英语作文3

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How to protect yourself from identity theft?
Looking at the ever-increasing reports of identity theft,
you have to wonder if that is really necessary. Identity
theft is one of the fastest growing crimes today, and if you
don’t take precautions, you could be the next victim. The
funny thing is, if you think about it, the precautions you
should take are common sense!
How does it work? Very simply, someone gets some
information about you, perhaps online or perhaps even via
some junk mail that you tossed in the trash without even
tearing it up. It has your name, address, date of birth, and
ID number. If the identity theft has already happened, and
you can plan on spending countless hours and probably some
legal fees until many months or even years later, things are
back to normal for you. The followings are that you need to
do.
Firstly, destroy all personal information before throwing
in the trash. Thieves may go through your trash to look for
bank or credit card numbers or offers for credit cards that
have your name on them. Invest in an inexpensive shredder,
which will make information unreadable to unwelcome eyes.
Secondly, protect your credit cards and bank accounts from
unauthorized access by selecting complex passwords that
cannot be easily ascertained. It is best to have a
combination of letters and numbers that do not include
commonly known information such as birth dates or proper
names.
Thirdly, keep personal information to yourself. Do not give
it out to phone or mail solicitors unless you know for a fact
that they are from reputable companies and you have initiated
the transaction yourself.
Fourthly, keep an eye on your purse and wallet at all times.
With all the information that is usually carried in wallets,
thieves have access to much of your personal information,
including your date of birth, bank account numbers and credit
cards.
Finally, follow up immediately if you discover that you
have been a victim of identity theft by contacting the police
and all credit card companies and banks in order to report
the crime and cancel cards and accounts. Acting promptly
minimizes your liability and protects yourself.