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常用安全管理术语释义条1. 风险管理（Risk Management）：对潜在的风险进行评估、判断、防范、控制和处理的过程。
2. 意外事件（Accident）：某些事件发生后，对个人、财产、环境等方面造成了伤害或者损失，但是并未被预测到和计划。
3. 预防措施（Preventative Measures）：通过采取各种手段和方法，减少和避免意外事件的发生，包括技术手段、管理措施、培训教育等。
4. 控制措施（Control Measures）：预防措施不能完全消除风险时所采取的控制方法，包括遏制、限制、隔离、防护等。
5. 事故（Incidents）：指一次或多次的事件或情况，与业务或者作业有关，并对安全、环境或者财产造成或者可能造成损失的不良结果。
6. 风险评估（Risk Assessment）：对可能的损失和威胁进行分析和评估，以确定最合适的预防和控制措施。
7. 危险源（Hazard）：可以引起意外事件的物质、行为和情况。
8. 紧急情况（Emergency）：一种未预料的、危险的、需要立即采取行动的情况，如火灾、爆炸、泄漏等。
9. 安全管理（Safety Management）：一系列的活动、措施和方法，旨在达到预防和控制风险的目的，保护员工、设备、环境和社会公众的安全。
10. 应急计划（Emergency Plan）：一份详细的方案，规定在紧急情况下，如何处理事故或事件，避免或减少损失。
11. 健康管理（Health Management）：一系列措施和方法，维护员工身心健康，提高工作效率和生产力。
12. 安全培训（Safety Trning）：向员工和管理者提供必要的安全和健康方面的知识和技能，提高安全意识和法律意识，避免意外事件的发生。
13. 风险通报（Risk Notification）：发生安全事件后及时向管理层、员工、相关部门等通报，以便采取必要的措施，避免事情恶化。
14. 安全检查（Safety Inspection）：对工作场所、设备和操作流程进行检查，发现存在的安全隐患，及时采取措施解决。
风险管理术语1、风险风险risk事件发生的不确定性。
纯粹风险pure risk只有损失机会没有获利可能的风险。
投机风险speculative risk既有损失机会又有获利可能的风险财产风险property risk因发生自然灾害、意外事故而使个人或单位占有、控制或照看的财产遭受损毁、灭失或贬值的风险。
责任风险liability risk因个人或单位的行为造成他人的财产损失或人身伤害，依法律或合同应承担赔偿责任的风险。
人身风险personal risk因事故发生造成人的死亡、伤残或疾病的风险。
信用风险credit risk在经济交往中，因义务人违约或违法致使权利人遭受经济损失的风险。
环境风险environmental risk因职业、收入、居住环境、工作环境和生活习惯等因素导致人死亡、患病或伤残的风险。
职业风险occupational risk因工作环境导致人死亡、患病或伤残的风险。
自然风险natural risk因自然力的不规则变化产生的现象所导致危害经济活动、物质生产或生命安全的风险。
巨灾风险catastrophic risk; catastrophe因一次重大自然灾害、疾病传播、恐怖主义袭击或人为事故造成巨大损失的风险。
社会风险social risk因个人或单位的行为，包括过失行为、不当行为及故意行为对社会生产及人们生活造成损失的风险。
政治风险political risk因种族、宗教、利益集团和国家之间的冲突，或因政策、制度的变革与权力的交替造成损失的风险。
经济风险economic risk在经营活动中，因受市场供求关系、经济贸易条件等因素变化的影响或经营决策的失误等导致损失的风险。
税收风险tax risk因税收政策变动导致个人或单位利益受损的风险。
法规风险legal risk; regulatory risk因国家法律法规变动导致个人或单位利益受损的风险。
2、风险因素风险因素hazard促使某一特定风险事故发生、增加损失机会或加重损失程度的原因或条件。
词汇表Aabstract 摘要：土地所有权的简要历史。
accelerated death benefit 提前给付：在某些情况下，人寿险保单面值的一部分,可以在被保险人身故前（须扣除利息）得到支付。
accidental death benefit 意外死亡额外给付：是一种两全保险。
若被保险人死于意外事故，则向受益人支付附加保险金。
accounts receivable insurance 应收账款保险：因被保险风险造成应收账款记录损毁，因而无法从记账赊销的债务人处收回应收账款，该损失可在应收账款保险项下得到补偿。
accumulation units 积累单位：用于已购买的变额年金。
积累单位的价值取决于投资组合的表现，所以每期保费能购买的积累单位数目是不同的。
activities of daily living 日常活动能力：诸如进食、洗浴、盥洗、换车、穿衣和节制等日常活动，当被保险人无法进行上述部分活动时，长期护理保险将予以给付。
acts of God 天灾：难以合理防范的危险，如洪水、地震。
acts of negligence of the shipper 托运人的疏忽或过失行为：如不当装货或包装缺陷，造成损失的原因不是承运人的责任的。
actual cash value（ACV）实际现金价值：财产的重置成本扣除折旧。
actual loss ratio 实际赔付率：某一险种在先前一个时期，赔付额与已收保费之间的实际比率。
Actual total loss 实际全损：财产完全损毁造成的损失。
actuarial cost assumption 精算成本假设：对投资收益率、死亡率、销售量、工资增长模式、可能的费用及员工实际退休年龄分布的假设。
精算成本方法的选择取决于这些假设。
actuarial cost methods 精算成本方法：计算为建立承诺的养老基金，每年必须缴纳多少金额的方法。
additional insureds 附加被保险人：对保单承保的财产或个人具有保险利益，而且能够根据保单条件得到损失补偿的人。
风险管理术语一、背景介绍风险管理是指在商业、金融、投资等领域中，为了降低或避免潜在的风险而采取的一系列措施。
在风险管理过程中，使用一些特定的术语来描述和评估风险，以便更好地理解和应对风险。
本文将介绍一些常见的风险管理术语。
二、1. 风险评估（Risk Assessment）风险评估是指对潜在风险进行系统的分析和评估，以确定其可能性和影响程度。
通过风险评估，可以确定哪些风险是最重要的，以便采取相应的措施来管理和控制风险。
2. 风险识别（Risk Identification）风险识别是指识别和确定可能对组织或项目造成负面影响的各种风险因素。
这包括内部和外部的风险因素，如市场风险、技术风险、法律风险等。
通过风险识别，可以及时发现潜在的风险，以便采取相应的措施来应对。
3. 风险分析（Risk Analysis）风险分析是指对已识别的风险进行深入分析，以确定其可能性、影响程度和相关因素。
通过风险分析，可以更全面地了解风险的本质和特点，为制定风险管理策略提供依据。
4. 风险评价（Risk Evaluation）风险评价是指对风险进行定量或定性的评估，以确定其对组织或项目的重要性和紧迫性。
通过风险评价，可以确定哪些风险需要优先处理，以及需要投入多少资源来管理和控制风险。
5. 风险控制（Risk Control）风险控制是指通过采取一系列措施来减少或消除风险的可能性和影响。
这包括风险预防、风险转移、风险减轻等。
通过风险控制，可以有效地管理和控制风险，降低组织或项目的潜在损失。
6. 风险监测（Risk Monitoring）风险监测是指对已采取的风险管理措施进行监测和评估，以确保其有效性和适用性。
通过风险监测，可以及时发现风险管理措施的不足之处，并及时调整和改进。
7. 风险传递（Risk Transfer）风险传递是指将风险转移给其他方，以降低自身承担风险的责任和损失。
常见的风险传递方式包括购买保险、签订合同等。
风险术语的英文对照1. Risk Assessment - 风险评估2. Risk Management - 风险管理3. Risk Mitigation - 风险缓解4. Risk Identification - 风险识别5. Risk Analysis - 风险分析6. Risk Control - 风险控制7. Risk Response - 风险应对8. Risk Avoidance - 风险避免9. Risk Transfer - 风险转移10. Risk Tolerance - 风险容忍度11. Risk Probability - 风险概率12. Risk Impact - 风险影响13. Risk Assessment Matrix - 风险评估矩阵14. Risk Register - 风险登记册15. Risk Treatment Plan - 风险处理计划16. Risk Exposure - 风险暴露度17. Risk Control Measures - 风险控制措施18. Risk Indicator - 风险指标19. Risk Communication - 风险沟通20. Risk Event - 风险事件请注意，上述术语仅提供参考，具体的风险管理术语可能根据行业和上下文有所不同。
Risk management is an essential component of any organization, as it involves the identification, assessment, and mitigation of potential risks that could impact the achievement of objectives. In order to effectively manage risks, itis crucial to have a clear understanding of various risk terminologies and their corresponding translations in English.Risk assessment, or 风险评估, is the process of identifying and evaluating potential risks to determine their likelihood and potential impact. This involves analyzing the probability of a risk occurring and assessing the potential consequences it could have on the organization. Risk assessments are typically conducted using various tools and techniques such as risk matrices, scenario analysis, and historical data.Once risks have been identified and assessed, the organization can proceed with risk management, or 风险管理. This involves developing strategies and action plans to minimize or eliminate the identified risks. Risk management aims to reduce the likelihood of a risk occurring or its potential impact if it does occur. It includes risk mitigation, or 风险缓解, which involves implementing measures to reduce the probability and/or severity of a risk.Risk identification, or 风险识别, is the process of identifying potential risks that could impact the organization's objectives. This includes analyzing internal and external factors that could lead to risks, such as changes in regulations, market volatility, or operational vulnerabilities. Risk analysis, or 风险分析, is the process of evaluating the identified risks to determine their potential impact and prioritize their treatment.Risk control, or 风险控制, involves implementing measures to reduce or manage the identified risks. This includes developingand implementing risk control measures, such as implementing safety protocols, conducting regular inspections, or implementing redundancy measures. Risk response, or 风险应对, refers to the actions taken by the organization to address identified risks. This could include accepting the risk, avoiding the risk, transferring the risk to a third party, or implementing measures to mitigate the risk.Risk avoidance, or 风险避免, refers to the strategy of completely eliminating the exposure to a particular risk. This could involve making changes to business processes, discontinuing certain activities, or avoiding certain markets or investments. Risk transfer, or 风险转移, involves transferring the responsibility and financial implications of a risk to another party, such as purchasing insurance coverage.Risk tolerance, or 风险容忍度, refers to the level of risk that an organization is willing to accept in order to achieve its objectives. This involves striking a balance between maximizing opportunities and minimizing potential risks. Risk probability, or 风险概率, refers to the likelihood or chance of a risk occurring. Risk impact, or 风险影响, refers to the magnitude of the consequences that would result if a risk were to occur.A risk assessment matrix, or 风险评估矩阵, is a tool used to evaluate and prioritize risks based on their likelihood and impact. It provides a visual representation of risks and helps in determining appropriate risk management strategies. A risk register, or 风险登记册, is a document that records all identified risks, along with their likelihood, potential impact, and mitigation measures.To implement effective risk management, organizations develop risk treatment plans, or 风险处理计划, which outline the specific actions to be taken to manage identified risks. These plans include a clear description of the risk, its potential impact, the desired risk treatment strategy, and the individuals responsible for its implementation.Risk exposure, or 风险暴露度, refers to the level of vulnerability or susceptibility of the organization to a particular risk. It considers the organization's potential financial, operational, and reputational losses resulting from a risk event. Risk control measures, or 风险控制措施, are actions implemented to mitigate or prevent identified risks. These measures may include implementing internal controls, conducting training programs, or investing in technologies to mitigate risks.Risk indicators, or 风险指标, are quantitative or qualitative measures used to monitor and assess risks. These indicators help in identifying early warning signs of emerging risks, enabling timely and proactive risk management. Risk communication, or 风险沟通, refers to the process of sharing information about risks within the organization or with external stakeholders. Effective risk communication is crucial for ensuring that everyone understands the risks, their potential impact, and the organization's strategiesfor managing them.Overall, understanding and utilizing risk terminologies in both English and their native language is vital for effective riskmanagement. It ensures clear communication, facilitates collaboration, and enhances the organization's ability to identify, assess, and mitigate risks. By effectively managing risks, organizations can safeguard their interests, minimize losses, and enhance their overall performance and resilience.。
