银行校园招聘经济基础知识专项训练(二)

2023年银行招聘之银行招聘综合知识练习试题提供答案解析单选题（共20题）1. 亚当斯密在《国富论》当中，谈到的主要经济理论是（）。

A.古典经济理论B.分配理论C.比较优势理论D.绝对优势理论【答案】 D2. ( )就是取得或制造某项财产物资时所实际支付的现金或者其他等价物。

A.历史成本B.公允价值C.可变现净值D.现值【答案】 A3. 无论是绝对剩余价值还是相对剩余价值都是依靠（）。

A.延长工人工作时间而获得的B.提高劳动生产率而获得的C.增加剩余劳动时间而获得的D.降低工人的工资而获得的【答案】 C4. 在Internet中，常用的电子邮件缩写是（）。

A.FTPB.WWWC.BBSD.E—mai1【答案】 D5. 在我国为地方经济发展服务，为中小企业发展服务的商业银行是（）。

A.农村商业银行B.股份制商业银行C.国有控股商业银行D.城市商业银行【答案】 D6. 资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired onTV, and significant portions made available online. The pubic humiliation was excruciating. (1)A.noting is true with the phenomenon that young people died of cyberbullyingB.the claim that young people cannot imagine living to the next day is not the factC.research shows that suicidal ideations are caused more by the online bullyingD.many young people take their own lives not online but in reality【答案】 A7. 一般均衡经济理论中，商品的供给和需求依赖于经济体中（）的价格。

2025年中国交通银行校园招聘考试模拟试题及答案2025年中国交通银行校园招聘考试模拟试题及答案（一）单项选择题1．社会经济统计学的研究对象是(A)。

A社会经济现象的数量方面B人类生活现象的数量方面C自然科学研究的数量方面D社会经济现象的质量方面2．在确定统计总体时必须注意(A)。

A构成总体的单位必须是同质的B构成总体的单位必须是不同的Ｃ构成总体的单位不能有差异D构成总体的单位必须是不相干的单位3．标志是指(D)。

A总体单位所具有的特征B总体单位数量特征Ｃ标志名称之后所表现的属性或数值D总体单位的特征的名称4．一个统计总体(D)。

A只能有一个标志B只能有一个指标Ｃ可以有多个标志D可以有多个指标5．设某地区有800家独立核算的工业企业，要研究这些企业的产品生产情况，总体单位是（B）。

A全部工业企业B每个工业企业Ｃ每一件产品D全部工业产品6．要了解某市国有工业企业设备情况，则统计总体是(A)。

A该市全部国有工业企业B该市每一个国有工业企业Ｃ该市国有工业企业的全部设备D该市国有工业企业的每一台设备7．某班四名学生统计学考试成绩分别为70分、80分、86分和95分，这四个数字是（B）。

A标志B标志值Ｃ指标D变量8．工业企业的职工人数、职工工资是（D）。

A连续型变量B离散型变量Ｃ前者是连续型变量，后者是离散型变量D前者是离散型变量，后者是连续型变量9．下列标志中属品质标志的是（A）。

A.性别B.年龄Ｃ.商品价格 D.工业企业的总产值10.总体的同质性是指（D）A、总体之间有差异B、总体单位之间有差异C、总体随时间变化而变化D、总体单位之间在某一标志表现上无差异2025年中国交通银行校园招聘考试模拟试题及答案（二）单项选择题（）1．市场营销的核心是_________。

A．生产B．分配C．交换D．促销（）2．从总体上看，质量改进方案（QIP）通常会增加企业的_________。

A．成本B．盈利C．无形资产D．以上答案都不对（）3．_________是指企业利用多种信息载体，与目标市场进行沟通的传播活动，包括广告、人员推销、营业推广与公共关系等等。

2023年银行招聘之银行招聘综合知识题库附答案（基础题）单选题（共30题）1、Passage 2A.Host familiesB.Foreign studentsC.School staffD.Airline worker【答案】 B2、中国人民银行在（）领导下依法独立执行货币政策，履行职责，开展业务。

A.全国人民代表大会B.全国人民代表大会常务委员会C.中国银行保险监督管理委员会D.国务院【答案】 D3、“一门三父子，都是大文豪。

诗赋传千古，峨眉共比高。

”这首诗中的“三父子”指的是（）。

A.曹操、曹丕、曹植B.苏洵、苏轼、苏辙C.班固、班超、班昭D.杜甫、杜牧、杜荀鹤4、某企业与工人签订了为期3年的劳动合同，约定在3年内按现行工资水平付给工人工资。

此后3年内，企业所在国发生了通货膨胀，并且企业经常以各种借口缩短中午休息时间。

企业在3年经营当中获取了超过同行业其他企业的更高的利润，那么该企业超出其他企业的利润的来源是（）。

A.一部分工人工资与绝对剩余价值B.绝对剩余价值与相对剩余价值C.一部分工人工资和相对剩余价值D.一部分工人工资、绝对剩余价值与相对剩余价值【答案】 A5、Air Bus’ world-renowned hot-section engineering______the needs of industrial gas turbine customers.A.repliesB.answersC.freesD.addresses【答案】 D6、生物的多样性没有涵盖（）。

A.遗传多样性B.生物物种多样性C.生态系统多样性D.物质多样性7、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.A.To increase its number of flight destinationsB.To replace the older planes in its fleetC.To be among the first to use a new aircraftD.To relocate its international headquarters【答案】 D8、阅读理解A.a solid motionless objectB.certain characteristic vibrations in“ether”C.a form fixed in space and timeD.a mass of atoms in motion【答案】 D9、甲有一手表，委托乙保管，乙擅自将手表卖给丙，丙又赠与女友丁，丁戴上3天后在街头被戊抢走，戊后又遗失于街头，为庚拾得。

2024年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共45题）1、关于金融市场功能的说法中，错误的是（）。

A.融通货币资金是金融市场最主要、最基本的功能B.金融市场参与者通过组合投资可以分散非系统风险C.金融市场借助货币资金的流动和配置可以影响经济结构和布局D.金融市场承担着商品价格等重要价格信号的决定功能【答案】 D2、—Could you take a message for Mr Brown?A.may see;isn’tB.see;won’t beC.will see;isn’tD.will be seeing;won’t be【答案】 D3、电能是用途最广泛的能源之一，它属于（）。

A.二次能源B.—次能源C.不可再生能源D.可再生能源【答案】 A4、银行谨慎监管原则就是监管当局要（）评估银行机构的风险。

A.一般限度地B.适当限度地C.最低限度地D.最大限度地【答案】 D5、下列哪一种情况，可越权批办文件？（）A.经过授权B.避免积压C.急需处理D.属一般性文件【答案】 A6、我国现阶段的货币政策采用（）公式来考量M2增速是否适宜。

A.M2增速=GDP增速+CPI+1%B.M2增速=GDP增速+CPI+2%C.M2=GDP增速+CPID.M2=GDP增速+CPI+1%至2%【答案】 C7、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, andthus many brewers use only minimal amounts. But, depending on variety,growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goesthat necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench thethirst of the Sahibs managing the Empire there.A.The British produced large quantities of beerB.The British found one of the most popular products called the India pale ale, or I.P.AC.The British made Hop flower a necessity and shipped it in large quantities to IndiaD.The British added more hop flower in beer【答案】 D8、昼为阳，夜为阴，则上午为（）。

2023年-2024年银行招聘之银行招聘综合知识练习题(二)及答案单选题（共45题）1、债券价格、必要收益率与息票利率之间存在以下（）的关系。

A.息票利率小于市场利率，债券价格高于票面价值B.息票利率小于市场利率，债券价格小于票面价值C.息票利率大于市场利率，债券价格小于票面价值D.息票利率等于市场利率，债券价格不等于票面价值【答案】 B2、通常情况下，一国的利率水平提高，会导致（）。

A.本币汇率上升，外币汇率上升B.本币汇率上升，外币汇率下降C.本币汇率下降，外币汇率上升D.本币汇率下降，外币汇率下降【答案】 B3、______ the brain’s working is a tremendous challenge and, judging by the advance of current processor power and complexity, will take at least several decades more to reach even the most elementary levels.A.IncreasingB.ImitatingC.ObservingD.Speculating【答案】 B4、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.A.the rapid increase in the number of abandoned childrenB.the high percentage of single-parent familyC.the gradual decrease of father-child contactD.the negative impact of family split on children【答案】 C5、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.A.Those who periodically ask questions want to take charge of the conversationB.If you give critical opinions, the speaker will be less confidentC.Good listeners should agree with the speakerD.If the speaker creates a comfortable environment, listeners will become confident【答案】 B6、资料：The daily changes of the market can lead investorsastray.The ups and downs make the tendency to look at the portfolio,s performance frequently too temping.This means investers are likely to perceive mere risk,forgetting about their key term goals.A.Keep themselves from checking their trading accountsB.Avoid risks in terms of investment plansC.Pay attention to long-term interests rather than short-term onesD.缺【答案】 C7、I have to admit that， although I still find him rather arrogant，he has gone up ______ my estimation recently.A.toB.inC.forD.at【答案】 B8、作家与作品搭配有误的是（）。

2023年度银行招聘之银行招聘综合知识挑选试题及答案二单选题（共57题）1、债券本期收益率的计算公式是（）。

A.票面收益/市场价格B.票面收益/债券面值C.（出售价格－购买价格）/市场价格D.（出售价格－购买价格）/债券面值【答案】 A2、“三网”融合中的“三网”不包括（）。

A.电信网B.广播电视两C.互联网D.卫星通信网【答案】 D3、在确定的借贷周期内，按复利的（）越多，其收入比值越高。

A.本金B.计息次数C.利率【答案】 B4、There are many ways to define the “time” at a particular ______.Here，on Earth our usual system is defined by the motion of the Sun in the sky.A.districtB.iocationC.interpretationD.direction【答案】 B5、在( )计量属性下，资产按照其购置时支付的现金或者现金等价物的金额，或者按照购置资产时所付出的对价的公允价值计量。

A.公允价值B.现值C.重置成本D.历史成本【答案】 D6、在偿还赊销款项时货币执行的职能是（）。

A.价值尺度C.贮藏手段D.支付手段【答案】 D7、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the twolargest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.A.The catastrophic consequences of climate change efforts in controlling greenhouse gas emissionsC.Investment threats in a changing climateD.The world is in danger【答案】 C8、（）their existing problems,great improvements were made in the country’s literacy rates and health care system.A.But forB.For allC.Above allD.Except for【答案】 B9、Israeli officials blame the settlers, saying they have refused to ____with the government.A.directB.cooperatementD.remind【答案】 B10、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.A.The natural function of our brainB.The other ways to make the benefits of action feel bigger and realC.The other ways to make the benefits of action feel smaller and unrealD.The perils of procrastination【答案】 B11、Passage 10A.protect kids from exposure to wild fantasiesB.teach their kids at least 30,000 words a yearC.ensure constant interaction with their childrenD.remain concerned about kid's use of screens【答案】 C12、账簿按用途不同可分为三大类，下列分类正确的是（）。

2023年银行招聘之银行招聘综合知识练习题(二)及答案单选题（共30题）1、We shouldn’t ignore the importance of ______ our hobbies or getting involved in arts and crafts activities.A.amplifyingB.enhancingC.fosteringD.magnifying【答案】 C2、___the unpredictability, the technological failure is another big threat to the aviation industry.A.ExceptB.LikeC.Along withD.Other than【答案】 D3、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ )A.年利率为8%，月利率为6%，日利率为B.年利率为8%，月利率为6%，日利率为3‰C.年利率为8%。

，月利率为6‰，日利率为3‰D.年利率为8%，月利率为3‰，日利率为0. 33‰【答案】 D4、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.A.defeatB.loseC.stepD.damage【答案】 A5、资料：Are walkers smarter than drivers?A.They put forward proposals for using public transportation rather than private carsB.They realize their parents' dream of moving to citiesC.Their workforce leads to cities with higher GDP and educational levelsD.They contribute to cities' educational industry【答案】 C6、下列有关剩余价值的几个说法不正确的一项是（）。

2024年银行招聘之银行招聘综合知识基础试题库和答案要点单选题（共40题）1、当国民收入水平提高，而政府又没有采用任何财政政策，下列哪种情形肯定发生？（）A.政府支出增加B.政府财政赤字增加C.政府税收增加D.政府税收减少【答案】 C2、名义利率、通货膨胀率、实际利率三者之间的关系正确的是（）。

A.名义利率>通货膨胀率>实际利率B.名义利率>实际利率>通货膨胀率C.实际利率>通货膨胀率>名义利率D.实际利率=名义利率一通货膨胀率【答案】 D3、银行业监督管理机构对金融机构进行现场检查，应当经（）批准。

A.银行业监督管理机构负责人B.国务院C.中国人民银行D.被检查金融机构法人代表【答案】 A4、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.A.Tencent is offering cloud services as a separate businessB.Smaller companies fail to build their own data centerC.Cloud services slightly increased the operating costsD.Cloud technology is widely used in every Chinese enterprise【答案】 B5、商业银行的贷款，按照贷款保全方式可分为（）。

2023年银行招聘之银行招聘综合知识考前冲刺训练试卷单选题（共20题）1. 一般而言，金融资产的流动性与风险性、收益性之间的关系存在（）。

A.正相关B.负相关C.不相关D.不确定关系【答案】 B2. 某企业与工人签订了为期3年的劳动合同，约定在3年内按现行工资水平付给工人工资。

此后3年内，企业所在国发生了通货膨胀，并且企业经常以各种借口缩短中午休息时间。

企业在3年经营当中获取了超过同行业其他企业的更高的利润，那么该企业超出其他企业的利润的来源是（）。

A.一部分工人工资与绝对剩余价值B.绝对剩余价值与相对剩余价值C.一部分工人工资和相对剩余价值D.一部分工人工资、绝对剩余价值与相对剩余价值【答案】 A3. 承担支持进出口贸易融资任务的政策性银行是（）。

A.国家开发银行B.中国农业发展银行C.中国进出口银行D.中国银行【答案】 C4. 审查银行存款余额调节表时，对结账日后（）个工作日内银行已收、企业未收的款项，应审查款项的性质及来源。

A.5B.10C.7D.20【答案】 B5. 以一定单位的本国货币为标准来计算应收多少单位外国货币的标价方式是（）。

A.直接标价法B.买人标价法C.间接标价法D.应付标价法【答案】 C6. 通常看一个国家经济是否增长，主要是看（）。

A.这个国家的工业生产总值是否增加B.这个国家的货币是否升值C.这个国家的GDP是否增长D.这个国家的物价水平是否升高【答案】 C7. Try to make your report as____as possible: only give us the facts, and not your opinions.A.subjectiveB.objectionableC.subjectedD.objective【答案】 D8. 维护文件的高度严密性是指（）。

A.公文的保密性B.公文语言结构的严密C.公文行文文字_严密D.施行办法的严密【答案】 B9. Stereotypes______women’s roles to duties within the domestic sphere，such as food preparation and child care。