新编财产保险合同通用范本

财产保险合同样本5篇篇1甲方（投保人）：____________________乙方（保险人）：____________________根据《中华人民共和国合同法》及相关法律法规的规定，甲乙双方在平等、自愿、公平、诚实信用的基础上，就甲方就其财产向乙方投保相关保险事宜，达成如下协议：一、保险标的本合同涉及的保险标的是甲方的特定财产，具体包括但不限于以下内容（根据实际情况详细列举）：1. 固定资产：包括但不限于房屋、机器设备、办公设备、交通运输工具等；2. 流动资产：包括但不限于原材料、产品、半成品、货物等；3. 其他财产：包括但不限于知识产权、债权等。

二、保险金额与保险价值1. 甲方对保险标的的保险金额进行确定，具体金额详见本合同附录的保险明细表；2. 保险价值以保险标的的实际价值为准，若发生损失，乙方将按照保险价值进行赔偿。

三、保险期限本合同的保险期限为____年，自____年____月____日起至____年____月____日止。

四、保险责任乙方在保险期限内对甲方因下列原因导致的保险标的损失承担保险责任：1. 火灾、爆炸；2. 雷击、暴雨、洪水等自然灾害；3. 运输过程中的碰撞、倾覆等意外事故；4. 其他在保险合同中约定的原因。

五、保险费及支付方式1. 甲方应按照本合同约定的金额和方式向乙方支付保险费；2. 保险费支付方式：____________________；3. 保险费支付时间：____________________。

六、赔偿处理1. 在保险期限内，如发生保险事故，甲方应立即通知乙方，并配合乙方进行查勘和定损工作；2. 乙方将根据保险合同约定的保险责任范围和损失程度，对甲方进行赔偿；3. 赔偿的具体金额和方式将在乙方查勘和定损后，由甲乙双方协商确定。

七、合同解除与终止1. 本合同在保险期限届满时自动终止；2. 在保险期限内，如甲方未按照本合同约定支付保险费，乙方有权解除本合同；3. 本合同解除或终止后，乙方不再对甲方承担保险责任。

财产保险合同范本4篇精选财产保险合同是投保人与保险人约定的以财产及其有关利益为保险标的的协议。

财产保险合同主要以补偿或者填补财产的实际损失为目的，也被称为“损失保险”。

下面是小编精选的关于财产保险合同范本4篇，仅供参考，希望能帮助到大家!财产保险合同范本1订立合同双方：保险方：_________保险公司：_________投保方：_______________________根据《经济合同法》规定：“财产保险合同，采用保险单或保险凭证的形式签订。

”为履行财产保险合同，保险方和投保方都应明确如下合同的内容和双方的责任：第一条保险标的____________________(财产保险标的，是指被保险的建筑物、生产设备、运输工具、运输货物等物质财富。

投保方必须是这些被保险财产的所有人、经营人或与该财产有直接利益关系的人)。

第二条座落地点____________________(建筑物、生产设备的坐落地点，或运输工具及航程。

)第三条保险金额____________________(即保险方在发生保险事故时，负责补偿的最高金额。

保险金额不应超过保险财产的价格。

如果投保方故意提高被保险财产价格，保险合同无效。

如果不是故意的，超过保险部分的保险金额必须减去。

) 第四条保险责任____________________(保险方只对保险合同规定的责任范围的保险事故负责，按规定承担补偿责任。

投保方在保险事故发生后，因救护被保险财产所造成的损失或支出的费用，保险方应负责赔偿)。

第五条除外责任____________________(保险方遇有法律规定的保险事故时，可以免除补偿的责任。

保险事故的发生是由于投保方的故意或过失;事故发生后超过规定的期限未通知保险方;投保方放弃对造成保险财产损失的第三者的追偿权;保险财产的损失已经得到补偿等，都可以使保险方免除赔偿损失的责任。

) 第六条补偿办法____________________(被保险财产以全部价值投保的，当发生保险事故遭到全部损失时，保险方应偿付全部保险金额。

财产保险合同范本6篇篇1甲方（投保人）：____________________乙方（保险人）：____________________根据《中华人民共和国合同法》及相关法律法规的规定，甲乙双方在平等、自愿、公平、诚实信用的基础上，就甲方财产投保事宜达成如下协议：一、保险标的1.1 甲方将其所有的财产向乙方投保，保险标的具体范围、价值等详见本保险单所附的保险标的清单。

二、保险金额与保险费2.1 甲方投保的保险金额为人民币________元整（大写：____________________元整）。

2.2 甲方应按照乙方的要求支付保险费，具体金额以乙方出具的保险单为准。

三、保险期限3.1 本保险合同自____年____月____日零时起至____年____月____日二十四时止。

四、保险责任4.1 乙方承担以下保险责任：在保险期间内，因火灾、爆炸、雷击、暴雨、洪水等自然灾害或意外事故导致的保险标的损失，乙方按照本合同的约定承担赔偿责任。

五、投保人、被保险人义务5.1 甲方应如实告知乙方保险标的的重要事项，如地址变更、保险标的价值变动等。

5.2 甲方应按照约定支付保险费。

5.3 乙方应对甲方的投保申请进行审慎评估，并出具保险单。

六、赔偿处理6.1 保险事故发生后，甲方应及时通知乙方，并积极配合乙方进行事故调查和处理。

6.2 乙方收到甲方的赔偿请求后，应及时核定损失并进行赔偿。

七、合同解除与终止7.1 本保险合同在下列情况下可以解除：（1）双方协商一致解除合同；（2）甲方在保险期间未按照约定支付保险费；（3）保险标的转移或价值减少，甲方未履行告知义务。

7.2 本保险合同在下列情况下终止：（1）保险期间届满；（2）双方协商一致终止合同；（3）发生不可抗力导致保险标的全部损失。

八、争议解决8.1 本合同的解释、履行和争议解决均适用中华人民共和国法律。

如双方在合同履行过程中发生争议，应首先通过友好协商解决；协商不成的，任何一方均有权向有管辖权的人民法院提起诉讼。

财险资产合同范本________________________________________一、合同主体1.1 甲方：指资产所有人或合法占有、使用、收益、处分资产的自然人、法人或其他组织。

1.2 乙方：指依法设立，取得经营保险业务许可的保险公司。

二、保险标的及保险金额2.2 保险金额：双方协商确定的保险金额，为本合同所承担的最高赔偿限额。

三、保险期间3.1 本合同的保险期间为____年，自____年__月__日起至____年__月__日止。

四、保险责任4.1.1 火灾、爆炸、雷击、暴风、暴雨、洪水等自然灾害；4.1.2 突发性公共卫生事件、战争、恐怖袭击等不可抗力因素；4.1.3 盗窃、抢劫等犯罪行为；4.1.4 法律法规规定应由乙方承担的其他责任。

4.2.1 保险资产的自然损耗、折旧、维修保养费用；4.2.2 保险资产因市场价格波动导致的损失；4.2.3 甲方故意或过失行为导致的损失；4.2.4 法律法规规定乙方不承担的其他责任。

五、保险费及支付方式5.1 保险费：本合同的保险费为人民币____元（大写：____元整）。

5.2 支付方式：甲方在本合同签订后____日内，一次性支付保险费至乙方指定的账户。

六、赔偿处理6.1 保险事故发生后，甲方应立即通知乙方，并采取必要的措施，防止损失扩大。

6.2 乙方接到甲方通知后，应在____小时内进行现场查勘，并根据查勘结果，确定赔偿金额。

6.3 赔偿金额确定后，乙方应在____日内，将赔偿款项支付至甲方指定的账户。

七、合同变更与解除7.1 本合同有效期内，双方协商一致，可以变更本合同的内容。

7.2 在保险期间内，甲方未按约定支付保险费的，乙方有权解除本合同。

7.3 保险期间届满，双方未达成续保协议的，本合同自动终止。

八、争议解决8.1 本合同的签订、履行、变更、解除及争议解决均适用中华人民共和国法律。

8.2 双方在履行本合同过程中发生的争议，应通过友好协商解决；协商不成的，任何一方均有权向合同签订地人民法院提起诉讼。

有关财产保险合同范本(英文)7篇篇1Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Party of the First Part: Insurance CompanyParty of the Second Part: InsuredArticle 1: Contractual RelationshipThis Contract sets out the terms and conditions under which the Insurance Company agrees to provide insurance coverage for the property of the Insured.Article 2: Coverage2.1 The Insurance Company shall cover the property of the Insured listed in Annex A, including, but not limited to, buildings, machinery, equipment, inventory, and other assets.2.2 The scope of coverage excludes events not specified in this Contract, such as acts of war, nuclear accidents, and inherent defects in the property.Article 3: Insurance Period3.1 The insurance period shall be specified in Annex B and shall commence on the effective date stated in this Contract.Article 4: Premium4.1 The premium for this insurance coverage shall be paid by the Insured to the Insurance Company in accordance with the schedule specified in Annex C.Article 5: Claims Settlement5.1 In case of any loss or damage to the insured property, the Insured shall promptly notify the Insurance Company in writing.5.2 The Insurance Company shall, upon receipt of a claim, investigate and determine the validity and amount ofcompensation payable, if any, in accordance with the terms of this Contract and applicable laws.Article 6: Indemnification6.1 The Insurance Company shall indemnify the Insured for losses arising from risks covered under this Contract, up to the limits specified in Annex D.Article 7: Exclusions7.1 This Contract does not cover losses arising from events such as war, nuclear reactions, radiations, contamination, and inherent defects in the property.Article 8: Termination8.1 This Contract may be terminated by either Party giving written notice to the other.Article 9: Miscellaneous9.1 This Contract is governed by the laws of the jurisdiction specified in Annex E.9.2 Any disputes arising from or in connection with this Contract shall be settled through friendly negotiations. If no settlement can be reached, either Party may submit the disputeto arbitration in accordance with the laws of the jurisdiction specified in Annex E.9.3 This Contract constitutes the entire agreement between the Parties and no modifications shall be made to it except by written agreement signed by both Parties.9.4 This Contract is binding on both Parties and shall be binding on their respective legal representatives, successors, and assigns.9.5 Any notices or communications required or permitted under this Contract shall be in writing and shall be deemed given when delivered personally or sent by mail or email to the addresses specified by the Parties.ANNEX A: List of Insured Property[Insert detailed list of property being insured]ANNEX B: Insurance Period[Insert dates of insurance period]ANNEX C: Premium Payment Schedule[Insert schedule for payment of premiums]ANNEX D: Limits of Indemnification[Insert limits of compensation payable by the Insurance Company]ANNEX E: Applicable Law and Jurisdiction for Arbitration[Insert applicable law and arbitration jurisdiction] --- end of contract ---Please note that this is a general template for a property insurance contract and may need to be customized to fit specific circumstances and requirements. It is recommended to have legal professionals review any legal document before signing.篇2Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Contract Parties:1. Insurance Company: _________________2. Insured: _________________Article 1: Insurance CoverageThe Insurance Company agrees to provide insurance coverage for the property specified in this Contract, which includes (but is not limited to) the following:* Building and structure of the Insured's property* Contents and fixtures within the property* Loss or damage caused by specified risks, such as fire, explosion, earthquake, windstorm, etc.Article 2: ExclusionsThe following are not covered by this insurance:* Loss or damage due to war or nuclear hazard* Intentional damage or loss caused by the Insured or their representatives* Normal wear and tear or deterioration of property* Indirect or consequential lossesArticle 3: Premium and Payment1. The premium for this insurance coverage is ________ (amount).2. The Insured shall pay the premium in full before the commencement of the insurance coverage.3. Any overdue premium will result in the cancellation of this Contract.Article 4: Claims1. In case of loss or damage to the insured property, the Insured shall promptly notify the Insurance Company in writing.2. The Insured shall provide all necessary documents and evidence to support their claim.3. The Insurance Company shall investigate and settle the claim in a reasonable timeframe.Article 5: Termination1. This Contract may be terminated by either party giving written notice to the other.2. In case of fraud or misrepresentation by the Insured, the Insurance Company may immediately terminate this Contract and reject any claims.Article 6: Miscellanea1. This Contract shall be governed by the laws of _______ (country/jurisdiction).2. Any disputes arising from this Contract shall be resolved through友好协商or in accordance with the laws of _______ (country/jurisdiction).3. This Contract constitutes the entire agreement between the parties and no modifications shall be made unless agreed in writing by both parties.4. This Contract is made in _______ (language) and any translations provided are for reference only. In case of discrepancies, the original language version shall prevail.5. This Contract is effective from _______ (start date) and shall continue until _______ (end date).In witness whereof, the parties have signed this Contract in duplicate, with each party retaining a copy.Insurance Company: ________ (Signature)Date: ________Insured: ________ (Signature)Date: ________--- END OF PROPERTY INSURANCE CONTRACT ---篇3Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Definitions:Insurance Company: The company offering insurance coverage under the terms of this Contract.Insured: The party seeking insurance coverage for their property under the terms of this Contract.Policy: This document, which outlines the terms and conditions of the insurance coverage provided by the Insurance Company to the Insured.Policy Period: The duration of time for which the insurance coverage is valid, specified in this Contract.Covered Property: The property of the Insured that is covered by this insurance policy.Risks Covered: Loss or damage to the Covered Property due to specified events, such as fire, theft, natural disasters, etc., as outlined in this Contract.Policy Amount: The total amount of coverage provided by the Insurance Company for the Covered Property.Premium: The fee paid by the Insured to the Insurance Company for the insurance coverage provided under this Contract.Contract Term: The duration of this Contract, specifying the start and end dates of insurance coverage.1. Insurance Coverage:The Insurance Company agrees to cover the loss or damage of the Covered Property due to risks specified in this Contract, including but not limited to fire, explosion, earthquake, windstorm, hail, flood, theft, etc. The Policy Amount shall be paid by the Insurance Company to the Insured in accordance with the terms and conditions of this Contract.2. Exclusions:This insurance does not cover any loss or damage due to wars, nuclear reactions, radioactive contamination, earthquakes of a certain magnitude or higher, unless otherwise specified in this Contract. Additionally, any damage caused by negligence or willful misconduct of the Insured shall not be covered.3. Premium Payment:The Insured shall pay the Premium in full as specified in this Contract. Failure to pay the Premium on time may result in cancellation of insurance coverage.4. Claims Settlement:In case of any loss or damage to the Covered Property, the Insured shall promptly notify the Insurance Company and submit necessary documents to file a claim. The Insurance Company shall investigate and settle the claim in accordance with the terms and conditions of this Contract.5. Termination of Contract:Either party may terminate this Contract upon giving written notice to the other party. In case of termination, any unused Premium shall be refunded by the Insurance Company to the Insured.6. Misrepresentation:If any information provided by the Insured in connection with this Contract is incorrect or misleading, the Insurance Company may cancel this Contract and refuse to pay any claims.7. General Provisions:This Contract shall be governed by the laws of [insert jurisdiction]. Any dispute arising out of or in connection with this Contract shall be resolved through negotiation or arbitration as specified in this Contract.The parties hereby agree that the above terms and conditions are binding and shall be adhered to by both parties. This Contract represents the entire agreement between the parties and no modifications shall be made unless agreed upon by both parties in writing.Insurance Company: _____________________Date: ________________Insured: _____________________Date: ________________篇4Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.1. Definitions:a. Insurance Company: The company offering the property insurance.b. Insured: The party(s) identified in this contract who is seeking insurance coverage for their property.c. Property: The objects/assets specified in this Contract, for which the Insurance Company provides coverage.2. Insurance Coverage:The Insurance Company agrees to pay the Insured for any loss or damage to the property as specified in this Contract, due to causes outlined in the policy, including but not limited to fire, theft, natural disasters, and other risks agreed upon by both parties.3. Exclusions:The following are not covered under this insurance policy:a) Any loss or damage caused by war, nuclear reactions, or radioactive contamination.b) Any loss or damage due to the negligence or intentional misconduct of the Insured or any third party.c) Any property used for illegal activities or property owned by criminal organizations.d) Other specific exclusions as agreed upon by both parties.4. Premium and Payment:The Insured shall pay the premium specified in this Contract to the Insurance Company for the coverage provided. The premium payment terms shall be as follows: [Insert payment schedule, method of payment, due dates, etc.] Any overdue premium will be subject to penalties as stipulated in the Contract.5. Claims Settlement:In case of any loss or damage to the property, the Insured shall promptly notify the Insurance Company and submit a claim along with necessary documents. The Insurance Company shallinvestigate the claim and settle it in accordance with the terms and conditions of this Contract.6. Term and Termination:This Contract shall be effective from [Insert start date] until [Insert end date], unless terminated earlier as per the provisions of this Contract. Both parties may terminate this Contract upon giving a notice period of [Insert notice period].7. Miscellaneous:a) This Contract shall be governed by the laws of [Insert country/state].b) Any amendment or modification to this Contract shall be made in writing and signed by both parties.c) Any dispute arising out of or in connection with this Contract shall be settled through friendly negotiations. If no settlement can be reached, either party may submit the dispute to [Insert arbitration institution/court].d) This Contract constitutes the entire agreement between the parties and no modification shall be made unless agreed upon in writing by both parties.e) This Contract is in English, and any translation provided for local purposes only shall not be binding on the interpretation of its terms and conditions.f) Both parties shall keep all information related to this Contract confidential and not disclose it to any third party without the prior written consent of the other party.g) Any headings in this Contract are for reference purposes only and shall not affect the interpretation of its contents.h) This Contract is made out in duplicate, with each party holding one original copy.i) The parties hereby confirm that they have read and fully understand the terms and conditions of this Contract and agree to be bound by them.j) The commencement date of this Contract shall be when both parties have signed this Contract and returned it to the Insurance Company with all necessary documents attached as proof of insurance.k) Additional terms and conditions may be attached to this Contract as Annexes, which shall form an integral part of this Contract.l) This Agreement shall be deemed effective from the date of signing below.Insurance Company:Name: ________________________Address: ________________________Contact Information: ________________Date: ________________Signature: ________________Insured:Name: ________________________Address: ________________________Contact Information: ________________Date: ________________Signature: ________________篇5Property Insurance ContractThis Property Insurance Contract is made and effective as of the date of signing between the Insurer and the Insured, under the terms and conditions agreed upon by both parties.I. DEFINITIONS1. Insurer: The party providing insurance coverage to the Insured under this Contract.2. Insured: The party requesting insurance coverage from the Insurer and paying the premium as specified in this Contract.3. Property: The objects or assets covered by this insurance, which shall be clearly specified in the Schedule of this Contract.II. SCOPE OF INSURANCEThis Contract covers the property specified in the Schedule against risks specified in this Contract, including but not limited to fire, theft, lightning, explosion, earthquake, windstorm, hail, flood, etc.III. EXCLUSIONSThe following losses or damages are not covered by this Contract:1. Losses or damages caused by war, invasion, act of foreign enemies, military action, rebellion, civil commotion or riots.2. Losses or damages arising from nuclear reactions, nuclear radiation or radioactive contamination.3. Losses or damages caused by the Intention of the Insured or any co-insured.IV. PREMIUMS AND PAYMENT SCHEDULE1. The premium for this Contract shall be paid by the Insured to the Insurer in accordance with the amount and payment schedule specified in this Contract.2. The premium shall be paid in full before the commencement of the insurance coverage. Failure to pay the premium on time shall result in the automatic termination of this Contract.V. SETTLEMENT OF CLAIMS1. The Insured shall immediately notify the Insurer of any occurrence causing loss or damage to the property insured under this Contract. The notice should include detailedinformation about the occurrence and its consequences on the property.2. The claim shall be supported by relevant documents such as police report, inventory of losses, etc., as required by the Insurer. Failure to provide necessary documents may result in rejection of the claim.VI. INDEMNITY AND COMPENSATIONIn case of any loss or damage to the property covered under this Contract, the Insurer shall indemnify the Insured in accordance with the terms and conditions of this Contract and relevant laws and regulations.VII. TERMINATION OF CONTRACTThis Contract shall be terminated upon any of the following events:1. The expiration of the insurance period specified in this Contract.2. The cancellation of this Contract by either party with due notice to the other party in accordance with relevant laws and regulations or mutual agreement between both parties.3. Any other circumstances where this Contract is terminated in accordance with relevant laws and regulations.VIII. MISCELLANEOUS希望这份财产保险合同范本符合您的要求。

《保险合同（财产保险）》一、合同双方信息1. 甲方（保险人）- 甲方名称：______- 甲方地址：______- 甲方联系方式：______- 法定代表人（如有）：______2. 乙方（投保人/被保险人）- 乙方名称：______- 乙方地址：______- 乙方联系方式：______- 法定代表人（如有）：______二、保险财产描述1. 财产地址：______2. 财产范围（详细列举，如房屋、设备、库存等）：______3. 财产价值评估（乙方提供的评估方式及金额）：______元三、保险条款1. 保险金额- 本合同的保险金额为______元，该金额为双方约定的对保险财产损失进行赔偿的最高限额。

2. 保险期限- 保险期限自______年______月______日零时起至______年______月______日二十四时止。

3. 保险费及支付方式- 保险费金额为______元。

- 支付方式（如：银行转账、支票等）：______- 支付日期：乙方应在本合同签订后的______个工作日内支付保险费。

4. 保险责任范围- 在保险期限内，因下列原因造成保险财产的损失，甲方负责赔偿：- 火灾、爆炸；- 雷击、暴雨、洪水、暴风、龙卷风、冰雹、台风、飓风、暴雪、冰凌、突发性滑坡、崩塌、泥石流、地面突然下陷下沉；- 飞行物体及其他空中运行物体坠落；- 本合同约定的其他灾害事故。

- 对于上述原因造成的保险财产的直接损失，甲方按照本合同的约定负责赔偿，但对下列各项不负责赔偿：- 投保人、被保险人及其代表的故意或重大过失行为；- 行政行为或司法行为；- 战争、类似战争行为、敌对行动、军事行动、武装冲突、罢工、暴动、民众骚乱；- 地震及其次生灾害；- 核辐射、核爆炸、核污染及其他放射性污染；- 保险财产本身缺陷、保管不善导致的变质、霉烂、受潮、虫咬、自然磨损；- 本合同中未约定的其他不属于保险责任范围内的损失和费用。

保险合同企业财产保险投保单6篇篇1本投保单（以下简称“保单”）由投保人与保险公司共同签署，用于约定企业财产保险的相关内容和条款。

本保单内容应真实、准确、完整，双方应遵守相关法律规定和约定。

一、投保人信息投保人名称：____________________（企业全称）注册地址：____________________法定代表人：____________________联系电话：____________________联系人：____________________邮箱地址：____________________二、保险财产信息1. 保险财产地址：____________________（详细地址）2. 保险财产类型：包括但不限于建筑物、机器设备、库存货物等。

3. 财产数量及价值：详细清单附后。

三、保险责任与范围1. 本保险承担因火灾、爆炸、雷击、暴雨、洪水等自然灾害导致的财产损失。

2. 因盗窃、抢劫等犯罪行为导致的财产损失也在保险范围内。

3. 具体保险责任及范围以保险条款为准。

四、保险金额及费率1. 保险金额：根据保险财产价值确定，具体金额详见附表。

2. 费率：按照保险公司的规定执行，具体费率见保险条款。

3. 保险费支付方式：____________________（如年付、季付等）。

五、保险期限1. 保险期限：自______年____月____日至______年____月____日。

2. 投保单生效日以保险公司同意承保并收取保险费当日为准。

六、投保人声明与承诺1. 投保人已仔细阅读并理解本投保单及保险条款内容，自愿投保并遵守约定。

2. 投保人承诺所提供的所有信息真实、准确、完整，如有不实，愿意承担相应法律责任。

3. 投保人在保险期限内，将遵守法律法规和保险条款，做好安全防范工作。

4. 投保人同意将保险财产的相关权益转让给保险公司，以便保险公司进行理赔。

七、保险公司声明与承诺1. 保险公司将按照本投保单及保险条款的约定，承担保险责任。

2024年财产保险基本险合同1.财产保险基本险保险单(正本)保险单号码：鉴于(以下称被保险人)已向本公司投保财产保险基本险以及附加险,并按本保险条款约定交纳保险费,本公司特签发本保险单并同意依照财产保险基本险条款和附加险条款及其特别约定条件,承担被保险人下列财产的保险责任。

经(副)理：会计：复核：制单：2.中保财产保险有限公司财产保险基本险条款保险标的范围第一条下列财产可在保险标的范围以内：(一)属于被保险人所有或与他人共有而由被保险人负责的财产;(二)由被保险人经营管理或替他人保管的财产;(三)其他具有法律上承认的与被保险人有经济利害关系的财产。

第二条下列财产非经被保险人与保险人特别约定,并在保险单上载明,不在保险标的范围以内：(一)金银、珠宝、钻石、玉器、首饰、古币、古玩、古书、古画、邮票、艺术品、稀有金属等珍贵财物;(二)堤堰、水闸、铁路、道路、涵洞、桥梁、码头;(三)矿井、矿坑内的设备和物资。

第三条下列财产不在保险标的范围以内：(一)土地、矿藏、矿井、矿坑、森林、水产资源以及未经收割或收割后尚未入库的农作物;(二)货币、票证、有价证券、文件、帐册、图表、技术资料、电脑资料、枪支弹药以及无法鉴定价值的财产;(三)违章建筑、危险建筑、非法占用的财产;(四)在运输过程中的物资;(五)领取执照并正常运行的机动车;(六)牲畜、禽类和其他饲养动物。

保险责任第四条由于下列原因造成保险标的损失,保险人依照本条款约定负责赔偿：(一)火灾;(二)雷击;(三)爆炸;(四)飞行物体及其他空中运行物体坠落。

第五条保险标的的下列损失,保险人也负责赔偿：(一)被保险人拥有财产所有权的自用的供电、供水、供气设备因保险事故遭受损坏,引起停电、停水、停气以致造成保险标的直接损失;(二)在发生保险事故时,为抢救保险标的或防止灾害蔓延,采取合理的必要的措施而造成保险标的损失。

第六条保险事故发生后,被保险人为防止或者减少保险标的损失所支付的必要的合理的费用,由保险人承担。

保险合同范本5篇篇1甲方（投保人）：乙方（保险公司）：鉴于甲方欲为其所有之财产向乙方投保，乙方同意承保，双方根据《中华人民共和国保险法》及相关法律法规的规定，就保险合同事宜达成如下协议：一、保险标的1.1 甲方将其所有的以下财产向乙方投保：（在此列出具体的保险标的及详细信息）1.2 甲方应如实告知乙方保险标的的实际情况，包括但不限于其价值、用途、存放地点等。

二、保险期限2.1 保险期限自____年__月__日起至____年__月__日止。

2.2 若甲方需延长保险期限，应在保险期限届满前向乙方提出书面申请，经乙方同意后办理相关手续。

三、保险金额及保险费3.1 保险金额为人民币____元。

3.2 保险费为人民币____元，由甲方在签订本合同时一次性支付给乙方。

3.3 若保险标的的价值发生变化，甲方应及时通知乙方，经双方协商后调整保险金额及保险费。

四、保险责任4.1 乙方在保险期限内对保险标的承担下列保险责任：（1）因自然灾害、意外事故等不可抗力因素导致的损失；（2）因盗窃、抢劫等犯罪行为导致的损失；（3）其他符合本合同约定的保险责任范围内的损失。

4.2 乙方不承担下列损失：（1）因甲方过错或疏忽导致的损失；（2）因保险标的本身的缺陷或自然磨损导致的损失；（3）其他符合本合同约定的免赔事项。

五、索赔与理赔5.1 若保险标的发生损失，甲方应及时向乙方报案，并提供相关证明材料。

5.2 乙方在收到甲方报案后，应及时进行查勘、核定损失，并在约定的时间内向甲方支付保险金。

5.3 若甲方提供虚假证明材料或故意隐瞒事实，乙方有权拒绝赔偿或解除合同。

六、合同解除与终止6.1 若甲方在保险期限内解除本合同，应提前书面通知乙方，经乙方同意后退还剩余保险费用。

6.2 若保险标的全部或部分灭失，本合同自动终止。

6.3 本合同终止后，乙方不再承担保险责任。

七、争议解决7.1 本合同的签订和履行应受中华人民共和国法律的管辖。

7.2 因本合同引起的或与本合同有关的任何争议，双方应首先通过友好协商解决；协商不成的，任何一方均有权向有管辖权的人民法院提起诉讼。

财产保险合同模板6篇篇1甲方（投保人）：____________________乙方（保险人）：____________________根据《中华人民共和国合同法》及相关法律法规的规定，甲乙双方在平等、自愿、公平和诚实信用的原则基础上，就甲方投保财产保险事宜，经友好协商，达成如下协议：一、保险标的本合同涉及的保险标的是甲方的财产，包括但不限于固定资产、流动资产以及其他合法拥有的财产。

具体保险财产的范围、价值及投保金额由双方在合同中详细约定。

二、保险责任乙方在保险期间内对甲方因下列原因导致的保险财产损失承担保险责任：1. 火灾、爆炸；2. 雷电、暴雨、洪水等自然灾害；3. 盗窃、抢劫等刑事案件；4. 其他双方约定的保险事故。

三、保险金额与保费1. 甲方投保的财产险金额为_____人民币（大写）__________（小写）。

2. 保费总额为_____人民币（大写）__________（小写），支付方式为__________。

3. 乙方收到甲方支付的保费后，本合同即生效。

四、保险期间本合同的保险期间自____年__月__日起至____年__月__日止。

五、赔偿处理1. 在保险期间内，如发生保险事故，甲方应及时通知乙方，并提供相关证明材料。

2. 乙方在收到甲方的赔偿请求后，应及时对事故进行调查核实。

如属保险责任范围，乙方应按照合同约定进行赔偿。

3. 赔偿金额应根据保险金额、损失程度及保险合同约定的赔偿比例进行计算。

4. 如发生争议，双方应协商解决；协商不成的，可向有管辖权的人民法院提起诉讼。

六、合同解除与终止1. 本合同自签订之日起生效，至保险期间届满时终止。

2. 在保险期间内，如甲方违反本合同的约定或发生其他特殊情况，乙方有权解除合同。

3. 合同解除或终止后，乙方应按照本合同的约定进行理赔。

七、违约责任1. 甲方如未按约定支付保费，乙方有权解除本合同并不承担保险责任。

2. 乙方如未按约定履行保险责任，应承担违约责任，并支付违约金。