董事监事及高级管理人员责任保险条款

中国广州农林下路83号广发银行大厦18楼邮政编码：510080电话：（8620）87311888传真：（8620）87310166BusinessGuard – For Directors & OfficersNOTICE: THE POLICY PROVIDES COVERAGE ON A CLAIMS MADE BASIS. COVERAGE IS LIMITED GENERALLY TO LIABILITY FOR ONLY THOSE CLAIMS THAT ARE FIRST MADE AGAINST THE INSURED S AND REPORTED TO THE INSURER DURING THE POLICY PERIOD. PLEASE READ THE POLICY CAREFULLY AND DISCUSS THE COVERAGE WITH YOUR INSURANCE AGENT OR BROKER.SchedulePolicy Number: DOGZxxxxxxItem 1. Policyholder xxxxx Co., LtdAddress xxxItem 2. Policy Period From xxxTo xxx(bothdaysinclusive)Item 3. Limit of Liability XXXA ny one claim and in the annual aggregate for all loss,arising out of all claims made against all insureds underall insurance covers combined (including defense costs) Item 4. Retention Insurance cover B and indemnifiable loss:XXXFor any one claim including any judgments, settlementsor final agreementsAs specified in 5.4 Retention, only one retention shallbe applied for loss arising from any claim or claimsalleging a single wrongful act.Item 5. Premium XXXItem 6. Continuity Dates(i) Pending & Prior litigation: XXX(ii)Pollutionclaims: XXXXItem 7. New Subsidiary XX% of the policyholder’s total assets CoverItem 8. Territorial Scope/ Worldwide including U.S.A./Canada JurisdictionSIGNED FOR AND ON BEHALF OF THE INSURERBY AUTHORIZED REPRESENTATIVE:AMERICAN INTERNATIONAL UNDERWRITERS, LIMITED DATE: XXDIRECTORS & OFFICERS LIABILITY INSURANCEIn consideration of the payment of the premium, the Insurer agrees as follows:Cover1. InsuranceA: Directors and Officers LiabilityInsurer shall pay the Loss of each Insured resulting from any Claim first made against Thethe Insured during the policy period for any Wrongful Act in the Insured’s capacity as a director, officer or employee of the Company except for and to the extent that the Company has indemnified the Insured.B: CorporateReimbursementThe Insurer shall pay the Loss of the Company resulting from any Claim first made against the Insured during the policy period for any Wrongful Act in the Insured’s capacity as a director, officer or employee of the Company but only when and to the extent that the Company has indemnified the Insured for the Loss.Subject to the terms and conditions of this Policy, the Insurer shall advance defense costs resulting from any Claim before its final resolution.2. Definitions2.1 Associated Company means any Company of which the policyholder owns on or before theinception of the policy period more than 20 percent but less than or equal to 50 percent of the issued and outstanding voting shares either directly or indirectly through one or more of its subsidiaries.2.2 Claim means:(i) any suit or proceeding brought by any person or organization against an Insured formonetary damages or other relief, including non-pecuniary relief;(ii) any written demand from any person or organization that it is the intention of the person or organization to hold an Insured responsible for the results of any specifiedWrongful Act;(iii) any criminal prosecution brought against an Insured;(iv) any administrative or regulatory proceeding or official investigation regarding any specified Wrongful Act of an Insured;Any Claim or Claim s arising out of, based upon or attributable to a single Wrongful Act shall be considered to be a single Claim for the purposes of this Policy.2.3 Company means the policyholder specified in Item 1 of the Schedule and any subsidiary,division, sector, region, product group or other internal company structure or segment detailed in an organization chart or similar document and which has been granted this status by the policyholder or any subsidiary before the date of the Wrongful Act.2.4 Continuity date(s)means the date(s) specified in Item 6 of the Schedule. The pending andprior litigation continuity date shall be the date from which the policyholder has maintained uninterrupted cover with the Insurer, or with any other Insurer if the initial proposal form submitted to such Insurer is provided to and accepted by the Insurer at the inception of this policy, or such other date(s) as agreed with the Insurer.2.5 Defense costs means reasonable and necessary fees, costs and expenses incurred with thewritten consent of the Insurer (including premiums for any appeal bond, attachment bond or similar bond, but without obligation to apply for or furnish any bond) resulting solely from the investigation, adjustment, defense and appeal of any Claim but shall not include the salary of any Insured.2.6 Director or officer means any natural person duly appointed or elected as a director or officerof the Company.2.7 Discovery period means the period of time specified in Extension 4.3, immediately followingthe termination of this Policy during which written notice may be given to the Insurer of any Claim first made against the Insured during such period of time for any Wrongful Act occurring prior to the end of the policy period and otherwise covered by this Policy.2.8 Employment Practice Claim means any Claim or series of related Claim s relating to a past,present or prospective employee of the Company and arising out of any actual or alleged unfair or wrongful dismissal, discharge or termination, either actual or constructive, of employment, employment-related misrepresentation, wrongful failure to employ or promote, wrongful deprivation of career opportunities, wrongful discipline; failure to furnish accurate job references; failure to grant tenure or negligent employee evaluation; or sexual or workplace or racial or disability harassment of any kind (including the alleged creation of a harassing workplace environment); or unlawful discrimination, whether direct, indirect, intentional or unintentional, or failure to provide adequate employee policies and procedures.2.9 Full annual premium means the annual premium level in effect immediately prior to the endof the policy period.2.10 Insured means any natural person who was, is, or shall become a director or officer of theCompany, or any natural person who is a trustee of a pension, retirement or provident benefit fund established for the benefit of the employees of the Company.Cover will automatically apply to any natural person who becomes a director or officer after the inception date of this Policy. Insured shall include any employee of the Company, but only for a Claim or Claim s alleging Wrongful Act(s) committed by the employee in a managerial or supervisory capacity. With respect to an Employment Practice Claim only, Insured shall include any past, present or future employee of the Company.2.11 Insurer means AIU Insurance Company Guangzhou Branch.2.12 Loss means damages, judgments, settlements and defense costs; however, Loss shall notinclude civil or criminal fines or penalties imposed by law, non-compensatory damages including punitive or exemplary damages, taxes, any amount for which the Insured is not legally liable or matters which may be considered uninsurable under the law pursuant to which this policy shall be construed. Damages, judgments, settlements and defense costs incurred in more than one Claim against the Insured but resulting from a single Wrongful Act shall constitute a single Loss.2.13 No liability means:(i) a final judgment of no liability obtained prior to trial in favor of all Insured s by reasonof a motion to dismiss or a motion for summary judgment after the exhaustion of allappeals; or(ii) a final judgment of no liability obtained after trial in favor of all Insured s, after the exhaustion of all appeals.In no event shall the term no liability apply to a Claim made against an Insured for which a settlement has occurred.2.14 Not-for-profit entity means an entity registered with the Registrar of Companies underSection 21(1) of the Companies Ordinance (Cap.32) or any similar entity organized under the laws of any other jurisdiction, or a trade association which for the purposes of this policy shall mean a body of persons, whether incorporated or not, which is formed for the purpose of furthering the trade interests of its members, or of persons represented by its members.2.15 Outside entity means any associated Company, any not-for-profit entity or any othercorporation, partnership, joint venture or other organization which has been listed by endorsement to this policy.2.16 Policyholder means the organization specified in Item 1 of the Schedule.2.17 Policy period means the period of time from the inception date to the expiry date specified inItem 2 of the Schedule.2.18 Pollutants include (but are not limited to) any solid, liquid, gaseous or thermal irritant orcontaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes (but is not limited to) material to be recycled, reconditioned or reclaimed.2.19 Security means any note, stock, bond, debenture, evidence of indebtedness, share or otherequity or debt security of the Company, and shall include any certificate of interest or participation in, receipt for, warrant or other right to subscribe to or purchase, voting trust certificate relating to, certificate of deposit for, or other interest in any of the foregoing.2.20 Single Wrongful Act means a Wrongful Act or any related, continuous or repeated WrongfulAct s, whether committed by the Insured individually or by more than one Insured and whether directed to or affecting one or more than one person or legal entity.2.21 Subsidiary means companies in which the policyholder, either directly or indirectly throughone or more of its subsidiaries;(i) controls the composition of the board of directors; or(ii) controls more than half of the voting power; or(iii) holds more than half of the issued share capital.Cover for any Claim against any of the director s, officer s and employees of any subsidiary shall apply only for Wrongful Act(s) committed while such company is a subsidiary of the policyholder. However, upon written request by the policyholder, the Insurer shall consider, after assessment and evaluation of the increased exposure, granting cover for Wrongful Act(s) committed prior to the acquisition of the subsidiary by the policyholder.2.22 Transaction means anyone of the following events:policyholder consolidates with or merges into or sells all or substantially all of its (i) theassets to any other person or entity or group of persons and/or entities acting inconcert; or(ii) any person or entity, whether individually or together with any other person or persons, entity or entities acquires an amount of the outstanding shares representingmore than 50 percent of the voting power for the election of director s of thepolicyholder, or acquires the voting rights for such an amount of the shares.2.23 Wrongful Act means any actual or alleged breach of duty, breach of trust, neglect, error,misstatement, misleading statement, omission, breach of warranty of authority or other act by the director s, officer s or employees in their respective capacities as a director, officer or employee of the company or as a director, or officer of any outside entity, or any matterClaim ed against them solely because of their status as a director , officer or employee of the Company .3. ExclusionsThe Insurer shall not be liable to make any payment for Loss in connection with any Claim made against the Insured :3.1 arising out of, based upon or attributable to:(i) the gaining in fact of any personal profit or advantage to which the Insured was notlegally entitled;(ii) profits in fact made from the purchase or sale by the Insured of securities of theCompany within the meaning of Section 16(b) of the Securities Exchange Act of 1934(USA) and any amendments thereto or similar provisions of any state statutory law;(iii) the committing in fact of any dishonest or fraudulent act.For the purpose of determining the applicability of these exclusions, the Wrongful Act of anyInsured shall not be imputed to any other Insured . These exclusions shall only apply if it is established through a judgment, or any other final adjudication adverse to the Insured , or any admission by an Insured that the relevant conduct did in fact occur;3.2 arising out of, based upon or attributable to the facts alleged or to the same or relatedWrongful Act (s) alleged or contained in any Claim which has been reported or in any circumstances of which notice has been given under any policy of which this policy is a renewal or replacement or which it may succeed in time;3.3 arising out of, based upon or attributable to any pending or prior litigation as of the pendingand prior litigation continuity date specified in Item 6(i) of the Schedule, or alleging or deriving from the same or essentially the same facts as alleged in the pending or prior litigation;3.4 which are brought by or on behalf of any Insured or the Company ; provided, however, thatthis exclusion shall not apply to:(i) any Employment Practice C laim brought by any Insured ;(ii) any Claim brought or maintained by an Insured for contribution or indemnity, if theClaim directly results from another Claim otherwise covered under this Policy;(iii) any shareholder derivative action brought or maintained on behalf of the Company without the solicitation, assistance or participation of any Insured or the Company;Claim brought or maintained by a liquidator, receiver or administrative receiver any(iv)either directly or derivatively on behalf of the Company without the solicitation,assistance or participation of any Insured or the Company;anyClaim brought by an Insured or employee of the Company in their capacities as (v)members or beneficiaries of any pension, retirement or provident benefit fundestablished for the benefit of any director, secretary, executive officer or employee ofthe Company;Claim brought or maintained by any former director, officer or employee of the (vi)anyCompany.3.5 arising out of, based upon or attributable to or in any way involving, directly or indirectly, theactual, alleged or threatened discharge, dispersal, release or escape of pollutants; or any direction or request to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize pollutants, nuclear material or nuclear waste.Provided, however, that the exclusion shall not apply to any Claim made against the Insured by any shareholder of the Company either directly or derivatively, alleging damage to the Company or its shareholders, unless on or before the pollution continuity date specified in item 6(ii) of the Schedule, the Company, the Insured or any employee of the Company with managerial responsibilities over environmental affairs, control or compliance, knew or could have reasonably foreseen that there existed any situation, circumstance or Wrongful Act which could have given rise to a Claim against the Company, or the Insured.3.6 arising from the actual or alleged violation of any responsibilities, obligations or dutiesimposed by the Employee Retirement Income Security Act of 1974 (USA) or any amendment thereto;3.7 arising out of, based upon or attributable to any act or omission in the Insured’s capacity as adirector or officer of any entity other than the Company, or by reason of the Insured’s status as a director, officer or employee of the other entity, other than as provided in Extension 4.2;3.8 for bodily injury, sickness, disease, death or emotional distress of any person, or damage to ordestruction of any tangible property, including Loss of use thereof; provided, however, that any Claim for emotional distress shall not be excluded with respect to an Employment Practice C laim.4. ExtensionsSubject to all of the terms and conditions of this policy, cover is extended as follows:4.1 New SubsidiariesCover under this policy is extended to any subsidiary which the policyholder acquires or creates after the inception date of this policy provided that the subsidiary has total gross assets which are less than the amount specified in Item 7 of the Schedule(i) either in the United States of America or Canada; and(ii) does not have a listing of any of its securities on any exchange in the United States of America or Canada.If a newly acquired or created subsidiary fails to meet conditions (i) and (ii) above, the policyholder may request an extension of this policy for such subsidiary provided that the policyholder shall give the Insurer sufficient details to permit the Insurer to assess and evaluate the Insurer’s potential increase in exposure. The Insurer shall be entitled to amend the policy terms and conditions, during the policy period, including by the charging of a reasonable additional premium.Unless otherwise agreed, cover as is afforded to the director s, officer s or employees of any subsidiary by virtue of this extension shall only apply for Wrongful Act(s) committed while such company is or was a subsidiary of the policyholder.4.2 Outside DirectorshipsCover includes Loss arising from any Claim made against any Insured who was, is or may become, at the specific request of the Company, a director or officer of any outside entity for any Wrongful Act in the Insured’s capacity as a director or officer of the outside entity.This cover shall be specifically excess of any insurance in force in respect of the outside entity as well as any indemnification provided by the outside entity. If the other insurance is provided by the Insurer or any member company of American International Group (or would be provided except for the application of the retention amount or the exhaustion of the limit of liability), then the total aggregate limit of liability for all Loss covered by virtue of this extension shall be reduced by the limit of liability specified in the schedule of the other American International Group insurance provided to the outside entity.The cover provided by this clause shall not apply in connection with any Claim made against any Insured by the outside entity, any of its director s or officer s or any shareholder of the outside entity holding more than 20 percent of the issued and outstanding voting share capital of the outside entity.4.3 Discovery PeriodIf the policyholder refuses to renew this policy, then the policyholder shall have the right, upon payment of an additional premium of 50 percent of the full annual premium to a discovery period of 12 months following the effective date of non-renewal.If the Insurer refuses to offer any terms or conditions to renew this policy, then the policyholder shall have the right to purchase a discovery period of 12 months for 25 percent of the full annual premium.The Insured shall be entitled to a 30 day discovery period at no additional premium if this policy is not renewed by either the policyholder or the Insurer. If the policyholder elects to purchase a discovery period, this 30-day discovery period shall be part of and not in addition to the purchased discovery period.To purchase the discovery period, the policyholder must request its purchase in writing within15 days of the termination date of the policy and must tender the additional premium within30 days of the termination date. The additional premium is not refundable and the discoveryperiod is not cancelable.If a transaction takes place, then the policyholder shall not have the right to purchase a discovery period as set out above. However, the policyholder shall have the right within 30 days of the end of the policy period to request an offer from the Insurer of a discovery period for up to 72 months. The Insurer shall offer a discovery period with terms, conditions and premium as the Insurer may reasonably decide.4.4. Heirs, Estates and Legal RepresentativesIf an Insured dies, becomes incompetent, insolvent or bankrupt, this policy shall cover Loss arising from any Claim made against the estate, heirs, or legal representatives of the Insured for any Wrongful Act of such Insured.4.5 Joint Property LiabilityThis Policy shall cover Loss arising from any Claim made against the lawful spouse (whether that status is derived by reason of the statutory law, common law or otherwise of any applicable jurisdiction in the world) of an Insured for any Claim arising out of his or her status as the spouse of an Insured including any Claim that seeks damages recoverable from marital community property or property jointly held by the Insured and the spouse; provided, however, that this extension shall not afford cover for any Claim for any Wrongful Act of the spouse and that this policy shall apply only to Wrongful Act(s) of an Insured.Provisions5. General5.1 Representation and SeverabilityIn granting cover to any one Insured, the Insurer has relied upon the material statements and particulars in the proposal together with its attachments and other information supplied.These statements, attachments and information are the basis of cover and shall be considered incorporated and constituting part of this policy.The proposal shall be construed as a separate proposal by each of the Insured s. With respect to statements and particulars in the proposal, no statements made or knowledge possessed by any Insured shall be imputed to any other Insured to determine whether cover is available for any Claim made against such other Insured.5.2 Changes in Risk During Policy period(i) If during the policy period a transaction takes place, then the cover provided underthis policy is amended to apply only to Wrongful Act(s) committed prior to theeffective date of the transaction.policy period, the Company decides to make an initial offering of itsthe(ii) Ifduringsecurities in any jurisdiction, whether its securities are already traded or not, by anymeans, public or private, then as soon as the information is publicly available, theCompany shall provide the Insurer with any prospectus or offering statement for theInsurer’s evaluation and assessment of the increased exposure of the Insured and theInsurer shall be entitled to amend the terms and conditions of this policy and/orcharge a reasonable additional premium reflecting the increase in exposure. At thepolicyholder’s request, prior to the public announcement of such securities offering,the Insurer shall evaluate and assess the increased exposure and advise of allnecessary amendments to the terms and conditions of this policy and additionalpremium. In this event and at the request of the policyholder, the Insurer will enterinto a confidentiality agreement with the policyholder relating to any informationprovided regarding the proposed securities offering.5.3 Limit of LiabilityThe limit of liability specified in Item 3 of the Schedule is the total aggregate limit of the Insurer’s liability for all Loss, arising out of all Claims made against all Insured s under all insurance covers under this policy combined. The limit of liability for the discovery period shall be part of and not in addition to the total aggregate limit of liability for the policy period.Loss arising from any Claim which is made subsequent to the policy period or discovery period which pursuant to General Provision 5.5 is considered made during the policy period or discovery period shall also be subject to the same total aggregate limit of liability. Defense costs are not payable by the Insurer in addition to the total aggregate limit of liability.Defense costs are part of Loss and are subject to the total aggregate limit of liability for Loss.5.4 RetentionThe Insurer shall only be liable for the amount of Loss arising from a Claim which is in excess of the retention amount specified in Item 4 of the Schedule with regard to all Loss under all insurance covers under this policy for which the Company has indemnified or is permitted or required to indemnify the Insured. The retention amount is to be borne by the Company and shall remain unInsured. A single retention amount shall apply to Loss arising from all Claim s alleging a single Wrongful Act.Provided, however, that no retention shall apply and the Insurer shall thereupon reimburse any defense costs paid by the Company, in the event of:(i) a determination of no liability of all Insured s, or(ii) a dismissal or a stipulation to dismiss the Claim without prejudice and without the payment of any consideration by any Insured.Provided, however, that in the case of (ii) above, such reimbursement shall occur 90 days after the date of dismissal or stipulation as long as the Claim is not re-brought (or any other Claim which is subject to the same single retention by virtue of this General provision 5.4 is not brought) within that time, and further subject to an undertaking by the Company in a form acceptable to the Insurer that such reimbursement shall be paid back by the Company to the Insurer in the event the Claim (or any other Claim which is subject to the same single retention by virtue of this General Provision 5.4) is brought after such 90 day period.5.5 How to Give Notice and Report a Claim(i) Notice of a Claim or of circumstances which may result in a Claim shall be given inwriting to Financial Lines Claims, at the head office of the Insurer as shown on thedeclarations page. If posted the date of posting shall constitute the date that noticewas given, and proof of posting shall be sufficient proof of notice.Company or the Insured shall, as a condition precedent to the obligations of the (ii) TheInsurer under this policy, give written notice to the Insurer of any Claim made againstan Insured as soon as practicable and either:(a) any time during the policy period or during the discovery period; or(b) within 30 days after the end of the policy period or the discovery period, aslong as such Claim(s) is reported no later than 30 days after the date suchClaim was first made against an Insured.(iii) If, during the policy period or during the discovery period written notice of a Claim against an Insured has been given to the Insurer pursuant to the terms and conditionsof this policy, then any Claim arising out of, based upon or attributable to the factsalleged in the Claim previously notified to the Insurer or alleging a single WrongfulAct which is the same as or related to any Wrongful Act alleged in the previouslynotified Claim, shall be considered made against the Insured and reported to theInsurer at the time the first notice was given.(iv) If during the policy period or during the discovery period, the Company or the Insured shall become aware of any circumstances which may reasonably be expected to giverise to a Claim being made against an Insured and shall give written notice to theInsurer of the circumstances and the reasons for anticipating a Claim, with fullparticulars as to dates and persons involved, then any Claim which is subsequentlymade against an Insured and reported to the Insurer arising out of, based upon orattributable to the circumstances or alleging any Wrongful Act which is the same as orrelated to any Wrongful Act alleged or contained in those circumstances, shall beconsidered made against the Insured and reported to the Insurer at the time the noticeof the circumstances was first given.5.6 Advancement of CostsThe Insurer shall advance to the Insured or the Company defense costs under all insurance covers under this policy before the final disposition of the Claim. The advance payments by the Insurer shall be repaid to the Insurer by the Company or the Insured, severally according to their respective interests, in the event and to the extent that the Company or the Insured shall not be entitled to payment of the Loss under the terms and conditions of this policy.In the event and to the extent that the Company is permitted or required to indemnify the Insured but for whatever reason fails to do so, the Insurer will advance all defense costs to the Insured on behalf of the Company. In this case, however, the retention amount specified in Item 4 of the Schedule shall be repaid by the Company to the Insurer, unless the Company is insolvent.5.7 How Defense Will Be ConductedThe Insured shall have the right and duly to defend and contest any Claim. The Insurer shall have the right to effectively associate with the Insured and the Company in the defense and settlement of any Claim that appears reasonably likely to involve the Insurer, including but not limited to effectively associating in the negotiation of any settlement.The Insured shall not admit or assume any liability, enter into any settlement agreement, stipulate to any judgment or incur any defense costs without the prior written consent of the Insurer as a condition precedent to the Insurer’s liability for Loss arising out of the Claim.Only those settlements, stipulated judgments and defense costs which have been consented to by the Insurer shall be recoverable as Loss under the terms of this policy. The Insurer’s consent shall not be unreasonably withheld, provided that the Insurer shall be entitled to effectively associate in the defense and the negotiation of any settlement of any Claim in order to reach a decision as to reasonableness.。

保险公司董事、监事和高级管理人员任职资格管理规定2010-01-26 【字体：大中小】【打印本页】【关闭窗口】中国保险监督管理委员会令2010年第2号《保险公司董事、监事和高级管理人员任职资格管理规定》已经2009年12月29日中国保险监督管理委员会主席办公会审议通过，现予公布，自2010年4月1日起施行。

主席吴定富二○一○年一月八日保险公司董事、监事和高级管理人员任职资格管理规定第一章总则第一条为了加强和完善对保险公司董事、监事和高级管理人员的管理，保障保险公司稳健经营，促进保险业健康发展，根据《中华人民共和国保险法》（以下简称《保险法》）和有关法律、行政法规，制定本规定。

第二条中国保险监督管理委员会（以下简称中国保监会）根据法律和国务院授权，对保险公司董事、监事和高级管理人员任职资格实行统一监督管理。

中国保监会的派出机构根据授权负责辖区内中资保险公司分支机构高级管理人员任职资格的监督管理，但中资保险公司新设省级分公司总经理任职资格核准除外。

第三条本规定所称保险公司，是指经保险监督管理机构批准设立，并依法登记注册的商业保险公司。

本规定所称保险公司分支机构，是指经保险监督管理机构批准，保险公司依法设立的分公司、中心支公司、支公司、营业部和营销服务部以及各类专属机构。

专属机构高级管理人员任职资格管理和营销服务部负责人的任职管理,由中国保监会另行规定。

本规定所称保险机构，是指保险公司及其分支机构。

第四条本规定所称高级管理人员，是指对保险机构经营管理活动和风险控制具有决策权或者重大影响的下列人员：（一）总公司总经理、副总经理和总经理助理；（二）总公司董事会秘书、合规负责人、总精算师、财务负责人和审计责任人；（三）分公司、中心支公司总经理、副总经理和总经理助理；（四）支公司、营业部经理；（五）与上述高级管理人员具有相同职权的管理人员。

第五条保险机构董事、监事和高级管理人员，应当在任职前取得中国保监会核准的任职资格。

董事责任保险制度全文共四篇示例，供读者参考第一篇示例：董事责任保险制度是指公司为了保护董事和高管人员的利益，减少其在履行职责过程中可能面临的法律风险而购买的一种商业保险制度。

董事责任保险覆盖的范围广泛，主要包括董事、监事、高管及其他管理人员在履行职责时可能面临的法律诉讼、调查、罚款和赔偿问题等。

董事责任保险制度的出现主要是因为在当今商业环境中，董事和高管人员所面临的法律责任越来越严重。

在公司经营过程中，由于管理不善、决策失误或违反法律法规等原因，董事和高管人员往往会面临诉讼、调查或惩罚等风险。

一旦公司陷入诉讼或调查，董事和高管人员往往要承担个人的法律责任和赔偿责任，对其个人和家庭造成巨大的经济和心理压力。

董事责任保险制度的作用是为董事和高管人员提供必要的保障，使其在履行职责时更加放心。

通过购买董事责任保险，董事和高管人员可以获得专业的法律支持和赔偿保护，帮助他们应对可能面临的法律风险。

同时，董事责任保险也可以保护公司的声誉和财产，减少公司因董事和高管人员个人行为而导致的法律纠纷带来的损失。

董事责任保险制度的建立和运作需要公司管理层高度重视。

首先，公司应该了解董事和高管人员的风险暴露情况，确定购买董事责任保险的必要性和范围。

其次，公司应选择合适的保险公司和产品，确保董事责任保险的覆盖范围和保障条款能够满足公司和高管人员的需求。

最后，公司应建立健全的董事责任保险管理制度，及时更新保险合同和保单，确保董事和高管人员在面临法律风险时能够得到及时的赔偿和支持。

总之，董事责任保险制度对于保护董事和高管人员的利益，减少其在履行职责过程中可能面临的法律风险，维护公司的声誉和财产具有重要意义。

公司管理层应该高度重视董事责任保险制度的建立和运作，确保公司及董事和高管人员在面对法律风险时能够得到有效的保障和支持。

【字数：458】第二篇示例：董事责任保险制度是一种为董事提供保障和保护的保险制度，旨在减轻董事个人在公司经营中可能面临的风险和责任。

公司责任划分制度范本一、总则第一条为明确公司内部各方的权利、义务和责任，保证公司运营管理的合法性、规范性和有效性，根据《中华人民共和国公司法》及相关法律法规，制定本制度。

第二条本制度适用于公司全体股东、董事、监事、高级管理人员及全体员工。

第三条公司责任划分应遵循公平、公正、合理的原则，确保各方的合法权益得到保护。

二、股东责任划分第四条股东会负责公司的重大决策，对公司经营和发展具有监督权。

股东会决议应遵循合法、公正、公开的原则。

第五条股东按照其出资额对公司承担有限责任。

股东会应当保证公司遵守法律法规，不得要求公司从事违法经营活动。

第六条股东会可以选举产生董事会和监事会，董事会负责公司的日常经营管理，监事会对董事会及高级管理人员进行监督。

三、董事、监事和高级管理人员责任划分第七条董事会对股东会负责，主持公司的生产经营管理工作，组织实施股东会决议。

第八条董事、监事和高级管理人员应当遵守法律、行政法规和公司章程，对公司负有忠实义务，不得利用职权收受贿赂、挪用公司资金等。

第九条董事、监事和高级管理人员应当勤勉尽责，维护公司利益，不得滥用职权损害公司、股东和员工的合法权益。

第十条监事会对董事会及高级管理人员进行监督，发现违法或者违反公司章程的行为，应当要求董事会纠正。

四、员工责任划分第十一条员工应当遵守公司规章制度，履行岗位职责，为公司创造效益。

第十二条员工在工作中造成公司损失的，应当承担相应的赔偿责任。

第十三条员工有权依法参加和组织工会，维护自身的合法权益。

五、责任追究第十四条对违反本制度的股东、董事、监事、高级管理人员和员工，公司应当依法追究其责任。

第十五条责任追究方式包括但不限于：批评教育、罚款、降职、撤职、解除劳动合同等。

六、附则第十六条本制度自股东会通过之日起生效，修改时亦同。

第十七条本制度未尽事宜，按照法律法规和公司章程执行。

第十八条本制度由公司董事会负责解释。

XX财产保险股份有限公司
董事、监事及高级管理人员职业责任保险附加条款费率表
01.附加外派董事、监事及高级管理人员责任保险条款
赔偿限额：每次索赔赔偿限额和累计赔偿限额分别为本保险单明细表中列明的职业责任赔偿限额的30%。

免赔额：按本附加责任每次索赔赔偿金额的5%或500元计，两者以高者为准。

附加保险费：为本保险单明细表中列明的年度主险保费的35%。

02.附加被保险人的继承人或法定代理人责任保险条款
赔偿限额：每次索赔赔偿限额和累计赔偿限额分别为本保险单明细表中列明的职业责任赔偿限额的30%。

免赔额：按本附加责任每次索赔赔偿金额的5%或500元计，两者以高者为准。

附加保险费：为本保险单明细表中列明的年度主险保费的35%。

03.董事及高级管理人员个人第三者责任条款
本条款项下承担的赔偿责任不超过以下列明的限额。

本保险单所载其他条件不变.
每次事故赔偿限额:
累计事故赔偿限额:
附加保险费：为本保险单明细表中列明的年度主险保费的35%。

保险公司董事、监事、高级管理人员职业道德准则保险公司董事、监事、高级管理人员职业道德准则一、勤勉尽责1.认真履行职责，保证公司运营符合法律法规和业务要求；2.积极推动公司商业计划和业绩目标的制定和实施；3.发挥好公司治理的核心作用，加强管理，提高公司的竞争力；4.确保员工的安全，维护公司品牌的形象。

二、保守企业机密、不泄露客户信息1.保守公司商业机密、技术秘密和其他机密信息；2.不向未经授权的第三方披露客户信息；3.坚决打击内外部人员泄露客户信息的行为，确保客户隐私安全。

三、遵守职业道德规范1.严格遵守保险法律法规，诚信经营；2.不以欺诈、虚假宣传、欺骗等手段取得商业利益；3.维护与客户之间的诚信合作关系，不得假借客户之名进行非法活动；4.尊重市场规律，不通过不正当手段谋取不当利益；5.不参与黄赌毒等违法犯罪活动。

四、追求公正平等1.推进公司的内部公正透明及透明化改革，防止不公平、不透明及存在的招投标腐败行为；2.保障公司中各职能部门的公正合法权益；3.对外开发合作时坚持平等原则，打破传统行业间的不平等格局，推动市场竞争的合理有序发展。

五、关注员工发展1.关心和尊重员工的意见和感受，建立和谐、稳定的劳动关系；2.努力提高公司员工的整体素质和工作技能，为员工的职业发展创造良好的机会和环境；3.树立正确的评价员工的激励办法，打造吸引人才的企业文化。

六、维护企业形象1.自觉践行社会责任，积极参与社会公益活动；2.确保公司的财务状况真实可信，遵守国家相关财务规定；3.建立良好的企业文化，塑造有益于公司发展和维护公司形象的员工思想、形象和信誉。

以上是保险公司董事、监事、高级管理人员职业道德准则，我们应该严格遵守，为公司和行业的健康发展作出自己的贡献。

美亚财产保险有限公司董监事及高级管理人员责任保险条款第一条承保范围一. 董事与高级管理人员责任保险本公司对任何被保险人因履行被保险公司董事、高级管理人员或雇员职责时的不当行为而在保险期间内首次遭受赔偿请求所导致的损失负责赔偿，但被保险公司已经补偿被保险人损失的金额除外。

二. 公司补偿保险本公司对被保险公司因被保险人履行被保险公司董事、高级管理人员或雇员职责时的不当行为而在保险期间内首次遭受赔偿请求所导致的被保险公司的损失负责赔偿，但应以被保险公司已经补偿被保险人损失的金额为限。

本公司依照本保险合同的规定，在赔偿请求最终解决前，预付因此所产生的抗辩费用。

第二条定义本保险合同内所使用的名词，其定义如下：一、“关联企业”：指在保险期间起始日或之前，其已发行的有表决权的股份中超过百分之二十但少于或等于百分之五十的股份, 为投保人直接持有或经由其一间或多间子公司间接持有的公司。

二、“赔偿请求”：指1.任何个人或组织因请求给予金钱赔偿或其他救济（包括非金钱的救济）对被保险人所提起的诉讼或其他法律程序；2.任何个人或组织要求被保险人对特定不当行为的结果承担责任的书面请求；3.任何针对被保险人提起的刑事诉讼；4.任何针对被保险人的特定不当行为提起的行政程序、监管程序或官方调查。

可归因于单一不当行为，或由其所产生，或以其为基础的任何单次或多次的赔偿请求，在本保险合同下应被视为单一赔偿请求。

三、“被保险公司”：指保险单的第一项所载的投保人及在不当行为发生日前，在公司组织结构图或类似文件中详细载明并经投保人或其子公司认可的子公司、分部、部门、区域性机构、生产群体或其他的公司内部单位。

四、“连续承保日”：指保险单第六项所记载的日期。

待决及以前的诉讼的连续承保日是指投保人连续向本公司或其它保险公司投保本类保险的首日，或其它经本公司同意的日期。

如按向其它保险公司连续投保之首日计算，投保人应在本保险合同起始日时向本公司提供其向该保险公司提交的首份投保书，且以本公司接受为条件。

中国保险监督管理委员会关于印发《保险公司董事、监事及高级管理人员培训管理暂行办法》的通知文章属性•【制定机关】中国保险监督管理委员会(已撤销)•【公布日期】2008.04.15•【文号】保监发[2008]27号•【施行日期】2008.04.15•【效力等级】部门规范性文件•【时效性】现行有效•【主题分类】保险正文中国保险监督管理委员会关于印发《保险公司董事、监事及高级管理人员培训管理暂行办法》的通知（保监发〔2008〕27号）各保险公司、保险资产管理公司，各保险中介机构：为加强保险公司董事、监事及高级管理人员队伍建设，规范保险公司董事、监事及高级管理人员行为，强化风险意识、创新意识和诚信意识，推动保险公司规范运作，依据《中华人民共和国公司法》、《中华人民共和国保险法》及中国保监会有关规章制度，我会制定了《保险公司董事、监事及高级管理人员培训管理暂行办法》，现印发给你们，请遵照执行。

二○○八年四月十五日保险公司董事、监事及高级管理人员培训管理暂行办法第一章总则第一条为加强保险公司董事、监事及高级管理人员队伍建设，规范保险公司董事、监事及高级管理人员行为，强化风险意识、创新意识和诚信意识，推动保险公司规范运作，依据《中华人民共和国公司法》、《中华人民共和国保险法》及中国保监会有关规章制度，制定本办法。

第二条本办法所称保险公司高级管理人员是指：（一）保险公司总公司总经理、副总经理、总经理助理；（二）保险公司总公司财务负责人、合规负责人、总精算师、董事会秘书；（三）保险公司分支机构负责人；（四）中国保监会认为应当参加培训的其他高级管理人员。

保险资产管理公司及保险中介机构的董事、监事及高级管理人员的培训参照本办法执行。

第三条保险公司董事、监事及高级管理人员培训工作应当遵循以下原则：（一）分类培训，按需施教。

根据培训对象职务和工作性质的不同，分级分类地开展培训，增强培训的针对性和实效性。

（二）联系实际，学以致用。

公司法第一百五十条的内容、主旨及释义
一、条文内容：
董事、监事、高级管理人员执行公司职务时违反法律、行政法规或者公司章程的规定，给公司造成损失的，应当承担赔偿责任。

二、主旨：
本条是关于董事、监事、高级管理人员赔偿责任的规足。

三、条文释义：
董事、监事、高级管理人员享有法律和公司章程授予的参与管理、监督公司事务的职权，同时负有对公司忠实和勤勉的义务，在执行公司职务时，应当依照法律和公司章程行使职权，履行义务，维护公司的利益。

为促使董事、监事、高级管理人员依法为公司利益行使权力、履行义务，使公司的合法权益在受到侵害时能得到恢复或补偿，应当明确董事、监事、高级管理人员违法执行职务给公司造成损害所应承担的法律责任。

本条是对董事、监事、高级管理人员给公司造成损害所应承担的民事赔偿责任的规定。

根据这一规定，董事、监事、高级管理人员承担赔偿责任应当具备以下条件：一是必须有公司受到损害的事实存在。

二是损害行为必须是行为人违反法律、行政法规或者公司章程执行公司职务的行为。

因本法明确规定公司的董事、监事、高级管理人员对公司负有忠实义务和勤勉义务，因此，上述人员不履行忠实义务和勤勉义务的，也是违反法律的行为。

三是违法行为与损害事实之间必须有因果关系。

四是行为人必须有过错，也就是必须有过失或者故意。

承担责任的方式，可以根据受侵害的公司权益的性质、
具体情况的不同，采取不同的办法，主要是赔偿公司财产损失。

第1篇第一章总则第一条为了规范保险机构的行为，维护保险市场秩序，保护投保人、被保险人和受益人的合法权益，促进保险业的健康发展，根据《中华人民共和国保险法》等法律法规，制定本规定。

第二条本规定所称保险机构，包括保险公司、保险经纪公司、保险代理公司、保险公估公司、保险资产管理公司、保险兼业代理机构等。

第三条保险机构从事保险业务，应当遵守法律、行政法规和本规定，遵循自愿、平等、公平、诚实信用的原则。

第四条中国银行业监督管理委员会（以下简称银保监会）负责对保险机构实施监督管理，维护保险市场秩序。

第五条保险机构应当加强内部控制，建立健全风险管理体系，确保保险业务稳健运行。

第二章保险机构设立第六条设立保险机构，应当符合以下条件：（一）有符合法律、行政法规规定的章程；（二）有符合任职资格条件的董事、监事、高级管理人员；（三）有符合要求的营业场所、办公设施和信息系统；（四）有健全的组织机构和管理制度；（五）有符合法律、行政法规规定的最低注册资本；（六）国务院保险监督管理机构规定的其他条件。

第七条申请设立保险机构，应当向国务院保险监督管理机构提交下列文件：（一）设立保险机构的申请书；（二）可行性研究报告；（三）章程草案；（四）董事、监事、高级管理人员的任职资格证明；（五）营业场所、办公设施和信息系统的情况说明；（六）国务院保险监督管理机构规定的其他文件。

第八条国务院保险监督管理机构应当自收到申请文件之日起六十日内，对申请材料进行审查，并作出批准或者不予批准的决定。

决定不予批准的，应当说明理由。

第九条保险机构设立分支机构，应当符合以下条件：（一）符合保险机构业务发展需要；（二）有符合任职资格条件的分支机构负责人；（三）有符合要求的营业场所和办公设施；（四）有健全的分支机构管理制度；（五）国务院保险监督管理机构规定的其他条件。

第十条保险机构设立分支机构，应当向国务院保险监督管理机构提交下列文件：（一）设立分支机构的申请书；（二）分支机构的章程草案；（三）分支机构负责人的任职资格证明；（四）营业场所和办公设施的情况说明；（五）国务院保险监督管理机构规定的其他文件。

董监高责任险合同模板甲方（投保人）：_____________________乙方（保险人）：_____________________鉴于甲方为确保其董事、监事及高级管理人员（以下简称“董监高”）在履行职责过程中可能面临的法律责任得到适当的保障，特向乙方投保董监高责任险。

甲乙双方根据《中华人民共和国保险法》及相关法律法规，经协商一致，订立本合同。

第一条保险标的1.1 本合同所指的保险标的为甲方的董事、监事及高级管理人员在履行职务过程中可能产生的法律责任。

1.2 保险标的的具体范围和责任限额由甲乙双方在保险单中明确。

第二条保险责任2.1 在保险期间内，甲方的董监高因履行职务行为而遭受第三方提起的诉讼、仲裁或其他法律程序，导致其需承担的赔偿责任，乙方应按照本合同的约定负责赔偿。

2.2 赔偿范围包括但不限于：- 法律费用；- 判决或和解赔偿金；- 其他与诉讼、仲裁或其他法律程序相关的费用。

第三条责任免除3.1 对于以下情形，乙方不承担赔偿责任：- 董监高的故意行为或重大过失；- 违反法律法规的行为；- 未经甲方授权的行为；- 保险单中明确列明的其他免责事项。

第四条保险期间4.1 本合同的保险期间为一年，自保险单载明的起保日期起至期满日期止。

第五条保险费5.1 甲方应按照保险单约定的金额和方式支付保险费。

第六条索赔程序6.1 甲方在知晓董监高可能面临法律责任时，应立即书面通知乙方，并提供相关材料。

6.2 乙方在接到甲方通知后，应尽快进行调查，并根据调查结果决定是否赔偿及赔偿金额。

第七条争议解决7.1 本合同在履行过程中发生的任何争议，双方应首先通过协商解决；协商不成时，可提交乙方所在地有管辖权的人民法院诉讼解决。

第八条其他约定8.1 本合同未尽事宜，双方可另行签订补充协议。

8.2 本合同一式两份，甲乙双方各执一份，具有同等法律效力。

甲方（盖章）：_________________ 日期：____年__月__日乙方（盖章）：_________________ 日期：____年__月__日（注：以上合同模板仅供参考，具体条款应根据实际情况和法律法规进行调整。

保险公司董事、监事和高级管理人员任职资格管理规定（保监会令2014年第1号，2014年1月23日）第一章总则第一条为了加强和完善对保险公司董事、监事和高级管理人员的管理，保障保险公司稳健经营，促进保险业健康发展，根据《中华人民共和国保险法》（以下简称《保险法》）和有关法律、行政法规，制定本规定。

第二条中国保险监督管理委员会（以下简称中国保监会）根据法律和国务院授权，对保险公司董事、监事和高级管理人员任职资格实行统一监督管理。

中国保监会的派出机构根据授权负责辖区内保险公司分支机构高级管理人员任职资格的监督管理，但中资再保险公司分公司和境外保险公司分公司除外。

第三条本规定所称保险公司，是指经保险监督管理机构批准设立，并依法登记注册的商业保险公司。

本规定所称保险公司分支机构，是指经保险监督管理机构批准，保险公司依法设立的分公司、中心支公司、支公司、营业部和营销服务部以及各类专属机构。

专属机构高级管理人员任职资格管理和营销服务部负责人的任职管理，由中国保监会另行规定。

本规定所称保险机构，是指保险公司及其分支机构。

第四条本规定所称高级管理人员，是指对保险机构经营管理活动和风险控制具有决策权或者重大影响的下列人员：（一）总公司总经理、副总经理和总经理助理；（二）总公司董事会秘书、合规负责人、总精算师、财务负责人和审计责任人；（三）分公司、中心支公司总经理、副总经理和总经理助理；（四）支公司、营业部经理；（五）与上述高级管理人员具有相同职权的管理人员。

第五条保险机构董事、监事和高级管理人员，应当在任职前取得中国保监会核准的任职资格。

第二章任职资格条件第六条保险机构董事、监事和高级管理人员应当遵守法律、行政法规和中国保监会的有关规定，遵守保险公司章程。

第七条保险机构董事、监事和高级管理人员应当具有诚实信用的品行、良好的合规经营意识和履行职务必需的经营管理能力。

第八条保险机构董事、监事和高级管理人员应当通过中国保监会认可的保险法规及相关知识测试。

保险公司董事、监事和高级管理人员任职资格管理规定随着金融业的发展，面对客观社会环境的变化，保险公司董事、监事和高级管理人员任职资格管理正受到越来越多的重视。

为了促进保障保险公司董事、监事和高级管理人员任职资格管理的高度和多样性，本文制定了《保险公司董事、监事和高级管理人员任职资格管理规定》（以下简称“规定”）。

第一条券人士、注册会计师、银行家以及其他专业人士有资格担任保险公司董事、监事或高级管理人员。

在确保聘用人员的专业素质和职业经验的同时，担任职务的人员应具备良好的沟通能力和团队合作精神，有能力积极维护保险公司的利益。

第二条保险公司董事、监事及高级管理人员必须具备如下任职资格：（1）保持坚定的道德和职业操守，具备良好的商业信用。

（2）具有较强的企业管理知识和能力，能够严格执行公司制度。

（3）有扎实的专业知识和技能，能够把握市场变化，维护保险公司的利益。

（4）具备较强的组织协调能力，能够有效地管理公司的运营状况。

第三条保险公司董事、监事及高级管理人员必须满足以下条件：（1）具有高等教育学历或至少8年以上关联行业从业经历；（2）受过职业资格认证；（3）能得到保险公司股东对安全经营政策的认可；（4）经过专业机构的职业资格评估。

第四条保险公司董事、监事及高级管理人员的任职申请，应表明拟任职的名称和职责、拟任职的期限以及附有相关资质（包括但不限于学历、专业资格、技能等）的完整信息材料，并提交至保险公司审核。

第五条保险公司新任命的董事、监事或高级管理人员必须参加由保险公司安排的入职培训活动，以保证他们能够熟练掌握公司营运管理知识，正确遵守公司制度，按照规定工作。

第六条于任职资格审核未通过的申请者，保险公司应及时函告申请者，并向其说明理求，方便申请者依法尽快做出有效处理。

第七条违反规定的保险公司董事、监事或高级管理人员，保险公司有权做出处罚：（1）警告；（2）撤销船屋、监事或高级管理人员职务；（3）暂停任职一段时间；（4）对其拘留或者起诉。

样本美亚财产保险有限公司董监事及高级管理人员责任保险条款第一条 承保范围一. 董事与高级管理人员责任保险本公司对任何被保险人因履行被保险公司董事、高级管理人员或雇员职责时的不当行为而在保险期间内首次遭受赔偿请求所导致的损失负责赔偿，但被保险公司已经补偿被保险人损失的金额除外。

二. 公司补偿保险本公司对被保险公司因被保险人履行被保险公司董事、高级管理人员或雇员职责时的不当行为而在保险期间内首次遭受赔偿请求所导致的被保险公司的损失负责赔偿，但应以被保险公司已经补偿被保险人损失的金额为限。

本公司依照本保险合同的规定，在赔偿请求最终解决前，预付因此所产生的抗辩费用。

第二条 定义本保险合同内所使用的名词，其定义如下：一、“关联企业”：指在保险期间起始日或之前，其已发行的有表决权的股份中超过百分之二十但少于或等于百分之五十的股份, 为投保人直接持有或经由其一间或多间子公司间接持有的公司。

二、“赔偿请求”：指1.任何个人或组织因请求给予金钱赔偿或其他救济（包括非金钱的救济）对被保险人所提起的诉讼或其他法律程序； 2.任何个人或组织要求被保险人对特定不当行为的结果承担责任的书面请求； 3.任何针对被保险人提起的刑事诉讼； 4. 任何针对被保险人的特定不当行为提起的行政程序、监管程序或官方调查。

样本可归因于单一不当行为，或由其所产生，或以其为基础的任何单次或多次的赔偿请求，在本保险合同下应被视为单一赔偿请求。

三、“被保险公司”：指保险单的第一项所载的投保人及在不当行为发生日前，在公司组织结构图或类似文件中详细载明并经投保人或其子公司认可的子公司、分部、部门、区域性机构、生产群体或其他的公司内部单位。

四、“连续承保日”：指保险单第六项所记载的日期。

待决及以前的诉讼的连续承保日是指投保人连续向本公司或其它保险公司投保本类保险的首日，或其它经本公司同意的日期。

如按向其它保险公司连续投保之首日计算，投保人应在本保险合同起始日时向本公司提供其向该保险公司提交的首份投保书，且以本公司接受为条件。

股份有限公司董事、监事、高级管理人员问责制（试行）条例第一章总则第一条某财产保险股份有限公司（下称：公司）为了完善法人治理，健全奖惩激励机制，促进公司管理层恪尽职守，提高公司决策与经营管理水平，建设廉洁、务实、高效的管理团队，根据《公司法》、《监察法》、《公司章程》之规定，特制定本条例。

第二条为完善公司内控体系的建设，公司董事会、监事会、经营管理层需按《公司章程》之规定规范运作。

第三条公司推行问责制，问责制是指对公司董事会、监事会、经营管理层的高级管理人员在其所管辖的部门及工作职责范围内，因其故意、过失或不作为给公司造成不良影响和后果的行为，进行责任追究的制度。

第四条问责的对象为公司董事、监事和公司高级管理人员（下称：被问责人）。

第五条问责制坚持追究过错与责任相对应、问责与改进工作相结合、教育与惩戒相结合的原则。

第二章问责范围第六条被问责人有下列情形之一的，应追究其责任：（一）不能履行董事、监事职责，无故不出席会议，不执行董事会或监事会决议的；（二）经公司董事会审议通过的工作计划中明确规定应由其承担的工作任务及工作要求，因工作不力未完成的；（三）未认真履行董事会决议、总裁办公会决议及交办的工作任务，影响公司整体工作计划的；（四）未能认真履行其职责，管理松懈，措施不到位或不作为，导致工作目标、工作任务不能完成影响公司总体工作的，具体为分管的主要工作目标年度预算达成率低于80%；（五）违反法律法规及公司章程规定给公司造成不良影响和重大损失的；（六）重大事项违反决策程序，主观盲目决策，造成重大经济损失；重要建设工程项目存在严重质量问题，造成重大损失或恶劣影响的；（七）弄虚作假或虚报、瞒报、迟报重大突发事件和重要情况的；（八）管理不作为，导致其管理的下属部门或人员发生严重违法违纪行为，造成严重后果或恶劣影响的；对下属部门或人员滥用职权徇私舞弊等行为包庇、袒护、纵容的；（九）对所管理的部门发生严重腐败现象及违法乱纪行为和失职、赎职等情形，负有领导责任的；（十）违反公司信息披露相关规定的；（十一）因对签订合同过程中存在瑕疵，导致公司蒙受重大损失的；（十二）依照公司章程规定应问责的其它事项。

中国保险监督管理委员会令2010年第2号《保险公司董事、监事和高级管理人员任职资格管理规定》已经2009年12月29日中国保险监督管理委员会主席办公会审议通过，现予公布，自2010年4月1日起施行。

主席吴定富二○一○年一月八日保险公司董事、监事和高级管理人员任职资格管理规定第一章总则第一条为了加强和完善对保险公司董事、监事和高级管理人员的管理，保障保险公司稳健经营，促进保险业健康发展，根据《中华人民共和国保险法》(以下简称《保险法》）和有关法律、行政法规，制定本规定.第二条中国保险监督管理委员会(以下简称中国保监会）根据法律和国务院授权,对保险公司董事、监事和高级管理人员任职资格实行统一监督管理。

中国保监会的派出机构根据授权负责辖区内中资保险公司分支机构高级管理人员任职资格的监督管理，但中资保险公司新设省级分公司总经理任职资格核准除外.第三条本规定所称保险公司，是指经保险监督管理机构批准设立，并依法登记注册的商业保险公司.本规定所称保险公司分支机构，是指经保险监督管理机构批准，保险公司依法设立的分公司、中心支公司、支公司、营业部和营销服务部以及各类专属机构。

专属机构高级管理人员任职资格管理和营销服务部负责人的任职管理，由中国保监会另行规定。

本规定所称保险机构,是指保险公司及其分支机构.第四条本规定所称高级管理人员，是指对保险机构经营管理活动和风险控制具有决策权或者重大影响的下列人员:(一)总公司总经理、副总经理和总经理助理;（二)总公司董事会秘书、合规负责人、总精算师、财务负责人和审计责任人；(三）分公司、中心支公司总经理、副总经理和总经理助理;（四)支公司、营业部经理；(五)与上述高级管理人员具有相同职权的管理人员.第五条保险机构董事、监事和高级管理人员，应当在任职前取得中国保监会核准的任职资格.第二章任职资格条件第六条保险机构董事、监事和高级管理人员应当遵守法律、行政法规和中国保监会的有关规定,遵守保险公司章程。

董监高责任险合同模板一、被保险人信息1.1 被保险人名称被保险人是指董事、监事、高级管理人员。

1.2 被保险人地址被保险人地址是指董事、监事、高级管理人员的居住地址或工作地址。

1.3 被保险人职务被保险人职务是指董事、监事、高级管理人员在公司中所担任的职位。

二、保险期限2.1 起保日期保单的起保日期是指保险责任生效的日期。

2.2 终止日期保单的终止日期是指保险责任终止的日期。

三、保险责任3.1 责任限额保险公司对于董事、监事、高级管理人员所承担的风险所提供的最大赔偿金额。

3.2 保险责任范围保险责任范围包括董事、监事、高级管理人员在履行职务过程中可能遭受的经济损失，包括但不限于因差错行为、管理失职、疏忽漏报等导致的损失。

四、保险费及支付方式4.1 保险费被保险人需要支付保险公司的保险费用。

4.2 支付方式被保险人可以选择一次性支付保险费用或分期支付。

4.3 保险费支付期限保险费支付期限是指被保险人需要在指定的日期前支付保险费用。

五、保险事故处理5.1 报案被保险人发生保险事故后，应立即向保险公司报案。

5.2 理赔流程在报案后，被保险人需要提供相关的证明材料，并按照保险公司的要求进行理赔流程。

5.3 理赔金额计算理赔金额根据保险责任范围和责任限额进行计算。

六、其他条款6.1 免赔额保险公司规定的免赔额是指在保险事故发生时，被保险人需要自行负担的金额。

6.2 附加条款根据被保险人的需求，可以增加额外的附加条款。

6.3 争议解决对于保险事故中的争议问题，双方可以通过友好协商或仲裁等方式解决。

七、特别约定7.1 其他特别约定根据被保险人的需求，可以增加其他特别约定。

八、法律适用和管辖8.1 法律适用本合同适用中国法律。

8.2 管辖法院对于本合同的争议，双方同意提交至合同签订地的人民法院解决。

以上是董监高责任险合同模板的内容，合同内容可以根据具体情况进行调整和完善。

请根据实际情况填写相应的信息，并确保合同的合法性和有效性。