经纠正了我对保险的看法。
This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
The loss in question was beyond the coverage granted by us.损失不包括在我方承保的范围内。
