最新 2014年6月英语六级长篇阅读匹配练习题(一)-精品

2014年6月大学英语6级真题（三套全）2014年6月大学英语六级真题(第一套) PartI Writing ( 30minutes)Directions: For this part, you areallowed 30 minutes to write an essay explaining why it is unwise to put allyour eggs in one basket. You can give examples to illustrate your point .Youshould write at least 150 words but no more than 200 words.Directions: For this part, you areallowed 30 minutes to write an essay explaining why it is unwise a person bytheir appearance. You can give examples to illustrate your point .You shouldwrite at least 150 words but no more than 200 words.Directions: For this part, you areallowed 30 minutes to write an essay explaining why it is unwise to jump toconclusions upon seeing or hearing something. You can give examples toillustrate your point .You should write at least 150 words but no more than 200words.Part Ⅱ List ening Comprehension (30 minutes)Section ADirections:In this section,youwill hear 8 short conversations and 2 long conversations.At the end of eachconversation, one or more questions will be asked about what was said.Both theconversation and the questions will be spoken only once.After each questionthere will be a pause.During the pause,you must read the four choices markedA),B),C)and D),and decide which is the best answer.Then mark the correspondingletter on Answer Sheet1 with a single line through the centre.注意：此部分试题请在答题卡1上作答。

2014年6月大学英语六级考试真题（一）Part I Writing (30 minutes)Directions: For this part, you are allowed 30 minutes to write an essay explaining why it is unwise to jump to conclusions upon seeing or hearing something. You can give examples to illustrate your point. You should write at least 150 words but no more than 200 words.注意：此部分试题请在答题卡1上作答。

PartⅡListening Comprehension (30 minutes)Section ADirections: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pause. During the pause, you must read the four choices marked A), B), C) and D), and decide which is the best answer. Then mark the corresponding letter on Answer Sheet 1 with a single line through the centre.注意：此部分试题请在答题卡1上作答。

Passage One Questions 56 to 60 are based on the following passage． University of York biologist Peter Mayhew recently found that global warming might actually increase the number of species on the planet，contrary to a previous report that higher temperatures meant fewer life forms—a report mat was his own． In Mayhew’s initial 2008 study，low biodiversity among marine invertebrates(⽆脊椎动物)appeared to coincide with warmer temperatures on Earth over the last 520 million years． But Mayhew and his colleagues decided to reexamine their hypothesis，this time using data that were“a fairer sample of the history of life．”砌this new collection of material．they found a complete reversal of the relationship between species richness and temperature from what their previous paper argued：the number of different groups present in the fossil record was higher，rather than lower，durin9“greenhouse phases．” Their previous findings rested on an assumption that fossil records can be taken to represent biodiversity changes throughout history．Thisn’t necessarily the case．because there are certain periods with higher．quality fossil samples．and some that are much more difficult to sample well．Aware of this bias．Mayhew’s team used data that standardized the number of fossils examined throughout history and accounted for other variables like sea level changes that might influence biodiversity in their new study to see if their old results would hold up． Two years later，the results did not．But then why doesn't life increasingly emerge on Earth as our temperatures get warmer? While the switch may prompt some to assert that climate change is not hazardous to living creatures，Mayhew explained that the timescales in his team’s study are huge--over 500million years--and therefore inappropriate for the shorter periods that we might look at as humans concerned about global wanning．Many global warming concerns are focused on the next century．He said——and the lifetime of a species is typically one to 10 million years． “I do worry that these findings vill be used by the climate skeptic community to say‘look．Climate warming is fine。

2014年6月大学英语六级阅读练习题附答案及解析目录2014年6月大学英语六级阅读练习题附答案及解析 (1)2014年6月大学英语六级仔细阅读练习题附答案及解析(1) (2)2014年6月英语六级长篇阅读匹配练习题附答案解析(1) (11)2014年6月英语六级选词填空习模拟练习附答案(1) (17)2014年6月大学英语六级仔细阅读练习题附答案及解析(2) (21)2014年6月英语六级长篇阅读匹配练习题附答案解析(2) (30)2014年6月英语六级选词填空习模拟练习附答案(2) (37)2014年6月大学英语六级仔细阅读练习题附答案及解析(1) Passage OneQuestions 56 to 60 are based an the following passage.Dropping out of university to launch a start-up is old hat. The twist with Joseph Cohen, Dan Getelman and Jim Grandpre is that their start-up aims to improve how universities work. In May 2011 the three founders quit the University of Pennsvlvania. to launch Coursekit,soon renamed as Lore.whichhas already raised $ 6m to develop what Mr. Cohen, its 21-year-old chief executive, describes as a social-learning network for the classroom".Lore is part of a trend that builds on the familiarity with social networking that has come with the success of Facebook. It customizes the rules of a network to meet the specific needs of students. Anyone teaching a class would reasonably worry that students using Facebook were gossiping rather than learning useful information from their network of friends. Lore allows teachers to control exactly who is in the network by issuing a class-membership code and to see how they are using it. They can also distribute course materials, contact students, manage tests and grades, and decide what to make public and what to keep private. Students can also interact with each other.In the academic year after launching its first version last November, Lore was used in at least one class in 600 diversities and colleges. Its goal for its second year, about to begin, is to spread rapidly within those 600 institutions, not least to see what the effects of scale are from having lots of classes signed up within the same institution.The firm has a fast-growing army of fans in the faculty common room. Lore, says Edward Boches, who uses it for his advertising classes at Boston University, makes teaching "more interactive, extends it beyond the classroom and stimulates students to learn from each other rather than just the professor."Among other challenges for the company, there remains the small matter offiguring out a business model. For the moment it has none. Mr. Cohen hopes that eventually Lore could become the primary marketplace for everything from courses to textbooks, but so far the service is free and carries no advertising. Blackboard, the industry incumbent (占有者), charges users for its course-management software. It remains to be seen how it will respond to the upstart(新贵).The lack of a plan does not appear to bother Lore's founders or investors, -who seem content to learn a lesson from another university drop-out, Mark Zuckerberg, the co-founder of Facebook: achieve critical mass in your network and the profits will follow. And after that perhaps they can expect an honorary degree from the a/ma mater(母校).56. What do we learn from the first paragraph about Lore?A．It specializes in producing old hats.B．It aims to improve the way universities work.C．It invests $ 6m in the development of social network.D．It promotes the communication among classmates.57. What does Lore enable teachers to do?A．Meet specific needs of students.B．Learn useful information from friends.C．Control the online class membership.D．Monitor students' personal privacy.58. For its second-year goal, Lore is to __A．increase fans in the faculty common roomB．launch its second version in 600 universitiesC．make more classes from 600 institutions signed upD．spread its influence within the same institution59. Concerning the prospect of Lore, Mr. Cohen expects it toA．confront with Blackboard as an equalB．offer free service to the advertisersC．cover businesses from courses to textbooksD．Develop its own come-management software60. What do we learn about Lore's founders?A．They can't be bothered to design a business model.B．They learn a lesson from the success of Facebook.C．They will not make profits without drawing mass users.D．They desire to receive an honorary degree from the alma mater.Passage TwoQuestions 61 to 65 are based on the following passage.A bull grazes on dry wheat husks(Phi) in Logan, Kansas, one of the regions hit by the record drought that has affected more than half of the U. S. and is expected to drive up food prices.Leadinu water scientists have issued one of the sternest warnings yet about global food supplies, saying that the world's population may have to switch almost completely to a vegetarian diet over the next 40 years to avoid catastrophic shortages.Adopting a vegetarian diet is one option to increase the amount of water available to grow more food in an increasingly climate-unstable world, the scientists said. Animal protein-rich food consumes 5 to 10 times more water than a vegetarian diet. One third of the world's arable(适于耕种的) land is used to grow crops to feed animals. Other options to feed people include eliminating waste and increasing trade between countries in food surplus and those in deficit."900 million people already go hungry and 2 billion people are malnourished in spite of the fact that per capita food production continues to increase," they said. "With 70% of all available water being in agriculture, growing more food to feed an additional 2 billion people by 2050 will place greater pressure on available water and land."The report is being released at the start of the annual world water conference in Stockholm, Sweden, where 2,500 politicians, UN bodies, non-governmental groups and researchers from 120 countries meet to address global water supply problems.Competition for water between food production and other uses will intensifypressure on essential resources, the scientists said. "The UN predicts that we must increase food production by 70% by mid-century. This will place additional pressure on our 'already stressed water resources, at a time when we also need to allocate more water to satisfy global energy demand--which is expected to rise 60% over the coming 30 years--and to generate electricity for the 1.3 billion people currently without it," said the report.Overeating, undernourishment and waste are all on the rise and increased food production may face future constraints from water scarcity."We will need a new recipe to feed the world in the future," said the report's editor, Anders Jagerskog.A separate report from the International Water Management Institute (IWMI) said the best way for countries to protect millions of farmers from food insecurity in sub-Saharan Africa and south Asia was to help them invest in small pumps and simple technology, rather than to develop expensive, large-scale irrigation projects."Farmem across the developing world are increasingly relying on and benefiting from small-scale,locally-relevant water solutions. These techniques could increase yields up to 300% and add tens of billions of U. S. dollars to household revenues across sub-Saharan Africa and south Asia. " said Dr. Colin Chartres, the director general.61. What can be inferred from the water scientists' warning?A．The record drought forces half of the U. S. to go hungry.B．The record drought drives up food prices m the U. S.C．Severe food shortage may happen without proper measures.D．A vegetarian diet is the only option to avoid disastrous shortages.62. What do the scientists say can be done to increase food supply?A．Grow more animal protein-rich food.B．Turn pastures into arable lands.C．Promote trade between countries self-sufficient in food.D．Increase the amount of water for food production.63. According to the water scientists' report,A．per capita food production has been increasingB．reduced food supply will make more people malnourishedC．70% of water will be used to feed 2 billion people by 2050D．researchers begin to seek solutions to tackle water problem64. In regard to the problem of water supply, scientists believeA．more water should be allocated to satisfy energy demandB．food production must be increased to 70% by mid-centuryC．energy demand will intensify pressure on water resourcesD．electricity generation must be increased by 60% 30 years later65. What does the IWMI say is the best solution to food insecurity in sub-Saharan Africa and south Asia?A．Applying small pumps and simple technology.B．Launching large-scale irrigation projects.C．Increase the local household revenues.D．Investing in a new expensive irrigation project.答案解析：56 B）。

2014年6月英语六级阅读答案及点评：试卷一仔细阅读（沪江网校版）作者：沪江网校阅读：795156. D. It is often hard to understand.57. C. It does not have as long a history.58. A. It brings texters closer to each other.59. D. the gradual change of word meaning.60. B. It is a new form of verbal communication.【点评】这是一篇关于手机短信的议论文。

改编自Time的一篇题为Is Texting Killing the English Language?的文章。

文章提到手机短信因文字缩写、话语庸俗而受到批评。

作者则认为短信更接近于一种“口”语，并随着时间的推移而变得更加丰富多彩。

作者接着对文字和话语进行了历史的展望，话语先于文字产生。

手机短信作为一种新的说话方式出现，形成了自己的语法和规则。

作者以LOL，meat和silly为例，指出话语的含义会随时间推移产生变化。

作者认为短信不会破坏人们的写作技能，而是口头交流的一种新形式。

文章本身话题和语言难度不高，题目设置也比较简单，通过关键词定位到相应段落和句子，结合选项排除法还是比较容易选出正确答案的。

61 B. She worked her way to success in the entertainment industry.62 B. She was known as a supporter of fake science.63 A. He was strongly against it.64 C. They attach too much importance to public relations.65 D. Pursuit of knowledge and truth.【点评】本文来自Time上一篇文章，题为“Viewpoint: Oprah as Harvard's Commencement Speaker Is an Endorsement of Phony Science”。

2014年6⽉英语六级阅读真题及答案 Section A Directions:In this section, there is a passage with ten blanks,You are required to select One word for each blank from a list of choices given in a word bank following the passage. Read the passage through carefully before making your choices. Each choice in the bamk is identified by a letter.Please mark the corresponding letter for each item on　Answer Sheet 2 with a single line through the centre You may not use any of the words in the bank more than once. For investors who desire low risk and guaranteed income,U.S. Government bonds are a secure investment because these bonds have the financial backing and full faith and credit of the federal government.Municipal bonds,also secure,are offered by local governmengts and often have____36______such as tax-free interest.Some may even be____37______.Corportate bonds are a bit more risky. Two questions often_____38_____first-time corportate bond investors.The first is”If I purchase a corportate bond,do I have to hold it until the matueity date?”The answer is no.Bonds are bought and sold daily on ____39_____securities exchanges.However,if your bond does not have____40_____ that make it attractive to other investors, you may be forced to sell your bond at a____41____i.e., a price less than the bond’s face value. But if your bond is highly valued by other investors, you may be able to sell it at a premium, i.e., a price above its face value. Bond prices gcncrally____42____ inversely (相反地)with current market interest rates. As interest rates go up, bond pnccs tall, and vice versa (反之亦然).Thus, like all investments，bonds have a degree of risk. The second question is “How can I ___43_______ the investment risk of a particular bond issue?” Standard & Poor’s and Moody’s Investors Service rate the level of risk of many corporate and government bonds. And ____44______, the higher the market risk of a bond，the higher the interest rate. Investors will invest in a bond considered risky only if the_____45_____return is high enough. 注意:此部分试题请在答题卡2上作答。

2014年6月大学英语六级真题试卷（一）(题后含答案及解析)题型有：1. Writing 2. Listening Comprehension 3. 4. Reading Comprehension 5. TranslationPart I Writing1．For this part, you are allowed 30 minutes to write an essay explaining why it is unwise to jump to conclusions upon seeing or hearing something. You can give examples to illustrate your point. You should write at least 150 words but no more than 200 words.正确答案：Thinking Before Leaping! As the proverb goes, you should think before you leap. Living in the information age full of changes, we should definitely not jump to conclusions upon seeing or hearing something. Confronted with various kinds of information, modern people tend to trust whatever they have heard or read. However, we should know that information cannot be trusted until it is checked. It is evident that some information is so misleading that we should not believe it. For instance, several years ago, due to the nuclear leakage in Japan, a host of Chinese, especially middle-aged people and the seniors, rushed to buy salt, firmly believing that iodized salt could prevent radiation, which was very ridiculous. Although it is generally accepted that a picture is worth 1,000 words, some pictures cannot be trusted in this day and age, for Photoshop has prevailed all around the world. In conclusion, it is imperative for people to form the correct attitudes towards the information they see or hear. We should also not draw conclusions in a hurry. People should be educated to raise their awareness of judging right from wrong. I firmly believe a better future is awaiting us if we make every decision upon considerable thinking.Part II Listening ComprehensionSection A听力原文：W: The students have been protesting against the increased tuition.M: Yeah, I heard about the protest. But I don’t know how much good it will do. Q: What does the man mean?2．A．College tuition has become a heavy burden for the students.B．College students are in general politically active nowadays.C．He is doubtful about the effect of the students’ action.D．He took part in many protests when he was at college.正确答案：C解析：女士向男士提到了学生们正在因为学费上涨而进行抗议，男士说他也听说了这事，但他却不认为学生们的行为会起到什么好的效果。

2014年6月大学英语六级考试真题(一)Part I Writing (30 minutes)Directions: For this part, you are allowed 30 minutes to write an essay explaining why it is unwise to jump to conclusions upon seeing or hearing something. You can give examples to illustrate your point. You should write at least 150 words but no more than 200 words.注意：此部分试题请在答题卡1上作答。

Part II Listening Comprehension (30 minutes)Section ADirections: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pause. During the pause, you must read the four choices marked A．, B), C． and D．, and decide which is the best answer. Then mark the corresponding letter on ,Answer Shoot 1 with a single line through the centre.注意：此部分试题请在答题卡1上作答。

2014年英语六级阅读段落信息匹配题练习(1)Words: 943How to Survive Black FridayA) If you’re celebrating Thanksgiving today, you might be considering venturing out to the Black Friday sales tomorrow morning. After all, there will be at least a few great deals—and you can do all your holiday gift shopping in one crazy sprint. In order to make it out with your sanity—and your wallet—intact, there are a few Black Friday tips I)d like to share.B) First, making your shopping list is essential. When I was little, I could sit for hours with the Black Friday ads (especially Toys R Us), telling whoever was listening that I wanted pretty much everything on each page. I may have grown out of Toys R Us, but I still see plenty I want flipping through the sales papers. Sometimes, I can even convince myself that I really need some great gadget (小玩意儿)that I hadn’t actually intended to buy. So, before I even start browsing through the sales papers, I make a list of items that I’m particularly looking for. While I might adapt my list to what’s on sale—maybe swap out a movie title or choose a different videogame based on what is available.C) Second, many retailers offer online deals for Black Friday, so check the online deals before shopping. When you add in gas money and the time you might spend standing in line on Friday morning, online sales are even better. Before you brave the crowds, take a look at your favorite websites—and the stores you!re planning to visit. Many sales will kick in at midnight, so you"ll be able to check no matter how early you’re planning on getting in line at the local big box retailer. For some stores, you can order items online and pay the Black Friday price, then pick them up at your local store.D) Third, I have to say you’d better pick a shopping b uddy who will match your pace. My mother will be getting up at 4 a.m. Friday morning. While I admire her dedication, her Black Friday will be much longer than mine. I prefer to shop at a more comfortable pace, though, so I’ll be going with a different shop ping buddy. My mom and my sister—both power shoppers—are much happier pairing up and letting the slow poke(慢性子的A) (that’s me) go on my own. I do think that having a buddy does make the whole process much easier, though: one person can stand in line while the other person grabs whatever is on the list. Even better, a buddy can help youstick to your list and your budget, avoiding unnecessary spending.E) Fourth, don’t forget to bring your ads with you. There’s a chance that your discounted item may not ring up as on sale when you actually get up to the cash register. Instead of trying to recall exactly what the sale paper said, pull that ad out and ask the clerk to double check it. You can avoid confusion by carrying your ads with you—and, if you go to a store with a price-matching policy, you may be able to get the same prices that another store is offering. If you’re relying on ads you found online, you might have a harder time getting a deal, though. Some stores won’t even honor the prices listed on thei r own websites. Printing off the ad can help you convince a clerk, but it’s not guaranteed.F) Fifth, as to returns policies, they seem to get tighter every year, and they can be worse for Black Friday. For some items, stores may have only a short return policy—and they may charge you a restocking fee. If you aren’t sure if you’ve bought the right size (or are otherwise considering a return), plan on making your return as soon as possible. Keep your receipt handy and pick up gift receipts where necessary.G) Sixth, it is better to use your credit card on Black Friday. Normally, I，m against using a credit card for most purchases. It’s too easy to run up a big bill, but there are some definite benefits to using plastic on Black Friday. Many credit card companies have much better return protection than stores: a purchase made on your credit card may have guaranteed refund up to 90 days. Credit cards often offer warranty coverage for free on purchases—a much better deal than most of the service contracts offered by stores. Lastly, some cards offer sale price protection. If the price of your purchase is marked down further than the price you paid within a certain time frame, you can get a refund of the difference.H) Seventh, if you’re planning to find a grea t deal on an HDTV on Black Friday, I"m afraid that you’re out of luck. Even on Black Friday, it’s rare to see much in the way of sales on big ticket electronics. The small sales are generally just not worth the hassle of trying to get a sales person to help you with anything time intensive when they’re getting slammed with hundreds of shoppers.I) Last but not least, there’s nothing wrong with skipping the Black Friday sales. If there’s nothing on sale that you’re interested in, why bother? The entire day is set up to let retailers sell as much stuff as they can—to take as much of your money as they can. But there)s no better place for your money than in your wallet or bank account. So, stay Home, relax and take advantage of your leftovers. You’llbe saving money even if you wind up making a few full price purchases down the road.1. The author’s mother prefers shopping with the author’s sister because the author is slow.2. When shopping, it is better to bring the ads with you because some items may actually not be on sale.3. You can buy items online at the Black Friday price and then get them at the local store.4. While the author looks through the sales papers, she may make changes on her shopping list.5. In order to help readers spend their money more reasonably on Black Friday, the author would like to share a few Black Friday tips.6. You can’t find a great deal on expensive electronics on Black Friday because it is unnecessary for the stores to go for the small sales.7. Skipping the Black Friday sales means you are saving money.8. If your credit card is with price protection, you can get a refund of the price gap.9. For items with short return policy, you have a risk of paying for a restocking fee.10. The author advises people to use a credit card, which usually can guaranteea 90- day refund period.答案：6.H 本题是H段大意的总结。

大学英语六级长篇阅读匹配练习题(一)导读：本文大学英语六级长篇阅读匹配练习题(一)，仅供参考，如果觉得很不错，欢迎点评和分享。

Section B Directions: In this section, you are going to read a passage with ten statements attached to-it. Each statement contains information given in one of the paragraphs. Identify the paragraph from which the information is derived. You may choose a paragraph more than once. Each paragraph is marked with a letter. Answer the questions by marking the corresponding letter on Answer Sheet 2.Six Steps to Tackling Your Student Loans[A] Any payment is a good debt payment, but a strategy can be useful too-even if your strategy means opening the envelope.Open the envelope[B] This is the hardest thing to do. The bills come with the "Sallie Mae" or "Discover" logo on them and you toss them aside, hoping to deal with them when you feel less besieged (围攻). You know you started owing some amount- $20,000, $50,000, $100,000—and that the interest is piling up, but you don't know exactly how much or how. When faced with heavy debt, many people try to avoid seeing the numbers.[C] This doesn't work, even psychologically. Anyone who has let credit-card bills or mortgage bills pile up, 1reopened, knows that avoiding the envelope does not reduce your anxiety; it increases it. As those envelopes multiply, they take over your psychological state. In horror movies, it's like the monster in the room behind the door. You don't know what it looks like, but it keeps you scared and immobile. So,open the envelope.[D] Or, even better, log in online. All student loan providers have a web site where you can see what you owe, your interest rates, and your payment schedules. SallieMae. com is no-frills, but still allows you to see your loans on one screen, including your interest rates. Discover. corn also has a pretty basic site. Citibank has a more complex site. Get used to logging into these sites pretty often; ff you need motivation, think of it as visiting your money while it's in prison.[E] The websites all have one thing in common: they let you see how much you owe, and what your interest is, and they make it easy to pay-but they don't let you see how much your debt load is growing. This is a major motivating factor in paying down your loans. Identify your loans[F] Are your loans held by the federal government--usually through Sallie Mae--or through "private" lenders like Citibank or Discover? if you don't know who holds your loans, you can find out here, at the National Student Loan Data System.[G] Why do you need to know who holds your loans? This will make a difference to your payment options and your interest rates, if you have a federal loan, for instance, your interest rate is probably very low, around 32% ; ff you have private loans, the interest rates are likely to be much higher, around 48%. Federal loans also give you options like requesting forbearance (延期还贷) ff you're out of work or if your income is too low-handy for the times when you're down on your luck.Start seeing your debt in new ways[H] The websites of lenders are often limited and only have basic information. To really tackle your student loans, it can often be useful to visualize how muchprogress you're making. There are several ways to do that.[I] One really useful new free site is Tuition. io, which gathers information for all your loans in one place. You can see your debt in colorful charts, play around with repayment plans, and, once you start paying your loans, you can see the numbers start to fall. That can be very motivating.[J] For the same effect that you can customize yourself, try a Google Docs spreadsheet. There's a template that already exists for paying down loans; it has the unpromising title of "Loan amortization schedule by Vertex42. corn" but it has very handy calculators built in so that you can tweak your monthly payments to see how much progress you can make if you increase or decrease your payments in any given month. If you don't like that template, just create a Google Docs spreadsheet with the categories you need: date; loan name/number; loan interest rate; starting loan amount ( including how much you owe on that date) ; payment amount you made on that date; ending loan amount after that payment. After you have enough entries, you can start creating graphs; there are few things more satisfying than seeing that graph move downward as you pay off your debt.[K] If you want to see your loans in a larger context of your whole financial picture, LearnVest is a great mobile app for iPhone. It gathers all your information income, loans, credit card debt by linking to your accounts. It serves up useful graphs on your net worth, comparing your assets to what you owe -and there's nothing more motivating than seeing a "minus" sign next to your financial picture. LearnVest "also lets you track your spending, which may make it easier to see where to cut down on expenses so that you can put more into your loan payments. LearnVest also has agood website full of useful advice .Don't be afraid to scare yourself[L] Student loans can often be scary and that's Why you should slay them. The more you see how much you owe, and how fast your interest is rising, the more motivated you can be to fight back by paying those loans. One staffer, after she saw how much money she was wasting on interest payments, increased her student loan payments by $ 75 a month.[M] It can also be tempting to believe that your student debt is so big that nothing you do can ever make a dent in it. That's completely untrue. Only paying your loans will shrink them. It will take years, true. It will take even longer if you don't pay, or pay the minimum. There's only one outcome of shirking your loans: ending up with bigger loans. Then you're in an even bigger bind. No one is going to save you from student loans. Action counts.Choose a strategy [N] Any payment is a good payment, but a strategy can be very useful too. There are two aspects to loans :principal and interest .Principal is how much you've borrowed ,and the interest is what you're paying every month for the privilege of having borrowed that money. Your goal is to pay down as much of the principal as possible. Your chief enemy here is interest: it grows fast, and makes the principal recede more distantly.[O] So make sure you know the rank of your loans, in order from smallest to largest, and lowest interest to highest interest. Do whatever is possible to reduce the interest; as our columnist Helaine Olen points out, Sallie Mac offers you a 0. 25% reduction in your loan interest if you sign up for an automatic debit ( 借方) plan--just make sure the money is always going to be in your account. If you don't want to do that, follow Helaine's other piece of advice: you're smarter to pay off theloans with the higher interest rate flint. This will create the biggest impact. Another popular strategy is the "snowball" method, where you pay the most on the smallest debt owed. So if you have a $20,000 loan and a $10,000 loan, the "snowball" method means you will start paying more towards the $10,000 loan. You'll see it disappear faster. These two methods don't always go together; so try what feels comfortable. The important thing is to see and track your progress.[P] If your income isn't enough, consider other methods of producing money: side projects, odd jobs, or selling things you don't need on eBay or Craigslist. For those whose parents can afford it, working out a joint payment plan can make sense. One graduate we know struck a savvy (精明的) deal with his parents: if he made the minimum student loan payment every month, they would contribute $100 toward his student loans. That's $100 he doesn't have to cut from his own budget. As a benefit, making bigger payments will help you pay down the principal of the loan, since the minimum payments often only end up reducing your interest, which balloons back later. Even $ 50 more a month can help.[Q] Here's an example: if you have a $ 20,000 loan, with a 4.2% interest, rate, you will end up paying an extra $ 2,814 in interest alone over six and a half years. If you increase your payment by only $ 50 a month, you'll cut that interest by $ 500 ; ff you can find a way to pay $ I00 more a month, you'll save nearly $ 800 in interest. That's $ 800 more in the bank, and $ 800 less wanted on pointless interest payments.Take it in stride[R] Most Americans owe some form of debt; learning how to handle it is a lifelong process. Most of all, don't beat yourself up if you're not perfect at payingdown your loans. Some of the savviest financial players struggled for years with their own finances. We all learn in our own time and we rind what works for us and what doesn't. Accept your own progress.46. If you have a federal loan, you are allowed to pay back the loan later when you are fired.47. LearaVest informs you about your spending so that you can see where to save money to pay off your debt.48. Even for financial experts, financial problems may have taken them years to deal with.49. You are advised to start with the loans with the higher interest rate.50. Many Americans are in debt and learning how to handle it will take a lifetime.51. With Google Docs spreadsheet, you can create your own personalized debt graphs.52. If you don't have enough income, you are advised to try other ways of making money.53. Those student, loan providers' websites don't present the growth of your debt load.54. The result of inaction to your loans is to bring about bigger loans.55. When you toss away envelopes containing your bills, you actually feel more anxious about it.。