汇总整编ISBP745修订综述

目录先期事项 (5)适用范围 (5)信用证和修改的申请、信用证开立及修改 (5)总则 (8)缩略语 (8)证明书和证明、声明书和声明 (9)UCP600第19条至第25条的运输单据的副本 (10)更正与更改（统称“更正”） (11)寄送单据、通知等的快递收据、邮政收据或投邮证明 (12)日期 (12)单据中的空格栏 (15)UCP600运输条款不适用的单据 (15)UCP600未定义的用语 (16)单据出具人 (18)单据语言 (18)数学计算 (19)拼写或打字错误 (19)多页单据和附件或附文 (20)非单据化条件和数据矛盾 (20)正本和副本 (20)唛头 (23)签字 (23)单据名称及联合单据 (25)汇票及到期日计算 (27)基本要求 (27)付款期限 (27)付款到期日 (29)银行工作日、宽限期和付款延迟 (30)出具和签署 (30)金额 (32)背书 (32)更正与更改（统称“更正”） (32)以开证申请人为付款人的汇票 (32)发票 (34)发票名称 (34)发票出具人 (34)货物、服务或履约行为的描述及发票的其它一般性事项 (34)分期支款或装运 (38)涵盖至少两种不同运输方式的运输单据（“多式或联合运输单据”） (39)UCP600第19条的适用 (39)多式运输单据的出具、承运人、承运人身份的识别及签署 (40)装船批注、装运日期、收货、发送或接管地、装货港或出发地机场 (42)最终目的地、卸货港或目的地机场 (43)正本多式运输单据 (44)收货人、指示方、托运人和背书、被通知人 (45)转运、部分装运，以及提交多套多式运输单据时如何确定交单期 (46)清洁多式运输单据 (48)货物描述 (49)目的地交货代理人的名称与地址 (49)更正与更改（统称“更正”） (49)运费和额外费用 (50)凭多套多式运输单据放货 (51)提单 (52)UCP600第20条的适用 (52)提单的出具、承运人、承运人身份的识别及签署 (52)装船批注、装运日期、前程运输、收货地及装货港 (54)卸货港 (57)正本提单 (58)收货人、指示方、托运人和背书、被通知人 (59)转运、部分装运，以及提交多套提单时如何确定交单期 (60)清洁提单 (61)货物描述 (62)卸货港交货代理人的名称与地址 (62)更正和更改（统称“更正”） (63)运费和额外费用 (63)凭多套提单放货 (64)不可转让海运单 (65)UCP600第21条的适用 (65)不可转让海运单的出具、承运人、承运人身份的识别及签署 (65)装船批注、装运日期、前程运输、收货地及装货港 (67)卸货港 (71)正本不可转让海运单 (72)收货人、指示方、托运人和被通知人 (72)转运、部分装运，以及提交多套不可转让海运单时如何确定交单期 (73)清洁不可转让海运单 (75)货物描述 (75)卸货港交货代理人的名称与地址 (76)更正和更改（统称“更正”） (76)运费和额外费用 (76)租船提单 (78)UCP600第22条的适用 (78)租船提单的签署 (78)装船批注、装运日期、前程运输、收货地及装货港 (79)卸货港 (83)正本租船提单 (84)收货人、指示方、托运人和背书、被通知人 (84)部分装运以及提交多套租船提单时如何确定交单期 (86)清洁租船提单 (87)货物描述 (88)更正和更改（统称“更正”） (88)运费和额外费用 (88)凭多套租船提单放货 (89)租船合同 (90)空运单据 (91)UCP600第23条的适用 (91)空运单据的出具、承运人、承运人的身份识别及签署 (91)接受待运、装运日期和对实际发送日期的要求 (93)出发地机场和目的地机场 (93)正本空运单据 (94)收货人、指示方和被通知人 (94)转运、部分装运以及提及多套空运单据时如何确定交单期 (95)清洁空运单据 (97)货物描述 (97)更正和更改（统称“更正”） (98)运费和额外费用 (98)公路、铁路和内陆水路运输单据 (99)公路、铁路或内陆水路运输单据的出具、承运人、承运人的身份识别及签署 (99)装运地和目的地 (101)正本和第二联的公路、铁路或内陆水路运输单据 (101)收货人、指示方和被通知人 (102)转运、部分装运以及提及多套公路、铁路或内陆水路运输单据时如何确定交单期 (104)清洁公路、铁路或内陆水路运输单据 (105)货物描述 (106)更正和更改（统称“更正”） (106)运费和额外费用 (107)保险单据及承保范围 (107)UCP600第28条的适用 (107)保险单据的出具人、签署及正本保险单据 (107)日期 (109)保险金额和比例 (110)承保险别 (111)被保险人和背书 (112)保险单据的一般性条款和条件 (113)保费 (113)原产地证明 (114)基本要求和功能满足 (114)原产地证明的出具人 (114)原产地证明的内容 (115)装箱单 (117)基本要求和功能满足 (117)装箱单的出具人 (117)装箱单的内容 (117)重量单 (119)基本要求和功能满足 (119)重量单的出具人 (119)重量单的内容 (119)受益人证明 (121)基本要求和功能满足 (121)受益人证明的签署 (121)受益人证明的内容 (121)分析、检验、健康、植物检疫、数量、质量和任何其它证明（统称“证明”） (123)基本要求和功能满足 (123)证明的出具人 (124)证明的内容 (124)先期1事项Preliminary Considerations适用范围Scope of the publication Para I:This publication is to be read in conjunction with UCP600 and not in isolation.本出版物应当结合UCP600进行解读，不应孤立解读。

ISBP745的四个“更”及其对单证实务的启示
周晋
【期刊名称】《环球市场信息导报》
【年(卷),期】2013(000)016
【摘要】ISBP（国际标准银行实务）是各国银行、进出口公司信用证业务单据处理人员在工作中的必备工具。

2013年4月17日，新版ISBP在国际商会的里斯本会议上顺利通过，并将作为第745号出版物发布。

为了更好地适应银行单证实务的发展，ISBP745在草拟的过程中，坚定秉持UCP600的精神，积极听取各国家委员会的意见和建议，并几经易稿。

经过比对，笔者发现可以用四个“更”来概括新版ISBP的改进之处：简而言之，那就是定义更全面、实例更丰富、措辞更严谨以及条理更明晰，具体分析如下。

【总页数】1页(P19)
【作者】周晋
【作者单位】交通银行股份有限公司国际业务部国际结算中心
【正文语种】中文
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林建煌：《品读ISBP745》-每日连载（28）======================================第C10段发票的签署和日期这里插入一个发票问题。

发票出具之后，需要签署吗？需要加注日期吗？Para C10:An invoice need not be signed or dated.发票无需签署或注明日期。

【修订】本段规定没变，来自于UCP600第18条a款iv项的规定。

本段在发票部分的布局有点怪，可能与“发票收件人和出具人”一节的规定连在一起，更合适。

【解读】发票无须签署，也无须注明日期。

为什么呢？这是由信用证的机制决定的。

发票默认无须签署，但这决不意味着发票的真实性没有保证。

其实，在信用证交易下，没有签署的单据并不等于其真实性就没有保证。

因为签署仅仅是证实单据的一种方式，却绝不是唯一的方式。

发票默认由信用证受益人出具和提交，受益人又凭持有信用证正本证明其交单资格，而不管是受益人单据，还是第三方单据均由受益人作为最初的交单人在信用证下提交，受益人理应对其提交的单据负责，包括真实性。

而通知行通知正本信用证时，核实受益人的身份也是其应尽的责任。

所以，尽管发票常常没有签署，其真实性仍能由信用证流程来保证的。

这样，在信用证交易中，商业发票的签署，已经不太重要了。

话说回来，发票无须签署并不是绝对的。

如果信用证特别要求signed commercial invoices，受益人必须照办。

那么，问题在于此时应该由谁签署呢？我们认为，理应默认由发票的出具人，即受益人签署，而不得由第三方代劳。

至于发票有没有注明日期，同样不重要。

这一规定，与总则部分第A11段的规定相呼应。

第C11段货物数量、重量和尺寸如前所述，信用证45场规定的货物数量，虽然不是货物描述本身，但理应视同货物描述。

相应地，发票上需要显示信用证规定的货物数量。

此外，实务中发票上常常还会显示其它的货物数量。

Para C11:Any total quantity of goods and their weight or measurement shown on the invoice is not to conflict with the same data appearing on other documents.发票显示的货物的任何总数量和其重量或尺寸，不应与其他单据显示的同一数据相矛盾。

PRELIMINARY*CONSIDERATIONS*Scope*of*the*publication*i)This!publication!is!to!be!read!in!conjunction!with!UCP!600!and!not!in!isolation.!!ii)The!practices!described!in!this!publication!highlight!how!the!articles!of!UCP!600!are!to!be!interpreted!and!applied,!to!the!extent!that!the!terms!and!conditions!of!the!credit,!or!any!amendment!thereto,!do!not!expressly!modify!or!exclude!an!applicable!article!in!UCP!600.!!The*credit*and*amendment*application,*the*issuance*of*the*credit*and*any* amendment*thereto*iii)The!terms!and!conditions!of!a!credit!and!any!amendment!thereto!are!independent!of!the!underlying!sale!or!other!contract!even!if!the!credit!or!amendment!expressly!refers!to!that!sale!or!other!contract.!When!agreeing!the!terms!of!the!sale!or!other!contract,!the!parties!thereto!should!be!aware!of!the!ensuing!implications!for!the!completion!of!the!credit!or!amendment!application.!!iv)Many!of!the!problems!that!arise!at!the!document!examination!stage!could!be!avoided!or!resolved!by!the!respective!parties!through!careful!attention!to!detail!in!the!credit!or!amendment!application!and!issuance!of!the!credit!or!any!amendment!thereto.!The!applicant!and!beneficiary!should!carefully!consider!the!documents!required!for!presentation,!by!whom!they!are!to!be!issued,!their!data!content!and!the!time!frame!in!which!they!are!to!be!presented.!v)The!applicant!bears!the!risk!of!any!ambiguity!in!its!instructions!to!issue!or!amend!a!credit.!An!issuing!bank!may,!unless!the!applicant!expressly!instructs!to!the!contrary,!supplement!or!develop!those!instructions!in!a!manner!necessary!or!desirable!to!permit!the!use!of!the!credit!or!any!amendment!thereto.!An!issuing!bank!should!ensure!that!any!credit!or!amendment!it!issues!is!not!ambiguous!or!conflicting!in!its!terms!and!conditions.!vi)The!applicant!and!issuing!bank!should!be!fully!aware!of!the!content!of!UCP!600!and!recognize!that!articles!such!as!3,!14,!19,!20,!21,!23,!24,!28!(i),!30!and!31!define!terms!in!a!manner!that!may!produce!unexpected!results.!For!example,!a!credit!requiring!presentation!of!a!bill!of!lading!and!containing!a!prohibition!against!transhipment!will,!in!most!cases,!have!to!exclude!UCP!600!subParticle!20!(c)!to!make!the!prohibition!against!transhipment!effective.!!vii)A!credit!or!any!amendment!thereto!should!not!require!presentation!of!a!document!that!is!to!be!issued,!signed!or!countersigned!by!the!applicant.!If,!nevertheless,!a!credit!or!amendment!is!issued!including!such!a!requirement,!the!beneficiary!should!consider!the!appropriateness!of!such!a!requirement!and!determine!its!ability!to!comply!with!it,!or!seek!a!suitable!amendment.!!GENERAL*PRINCIPLES!Abbreviations*A1)!Generally!accepted!abbreviations,!such!as,!but!not!limited!to,!“Int’l”!instead!of!“International”,!“Co.”!instead!of!“Company”,!“kgs”!or!“kos”!instead!of!“kilograms”!or!“kilos”,!“Ind.”!instead!of!“Industry”,!“Ltd”!instead!of!“Limited”,!“mfr”!instead!of!!“manufacturer”!or!“mt”!instead!of!“metric!tons”!may!be!used!in!documents!in!substitution!for!a!word!or!vice!versa.!A!credit!that!includes!an!abbreviation!in!its!text!allows!a!document!to!show!the!same!abbreviation!or!any!other!abbreviation!that!has!the!same!meaning,!or!to!show!the!complete!spelling!of!the!word!or!vice!versa.!A2)* a.!Virgules!(i.e.,!slash!marks!“/”)!may!result!in!different!meanings!and!should!not!be!used!as!a!substitute!for!a!word.!If,!nevertheless,!a!virgule!is!used!and!no!context!is!apparent,!this!will!allow!the!use!of!one!or!more!of!the!options.!For!example,!a!condition!in!a!credit!stating!“Red/Black/Blue”!with!no!further!clarification!will!mean!only!Red!or!only!Black!or!only!Blue!or!any!combination!of!them.!! b.!The!use!of!a!comma!when!indicating!a!range!of!data!in!a!credit!such!as!ports!of!loading!or!discharge!or!countries!of!origin,!may!result!in!different!meanings!and!should!not!be!used!as!a!substitute!for!a!word.!If,!nevertheless,!a!comma!is!used!and!no!context!is!apparent,!this!will!allow!the!use!of!one!or!more!of!the!options.!For!example,!when!a!credit!allows!partial!shipment!and!indicates!the!port!of!loading!information!as!“Hamburg,!Rotterdam,!Antwerp”!with!no!further!clarification,!this!will!mean!only!Hamburg!or!only!Rotterdam!or!only!Antwerp!or!any!combination!of!them.!! Certificates,*Certifications,*Declarations*and*Statements*A3)!When!a!certificate,!certification,!declaration!or!statement!is!required!by!a!credit,!it!is!to!be!signed.!!A4)!Whether!a!certificate,!certification,!declaration!or!statement!needs!to!be!dated!will!depend!on!the!type!of!certificate,!certification,!declaration!or!statement!that!has!been!requested,!its!required!wording!and!the!wording!that!appears!within!the!document.!! !For!example,!when!a!credit!requires!the!presentation!of!a!certificate!issued!by!the!carrier!or!its!agent!stating!that!the!vessel!is!no!more!than!25!years!old,!the!certificate!may!evidence!compliance!by!indicating:!a.!!the!date!or!year!the!vessel!was!built,!and!such!date!or!year!is!no!more!than!25!years!prior!to!the!date!of!shipment!or!the!year!in!which!shipment!was!effected,!in!which!case!a!date!of!issuance!is!not!necessary,!or!b.!!the!wording!as!stated!in!the!credit,!in!which!case!a!date!of!issuance!is!required,!thereby!certifying!that!as!of!that!date!the!vessel!was!not!more!than!25!years!old.!A5)!When!a!certification,!declaration!or!statement!is!to!appear!in!a!document!which!is!to!be!signed!and!dated,!it!does!not!require!a!separate!signature!or!date!when!the!certification,!declaration!or!statement!appears!to!have!been!given!by!the!same!entity!that!issued!and!signed!the!document.*Copies*of*transport*documents*covered*by*UCP*600*articles*19J25*A6)! a.!When!a!credit!requires!the!presentation!of!a!copy!of!a!transport!document!covered!by!UCP!600!articles!19P25,!the!relevant!article!is!not!applicable,!as!these!articles!only!apply!to!original!transport!documents.!A!copy!of!a!transport!document!is!to!be!examined!only!to!the!extent!expressly!stated!in!the!credit,!otherwise!according!to!UCP!600!subParticle!14!(f).!! b.!Any!data!shown!on!a!copy!of!a!transport!document,!when!read!in!context!with!the!credit,!the!document!itself!and!international!standard!banking!practice,!need!not!be!identical!to,!but!must!not!conflict!with,!data!in!that!document,!any!other!stipulated!document!or!the!credit.!c.Copies!of!transport!documents!covered!by!UCP!600!articles!19P25!are!not!subject!to!the!default!presentation!period!of!21!calendar!days!stated!in!UCP!600!subP article!14!(c)!or!any!presentation!period!stated!in!the!credit,!unless!the!credit!explicitly!states!the!basis!for!determining!such!presentation!period.!Otherwise,!a!presentation!may!be!made!at!any!time,!but!in!any!event!no!later!than!the!expiry!date!of!the!credit.!!Correction*and*alteration**(“correction”)*A7)! a.!i.!Any!correction!of!data!in!a!document!issued!by!the!beneficiary,!with!the!exception!of!drafts!(see!paragraph!B16)),!need!not!be!authenticated.!!!!ii.!When!a!document!issued!by!the!beneficiary!has!been!legalized,!visaed,!certified,!etc.,!any!correction!of!data!is!to!be!authenticated!by!at!least!one!of!the!entities!that!legalized,!visaed!or!certified,!etc.,!the!document.!Such!authentication!is!to!indicate!the!name!of!the!entity!authenticating!the!correction!either!by!use!of!a!stamp!incorporating!its!name,!or!by!the!addition!of!the!name!of!the!authenticating!entity!accompanied!by!its!signature!or!initials.!! b.!i.!Any!correction!of!data!in!a!document,!other!than!in!a!document!issued!by!the!beneficiary,!is!to!appear!to!have!been!authenticated!by!the!issuer!or!an!entity!acting!as!agent,!proxy!or!for![or!on!behalf!of]!the!issuer.!Such!authentication!is!to!indicate!the!name!of!the!entity!authenticating!the!correction!either!by!use!of!a!stamp!incorporating!its!name,!or!by!the!addition!of!the!name!of!the!authenticating!entity!accompanied!by!its!signature!or!initials.!In!the!case!of!authentication!by!an!agent!or!proxy,!the!capacity!of!acting!as!agent!or!proxy!for![or!on!behalf!of]!the!issuer!is!to!be!stated.!*!!!!ii.!When!a!document!other!than!one!issued!by!the!beneficiary!has!been!legalized,!visaed,!certified,!etc.,!any!correction!of!data!is,!in!addition!to!the!requirements!of!paragraph!A7)!(b)!(i),!to!be!authenticated!by!at!least!one!of!the!entities!that!legalized,!visaed!or!certified,!etc.,!the!document.!Such!authentication!is!to!indicate!the!name!of!the!entity!authenticating!the!correction!either!by!use!of!a!stamp!incorporating!its!name,!or!by!the!addition!of!the!name!of!the!authenticating!entity!accompanied!by!its!signature!or!initials.!! c.!Any!correction!of!data!in!a!copy!document!need!not!be!authenticated.!A8)When!a!document!other!than!one!issued!by!the!beneficiary!contains!more!than!one!correction,!either!each!correction!is!to!be!authenticated!separately,!or!one!authentication!is!to!indicate!that!it!applies!to!all!the!corrections.!For!example,!when!a!document!issued!by!XXX!shows!three!corrections!numbered!1,!2!and!3,!one!statement!such!as!“Correction!numbers!1,!2!and!3!authenticated!by!XXX”!or!similar,!together!with!the!signature!or!initials!of!XXX,!will!satisfy!the!requirement!for!authentication.!A9)!The!use!of!multiple!type!styles,!font!sizes!or!handwriting!within!the!same!document!does!not,!by!itself,!signify!a!correction.!Courier*receipt,*post*receipt*and*certificate*of*posting*in*respect*of*the* sending*of*documents,*notices*and*the*like*A10)!When!a!credit!requires!the!presentation!of!a!document!as!evidence!of!sending!documents,!notices!and!the!like!to!a!named!or!described!entity,!in!the!form!of!a!courier!receipt,!post!receipt!or!certificate!of!posting,!such!document!is!to!be!examined!only!to!the!extent!expressly!stated!in!the!credit,!otherwise!according!to!UCP!600!subP article!14!(f)!and!not!under!UCP!600!article!25.!Dates*A11)!a.!Even!when!a!credit!does!not!expressly!so!require:!i.drafts!are!to!indicate!a!date!of!issuance;!ii.insurance!documents!are!to!indicate!a!date!of!issuance!or!effectiveness!of!the!insurance!coverage!as!reflected!in!paragraphs!K10)!(b)!and!K11);!and!iii.original!transport!documents,!subject!to!examination!under!UCP!600!articles!19P25,!are!to!indicate!a!date!of!issuance,!a!dated!on!board!notation,!a!date!of!shipment,!a!date!of!receipt!for!shipment,!a!date!of!dispatch!or!carriage,!a!date!of!taking!in!charge!or!a!date!of!pick!up!or!receipt,!as!applicable.!b.!A!requirement!that!a!document,!other!than!a!draft,!insurance!document!or!original!transport!document,!be!dated!will!be!satisfied!by!the!indication!of!a!date!of!issuance!or!by!reference!in!the!document!to!the!date!of!another!document!forming!part!of!the!same!presentation!(for!example,!by!the!wording!“date!as!per!bill!of!lading!number!xxx”!appearing!on!a!certificate!issued!by!a!carrier!or!its!agent)!or!a!date!appearing!on!a!stipulated!document!indicating!the!occurrence!of!an!event!(for!example,!by!the!date!of!inspection!being!indicated!on!an!inspection!certificate!that!otherwise!does!not!contain!a!date!of!issuance).!A12)!a.!A!document,!such!as,!but!not!limited!to,!a!certificate!of!analysis,!inspection!certificate!or!fumigation!certificate,!may!indicate!a!date!of!issuance!later!than!the!date!of!shipment.!!b.!When!a!credit!requires!a!document!to!evidence!a!prePshipment!event!(for!example,!“prePshipment!inspection!certificate”),!the!document,!either!by!its!title,!content!or!date!of!issuance,!is!to!indicate!that!the!event!(for!example,!inspection)!took!place!on!or!prior!to!the!date!of!shipment.!!c.!When!a!credit!requires!a!document!such!as,!but!not!limited!to,!an!“inspection!certificate”,!this!does!not!constitute!a!requirement!that!the!document!is!to!evidence!a!prePshipment!event,!and!it!need!not!be!dated!prior!to!the!date!of!shipment.!!A13)!A!document!indicating!a!date!of!issuance!and!a!later!date!of!signing!is!deemed!to!have!been!issued!on!the!date!of!signing.!!A14)!a.!When!a!credit!uses!phrases!to!signify!time!on!either!side!of!a!date!or!an!event,!the!following!shall!apply:!i.“not!later!than!2!days!after!(date!or!event)”!means!a!latest!date.!If!an!advice!or!document!is!not!to!be!dated!prior!to!a!specified!date!or!event,!the!credit!should!so!state.!!ii.“at!least!2!days!before!(date!or!event)”!means!that!an!act!or!event!is!to!take!place!not!later!than!2!days!before!that!date!or!event.!There!is!no!limit!as!to!how!early!it!may!take!place.!b.!i.!For!the!purpose!of!calculation!of!a!period!of!time,!the!term!“within”!when!used!in!connection!with!a!date!or!event!excludes!that!date!or!the!event!date!in!the!calculation!of!the!period.!For!example,!“within!2!days!of!(date!or!event)”!means!a!period!of!5!days!commencing!2!days!prior!to!that!date!or!event!until!2!days!after!that!date!or!event.!!!ii.!!The!term!“within”!when!followed!by!a!date!or!a!reference!to!a!determinable!date!or!event!includes!that!date!or!event!date.!For!example,!“presentation!to!be!made!within!14!May”!or!“presentation!is!to!be!made!within!credit!validity!(or!credit!expiry)”!where!the!expiry!date!of!the!credit!is!14!May,!means!14!May!is!the!last!day!upon!which!presentation!is!allowed,!provided!that!14!May!is!a!banking!day.!A15)!The!words!“from”!and!“after”!when!used!to!determine!a!maturity!date!or!period!for!presentation!following!the!date!of!shipment,!the!date!of!an!event!or!the!date!of!a!document,!exclude!that!date!in!the!calculation!of!the!period.!For!example,!10!days!after!the!date!of!shipment!or!10!days!from!the!date!of!shipment,!where!the!date!of!shipment!was!4!May,!will!be!14!May.!A16)!Provided!that!the!date!intended!can!be!determined!from!the!document!or!from!other!documents!included!in!the!presentation,!dates!may!be!expressed!in!any!format.!For!example,!the!14th!of!May!2013!could!be!expressed!as!14!May!13,!14.05.2013,!14.05.13,!2013.05.14,!05.14.13,!130514,!etc.!To!avoid!any!risk!of!ambiguity,!it!is!recommended!that!the!month!be!stated!in!words.!Documents*and*the*need*for*completion*of*a*box,*field*or*space*A17)!The!fact!that!a!document!has!a!box,!field!or!space!for!data!to!be!inserted!does!not!necessarily!mean!that!such!box,!field!or!space!is!to!be!completed.!For!example,!data!are!not!required!in!the!box!titled!“Accounting!Information”!or!“Handling!Information”!commonly!found!on!an!air!waybill.!Also!see!paragraph!A37)!in!respect!of!the!requirements!for!a!signature!to!appear!in!any!box,!field!or!space.!Documents*for*which*the*UCP*600*transport*articles*do*not*apply*A18)!a.!Documents!commonly!used!in!relation!to!the!transportation!of!goods,!such!as!but!not!limited!to,!Delivery!Note,!Delivery!Order,!Cargo!Receipt,!Forwarder’s!Certificate!of!Receipt,!Forwarder’s!Certificate!of!Shipment,!Forwarder’s!Certificate!of!Transport,!Forwarder’s!Cargo!Receipt!and!Mate’s!Receipt!are!not!transport!documents!as!defined!in!UCP!600!articles!19P25.!These!documents!are!to!be!examined!only!to!the!extent!expressly!stated!in!the!credit,!otherwise!according!to!UCP!600!subParticle!14!(f).! ! b.!i.!For!documents!referred!to!in!paragraph!A18)!(a),!a!condition!of!a!credit!that!presentation!is!to!occur!within!a!certain!number!of!days!after!the!date!of!shipment!will!be!disregarded,!and!presentation!may!be!made!at!any!time,!but!in!any!event!no!later!than!the!expiry!date!of!the!credit.!!!!!ii.!The!default!presentation!period!of!21!calendar!days!stated!in!UCP!600!subP article!14!(c)!only!applies!to!a!presentation!including!one!or!more!original!transport!documents!covered!by!UCP!600!articles!19P25.!! c.!For!a!presentation!period!to!apply!to!a!document!referred!to!in!paragraph!A18)!(a),!the!credit!should!specify!that!presentation!is!to!be!made!within!a!certain!number!of!days!after!the!issuance!date!of!the!respective!document,!or!a!date!that!is!to!be!mentioned!in!the!document!(for!example,!when!a!credit!requires!the!presentation!of!a!document!titled!cargo!receipt,!“documents!to!be!presented!no!later!than!10!days!after!the!date!of!the!cargo!receipt”).!!Expressions*not*defined*in*UCP*600*A19)!The!expressions!“shipping!documents”,!“stale!documents!acceptable”,!“third!party!documents!acceptable”,!“third!party!documents!not!acceptable”,!“exporting!country”,!“shipping!company”!and!“documents!acceptable!as!presented”!should!not!be!used!in!a!credit,!as!they!are!not!defined!in!UCP!600.!If,!nevertheless,!they!are!used,!and!their!meaning!is!not!defined!in!the!credit,!they!shall!have!the!following!meaning!under!international!standard!banking!practice:!! a.!!“shipping!documents”!–!all!documents!required!by!the!credit,!except!drafts,!teletransmission!reports!and!courier!receipts,!postal!receipts!or!certificates!of!posting!evidencing!the!sending!of!documents.!! b.!“stale!documents!acceptable”!–!documents!may!be!presented!later!than!21!calendar!days!after!the!date!of!shipment!as!long!as!they!are!presented!no!later!than!the!expiry!date!of!the!credit.!This!will!also!apply!when!the!credit!specifies!a!period!for!presentation!together!with!the!condition!”stale!documents!acceptable”.!! c.!“third!party!documents!acceptable”!–!all!documents!for!which!the!credit!or!UCP!600!do!not!indicate!an!issuer,!except!drafts,!may!be!issued!by!a!named!person!or!entity!other!than!the!beneficiary.!!! d.!“third!party!documents!not!acceptable”!–!has!no!meaning!and!is!to!be!disregarded.!! e.!“exporting!country”!–!one!of!the!following:!the!country!where!the!beneficiary!is!domiciled,!the!country!of!origin!of!the!goods,!the!country!of!receipt!by!the!carrier!or!the!country!from!which!shipment!or!dispatch!is!made.!!!! f.!“shipping!company”!P!when!used!in!the!context!of!the!issuer!of!a!certificate,!certification!or!declaration!relating!to!a!transport!document!–!any!one!of!the!following:!carrier,!master!or,!when!a!charter!party!bill!of!lading!is!presented,!the!master,!owner!or!charterer,!or!any!entity!identified!as!an!agent!of!any!one!of!the!aforementioned,!regardless!of!whether!it!issued!or!signed!the!presented!transport!document.!!!g.!“documents!acceptable!as!presented”!–!a!presentation!may!consist!of!one!or!more!of!the!stipulated!documents!provided!they!are!presented!within!the!expiry!date!of!the!credit!and!the!drawing!amount!is!within!that!which!is!available!under!the!credit.!The!documents!will!not!otherwise!be!examined!for!compliance!under!the!credit!or!UCP!600,!including!whether!they!are!presented!in!the!required!number!of!originals!or!copies.!Issuer*of*documents*A20)!When!a!credit!requires!a!document!to!be!issued!by!a!named!person!or!entity,!this!condition!is!satisfied!when!the!document!appears!to!be!issued!by!the!named!person!or!entity!by!use!of!its!letterhead,!or!when!there!is!no!letterhead,!when!the!document!appears!to!have!been!completed!or!signed!by,!or!for![or!on!behalf!of],!the!named!person!or!entity.!!Language*A21)!a.!When!a!credit!stipulates!the!language!of!the!documents!to!be!presented,!the!data!required!by!the!credit!or!UCP!600!are!to!be!in!that!language.!!! b.!When!a!credit!is!silent!with!respect!to!the!language!of!the!documents!to!be!presented,!the!documents!may!be!issued!in!any!language.!!! c.!i.!When!a!credit!allows!two!or!more!acceptable!languages,!a!confirming!bank!or!a!nominated!bank!acting!on!its!nomination!may!restrict!the!number!of!acceptable!languages!as!a!condition!of!its!engagement!in!the!credit,!and!in!such!a!case!the!data!contained!in!the!documents!are!only!to!be!in!the!acceptable!language!or!languages.!!!ii.!When!a!credit!allows!a!document!to!contain!data!in!two!or!more!acceptable!languages!and!a!confirming!bank!or!a!nominated!bank!acting!on!its!nomination!does!not!restrict!the!language!or!the!number!of!acceptable!languages!as!a!condition!of!its!engagement!in!the!credit,!it!is!required!to!examine!the!data!in!all!of!the!acceptable!languages!appearing!in!the!documents.!! d.!Banks!do!not!examine!data!that!have!been!inserted!in!a!language!that!is!additional!to!that!required!or!allowed!in!the!credit.!e.!Notwithstanding!paragraphs!A21)!(a)!and!(d),!the!name!of!a!person!or!entity,!any!stamps,!legalization,!endorsements!or!similar,!and!the!prePprinted!text!shown!on!a!document,!such!as,!but!not!limited!to,!field!headings,!may!be!in!a!language!other!than!that!required!in!the!credit.!!Mathematical*calculations!A22)!When!the!presented!documents!indicate!mathematical!calculations,!banks!only!determine!that!the!stated!total!in!respect!of!criteria!such!as!amount,!quantity,!weight!or!number!of!packages,!does!not!conflict!with!the!credit!or!any!other!stipulated!document.!Misspellings*or*typing*errors**A23)!A!misspelling!or!typing!error!that!does!not!affect!the!meaning!of!a!word!or!the!sentence!in!which!it!occurs!does!not!make!a!document!discrepant.!For!example,!a!description!of!the!goods!shown!as!“mashine”!instead!of!“machine”,!“fountan!pen”!instead!of!“fountain!pen”!or!“modle”!instead!of!“model”!would!not!be!regarded!as!a!conflict!of!data!under!UCP!600!subParticle!14!(d).!However,!a!description!shown!as,!for!example,!“model!123”!instead!of!“model!321”!will!be!regarded!as!a!conflict!of!data!under!that!subParticle.!!!Multiple*pages*and*attachments*or*riders*A24)!When!a!document!consists!of!more!than!one!page,!it!must!be!possible!to!determine!that!the!pages!are!part!of!the!same!document.!Unless!a!document!provides!otherwise,!pages!which!are!physically!bound!together,!sequentially!numbered!or!contain!internal!cross!references,!however!named!or!titled,!will!meet!this!requirement!and!are!to!be!examined!as!one!document,!even!if!some!of!the!pages!are!regarded!as!an!attachment!or!rider.!!A25)!When!a!signature!or!endorsement!is!required!to!be!on!a!document!consisting!of!more!than!one!page,!and!the!credit!or!the!document!itself!does!not!indicate!where!a!signature!or!endorsement!is!to!appear,!the!signature!or!endorsement!may!appear!anywhere!on!that!document.!NonJdocumentary*conditions*and*conflict*of*data*A26)!When!a!credit!contains!a!condition!without!stipulating!a!document!to!indicate!compliance!therewith!(“nonPdocumentary!condition”),!compliance!with!such!condition!need!not!be!evidenced!on!any!stipulated!document.!However,!data!contained!in!a!stipulated!document!are!not!to!be!in!conflict!with!the!nonPdocumentary!condition.!For!example,!when!a!credit!indicates!“packing!in!wooden!cases”!without!indicating!that!such!data!is!to!appear!on!any!stipulated!document,!a!statement!in!any!stipulated!document!indicating!a!different!type!of!packing!is!considered!to!be!a!conflict!of!data.!Originals*and*copies**A27)!A!document!bearing!an!apparently!original!signature,!mark,!stamp!or!label!of!the!issuer!will!be!considered!to!be!an!original!unless!it!states!that!it!is!a!copy.!Banks!do!not!determine!whether!such!a!signature,!mark,!stamp!or!label!of!the!issuer!has!been!applied!in!a!manual!or!facsimile!form!and,!as!such,!any!document!bearing!such!method!of!authentication!will!satisfy!the!requirements!of!UCP!600!article!17.!!A28)!Documents!issued!in!more!than!one!original!may!be!marked!“Original”,!“Duplicate”,!“Triplicate”,!“First!Original”,!“Second!Original”,!etc.!None!of!these!markings!will!disqualify!a!document!as!an!original.!A29)!a.!The!number!of!originals!to!be!presented!is!to!be!at!least!the!number!required!by!the!credit!or!UCP!600.!!! b.!When!a!transport!document!or!insurance!document!indicates!how!many!originals!have!been!issued,!the!number!of!originals!stated!on!the!document!is!to!be!presented,!except!as!stated!in!paragraphs!H12)!and!J7)!(c).!!! c.!!When!a!credit!requires!presentation!of!less!than!a!full!set!of!original!transport!documents,!(for!example,!“2/3!original!bills!of!lading”),!but!does!not!provide!any!disposal!instructions!for!the!remaining!original!bill!of!lading,!a!presentation!may!include!3/3!original!bills!of!lading.!! d.!When!a!credit!requires,!for!example,!presentation!of:!!!i.!“Invoice”,!“One!Invoice”,!“Invoice!in!1!copy”!or!“Invoice!–!1!copy”,!it!will!be!understood!to!be!a!requirement!for!an!original!invoice.!!!ii.!“Invoice!in!4!copies”!or!“Invoice!in!4!fold”!will!be!satisfied!by!the!presentation!of!at!least!one!original!invoice!and!any!remaining!number!as!copies.!!!!iii.!“photocopy!of!invoice”!or!“copy!of!invoice”!will!be!satisfied!by!the!presentation!of!either!a!photocopy,!copy!or,!when!not!prohibited,!an!original!invoice.! !!iv.!“photocopy!of!a!signed!invoice”!will!be!satisfied!by!the!presentation!of!either!a!photocopy!or!copy!of!the!original!invoice!that!was!apparently!signed!or,!when!not!prohibited,!a!signed!original!invoice.!!A30)!!a.!When!a!credit!prohibits!the!presentation!of!an!original!document!by!stating,!for!example,!“photocopy!of!invoice!–!original!document!not!acceptable!in!lieu!of!photocopy”!or!the!like,!only!a!photocopy!of!an!invoice!or!an!invoice!marked!copy!is!to!be!presented.!! b.!When!a!credit!requires!the!presentation!of!a!copy!of!a!transport!document!and!indicates!a!disposal!instruction!for!all!originals!of!that!document,!a!presentation!is!not!to!include!any!original!of!such!document.!A31)!!a.!!Original!documents!are!to!be!signed!when!required!by!the!credit,!the!document!itself!(except!as!stated!in!paragraph!A37))!or!UCP!600.!! b.!Copies!of!documents!need!not!be!signed!nor!dated.!Shipping*marks**A32)!!When!a!credit!specifies!the!details!of!a!shipping!mark,!documents!mentioning!the!shipping!mark!are!to!show!those!details.!The!data!in!a!shipping!mark!indicated!on!a!document!need!not!be!in!the!same!sequence!as!those!shown!in!the!credit!or!in!any!other!stipulated!document.!A33)!A!shipping!mark!indicated!on!a!document!may!show!data!in!excess!of!what!would!normally!be!considered!a!“shipping!mark”,!or!which!is!specified!in!the!credit!as!a!“shipping!mark”,!by!the!addition!of!information!such!as,!but!not!limited!to,!the!type!of!goods,!warnings!concerning!the!handling!of!fragile!goods!or!net!and!gross!weight!of!the!goods.!!A34)!!a.!Transport!documents!covering!containerized!goods!often!only!show!a!container!number,!with!or!without!a!seal!number,!under!the!heading!“Shipping!mark”!or!similar.!Other!documents!that!show!a!more!detailed!marking!will!not!be!in!conflict!for!that!reason.!! b.!The!fact!that!some!documents!show!additional!information!as!mentioned!in!paragraphs!A33)!and!A34)!(a),!while!others!do!not,!will!not!be!regarded!as!a!conflict!of!data!under!UCP!600!subParticle!14!(d).!Signatures*A35)!a.!A!signature,!as!referred!to!in!paragraph!A31)!(a),!need!not!be!handwritten.!Documents!may!also!be!signed!with!a!facsimile!signature!(for!example,!a!prePprinted!or!scanned!signature),!perforated!signature,!stamp,!symbol!(for!example,!a!chop)!or!any!mechanical!or!electronic!method!of!authentication.!!b.!A!requirement!for!a!document!to!be!“signed!and!stamped”!or!a!similar!requirement!is!satisfied!by!a!signature!in!the!form!described!in!paragraph!A35)!(a)!and!the!name!of!the!signing!entity!typed,!stamped,!handwritten,!prePprinted!or!scanned!on!the!document,!etc.!!c.!A!statement!on!a!document!such!as!“This!document!has!been!electronically!authenticated”!or!“This!document!has!been!produced!by!electronic!means!and!requires!no!signature”!or!words!of!similar!effect!does!not,!by!itself,!represent!an!electronic!method!of!authentication!in!accordance!with!the!signature!requirements!of!UCP!600!article!3.!。

第二代支付系统报文交换标准【大额支付系统分册】（版本1.1）中国人民银行清算总中心2011年03月注：变化状态：A—增加，M—修改，D—删除目录修改记录 (1)1报文清单及概要 (3)1.1报文清单 (3)1.2数据类型 (4)2第二代支付系统报文（XML格式） (5)2.1（复用ISO20022报文）客户发起汇兑业务报文<HVPS.111.001.01> (5)2.2（复用ISO20022报文）金融机构发起汇兑业务报文<HVPS.112.001.01> (19)2.3（复用ISO20022报文）即时转账报文<HVPS.141.001.01> (25)2.4即时转账排队/撤销通知报文<HVPS.142.001.01> (36)2.5PVP结算申请信息报文<HVPS.143.001.01> (39)2.6PVP结算应答信息报文<HVPS.144.001.01> (45)2.7申请清算银行汇票资金报文<HVPS.151.001.01> (46)2.8银行汇票全额兑付通知报文<HVPS.152.001.01> (57)2.9银行汇票申请退回业务报文<HVPS.153.001.01> (59)2.10取现回执报文<HVPS.154.001.01> (62)2.11多边轧差净额结算报文<HVPS.631.001.01> (68)2.12多边轧差净额结算清算回执报文<HVPS.632.001.01> (77)2.13多边轧差净额结算借贷通知报文<HVPS.633.001.01> (79)2.14多边净额业务撤销申请报文<HVPS.634.001.01> (81)2.15多边净额业务撤销应答报文<HVPS.635.001.01> (82)2.16大额业务对账申请报文<HVPS.710.001.01> (84)2.17大额业务汇总核对报文<HVPS.711.001.01> (86)2.18大额业务明细核对申请报文<HVPS.712.001.01> (89)2.19大额业务明细核对应答报文<HVPS.713.001.01> (91)2.20大额业务下载申请报文<HVPS.714.001.01> (94)2.21大额业务下载应答报文<HVPS.715.001.01> (96)2.22大额预对账报文<HVPS.716.001.01> (97)2.23资金拆借信息下载报文<HVPS.717.001.01> (100)3业务组件 (102)修改记录说明：[C]-创建；[M]-修改；[A]-增加；[D]-删除；1报文清单及概要1.1报文清单1.2数据类型2第二代支付系统报文（XML格式）2.1（复用ISO20022报文）客户发起汇兑业务报文<hvps.111.001.01>2.1.1报文功能当业务涉及到客户的个人账户时，发起参与机构组此报文发送到CNAPS2，在CNAPS2完成资金清算后实时转发接收参与机构，并将业务处理结果使用清算回执报文返回给发起参与机构。

附件1国库信息处理系统接口报文规范版本号：V2.4中国人民银行二○一三年九月目录1范围 (4)2规范性引用文件 (4)3术语和接口说明 (4)4要求 (7)4.1数据类型定义 (7)4.2数据处理规则 (8)4.3发送次数约定 (8)5接口格式概述 (10)5.1报文接口格式结构 (10)5.2文件接口格式结构 (24)6收入类 (27)6.1实时业务类 (27)6.2批量业务类 (60)6.3信息核对类 (103)6.4报表类 (123)6.5共享信息 (158)7支出类 (175)7.1财政支出 (176)7.2社保支出类 (214)7.3信息核对类 (228)8国债类 (232)8.1国债数据信息 (232)8.2国债对账信息 (256)9辅助类 (266)9.1登录请求（9006） (266)9.2登录应答（9007） (267)9.3退出请求（9008） (267)9.4退出应答（9009） (267)9.5交易状态查询请求(9003) (268)9.6交易状态查询应答(9004) (269)9.7自由格式报文(9105) (270)9.8连接测试请求(9005) (271)9.9公共数据更新通知(9100) (271)9.10通用应答(9120) (285)9.11通用确认应答(9121) (286)9.12通用处理结果通知(9122) (287)9.13状态变更通知（9101） (287)9.14故障通知（9102） (288)9.15强制退出通知（9103） (288)9.16停运启运通知（9104） (289)9.17运行参数通知(9106) (290)9.18银行对账信息重发请求（9112） (291)9.19财政收入核对包重发请求（9116） (292)9.20收入核对包信息重发请求（9113） (293)9.21包明细重发请求（9111） (293)9.22支出核对包重发请求（9117） (294)9.23账户余额查询请求(9001) (295)9.24账户余额查询应答(9002) (296)9.25 TMIS连接测试(9124) (297)10文件格式及内容 (297)10.1 TIPS与征收机关和商业银行交互文件内容 (297)10.2 TBS和TIPS导入导出文件内容 (299)10.3 TIPS与财政机关、商业银行交互文件内容 (320)11附录 (325)A.1代码表 (325)A.1.1预算种类 (325)A.1.2经收类别 (325)A.1.3整理期标志 (326)A.1.4打印付款凭证标志 (326)A.1.5冲正应答 (326)A.1.6税款类型 (326)A.1.7预算级次代码 (326)A.1.8止付类型 (327)A.1.9止付应答 (327)A.1.10企业注册类型（又名登记注册类型） (327)A.1.11转账类型 (328)A.1.12撤销类型 (329)A.1.13撤销应答 (329)A.1.14对账类型 (329)A.1.15包类型 (329)A.1.16当前系统状态 (329)A.1.17验证撤销结果 (329)A.1.18验证撤销标志 (330)A.1.19停运启运标志 (330)A.1.20凭证来源 (330)A.1.21查询类型 (330)A.1.22处理状态 (330)A.1.23处理结果 (334)A.1.24操作标志 (337)A.1.25征收机关类型 (338)A.1.26清算渠道 (338)A.1.27节点所属类型 (338)A.1.28国库级次 (338)A.1.29机构级次 (339)A.1.30科目类型 (339)A.1.31收支标志 (339)A.1.32科目属性 (339)A.1.33节点状态 (339)A.1.34 TIPS导出税票业务类型 (340)A.1.35 TIPS导出税票缴款书类型 (340)A.1.36 TIPS导出退库业务类型 (340)A.1.37 TIPS导出更正业务类型 (340)A.1.38 TBS导出凭证类型 (341)A.1.39 TBS导出国债兑付种类标志 (341)A.1.40账户性质 (341)A.1.41业务种类 (341)A.1.42文件对账类型 (341)A.1.43支出凭证类型 (341)A.1.44导出凭证类型 (342)A.1.45机构类型 (342)A.1.46社保业务类型 (342)A.1.47社保支出凭证来源 (342)A.1.48预算管理类型 (343)A.1.49支付状态 (343)A.1.50拨付结果 (343)A.1.51支付方式 (343)A.1.52验证结果 (343)A.1.53证件类型 (343)A.1.54额度种类 (344)A.1.55故障节点状态 (344)A.1.56网点级别 (344)A.1.57国债种类 (344)A.1.58变更原因 (344)A.1.59信息类型 (345)A.1.60核对类型 (345)A.2XML报文节点标识符对照表 (345)A.3XML报文S CHEMA格式举例 (350)A.3.1征收机关批量扣税、社保机构批量扣费请求(1102) (350)A.4XML报文举例 (361)A.4.1征收机关批量扣税、社保机构批量扣费请求(1102) (361)A.5交易的唯一标识 (367)A.6修改记录 (367)1 范围《国库信息处理系统接口报文规范》（以下简称《规范》），适用于国库信息处理系统与外部系统的交互。