银行里的常用英文对话

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银行里常用的英文对话

1. 开立账户:

I would like to open a checking account. 我想开一个支票账户。

Do you have any ID with you? 你带身份证了吗?

What is the minimum deposit required for this account? 这个账户的最低存款要求是多少?

2. 存款:

I want to deposit $1000 into my account. 我想在我的账户里存1000美元。

How much cash do you want to deposit? 你想存多少现金?

I want to deposit these cheques into my account. 我想把这些支票存入我的账户。

3. 取款:

I want to withdraw $500 from my checking account. 我想从我的支票账户里取500美元。 I want to cash this check. 我想兑现这张支票。

How much cash do you want to withdraw? 你想取多少钱?

4. 转账:

I want to transfer $2000 from my checking account to my savings

account. 我想从我的支票账户转2000美元到我的储蓄账户。

How much would you like to transfer? 你想转多少钱?

What is the name of the account you would like to transfer to? 你要转到哪个账户?

5. 查询余额:

Could you check my balance, please? 请帮我查一下我的余额,可以吗?

What is the balance in my account? 我账户里的余额是多少?

6. 贷款:

I would like to apply for a home loan. 我想申请住房贷款。

What is the interest rate for this loan? 这笔贷款的利率是多少?

What is the repayment period for this loan? 这笔贷款的还款期限是多久?

7. 信用卡:

I would like to apply for a credit card. 我想申请信用卡。

What is the annual fee for this credit card? 这张信用卡的年费是多少?

How much credit limit can I get? 我能获得多少信用额度?

8. 咨询:

What are the banking hours? 银行营业时间是什么时候?

Where can I find the nearest ATM? 我能在哪里找到最近的自动取款机?

9. 关闭账户:

I would like to close my checking account. 我想关闭我的支票账户。

Are there any fees for closing this account? 关闭这个账户要收费吗?