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英语一作文答题纸模板英文回答：Thought-Provoking Essay。
Topic: The impact of globalization on cultural diversity.Introduction:Globalization, the interconnectedness of the world's economies, cultures, and populations, has become a dominant force in the contemporary era. Its effects on cultural diversity, the variety of human cultures across the globe, have been multifaceted and often contested. In this essay, I will explore the impact of globalization on cultural diversity, considering both its positive and negative aspects.Positive Impacts:Globalization has fostered cultural exchange and cross-pollination. Through increased travel, communication, and trade, people from different cultures have had the opportunity to interact and learn from one another. This has led to the spread of ideas, traditions, and artistic expressions, enriching the cultural landscape. For example, culinary arts have become more diverse as cultures have shared recipes and ingredients, creating new and exciting culinary experiences.Furthermore, globalization has contributed to the preservation of endangered cultures. Through international cooperation and the efforts of organizations like UNESCO, efforts have been made to safeguard and promote minority cultures at risk of extinction. By documenting and sharing cultural practices and languages, globalization can help to ensure their survival for future generations.Negative Impacts:However, globalization has also presented challenges tocultural diversity. Some argue that the dominance of Western culture, driven by globalization, has led to the erosion of local traditions and values. The spread of global media, such as Hollywood films and multinational corporations, can create a homogenizing effect, overshadowing and marginalizing diverse cultural expressions.Moreover, globalization has facilitated the spread of consumerism and materialism, which can underminetraditional cultural practices and values. As individuals become more focused on acquiring material goods, they may neglect or devalue the cultural rituals and beliefs that have sustained their communities for generations.Conclusion:The impact of globalization on cultural diversity is complex and multifaceted. While it has undoubtedly fostered cultural exchange and preserved endangered cultures, it has also raised concerns about the erosion of local traditions and the spread of homogenizing influences. To ensure avibrant and diverse cultural landscape in the future, it is essential to strike a balance between the benefits of globalization and the protection of cultural heritage. This delicate equilibrium will require careful policies, international cooperation, and a commitment to the preservation of cultural diversity.中文回答：发人深省的作文。
深圳大学考试答题纸（以论文、报告等形式考核专用）二○一○～二○一一学年度第1学期课程编号22220212 课程名称医学文献检索主讲教师叶建华评分学号******** 姓名****** 专业年级2010级临床医学教师评语：题目：膜片钳技术在研究胰岛B细胞上的应用结合所学专业自行拟定一个论文题目，利用本课程所学的知识，根据要求，查找与该题目相关的参考文献，写出下列内容：1、论文题目：膜片钳技术在研究胰岛B细胞上的应用2、该题目所属的学科：基础医学3、与该题目相关的关键词（中英文）和检索式（即所列关键词之间的关系）：关键词：胰岛B细胞(pancreatic beta cell)、膜片钳(patch clamping)。
检索式：胰岛B细胞 AND 膜片钳pancreatic beta cell and patch clamping4、与该题目相关的数据库的名称：（1）中国期刊全文数据库（2）PubMed.（3）ScienceDirect（4）深圳大学图书馆馆藏目录（5）中国博士学位论文全文数据库（6）Nature电子期刊（7）万方医学网5、检索步骤和检索结果记录数。
/6、写出上述检索结果中第1篇文献的作者（author）、篇名（article title）、刊名(publication title)、年代、卷期、页数，并注明是否有全文。
（1）中国期刊全文数据库：（A）深圳大学图书馆首页——数据库——中国期刊全文数据库——（通道一）——在单裤检索中点击中国期刊全文数据库进入该库。
（B）在检索框里输入以篇名“胰岛B细胞”逻辑符值“并且”关键词“膜片钳”，时间从2005到2010检索。
（C）共检索到1条结果。
（D）篇名（article title）：不同浓度葡萄糖对大鼠胰岛β细胞L-型钙通道的影响作者（author）：王银霞，朱铁虹，贺秉军，赵世刚，刘东波，藏晶晶。
刊名(publication title)：生物物理学报年代、卷期：2009年01期有无全文：有全文（2）PubMed.（A）登录google网站搜索——输入Pubmed——点击PubMed.home进入主页（B）在Search栏右边点击“Advanced Search”,以检索框all fields”后关键词“pancreatic beta cell”逻辑符值AND和另一all fields检索词“patch clamping”检索。
阅读指导答主答题纸标准模板(A4打印版)
一、建议的答题纸格式
1. 答题纸规格
建议使用A4纸张打印答题纸，确保足够的空间用于书写答案。
2. 填写要求
请在答题纸上按照以下要求填写答案：
- 使用黑色或蓝色墨水的钢笔或水性笔书写答案，确保清晰可辨；
- 使用小号字体书写，以便于阅卷人员阅读；
- 在每个题目的答题区域内进行书写，不在其他地方作答。
3. 添加页眉页脚
请在每页答题纸的页眉处标明学生姓名、考试科目和页码，标
明页脚处考试科目和页码。
二、答题纸内容组织结构
1. 题目编号
请在答题纸上按照试卷上的题目编号填写答题区域。
2. 答案排版
请在每个题目的答题区域内书写答案，答案之间应留有适当的
间隔，确保清晰可辨。
3. 分隔线
在每题答案之间可以使用细线进行分隔，以增加答案的可读性。
4. 签名确认
请在答题纸的最后一页书写“本人声明：所填写的答案均属本
人原创，如有抄袭，愿承担所有责任。
”
三、封面要求
1. 题目名称
请在封面上清晰标明本试卷的题目名称。
2. 学生信息
请在封面上标明学生姓名、学号、考试科目等个人信息。
3. 考试日期和时间
请在封面上标明考试日期和开始时间。
四、其他注意事项
1. 翻页方法
请将答题纸完整地装订在一起，确保答案的顺序正确，并在每页答题纸的页脚处标明页码。
2. 时间提示
请注意考试时限，确保在规定时间内完成答题。
以上是阅读指导答主答题纸的标准模板，旨在帮助您进行答题时的组织和规范。
祝您考试顺利！。
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深圳大学考试答题纸(以论文、报告等形式考核专用)二○○～二○○学年度第学期课程编号22092905 课程名称工程项目管理主讲教师牛永宁/黄秋梅评分学号2010099027 姓名朱锦涛专业年级10工程管理题目：召南车行天桥在施工中面临的各种难题及解决方案1. 题目的选择 (3)2. 修建南区天桥的承包方、监理方等以及它们的规模信誉 (3)2.1 建设单位的规模信誉 (4)2.2监理单位的规模信誉 (4)2.3 勘探单位的规模信誉 (4)2.4 设计单位规模信誉 (5)2.5 施工单位的规模信誉 (6)2.6 资料来源及规模信誉分析 (6)3. 天桥的造价以及施工各阶段的技术措施 (6)3.1关于造价 (6)3.2关于桩基础 (6)3.3结构类型 (8)3.4工程岩体分级 (8)4 在施工过程中碰到了那些技术难题，他们是如何解决的 (9)5. 施工过程中为什么会碰到资金问题，是如何解决的 (11)6. 原承包方为什么会被辞退 (11)7. 建这座天桥的用处 (11)8. 需要对天桥进行重新招标吗 (12)【摘要】：本论文主要介绍：一：题目的选择（毕竟其中包括了太多汗水）二：修建南区天桥的承包方、监理方以及它们的规模信誉三：天桥的造价以及施工各阶段的技术措施四：在施工过程中碰到了那些技术难题，他们是如何解决的五：施工过程中为什么会碰到资金问题，他们是如何解决的六原承包方为什么会被辞退七：建这座天桥的用处八：需要对天桥进行重新招标吗【关键词】：南区、天桥、施工、造价、措施、技术、克服、难题、资金、监理方、承包方、用处、招标、工期，打桩、检验、申请、磋商。
1.题目的选择对这个论文我是非常重视的。
毕竟牛老师说要按毕业论文的要求去写，再者我也觉得上两位老师的课受益匪浅，那么一定要交认真写论文，不辜负老师的期望与自己的努力。
在选题目时，考虑到我接触的理论性的东西较多，开始我是打算写一篇理论性较强，自己观点较为浓烈的一篇文章。
六级作文答题卡标准模板英文回答：Section I Listening Comprehension。
1. [Question] The professor mentioned that those who are allergic to peanuts should also avoid certain ___. 。
[Answer] tree nuts。
2. [Question] Which of the following is NOT a benefit of meditation?[Answer] Curing diseases。
3. [Question] What is the relationship between the woman and the man in the conversation?[Answer] Landlord and tenant。
4. [Question] What is the main idea of the advertisement on the radio?[Answer] A new museum is hosting an exhibition on the history of rock and roll.5. [Question] What is the man's purpose in calling the restaurant?[Answer] To make a reservation。
6. [Question] What does the professor say about the impact of social media on people's mental health?[Answer] It can be both positive and negative.7. [Question] According to the conversation, what is the woman's job?[Answer] She is a journalist.8. [Question] What is the woman's main reason forwanting to buy a new car?[Answer] Her old car is too unreliable.9. [Question] What should people do when they feel stressed, according to the professor?[Answer] Take a break and relax.10. [Question] What does the man say about the weather forecast?[Answer] It is predicted to be rainy.Section II Reading Comprehension。
标准论文稿纸模板(大小：A4纸)标准论文稿纸模板（A4 纸）
一、标题格式
1.1 一级标题
一级标题使用加粗的大号字体，居中对齐，段前空两行，段后空一行。
1.2 二级标题
二级标题使用加粗的字体，居左对齐，段前空一行，段后空半行。
1.3 三级标题
三级标题使用加粗的字体，居左对齐，段前空半行，段后空半行。
二、正文格式
2.1 字体和字号
正文使用宋体，字号为小四号。
2.2 段落格式
每段落之间空半行，首行缩进两个字符。
2.3 行距和间距
行距为多倍行距，设定为1.5倍。
页边距上下左右均为2.5厘米。
2.4 表格和图表
表格和图表应与文字紧密结合，居中显示，并标注表格或图表的名称和序号。
三、参考文献格式
请按照指导教材或学院规定的参考文献格式进行引用和标注，
确保格式正确。
四、页眉和页脚
页眉应包括论文题目，居中显示。
页脚应包括页码，居中显示。
五、其他要求
根据具体要求，你可能需要添加具体的论文结构和内容。
请确
保整个文档格式整洁、一致，没有错别字和排版错误。
以上是标准的论文稿纸模板（A4纸）。
在撰写论文时，尽量
遵循简洁明了的原则，并确保不引用无法确认的内容。
注：请按字数要求书写论文内容，并参考具体要求进行细化和
调整。
申论标准答题纸(横25格A4纸)申论考试是一项让阅卷老师能够清晰了解你的采分点的考试。
在第一大题中，填写姓名和准考证号。
第二大题中，需要回答一些问题，字数从100到500不等。
在第三大题中，同样需要回答一些问题，字数从100到1000不等。
最后，在第四大题中再次填写姓名和准考证号。
注意，格式错误和明显有问题的段落应该被删除。
申论考试的关键是清晰地展示你的采分点，以便阅卷老师能够准确地评估你的成绩。
申论是一种考试形式，它要求考生能够清晰地展示出文章的采分点，以此来获得高分。
在申论考试中，阅卷老师会根据一定的标准来评判考生的答案，因此，考生需要在答题纸上表现出自己的优势，以此来获得更高的分数。
在申论考试中，最重要的是清晰地展示出文章的采分点。
这意味着考生需要在答题纸上以清晰明了的方式表达自己的观点，并且在文章的不同部分中准确地引用相关的事实和数据。
此外，考生还需要在文章中使用恰当的语言和逻辑结构，以此来表达自己的观点和论证。
为了在申论考试中获得高分，考生需要仔细阅读题目，理解题目的要求，并在答题纸上展示出自己的分析和思考能力。
此外，考生还需要在答题纸上表现出自己的语言表达能力和逻辑思维能力，以此来展示自己的优势。
在申论考试中，考生需要注意几个关键点。
首先，考生需要在答题纸上清晰地表达出自己的观点和论证，以此来展示自己的分析和思考能力。
其次，考生需要在文章中使用恰当的语言和逻辑结构，以此来表达自己的观点和论证。
最后，考生需要在答题纸上展示出自己的语言表达能力和逻辑思维能力，以此来获得更高的分数。
总之，申论考试是一种要求考生能够清晰地展示出文章的采分点的考试形式。
为了在考试中获得高分，考生需要在答题纸上清晰地表达出自己的观点和论证，并使用恰当的语言和逻辑结构来表达自己的观点和论证。
此外，考生还需要展示出自己的分析和思考能力，以此来获得更高的分数。
申论答题标准稿纸word版供打印第一大题 :(100字)(200字)(300字)(400字)personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business and consumer use of personal credit, then according to the differentvarieties of business to establish the appropriate access standard,post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite(prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantages such as critical. Have set up branches in different places, other bodies are not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should be double handle. Bank supports risk managers, loan review, professional 第二大题 : 纸…… ……… ……… ……… … …… … ……(100字) ………… … …………(200字)申论试(300字) 卷答题(400字)personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business and consumer use of personal credit, then according to the differentvarieties of business to establish the appropriate access standard,post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite (prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantagessuch as critical. Have set up branches in different places, other bodiesare not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should be double handle. Bank supports risk managers, loan review, professional 第三大题 : 纸…… ……… ……… ……… … …… … ……(100字) ………… … …… … …(200字) 申论试(300字) 卷答题(400字)personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business andconsumer use of personal credit, then according to the differentvarieties of business to establish the appropriate access standard,post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite (prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantagessuch as critical. Have set up branches in different places, other bodies are not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should bedouble handle. Bank supports risk managers, loan review, professional 纸… …… ……… …………(500字)… ……… ……… ……… … … ……(600字)……申论(700字)试卷答(800字)题personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business and consumer use of personal credit, then according to the different varieties of business to establish the appropriate access standard,post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite (prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantagessuch as critical. Have set up branches in different places, other bodies are not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should bedouble handle. Bank supports risk managers, loan review, professional ……………………………纸题答卷试论申…………………………………… …………………………………………………… ………………纸题答卷试论申……………………………………………(900字) …………………………………申…………………… ………纸题答卷试论申……………………………………… …………论申……………………………… ……………纸题答卷试论申……………………………… …… ……试论申……………………… ……………纸题答卷试论申…………………… ……… 卷试论申…………………… ……………纸题答卷试论申………… … …… …答卷试论申…………… ……… …纸题答卷试论……………(1000字) … …… 题答卷试论………………… …………纸题答卷试…………… … …纸题答卷试………………… ……纸题答卷…………… … … ………纸题答卷…………… …………纸题答………… 申……纸题答……………… 申…纸题………………… 申…………纸题……………申 (1100字) ………纸……………… 论…纸………………………论论………………………… 论………………………………………………………试试试………………………… 试……………………… …………………… 卷卷…………………卷卷……………… (1200字) …………… …………答答答答……… …… … 题题题题(1300字)personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business and consumer use of personal credit, then according to the different varieties of business to establish the appropriate access standard,post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite (prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantagessuch as critical. Have set up branches in different places, other bodies are not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should bedouble handle. Bank supports risk managers, loan review, professional 第四大题 :……………………………纸题答卷试论申…………………………………… … …………………………………………………………………………………………纸题答卷试论申…………………… …………………………………申…………………… ……纸题答卷试论申………………………………………… … ……论申………………………………… ………………纸题答卷试论申…………………………… …… …试论申………………………… …………纸题答卷试论申…………………… … ……… 卷试论申…………………… …………纸题答卷试论申……………(100字) … …… …答卷试论申…………… ……… …纸题答卷试论……………… …… ……题答卷试论…………… …………纸题答卷试…………… … …纸题答卷试………………… ……纸题答卷…………… … … ………纸题答卷…………… …………纸题答………… 申…纸题答………………… 申 (200字) ……………纸题……… 申………纸题………………申……纸………………… 论…纸………………………论论………………………… 论………………………………………………………试试………试………………… 试……………………… …………………… 卷(300字) 卷…………………卷卷……………… …………… …………答答答答……… …… … 题题题题(400字)personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business and consumer use of personal credit, then according to the different varieties of business to establish the appropriate access standard, post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite (prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantagessuch as critical. Have set up branches in different places, other bodies are not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should bedouble handle. Bank supports risk managers, loan review, professional ……………………………纸题答卷试论申…………………………………… …………………………………………………… …………… …纸题答卷试论申…………………………………………… …………………………………申………………… … … ……纸题答卷试论申……………………………………… ……… …论申……………………………… ……………纸题答卷试论申……………………………… …(500字) ………试论申……………………… … …………纸题答卷试论申…………………… ……… …卷试论申………………… ………纸题答卷试论申………………… …… ……答卷试论申………… ……… ……纸题答卷试论…………… …… 题答卷试论………………… ……………纸题答卷试………… ……纸题答卷试………………… ……纸题答卷…………… … (600字) … …纸题答卷………………… …………纸题答………… 申………纸题答…………… 申…纸题………………… 申……………纸题…………申………纸……………… 论……纸……………………论论………………………… 论………………………………………………………试(700字) 试试………………………… 试……………………… …………………… 卷卷…………………卷卷…………………………… …………答答答答……… ………(800字) 题题题题personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business and consumer use of personal credit, then according to the different varieties of business to establish the appropriate access standard,post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite (prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantagessuch as critical. Have set up branches in different places, other bodies are not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should bedouble handle. Bank supports risk managers, loan review, professional ……………………………纸题答卷试论申…………………………………… …………………………………………………… ………………纸题答卷试论申……………………………………………(900字) …………………………………申………………… … ………纸题答卷试论申……………………………………… … …… …论申……………………………… ……………纸题答卷试论申……………………………… …… ……试论申……………………… ……………纸题答卷试论申…………………… ……… 卷试论申…………………… ……………纸题答卷试论申………… … …… …答卷试论申…………… ……… (1000字) …纸题答卷试论……………… …… 题答卷试论………………… …………纸题答卷试………… … … …纸题答卷试………………… ……纸题答卷…………… … … ………纸题答卷…………… …………纸题答………… 申……纸题答……………… 申…纸题………………… 申…………纸题……………申 (1100字) ………纸……………… 论…纸………………………论论………………………… 论……………………………………………………… 试试试………………………… 试……………………… …………………… 卷卷…………………卷卷……………… (1200字) …………… …………答答答答…………… … 题题题题航博公考编制提供personal credit business process management, and development of business processes, clear the loan object and scope, establish loan operation of assessment and accountability mechanisms. Diversity management principles the Bank's strict separation between business and consumer use of personal credit, then according to the different varieties of business to establish the appropriate access standard,post-lending management requirements. Business use personal creditshould be strictly in accordance with the qilu Bank's small business credit risk management guidelines and associated working capital loans management requirements, such as assessing the management of production and operation, repayment ability, the level of risk, and so on. Income debt ratio control principle of Bank income debt ratio control mechanism, combined with the borrower's income, debt, expenditures, loans, guarantees and other factors, determines the loan amount and term,control each repayment does not exceed the amount of the borrower repayment ability. Principles of trans-regional limits Branches shallnot in principle to operating income mainly comes from offsite (prefecture-level cities and administrative divisions at or above) or inward (MS) charge provided credit support for individual customers is located in different places, but except those with unique advantagessuch as critical. Have set up branches in different places, other bodies are not entitled to carry out the branch of credit business in the region. Branch County area has been established, other bodies are not entitled to apply for the credit within the County. Double before going through the personal credit business credit investigation, Contracting, security verification, credit check, key account manager should bedouble handle. Bank supports risk managers, loan review, professional。
