3分钟英语演讲稿带翻译：为生活理财

3分钟英语演讲稿带翻译：为生活理财

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the topic of my speech is budgeting for life, get ready

from this moment from this penny.

some day i went shopping with my roommates, after leaving

the check-out counter, i picked one item from a girl’s bag

and asked her： ‘hey, it’s pretty wrapped up. how much? ’

after long pause with no response, shamefully she said

‘beats me, i seldom care prices.’ the talk was over then

there came the one deserved thinking ---- when we go into

raptures at the sight of luxuries, have we ever thought of

our finance management?

ladies and gentlemen,

these years, under parents’ loving care, college

students have taken purchase for granted. however,

independent survival’s just around the corner. when youths

hanging out in starbucks over a cup of coffee, when we

lavishly squandering parental sponsor on brand names, when

financial ability falling into neglect in textbooks, when the

financial crisis engulfing the entire world, real life’s

airing alarms. the ability in well managing finance matters

relates to not only our present living condition, but also

our future ideal realization. here thanks to this arena that

i can share with you what i’ve learned during college life

on finance management. initially, for us students, a penny saved is a penny

earned. luxuries make us happy, but we need to balance

whether these fancy goods are worth the price. actually it’s

easy to save money. just make a list of what we have to pay

for each month, such as your meal card, transportation card

and other basic expenses. apart from the list, set aside some

money for your preferable entertainment or social contact as

planned. only well budget for today can we well budget for

future. particularly, be honest to your finance plan and

we’ll see.

what follows is study comes first. distinct performance

on study brings generous scholarship. it’s crystal clear

what students should do during schooling so why not fulfill

our duty? maybe in business one could work hard with no gains,

but in university one’s efforts on study can always be paid

off, with high respect and good reward. what’s more, study

of investment and finance theories guides us to make rational

use of resources on the right track.

besides, part-time job is ought to be part of our college

life. in terms of money management, part-time job teaches us

how challenging to earn money and helps develop thriftiness.

in addition, concurrently holding a job and study cultivates

us to make sensible use of our time as well as our money.

furthermore, we might as well set foot in investment market,

not for *** a fortune, but for more understanding in case of

future need.

now we are students supported by family, but the day we

have to make living and manage life by ourselves will come

eventually. till now i have gained more than twenty thousand rmb from scholarship and part-time jobs and as far as you are

willing to, you can be better. we always say opportunity

knocks at one’s door that is well-prepared. finance practice

in university is the best internship to get ready for future

financial challenges.

ladies and gentlemen, from now on, please reflect on

ourselves, stop hankering after material comfort and

unrealistic compare. attempt to count every cent and make

every cent count, because the future we seek for is well

worth today’s efforts.

我演讲的主题是为生活做预算，从这个刻起就做好准备。

有一天，我和我的室友去购物，离开柜台后，我从一个女孩的包里挑了一件物品，问她：“嘿，它很漂亮。多少？“没有反应，长时间的停顿后，她说“可耻的打败我，我很少关心价格。”谈话是在这时，一个值得思考----当我们兴高采烈的奢侈品的景象，我们有没有想过我们的财务管理？

女士们，先生们，

这些年来，在父母的关爱下，大学生们已经把购买视为理所当然。不过，独立生存的角落。当年轻人挂在星巴克喝咖啡，当我们大手大脚挥霍父母的赞助品牌，在财政水平落入忽视教材，当金融危机席卷世界，现实生活中的播出警报。理财理财的水平不但关系到我们现在的生活状况，也是我们未来理想的实现。在这里感谢这个舞台，我能够与你分享我在大学生活中所学到的财务管理。

起初，对于我们学生来说，一个节约的钱就是一个赚一分的钱。奢侈品让我们快乐，但我们需要权衡这些精美的商品是否值得。其实很容易省钱。只列一张清单，我们每个月都要付的费用，比如你的餐卡、交通卡等基本费用。除了名单之外，留出一些钱作为你的娱乐或