2014年剑桥商务英语中级考试试题(五)
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剑桥商务英语中级分类考试试题一、中WRITING(PART ONE)(本大题3小题.每题5.0分,共15.0分。
)第1题· You are the training manager of a company which has won a large export order.· You have been asked to organize foreign language training for some of your staff.· Write a memo to staff:· explaining why the courses are necessary· saying which members of staff should attend· announcing when the courses will start· write 40~50 words on a separate sheet.MemoTo:From:Date:Subject:【正确答案】:答案:MemoTo: All staffFrom: The Training ManagerDate: 1 March, 2002Subject: A Foreign Language Training CourseI was asked to organize a foreign language training course because of the large export order we received recently. It will start on 15th March. Those who will deal with orders should attend the course.第2题· You work in a company which deals with industrial waste. You have read about a new kind of pump which could save your company thousands of dollars in servicing and maintenance costs.· Write a memo of 30~40 words to your Head of Department saying:· where you read about the new pump· why you think it could be a good investment· how you might get more information about it.【正确答案】:答案:To: Head of DepartmentFrom: Char ShuiRe: Diskflow pumpWhereI (have) read about the Diskflow pump in (name of source, e. g. the Pump Times).Why a good investmentIt needs very little maintenance and could save the company a lot of money. Offer to find out moreIf you want/are interested, I could (source of further info, e. g. write to Diskflow Company for more information).第3题· You are the Chief Accountant for an Import Export Agency. You have seen an advertisement for a short training course about a new financial management program. · Write a memo of 30~40 words to your boss to include:· a request to go on the course· some details about the course (e. g. date, cost )· why you think the course will be useful.【正确答案】:答案:To: The Managing Director (or similar title)From: Chief AccountantRe: Smart Finance training courseRequestI would like to attend this course about a new financial management program. Course detailsThe course is on 23 September and costs US $ 500.UsefulnessI think that attending this course will help me to do my job better in future.二、中WRITING(PART TWO)(本大题3小题.每题5.0分,共15.0分。
剑桥商务英语中级考试试题及答案解析(五)一、中READING(PART ONE )(共7小题,共7.0分)· Read these sentences . · Which type does each sentence (1--7) describe? · For each sentence mark one letter A, B, C or D on your Answer Sheet.第1题ASherwood House is only a stone's throw away from the city centre and yet provides a stress- free and relaxing atmosphere for your business meetings. We have six meeting rooms, each with full conference facilities. Our reception desk is staffed around the clock, ready to deal with any calls; our highly experienced catering staff are responsible for an exciting variety of menus at affordable prices.BThe Manor Hotel is committed to giving you the perfect conference environment. As part of an extensive investment programme, all our meeting rooms have been upgraded to include the most up-to-date facilities. Our wide range of rooms will meet every possible need one-to- one interviews, seminars, product launches, major presentations etc. We also guarantee to return your fee, should you be disappointed with our service.CBroomfield Hall, a magnificent country house set in 80 acres of peaceful parkland, has been completely refurbished in order to re-create the elegance and comfort of times gone by. We have extensive conference facilities and specialist staff, dedicated to the success of your business event. We also offer special deals on accommodation for large delegations.DThe Carlton Hotel, conveniently situated just minutes from the motorway, is the ideal venue for your conference. Not only do we offer superb hospitality, but our fully equipped business centre provides a complete typing and copying service, included in the conference fee. The restaurant also enjoys an excellent reputation, offering everything from a midday sandwich to a formal dinner.This conference centre is well known for the quality of its food.【正确答案】:D【本题分数】:1.0分【答案解析】[精析] 根据题意:这个会议中心因食物质量而闻名。
剑桥商务英语中级考试试题(十一)一、中READING(PART ONE )(共7小题,共7.0分)· Read these sentences . · Which type does each sentence (1--7) describe? · For each sentence mark one letter A, B, C or D on your Answer Sheet.第1题Mobile Advertising The Next Big ThingAAdvertising on mobile phones is a tiny business. Last year spending on mobile ads was $ 871 million worldwide according to lnforma Telecoms & Media, a research firm, compared with $ 24 billion spent on internet advertising and $450 billion spent on all advertising. But marketers are hailing the mobile phone as advertising's promised land. It is destined, some say, to replace not only internet advertising,the latest fad, but also television, radio, print and billboards, the four traditional pillars of the business.BThe 2.5 billion mobile phones around the world can potentially reach a much bigger audience than the planet's billion or so personal computers. The number of mobile phones in use is also growing much faster than the number of computers, especially in poorer countries. Furthermore, most people carry their mobile with them everywhere—something that cannot be said of television or computers.CYet the biggest selling point of mobile ads is what marketing types call ' relevance' . Advertisers believe that about half of all traditional advertising does not reach the right audience. But mobile advertising through text messages is the most focused: if marketers use mobile firms' profiles of their customers cleverly enough, they can tailor their advertisements to match each subscriber's habits.DIn September, Blyk, a new mobile operator, launched a service in Britain that aims to do just that. It offers subscribers 2]7 free text messages and 43 free minutes of voice calls per month as long as they agree to receive six advertisements by text message every day. To sign up for the service,customers must fill out a questionnaire about their hobbies and habits. So advertisers can target their messages very precisely. ' Britain is the largest, but also the trickiest European ad market, so if it works here it will work everywhere,' says Pekka Ala-Pietila, chief executive and one of the founders of Blyk.Customers are rewarded in return for text message advertisements on their mobile phones.【正确答案】:D【本题分数】:1.0分【答案解析】“顾客因为手机上的短信广告而得到一定的回报。
An swersFundamentals Level - Skills Module, Paper F5 Performance ManagementSection A1 ADivision A: Profit = $14 • 4m x 30% = $4 • 32mImputed interest charge = $32 • 6m x 10% = $3 • 26mResidual income = $1 • 06mDivision B: Profit = 8 • 8m x 24% = $2 • 112mImputed interest charge = $22 • 2m x 10% = $2 • 22mResidual income = $(0 T08)m2 DAll costs are included when using life cycle costing.3AThis is the definition of a basicstandard.4BThe first statement is describing management control, not strategic planning.5CNumber of units required to make target profit = fixed costs + target profit/contribution per unit of P1.Fixed costs = ($1 • 2 x 10,000) + ($1 x 12,500) - $2,500 = $22,000.Conrw+n$80r0<o4p=$3。
=佗徑瓢能1•20=$4• 4°Product A B C D Selling price per unit $160 $214 $100 $140Raw material cost $24 $56 $22 $40 Direct labour cost at $11 per $66 $88 $33 $22hour $24 $18 $24 $18 Variable overhead cost $46 $52 $21 $60—6 —8 —3—2unit $7 • 67 $6 • 50 $7 $30Contribution per labour2 4 31N o urmal monthly hours (total units x hours per 1,800 1,000 720 800strike goes ahead, only 2,160 labour hours will be available.Therefore make all of D, then 1,360 hours ' worth of A (2,160 - 800hrs).7 B460 - 400 = 60 clients$40,000 - $36,880 = $3,120VC per unit = $3,120/60 = $52Therefore FC = $40,000 - (460 x $52) = $16,0808BIncrease in variable costs from buying in (2,200 units x $40 ($140 - $100)) = $88,000Less the specific fixed costs saved if A is shut down = ($10,000)Decrease in profit = $78,0008 AOnly the first statement is correct. Traditional absorption costing tends to over-allocate costs to high vo products, not under-allocate them.9 BBy definition, a shadow price is the amount by which contribution will increase if an extra kg of material becomes available. 20 x$2 - 80 = $56.December 2014 Answers11CNeither statement is correct. Responsibility is not assigned solely to senior managers as, for example, in a TQM enviro qualityis everybody ' s responsibility. In addition, standard co sting can be difficult to apply in dynamic situations.10 AThe second statement is talking about flow cost accounting, not input/output analysis.13DTarget 1 is a financial target and so assesses economy factors. Target 2 is measuring the rate of work handled by staff which is anefficiency measure. Target 3 is assessing output, so is a measure of effectiveness.11 BIn comparison to participative budgeting, an advantage of non-participative budgeting is that it should be less time consuming, as less collaboration will be required in order to produce the budgets.15CThe target costing process always begins with the target selling price being set. The required profit is then determine deductedfrom the target selling price to estimate the target cost. The target cost is then compared to the estimated current co and the cost gap is then calculated.12 AThis is a description of an incremental budget.17ANew profit figures before salaryGaidd manager: $180,000 x 1 • 3 = $234,000Average manager: $180,000 x 1 • 2 = $216,000Poor: $180,000 x 1 • 1 = $198,000EV of profits = (0 • 35 x $234,000) + (0 • 45 x $216,000) + (0 • 2 x $198,000) = $81,900 + $97,200 + $39,600 = $218,700Deduct salary cost and EV with manager = $178,700Therefore do not employ manager as profits will fall by $1,300.13 BSet-up costs per production run = $140,000/28 = $5,000Cost per inspection = $80,000/8 = $10,000Other overhead costs per labour hour = $96,000/48,000 = $2Overheads costs of product D:$Set-up costs (15 x $5,000) 75,000Inspection costs (3 x $10,000) 30,000Other overheads (40,000 x $2) 80,000-85,000 _-Overhead cost per unit = 185,000/4,000 = $46 • 2519AThis is an example of feedforward control as the manager is using a forecast to assist in making a future decision.20AIf demand is inelastic or the product life cycle is short, a price skimming approach would be more appropriate.Section B= n ■ JJ ■■ ■ ■.a1 Chair Co(a) Learning curve formula = y = axCumulative average time per unit for 8 units: Y = 12 x 8-• 415Tffere016e8(§u48idrlotivE total time for 8 units = 40 Cumulative average time per unit for 7 units: Y = 12 x 7-• 415There3re37umuiotive total time for 7 units = Therefore incremental time for 8th unit = 40-50315837 • 45964 -503158 hoursTotal labour cost for 8th unit =3• 043518 x $15 = $45• 65277Material and overheads cost per unit = $230 Therefore total cost per unit = Therefore price per unit = $413$275 • 65277 -4791537 • 45964 hours = 3• 043518 hours.(b) (i)(ii )Glam CoActual learningC^nulative number of seats produced 1 2 4 8Cumulative totalhours 12 • 534 • 3 Cumulative average hours per unit 12 • 12 • 12 •12 • 5 5 x r5 x r 2 5 x r 3Using algebra: 34 • 3 = 8 x (12• 5 xr 3)4 • 2875 = (12 • 5 x r 3) 0= 343 =D 3The learning effect was 70% as compared to the forecast rate of 75%, meaning that the labour force learnt more quickly than anticipated.Adjusted priceThe adjusted price charged will be lower than the original price calculated in part (a). This is because the incremental cost of the 8th unit will be lower given the 70% learning rate, even though the first unit took 12 know this because we are told that the cumulative time for 8 unit estimated cumulative time in part (a) for 8 units of 40 for the 8th unit must be lower than the estimated 3 lower-5 he urs. Ws was actually 34• 3 hours. This is lower than-503158 hours and therefore, logically, the actual incremental-043518 hours calculated i n part (a). Consequently, total cost w(a) Bottl^nd^rice will be lower, given that this is based on cost.Thvbottleneck may have been worked out as follows:Total salon hours = 8 x 6 x 50 = 2,400 each year. The capacity for each senior stylist must be 2,400 hours, which equates to 2,400 cuts each year (2,400/1). Since there are three senior stylists, the total capacity is 7,200 hours or 7,2 cuts each T etme tAearsUstng this method, the 48C0city for each血嘯審需也Senior 7,200 4,800 stylists9,6009,600Th^jbottleneck activity甲throughput from being higher than it is. The total number of cuts or treatments which can be completed by the salon stylists is less than the number which can be completed by other staff members, considering the number of each type of staff availa and the time required by each type of staff for each client.ows:is clearly the work performed by the senior stylists senior stylists ' time is called a bottleneck activity because it is the activity which prevents the salon s ser ior(b) TPARSelling priceMaterialsThroughputThroughput per bottleneck hour Total salon costs per BN hour (w1) TPARCut$600 • 6059 • 4059 • 4042 • 56「4Treatment$1108 (7 • 40+0 • 6)1026842 • 561 • 6Working 1: Total salon costs(3 x $40,000) + (2 x $28,000) + (2 x $12,000) + $106,400 = $306,400Therefore cost for each bottleneck hour = $306,400/7,200 = $42 • 56Note: Answers based on total salary costs were $80,000 were also equally acceptable since the wording of quest was open to interpretation.3 Hi Life CoDirect materials:FabricWoodDirect labour:SkilledSemi-skilledFactory overheads Administration overheadsTotal costNote $ 200 m2 at $17 • 50 per m 2 1 3,500 20 m at $8 • 20 per m 2164 30 m at $8 • 50 per m 2 25550 hours at $24 per hour 3 1,200 300 hours at $14 per hour 4 4,200 20 hours at $15 per hour 5 30069,6191 23 4 5 6 Since the material is in regular use by HL Co, it is replacement cost which is the relevant cost for th—-38r m a vill have to be ordered from the alternative supplier for immediate delivery but the remaining 20 m can be frominventory and replaced by an「order from the usual suppl ier at a . cost pf $8 . . • 20 per m.There is'no cost forine first 150 hours of rabourbecause there is spare capacity/The remaining *50 "hours will be at timeHL1 C^wkl Choose $o ^jse1 the agency ^6 rkers p whcfvvill cost $14 per hour, since this is cheaper than paexistingsemi- skilled workers at $18 per hour ($12 x 1 , , • 5) to work overtime.,None of the general factory costs are incremental, so they nave all been excluded. However, the s upervis pay isincremental, so has been included. The supervisor ' s normal salary, on the other hand, has been excluded becausThefe are gtnem ment壷eneral overheads and are not incremental, so no value should be included for4 Jamair(a) The four perspectivesFinancial perspective - this perspective is concerned with how a company looks to its shareholders. How can it c valuefor them? Kaplan and Norton identified three core financial themes which will drive the business strategy: revperspective - this considers how the organisation appears to customers. The organisation should as os\oeduction and asset utilisation.and杆ix, cachieve our vision, how should we appear to our customers? ' The customer perspective should identify the cusand聘隔l s pemp卿vin which-h諭液傩糊刊鄙龍俪強ask弔撕吨link between whetcuusme' excrspecoachieve our finan and customerrevenue objectives in the.financial perspective. If. customer objectives are achieved^. revenue objectives should b objectives? It must identify Theinfernal business processes which are critical* toihe implementation of tthis requires the organisation to ask itself whether it can continue to improprocess, the operations process and the post-sales process.value. The organisation must continue to invest in its infrastructure - i.e. people, systems and organisationalprocedures - inorder to improve the capabilities which will help the other three perspectives to be achieved.or ' s ove(b) Goals and measuresFinancial perspective GoalPerformance measure To use fewer planes to transportLease costs of plane perExpomaron -operating efficiency will be driven by gettin^moFS^ustomers on fewer planes. This goal and measur cover the Gotlside of this.To increase seat revenue per Explanationin, it is critical that it can deal with the growing number of customers. Learning perspective GoalTo reduce the employee absentee rate Explanation- it is critical to Jamair that its workforce is reliable as, at worse, absent staff lead toGonjelled flights.To increase ground crew training on cleaning andEx ueana goni'oce au腐round crew are better trained, they can reduce the number of minutes that the plane stays on ground,which will result in fewer planes being required and therefore lower costs. Also, if their cleaning is better, cus satisfaction Note :Only and relfenfic specificto Jamair asstated in the requirements.Performance measureRevenue per available passenger mileExplanation- this covers the first part of achieving operating efficiencyon planes.丄.Customer perspective GoalPerformance measureTo ensure that flights are on'On time arrival ' ranking from the aviationExplanation -Jamair is currently number 7 in the rankin autflP rityecomes known as a particularly reliable airl customers are more likely to use it, which will ultimately increase revenue^ Goal Performance measure To reduce the number of flightsThe number of flights郎anatdon-again, if flights are seen to be cancelled frequent^by Jamair, customers will not want to use it needs to be 辟薛罟門 as reliable by its customers.GoapectiveTo improve turnaround time on the ground-by having fewer empty seatsPerformance measure'On the ground 'Explanation - less time spent on the ground means few/rT^nes are needed, which will reduce plane leasing costs.However,it is important not to compromise the quality of cleaning or make errors in refuelling as a consequence of Ggapng on the TcFimprovc^the cleanliness of Jamair planesPerformance measureThe percentage of customers happy with the standard of the planes, as reported in the, customer satisfaction surveys,.,.Explanation- at present, only 85% of customers are happy with tne standard of cleanliness on Jamaircould 陽$戸口$吨 loss of revenue.To develop the online booking systemPerformance measure Percentage downtime.s planes.since the company relies entirely on the booking system for customer booking of flights and cPerformance measureThe number of days absent per employeePerformance measure Number of days' training per ground crew member瀏wgoac 靓measure were required for each perspective,In order to gain fu"marks,answers had to beSafe Soap Co (a) VariancecaicuMiona rianceTotal kg ofmaterials per standard batch = 0 • 25 + 0 • 6 + 0 • 5 = 1 •35 kgTherefore standard quantity to produce 136,000 batches = 136,000 x 1 •35 kg 183,600 kg Actual total kg of materials used to produce 136,000 batches =34,080 + 83,232 + 64,200 = 181,512 kgMaterialActual quantityActual quantityVarianceStandard costVarianceStandard mixActual mixper kgkgskgskgs$ $Lye181,512 x 0• 25/1 • 35 = 33,613 • 3334,080 (466 • 67)10 (4,666 •70)Coconut oil 181,512 x 0 • 6/1 • 35 =80,67283,232 (2,560) 4 (10,240) Shea butter181,512 x 0 • 5/1 • 35 = 67,226 • 6764,2003,026• 6739,080• 01—18-512 181,512(5,826• 69)AYield variance —---———MaterialStandard quantityActual quantityVarianceStandard costVarianceStandard mixStandard mixper kgkgskgs $ $Lye• 25 x 136,000 = 34,000 33,613 • 33 386 • 6710 3,866 • 70Coconut oil 0 • 6 x 136,000 = 81,600 80,672 9284 3,712Shea butter0 • 5 x 136,000 =68,000 67,226• 67 773• 3332,319• 99————181月129898 • 69F183,600A materials mix variance will occur when the actual mix of materials used in production is different from t standard mix. So, it is inputs which arebeing considered. Since the total mix variance is adverse for the Safe Soap CoAmmeaasyield variance arises because the output which was achieved is different from the output which wo JhVghe actual mix used in September and October was more expensive than the standard mix.been expected from the inputs. So, whereas the mix variance focuses on inputs, the yield variance focuses on outputs.Inboth September and October,, the yield variance was favourable, meaning that, the inputsoroduced a higher (ii) Whilst the "mix and yield" variances provide Safe Soap Co wrtn a certain level of inTormation, They d'o not 3level ofiloutput than one , would have expected..explain any quality issues which arise because of the change in mix. The consequences of the change may wel have an impact on sales volumes. In Safe Soap Co ' s case, the sales volume variance is adverse, meaning that sales volumesialso <8obeh'^r reas4 bcustome r^DQiTi^plamtsof the change , in mix to be slightly delayed, in this, case by one month, given that it is only once the been received^the sales manager s views should be taken on board.customers start receiving the slightly altered soap that they may start expressing their dissatisfaction with the product.(b) (i) Tavflay oavsa leswhicFundamentals Level - Skills Module, Paper F51 I ■ 1. >«U IM kBM. 1 ■ ■丄J IDecember 2014 Marking Scheme Performance ManagementSection A Marks2 marks per question 40Section B1 (a) PriceCumulative average time per unit for 8 1units 0 • 5Total time for 8 units 1Cumulative average time per unit for 7 0 • 5units 0 • 5Total time for 7 units 0 • 5Incremental time for 8th unit 0 • 5Cocefor 8th unit 0 - 5Total cost5(b) (i) Learning rateCalculating learning rate 2・5Saying whether better or 0 • 5worse 3(ii) Effect on price 2 Total marks102 (a) Calculation and justification of 3bottleneck 1Explanation of bottleneck4(b)TPARThroughput 1Throughput per bottleneck hour 1Total salon costs 1Cost per hour 1TPAR 26Total marks103 Fabric 0 • 5calculation 0 • 5Fabric reason 1Wood csOsolati on 1Skilled labour 1calculation 1S emes klbeouiarsouiocalculation 0 • 5Semi-skilled labour reason 1Factory overheads calculation 0 • 5Factory overheads reason 1・5Administration overheads reason 1Total relevant cost (lowest cost 0 • 5estimate), Total marks10回(a)Perspectives Explanation for each perspective Marks1・5 6(b)Goals and measuresEach goal/measure/explanation 2 Presentation and structure 19Total marks 155 (a)Variance calculations 4 Mix variance 4Quantity variance8(b)(i) VariancesMarks per variance explained 24(ii) DiscussionPer valid point 13 Total marks 15。
bec中级真题集5答案解析1. 真题集的重要性在备考一项考试时,真题集是不可或缺的工具之一。
对于想要通过BEC中级考试的考生来说,BEC中级真题集5是一个非常有价值的资源。
通过仔细分析和解析这个真题集中的题目,考生可以更好地了解考试的要求和考点,提升自己的备考水平。
2. 阅读理解部分解析BEC中级真题集5中的阅读理解部分涵盖了各种商务文本,如报告、公告、广告等。
这些题目要求考生能够准确理解文本中的信息,并能够根据要求回答相关问题。
在解答这些题目时,考生应该注意词汇的理解和句子结构的分析。
同时,还需要培养自己的阅读理解能力,拓宽自己的阅读背景和知识面。
3. 写作部分解析写作部分是BEC中级考试的重点部分之一。
在BEC中级真题集5中的写作题目中,往往会给出一些商务场景,并要求考生根据这些场景写出相关的商务信函。
在解答这些题目时,考生应该明确写作的目的和受众,并注意语气和措辞的恰当运用。
此外,还需要注意商务文体的特点和写作结构的组织,使得写作更加准确和流畅。
4. 口语部分解析口语部分是考察考生表达和交流能力的重要环节。
在BEC中级真题集5中的口语题目中,会模拟一些商务场景,要求考生用英语进行表达。
在回答这些题目时,考生应该注意语速和语调的自然,同时保持清晰和准确的表达。
此外,还要注意适当地运用一些商务词汇和表达习惯,使得表达更具有商务场景的真实性。
5. 听力部分解析听力部分是考察考生听力理解能力的重要部分。
在BEC中级真题集5中的听力题目中,会涉及到各种商务场景的对话和讲话,要求考生能够准确地理解内容,并作出相应的回答。
在回答这些题目时,考生应该提升自己的听力理解能力,并注意语速和语调的变化。
同时,还要注意词汇的理解和上下文的推测,从而更好地理解听力材料。
通过对BEC中级真题集5进行细致的分析和解析,考生可以更好地了解考试的考点和要求,提升自己的备考水平。
同时,还可以针对自身的薄弱环节进行重点练习,以达到更好的备考效果。
新编剑桥商务英语中级module5答案1、Look! There are some boats ______ the river.()[单选题] *A. on(正确答案)B. overC. betweenD. in2、Although the story is written for children, it can be read by adult, _____. [单选题] *A. alsoB. eitherC. as wellD. too(正确答案)3、You should finish your homework as soon as possible. [单选题] *A. 赶快地B. 尽能力C. 一...就D. 尽快地(正确答案)4、She and her family bicycle to work, _________ helps them keep fit. [单选题] *A. which(正确答案)B. whoC.itD. that5、On Easter children _______ eggs around the house. [单选题] *A. hunt for(正确答案)B. send forC. prepare forD. ask for6、In fact, Beethoven did something brave than dying. [单选题] *A. 勇敢(正确答案)B. 冒险C. 可怕D. 奇妙7、15.The restaurant ________ many complaints because of the terrible service since last month. [单选题] *A.receivesB.is receivingC.has received(正确答案)D.will receive8、I want something to eat. Please give me a _______. [单选题] *A. bookB. watchC. shirtD. cake(正确答案)9、—Excuse me, how long does it ______ to walk to the library? —About 15 minutes, I’m afraid.()[单选题] *A. take(正确答案)B. spendC. costD. pay10、Tony wants _______ a job as a language teacher in China. [单选题] *A. findB. findingC. to find(正确答案)D. to be found11、()of the twins was arrested because I saw them both at a party last night. [单选题] *A. NoneB. BothC. Neither(正确答案)D. All12、You have coughed for several days, Bill. Stop smoking, _______ you’ll get better soon. [单选题] *A. butB. afterC. orD. and(正确答案)13、62.--There is? ? ? ? ? sale on in the shop today. Let’s go together.--Please wait? ? ? ? ? ?minute. I’ll finish my homework first. [单选题] *A.a; theB.a; a(正确答案)C.the; aD.the; the14、The reason I didn't attend the lecture was simply _____ I got a bad cold that day. [单选题] *A. becauseB. asC. that(正确答案)D. for15、41.—________ do you take?—Small, please. [单选题] *A.What size(正确答案)B.What colourC.How manyD.How much16、--Jenny, what’s your favorite _______?--I like potatoes best. [单选题] *A. fruitB. vegetable(正确答案)C. drinkD. meat17、The bookshop is far away. You’d better _______. [单选题] *A. by the busB. by busC. take busD. take?the bus(正确答案)18、Boys and girls, please _______ your favorite book here and show it to us next class. [单选题] *A. bring(正确答案)B. sellC. buyD. take19、Do not _______ me to help you unless you work harder. [单选题] *A. expect(正确答案)B. hopeC. dependD. think20、Be careful with the knife. You may hurt _______. [单选题] *A. himselfB. ourselvesC. myselfD. yourself(正确答案)21、What did you _______ at the meeting yesterday? [单选题] *A. speakB. tellC. say(正确答案)D. talk22、Catherine has two cousins. One is quiet, and _______ is noisy. [单选题] *A. anotherB. the other(正确答案)C. othersD. other23、Finally,I have _____ interesting to share with you,and I am sure you will be interested in it. [单选题] *A. everythingB. something(正确答案)C. nothingD. anything24、There was a time()I wondered why I would like to do this boring job. [单选题] *A. whichB. whyC. whereD. when(正确答案)25、The children ______ visiting the museum. [单选题] *A. look overB. look forward to(正确答案)C. look forD. look after26、This is _________ my father has taught me—to always face difficulties and hope for the best. [单选题] *A. howB. whichC. that(正确答案)D. what27、You can't rely on Jane as she is _____ changing her mind and you will never know what she is going to do next. [单选题] *A. occasionallyB. rarelyC. scarcelyD. constantly(正确答案)28、There _______ no water or milk in the fridge. [单选题] *A. is(正确答案)B. areC. hasD. have29、It took a long time to _______ Tom to go shopping with me. [单选题] *A. speakB. tellC. persuade(正确答案)D. talk30、—______some nice crayons. I think they are ______.()[单选题] *A. Here is; Betty’sB. Here are; BettyC. Here is; BettyD. Here are; Betty’s(正确答案)。
剑桥商务英语中级考试试题及答案解析(四)一、中READING(PART ONE )(共7小题,共7.0分)· Read these sentences . · Which type does each sentence (1--7) describe? · For each sentence mark one letter A, B, C or D on your Answer Sheet.第1题A Many companies in the U. S. begin to realise that investors demand financial reporting to be truly presented: creative accounting is no longer acceptable. In response to the criticism about how it booked the gain on the sale of one of its businesses. IBM announced on Feb. 19th that it would expand the informaton it provides investors on such things as its intellectual-property income and the impact on earnings of the company's overfunded pension plan. And a day later, General Electric Co. Chairman and Chief Executive Jeffrey R. Immelt also pay heed to investors' calls for better disclosure by promising to provide more detail on how the company's individual units—including its finance departrment. GE Capital—churn out their earnings.B Expect this lifting of the veil to spread rapidly throughout corporate America, In the wake of Enron's collapse and questionable accounting at telecommunications companies such as Global Crossing Ltd., investors are demanding better. more frequent, and more expansive information about companies' financial health. This rising pressure will force executives in boardrooms across the country to wrestle with exactly how much new information to reveal, much less the question of how to flag changes for investors without causing their stocks to tank. "GE and IBM are bellwethers," says Patrick S. McGurn, vice-president at proxy advisory service Institutional Shareholder Services Inc. "You will see a huge wave of imitation."C Of course, that's good for shareholders—and for the long-term health of the market, But the tsunami of new disclosures, unfortunately, isn't necessarily what the recovering economy needs right now. The trick will be to strike the right balance. Companies that reveal too little, too late will get punished in the market. But dumping too much on shareholders may only muddy the picture further. "If you give too much information, people can get overwhelmed by the minutia, and the important stuff gets buried." says Charles M. Elson, director of the Centre for Corporate Governance at the University of Delaware.D In fact, IBM and GE join a growing list of companies that have already been compelled to improve their disclosure, At Tyco International Ltd., which has been buffeted by concerns about its complex accounting and financial health, senior execs have begun holding weekly phone conferences with analysts and investors to address questions about its accounting and operations. Franchising giant Cendant Corp. has put detailed information on its Website about its off-balance-sheet entities, while hotel operator Marriott International Inc. recently provided details on write-offs it has taken for loan guarantees as well as some hotel-development projects. More and more companies are forced to illustrate their accounting.【正确答案】:D【本题分数】:1.0分【答案解析】[题干题点] …more and more…are forced to…[对应线索] …a growing list of…have been compelled to…[答案精解] 题目意为:越来越多的公司被迫说明自己的账目情况。
★绝密·考试前严禁任何人翻阅全国外经贸从业人员考试国际商务英语等级考试(中级)试题册考试时间:2014年5月31日 09:30-11:30※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※※考生姓名:准考证号:考点(考区):注意事项一、考生将姓名、身份证号、考试项目、考点(考区)、准考证号填涂在试题册及答题卡(答题纸)相应位置。
二、考生在规定考试时间内做完试题册上的试题,并将答案填涂在答题卡(答题纸)相应位置,写在试题册上的答案一律无效。
全部答题时间为120分钟。
三、考生在答题卡上作答时,切忌超出答题区域。
如因超出区域作答导致答题卡失效,由考生个人负责。
客观题按题号顺序进行填涂,主观题在每题左上角写清题号按顺序作答。
凡因题号不清导致考试成绩有误,由考生个人负责。
四、考生不得将试题册、答题卡(答题纸)带出考场。
考试结束,监考员收卷后考生方可离开考场。
五、考生注意对自己的答案保密。
若被抄袭,一经发现,后果自负。
★请将答案写在答题卡上,答案写在试卷上无效。
一、客观题(本大题有60小题,每小题1分,共60分)[1-20] Listening: 20%(听力,20分)Section ADirections: In this section you will hear five questions. After you hear each question, read the four choices in your paper and decide which is the correct answer to the question you have heard. Each question will be read twice.1.A. Two tickets. B. Final class.C. Economy class.D. Shanghai.2.A. Here you are. B. Nonsense.C. Here it comes.D. It makes no sense.3.A. It is far from here. B. Yes, you’re right.C. Yes, it’s beautiful.D. Good idea.4.A. Very expensive. B. Very good.C. Too expensive.D. Three yuan.5.A. To New York. B. All right.C. Shanghai.D. 9:00 a.m.Section BDirections: In this section you will hear 10 statements. After you hear each statement, read the four choices in your paper and decide which one’s meaning is similarly to the statement you have heard. The sections will be read twice.6.A. The quality of our products is better than that of other makes.B. The quality of our products is worse than that of other makes.C. Our products are inferior to other makes in quality.D. Our products are made by others.7.A. Goods can be shipped within a week if ordered in May.B. Goods may be shipped within a week if ordered now.C. Goods can be shipped in May if ordered within a week.D. Goods may be placed within a week in May.8.A. We regret that we can’t make your offer now.B. We regret that we can’t make you an offer now.C. We regret that we can’t have made you an offer.D. We regret that we can make you an offer now.9.A. The goods ordered earlier can be shipped.B. The goods ordered earlier can’t be shipped.C. The goods ordered earlier were shipped.D. The goods were not shipped owing to your late order.10.A. We only accept payment by sight L/C.B. Payment by L/C at sight is not the mode we accept.C. Payment by L/C at sight used to be the mode we accept.D. We can’t accept payment by L/C at sight.11.A. Generally, the extra premium involved is to be paid by the seller.B. Generally, the extra premium involved is to be effected by the seller.C. Generally, the extra premium involved is to be paid by the buyer.D. Generally, the extra premium involved is to be effected by the buyer.12.A. Goods can be shipped promptly only if we have received your space ship.B. Goods can be shipped promptly only if we can secure the necessary space.C. Goods can be dispatched promptly only if we can secure the ship.D. Goods can be dispatched promptly only if we can secure the pace of the ship.13.A. It’s impossible to deliver the goods in April.B. It’s possible to deliver the goods in April.C. The goods can be delivered in April.D. The goods must be delivered in April.14.A. But everything in there is very cheap.B. But everything in there is worth an arm.C. But everything in there is worth a leg.D. But everything in there is very expensive.15.A. Can you give me a ball right now?B. Can you give me a park right now?C. Can you give me an approximately right figure now?D. Can you give me an absolutely right figure now?Section CDirections:In this section you will hear five short conversations between two speakers. At the end of each conversation, there will be a question about what was said. After you hear a conversation and question about it, read the four choices in your paper and decide which is the correct answer to the question you have heard. Both the conversations and the questions will be read twice. 16.A. Driver and traveler. B. Employer and employee.C. Buyer and seller.D. Teacher and student.17.A. Big boxes. B. Small boxes.C. Small cartons.D. Big crates.18.A. Price cut in labor. B. Price rise in labor.C. Price cut in raw materials.D. Price rise in raw materials.19.A. No, they can’t. B. Yes, they can’t.C. No, they can.D. Yes, they can.20.A. $5,000,000. B. $500,000.C. $100,000.D. $1,000,000.[21-60] Reading Comprehension: 40%(阅读理解,40分)Section ADirections: There are ten incomplete sentences in this section. For each sentence there are four choices marked A, B, C, and D. Choose the ONE that best completes the sentence. This section totals 10 points, one point for each sentence.21.We should be pleased to send you a sample our own expense.A. atB. inC. againstD. of22.After shipment we shall draw on you the expense we have paid according to your instructions.A. againstB. atC. forD. within23.Our corporation is a national firm 20 years’ experience the trade.A. in, ofB. with, inC. with, onD. of, on24.We find transshipment and partial shipment of the Printed Shirting are not possible.A. whereB. whatC. whenD. that 25.Generally speaking, a growing demand can increased price.A. result atB. result inC. result fromD. result for 26.We regret to inform you that we do not have in stock the goods in the quantity.A. desireB. desiresC. desiredD. desiring 27.pessimistic, it may be several months before we see a strong upturn.A. BeB. BeingC. VeryD. To be28.We to allow you a special discount if you increase your order to 5,000 pairs.A. have preparedB. do prepareC. are preparedD. to prepare 29.We confirm accepted your counter proposal yesterday.A. haveB. havingC. to haveD. has been 30.Any information you may give us will be treated strictly .A. secretB. for secretC. confidentD. in confidence Section BDirections: There are 15 blanks in the following letter. You are required to choose the best one from the given four choices marked A, B, C, and D. This section totals 15 points, one point for31.A. In B. With C. On D. By32.A. built B. created C. based D. made33.A. decrease B. prevent C. omit D. reduce34.A. realistic B. possible C. probable D. desired35.A. associate B. gather C. mix D. combine36.A. appreciate B. satisfy C. wish D. consider37.A. inferior B. higher C. heavier D. superior38.A. still B. even C. despite D. although39.A. among B. beside C. between D. along40.A. forecast B. think C. choose D. expect41.A. guess B. value C. estimate D. judgment42.A. end B. carry C. bring D. take43.A. part B. section C. piece D. bit44.A. kindness B. approval C. permission D. allowance45.A. dial B. connect C. reach D. contactSection CDirections: There are three passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B, C, and D. You should decide on the best choice. This section totals 15 points, one point for each question. Questions 46 to 50 are based on the following passage.When it rains, it pours, and for me it rained pretty hard in 1956. That was the year Ford decided to promote auto safety. The company introduced a safety package that included crash padding for thedashboard. The factory had sent along a film for us to show the dealers, which was supposed to explain just how much safer the new padding was in the event that a passenger hit his head on the dash. To illustrate the point, the narrator of the film claimed the padding was so thick that if you dropped an egg on it from a two-storey building, the egg would bounce right off without breaking.I was fascinated. Instead of having the salesmen learn about the safety padding from the film, I would make the point far more dramatically by actually dropping an egg onto the padding. About eleven hundred men sat in the audience at the regional sales meeting as I began to make my pitch about the terrific new safety padding we were offering in our 1956 models. I had spread strips of padding across the stage, and now I climbed on a high ladder with a carton of fresh eggs.The very first egg I dropped missed the padding altogether and splattered on the wooden floor. The audience roared with delight. I took more careful aim with the second egg, but my assistant, who was holding the ladder, chose this moment to move in the wrong direction. As a result, the egg bounced off his shoulder. This, too, was greeted with wild applause.The third and fourth eggs landed exactly where they were supposed to. Unfortunately, they broke on impact. Finally, with the fifth egg, I achieved the desired result--- and got a long applause. I learned two lessons that day. First, never use eggs at a sales rally. And second, never go before your customers without rehearsing what you want to say --- as well as what you’re going to do --- to help sell your product.46.What job did the writer do?A. He was an auto engineer.B. He was a regional sales manager.C. He was an artist.D. He was a teacher.47.According to the passage, Ford company then wanted to promote .A. auto safetyB. crash paddingC. sales in the regionD. its production48.The writer wanted to show .A. the quality of eggsB. the idea of safety better than in the filmC. how easy it was to break eggs on the new paddingD. how hard it was to create a positive feeling in the sales meeting49.The third and fourth eggs .A. landed on the padding and brokeB. landed on the padding but did not breakC. landed on the stage and brokeD. landed on the shoulder of the assistant50.What did the writer learn from this lesson?A. Be more careful to sell eggs.B. Repeat what the customer says in a sales demonstration.C. Practice what he is going to do or say before he does or says it.D. Practice what the customer says before he says it.Questions 51 to 55 are based on the following passage.In international commerce, payment for goods and services usually involves the currencies of more than one country, and the problem of which currency to use can become a serious barrier to completing a deal. There would be no problem if the currency of a seller’s country could always be bought and sold at a fixed and invariable price compared to the money of a buyer’s country. However, in most cases, the relative value of currencies is constantly changing, and some are quite volatile.If the value of a currency changes between the time a deal is made and the time payment is made it could have serious impact on the profitability of a transaction. For example, if a trader has made a deal to be paid in a foreign currency and that currency devalues before payment is made, the trader will receive less value for the goods than originally anticipated. Of course it is also true that extra profits could be made if the foreign currency increases in value. In any event, this is a risk most traders would prefer to avoid.There are many ways of dealing with foreign exchange risk and the simplest, if you are the seller, is insisting on payment in your own currency. This strategy lays the risk at the buyer’s door, but it may not always be a viable option, and traders may have to accept payment in foreign currency in order to make a sale. If full agreement cannot be reached, it may be possible for both buyer and seller to share the risk by arranging for a portion of the payment to be made in one currency and the remainder in another.If it is absolutely necessary to take on the foreign exchange risk, traders can protect themselves in a number of ways. One way is to build the estimated cost of a currency fluctuation into the deal to guard against potential losses. However, as this is simply an estimate it will rarely fully protect the trader.51.Which of the following is least likely to constitute a barrier to completing a deal?A. There are many currencies in the world.B. The seller and the buyer disagree on the use of a currency.C. The buying and selling prices of the currency of the seller’s country in terms of thecurrency of the buyer’s country are changing violently.D. The relative value of currencies is invariably fluctuating.52.Which of the following statements is true?A. The profitability of a transaction will not be affected if the value of a currency remainsstatic.B. The trader will receive less value for the goods than originally anticipated if the value ofthe foreign currency for the contract is higher at the time of payment than at the time of concluding the deal.C. The trader will receive more value for the goods than originally anticipated if the value ofthe foreign currency for the contract is higher at the time of payment than at the time of concluding the deal.D. Most traders seek to make profits by taking advantage of price fluctuations of currencies. 53.There are many ways of dealing with foreign exchange risk, and the writer suggests in the third paragraph.A. oneB. twoC. threeD. four54.A viable option is an option that .A. will enable the trader to develop its businessB. is likely to generate profits for the traderC. can work successfullyD. makes the trader a stronger competitor55.The last paragraph implies that the writer thinks .A. it absolutely necessary that traders take on the foreign exchange riskB. that there are a number of ways by which traders can fully protect themselvesC. that to build the estimated cost of a currency fluctuation into the deal to guard againstpotential losses is a perfect way of protecting tradersD. that traders are unlikely to be fully protected although there are more than one wayavailable to themQuestions 56 to 60 are based on the following passage.In 1993, American-born Henry Eastman got a call from a recruitment consultancy, inviting him to give up his successful marketing career in one insurance company to become the head of another. This new job was to work for an investment company called Brinscombe’s, who wanted him to create a brand new car insurance company. Despite the risks involved, Eastman agreed.A lot of young drivers in the 20 to 35 age range, especially the ones who have already have had accidents, having difficulty in getting car insurance because most companies think they are too big a risk. However, Eastman believes there are no problems if their annual payments are large enough. He offered them insurance cover through television commercials and attracted many customers by giving out folders in which to keep their policies safe. His strategy was a good one. Within eight years he had built the business into a national company with 500,000 customers and sales of £300 million per year.The company was based in Manchester. The authorities there wanted to increase employment and offered Eastman a £1 million grant to start up after he promised to create 350 new jobs. He is now a major employer in the area with 1,400 staff and has also created new specialist insurance companies for women, credit card users and people using the internet.Eastman believes in American management methods: working as a team to get better results; not being allowed to miss lunch because you are too busy; and having fun. This belief has recently won him a place in a “50 Best Companies to Work For” survey.56.Henry Eastman’s previous job was in .A. recruitmentB. marketingC. investmentD. insurance57.He was offered the opportunity to .A. take over a company called Brinscombe’sB. invest his own money in a new companyC. set up a company for someone elseD. work overseas for an insurance company58.The company’s success is due to .A. refusing insurance to high-risk clientsB. selling cheap insurance policiesC. targeting a particular marketD. selling insurance around the world59.He chose the present company location because .A. financial support was available in that part of the countryB. It would be easy to expand the premisesC. there was already a skilled workforceD. the local people like him60.Eastman’s strategy is to .A. produce a happy working environmentB. encourage staff to decide on their own objectivesC. make each person work as hard as possibleD. create the most profitable company★答题卡空间有限,以下部分请注意控制答题篇幅。
剑桥商务英语中级-思路点拨(五)(总分100, 做题时间90分钟)SPEAKINGPART ONE1.What is important when...?Conducting a market research· Defining the problems· Creating a research plan··SSS_TEXT_QUSTI该问题分值: 30答案:In regard to making a market research, the first step you should take is to set up your objectives. For instance, reducing profits, avoiding losing customers to a competitor and launching a new product. All the issues are the aims which you must attain during the research.Next, working out a plan is also necessary in making a market research. If your present job lags behind the plan, you should speed up. If the case is opposite, you should slow down.What's more, analysing data is another important process after collecting data. From data collected you can know the causes of the problems and realise your aims by solving them.PART TWO2.What is important when...?Innovating new products· Customers' needs· Hi-technology··SSS_TEXT_QUSTI该问题分值: 30答案:As far as I am concerned, the foremost thing you should consider is customers' needs. Otherwise, your new products have no market. And itwill cause a great loss. Having a market research may avert the disaster happens.Secondly, take hi-technology into consideration when innovating new products. Without renewal, your products will be obsolete. So innovating hi-tech products is the trend in today's market. In some extent, when people refer it, it means easily-operated, safe and so on.Finally, the products' property is another important element you should consider. The products should be user-friendly, safe, fashionable and easily-operated, and these are things you should consider. It can help you capture a large market share.PART THREE3.What is important when...?Surpassing your rival's product· Price· Product quality··SSS_TEXT_QUSTI该问题分值: 40答案:Firstly, if you want to surpass your rival's product, the first thing you should consider is the price. Setting lower price than**petitor's can substantially help you attract more customers, because nobody doesn't want to pay less and get more. Besides, it's of great importance to consider the quality of products, which is the fundamental question you should ask yourself. It can help you withstand the time test, and then keep more customers.Lastly, take staff training into account. You should offer some training courses for your employees to help them keep pace with the society. Equipped with the latest information, they can contribute more for your customers and **pany's further development.1。
bec中级真题答案解析第5BEC中级真题答案解析(第5)BEC中级考试是国际上广受欢迎的商务英语考试,很多人都在备考BEC中级考试。
今天,我们将对第5套真题进行答案解析,帮助考生更好地理解和掌握考试内容。
第一部分:阅读理解在第一部分的阅读理解中,考生需要阅读一篇关于公司营销策略的文章,然后回答相关问题。
文章介绍了一家公司如何通过市场调研、产品创新和客户关系管理来提高销售业绩。
问题一问到公司为什么要进行市场调研。
正确答案是:为了了解客户需求和市场竞争情况,从而制定更好的营销战略。
市场调研是公司了解消费者需求和市场环境的有效工具。
问题二问到公司如何进行产品创新。
正确答案是:通过与客户合作和分析市场趋势,不断改进现有产品和推出新产品。
产品创新是公司保持竞争力和满足客户需求的重要手段。
问题三问到公司如何进行客户关系管理。
正确答案是:通过建立长期合作关系、提供优质客户服务和定期进行客户满意度调查等方式。
客户关系管理是公司建立良好客户关系和留住现有客户的关键。
第二部分:商务写作在第二部分的商务写作中,考生需要根据提示写一封商务邮件或备忘录。
邮件或备忘录的内容通常涉及日常业务、项目进展或问题解决。
考生需要注意邮件或备忘录的格式、语言流畅和逻辑清晰。
在本套真题中,考生需要写一封邮件向同事询问关于新产品发布的情况。
正确答案应包括以下内容:1. 开头用礼貌的问候语,引入主题;2. 提出询问关于新产品发布情况的具体问题,如发布日期、目标市场、竞争优势等;3. 表达疑虑或希望得到更多信息的意愿;4. 结尾用礼貌的结束语,表达感谢并期待收到回复。
第三部分:听力理解在第三部分的听力理解中,考生需要听一段对话或独白,然后回答相关问题。
听力材料通常涉及商品订购、客户服务、公司会议等不同场景。
考生需要提高听力技巧,重点抓取关键信息。
在本套真题中,考生需要听一段对话,了解一家公司目前的销售业绩和扩展计划。
正确答案应包括以下内容:1. 公司今年的销售业绩较去年下降10%;2. 公司计划在下个季度推出新产品以增加销售额;3. 公司欢迎员工提出关于新产品的建议和意见。
剑桥商务英语中级考试试题(五)一、中READING(PART ONE )(共7小题,共7.0分)· Read these sentences . · Which type does each sentence (1--7) describe? · For each sentence mark one letter A, B, C or D on your Answer Sheet.第1题A. Entering the 21st century UK banks appear to be at their strongest for decades. Consolidation and restructuring have occurred at a rapid pace Many mergers and acquisitions are undertaken with the aim of increasing or protecting market share, improving shareholder value getting cost savings, improving economies of scale or generating new cross-selling opportunities. Britain now has six universal banks offering a wide range of financial service products including corporate and personal lending, saving, insurance and other personal finance products.B. The OCC (Office of the Comptroller of the Currency) supervises national banks and enforces federal banking laws. It rules: on new charter arid merger applications for national banks, and conducts basic research on banking and the economy. The tools have changed, but for the OCC, the basic mission remains the same as in the days of Lincoln: to ensure a safe, sound and competitive national banking system that supports the citizens, communities, and economy of the United States.C. Today, the financial institutions of Japan are well on the way to regaining robust health. The recovery is going well enough that the government has removed partially one of the measures that has helped maintain public confidence in the financial system—an unlimited guarantee on bank deposits. Since 1996, the government has offered an unlimited guarantee on bank deposits--a support for financial institutions which permitted depositors to ignore fundamental questions about the viability and stability of their banks. Even more encouraging has been the progress the banks have made in reducing their non-performing loans. The ratio of bad loans in the largest banks has been cut in half.D. The stability of the German banking system is historically based on the universal banking approach. Doing business through diversified banking institutions and/or bank groups has historically allowed for risk mitigation over various business lines. However, the driving forces behind the structural changes are increasingly proving universal banking as too cumbersome and cost-intensive. The banking industry is currently in the process of making adjustments to the organization at structure and strategic positioning of bank conglomerates, bank groups and strategic alliances with more significant measures to follow. The banks are making strong efforts to focus on core bank activities, to use existing capital resources more efficiently, to close down retail branches, and to bundle or outsource back-office functions. Bank industry is developing under the regulation of banking laws.【正确答案】:B【本题分数】:1.0分【答案解析】[题干题点] …developing under the regulation of banking laws。
[对应线索] …supervises national banks…enforces federal banking laws.[答案精解] 题目意为:银行业在银行法的规范与调控下不断发展。
只有B段提到了银行法,“The OCC(Office of the Comptroller of the Currency)su pervises national banks and enforces federal banking laws。
”指出货币审计事务处对国家银行进行监管,并且执行联邦银行法。
其中,文中的supervises national banks and enforces federal banking laws,与题干中的under the regulation of banking laws表意相近,故B为正确答案。
第2题Traditional banking system which has contributed to the stability of financial institutions in history becomes clumsy and costly in this country.【正确答案】:D【本题分数】:1.0分【答案解析】[题干题点] Traditional banking system…stability…in history becomes clumsy and costly…[对应线索] The stability…historically…universal banking approach…universal banking…too cumbersome…[答案精解] 题目意为:历史上为该国金融体制的稳定做出贡献的传统银行系统变得臃肿且成本过高。
D段指出“The stability of the German banking system is historically based on the universal banking approach... However,the driving forces behind the structural changes are increasingly proving universal banking as too cumber- some and cost-intensive.”即:历史上,德国银行系统的稳定取决于全能银行体制…… 但是,结构变动背后的推动力越来越证明,全能银行体制臃肿且成本过高。
其中,文中的stability…historically…universal banking approach和cumbersome andcost-in-tensive”分别对应题干中的…Traditional banking…stability of financial institutions 和clumsy and costly,故D为正确答案。
第3题Bad loans are one of the factors which affect people's confidence in banks. 【正确答案】:C【本题分数】:1.0分【答案解析】[题干题点] Bad loan…affect people's confidence…[对应线索] maintain public con fidence…ratio of bad loans…cut in half[答案精解] 题目意为:不良贷款是影响民众对银行业信心的因素之一。