金融英语口语
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有关于金融的英语口语对于英语的学习,口语或许就是大家的难点之一,像金融英语口语的对话就是大家经常问到的问题,因为这些专业性的学习要求是非常高的,下面小编就给大家整理了金融英语,快来学习吧。
英语范文一I w a o T a n a k a ,m a k i n g h i s f i r s t b u s i n e s s t r i p t o t h e U n i t e d S t a t e s ,i s t a l k i n g t o a n A m e r i c a n b a n k e r a b o u t t h e f i n a n c i a l a n d m o n e t a r y s y s t e m o f t h e U.S.田中岩夫第一次因公出差工到美国,他正在与美国的一位银行家谈到美国金融和货币制度。
T a n a k a:W h a t i s m e a n t b y t h e t e r m F e d e r a l R e s e r v e S y s t e m?I s t h a t t h e c e n t r a l b a n k o f t h e U n i t e dS t a t e s?田中:什么是美国联邦储蓄系统?它是美国的中央银行吗?B a n k e r :T e c h n i c a l l y i t i s n o t ,M r.T a n a k a,b u t i t f u n c t i o n s i n t h a t c a p a c i t y .银行家:从法律上讲,它不是,田中先生。
但是它发挥了那样的作用。
T h e F e d e r a l R e s e r v e S y s t e m ,o r t h e F e d a s i t i s u s u a l l y c a l l e d,i s t h e f i s c a l a g e n t o f t h e U n i t e d S t a t e s .美国联邦储备系统即平常称之为联邦的是美国财政机构。
【导语】⾦融内容可概括为货币的发⾏与回笼,存款的吸收与付出,贷款的发放与回收,⾦银、外汇的买卖,有价证券的发⾏与转让,保险、信托、国内、国际的货币结算等。
以下是整理的⾦融⽅⾯的⾯试英语⼝语,欢迎阅读!1.⾦融⽅⾯的⾯试英语⼝语 I: Let start the interview with some questions. Tell me about yourself and your past experience. A: I have 10 years financial industry experience, working for several companies. For the past two years, I have been working in an investment banking. In addition to my analytical mindset, I have a background of solid accounting principles. I am a team player and have great communication and interpersonal skills. I thrive on challenge and work well in high-stress environments. I: What finance experience have you had that qualifies you for this position? A: My background and experience include working on a variety of projects and jobs in the financial industry. Most of my experience has been behind the scenes, doing the calculations. I want to work with clients and continue to grow and be challenged. I: Why did you leave your last position? A: I not finding the work as challenging as I used to. I want to find a job that is stimulating, where I can grow. I: What are your strengths and weaknesses? A: One of my strengths is my ability to be flexible. Ie seen companies go through many changes in structure and management philosophy. Ie had to adjust my style to the new environment several times. As far as weaknesses, I really enjoy my work, and sometimes I put in too much time. But by being aware of my tendency to overwork, I have learned to pace myself more and work less overtime. I: How would your boss describe you and your work style? A: She say I have a lot of initiative, I see the big picture and I do what has to be done. Second, I always meet deadlines. If I say I going to do something, I do it. Lastly, I have the ability to focus on what I working on I am not easily distracted. I: What are your salary expectations? A: I sure whatever you offer will be a fair amount for a person with my qualifications. Salary is not the most important factor to me. I抦 looking for opportunity. I: Do you have any questions? A: Yes, I do. What do you see as the future trends for the industry?2.接待和拜访的英语⼝语 1.Welcome to XXXX Hotel . I'm…, what should I call you, please? 欢迎光临XXX酒店。
金融英语常用口语对话练习下面店铺为大家带来金融英语常用口语对话练习,欢迎大家阅读!金融英语常用口语对话练习:办理银行账户A:Hello, I'd like to open an account.你好,我想开个帐户。
B:Which account would you like to open?您想开什么样的帐户?A:I'd like to open a savings account. What's the interest rate now?我想开个存款帐户。
现在的利率是多少?B:It is 3.2%. You may earn a little interest on money.是3.2%。
您可以赚一点利息。
A:Is there any minimum deposit for the first time?第一次存款有最低额度限制吗?B:Yes, the opening minimum deposit is 1,000 Yuan.是的,第一次存款的最低额度是1000元。
A:What about the later deposits?那以后的额度呢?B:For the later deposits, you can deposit any you want. Even one Yuan is OK.然后您可以任意存。
存一元也行。
A:OK, that's good.好的。
B:Your ID, please.把您的身份证给我。
A:Here you are, a thousand Yuan and my ID.给你,1000元钱和我的身份证。
B:Wait a moment, please. Here is your bankbook. Keep it well please.请稍等。
这是您的存折。
请好好保存。
A:Thanks. I will.谢谢,我会的。
金融英语常用口语对话练习:申请个人信用卡A:I'd like to apply for a credit card. Can you help me with my application?我想申请一张信用卡。
常用的金融英语口语对话带翻译常用金融英语口语对话篇一T:We are happy to have Mr. David Long here with us today.教:今天我们很高兴地请到了英国某商业银行的大卫.朗先生。
Mr. Long is from a merchant bank in Britain. He will be talking about the organization of hisbank.朗先生给大家介绍一下他所在银行的组织体系。
L:I feel honoured to be talking with you today. Id like to begin with your questions.朗:我今天非常荣幸地与大家在一起聚谈聚谈。
我希望同学们现在就提问。
S:Where is your bank located学:请问贵银行位于什么地方L:In London, the capital of Britain.朗:伦敦,英国的首都。
S:Could you give us a brief overview of your banks history学:您能给我们讲讲贵银行的历史概况吗L:Yes, of course. We were established as long ago as 1869.朗:当然行啦!我们的银行早在1869年就有了。
Now, it is being operated as one of the major merchant banks in the City.现在它是伦敦几家最重要的商业银行之一了。
S:How is your bank organized学:请问贵行是如何组成的呢L:Well, that is really a big question.朗:啊,这可是一个很大的问题呀!S:Let me put it in this way. How many divisions are there in your bank学:我就这么问吧。
有关金融的英语口语对话学习金融英语,需要我们去突破自己的英语口语能力,下面学习啦小编为大家带来有关金融的英语口语情景对话,欢迎大家学习!有关金融英语口语对话(一)H:T o d a y i t i s a n h o n o u r f o r m e t o b e i n v i t e d h e r e a n d w e w i l l h a v e a f r e e t a l k a b o u t t h e I n t e r n a t i o n a l M o n e t a r y S y s t e m.霍:今天我很荣幸地被邀到这里来谈谈有关国际货币制度.C o u l d y o u a s k s o m e q u e s t i o n s,p l e a s e?请你们来提一些问题好吗?S1:W e h a v e b e e n r e a d i n g a g r e a t d e a l r e c e n t l y a b o u t e x c h a n g e r a t e f l u c t u a t i o n s,学1:最近,我读了大量有关外汇汇率浮动,c l e a n a nd d i r t y f l o a t s a n d s o o n, b u t I a m n o t q u i te s u r e w h a t t h e I n t e r n a t i o n a l M o n e t a r y S y s t e m i s.不受限制的和受限制的汇率浮动等等,但是对于什么是国际货币制度,我还不十分清楚。
H:W e l l, t h e t e r m I n t e r n a t i o n a l M o n e t a r y S y s t e ma c t u a l l y r e f e r s t o a s e r i e s o f a g r e e m e n t s a m o n g t h e m a j o r g o v e r n m e n t s a n d t h e i r c e n t r a lb a n k s t o b r i n g o r d e r a n d s t a b i l i t y t o t h e i n t e r n a t i o n a l e xc h a n g e m a r k e t s.霍:噢,国际货币制度这一术语实际上是为了维护国际外汇市场的秩序和稳定,一些影响较大的政府和中央银行之间所签定的一系列协定。
【#英语口语# 导语】口语是语言技能中最容易和最基础的部分,比起枯燥的语法和高深的写作技巧,口语其实还是很容易掌握的。
但是,中国传统英语教育只注重笔试,忽视听力和口语,而中国同学也比较内向含蓄,所以口语就成了一个很大的困难。
以下是?无忧考网整理的金融基本业务的英语口语,欢迎阅读!1.金融基本业务的英语口语What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费,现金户头不收。
Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.甚至一元也可以起存。
2.英语口语学习心得1、心态篇这是学习口语的第一个阶段,就是心态要好,要有自信。
口语说得好的人都是“厚脸皮”,因为不怕难堪,不怕犯错。
不开口说给别人听,就永远也别想提高口语水平。
金融英语口语:询问1A:Excuse me.May I inquire about the balance of my account?B:Yes.Your account number,please.A:OK.My account number is 221233(two-two-one-two-three-three).My name is Jim. B:One moment,please.Mr Jim,you've got the balance of 400 yuan in your account. A:Thank you.B:You're welcome. 1A:请问我账户上的余额是多少?B:您的账户号码是多少?A:我的账号是221233。
我叫吉姆。
B:请稍侯。
吉姆先生,您账上的余额是400元。
A:谢谢。
B:不客气。
2A:Hello.Would you tell me something about time deposit?B:Yes.We offer time certificates of deposit.It pays a higher rate of interest than regular deposits do.A:Well.How long do I have to keep the money in the account?B:You may choose from three-,six-,twelve-months maturity or a two-year maturity.More information is posted on the bulletin board on the left side in the lobby.A:Does the rate go up depending on how long I keep the account?B:Yes.But you must determine what maturity you want in the beginning. Naturally,certificates with the longer maturities bear a higher rate of return. A:By the way,what maturities are the most popular?B:Oh…,I think most of our customers use six- or twelve-month plans.A:Can I renew the certificate on maturity?B:Of course.You may renew it if you wish. 2A:您好。
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有关于金融英语口语词汇词汇1. D/D (Bankers Demand Draft) 票汇2. decision-making under risk 风险下的决策3. daily limit 每日涨(跌)停板4. date of delivery 交割期5. dealers 批发商6. death and gift tax 遗产和赠与税7. debt of honour 信用借款8. debtor bank 借方银行9. daily interest 日息10. deed 契约11. deed tax 契税12.deflation 通货紧缩13. deficit covering 弥补赤字14. deficit-covering finance 赤字财政15. deferred savings 定期存款16. delivery date 交割日17. demand pull inflation 需求拉动通货膨胀18. demand-deposit or checking-accounts 活期存款或支票帐户19. deposit account (D/A) 存款帐户20. deposit at call 通知存款21. deposit bank 存款银行22. deposit money 存款货币23. deposit rate 存款利率24. deposit turnover 存款周转率25. depreciation risks 贬值风险26. derivative deposit 派生存款27. derived deposit 派生存款28. designated currency 指定货币29. deutsche marks (=DM) 西德马克30. devaluation of dollar 美元贬值31. direct exchange 直接汇兑32. Development Bank 开发银行33. development financing 发展融资34. devise 遗赠35. die intestate 死时没有遗嘱36. Diners card 大莱信用卡37.developer 发展商38. direct financing 直接融资39. direct hedging 直接套做40. direct leases 直接租赁41. direct taxation 直接税42. discount credit 贴现融资43. discount market 贴现市场44. discount on bills 票据贴现45. discount paid 已付贴现额46. discounted cash flow 净现金量47. discounting bank 贴现银行48. dishonour risks 拒付风险49. disintermediation 脱媒50. distant futures 远期期货51. diversification 分散投资52. dividends 红利53. document of title 物权单据54.double mortgage 双重抵押55. Documents against Acceptance,D/A 承兑交单56. Documents against Payment,D/P 付款交单57. domestic correspondent 国内通汇银行58. domestic deposit 国内存款59. domestic exchange 国内汇兑60. double leasing 双重租赁61. documentary collection 跟单托收62. double option 双向期权63. Dow Jones average 道琼斯平均数64. down payment 首期65. downgrade 降级66. downside 下降趋势67. downtick 跌点交易68. Dragon card 龙卡69. draw 提款70. draw cheque 签发票据71. drawee bank 付款银行72. drawing account 提款帐户73. dual exchange market 双重外汇市场74. dual trading 双重交易75. due from other funds 应收其他基金款76. electronic cash 电子现金77. dumping 抛售。
公务员英语口语经济金融Sure, I can help you with that! Here are some common phrases and vocabulary terms related to economics and finance that may be useful in a government job:1. Gross Domestic Product (GDP) - 国内生产总值2. Inflation - 通货膨胀3. Deflation - 通货紧缩4. Interest rate - 利率5. Exchange rate - 汇率6. Fiscal policy - 财政政策7. Monetary policy - 货币政策8. Capital - 资本9. Investment - 投资10. Budget deficit - 预算赤字Some phrases that may be useful in discussing economics and finance issues:1. We need to take measures to stabilize the economy. - 我们需要采取措施来稳定经济。
2. The inflation rate has increased steadily over the past few months. - 过去几个月通货膨胀率稳步上升。
3. We need to improve our monetary policy to encourage economic growth. - 我们需要改进货币政策以促进经济增长。
4. We need to attract more foreign investment to boost our economy. - 我们需要吸引更多的外国投资来推动经济发展。
5. The budget deficit is a major challenge we need to address. - 预算赤字是我们需要解决的一个主要挑战。
金融行业英语口语表达在当今世界经济日趋全球化的环境下,金融行业的交流和沟通成为非常重要的一环。
对于金融从业人员来说,熟练掌握金融英语口语表达,不仅能够提高沟通的效率和质量,更能够突显自身的专业能力和竞争力。
本文针对金融行业英语口语表达进行了总结和归纳。
一、交易类1. 合同:(1)劳动合同:labor contract(2)销售合同:sales contract(3)政府合同:government contract(4)保密协议:secrecy agreement2. 股票(1)股票市场:stock market(2)股票交易:stock trade(3)股票价格:stock price(4)股票指数:stock index(5)股票投资:stock investment3. 期货(1)期货交易:futures trading(2)期货市场:futures market(3)期货合约:futures contract (4)期货价格:futures price(5)期货保证金:futures margin二、银行类1. 银行账户(1)储蓄账户:savings account (2)支票账户:checking account (3)存款账户:deposit account (4)借记卡账户:debit card account (5)信用卡账户:credit card account 2. 贷款类(1)住房贷款:mortgage loan(2)汽车贷款:car loan(3)个人贷款:personal loan(4)商业贷款:business loan(5)抵押贷款:secured loan3. 银行产品(1)定期存款:time deposit(2)货币市场账户:money market account (3)保险:insurance(4)外汇:foreign exchange(5)信用卡:credit card三、保险类1. 保险类型(1)健康保险:health insurance(2)人寿保险:life insurance(3)财产险:property insurance(4)车险:car insurance(5)商业保险:business insurance2. 保险条款(1)投保人:policyholder (2)被保险人:insured(3)受益人:beneficiary (4)保险金额:policy amount (5)保险费:premium四、投资类1. 投资产品(1)股票:stocks(2)债券:bonds(3)基金:funds(4)期货:futures(5)商品:commodities2. 投资策略(1)多头买入:long position (2)空头卖出:short position (3)止损:stop loss(4)加仓:add to position(5)减仓:reduce position以上只是金融行业英语口语表达的冰山一角,金融行业的专业术语和行业概念非常丰富,需要根据具体情况进行学习和掌握。
金融口语对话2篇接下来为大家整理了金融口语对话2篇,希望对你有帮助哦!一、个人贷款A:Hello, Sir, may I help you?你好,先生,您需要什么服务?B:Yes. I would like some information for requesting a loan.我想了解些申请贷款的信息。
A:Very well, here are the general terms of our loan policies. We pride ourselves in having thelowest interest rate in the country for personal loans.好的,这是贷款政策的基本条款。
全国范围内我们银行的个人贷款利率是最低的。
B:I see. So let me get this straight. If I borrow let’s say, ten thousand dollars, how much will Ihave to pay each month?我明白。
那我就直说吧,如果我借1万美元,每个月我应该还多少钱?A:It depends on how long you take to pay it back. If we lend you ten thousand dollars at anannual interest rate of ten percent for forty eight months, you would have to pay each month aportion of the loan which is called the principal and another small portion of the annualinterest rate. This of course is considering that you don’t default on a payment!主要取决于你还款的时间。
金融英语口语+重要的名词B:先生,我能为您做些什么?C:是的,我公司想开个户,您能给我提供些信息吗?B:我很乐意。
您想开哪种账户?C:活期账户。
我尤其想了解一下你们可以提供的利率。
B:哦,本行提供的利率在全国是最具有竞争力的。
至于活期账户,年利率是1.3%。
B:Sir,May I help you?C:Yes,I want to open an account for my company,can you offer me some information about it?B:OK,it’s my pleasure.Which kind of account do you want ,the current account or term account?C:The current account.Specially,I want to know about the interest rate you offer.B:OK!The interest rate my bank provides is the most competitive in the country.For the demand account ,the interest rate is 1.3% per annum.口语二B:女士,上午好。
我能为您提供些协助吗?C:上午好。
我想开个户。
B:您想开哪种账户?C:还没有确定。
我是来参与奥运会的,要在这儿呆一个月左右。
B:那样的话,我想您需求一个支票账户,以便能用支票付账。
C:这是个好主意。
支票账户的最低起存额是多少?B:100美元。
您想存多少钱?C:嗯,我想存10,000 美元。
B:好的,女士。
请填一下这张表并在这儿签字。
C:好的,给您。
这样行吗?B:行,这样行。
请把您的护照给我看看,可以吗?C:当然可以。
给您。
我如今就能开支票了吗?B:可以。
这是支票簿。
C:随意问一下,银行什么时分关门?B:下午6:00。
金融英语口语【两篇】导读:本文金融英语口语【两篇】,仅供参考,如果觉得很不错,欢迎点评和分享。
【美国金融制度】Iwao Tanaka ,making his first business trip to the United States ,is talking to an American banker about the financial and monetary system of the U.S.田中岩夫第一次因公出差工到美国,他正在与美国的一位银行家谈到美国金融和货币制度。
Tanaka:What is meant by the term Federal Reserve System ?Is that the central bank of the United States?田中:什么是美国联邦储蓄系统?它是美国的中央银行吗?Banker :Technically it is not ,Mr.Tanaka,but it functions in that capacity .银行家:从法律上讲,它不是,田中先生。
但是它发挥了那样的作用。
The Federal Reserve System ,or the Fed as it is usually called,is the fiscal agent of the United States .美国联邦储备系统即平常称之为“联邦”的是美国财政机构。
It has authority to issure notes which are the main currency of the country ,它有权发行作为国家主要货币的纸币,to control the money supply and to supervise banks and banking practices in the country .有权控制货仙的供应量,并有权监督国内银行及银行业务活动。
金融英语口语对话以下是一段关于金融英语口语对话的示例:A: Hello, I'm interested in investing in the stock market. What do you recommend?B: First of all, you need to understand the basic principles of the stock market. Are you familiar with the terms "bull market" and "bear market"?A: Yes, I know those terms. What else should I know?B: You should also understand the different types of stocks, such as blue-chip stocks, growth stocks, and value stocks. Do you know the difference between them?A: No, I don't. Please explain.B: Blue-chip stocks are large, well-established companies that are considered to be stable and reliable. Growth stocks are companies that have high potential for growth, but are riskier investments. Value stocks are undervalued stocks that are considered to be good bargains.A: I see. What about diversification? Should I diversify my portfolio? B: Absolutely. Diversification is crucial for reducing risk. You should invest in a range of different industries and companies to ensure that your portfolio is not too dependent on any one particular stock.A: OK, I understand. What about the risks involved? Are there any risksinvolved in investing in the stock market?B: Yes, there are risks involved in investing in the stock market. The value of stocks can fluctuate widely, and there is always the possibility of losing some or all of your investment. However, by diversifying your portfolio and investing for the long term, you can reduce these risks.。
有关金融的英语口语对话有关金融的英语口语对话学习金融英语,需要我们去突破自己的英语口语能力,下面店铺为大家带来有关金融的英语口语情景对话,欢迎大家学习!有关金融英语口语对话(一)H:Today it is an honour for me to be invited here and we will have a free talk about theInternational Monetary System.霍:今天我很荣幸地被邀到这里来谈谈有关国际货币制度.Could you ask some questions, please?请你们来提一些问题好吗?S1:We have been reading a great deal recently about exchange rate fluctuations,学1:最近,我读了大量有关外汇汇率浮动,clean and dirty floats and so on, but I am not quite sure what the International MonetarySystem is.不受限制的和受限制的汇率浮动等等,但是对于什么是国际货币制度,我还不十分清楚。
H:Well, the term International Monetary System actually refers to a series of agreementsamong the major governments and their central banks to bring order and stability to theinternational exchange markets.霍:噢,“国际货币制度”这一术语实际上是为了维护国际外汇市场的秩序和稳定,一些影响较大的政府和中央银行之间所签定的一系列协定。
The most important, signed in 1944, is called the Bretton Woods Agreemen最为重要的一个协定是1944年签定的布雷顿森林协Then it established the World Bank and the International Monetary Fund.根据该协定建立了世界银行和国际货币基金组织。
金融英语口语下面是店铺整理的金融英语口语,希望对大家有帮助。
金融英语口语:如何汇报你的工作进度1. How's the project going?项目进展得怎么样?2. Great! We're way ahead of schedule.非常好!我们要提前完工了。
3. We're right on target.我们正按计划进行。
4. Well, frankly, we're running a little behind.坦白地说,我们有点落后了。
5. Folks, we're behind the eight-ballin meeting our sales target. Let's speed things up.兄弟们,我们都快完不成销售目标了。
我们得抓紧啊。
6. It’s 70% done.已经完成70%了。
7. It'll be completed on time.会按时完成的。
8. We're halfway there.我们已经完成一半了。
9. Have the milestones been identified for the new project?新项目的关键活动都已经确定了吗?10. What delivery date are we looking at?什么时候交货?11. There must be no further delays. The drop-dead date/deadline is next Friday's close of business.不能再推迟了,最后期限是下周五下班的时候。
12. Were approaching the critical point for success or failure of this project.金融英语口语:几个描述经济情况的句子How can we make the economy more vibrant?我们怎样才能使经济更有活力?Inflation leads to more unemployment.通货膨胀导致更多人失业.Inflation hurts the poor more than the rich.通货膨胀伤害的是穷人而不是富人.They haven't done anything to stimulate new jobs. 他们没有做过任何能刺激新的就业机会的事情.What about inflation?如果出现通货膨胀怎么办?We need more jobs.我们需要更多的就业机会.We're headed for a recession.我们正走向衰退.The trade deficit is getting larger.贸易赤字越来越大金融英语口语:Trade FinanceNew Words新单词multinational adj.跨国的subsidiary adj.附属的irrevocable adj.不可撤销的confirm v.确认,使有效circumstances n.情况,环境confront v.面对Phrases & Expressionsclearing bank清算银行documentary collection跟单托收D:Hi, Roy. How are your things going?马:嗨,罗伊,近来一切都好吗?R:Fine. Everything is going smoothly.R:好,挺好。
一切进展顺利。
D:This is Miss Harriet Smith, finance manager of A & P Corporation.马:这位是哈里.史密斯先生,A$P公司的财务经理。
This is Mr. Roy Stanford.这位是罗伊.斯坦福先生。
H:How do you do?史:您好!R:How do you do? I work in the international trade and banking division.斯:您好!我在国际贸易与银行业务部任职。
As you know, we're very much involved with many large American corporations dealing with international trade.我们参与许多美国大公司的国际贸易事务。
H:Yeah. That's why I come here this afternoon.斯:是啊,这正是我今天下午此行的目的。
R:What we're doing is actively and hopefully developing a relationship with large companies including their subsidiaries or branches to ensure that we can provide all services they need.斯:我们正在积极乐观地与大公司以及它们的子公司或分支机构建立业务联系,以确保我们向他们提供各项服务。
H:Would you please be more specific?史:请您具体谈谈。
R:Sure. We handle all types of letters of credit, and also advise if they should be irrevocable,斯:可以,我们操作各类信用证,并且提供相应的咨询-例如建议哪些应做不可撤销信用证,whether they should be confirmed, whether we would recommend them in certain circumstances.哪些信用证应确认,有些时候,我还要推荐适当的信用证。
And of course, we deal with documentary collections and so on.当然,我们也处理单据托收。
H:So your division is to ensure that its customers receive payment for the goods they expect.史:因此,你们部负责确保客户及时收到贷款。
R:That's where we can help an exporter like your corporate.斯:对,是这样。
我们可以在托收贷款方面为像你们这样的大公司提供服务。
You see, it can happen any time that an exporter has to wait two or even three years before they are able to obtain their money after they ship goods to a buyer abroad.你想,有时候,出口商向国外发货以后,要等到二年,甚至三年以后才能拿到贷款。
这样不愉快的事时有发生。
It could be of any reason. That's why we always hear people say that exporting is easy;原因可以是各种各样的,因此我们经常可以听到这样的牢骚:出口容易,it's getting paid that's the hard part.要钱难。
H:I'm afraid it's the case we sometimes have to confront.史:恐怕,我们公司也会不时地面临这种尴尬的局面。
R:But of course, we're not all the time selling a service.R:当然,我们部并不总是客户推销我们的服务。
A lot of the time we give advice and solve problems to our customers.大部分时间,我们给客户一些参考意见并帮他们解决实际问题。
H:What's a typical problem that you would expect a customer to come to you about?史:一般情况下,客户会带着什么问题来向你们咨询呢?R:For example, just recently we had one with a contract that was signed to supply some machinery to a company in France.斯:就拿最近的例子来说吧。
我们处理了一个向法国提供机械的合同。
H:What happened? And what role did you play?史:怎么啦?你们在其中又扮演了什么角色?R:The contract was originally drawn in USD, but the French company was not permitted to cover forward for any length of time.斯:当初签合同时,是以美元为计算单位的。
但那家法国公司无权做任何时间范围内的期货交易,They would have to buy the necessary USD to pay the bill.他们又必须买进一定数目的美元付帐。
H:I see.史:噢!R:So we bought currency for the customer and our customer could then work out his price in French francs instead of US dollars.斯:于是我们为这家法国客户买进了美元,这样他们就可以用法郎而不是美元来计算货款了。
H:Fine. OK, I think we've covered everything now, haven't we?史:好,我想我俩已谈得很详尽了。
R:Yes, I think so. It was good of you to see me.斯:是啊!很高兴您来与我们商洽。
H:My pleasure. Thank you for answering me so many questions.史:我也感到很愉快。