国际结算综合测试(二)

第一章测试1.Development of international settlement does not include ( ).A:From Barter to cashB:From indirect settlement to direct settlementC:From cash to non-cashD:From payment on delivery to payment against document答案:B2.Main topics of International Settlement include the following, except ( ).A:Settlement MethodsB:DocumentsC:Means of PaymentD:Risk Management答案:D3.Roles of Banks in International Settlement include the following, except ( ).A:Accounts settlementB:Financing facilityC:Asset managementD:Guarantee for risk答案:C4.When establishing correspondent banking relationship, the ControlDocuments contains ( ).A:All of the aboveB:Schedule of terms and conditionsC:Test keyD:Authorized signatures答案:A5.The most commonly used payment instrument is ( ).A:Negotiable InstrumentB:CashC:CommodityD:Barter答案:A第二章测试1.Properties of Negotiable Instruments include ( ).A:Words restrictionB:Right settingC:All of the otherD:Requisite in form答案:C2.The payer of ( ) effects payment upon presentation.A:Time DraftB:Usance BillC:Time BillD:Demand Bill答案:D3.If the payee is ( ), the draft can not be endorsed.A:Restrictive OrderB:Bearer OrderC:Indicative OrderD:Open Order答案:A4.Crossed cheque can be used to withdraw cash.A:错B:对答案:A5.When a Cheque is crossed specially, the Holder may cross it generally.A:对B:错答案:B第三章测试1.( ) is the fastest and safest way to transfer fund.A:D/DB:M/TC:T/TD:Cash答案:C2.( ) is the sender of MT103.A:Remitting BankB:Paying BankC:RemitterD:Beneficiary答案:A3.In Remittance, the Remitting Bank is also called the Exporter’s Bank.A:错B:对答案:A4.In MT103, when banking charges are shared between the Remitter and theBeneficiary, field 70A will be recorded as “OUR”.A:错B:对答案:A5.Open Account is in favor of the Importer but unfavorable for the Exporter.A:对B:错答案:A第四章测试1.Under ( ) the importer bears greater risk.A:Cash in AdvanceB:Open AccountC:None of the otherD:Payment on Delivery答案:A2.Collection Draft needs to be endorsed ( ), if the Payee is the Principal.A:Four timesB:OnceC:TwiceD:Three times答案:C3.If the Collection Instruction specifies that interest is to be collected, it muststate ( ).A:All of the otherB:The rate of interestC:Basis of calculationD:Interest period答案:A4.( ) is the bank to which the Principal has entrusted the handling of aCollection.A:Paying BankB:Collecting BankC:Issuing BankD:Remitting Bank答案:D5.Under Collection, it is recommended to mark ( ) under ‘Consignee’ of the Billof Lading.A:Name of the Remitting BankB:‘to order of Shipper’C:None of the otherD:Name of the Importer答案:B第五章测试1.Banks takes responsibility to effect payment immediately by issuing ( ).A:Acceptance CreditB:Deferred payment CreditC:Sight CreditD:Usance Credit答案:C2.When determining the date of shipment, “on or about June 11th” refer to ( ).A:June 6~16B:June 6~17C:June 7~17D:June 7~16答案:A3.The words “to”, “until”, “till”, “from” and “between” when used to determine aperiod of shipment include the date or dates mentionedA:错B:对答案:B4.The words “before” and “after” when used to determine a period of shipmentinclude the date mentioned.A:对B:错答案:B5.Partial acceptance of an amendment is not allowed and will be deemed to benotification of rejection of the amendment.A:对B:错答案:A第六章测试1.( ) will compensate the Beneficiary when the Guarantor fails to fulfill itsobligation.A:Confirming BankB:Reissuing BankC:Counter GuarantorD:Applicant答案:A2.Under Letter of Guarantee, the liability undertaken by banks is definitive andprimary.A:错B:对答案:A3.Under Letter of Guarantee, Bank will effect payment only if the Beneficiaryfails to fulfill the obligations in the commercial contract.A:错B:对答案:A4.Under Letter of Guarantee, if the Beneficiary fails to fulfill its obligation, theApplicant has the right to make claim to the Guarantor and ask forcompensation.A:错B:对答案:A5.The Counter Guarantor will compensate the Beneficiary when the Guarantorfails to fulfill its obligation.A:错B:对答案:A第七章测试1.Financial documents including the following, except（）.A:Bill of ExchangeB:InvoiceC:ChequeD:Draft答案:B2.Basic documents include the following, except ( ).A:Certificate of OriginB:Transport DocumentC:InvoiceD:Insurance Document答案:A3.( ) is not transferable. The goods can only be taken by the Consignee.A:Blank B/LB:Straight B/LC:Open B/LD:Order B/L答案:B4.( ) does not state the name of the Consignee. Anyone who holds the B/L cantake goods from the Carrier.A:Open B/LB:Order B/LC:Straight B/LD:Direct B/L答案:A5.Bill of lading is a type of financial documents.A:错B:对答案:A第八章测试1.Place for presentation include the following, except ( ).A:Remitting BankB:Issuing BankC:Nominated Bank(s)D:Confirming Bank答案:A2.The Notice of Refusal should include ( ).A:All of the aboveB:The disposal of documentC:Each discrepancy in respect of which the bank refuses to honor ornegotiateD:The bank is refusing to honor or negotiate答案:A3.Banks shall each have a maximum of ( ) banking days following the day ofpresentation to determine if a presentation is complying.A:ThreeB:TwoC:FiveD:Four答案:C4.Under Letter of Credit, the Beneficiary should submit documents to theApplicantA:对B:错答案:B5.If presenter fails to resubmit before the lastest presenting date, thedocuments are deemed with discrepancies and can not be revised.A:对B:错答案:A。

第一章测试1.以下（）引起的货币收付属于“国际贸易结算”A:资金调拨B:国际借贷C:服务供应D:大豆进口答案:D2.（）现金结算已越来越不符合实际的需要于是出现了( )等非现金结算方式。

A:黄金B:铸币C:股票D:汇票答案:D3.在结算方式中，按出口商承担风险从小到大的顺序排列，应该是（）。

A:跟单信用证、付款交单托收、承兑交单托收B:跟单信用证、承兑交单托收、付款交单托收C:承兑交单托收、付款交单托收、跟单信用证D:付款交单托收、跟单信用证、承兑交单托收答案:B4.可办理国际结算业务的海外银行很多，但在选择运用时，应该优先考虑选择账户行再考虑代理行。

（）A:对B:错答案:A5.代理行关系并不一定是账户行关系，或者说得更明确一些，代理行并不就是账户行。

（）A:对B:错答案:A第二章测试1.下列说法正确的是（）。

A:本票可以自己付款也可以委托他人付款B:一张汇票上注明“at 30 days after date”这是“出票日后30天”付款的汇票C:付款是主票据行为D:商业本票只有即期没有远期答案:B2.承兑是各种票据都有的一种票据行为。

（）A:对答案:B3.汇票承兑以前，汇票的主债务人是（）A:承兑人B:保证人C:持票人D:出票人答案:D4.一张汇票规定见票后90天付款持票人于6月28日提示承兑则付款到期日为（）A:9月26日B:9月28日C:9月29日D:9月27日答案:A5.从下面3个选项中选择正确的支付命令。

()A:Pay to ABC Co. out of the proceeds in our account the sum of one thousand US dollars.B:Pay to ABC Co. providing the goods they suppy are xxplied with contractthe sum of ten thosand US dollars.C:Pay to ABC Co. or order the sum of one hundred US dollars.答案:C第三章测试1.对进口商不利的贸易结算汇款方式是（）。

一、单选题1、To the exporter, the fastest and safest method of settlement is ( )A. remittance under open accountB.remittance under cash in advanceC. letter of creditD.banker’s draft正确答案：B2、To the importer, the fastest and safest method of settlement is ( )A. collectionB.letter of creditC. remittance under open accountD.remittance under cash in advance正确答案：C3、 Under a letter of credit, the exporter can receive the payment only when ( )A. he has presented the documentsB.the importer has taken delivery of the goodsC.A he has shipped the goodsD.the documents presented comply with the credit terms正确答案：D4、The trade term FOB means Free on Board named ( )A. port of shipmentB.premisesC. place of destinationD.port of destination正确答案：A5、The trade term CIF should be followed by ( )A. named port of destinationd placeC. named place of destinationd port of shipment正确答案：A6、Under the trade term ( ), the importer undertakes the least obligation.A. CIPB. B. DDPC. EXWD.DDU正确答案：B7、In documentary collection, after the goods have been shipped, the exporter presents the documents to ( )A. the opening bankB.the reimbursing bankC. the collecting bankD.the remitting bank正确答案：D8、From the point of view of a Chinese bank, ( ) is our bank’s account in the books of an overseas bank, denominated in foreign currency.A. a vostro accountB.a mirror accountC. a record accountD.a nostro account正确答案：D9、The documentary collection provides the seller with a greater degree of protection than shipping on ( )A. documentary creditB.banker’s letter of guaranteeC. banker’s draftD.open account正确答案：D10、An exporter sells goods to a customer abroad on FOB and on CIF terms. Who is responsible for the freight charges in each? ( )A. Exporter; importerB.Importer; importerC. Exporter; exporterD.Importer; exporter正确答案：D11、If Bank of China instructs Bank of America to pay a sum of US $ 1,000,000.00 to Midland, its nostro account will be ( )A. decreasedB.increasedC. creditedD.debited正确答案：D12、If a bill is payable “ 60 days after date”, the date of payment is decided according to ( )A. the date of presentationB.the date of maturityC. the date of acceptanceD.the date of the bill正确答案：D13、 The party to whom the bill is addressed is called the ( )A. payeeB.drawerC. holderD.drawee正确答案：D14、( ) must be accepted by the drawee before payment.A. A bill payable xx days after sightB.A promissory noteC. A bill payable xx days after dateD.A sight bill正确答案：A15、Which type of collection offers the greatest security to the exporter?A. Clean collectionB.Acceptance D/PC. Documents against acceptanceD.Documents against payment正确答案：D16、A stand-by letter of credit ( )A. is invoked in the event of non-compliance by buyer or seller with the terms of an original creditB.is not a letter of creditC. is never revokedD.is invoked in the event of non-compliance by buyer or seller with the terms of the sales contract正确答案：D17、The beneficiary of a transferred credit is ( )A. the paying / accepting / negotiating bankB.the shipperC. the producerD.the middleman正确答案：D18、The sum of the transferred credit will not be ( )A. less than in the credit before transferB.the same as in the credit before transferC. more than in the credit before transferD.equal to the original credit正确答案：C19、An applicant must reimburse an issuing bank unless he finds that ( )A. goods are defectiveB.documents received do not allow him to clear the goods through customsC. goods are not as ordered in the sales contractD.documents do not conform on the face to the terms and conditions of the credit正确答案：D20、A revocable credit can’t be amended or cancelled only after ( )A. the documents under it have been honoredB.the advising bank has notified the beneficiary of its openingC. it has been confirmed by a correspondent bankD.it has been amended once正确答案：A21、( ) gives the beneficiary double assurance of payment.A. The confirmed creditB.The irrevocable confirmed creditC. The irrevocable creditD.The revocable credit正确答案：A22、The red clause credit is often used as a method of ( )A. providing the buyer with funds after shipmentB.providing the seller with funds after shipmentC. providing the seller with funds prior to shipmentD.providing the buyer with funds prior to shipment正确答案：C二、多选题1、Under the trade term ( ), the importer need undertake to clear the goods for import into the buyer’s country.A. DDPB.FOBC. FASD.EXW正确答案：B、C、D2、Which of the following statement is correct? ( )A.It is cheaper than cable and telex.B.SWIFT was founded in 1970s.C.It’s messages are standardized formatted.D.it is a computerized international telecommunications system.正确答案：A、B、C、D3、 Which of the following is based on commercial credit?A. Bank letter of guaranteeB.Letter of creditC. CollectionD.remittance正确答案：C、D4、A(n) ( ) is a financial document.A. bill of exchangeB.bill of ladingC. commercial invoiceD.bearer bonds正确答案：A、D5、 International transactions include ( )A. goods tradeB. financial transactionsC. service tradeD. capital flows正确答案：A、B、C、D三、判断题1、True or False: Direct B/L means transshipment is not allowed. ( )正确答案：√2、 True or False: International settlements are financial activities. ( )正确答案：√3、 CANP for RMB settlement is a netting payment system. ( )正确答案：×4、True or False: In a daft, the more endorsers, the safer the payee. ( )正确答案：√5、True or False: Negotiation of L/C can be done by the issuing bank. ( )正确答案：×6、 True or False: Basic documents must be indispensable in international trade. ( )正确答案：×7、True or False: The drawer in D/D is the remitting bank, and the drawee is the paying bank. ( )正确答案：√8、True or False: Seaway bill is a non-transferable document. ( )正确答案：√9、True or False: Trade terms are important to arbitrate disagreements about sales contract. ( )正确答案：×10、True or False: Chips is more efficient than Fedware. ( )正确答案：√11、True or False: A commercial draft is a draft drawn by a bank on a firm. ( )正确答案：×12、True or False: A draft paid to a bearer is risky. ( )正确答案：√13、True or False: Credit card is to encourage consumption. ( )正确答案：√14、True or False: Consular invoice is a basic document. ( )正确答案：×15、 True or False: A transfer check can be paid by cash. ( )正确答案：×16、True or False: A check with a special crossing can be paid to the payee through any bank. ( )正确答案：×17、True or False: The headquarters of CHIPS is in New York. ( )正确答案：√18、True or False: Traveler’s check is a financial document. ( )正确答案：√19、True or False: A bill of exchange conditionally accepted can beregarded as dishonor. ( )正确答案：√20、True or False: The maker is primarily liable to a promissory note. ( )正确答案：√21、True or False: Usance L/C payable at sight provides financing to the importer. ( )正确答案：√22、SWIFT was founded to provide interbank telecommunication services. ( )正确答案：√23、 True or False: Fedware is a RTGS system. ( )正确答案：√。

国际结算测试题及答案一、单项选择题（每题2分，共10题）1. 国际结算中，信用证支付方式的主要特点是：A. 商业信用B. 银行信用C. 个人信用D. 国家信用答案：B2. 以下哪项不是国际结算中常用的支付方式？A. 汇款B. 托收C. 信用证D. 支票答案：D3. 国际贸易中，出口商通常希望采用哪种支付方式？A. 预付款B. 货到付款C. 信用证D. 延期付款答案：C4. 托收业务中，出口商将货物单据交给托收银行，托收银行再交给进口商，这种托收方式是：A. 付款交单B. 承兑交单C. 直接托收D. 间接托收答案：A5. 信用证中的“不可撤销”意味着：A. 信用证一经开出，不能更改或撤销B. 信用证可以由开证行随时撤销C. 信用证只能在特定条件下撤销D. 信用证的金额可以随意更改答案：A6. 在国际结算中，汇票的持票人向付款人提示汇票，要求付款的行为称为：A. 提示B. 承兑C. 贴现D. 背书答案：A7. 国际结算中，出口商为了减少汇率风险，可能采用的结算方式是：A. 即期信用证B. 远期信用证C. 汇款D. 托收答案：B8. 国际贸易中，如果出口商希望尽快获得货款，他们可能会选择：A. 信用证B. 托收C. 汇款D. 延期付款答案：C9. 在国际结算中，银行保函是一种：A. 支付承诺B. 信用证C. 担保文件D. 汇票答案：C10. 国际结算中，如果出口商希望减少信用风险，他们可能会要求：A. 提前付款B. 信用证支付C. 托收D. 延期付款答案：B二、多项选择题（每题3分，共5题）1. 国际结算中，以下哪些因素会影响结算方式的选择？A. 交易双方的信用状况B. 货物的性质和价值C. 交易双方的关系D. 汇率波动答案：ABCD2. 信用证结算方式中，以下哪些文件是必须提交的？A. 发票B. 提单C. 装箱单D. 汇票答案：ABCD3. 托收结算方式中，以下哪些是付款交单（D/P）和承兑交单（D/A）的主要区别？A. 付款时间B. 风险承担C. 单据传递方式D. 银行费用答案：AB4. 国际结算中，以下哪些是汇款方式的特点？A. 快速B. 灵活C. 费用较低D. 风险较高答案：ABCD5. 国际结算中，以下哪些是信用证结算方式的优点？A. 降低信用风险B. 提高交易效率C. 增加交易成本D. 保护买卖双方利益答案：ABD结束语：以上是国际结算测试题及答案，希望能够帮助您更好地理解和掌握国际结算的相关知识。

国际结算单据单元测试1一、单选题第1 题：L/C规定的最迟装运期为3/25，货物出运后的15天内交单，L/C效期为4/5。

受益人取得的提单上“on board”日期为3/24，则受益人最迟应于(D )交单。

A、 4/9B、 3/25C、 4/20D、 4/5第2 题：L/C的开证金额为JPY30,000,000. 发票的CIF价为JPY29,995,000. L/C规定受益人应按照110%的发票金额向保险公司投保, 当时汇率为USD1=JPY132. 则保额为( C)。

A、 USD249,960B、 JPY33,000,000C、 JPY32,994,500D、 USD250,000第3 题：除非L/C特别规定，一般说来，“清洁已装船”运输单据即指(A )。

A、单据上有on board批注和承运人签章，但没有对货物及/或包装缺陷情况的描述和批注B、既没有on board批注和签章, 也没有对货物及/或包装缺陷情况的描述和批注C、单据上注明on deck 字样, 并由承运人签章D、表明货物已收妥备运且外表无破损第4 题：一提单对所运货物批注如下：“ONE WOODEN CASE BE STRENGTHENED BY TWO IRON STRIPS”。

这份提单是(B )。

A、直达提单B、清洁提单C、肮脏提单D、倒签提单第5 题：一信用证规定应出运2500台工业用缝纫机，总的开证金额为USD305,000，每台单价为USD120。

则出口商最多可发货的数量和索汇金额应为(A )。

A、 2500台，USD300,000B、 2530台，USD303600C、 2540台，USD304,800D、 2500台，USD305,000第6 题：通常开证行可以接受的货运单据是( C)。

A、租船提单B、倒签提单C、洁净提单D、备运提单第7 题：保单显示“投保一切险”, 表示其中不包括( D)承保的范围。

A、平安险B、水渍险C、一般附加险D、特殊附加险第8 题：铁路运单、邮包收据和航空运单共有的特点是( A)。

国际金融综合测试题一、不定项选择(一个或多个答案，多选少选均不得分.共30分）1、世界银行集团包括（ACD ）。

A、国际复兴与开发银行B、国际清算银行C、国际开发协会D、国际金融公司2、以下哪些说法是错误的（BD ）A、外币债权人和出口商在预测外币汇率将要上升时,争取延期收汇，以期获得该计价货币汇率上涨的利益。

B、外币债务人和进口商在预测外币汇率将要下降时，争取提前付汇,以免受该计价货币贬值的风险.C、外币债权人在预测外币汇率将要下降进，争取提前收汇。

D、外币债务人在预测外币汇率将要上升时，争取推迟付汇。

3、以下关于托宾税的说法不正确的有（B ）。

A、由美国著名经济学家托宾提出的针对外币兑换活动的课税B、对各种期限的国际资本流动都有明显作用C、可能增加交易成本，降低市场效率D、需要广泛的国际协调4、下列关于国际收支平衡表记账法的正确说法为（D )A、凡引起外汇流入的项目，记入借方B、凡引起外汇流出的项目，记入贷方C、凡引起本国负债增加的项目，记入借方D、凡引起本国负债增加的项目，记入贷方5、BOT这种国际融资方式指的是（C）A、。

建设-拥有—经营B、建设—拥有-转让D、建设-转让-经营C、建设-运营-转让6、IMF规定，在国际收支统计中,商品输出与商品输入时计价方式（C)A、分别为FOB 价与CIF价B、分别为CIF价与FOB价C、均为FOB价D、均为CIF价7、在期权交易中( A ）A、买方的损失有限，收益无限B、买方的损失无限，收益有限C、卖方的损失无限，收益无限D、卖方的损失有限，收益有限8、浮动汇率制度的优点包括（ACD ）A、可以避免牺牲内部平衡来换取外部平衡B、有利于规避汇率变动风险C、有利于发挥其调节国际收支的经济杠杆作用D、有利于减少对储备的需求9、如果一国的国际收支出现巨额顺差，则可能（BC ）A、导致本国货币贬值B、导致本国货币供应量增加C、导致本国货币汇率上升D、引起失业增加10、下列关于国际收支调节的政策措施的说法中正确的为（ABCD ）A、外汇缓冲政策不适于对付长期的、巨额的国际收支赤字B、财政、货币政策在调节国际收支时可能与国内经济目标发生冲突C、在调节不同类型的国际收支失衡时,应采用不同的对策D、直接管制政策包括外汇管制和贸易管制11、下列融资方式属于直接融资方式的是．(BCD ）A、国际金融机构贷款B、国际票据C、国际股票D、国际债券12、国际货币基金组织的贷款特点包括（AD )A、贷款只限于会员国政府或中央银行B、可向会员国中央银行及大商业银行贷款C、贷款用于能源、交通及教育等基础工业及设施D、贷款用于国际收支不平衡的调整13、汇率若用直接标价法表示，那么银行报价的前一个数字表示（AB ）。

《国际结算》综合测试题一二、单项选择题（每小题1分，共20小题20分）１．以往的国际贸易是用黄金白银为主作为支付货币的，但黄金白银作为现金用于国际结算，存在着明显的缺陷是（）。

A清点上的困难B运送现金中的高风险C运送货币费用较高D以上三项２．某公司签发一张汇票，上面注明“A 90 days after sigh”，则这是一张（）。

A即期汇票B远期汇票C跟单汇票D光票3 ．票据的必要项目必须齐全，且符合法定要求，这叫做票据的( .。

A无因性B流通性C提示性D要式性4 ．承兑以后，汇票的主债务人是（）A．出票人 B．持票人 C．承兑人 D．保证人5 ．某汇票关于付款到期日的表述为：出票日后30天付款。

则汇票到期日的计算方法是（）A.从出票日当天开始算，出票日作为30天的第一天B.从出票日第二天算起，出票日不计算在内C.从出票日第二天算起，出票日计算在内作为30天的第一天D.可以由汇票的基本当事人约定选择按照上述何种方法计算6．现金结算演变为非现金结算的前提是（）。

A、外汇实体B、交易票据化C、银行信用介入结算D、航海业从商业中分离出来7 ．无论从买价还是卖价看，电汇汇率比信汇汇率和票汇汇率都要（）。

A.低B.高C.相等D.买价高卖价低8 ．T／T、 M／T和 D／D的中文含义分别为（）。

A．信汇、票汇、电汇B．电汇、票汇、信汇C．电汇、信汇、票汇D．票汇、信汇、电汇9 ．信用证严格相符原则是指受益人必须做到（）A.单证严格及合同相符B.单据和信用证严格相符C.单证及单据相符、单据和信用证严格相符D.信用证及合同严格相符10 ．根据UCP500规定，转让信用证时不可变更的项目是A．信用证的金额和单据B．到期日和装运日期C．货物描述D．最后交单日期11 ．以下关于承兑信用证的说法正确的是（）A．在该项下，受益人可自由选择议付的银行B．承兑信用证的汇票的期限是远期的C．其起算日是交单日D．对受益人有追索权12 ．付款交单凭信托收据借单是（）的融资。

单元测试（一）---票据一、判断题1.In a promissory note, the drawer and the payer are the same person. ( )2. A promissory note is an unconditional order in writing. ( )3.There is no acceptor in a promissory note. ( )4. A bank draft is a check drawn by one bank on another. ( )5. A trade bill is usually a documentary bill. ( )6.The interest in the bill of exchange can only be transferred by endorsement. ( )7.An endorser of a bill is liable on it to subsequent endorsers and holders of the bill.( )8.The person who draws the bill is called the drawer. ( )9.Bills of exchange drawn by and accepted by commercial firms are known as tradebills. ( )10.Trade bills are usually documentary bills. ( )11.Endorsements are needed when checks in favor of a sole payee are credited to ajoint account. ( )12.An open check can be paid into a bank account. ( )13.An open check can be cashed over the counter. ( )14.A crossed check can be cashed over the counter. ( )15.T he payment of a check cannot depend upon certain conditions being met. ( )16.In a check, the drawer and the payer are the same person. ( )17.If a check is presented undated, the payee can insert a date. ( )18.A draft is a conditional order in writing. ( )19.If a bill is payable “at 30 days after date”, the date of payment is decidedaccording to the date of acceptance. ( )20.A bill payable “at 90 days sight” is a sight bill. ( )二、选择题1. The person paying the money is a of a check.A. payeeB. endorserC. drawerD. endorsee2. A check is valid for months from the date of issue, unless a shorter period is written on the face of it.A. sixB. nineC. threeD. one3. If a check dated 1st Feb. 2001 was presented on the 5th Nov. 2000, it would be .A. pre-datedB. out of dateC. post datedD. undated4. If a check dated 1st Feb. 2001 was presented on the 5th Oct. 2000, it would be .A. pre-datedB. out of dateC. post datedD. undated5. The effect of a blank endorsement is to make the check payable to the .A. order of a specified personB. specified personC. bearerD. named person6. Banks usually ask for endorsements when check in favor of payee are credited to a account.A. joint; jointB. joint; soleC. sole; jointD. sole; sole7. “Payee j. Smith endorsed James Smith pay to L.Green”, this is a endorsement.A. specificB. blankC. generalD. restrictive8. If a bill is payable “60 days after date”, the date of payment is decided according to.A.the date of acceptanceB.the date of presentationC.the date of the billD.the date of maturity9. A carries comparatively little risks and can be discounted at the finest rate of interest.A. sight billB. bank draftC. commercial billD. trade bill10. A time bill may be accepted by the .A. drawerB. draweeC. holderD. payee11. The party to whom the bill is addressed is called the .A. drawerB. draweeC. holderD. payee12. When financing is without recourse, this means that the bank has no recourse to the if such drafts are dishonored.A. payerB. draweeC. payeeD. drawer13. Only by endorsement can the interest in the bill be transferred by .A. the drawerB. the draweeC. the holderD. any person to the bill14. A promissory note is “inchoate” until it has been delivered to the .A. payer or bearerB. payee or draweeC. payee or bearerD. holder or drawer15. The of o promissory note has prime liability while the other parties have secondary liability.A. holderB. draweeC. makerD. acceptor16. An acceptance with the wording “payable on delivery of bill of lading” is .A. a general acceptanceB. qualified acceptanceC. non acceptanceD. partial acceptance17. must be accepted by the drawee before payment.A. A sight billB. A bill payable××days after sightC. A promissory noteD. A bill payable××days after date18. A(n) is a financial document.A. bill of exchangeB. bill of ladingC. insurance policyD. commercial invoice19. In order to retain the liabilities of the other parties, a bill that has been dishonored must be .A. protestedB. given to the acceptorC. retained in the filesD. presented to the advising bank20. “A check payable to ABC Company is credited to the personal account of Mr. Li”,the bank .A. is correct in crediting the accountB. is merely doing what is requested by itsC. has committed an act of negligenceD. will make a claim on its principal三、票据案例——票据的无因性案情永固房地产有限责任公司从丽德贸易进出口公司购进2000吨水泥，总价款50万元。

国际结算试题库（含参考答案）一、选择题1. 国际结算是指不同国家的当事人之间因商品交易、资本流动、债务偿还等经济往来的资金清算和货币支付活动。

(A)A. 正确B. 错误2. 国际结算中的主要支付手段是外汇。

(A)A. 正确B. 错误3. 现汇交易和现钞交易是国际结算中的两种基本形式。

(B)A. 现汇交易B. 现钞交易4. 银行汇票是银行根据申请人的要求，以自己的名义向收款人支付一定金额的票据。

(A)A. 正确B. 错误5. 信用证是一种银行信用，银行根据申请人的要求，向受益人保证支付一定金额的款项。

(A)A. 正确B. 错误6. 托收是银行代理收款人收取款项的一种结算方式。

(A)A. 正确B. 错误7. 在国际结算中，汇款是指银行根据汇款人的要求，将一定金额的款项支付给收款人的一种结算方式。

(A)A. 正确B. 错误8. 银行汇票的付款人是银行。

(A)A. 正确B. 错误9. 信用证的受益人是指在信用证项下有权收取款项的人。

(A)A. 正确B. 错误10. 汇票的出票人是指承担付款责任的人。

(B)A. 付款人B. 出票人二、填空题1. 国际结算是指不同国家的当事人之间因商品交易、资本流动、债务偿还等经济往来的资金清算和货币支付活动。

2. 现汇交易是指以外汇作为支付手段的国际结算方式。

3. 现钞交易是指以纸币或硬币作为支付手段的国际结算方式。

4. 银行汇票是银行根据申请人的要求，以自己的名义向收款人支付一定金额的票据。

5. 信用证是一种银行信用，银行根据申请人的要求，向受益人保证支付一定金额的款项。

6. 托收是银行代理收款人收取款项的一种结算方式。

7. 汇款是指银行根据汇款人的要求，将一定金额的款项支付给收款人的一种结算方式。

8. 银行汇票的付款人是承担付款责任的人。

9. 信用证的受益人是指在信用证项下有权收取款项的人。

10. 汇票的出票人是指承担付款责任的人。

三、简答题1. 请简述国际结算的含义及其主要支付手段。