银行业务英文描述

介绍银行业英语作文英文：As a banking professional, I have had the opportunity to witness the dynamic and ever-evolving nature of the banking industry. The banking industry is an integral part of the global economy, providing financial services to individuals, businesses, and governments. It plays acrucial role in facilitating economic growth and development.In the banking industry, there are various types of financial institutions, including commercial banks, investment banks, and credit unions. Each type ofinstitution serves different purposes and caters to different customer needs. For example, commercial banks offer a wide range of services, such as savings accounts, checking accounts, loans, and mortgages, to individuals and businesses. On the other hand, investment banks specialize in providing financial advisory services, underwritingsecurities, and facilitating mergers and acquisitions for corporations.In addition to traditional brick-and-mortar branches, many banks have embraced digital transformation and offer online and mobile banking services. This shift towards digital banking has revolutionized the way customers interact with their banks, making it more convenient and accessible. For example, customers can now easily transfer money, pay bills, and manage their accounts through their smartphones or computers.Furthermore, the banking industry is heavily regulated to ensure the safety and soundness of financialinstitutions and to protect consumers. Regulatory bodies, such as the Federal Reserve and the Securities and Exchange Commission, oversee and enforce compliance with laws and regulations to maintain the stability of the financial system.中文：作为一名银行业专业人士，我有机会见证银行业的动态和不断发展的特性。

银行英语
当我们手头有闲钱的时候，情不自禁地都会想到要把这些钱存到银行。

当我们手头没有现金的时候，也需要到银行去取钱。

银行在生活中扮演着不可或缺的角色。

今天生活君就跟大家分享一些实用的银行业务英语。

1.存款业务：
I'd like to deposit some money to my account.
我想往我的账户里存些钱。

I'd like to make a deposit.
我想存钱。

I'd like to transfer money into my savings account.
我想把这些钱转到我的账户里。

2.取款业务：
I'd like to make a withdrawal.
我想取钱。

I'd like to withdraw some money.
我想取些钱。

3.其他业务：
I'd like to cash the cheque.
我想兑换一张支票。

I want to buy some traveler's checks.
我想买一些旅行支票。

Can I buy stocks and bonds from the bank? 我在这个银行可以买股票债券吗？
I'd like to cash these saving bonds.
我想把这些储蓄债券兑换成现金。

银行业务英语Ourminimumdepoitforaavingaccounti100dollar.我们储蓄存款的最低存款额是100美圆。

Fiveyuanitheminimumoriginaldepoit. 最低起存款额是5元。

Evenoneyuaniallright. 甚至一元也可以起存。

Ihouldliketoopenacurrentaccount. 我想开一个活期存款帐户。

IneedacheckingaccountothatIcanpaymybill. 我需开个支票帐户，这样就能付帐。

We"dliketoknowhowweopenachecking-avingaccount.我们想知道如何开一个支票储蓄帐户。

Couldyoutellmethedifferencebetweenaavingaccountandacheckinga ccount请告诉我储蓄存款与支票存款的区别好吗？Ihaveacheckingaccounthere. 我在这里有一个支票存款帐户。

IthinkI"dlikeadepoitaccount. 我想要开个定期存款帐户。

CanIopenacurrentaccounthere 我能否在这儿开个活期存款帐户？Iwanttoopenadepoitaccountwithyou.我要开个储蓄帐户。

I"dliketoopenadepoitaccountwithyou.我想在你们这儿开个定期存款帐户。

Pleaetellmetheprocedureforopeningaavingaccount.请告诉我开个储蓄帐户需要什么手续。

Will100yuanbeenoughforaminimumdepoit 100元作最低存款额够吗？I"dliketoknowwhethera200yuandepoitwillbeenoughforopeningacheckin gaccount.我想知道开一个支票帐户200元存款是否够。

描述一家银行的主要业务英语作文全文共3篇示例，供读者参考篇1A bank is a financial institution that provides a range of financial services to its customers. The main business of a bank includes accepting deposits and granting loans, as well as offering various banking products and services.One of the primary functions of a bank is to accept deposits from individuals and businesses. This includes savings accounts, current accounts, and fixed deposits. Banks provide a safe and secure place for customers to keep their money, and in return, customers receive interest on their deposits. This helps customers to save and manage their money efficiently.Banks also play a crucial role in providing loans to individuals and businesses. Customers can borrow money from banks for various purposes, such as buying a house, starting a business, or funding their education. Banks assess the creditworthiness of borrowers and charge interest on the loan amount. By offering loans, banks help stimulate economic growth and development.In addition to deposits and loans, banks offer a wide range of banking products and services to meet the diverse needs of their customers. This includes credit cards, debit cards, online banking, mobile banking, wealth management, insurance, and investment services. Banks also facilitate international money transfers and foreign exchange services for customers engaged in cross-border transactions.Furthermore, banks provide financial advisory services to help customers make informed decisions about their money. This includes financial planning, retirement planning, and investment advice. Banks also help customers to manage their risks by offering insurance products, such as life insurance, health insurance, and property insurance.Overall, the main business of a bank revolves around accepting deposits, granting loans, and providing various banking products and services to its customers. By performing these functions effectively, banks play a vital role in the economy and contribute to the financial well-being of individuals and businesses.篇2A bank is a financial institution that provides a variety of services to customers, including savings accounts, checking accounts, loans, and investment products. Banks play a crucial role in the economy by facilitating the flow of money and credit.One of the main services offered by banks is the provision of savings accounts. These accounts allow customers to deposit money into a safe and secure account, where it can earn interest over time. Customers can deposit and withdraw money as needed, making savings accounts a convenient way to manage finances.Banks also offer checking accounts, which allow customers to make transactions such as paying bills, transferring money, and making purchases using checks or debit cards. Checking accounts often come with additional services such as online banking and mobile banking, making it easy for customers to access and manage their account anytime, anywhere.In addition to savings and checking accounts, banks provide a range of loan products to meet the financial needs of customers. These may include personal loans, home loans, auto loans, and business loans. Loans allow customers to borrow money for specific purposes and repay it over time with interest.Another important service offered by banks is investment products. Banks help customers invest their money through products such as certificates of deposit (CDs), mutual funds, and individual retirement accounts (IRAs). These products allow customers to earn a return on their investment and plan for their financial future.Overall, banks play a vital role in the economy by providing a wide range of financial services to customers. Whether you need a safe place to save money, a convenient way to make transactions, or assistance with investing, a bank can help you achieve your financial goals.篇3A bank is a financial institution that provides a variety of services to its customers. These services include holding deposits, extending loans, facilitating transactions, providing investment opportunities, and offering other financial products. The main business of a bank can be broadly categorized into three major areas:1. Deposits:One of the primary functions of a bank is to accept deposits from customers. These deposits can take various forms, such assavings accounts, current accounts, fixed deposits, and recurring deposits. Deposits are typically held by the bank on behalf of the customer and can be withdrawn by the customer as needed. Banks pay interest on deposits, which is a key attraction for customers to keep their funds with the bank.2. Loans and Credit:Banks also provide loans and credit facilities to individuals and businesses. These loans can be in the form of personal loans, home loans, car loans, business loans, and so on. Customers borrow money from the bank for various purposes and repay it over a specified period of time along with interest. Banks make money by charging interest on the loans they provide, and the interest rates charged depend on various factors such as the creditworthiness of the borrower, prevailing market conditions, and the type of loan.3. Payment Services:Banks facilitate payments and transactions for customers through various channels. These include online banking, mobile banking, ATM transactions, cheque payments, wire transfers, and card payments. Banks provide a secure and efficient platform for customers to transfer money, make payments, and conduct financial transactions. They also offer services such as foreignexchange, traveler's cheques, and money orders to facilitate international transactions.Apart from these core services, banks also engage in activities such as wealth management, investment banking, asset management, insurance, and advisory services. Banks play a vital role in the economy by mobilizing savings, allocating capital, facilitating payments, and providing financial services to individuals and businesses. They are regulated by central banks and other regulatory authorities to ensure stability, transparency, and consumer protection in the financial system. Overall, banks play a crucial role in the financial ecosystem and are essential for the functioning of the economy.。

银行业务的英语表达银行业务是指银行为客户提供的各种金融服务，包括存款、贷款、汇款、结算、理财、保险等。

银行业务是经济活动中不可或缺的一部分，也是人们日常生活中经常接触的领域。

因此，掌握银行业务的英语表达对于学习和使用英语非常有用。

本文将介绍银行业务的基本概念和常用词汇，以及一些实用的句型和对话。

希望能够帮助你提高你的英语水平，也能让你在遇到银行业务相关的情境时更加自信和顺畅。

一、银行业务的基本概念1. 银行（bank）银行是从事金融活动的机构，主要功能是吸收存款、发放贷款、办理结算、发行货币、管理外汇等。

根据性质和功能的不同，银行可以分为以下几种：中央银行（central bank）：国家金融体系的核心机构，负责制定和执行货币政策，维护金融稳定，管理国家外汇储备等。

例如，中国人民银行（the People's Bank of China），美国联邦储备系统（the Federal ReserveSystem）。

商业银行（commercial bank）：以营利为目的，为公众提供存款、贷款、结算等金融服务的银行。

例如，中国工商银行（Industrial and Commercial Bank of China），美国花旗银行（Citibank）。

投资银行（investment bank）：主要从事证券发行、承销、交易、咨询等金融中介服务的银行。

例如，高盛集团（Goldman Sachs Group），摩根士丹利（Morgan Stanley）。

政策性银行（policy bank）：根据国家政策和发展战略，为特定领域或项目提供优惠贷款或担保等金融支持的银行。

例如，中国农业发展银行（Agricultural Development Bank of China），中国进出口银行（Export-Import Bank of China）。

信用合作社（credit union）：由具有共同利益或背景的人组成的非营利性金融合作组织，为成员提供存款、贷款等金融服务的机构。

银行业务英语account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户to open an account 开户头account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票buying rate 买进价格selling rate 卖出价格exchange table, conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价to fill in the receipt in duplicate 一式两份填这张收据teller, cashier 出纳员to close an account, to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单currency, money 货币money changing 兑换货币an exchange form 兑换单bank note 钞票note of large denomination 大票note of small denomination 小票small change 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes 塑料钞票convertible money 可兑换（黄金）纸币interest rate 利率simple interest 单利compound interest 复利legal interest 法定利息prime rate 优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率1、银行英语口语－新开帐户What kind of account did you have in your mind? 你想开哪种帐户?Do you like to open a current account? 你想开一个活期存款帐户吗?A deposit or current account? 定期还是活期?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。

银行业务英文词典A comprehensive English dictionary for banking services would encompass a wide range of terms that are integral to the financial industry. Here is a concise list of some fundamental banking terms and their definitions:1. Account - A record of all financial transactions between a bank and its customers.2. ATM (Automated Teller Machine) - A machine that allows customers to perform banking transactions, such as cash withdrawals, deposits, and balance inquiries, without the need for a human teller.3. Banking - The activity of accepting deposits of money from the public and lending it out in the form of loans.4. Bonds - Debt securities issued by corporations or governments to raise capital, promising to pay periodic interest and to repay the principal at maturity.5. Capital - The funds available for the operation of a business, including equity and debt.6. Check (Cheque in UK) - A document that orders a bank to pay a specific sum of money from a person's account to the person in whose name the check is drawn.7. Credit - The ability to obtain goods or services before payment, based on the trust that payment will be made in the future.8. Debit Card - A card linked to a bank account that allows the cardholder to make purchases by directly debiting the account.9. Deposit - Money placed into a bank account or the act of placing money into an account.10. Equity - The value of an asset or ownership interest in an entity, calculated as the difference between its assets and liabilities.11. Fraud - The use of deception to obtain an unfair or unlawful advantage, often for financial gain.12. Interest Rate - The cost of borrowing money, expressed as a percentage of the principal.13. Loan - A sum of money that is borrowed and expected to be paid back with interest.14. Mortgage - A loan secured by real property that the borrower is purchasing.15. Overdraft - A negative balance in a bank account that occurs when the account holder has spent more money than is available in the account.16. Portfolio - A collection of financial assets such as stocks, bonds, commodities, or cash equivalents.17. Savings Account - A bank account that allows depositors to save a sum of money while earning interest.18. Securities - Tradable financial assets, such as stocks and bonds.19. Transaction - A transfer of money for goods or services that results in an accounting entry.20. Wire Transfer - A method of electronic funds transfer from one bank account to another.This list is by no means exhaustive, but it provides a solid foundation for understanding the key concepts and terminology used in the banking sector.。

Chartered Bank of India, Australia and China中央银local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司unit trust 信托投资公司 trustinstitution 银行的信托部 creditdepartment 银行的信用部 商业信贷公司（贴现公司） self-service bank 无人银行 land bank 土地银行account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 Hongkong Shanghai Banking Corporationcheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossedcheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank花旗银行 汇丰银行 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行dis co unt bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank,opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行consigned banker of collection 委托银行 clearing bank 清算银行 commercial credit company(discount company) neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行 credit bureau 商业兴信所constructionbank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行investment bank 投资银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机cross rate, arbitrage rate 套汇汇率foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取account number 帐目编号depositor 存户pay-in slip 存款单reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行import and export bank (EXIMBANK) 进出口银行economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇foreign currency (exchange) reserve 外汇储备bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间joint account 联名存款帐户to open an account 开户头a deposit form 存款单a banding machine 自动存取机to deposit 存款foreign exchange restriction 外汇限额 foreign exchange quotations 外汇行情 to check the rate for sb. 查牌价 一式两份填这张收据 teller, cashier 出纳员 the number slip 号码牌 a withdrawalform 取款单deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspendpayment 止付 cheque,check 支票 buyingrate 买进价格 exchange table, conversiontable 汇兑换算表 foreign exchange 外汇exchange rate 外汇率 conversion rate 折合率 to fill in the receipt in duplicate to close anaccount, to clear an account 结清 to drawmoney 取款 drawing-out slip 取款单currency, money 货币 money changing 兑换货币 an exchange form 兑换单 bank note 钞票 note of large denomination 大票 note of small denomination 小票 small change 零钱 subsidiary money 辅币 nickel piece 镍币 plastic currency notes 塑料钞票 the subsidy rate for value-preserved savings cheque book 支票本 ordercheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque空白支票 rubber cheque 空头支票 chequestub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 selling rate 卖出价格 convertible money 可兑换（黄金）纸币 interest rate 利率 simpleinterest 单利 compound interest 复利legal interest 法定利息 prime rate 优待利率 payable interest 应付利息lending rate 贷款利率 usury 高利贷保值储蓄补贴率1、银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户 ?Do you like to open a current account? 你想开一个活期存款帐户吗 ? A deposit or current account?定期还是活期 ?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头 There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

.英语词汇银行业务一般业务ATM:n.自动柜员机automatic bill payment:自动转帐服务balance:n.余额；差额bank account:银行账户bank holiday:银行公休日；国定假日banking:n.银行业务banknote:n.纸币；钞票certificate of deposit:定期存款checking account:支票存款账户deposit:n.存款discount rate:重贴现率Individual Retirement Account:个人退休账户interest:n.利息safe-deposit box:(银行)保险箱savings account:储蓄存款账户signature:n.签名teller:n.(银行)出纳员transfer:v.转帐wire:v.汇款withdraw:v.提款商务英语词汇办公室：影印enlarge :v.放大jam :v.卡纸lighten :v.变淡make a copy of :影印一份……original :n.原稿percentage :n.百分比reset :n.重新设定scroll down :向下卷动size :n.大小；尺寸smudge :n.脏污streak :n.刮痕toner :n.碳粉two-sided :a.双面的warm-up time :热机时间商务英语词汇保险：保单compulsory :a.强制性的coverage :n.承保范围expiration :n.期满；截止insurance :n.保险.insurer :n.保险公司personal liability :个人责任险policy :n. 保单policyholder :n.投保人premium :n.保险费renew :v.更新；续(约)rider :n.附加条款waiver :n.免责险商务英语词汇银行业务：消费金融00:03.81]cancel:v.停(卡)cash card:现金卡collateral:n.抵押品；担保品credit card:信用卡credit limit:信用额度credit rating:信用评等debit card:签帐卡debt consolidation:负债整合default:n.违约freeze:v.冻结(账户)installment:n.分期付款loan:n.贷款minimum finance charge:每月最低应缴金额mortgage:n.房贷；抵押借款statement:n.账单明细outstanding:a.未清偿的；未付清的refinance:v.重新贷款商务英语词汇业务：商务餐会business dinner :商业晚餐dessert :n.甜点discussion :n.讨论etiquette :n.礼仪follow up :后续追踪hospitality :n.殷情招待host :v.主持invitation :n.邀请luncheon :n.午餐宴pick up the tab :付帐rain check :改期reception :n.招待会；欢迎会schedule :v.安排；预定toast :v.提议为……干杯商务英语词汇业务：交货Carriage Paid To (CPT) :运费付至……consignee :n.收件人.delayed delivery :延期交货Delivered Duty Paid (DDP) :完税后交货Delivered Ex Ship (DES) :目的港船上交货delivery date :交货日期delivery order (D/O) :到港通知express mail :快递Free On Board (FOB) :船上交货packing list :装箱单；送货明细weight (WT) :n.重量Ex Works (EXW) :工厂交货价商务英语词汇业务：电子商务buy-it-now price :直接购买价community :n.社群consumer base :消费群e-commerce :n.电子商务feedback :n.意见回馈fraud :n.骗局；诈骗max out :刷爆online auction :网络拍卖place a bid :投标；出价platform :n.平台product catalog :产品目录reserve price :底价transaction :n.交易vendor profile :卖家简介商务英语词汇行销：行销企划competition :n.竞争；竞争对手customer base :顾客群distribution :n.经销；配销market research :市场研究market survey :市场调查marketing budget :营销预算marketing plan :营销计划marketing strategy :营销策略potential client :潜在客户pricing strategy :定价策略respondent :n.受访者retailer :n.零售商sposorship :n.赞助supplier :n.供货商target market :目标市场商务英语词汇行销：广告宣传billboard :n.广告广告牌come on the market :上市.commercial :n.电视广告exposure :n.曝光(率)eye-catching :a.引人注目的Internet ad :网络广告media :n.媒体print ad :平面广告slogan :n.标语；口号theme :n.主题trademark :n.商标user-friendly :a.使用方便的商务英语词汇投资：债券bond rating :债券评等convertible bond :可转换债券government bond :政府债券junk bond :垃圾债券medium-term note :中期债券par value :面值premium :n.溢价redeem :v.赎回T-Note (Treasury note) :中期国库券underwriter :n.(股票、债券等的)承销公司；承销商yield :n.收益商务英语词汇投资：股市investor:n.投资人，投资方analyst :n.分析师anticipation :n.预期asking price :卖价bear market :熊市bellwether :n.指标证券；指标股blue-chip :a.蓝筹股的bottom out :止跌回稳decline :v.下跌dividend :n.股利EPS (earnings per share) :每股盈余individual investor :散户insider trading :内线交易IPO (initial public offering) :首次公开发行jump :v.快速大幅上涨limit up :涨停板make a profit :获利margin trading :信用交易mixed :a.涨跌互见的online trading account :在线交易账户OTC market :店头市场.peak :n.顶点；高点plunge :v.快速大幅下跌portfolio :n.投资组合pullback :n.拉回quarterly report :季报rally :v.扬升rebound :n.反弹[01:01.06]record high :历史新高[01:03.12]run up :走高[01:04.84]SEC (Securities and Exchange Commission) :证券管理委员会[01:08.63]share price :股价[01:10.74]sink :v.向下探底[01:12.39]soar :v.飙涨[01:14.01]stay on the sidelines :退场观望[01:16.57]stock market :股市[01:18.63]stock split :股票分割[01:20.69]stockbroker :n.股票经纪人[01:22.84]TAIEX (Taiwan Stock Exchange Stock Index) :台湾证券交易股价指数[01:27.51]trading volume :交易量[01:29.73]undervalue :v.低估商务英语词汇通讯：电子邮件attachment :n.附加檔capacity :n.容量CC (carbon copy) :副件抄送delete :v.删除download :v.下载e-mail :v.寄电子邮件forward :v.转寄junk mail :垃圾邮件mailbox :n.邮件信箱recipient :n.收件者reply :n.回复salutation :n.称谓subject :n.主旨商务英语词汇通讯：传真cover sheet :封面页face down :正面朝下fax machine :传真机incoming :a.传进来的paper jam :卡纸refill :v.再装填resolution :n.分辨率scan :v.扫描商务英语词汇谈判：合约.alliance :n.结盟；联盟amend :v.修改；修订attorney :n.律师beneficial :a.受益的；有利的breach :n.违反；侵害clause :n.条款commit :v.承诺；保证compromise :v.妥协；让步contract :n.合约deadlock :n.僵局dotted line :(尤指文件签名处之)点线；虚线draft :n.草稿；草案negotiator :n.谈判者；磋商者party :n.(契约)当事人；一方resume :v.重新开始terminate :v.终止；终结terms and conditions :交易条款timetable :n.时间表商务英语词汇税务：税务事宜alimony :n.赡养费corporate tax :企业税direct tax :直接税excluding tax :不含税gift tax :赠与税income tax :所得税inheritance tax :遗产税IRS (Internal Revenue Service) :美国国税局progressive taxation :累进课税tax break :减税优惠tax increase :增税tax reform :税务改革tax revenue :税收taxation :n.课税；征税taxpayer :n.纳税人商务英语词汇社交：闲谈alumni reunion :同学会ballad :n.抒情歌曲bargain :n.廉售品，特价品bathing suit :泳衣box office :票房，售票亭check-up :n.健康检查clear up :放晴college :n.大学comedy :n.喜剧.compare :v.比较divorce :v.离婚domestic car :国产车economic :a.经济的fitness :n.健康；健美flu :n.流行性感冒haircut :n.理发hangover :n.宿醉horror movie :恐怖片humid :a.潮湿的illness :n.疾病in shape :身体健康injury :n.伤害insomnia :n.失眠jazz :n.爵士乐keep fit :保持健康kilometer :n.公里lifestyle :n.生活方式low-fat :a.低脂的married :a.已婚的MSN :实时通讯on a diet :节食[01:01.29]on a roll :大为成功，连番上涨[01:03.14]overcast :a.阴暗的，阴天的[01:05.08]pop :a.流行的[01:06.70]romance movie :浪漫爱情片[01:08.84]sci-fi (science fiction) :科幻小说[01:11.66]single :a.单身的[01:13.38]sky-high :a.极高的[01:15.45]Skype :n.网络电话[01:17.20]sober colors :素色[01:19.36]splitting headache :偏头痛[01:21.69]stick shift :(车子的)排档[01:23.67]stomachache :n.胃痛[01:25.66]suffocating :闷热的[01:27.75]tension :n.紧张[01:29.42]twin :n.双胞胎[01:31.06]typhoon :n.台风[01:32.89]under the weather :不舒服[01:34.85]used car :二手车[01:36.83]vacation :n.假期[01:38.71]vegetarian :n.素食者[01:40.73]work out :运动商务英语词汇社交：谈工作.vdepartment :n.部门freelance :a.无契约限制的immediate boss :直属上司in charge :负责in line for :很有可能得到lecture :n.责备；训斥line of work :行业nine to five :朝九晚五orientation :n.新进员工训练pressure :n.压力quit :v.辞职raise :n.加薪retirement :n.退休rush hour :尖峰时间specialize :v.专攻work for :在……上班；为……工作商务英语词汇人资：人事异动business trip :出差glass ceiling :玻璃天花板；女性升迁障碍headhunter :n.猎人头公司job-hopping :n.跳槽lay off :解雇；裁员promotion :n.升职relocate :v.调职reshuffle :v.改组；改革；洗牌resignation :n.辞职retirement :n.退休sex discrimination :性别歧视successor :n.继任者；继承人suspension :n.停职turnover rate :流动率；离职率商务英语词汇人资：面试annual leave :年假background :n.背景；经历career :n.职业；生涯compensation :n.报酬；津贴；薪水competent :a.能干的；有能力的describe :v.描述employee number :员工编号evaluate :v.考核experience :n.经验full-time :a.全职的hardworking :a.工作勤奋的health insurance :健康保险.hire :v.雇用hiring criteria :录取标准interviewee :n.面试者；受访者overtime :n.加班\performance :n.表现picture :v.描绘；想象position :n.职务；职位probationary period :试用期proficient :a.精通的qualified :a.有资格的；能胜任的report to :直属responsible :a.有责任的；应负责任的resume :n.履历表skill :n.技能；技术strong point :优点supervisor :n.主管title :n.职称[01:00.14]travel :n.出差；出外营销[01:01.92]working hours :工作时间商务英语词汇企业组织：企业简介branch office :分公司company profile :公司概况core business :核心事业corporation :n.公司，企业found :v.创立headquarters :n.总公司joint venture :合资企业limited liability :有限责任listed company :上市公司market capitalization :市价总值merger :n.合并nonprofit :a.非营利的state-run enterprise :国营企业subsidiary :n.子公司商务英语词汇企业经营：办公室流程coworker :n.同事dress code :服装规订escort :v.陪同inventory :n.库存meeting room :会议室punch in :上班打卡receptionist :n.柜台人员；接待人员requisition form :需求单security guard :保全人员.security system :保全系统shredder :n.碎纸机stockroom :n.储藏室swipe card :刷卡商务英语词汇客服：客户投诉break down :故障claim :n.(保险)理赔；费用申请complaint :n.抱怨；不满criticism :n.批评defective :a.瑕疵的；有缺陷的feedback :n.意见反映improve :v.改进；改善invalid :a.无效的price list :价目表product quality :产品质量purchase :n.购买refund :n.退费replacement :n.更换warranty :n.保固商务英语词汇经济：经济趋势economic fluctuation :经济波动inflation :n.通货膨胀lagging indicator :落后指标optimistic :a.乐观的outlook :n.展望recession :n.景气衰退recovery :n.复苏stagnant :a.停滞的turnaround :n.(营业、经济等的)突然好转商务英语词汇经济：国际经济00:03.81]bailout :n.紧急援助creditor nation :债权国developed country :已开发国家emerging market :新兴市场European Union :欧盟G10 :十大工业国globalization :n.全球化IMF :国际货币基金sanction :n.制裁summit :n.高峰会World Bank :世界银行WTO :世贸组织商务英语词汇简报：使用图表attention :n.注意.compared to :与……相比erratic :a.不稳定的；无规律的figure :n.数字fluctuate :v.波动；震荡level out :持平make up :占了；凑足pick up :(销售等)开始好转、增加plateau :n.(上升后的)稳定水平(或时期)share :n.占有率sliver :n.薄片transparency :n.投影片商务英语词汇会议：会前announce :v.宣布chairman :n.主席conference room :会议室document :n.文件equipment :n.设备formal :a.正式的location :n.地点meeting notice :会议通知participate :v.参加reschedule :v.重新安排商务英语词汇国际贸易：外汇currency :n.货币，通货devalue :v.贬值downward :a.下降的，向下的exchange rate :汇率float :v.浮动fluctuation :n.变动，波动foreign exchange :外汇foreign exchange loss :汇兑损失in dollar terms :以美元换算intervention :n.干预；介入peg :n.连动；紧盯(某货币)purchasing power parity :购买力平价selling pressure :卖压volatile :a.不稳定的；易波动商务英语词汇国际贸易：进出口customs duty :关税duty-free :a.免税的export :n.出口import ban :进口禁令import restriction :进口限制import substitution :进口替代.non-tariff barrier :非关税壁垒quarantine :n.检疫；隔离quota :n.配额smuggling :n.走私商务英语词汇产业：生产制造assembly line :装配线automated :a.自动化的breakthrough :n.突破capacity utilization :产能利用component :n.零件electronics :n.电子产品farm produce :农业产品global warming :全球暖化high-tech industry :高科技产业labor-intensive :a.劳力密集的manufacturing :n.制造mass production :大量制造offshoring :n.产业外移outsource :v.外包power failure :停电production capacity :产能production process :生产流程recycling :n.回收；再生semiconductor :n.半导体service industry :服务业waste disposal :废弃物处理商务英语词汇财务与会计：资产负债表accumulated depreciation :备抵折旧asset :n.资产balance sheet :资产负债表contributed capital :实缴股本fixed asset :固定资产liability :n.负债notes payable :应付票据prepaid expense :预付款项retained earnings :保留盈余stockholders' equity :股东权益商务英语词汇办公室：使用电脑back up :备份bookmark :v.加入书签browser :n.浏览器crash :v.当机defragment :v.磁盘重整down :a.挂了；无法运作.filename :n.檔名folder :n.档案夹graphics file :图档hard drive :硬盘input method :输入法install :v.安装key combination :组合功能键log on :登入memory :n.内存offline :a.离线的online :a.联机的pop up :突然出现；跳出来power button :电源按钮；电源键restart :v.重新开机search :n.搜寻update :v.更新virus :n.病毒wizard :n.高手；奇才商务英语词汇办公室：整理文件00:03.81]drawer :n.抽屉filing cabinet :档案柜flip through :以指头轻触搜寻label :v.贴上标签paper clip :回形针paper punch :钉孔机sleeve :n.(透明)档案夹staple :v.用订书机装钉staple remover :钉书针移除器商务英语词汇保险：保险给付coinsurance :n.共同保险(金)compensation :n.赔偿co-payment :n.定额手续费deductible :n.自负额escape clause :免责条款exclusion :n.排除给付out-of-pocket :a.自掏腰包的payout :n.保险给付额validity :n.正当性；有效性商务英语词汇财务与会计：企业资源规划00:03.81]big bang approach :全面导入法cash flow :现金流量custom-made :a.客制的ERP :企业资源规划(EnterpriseResourcePlanning)financial statement :财务报表.franchising strategy :分点推广法GAAP(generally accepted accounting principles) :公认会计原则integrated :a.整合的slam dunk approach :强力置入法商务英语词汇银行业务：票据cashier's check:本票check:n.支票clearing house:票据交换所；清算所endorse:v.背书financial institution:金融机构mature:v.(定存、票据等)到期money order:汇票paycheck:n.薪资支票stop payment:止付postdated check:远期支票traveler's check:旅行支票商务英语词汇业务：洽谈业务bulk order :大量订购commission :n.佣金competitive edge :竞争优势deal :n.交易hot seller :畅销品；热卖商品in stock :库存lead time :交货期(从订货到取货所需的时间)market share :市场占有率product line :产品线proceeds :n.净收入；净所得(此义恒作复数)quantity discount :大量订购折扣quotation :n.报价单sales pitch :营销辞令；营销手法specs (specifications) :n.规格swear by :保证；强力推荐商务英语词汇业务：付款条件cash discount :现金折扣consignment :n.寄售(货品卖出才付款)direct deposit :直接汇款extend :v.展延open account :记帐交易payment in advance :预先付款refundable :a.可退还的shipment :n.装运；装载的货物wire transfer :电汇转帐商务英语词汇业务：出差baggage claim :行李提领处.baggage handler :行李搬运员boarding pass :登机证business suite :商务套房carry-on luggage :随身行李Immigration :n.入境管理处；移民itinerary :n.行程表jet lag :时差不适on business :出差；洽公R&R (rest and relaxation) :休息放松reconfirm :v.再确认reservation :n.订位room service :客房服务stipend :n.津贴switch flights :转机travel agent :旅行代办员；旅行社业务商务英语词汇行销：商展bottom line :结余；结算bundle :n.搭售商品convention :n.(专业)展览会demonstration :n.展示entrance :n.入口go with :选择；决定采用high traffic :a.高流量的marketing material :营销材料;宣传品sign :n.标志trade show :商展turnout :n.出席者；参观人数visible :a.显眼的商务英语词汇投资：基金与其他bond fund :债券型基金closed-end fund :封闭型derivative :n.衍生商品equity fund :股票型基金fund manager :基金经理人futures :n.期货hedge fund :避险基金index fund :指数型基金leverage :n.杠杆management fee :管理费mutual fund :共同基金offshore fund :海外基金option :n.选择权REIT (Real Estate Investment Trust) :不动产投资信托基金trust :n.信托.warrant :n.认股凭证商务英语词汇通讯：邮件fragile :a.易碎的mail order :邮政划拨mailman :n.邮差parcel :n.包裹postage :n.邮资postmark :v.邮戳printed matter :印刷品registered letter :挂号信return address :寄件人地址sender :n.寄件者zip code :邮政编码商务英语词汇通讯：电话英语call waiting :电话插拨caller ID :来电显示器cell phone :手机cold call :陌生电访；主动以电话推销商品cordless :a.无线的dial tone :拨号音directory assistance :查号服务extension :n.分机号码long-distance call :长途电话payphone :n.公共电话receiver :n.电话筒reception :n.收讯；接收telemarketing :n.电话营销text message :简讯toll-free :a.免付费的touch-tone phone :按键式电话transfer :v.转接voicemail :n.语音信箱wrong number :打错电话商务英语词汇谈判：议价affordable :a.负担得起的bargain :v.议价discount :n.折扣going rate :现行价格；现在行情in bulk :大量outrageous :a.荒唐的；骇人听闻的preferential price :优惠价格price war :价格战；削价竞争profit margin :毛利(率)profitable :a.有利润的；有赚头的.quantity :n.数量；数额quote :n.报价reflect :v.反映throw in :外加；额外赠送商务英语词汇谈判：代理权allowance :n.折让；备抵distribute :v.经销；代理distribution network :经销网distributorship :n.代理权；经销权exclusive :a.独家的hammer out :敲定minimum :a.最低的normally :adv.通常；一般情形null and void :(法律上)无效的third party :第三方written consent :书面同意书商务英语词汇税务：报税charitable donation :慈善捐款deduction :n.扣除；扣除额dependent :n.被抚养人e-filing :n.网络报税exemption :n.免税额filing status :报税身分head of household :户长married filing separately :已婚分报return :n.退税；收益tax arrears :欠税，滞纳税金tax credit :税款扣抵额tax evasion :逃(漏)税tax return :报税单tax saving :节税unearned income :非劳动收入商务英语词汇社交：谈休闲badminton :n.羽毛球belly dance :肚皮舞bowl :v.打保龄球ceramics :n.陶艺Chinese checkers :n.跳棋concert :n.音乐会；演奏会couch potato :老是坐在沙发上看电视的懒骨头craft :n.手工艺DIY (Do It Yourself) :自己动手作flea market :跳蚤市场foot massage :脚底按摩.free time :休闲时间golf :n.高尔夫球green thumb :擅长园艺gym :n.健身房hobby :n.嗜好jigsaw puzzle :拼图游戏jog :v.慢跑knitting :n.编织leisure activity :休闲活动movie theater :电影院night market :夜市outdoor :a.户外的；喜欢户外活动的outing :n.远足，郊游pastime :n.消遣，娱乐photography :n.摄影pool :n.撞球resort :n.度假村，旅游胜地rock climbing :攀岩sauna :n.蒸汽浴[01:01.65]snorkeling :n.浮潜[01:03.56]soccer :n.足球[01:05.33]sports :n.运动[01:07.24]sunbathe :v.作日光浴[01:09.07]suntan :n.晒黑[01:10.92]surf the Internet :上网[01:13.19]surfing :n.冲浪[01:14.92]table tennis :桌球[01:17.01]tai chi :太极[01:18.97]tap dance :踢踏舞[01:20.95]tennis :n.网球[01:22.65]theme park :主题乐园[01:24.58]valet service :泊车服务商务英语词汇社交：接待访客briefing :n.简报business card :名片comfortable :a.舒适的；自在的demonstration :n.展示expect :v.等待impress :v.使……留下深刻印象interpreter :n.翻译员introduce :v.介绍overseas visitor :外宾pick up :接送reception desk :接待处；柜台.see off :送机tour :n.参观；游览welcoming party :欢迎派对商务英语词汇人资：人事管理break :n.(短暂)休息时间bulletin board :公布栏company policy :公司政策effective :a.生效的；有效力的incentive program :奖励制度leave of absence :事假on-the-job training :在职训练seniority :n.资历；资深sexual harassment :性骚扰sick day :有给薪病假take over :接替；接管temp :n.临时雇员商务英语词汇企业组织：组织架构CEO :n.执行长chief of staff :人事总务主管counselor :n.顾问division :n.事业部entrepreneur :n.企业家executive :n.高阶主管human resources :人力资源jurisdiction :n.管辖范围leadership :n.领导sales representative :业务代表，业务员商务英语词汇企业经营：经营管理assignment :n.分派；任务audit :n.稽查；稽核authority :n.权限bankruptcy :n.破产corner the market :垄断市场corporate culture :企业文化development :n.发展；开发diversify :v.多角化;多样化downsize :v.缩编innovation :n.创新merger :n.合并；并购operation :n.营运risk :n.危机；风险strategy :n.策略subordinate :n.下属track record :绩效纪录.商务英语词汇客服：售后服务assemble :v.聚集，组装customer satisfaction :客户满意(度)customer service hotline :客服热线defer payment :延后付款delivery :n.递送installation :n.安装long-standing :a.长期的manual :n.使用手册membership :n.会员身分，会员资格model number :型号part missing :缺零件place order :下订单receipt :n.收据subscribe :v.订购商务英语词汇经济：经济学用语bubble economy :泡沫经济current account :经常帐deficit :n.赤字；逆差domestic demand :国内需求economic growth :经济成长economic statistics :经济统计export-oriented economy :出口导向经济foreign exchange reserve :外汇存底GDP :n.国内生产毛额index :n.指数indicator :n.指标liberalization :n.自由化macroeconomics :n.总体经济学market economy :市场经济standard of living :生活水平undersupply :n.供给不足商务英语词汇经济：国内经济budget bill :预算案budget deficit :预算赤字economic policy :经济政策economic reform :经济改革electricity :n.电力infrastructure :n.基础建设investment environment :投资环境monetary policy :货币政策real estate :房地产subsidy :n.补助，补贴unemployment rate :失业率.商务英语词汇简报：作简报come down to :最重要的是conclude :v.作总结condition :v.影响；调整divide :v.分成；分开forecast :n.预测fruits of (one’s) labor :努力的成果goal :n.目标；目的handout :n.讲稿；讲义keep up the good work :好好继续保持make it big :大获成功overview :n.概观；大要reverse :v.反转；逆转revolutionary :a.革命性的running :adv.连续地selling point :卖点team up with :与……合作total sales :总销售额video :n.影片wrap up :完成；结束商务英语词汇会议：会中brainstorm :v.脑力激荡clarify :v.澄清debate :n.辩论disagree :v.不同意elaborate :v.详述；详加说明finalize :v.完成；敲定fire away :尽管说；尽管问吧floor :n.发言权input :n.(建设性的)意见、评论interrupt :v.打断；插嘴motion :n.临时动议nominate :v.提名objective :n.目的pick someone’s brain :听取意见或建议point fingers :(轻蔑地)指责pros and cons :利弊得失reconvene :v.再召开；再召集resolution :n.(会议等的)决议summarize :v.摘要；扼要说明table :v.搁置unanimous :a.一致同意的；无异议的you’re up :该你了；轮到你了商务英语词汇会议：会后.consensus :n.(意见等的〉一致；共识decision :n.决定；裁决get down to business :开始办正事implement :v.实施；执行minutes :n.会议记录postpone :v.延期tie up loose ends :处理枝节问题unresolved :a.未解决的商务英语词汇国际贸易：贸易barrier :n.障碍bilateral :a.双边的boycott :v.抵制dumping :n.倾销free trade :自由贸易Normal Trade Relations :正常贸易关系protectionism :n.保护主义trade agreement :贸易协议trade friction :贸易磨擦trade imbalance :贸易不均衡trade surplus :贸易出超trade talk :贸易会谈商务英语词汇国际贸易：货运cash on delivery :货到付款delay :v.延迟free on board :船上交货ground delivery :海陆运输letter of credit :信用状lump sum :一次付清Net 30 :货到后三十日付款net weight :净重pallet :n.(装卸、搬运货物用的)货板rush order :紧急订单；急件shipment :n.货运物；货运商务英语词汇产业：品管batch :n.一批glitch :n.缺失inspection :n.检查leave out :遗漏QC history :品管记录QC procedure :品管流程quality standard :质量标准random sampling :随机抽样recall :v.回收reject :v.拒收；退回.simulation test :模拟测试商务英语词汇财务与会计：损益表beginning inventory :期初存货cost of goods sold :销货成本depreciation :n.折旧distribution :n.配销freight :n.运费gross margin :毛利income statement :损益表net income :净损益，净收入net sales :销货净额operating expense :营业费用sales revenue :销货收入志士不饮盗泉之水，廉者不受嗟来之食。

商务英语必备词汇banking 银行业务general business 一般业务ATM 自动柜员机You can change your PIN at the ATM.你可以在自动柜员机上修改密码。

automatic bill payment自动转帐服务Tina pays her phone bill with an automatic bill payment.蒂娜利用自动转帐服务付电话帐单。

balance差额余额If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee. 如果你保持1000美元的余额，就不必付每月20美元的服务费了。

bank account帐户How do I open a bank account here?我要怎么开户？bank holiday银行公休日国定休息日What happens if payday falls on a bank holiday?如果发薪日正好碰上了国休日那该怎么办？banking银行业务Could you sign me up for online banking?你能帮我申请网络银行服务么?banknote纸币钞票Wads of banknotes were hidden in the bag.包里藏了几数叠钞票certificate of deposit定期存款Redeeming your certificate of deposit before maturity may result in withdrawal penalties.如果你在定期前解约可能要付提前解约金checking account 支票存款帐户I need to make a withdrawal from my checking account.我要从我的支票帐户中提款deposit存款I didn't get my pay deposit this month.我这个月的薪水存款没有入帐discount rate 贴现率The discount rate is set by the Fed.贴现率是由联储决定的Individual Retirement Account 个人退休帐户Does it matter where I open an Individual Retirement Account?我到哪开个人退休帐户重要么？interest利率Interest rates are not expected to increase.利率应不会再涨safe-deposit box （银行）保险箱She kept her jewels in her safe-deposit box.她把珠宝放在银行保险箱里savings account 储蓄存款帐户I need to transfer money from my savings account to my checking account. 我要把钱从储蓄存款帐户转到支票存款帐户signature 签名Tom forged his boss's signature to steal company funds.汤姆伪造了他老板的签名盗取了公司的资金teller出纳员Marcy started as a bank teller, but now she's a loan officer.玛希刚开始是当出纳员，但是现在是贷款员transfer转账The money has been transferred into my account.钱已经转入我的帐户wire汇款Judy's father wired money to her bank account.朱迪的父亲将钱汇入了她的帐户withdraw取款I withdrew $300 from my savings account.我从我的储蓄存款帐户提取了300美元商务英语必备1000字（2）balance transfer余额代偿Katherine made a balance transfer from her old credit card to her new one.凯瑟琳申办新卡代偿旧卡。