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【 A 】TOPAbandonment 见"委付"Actual Total Loss 见"实际全损"All Risks 见"一切险"Annuities Insurance 见"年金保险"Applicant 见"投保人"Application 见"投保单"Automatic Premium Loan 见"自动垫交保险费贷款" Approved 见"承保"安装工程一切险（Erection All Risks Insurance）【 B 】TOPBeneficiary 见"受益人"Binder, Binding Slip 见"暂保单"保险（Insurance）保险法（Law of Insurance）保险基金(Insurance Fond）保险保障基金(Insurance Protection Fond）保险公司（Insurance Company）保险合同（Insurance Contract）保险单（Policy）保险凭证（Insurance Certificate）保险条款（Insurance Clauses）保险标的（Insurance Subject）保险金额（Insured Amount）保险价值（Insured Value）保险期限（Insurance Period）保险费（Insurance Premium）保险费率（Premium Rate）保险人（Insurer）保险代理人（Insurance Agent）保险经纪人（Insurance Broker）保险公估人（Insurance Assessor）补偿原则（Principle of Compensation）被保险人（（Insured）不定值保险（Unvalued Insurance）【 C 】TOPCash Loss 见"现金赔款"Cash Value 见"现金价值"Claim Settlement 见"理赔"Co-insurance 见"共同保险"Constructive Total Loss 见"推定全损"超率赔款再保险（Excess of Loss Ratio Reinsurance）超额赔款再保险（Excess of Loss Reinsurance）重复保险（Multiple Insurance）重置价值保险（Reinstatement Value Insurance）偿付能力（Solvency）承保（Approved，To Cover）船舶保险（Hull Insurance）财产保险（Property Insurance）产品质量保证保险（Product Quality Bond Insurance）产品责任保险（Product Liability Insurance）【D 】TOPDividend System 见"红利制度"Dual Valuation Clause 见"双重价值条款"大数法则（Law of Large Numbers）代位求偿权（Subrogation Right）定值保险（Valued Insurance）第一损失保险（First Loss Insurance）盗窃保险（theft insurance）定期寿险（Term Insurance）定期生存保险（Pure Endowments）【 E 】TOPEndowment Assurance 见"生死两全保险"Endorsement 见"批单"Extraneous Risks 见"附加险"Erection All Risks Insurance 见"安装工程一切险" Excess of Loss Ratio Reinsurance 见"超率赔款再保险" Excess of Loss Reinsurance 见"超额赔款再保险"Extra Charges 见"额外费用"额外费用（Extra Charges）【 F 】TOPFacultative Reinsurance 见"临时再保险"Fidelity Bond 见"忠诚保证保险"Fire Insurance 见"火灾保险"First Loss Insurance 见"第一损失保险"Free from Particular Average 见"平安险"Freight Insurance 见"运费保险"附加险（Extraneous Risks）飞机保险（Aircraft insurance）复效（Reinstate）【G 】TOPGrace Period 见"宽限期"Group Life Accident Insurance 见"团体人身意外伤害保险" Group Life Insurance 见"团体人身保险"过失责任（fault liability）公众责任保险（Public Liability Insurance）【H 】TOPHazard 见"危险因素"Health Insurance 见"疾病保险"Hull Insurance 见"船舶保险"海上保险（Marine Insurance）火灾保险（Fire Insurance）红利制度（Dividend System）【I 】TOPIncreased Value Clause见“增值条款”Increased Value Insurance见“增值保险”Inherent Vice见“内在缺陷”Insurance见“保险”Insurance Agent见“保险代理人”Insurance Amount见“保险金额”Insurance Broker见“保险经纪人”Insurance Certificate见“保险凭证”Insurance Clauses见“保险条款”Insurance Company见“保险公司”Insurance Contract见“保险合同”Insurance Fund见“保险基金”Insurance Period见“保险期限”Insurance Premium见“保险费”Insurance Subject见“保险标的”Insured见“被保险人”Insurer见“保险人”【J 】TOPJoint Life Insurance见“联合人寿保险”近因（Proximate Cause）救助费用（Salvage Charge）家庭财产保险（Property Insurance for Home）绝对责任(absolute liability)疾病保险（Health Insurance）均衡纯保费（Level Premium）【K 】TOP宽限期（Grace Period）【L 】TOP理赔（Claim Settlement）劳合社（Lloyd's）劳工保险和雇主责任保险（Workers Compensation and Employer Liability Insurance）联合人寿保险（Joint Life Insurance）【M 】TOPMarine Insurance见“海上保险”Multiple Insurance见“重复保险”【N 】TOPNatural Premium见“自然纯保费”内在缺陷（Inherent Vice）年金保险（Annuities Insurance）【O 】TOPOutstanding Loss Reserve见“未决赔款准备金”【P 】TOPPeril见“危险事故”Personal Pension Annuities见“退休年金保险”Personal Insurance见“人身保险”Premium Rate见“保险费率”Policy见“保险单”Principle of Compensation见“补偿原则”Product Liability Insurance见“产品责任保险”Professional Liability Insurance见“职业责任保险”Profit Loss Insurance见“利润损失险”Property Insurance见“财产保险”Property Insurance for Enterprises见“企业财产保险”Property Insurance for Home见“家庭财产保险”Proximate Cause见“近因”Public Liability Insurance见“公众责任保险”Protection and Indemnity Insurance见“保障与赔偿责任保险”Pure Endowments见“定期生存保险”Pure Risk见“纯粹危险”批单（Endorsement）平均余命（Life Expectancy）平安险（Free from Particular Average）【Q 】TOP弃权与禁止反言（Waiver and Estelle）企业财产保险（Enterprise Property Insurance ）【R 】TOPReinstate见“复效”Reinstatement Value Insurance见“重置价值保险”Reinsurance见“再保险”Risk Unit见“危险单位”人身保险（Personal Insurance）人寿保险（Life Insurance）人身意外伤害保险（Life Accident Insurance）人寿保险精算师（Life Insurance Actuary）人寿保险责任准备金（Life Insurance Reserve）【S 】TOP双重价值条款(Dual Valuation Clause)受益人（Beneficiary）损失率（Loss Ratio）索赔（Claim）实际全损（Actual Total Loss）施救费用（Sue and Labor Expenses）生死两全保险（Endowment Assurance）生命表（Life Table）【T 】TOPTerm Insurance见“定期寿险”To Cancel见“退保”投保单（Application）投保人（Applicant）退保（To Cancel）推定全损（Constructive Total Loss)退休年金保险（Personal Pension Annuities）团体人身保险（Group Life Insurance）团体人身意外伤害保险（Group Life Accident Insurance）【U 】TOPUnearned Premium Reserve见“未到期责任准备金”Unvalued Insurance见“不定值保险”Utmost Good Faith见“最大诚信”【V 】TOPValued Insurance见“定值保险”【W 】TOP危险（Risk）Waiver and Estelle见“弃权与禁止反言”Whole Life Insurance见“终身寿险”Workers Compensation and Employer Liability Insurance见“劳工保险和雇主责任保险”【X 】TOP信用保险(Credit Insurance)现金价值（Cash Value）【Y 】TOP一切险（all risks)运费保险(Freight Insurance)【Z 】TOP暂保单（Binder，Binding Slip）最大诚信（Utmost Good Faith）忠诚保证保险（Fidelity Bond）责任保险（Liability Insurance）增值条款(increased value clause)增值保险(Increased Value Insurance)职业责任保险（Professional Liability Insurance）终身寿险（Whole Life Insurance）主险(main risks)自然纯保费（Natural Premium）自动垫交保险费贷款（Automatic Premium Loan）自杀条款（Suicide Clauses）再保险（Reinsurance）【 A 】TOPAbandonment 见"委付"Actual Total Loss 见"实际全损"All Risks 见"一切险"Annuities Insurance 见"年金保险"Applicant 见"投保人"Application 见"投保单"Automatic Premium Loan 见"自动垫交保险费贷款" Approved 见"承保"安装工程一切险（Erection All Risks Insurance）【 B 】TOPBeneficiary 见"受益人"Binder, Binding Slip 见"暂保单"保险（Insurance）保险法（Law of Insurance）保险基金(Insurance Fond）保险保障基金(Insurance Protection Fond）保险公司（Insurance Company）保险合同（Insurance Contract）保险单（Policy）保险凭证（Insurance Certificate）保险条款（Insurance Clauses）保险标的（Insurance Subject）保险金额（Insured Amount）保险价值（Insured Value）保险费（Insurance Premium）保险费率（Premium Rate）保险人（Insurer）保险代理人（Insurance Agent）保险经纪人（Insurance Broker）保险公估人（Insurance Assessor）补偿原则（Principle of Compensation）被保险人（（Insured）不定值保险（Unvalued Insurance）【 C 】TOPCash Loss 见"现金赔款"Cash Value 见"现金价值"Claim Settlement 见"理赔"Co-insurance 见"共同保险"Constructive Total Loss 见"推定全损"超率赔款再保险（Excess of Loss Ratio Reinsurance）超额赔款再保险（Excess of Loss Reinsurance）纯粹危险（Pure Risk）重复保险（Multiple Insurance）重置价值保险（Reinstatement Value Insurance）偿付能力（Solvency）承保（Approved，To Cover）船舶保险（Hull Insurance）财产保险（Property Insurance）产品质量保证保险（Product Quality Bond Insurance）产品责任保险（Product Liability Insurance）【 D 】TOPDividend System 见"红利制度"Dual Valuation Clause 见"双重价值条款"大数法则（Law of Large Numbers）代位求偿权（Subrogation Right）定值保险（Valued Insurance）第一损失保险（First Loss Insurance）盗窃保险（theft insurance）定期寿险（Term Insurance）定期生存保险（Pure Endowments）【 E 】TOPEndowment Assurance 见"生死两全保险"Endorsement 见"批单"Extraneous Risks 见"附加险"Erection All Risks Insurance 见"安装工程一切险" Excess of Loss Ratio Reinsurance 见"超率赔款再保险"Extra Charges 见"额外费用"额外费用（Extra Charges）【 F 】TOPFacultative Reinsurance 见"临时再保险"Fidelity Bond 见"忠诚保证保险"Fire Insurance 见"火灾保险"First Loss Insurance 见"第一损失保险"Free from Particular Average 见"平安险"Freight Insurance 见"运费保险"附加险（Extraneous Risks）飞机保险（Aircraft insurance）复效（Reinstate）【 G 】TOPGrace Period 见"宽限期"Group Life Accident Insurance 见"团体人身意外伤害保险" Group Life Insurance 见"团体人身保险"共同保险（Co-insurance）过失责任（fault liability）公众责任保险（Public Liability Insurance）【 H 】TOPHazard 见"危险因素"Health Insurance 见"疾病保险"Hull Insurance 见"船舶保险"海上保险（Marine Insurance）火灾保险（Fire Insurance）红利制度（Dividend System）【 I 】TOPIncreased Value Clause见“增值条款”Increased Value Insurance见“增值保险”Inherent Vice见“内在缺陷”Insurance见“保险”Insurance Agent见“保险代理人”Insurance Amount见“保险金额”Insurance Broker见“保险经纪人”Insurance Certificate见“保险凭证”Insurance Clauses见“保险条款”Insurance Company见“保险公司”Insurance Contract见“保险合同”Insurance Fund见“保险基金”Insurance Period见“保险期限”Insurance Premium见“保险费”Insured见“被保险人”Insurer见“保险人”【 J 】TOPJoint Life Insurance见“联合人寿保险”近因（Proximate Cause）救助费用（Salvage Charge）家庭财产保险（Property Insurance for Home）绝对责任(absolute liability)疾病保险（Health Insurance）均衡纯保费（Level Premium）【 K 】TOP宽限期（Grace Period）【 L 】TOP理赔（Claim Settlement）劳合社（Lloyd's）利润损失险（Profit Loss Insurance）劳工保险和雇主责任保险（Workers Compensation and Employer Liability Insurance）联合人寿保险（Joint Life Insurance）【 M 】TOPMarine Insurance见“海上保险”Multiple Insurance见“重复保险”【 N 】TOPNatural Premium见“自然纯保费”内在缺陷（Inherent Vice）年金保险（Annuities Insurance）【 O 】TOPOutstanding Loss Reserve见“未决赔款准备金”【 P 】TOPPeril见“危险事故”Personal Pension Annuities见“退休年金保险”Personal Insurance见“人身保险”Premium Rate见“保险费率”Policy见“保险单”Principle of Compensation见“补偿原则”Product Liability Insurance见“产品责任保险”Professional Liability Insurance见“职业责任保险”Profit Loss Insurance见“利润损失险”Property Insurance for Enterprises见“企业财产保险”Property Insurance for Home见“家庭财产保险”Proximate Cause见“近因”Public Liability Insurance见“公众责任保险”Protection and Indemnity Insurance见“保障与赔偿责任保险”Pure Endowments见“定期生存保险”Pure Risk见“纯粹危险”批单（Endorsement）平均余命（Life Expectancy）平安险（Free from Particular Average）【 Q 】TOP弃权与禁止反言（Waiver and Estelle）企业财产保险（ Enterprise Property Insurance ）【 R 】TOPReinstate见“复效”Reinstatement Value Insurance见“重置价值保险”Reinsurance见“再保险”Risk Management见“危险管理”Risk Unit见“危险单位”人身保险（Personal Insurance）人寿保险（Life Insurance）人身意外伤害保险（Life Accident Insurance）人寿保险精算师（Life Insurance Actuary）人寿保险责任准备金（Life Insurance Reserve）【 S 】TOP双重价值条款(Dual Valuation Clause)受益人（Beneficiary）损失率（Loss Ratio）索赔（Claim）实际全损（Actual Total Loss）施救费用（Sue and Labor Expenses）生死两全保险（Endowment Assurance）生命表（Life Table）【 T 】TOPTerm Insurance见“定期寿险”To Cancel见“退保”投保单（Application）投保人（Applicant）退保（To Cancel）推定全损（Constructive Total Loss)退休年金保险（Personal Pension Annuities）团体人身意外伤害保险（Group Life Accident Insurance）【 U 】TOPUnearned Premium Reserve见“未到期责任准备金”Unvalued Insurance见“不定值保险”Utmost Good Faith见“最大诚信”【 V 】TOPValued Insurance见“定值保险”【 W 】TOP危险（Risk）Waiver and Estelle见“弃权与禁止反言”Whole Life Insurance见“终身寿险”Workers Compensation and Employer Liability Insurance见“劳工保险和雇主责任保险”【 X 】TOP信用保险(Credit Insurance)现金价值（Cash Value）现金赔款（Cash Loss）【 Y 】TOP一切险（all risks)运费保险(Freight Insurance)【 Z 】TOP暂保单（Binder，Binding Slip）最大诚信（Utmost Good Faith）忠诚保证保险（Fidelity Bond）责任保险（Liability Insurance）增值条款(increased value clause)增值保险(Increased Value Insurance)职业责任保险（Professional Liability Insurance）终身寿险（Whole Life Insurance）主险(main risks)自然纯保费（Natural Premium）自动垫交保险费贷款（Automatic Premium Loan）自杀条款（Suicide Clauses）再保险（ Reinsurance）Saved.abandonment clause 委付条款act of god 不可抗力actuary 保险精算师all-risks policy一切险保单assignment clause 转让条款average adjuster 海损理算人average clause 共同海损分担条款average 海损、海损分摊branch of insurance 保险类别cargo damage survey 货损检验cargo insurance 货物保险certificate of insurance 保险证明书claim 索赔claim assessor 索赔人claim 索赔compulsory insurance 强制保险coverage 保险总额damage certificate 损坏证明书damage claim 损坏索赔damage 损坏赔偿金deposit premium 预付保险费endorsement 签注endowment policy 人寿定期保险单expiration of policy 保险单满期faa ( free of all average) 全损赔偿fire insurance 火险fpa ( free of particular average) 单独海损不赔free of average 全损赔偿general average 共同海损general policy condition 保险单一般规定indemnity 赔款indemnity 损害赔偿in-full premium 全部保险费initial premium 初期保险费insurance broker 保险经纪人insurance company 保险公司insurance policy 保险单insurance premium 保险费insured, assured 被保险人insurer, underwriter 保险人；保险商jettison 投弃knock-for-knock agreement 互撞免赔协议liability insurance 责任保险life assured 人寿保险投保人life fund 人寿保险基金life insurance 人寿保险loading 人寿保险附加费loss adjuster 损失理算人loss ratio 赔付率marine insurance 海损保险maritime transportation insurance 海洋运输保险mortality tables 死亡率表（用于计算保险风险）motor insurance 汽车保险mutual insurance company 互助保险公司natural calamities 自然灾害natural losses 自然损耗no-claims bonus 无索偿奖金notice of loss 损害通知书null and void 宣告无效obligation of compensation for loss 赔偿的义务particular average 单独海损policy-holder 保险客户reinsurance 再保险；转保renewal premium 续保费renewal 续保；延期salvage value 残值；获救货物或船舶的价值sum insured 保险金额survey 查勘termination of risk 保险责任终止third party insurance 第三方保险time hull insurance 船舶定期保险time limit for filing claims 索赔时限time policy 定期保险单to renew 续保u/w (underwriter) 承保人unvalued policy 不定值保单。
保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(People’sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为...提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金（保险收入）insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)?途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险（海运货物保险）AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇Aabandonment 委付abandonmentclause 委付条款accident 意外事故accountingperiod 结算期actofgod 不可抗力actualtotalloss 实际全损actuarialmethod 精算法actuary 保险精算师additionalpremium 附加保险费additionalrisk 附加险advanceprofit 预期利润aggregatelimit 累积限额aggregatedloss 累积损失all-riskspolicy 一切险保单antiselection 逆选择applicant 投保人application 投保单approved 承保assignmentclause 转让条款average 海损、海损分摊averageadjuster 海损理算人averageclause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单bindingslip 暂保单breakageofpacking 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captivepools 自保组合cargodamageadjustment 货损理算cargodamageinspection 货损检验cargodamageprevention 货损预防cargodamagereport 货损报告cargodamagesurvey 货损检查，货物损坏检验cargoinsurancepremium 货物保险费cargoinsurancerate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单，货物保险单cargopremium 货运保险费，货物保险费cargounderwriter 货物保险承保人（商），货险承保人，货物承保人cashloss 现金赔款cashvalue 现金价值catastrophe 巨灾catastrophe excessofloss（CXL）巨灾超赔\巨灾超赔分保categoriesofinsurance 保险类别cedingcompany 分出公司ceding(insurance)company 分保公司ceding,retrocession(forreinsurance) 分保certificateofcargodamage 货损证明certificateofinsurance 保险证明、保险凭证cessionlimit 分保限额ChinaInsuranceClause(CIC) 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claimsandarbitration 索赔与仲裁claimsassistance 理赔协助clashandbreakage 碰损，破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencementandtermination 起讫concurrentinsurance 同时保险consequentialloss(CL) 后果损失constructivetotalloss 推定全损contingentliquidity 或有流动性continuedinsurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单，保险证明covernote 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damagecargoclerk 理残员，货损管理员damagecargolist 货损单，残货单damagecertificate 损坏证明书damageclaim 损坏索赔damagedbyothercargo 由其他货物损害damagedcargolist 受损货物单damagedcargoreport 受损货物报告书，货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursementpolicy (船舶)驶费保险单dividendsystem 红利制度doubleinsurance 双保险dualvaluationclause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowmentinsurance 养老保险endowmentpolicy 人寿定期保险单eventlimit 事件限额exgratiapayments 通融赔款excessloss 超额赔款excessoflosscover 超额赔偿excessofloss（XL) 超赔分保exclusion 除外责任EXLprotection 超赔保障exposedareas 风险承受区域exposurerating 风险评估extended-terminsurance 过期保险extracharges 额外费用extrapremium 额外保险费extraneousrisks(additionalrisks) 附加险保险英语词汇Ffacultativebusiness 临分保facultativereinsurance 临时分保faultliability 过失责任financialquotashares 成数分保fineprint 细则finiterisk 有限制的风险finiterisktransfer 有限风险转移floatingpolicy 浮动保险单franchise(deductible) 免赔额；免赔率freeofallaverage(FAA) 全损赔偿freightinsurance 运费保险freightpolicy 运费保险单fullcoverage 全额承保fullinsurance 全额保险fullinsurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneralaverage（GA）共同海损graceperiod 宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance 团体保险guaranteeofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险，健康保险heavydamage 严重破坏holisticrisktransfer 整体风险转移hookdamage 勾（钩）损险hourclause 小时条款保险英语词汇IIBRNreserve 已发生但未报的损失储备金，IBRN储备金importcargoinsurance 进口货物保险increasedvalueclause 增值条款increasedvalueinsurance 增值保险increasingcoverage,extendingcoverage 加保Incurredbutnotreportedlosses(IBRN) 已发生但未报的损失indemnitylimit 赔偿期限indemnityperiod 赔偿期individuallosses 单一损失industrialinsurance 产业保险inflatedclaim 超额索赔inherentnatureofcargo 货物的固有性inherentvice 内在缺陷inherentviceofcargo 货物固有缺陷inspectionofcargo 积货鉴定，货物检验，检查货物inspectionofcargoGAorPA 海损(单独海损或共同海损)鉴定inspectionondamagedcargo 货物残损检验installmentinsurance 分期付款保险InstituteCargoClauses协会货物（保险）条款insurability 可保性insurance 保险，保险费，保险金额insuranceact 保险条例insuranceagainstrisk 保险insuranceagent(s) 保险代理，保险代理人insuranceamount 保险金额\保险额insuranceapplicant 投保人insuranceassessor 保险公估人insurancebroker 保险经纪人insurancebusiness 保险企业\保险业insurancecapacity 承保能力insurancecertificate 保险凭证\保险证书insuranceclaim 保险索赔insuranceclause 保险条款insurancecommission 保险佣金insurancecompany 保险公司insuranceconditions 保险条件\保险契约约定条款insurancecontract 保险合同insurancecorporation 保险公司insurancecoverage 保险范围，保额insurancedeclarationsheet(bordereau) 保险申报单(明细表)insurancedivision 保险部insurancedocument 保险单据insuranceexpense 保险费insurancefond 保险基金insuranceindustry 保险业insuranceinstruction 投保通知，投保须知insurancelaw 保险法insuranceonlastsurvivor 长寿保险insuranceperiod 保险期限insurancepolicy 保险单\保单insurancepremium 保险费insuranceproceeds 保险金（保险收入）,保险赔偿金，保险赔款insurancerate 保险费率表insurancesecuritization 保险证券化insuranceslip 投保单\投保申请书insurancesubject 保险标的insurancetreaty 保险合同insuranceunderwriter 保险承保人insurancevalue(insuranceamount) 保险金额insurant 被保险人，受保人insure 保险、投保、保证insured 被保险人insuredamount 保险金额insuredloss 保险损失insuredproperty 参保物业InsuredValue 保险价值insurer 保险人、保险公司，保险商insurer(underwriter) 承保人、保险人investmentinsurance 投资保险保险英语词汇J-LJjettison 投弃Llawofinsurance 保险法lawoflargenumbers 大数法则leaflet 说明书lessexposed 损失可能性小letterofguarantee 保函，保证书liability 责任liabilityinsurance 责任保险licensebond 执照保险lifeassured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险lifeinsuranceactuary 人寿保险精算师lifeinsurancereserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费lossadjuster 损失理算人lossoccurrence 损失发生lossoccurringbasis 损失发生基础lossofprofit 利损险lossparticipation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmailcontractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marineinsurance 海上运输保险，水险marinelosses 海损medicalinsurance 医疗保险mortalitytables 死亡率表（用于计算保险风险）multipleclaim 多次（重复）索赔multipleinsurance 重复保险mutualinsurance 相互保险mutualinsurancecompany 相互保险公司保险英语词汇NNatCatpooling 自然灾害共保naturalcatastrophe（NatCat）自然灾害naturalpremium 自然纯保费netretainedlines 净自留额netretainedlosses 损失净自赔额noprofitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatoryreinsurance 固定分保oceanmarinecargoclauses 海洋运输货物保险条款ondeckrisk 舱面险openpolicy 预约保险单openpolicyinsurance 预约保险originaldeductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland（transportation）insurance 陆上运输保险保险英语词汇Pparcelpostinsurance 邮包运输保险partialloss 部分损失particularaverage(PA) 单独海损peril 危险、危险事故perilsofthesea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policyholder 保险客户\保险单持有人policypackage 承保多项内容的保险单policyproofofinterest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolioentry 未满期责任的出帐portfoliooutgo 未满期责任的入帐possiblemaximumloss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premiumrebate 保险费回扣previouslosses 既往损失primaryinsurancecompany 原保公司、主保险商principal 业主principleofcompensation 补偿原则priority 分保自留额、自付责任priority(deductible) 优先（免赔额)proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产propertyinsurance 财产保险proportionalcover 比例分保proportionalreinsurance 比例再保险proximatecause 近因punitivedamage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rraininsurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatementvalueinsurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejectionrisk 拒收险renewcoverage 续保renewal 续保；延期renewalpremium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额returnperiod 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险，保险额riskcarrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费\风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvagecharge 救助费用salvagevalue 残值，获救货物或船舶的价值secondeventcover 第二事件承保set-off 抵销settlementofclaim 理赔sicknessinsurance 疾病保险socialinsurance 社会保险solvency 偿付能力solvencymargin 赔偿能力spreadloss 分散风险standingcharges 维持费用stoploss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogationcenter 代位求偿权sueandlaborexpenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplusinsurance 盈余保险surveyatjettyrisk 码头检验险surveyincustomsrisk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区terminsurance 定期保险TG 拐点周期theinsured 被保险人，受保人timepolicy 定期保险单topographicmap 地形图totalloss 全部损失totalsuminsured 总保额treatiesbusiness 合同分保treatyreinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunderinsurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwritingpolicy 承保政策unvaluedinsurance 不定值保险unvaluedpolicy 不定值保单utmostgoodfaith 最大诚信保险英语词汇V-ZVvaluedinsurance 定值保险voluntaryinsurance 自动保险Wwaiverandestoppels弃权与禁止反言windstorm 风暴workingcost 营业费用workingexpenses 营业费用writing 承保writtenpremiums 承保保费。
保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(People’sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为...提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金（保险收入）insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险（海运货物保险）AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇Aabandonment 委付abandonmentclause 委付条款accident 意外事故accountingperiod 结算期actofgod 不可抗力actualtotalloss 实际全损actuarialmethod 精算法actuary 保险精算师additionalpremium 附加保险费additionalrisk 附加险advanceprofit 预期利润aggregatelimit 累积限额aggregatedloss 累积损失all-riskspolicy 一切险保单antiselection 逆选择applicant 投保人application 投保单approved 承保assignmentclause 转让条款average 海损、海损分摊averageadjuster 海损理算人averageclause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单bindingslip 暂保单breakageofpacking 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captivepools 自保组合cargodamageadjustment 货损理算cargodamageinspection 货损检验cargodamageprevention 货损预防cargodamagereport 货损报告cargodamagesurvey 货损检查，货物损坏检验cargoinsurancepremium 货物保险费cargoinsurancerate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单，货物保险单cargopremium 货运保险费，货物保险费cargounderwriter 货物保险承保人（商），货险承保人，货物承保人cashloss 现金赔款cashvalue 现金价值catastrophe 巨灾catastrophe excessofloss（CXL）巨灾超赔\巨灾超赔分保categoriesofinsurance 保险类别cedingcompany 分出公司ceding(insurance)company 分保公司ceding,retrocession(forreinsurance) 分保certificateofcargodamage 货损证明certificateofinsurance 保险证明、保险凭证cessionlimit 分保限额ChinaInsuranceClause(CIC) 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claimsandarbitration 索赔与仲裁claimsassistance 理赔协助clashandbreakage 碰损，破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencementandtermination 起讫concurrentinsurance 同时保险consequentialloss(CL) 后果损失constructivetotalloss 推定全损contingentliquidity 或有流动性continuedinsurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单，保险证明covernote 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damagecargoclerk 理残员，货损管理员damagecargolist 货损单，残货单damagecertificate 损坏证明书damageclaim 损坏索赔damagedbyothercargo 由其他货物损害damagedcargolist 受损货物单damagedcargoreport 受损货物报告书，货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursementpolicy (船舶)驶费保险单dividendsystem 红利制度doubleinsurance 双保险dualvaluationclause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowmentinsurance 养老保险endowmentpolicy 人寿定期保险单eventlimit 事件限额exgratiapayments 通融赔款excessloss 超额赔款excessoflosscover 超额赔偿excessofloss（XL) 超赔分保exclusion 除外责任EXLprotection 超赔保障exposedareas 风险承受区域exposurerating 风险评估extended-terminsurance 过期保险extracharges 额外费用extrapremium 额外保险费extraneousrisks(additionalrisks) 附加险保险英语词汇Ffacultativebusiness 临分保facultativereinsurance 临时分保faultliability 过失责任financialquotashares 成数分保fineprint 细则finiterisk 有限制的风险finiterisktransfer 有限风险转移floatingpolicy 浮动保险单franchise(deductible) 免赔额；免赔率freeofallaverage(FAA) 全损赔偿freightinsurance 运费保险freightpolicy 运费保险单fullcoverage 全额承保fullinsurance 全额保险fullinsurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneralaverage（GA）共同海损graceperiod 宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance 团体保险guaranteeofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险，健康保险heavydamage 严重破坏holisticrisktransfer 整体风险转移hookdamage 勾（钩）损险hourclause 小时条款保险英语词汇IIBRNreserve 已发生但未报的损失储备金，IBRN储备金importcargoinsurance 进口货物保险increasedvalueclause 增值条款increasedvalueinsurance 增值保险increasingcoverage,extendingcoverage 加保Incurredbutnotreportedlosses(IBRN) 已发生但未报的损失indemnitylimit 赔偿期限indemnityperiod 赔偿期individuallosses 单一损失industrialinsurance 产业保险inflatedclaim 超额索赔inherentnatureofcargo 货物的固有性inherentvice 内在缺陷inherentviceofcargo 货物固有缺陷inspectionofcargo 积货鉴定，货物检验，检查货物inspectionofcargoGAorPA 海损(单独海损或共同海损)鉴定inspectionondamagedcargo 货物残损检验installmentinsurance 分期付款保险InstituteCargoClauses协会货物（保险）条款insurability 可保性insurance 保险，保险费，保险金额insuranceact 保险条例insuranceagainstrisk 保险insuranceagent(s) 保险代理，保险代理人insuranceamount 保险金额\保险额insuranceapplicant 投保人insuranceassessor 保险公估人insurancebroker 保险经纪人insurancebusiness 保险企业\保险业insurancecapacity 承保能力insurancecertificate 保险凭证\保险证书insuranceclaim 保险索赔insuranceclause 保险条款insurancecommission 保险佣金insurancecompany 保险公司insuranceconditions 保险条件\保险契约约定条款insurancecontract 保险合同insurancecorporation 保险公司insurancecoverage 保险范围，保额insurancedeclarationsheet(bordereau) 保险申报单(明细表) insurancedivision 保险部insurancedocument 保险单据insuranceexpense 保险费insurancefond 保险基金insuranceindustry 保险业insuranceinstruction 投保通知，投保须知insurancelaw 保险法insuranceonlastsurvivor 长寿保险insuranceperiod 保险期限insurancepolicy 保险单\保单insurancepremium 保险费insuranceproceeds 保险金（保险收入）,保险赔偿金，保险赔款insurancerate 保险费率表insurancesecuritization 保险证券化insuranceslip 投保单\投保申请书insurancesubject 保险标的insurancetreaty 保险合同insuranceunderwriter 保险承保人insurancevalue(insuranceamount) 保险金额insurant 被保险人，受保人insure 保险、投保、保证insured 被保险人insuredamount 保险金额insuredloss 保险损失insuredproperty 参保物业InsuredValue 保险价值insurer 保险人、保险公司，保险商insurer(underwriter) 承保人、保险人investmentinsurance 投资保险保险英语词汇J-LJjettison 投弃Llawofinsurance 保险法lawoflargenumbers 大数法则leaflet 说明书lessexposed 损失可能性小letterofguarantee 保函，保证书liability 责任liabilityinsurance 责任保险licensebond 执照保险lifeassured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险lifeinsuranceactuary 人寿保险精算师lifeinsurancereserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费lossadjuster 损失理算人lossoccurrence 损失发生lossoccurringbasis 损失发生基础lossofprofit 利损险lossparticipation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmailcontractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marineinsurance 海上运输保险，水险marinelosses 海损medicalinsurance 医疗保险mortalitytables 死亡率表（用于计算保险风险）multipleclaim 多次（重复）索赔multipleinsurance 重复保险mutualinsurance 相互保险mutualinsurancecompany 相互保险公司保险英语词汇NNatCatpooling 自然灾害共保naturalcatastrophe（NatCat）自然灾害naturalpremium 自然纯保费netretainedlines 净自留额netretainedlosses 损失净自赔额noprofitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatoryreinsurance 固定分保oceanmarinecargoclauses 海洋运输货物保险条款ondeckrisk 舱面险openpolicy 预约保险单openpolicyinsurance 预约保险originaldeductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland（transportation）insurance 陆上运输保险保险英语词汇Pparcelpostinsurance 邮包运输保险partialloss 部分损失particularaverage(PA) 单独海损peril 危险、危险事故perilsofthesea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policyholder 保险客户\保险单持有人policypackage 承保多项内容的保险单policyproofofinterest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolioentry 未满期责任的出帐portfoliooutgo 未满期责任的入帐possiblemaximumloss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premiumrebate 保险费回扣previouslosses 既往损失primaryinsurancecompany 原保公司、主保险商principal 业主principleofcompensation 补偿原则priority 分保自留额、自付责任priority(deductible) 优先（免赔额)proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产propertyinsurance 财产保险proportionalcover 比例分保proportionalreinsurance 比例再保险proximatecause 近因punitivedamage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rraininsurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatementvalueinsurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejectionrisk 拒收险renewcoverage 续保renewal 续保；延期renewalpremium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额returnperiod 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险，保险额riskcarrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费\风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvagecharge 救助费用salvagevalue 残值，获救货物或船舶的价值secondeventcover 第二事件承保set-off 抵销settlementofclaim 理赔sicknessinsurance 疾病保险socialinsurance 社会保险solvency 偿付能力solvencymargin 赔偿能力spreadloss 分散风险standingcharges 维持费用stoploss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogationcenter 代位求偿权sueandlaborexpenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplusinsurance 盈余保险surveyatjettyrisk 码头检验险surveyincustomsrisk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区terminsurance 定期保险TG 拐点周期theinsured 被保险人，受保人timepolicy 定期保险单topographicmap 地形图totalloss 全部损失totalsuminsured 总保额treatiesbusiness 合同分保treatyreinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunderinsurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwritingpolicy 承保政策unvaluedinsurance 不定值保险unvaluedpolicy 不定值保单utmostgoodfaith 最大诚信保险英语词汇V-ZVvaluedinsurance 定值保险voluntaryinsurance 自动保险Wwaiverandestoppels弃权与禁止反言windstorm 风暴workingcost 营业费用workingexpenses 营业费用writing 承保writtenpremiums 承保保费。
保险法保险insurance保险法insurance law风险管理risk management保险功能insurance function风险; 险别risk投机性风险speculative risk投资风险investment risk特殊风险extraneous risks险别coverage危险事故peril承保范围risk insured，risk covered；coverage保险监督管理机构insurance regulatory authority保险业insurance industry保险机构insurance institution保险公司insurance company保险公司条例insurance company ordinance大数法则law of large numbers概率probability边际效用递减原理principle of diminishing marginal utility of wealth偿付能力solvency保险基金insurance fund保险保障基金Insurance Protection Fond赔款准备金claim reserve已报未决保险赔款claims in the course of settlement未报未决保险赔款claims incurred but not reported保险标的insurance object保险利益insurable interest财产的保险利益insurable interest in property人身（寿）的保险利益insurable interest in lives道德风险moral risks; moral hazard商业保险commercial insurance社会保险social insurance自愿保险voluntary insurance强制保险compulsory insurance基本险primary types of insurance附加险secondary types of insurance再保险reinsurance重复保险multiple insurance; overlapping insurance; concurrency; double insurance; concurrent insurance射幸合同contigency contract赌博合同wagering contract保险合同insurance contract古都合同orphan保险单insurance policy投保单insurance slip暂保单binder，binding slip保险凭证insurance certificate保单生效日期date of inception of the policy; date of police保险期间insurance period；policy term; term of insurance; term of policy; duration of insurance保险条款insurance clause自杀条款suicide clauses不诚实除外条款fidelity exclusion; infidelity exclusion不可抗力act of god; force majieure; irresistible exclusion不法行为barratry统括条款omnibus clause不可否认的条款incontestability clause劳合社标准保险单Lloyd’s standard policy保险费premium；insurance expense额外保险费extra premium附加保险费additional premium净保费net premium保险费回扣remiumrebate保险费率表insurance rate(人身保险中)被保险人中途解除合同的退保金额surrender value保险费率premium rate; premiums保险金insurance compensation；insurance proceeds; policy proceeds; amount of loss; claims paid保险金给付方式distribution plan保险金额insured amount; amount of insurance; sum assured; sun insured; amount insured; amount of coverage保险价值insured value定值保险合同valued insurance contract不定值保险合同unvalued insurance contract足额保险合同full insurance contract不足额保险合同under insurance contract超额保险合同over insurance contract重置价值保险reinstatement value insurance投保人applicant；insurance applicant; proposer; cestui que vie投保资格eligibility保险人，保险商，承保人insurer保险承保人insurance underwriter; insurance carrier被保险人insurer；insurant保险受益人beneficiary保险代理人insurance agent保险经纪人insurance broker保险佣金insurance commission投保insure；to cover(effect，arrange，take out) insurance 为。
保险公司术语总结汇报保险公司术语总结汇报保险是一种在风险发生时提供经济保障的机制。
保险公司起着核心作用，为个人和组织提供各种保险产品和服务。
在保险行业中，存在着各种术语，这些术语用于描述不同的保险政策、条款和理赔程序。
在本文中，我们将总结和解释一些常见的保险公司术语。
1. 保险单（Insurance Policy）：保险合同的书面文件，描述了保险人和受保险人之间的权利和义务。
2. 投保人（Policyholder）：购买保险的人，也可以是公司或组织。
3. 受保险人（Insured）：投保人选择保险保护的个人、家庭或财产。
4. 保费（Premium）：投保人支付给保险公司的金额，以换取保险保障。
5. 理赔（Claim）：当受保险人遭受损失或风险时，向保险公司提出赔偿要求。
6. 赔款（Indemnity）：保险公司向受保险人进行的赔偿支付。
7. 自付额（Deductible）：在保险公司开始支付赔款之前，投保人需要自行承担的损失金额。
8. 免赔额（Excess）：投保人在理赔过程中需要自行承担的固定金额或百分比。
9. 保险赔偿上限（Policy Limit）：保险公司在一次事故或保险期间内支付的最大金额。
10. 附加险（Rider）：在主保险合同之外单独购买的附加保险条款。
11. 保险代理人（Insurance Agent）：代表保险公司销售保险产品和服务的人员。
12. 保险经纪人（Insurance Broker）：代表客户与保险公司之间进行交涉的专业中介机构。
13. 保险中介（Insurance Intermediary）：包括代理人和经纪人，是保险购买过程中的中间人。
14. 保险赔付比率（Claims Ratio）：保险公司在特定时期内支付给投保人的赔款与保险费收入之比。
15. 保险精算师（Actuary）：负责计算保险费率和风险评估的专业人员。
16. 再保险（Reinsurance）：保险公司将部分风险转移给其他保险公司或再保险公司。
保险专业术语100个1. 保险(Insurance)2. 保单(Insurance Policy)3. 保费(Premium)4. 被保险人(Insured)5. 投保人(Policyholder)6. 受益人(Beneficiary)7. 保险合同(Insurance Contract)8. 保险责任(Insurance Coverage)9. 免赔额(Deductible)10. 赔偿(Indemnification)11. 保额(Coverage Limit)12. 保险单号(Policy Number)13. 续保(Renewal)14. 解除合同(Cancellation)15. 保险代理人(Insurance Agent)16. 保险经纪人(Insurance Broker)17. 险种(Insurance Type)18. 终身保险(Whole Life Insurance)19. 寿险(Life Insurance)20. 财产保险(Property Insurance)21. 车险(Auto Insurance)22. 健康保险(Health Insurance)23. 商业保险(Commercial Insurance)24. 全险(Comprehensive Insurance)25. 第三者责任险(Third-Party Liability Insurance)26. 个人责任险(Personal Liability Insurance)27. 养老保险(Pension Insurance)28. 意外险(Accident Insurance)29. 理赔(Claims)30. 赔款(Claim Payment)31. 赔付率(Loss Ratio)32. 保险费率(Insurance Premium Rate)33. 风险(Risk)34. 保险费率(Premium Rate)35. 保险费用(Insurance Expense)36. 保单现金价值(Cash Value of Policy)37. 保险期限(Policy Term)38. 不动产险(Real Estate Insurance)39. 人寿保险公司(Life Insurance Company)40. 全球再保险公司(Reinsurance Company)41. 不测险(Contingent Insurance)42. 分红险(Dividend-Paying Insurance)43. 互助保险(Mutual Insurance)44. 合同终止(Contract Termination)45. 保险仲裁(Insurance Arbitration)46. 资产保护(Asset Protection)47. 财务规划(Financial Planning)48. 停保(Lapse)49. 超龄保费(Age-Adjusted Premium)50. 风险管理(Risk Management)51. 保险赔付调查(Claims Investigation)52. 保险监管(Insurance Regulation)53. 争议解决(Dispute Resolution)54. 保险法(Insurance Law)55. 保险税(Insurance Tax)56. 保险诈骗(Insurance Fraud)57. 险企(Insurance Company)58. 保险销售(Insurance Sales)59. 险资(Insurance Assets)60. 保险监管机构(Insurance Regulatory Authority)61. 重大疾病险(Critical Illness Insurance)62. 共保(Coinsurance)63. 保单现金价值(Cash Surrender Value)64. 不计免赔(No-Claim Bonus)65. 全球保险市场(Global Insurance Market)66. 灾害风险(Catastrophic Risk)67. 商业责任险(Commercial Liability Insurance)68. 医疗保险(Medical Insurance)69. 偿付能力(Solvent)70. 保险费率浮动(Premium Fluctuation)71. 个人保险(Individual Insurance)72. 保单条款(Policy Provisions)73. 保险预授权(Insurance Preauthorization)74. 保险产品(Insurance Product)75. 现金赔付(Cash Benefit)76. 赔偿期间(Indemnity Period)77. 保险风险管理(Insurance Risk Management)78. 保险投资(Insurance Investment)79. 保险监察(Insurance Supervision)80. 风险调整(Risk Adjustment)81. 定期寿险(Term Life Insurance)82. 短期残疾险(Short-Term Disability Insurance)83. 投资连结保险(Investment-Linked Insurance)84. 长期护理保险(Long-Term Care Insurance)85. 保险资本(Insurance Capital)86. 保险金(Insurance Payout)87. 财产保险公司(Property Insurance Company)88. 寿险掌门人(Life Insurance CEO)89. 互联网保险(Internet Insurance)90. 保险理论(Insurance Theory)91. 风险评估(Risk Assessment)92. 车险报案(Auto Insurance Claim)93. 保险精算(Insurance Actuarial)94. 保单效力(Policy Validity)95. 保险监管法规(Insurance Regulatory Laws)96. 保单解除(Policy Termination)97. 索赔流程(Claims Process)98. 财务报告(Financial Statements)99. 保险法务(Insurance Legal Affairs)100. 意外身故险(Accidental Death Insurance)。
保险诈骗罪的认定及法律适用AbstractInsurance fraud has serious social harm, we must strengthen the theoretical research on insurance fraud and in judicial practice The crackdown. This article focuses on the judicial determination of the crime of insurance fraud, the crime of insurance fraud, the boundaries of the crime, the criminal form of some of the problems, from a multi-angle detailed analysis. The object of insurance fraud includes the state insurance system and the property ownership of the insurance company, the subject is limited to the insured, the insured and the beneficiary, the crime of insurance fraud is a direct intentional crime, must be illegal possession of insurance as a key element. The amount of large insurance is an important criterion for the crime of crime and non-crime, the crime of insurance fraud is the amount of crime, the existence of attempted form, the special nature of insurance claims led to insurance fraud often in the form of joint crime, so the case is more complex. Insurance fraud crime in the form of crime is mainly involved in committing the problem, the implication of the existence of a crime and a number of differentways of punishment. Through the discussion of this article, the author hopes to play a role in the research of insurance fraud theory and judicial practice.**广播电视大学开放教育法学本科毕业论文Key words insurance fraud constitute of crime patterns of crime序言保险诈骗活动具有严重的社会危害性，不仅影响保险事业的健康运行和发展，还会带来其他的社会危害，其手段行为很可能会危及到其他财产、人身、生产、生活等很多领域。
香港保险名词解释以下是香港保险一些常见的名词解释：1. 保险公司（Insurance Company）：提供保险产品和服务的金融机构。
2. 保险经纪人（Insurance Broker）：代表客户与保险公司进行保险交易的中介人，帮助客户选择合适的保险产品。
3. 保险代理人（Insurance Agent）：代表保险公司销售保险产品的专业人士。
4. 保险合同（Insurance Policy）：保险公司与投保人签订的法律文件，规定了双方的权利和义务。
5. 投保人（Policyholder）：购买保险并与保险公司签订合同的人。
6. 被保险人（Insured）：保险合同中受到保险保护的个人或财产。
7. 受益人（Beneficiary）：在被保险人出险时，有权获得保险金的人。
8. 保险金（Insurance Benefit）：保险公司根据保险合同在被保险人出险时支付的金额。
9. 保费（Premium）：投保人向保险公司支付的购买保险的费用。
10. 免赔额（Deductible）：在出险时需要由被保险人自行承担的一部分损失。
11. 续期（Renewal）：保险合同到期后，投保人选择继续购买保险并与保险公司重新签订合同。
12. 健康保险（Health Insurance）：提供医疗费用保障的保险产品。
13. 车险（Motor Insurance）：提供机动车所有者或驾驶员保障的保险产品。
14. 寿险（Life Insurance）：提供投保人身故或达到特定年龄时获得一定金额的保险产品。
15. 旅行保险（Travel Insurance）：提供旅行期间意外事故保障的保险产品。
请注意，以上解释仅为一般性的描述，具体情况还需参考相关保险合同或法律法规。
索赔的英文索赔（Claim）是指在一定的条件下，向相应的机构或组织申请赔偿或要求解决问题的行为。
在不同的情况下，索赔的英文表达方式也会有所不同。
下面将介绍一些常见情境下索赔的英文表达。
保险索赔（Insurance Claim）保险索赔是指在保险合同约定的范围内，投保人或受益人因发生了保险事故或意外事件而向保险公司提出赔偿要求的行为。
以下是在保险索赔时常用的英文表达：•File a claim：提出索赔•Insurance claim form：保险索赔表格•Claim settlement：索赔解决•Claim adjuster：理赔员•Policyholder：保单持有人•Loss assessment：损失评估•Required documents：所需文件•Claim status：索赔状态产品退货索赔（Product Return Claim）当消费者购买的产品存在质量问题或不符合承诺，他们可以选择退货并申请退款。
以下是在产品退货索赔时常用的英文表达：•Product return claim：产品退货索赔•Return policy：退货政策•Request a return：申请退货•Return authorization：退货授权•Defective product：有问题的产品•Return shipping label：退货运输标签•Refund process：退款流程•Return address：退货地址•Proof of purchase：购买凭证服务质量索赔（Quality of Service Claim）在享受某种服务的过程中，如果服务质量未达到预期标准或存在明显问题，顾客可以提出服务质量索赔。
以下是在服务质量索赔时常用的英文表达：•Quality of service claim：服务质量索赔•Dissatisfaction with service：对服务不满•Submit a complaint：提交投诉•Compensation request：赔偿要求•Service level agreement：服务水平协议•Customer support：客户支持•Customer complaint department：客户投诉部门•Proof of inadequate service：不完善服务的证明劳动力索赔是指员工在与雇主之间发生劳动纠纷或遭遇不公平待遇时，要求解决问题或获得相应赔偿的行为。
外贸英语中英互译保险及索赔在外贸业务中，保险是非常重要的一项考虑因素。
保险旨在降低贸易风险，保护双方利益。
在这篇文章中，我们将讨论外贸英语中保险及索赔的相关术语和翻译。
1. Introduction（介绍）保险在外贸业务中的作用不可忽视。
它为出口商和进口商提供保障，确保货物在运输过程中能够受到保护。
保险的理解和索赔处理在外贸英语中显得尤为重要。
2. Types of Insurance（保险类型）2.1 Marine Insurance（海洋保险）Marine insurance covers the loss or damage of goods during transportation by sea. It provides financial protection to both the exporterand the importer. In case of any accidents or disasters, such as shipwrecks or piracy, marine insurance compensates for the loss.2.2 Freight Insurance（货运保险）Freight insurance covers the loss or damage of goods during transportation by any means, including sea, air, road, or rail. It provides coverage for the cost of transportation and protects against risks like theft, accidents, or natural disasters.2.3 Cargo Insurance（货物保险）Cargo insurance covers the loss or damage of the goods being transported. It can include both marine and freight insurance, depending on the specific terms of the policy. Cargo insurance ensures that the value of the goods is protected in case of any unfortunate events.3. Insurance Terminology（保险术语）3.1 Insurer（保险人）The insurer is the company providing the insurance coverage. They assess the risks, provide the policy, and handle claims in case of any loss or damage.3.2 Insured（被保险人）The insured refers to the party (exporter or importer) who purchases the insurance policy and is covered by the insurance in case of any loss or damage.3.3 Premium（保险费）The premium is the amount of money paid by the insured to the insurer for the insurance coverage. It is usually calculated based on the value and nature of the goods being insured, as well as the risk factors involved.3.4 Policy（保险单）The policy is the legal document that outlines the terms and conditions of the insurance coverage. It includes details such as the insured parties, coverage limits, deductibles, and exclusions.4. Claims and Compensation（索赔和赔偿）4.1 Filing a Claim（提出索赔）In case of any loss or damage covered by the insurance policy, the insured party needs to file a claim with the insurer. This typically involves providing evidence of the loss, such as photos, invoices, or shipping documents.4.2 Claim Settlement（索赔解决）Once a claim is filed, the insurer will initiate the claim settlement process. They will investigate the circumstances of the loss or damage and assess the claim based on the policy terms. If the claim is approved, the insurer will compensate the insured for the value of the loss or damage.4.3 Compensation（赔偿）The compensation is the amount of money paid by the insurer to the insured to cover the loss or damage. It may be based on the actual value of the goods, the insured amount stated in the policy, or a predetermined formula agreed upon by both parties.5. Conclusion（结论）外贸英语中的保险和索赔术语对于有效保护货物和降低贸易风险非常重要。
