unit10 insurance

14
Basic Knowledge
3.All Risks
Aside from the risks covered under the F.P.A and W.A conditions as above, this insurance also covers all risks of loss or damage to the insured goods whether partial or total, arising from external causes in the course of transit. 一切险的责任范围除包括上列“平安险”和“水渍险”的所 有责任外，还包括货物在运输过程中，因各种外来原因所造 成保险货物的损失。不论全损或部分损失，除对某些运输途 耗的货物，经保险公司与被保险人双约定在保险单上载明的 免赔率外，保险公司都给予赔偿。
special extra risks 特殊附加险
16
Basic Knowledge
General Extra Risks一般附加险
1)T.P.N.D. Theft, Pilferage and Non-Delivery 2)Fresh Water and Rain Damage
Fresh and/or Rain Water Damage 3)Risk of Shortage 4)Risk of Intermixture and Contamination Risks 5)Risk of Leakage 6)Risk of Clash and Breakage 7)Risk of Odour3ຫໍສະໝຸດ Basic Knowledge
Broker in the western countries, the exporter, who wishes to have his goods insured, does not approach the insurer directly but instructs an insurance broker to insure on his behalf. The exporter forwards his instructions on a form supplied by the broker and gives the required details on the form. The broker, who is authorized to place insurance with certain limits, write the particulars of the proposed insurance on a document called “slip”(pink slip. An employee's termination notice.) and sends the assured a memorandum of the insurance on a duplicate form of instructions.

风险 Risks
损失 Losses
海上损失
其他损失
全部损失 Total Loss
实际全损Actual Total Loss
推定全损 Constructive Total Loss
部分损失 Partial Loss
共同海损General Average
单独海损Particular Average
Perils of the sea
heavy weather, lightening, earthquake, volcanic eruption and so on.
natural calamities:
fire, explosion, vessel being stranded, grounded, sunk or capsized, collision or contact of vessel with any external object other than water
Coverage
Free from Particular Average (F.P.A) With Particular Average or With Average (W.P.A or W.A) All Risks
basic risks
general additional risks special additional risk
Insurance Policy (保险单,俗称大保单) Insurance Certificate (保险凭证，俗称小保单） Open Policy /Open Cover (预约保险单/总保险单)
2.Particular average: It means partial loss or damage accidentally caused to the ship or to a particular lot of goods. Particular average is not a total loss. It must be borne by the owner of the property suffering the loss, it is distinct from general average, which is shared by all who have a financial interest in the voyage and its risks in proportion to the value of their interests.

保险-外贸实务口语句型及对话第10课保险-外贸实务口语句型及对话第10课Unit 10 Insurance 保险Basic Expressions1. We have covered insurance on 1,000 cases of beer for 110% of the invoice value against all risks.我们已将一千箱啤酒按发票金额的百分之一百一十投保一切险。

2. If you desire us to insure against a special risk, an extra premium will have to be charged.如你想投保特殊险别，将向你收取额外保费。

3. This risk is coverable at a premium of 0.25%.该险别的保险费是百分之零点二五。

4. The insurance company insures this risk with 5% franchise.保险公司保这种险有百分之五的免赔额。

5. After loading the goods on board the ship, you must go to the insurance company to have them insured.货船装船后，你必须找保险公司为货物投保。

6. We can serve you with a broad range of coverage againstall kinds of risks for sea transport, such as Free of Particular Average (F. P.A.), With Particular Average(W.P.A.), All Risks and Extraneous Risks.我们能够承保海洋运输的所有险别，如：平安险、水渍险、一切险和附加险。

Natural disasters
fortuitous accidents
Losses
Expenses
Total loss
Sue and Labour Expenses Salvage Charge
Partial loss
Types of insurance coverage provided by the People’s Insurance Company of China
Writing
Write a letter to tell the exporter that eight typewriters under order No.4567 were damaged. Request the exporter to file claim against insurance company and deliver eight replacement typewriters.
Insurance is to be covered by the buyers. This insurance policy covers us against breakage. Coverage : 保险范围、险别
As per customary practice 按照习惯做 法
Letter 2
Perils and Losses Covered by Marine Insurance (海洋 海洋 货物运输保险的风险与损失) 货物运输保险的风险与损失
Marine Insurance Losses and Expenses of the Sea
Perils of the Sea
Extraneous Risks general extraneous risks special extraneous risks