Saving money or using tomorrow
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存钱计划英语作文80词As a seasoned writing expert, I can tackle the complexities of crafting long-form content that resonates with readers. Let's delve into the world of saving plans, exploring various perspectives and weaving a tapestry of insights to guide individuals on their financial journeys. Saving money is not merely a habit; it's a mindset, a commitment to securing a stable future and achieving cherished dreams. It's about delayed gratification, choosing to invest in tomorrow rather than indulging in instant pleasures today. A well-defined saving plan acts as a roadmap, guiding individuals through the labyrinth of financial decisions and helping them navigate towards their goals. For young adults embarking on their careers, a saving plan becomes the foundation for building a secure future. It allows them to accumulate funds for major life milestones, such as purchasing a home, pursuing higher education, or starting a family. The discipline of saving early on instills a sense of financial responsibility and empowers them to make informed choices. The power of compounding works its magic, turning small, consistent contributions into substantial sums over time. Families, too, benefit immensely from a structured saving plan. It provides a safety net for unforeseen emergencies, ensuring that unexpected medical expenses or job losses don't derail theirfinancial stability. Moreover, a saving plan allows families to create a legacyfor their children, whether it's funding their education or providing a head start in life. The act of saving together fosters open communication about financeswithin the family, teaching children the value of money and responsible financial management. Entrepreneurs and small business owners find saving plans indispensable for navigating the uncertainties of the business world. A well-funded emergency fund acts as a buffer during economic downturns or unexpected challenges. Additionally, a saving plan allows entrepreneurs to invest in growth opportunities, expanding their businesses and pursuing their entrepreneurial visions. The discipline of saving instills a sense of financial prudence,enabling them to make strategic decisions that contribute to the long-term success of their ventures. Retirees discover that a robust saving plan is the cornerstone of a comfortable and fulfilling retirement. It provides the financial security to pursue their passions, travel the world, or simply enjoy a stress-free lifestyle.A well-structured saving plan ensures that they can maintain their desired standard of living without solely relying on government pensions or the support of family members. The peace of mind that comes with financial independence empowers retirees to embrace this new chapter of life with confidence and enthusiasm. The benefits of saving extend beyond mere financial security. It fosters a sense of empowerment and control over one's life, reducing stress and anxiety associated with financial worries. It enables individuals to make choices aligned with their values and aspirations, rather than being limited by financial constraints. Saving empowers people to contribute to causes they care about, leaving a positive impact on their communities and the world. In conclusion, a saving plan is not just a financial tool; it's a life-changing strategy that empowers individuals, families, and businesses to achieve their goals and dreams. It's a testament to the power of discipline, foresight, and the unwavering belief in a brighter future. Start saving today, and embark on a journey towards financial freedom and a life filled with possibilities.。
tosavemoneyyousimple判断题
摘要:
1.主题:为了省钱而简化生活
2.简化的意义
3.如何在日常生活中简化生活
4.简化的优点
5.如何在购物和娱乐中省钱
6.总结
正文:
为了省钱而简化生活
在当今的社会中,省钱已经成为许多人的日常需求。
为了达到这个目标,简化生活成为了一个非常有效的方法。
简化生活意味着去除生活中不必要的元素,从而使我们的生活更加简单、有序和高效。
如何在日常生活中简化生活
在日常生活中,我们可以通过以下几个方面来简化生活:
- 减少购买不必要的物品,避免冲动消费
- 制定合理的购物清单,遵循计划购物
- 精简家居环境,丢弃不再使用或很少使用的物品
- 设定优先级,合理安排时间,避免拖延
- 学会拒绝,避免接受不重要的邀请或任务
简化的优点
简化生活不仅可以帮助我们节省金钱,还可以带来许多其他优点:
- 降低生活压力,提高生活质量
- 减少物品堆积,提高家居环境的整洁度
- 节省时间,使我们有更多的时间投入到重要的事情上
- 降低环境污染,实现绿色生活
如何在购物和娱乐中省钱
购物和娱乐是日常生活中开销较大的方面。
为了省钱,我们可以采取以下措施:
- 比较价格,选择性价比高的产品
- 关注促销活动,抓住优惠时机
- 选择二手或折扣商品
- 减少外出就餐次数,自己烹饪健康美食
- 选择免费或低成本的娱乐活动,如阅读、散步、运动等
总结
通过简化生活,我们可以在购物、娱乐等方面节省开支,从而实现财务自由。
同时,简化生活还能提高我们的生活质量,减轻压力,实现绿色生活。
I.TitleTEM4(2006):Recently a Beijing information campany did a survey of student life among more that 700 students in Beijing, Guangzhou, Xi’an, Chengdu, Shanghai, Wuhan, Nanjing, and Shenyang. The results have shown that 67 percent of students think that saving money is a good habit while the rest believe that using tomorrow’s money today is better. What do you think?II.专4历年试题总览TEM4 1996The Main Difference between My College Life and My Middle School LifeYou are to write in three paragraphs.In the first paragraph, state clearly what youthink the main difference is between college and middle school life.In the second paragraph, state which life you prefer and why.In the last paragraph, bring what you have written to a natural conclusion with a summary or a suggestion.TEM4 1997More Pressure from Academic Studies Does (or Does no) Good to UsYou are to write in three paragraphs.In the first paragraph, state clearly what your view is.In the second paragraph, support your views with details.In the last paragraph, bring what you have written to a natural conclusion with a summary or a suggestion.TEM4 1998One Way to Solve the ProblemYou are to write in three paragraphs.In the first paragraph, state what your suggested way is.In the second paragraph,state one or two advantages of your suggestion.In the last paragraph, bring what you have written to a natural conclusion.TEM4 1999A Major Advantage/Disadvantage of Advertising on TelevisionYou are to write in three paragraphs.In the first paragraph, state just ONE major advantage or disadvantage of TV advertising. In the second paragraph, give one or two reasons to support your point of view.In the last paragraph, bring what you have written to a natural conclusion.TEM4 2001Travel Broadens the MindYou are to write in three paragraphs.In the first paragraph, state what the topic actually means to you.In the second paragraph, give one or two examples to illustrate your ideas.In the last paragraph, bring what you have written to a natural conclusion or a summary.第一种分类方法:1)原因分析型:support your view with one or two reasons2)细节说明型:support your opinion with appropriate details3)举例论证型:give one or two examples to illustrate your ideas第二种分类方法:1)对比选择型①Advantage/Disadvantage型1999 A Major Advantage/Disadvantage of Advertising on Television②A/B型2006 Saving Money or Using Tomorrow’s Money③Yes/No型2007 Is it Wise to Make Friends Online?2)给定观点型2008 The Benefits for V olunteering2003 The Importance of Keeping a Good Mood2001 Travel Broadens the Mind3)自由发挥型2005 My Idea of a University Art Festival 2002 The Best Way to Stay Healthy1998 One Way to Solve the ProblemIII专4作文开头写法例:(1996 TEM4)Every college student would agree that life in college is not the same as it was in the middle school. Now, you have been asked by the Students’ Union to write a passage titled:The Main Difference between My College Life and My Middle School LifeYou are to write in three paragraphs.In the first paragraph, state clearly what you think the main difference is between college and middle school life.In the second paragraph, state which life you prefer and why.In the last paragraph, bring what you havewritten to a natural conclusion with a summary or a suggestion.A student wrote the fisr paragraphy like this:Every college student would agree that life in college is not the same as it was in the middle school. I think there are many differencs as well as similarities.A good version:It is generally accepted by undergraduates that college life is quite different from that of middle school. In my eye, the main difference lies in the degree of independence.Useful Sentences:①引出社会现象或大家普遍接受的观点It is generally accepted/ universally acknowledged that…Nowadays it has become fashionable for sb. to do sth.As everybody would agree,…Nowadays people are becoming increasingly aware of the importance of …The issue of …is becoming a matter of concern.It is not an uncommon phenomenon that…It is not uncommon that……, which provoked nationwide heated debates on…The issue of whether ….or not has been widely debated currently.②引出争议或个人观点As far as I am concerned,…For my part,…As for me,…In my eye,/From my viewpoint, /From my point of view, / From my perspective,…Some people hold the belief that…, whereas many others are of the opinion that…There is no denying that…., but…The advantages of …outweigh/outshine its negative effects.1)经典引语法引用名人名言、有哲理性的习语,或是为大众普遍接受的言论开头。
大学英语作文之存钱和提前消费 Save Money or BorrowMoney?1.有人喜欢存钱2.有人却喜欢提前消费3.我喜欢…Mentioning money, some people like to deposit it in the bank, while others like to consume it in advance. Money saved by people is mainly for: buying a house; in case of emergencies or diseases, car accidents, unemployment, earthquakes, and things like that; in case of college expenses of their children; for retirement, and so on. People believe that saving money is essential to lead a comfortable life. Having money in the baiik allows people to pay for vacations or expensive purchases like furniture or doctor bills m cashWith the world entering a consuming era, many people, especially young white-collars and college students, choose to borrow money. In other words, they spend montial policies on credit cards, like sending a. gift or lowering year cost which is a big attraction,On my personal level, I approve of saving money — in case of emergency, you do not need to turn to others for help, at least. And Vm opposed to the abuse of credit cards among college students. Since in most cases, parents arc their sole ftnandal sources.。
Saving Money or Using Tomorrow’s Money People hold different views toward money-using. Some of them tend to save money for future’s financial security, while the rest seems as if they care more about the contemporary society benefits than that in aftertime. Traditionally speaking,saving money, which is one of Chinese virtues, is suppose to be advocated, just as how teachers told us in primary school. Nevertheless, people’s points of view are changing along with advance of age. Using tomorrow’s money has no longer been considered an incorrect life attitude.The olds often persuade the youngs that money shouldn’t be used up and it needs to be saved for things that you can’t afford now. Seems that it won’t work in today’s society. In terms of houses of high price, for instance, a working young couple can hardly afford a fairish apartment without their parents’financial support, just by way of saving from ordinary salary.In old times, for such a situation,saving might be the only way. Whereas nowadays people can take out a loan from banks. With the fund from bank loan, a house will be affordable immediately and can be paid by instalments for years. Thanks to the economic system, people could take out tomorrow’s money to fill in today’s need,as long as they approve their creditability. Furthermore,people believe that their earnings surely will increase year by year upon social economic development of today’sChina.Therefore, to consider it unnecessary to worry about being penniless in the future also seems reasonable enough .Using tomorrow’s money doesn’t mean that people should spend future’s money endlessly and uncontrolledly. Only take the appropriate chowmatistic program can one imprve living condition perfectly.。
Using Tomorrow’s Money Is BetterOnce upon a time, there w as a story w hich telling us the differences of the w ay between a Chinese old lady and an American old lady in buying a new house. T he American old lady bought and lived in her loving house for many years through a housing loan and in the end she gave back to it. However, the Chinese lady spent more time in her life making money to buy the house. At last, she achieved her aim, but she was too old to enjoy it. T he purpose of this story is to tell us that we should using tomorrow' money today.I know more students consider saving money is better. For my part, I think that using tomorrow’s money today has three advantages. Below is all of view about the advantages of using tomorrow’s money today.First, using tomorrow’s money toda y can realize your dreams as early as possible. For individuals, using tomorrow’s money today can not only help to buy our ow n beyond current consumer purchase ability and improve our quality of life, but also can make yourself more optimistic about life . using tomorrow’s money toda y is good for us in material and spiritual.T hen, using tomorrow’s money toda y is one of promoting the rapid development of the national economy means. It can not only drive the new consumption hot spots and expand domestic demand, but also make the consumption more reasonable. In the result it can promote the grow th of production in turn.Finally using tomorrow’s money doesn’t mean w asting money. Many people think w e should form the habit of saving money, but not w asting money, and they consider saving money for tomorrow is the best. However, I support the idea using tomorrow's money today is not a w aste of money. T his is a kind of investment.In conclusion, using tomorrow's money today meet our needs in daily life. It also has the function of keeping people from more and more pressure on w ork. We can do more things we want to do. All in all, using tomorrow's money today can benefit our life a lot and make life more colorful.。
攒钱的小技巧英文作文英文:Saving money is something that everyone wants to do, but it can be difficult to know where to start. Here are some small tricks that I use to save money:1. Set a budget: This is the most important thing you can do when it comes to saving money. Determine how much money you need to spend on essentials like rent, food, and bills, and then allocate the rest to savings.2. Cut out unnecessary expenses: Do you really need that daily coffee from Starbucks or that monthly subscription to a magazine you never read? Cutting out small expenses can add up to big savings.3. Use cash instead of cards: It's easy to overspend when you're using a credit or debit card. Using cash can help you stick to your budget and avoid impulse purchases.4. Shop around for deals: Don't just buy the first thing you see. Look for sales, discounts, and coupons before making a purchase.5. Automate your savings: Set up automatic transfers from your checking account to your savings account each month. This way, you won't even have to think about saving money.These are just a few tricks that I use to save money. By setting a budget, cutting out unnecessary expenses, using cash, shopping around for deals, and automating my savings, I've been able to save a significant amount of money over the years.中文:攒钱是每个人都想做的事情,但很难知道从哪里开始。
存钱还是提前消费Saving Money or Using Money AheadMoney is very important for everyone in theworld. Just as the proverb said,”money is not everything, but without moneyeverything is nothing.” However, as almost everything needs money, money islimited for most people. Different people have different opinions towardsmoney. Some prefer to save money, while some would like to use the money ahead.Their reasons are as following.金钱对于这世界上的每个人都是很重要的。
正如谚语所说,“钱不是万能的,但没有钱却是万万不能的”。
然而,因为几乎所有的东西都需要钱,所以钱对于大多数人来说是有限的。
不同的人对金钱有不同的看法。
有些人更喜欢存钱,而有些人则喜欢提前消费。
他们的理由如下。
On the one hand, some people think savingmoney is necessary in life. It is well-known that life is not always smooth. Whenfacing some sudden difficulties that need a large number of money, we caneasily solve this problem if we have saved some money before. In addition,storing some money will let us feel at lease. As we know that if anything happenor anything needs money, we can use money to solve it or relieve the serious. Inaword, having some spare money is of great help.一方面,有些人觉得在生活中省钱是有必要的。
writing一、立场观点型黄金模板1(适合Yes/ No 题型)(97 年真题)More Pressure from Academic Studies Does Good to Us It has long been a contentious issue as to whether more pressure from academic studies does good to students or not. Some people are of the opinion that pressure makes motive power, while others point out that too much pressure problems. As far as / am concerned, the former opinion holds more weight.For one thing, pressure from academic studies can drive students to work harder. Our college education serves as a preparation phase for future career development. In order to stand out among many competitors, students should learn as much as possible in the college and make themselves to be more prepared for the future jobs.For another, pressure from the academic study is a necessary driving force to those less self-disciplined students. College life leaves, compared to the new life style and become addicted to playing computer games or surfing the Internet all day long.Now, after close examination, it is not difficult to draw the conclusion thatmodest pressure from academic study is useful and necessary. Therefore, as a university student, we should treasure our college life and properly arrange our time."Play while play, study while study,: as the saying goes.黄金模板2(适合A/B题型)The argument over saving money or using tomorrow's money among students has recently been brought into focus with the results of a survey released recently.Quite a few deem that saving money is a good habit, but others, in contrast, take using tomorrow^ money today as the premier choice. Personally, I think thrift should never be abandoned, especially by our students-The main reasion for my inclination for saving money is that thrift is a traditional virtue in China. Our contry is still a developing country, and is also a country with a too large population. If we have used up all of tomorrow^ money, thenhow should we do tomorrow?Furthermore, thrift is a vurtue that young students should hold. Knowing hwo to spend money today doesn^t mean knowing how to earn money tomorrow< It isdangerous when we spend more than we can earn.Among all of the supporting evidences, the strongest one is "DorTt count your chickens before they are hatched?9 Future is too uncertain. We have to save somethingin case of the rainy days.The using-tomorrow-money way of thinking is too limited. As a college student, I am supposed to hold the good habit of saving money, because it is not only a virtue,but also a kind of attitude toward life.黄金模板3(适合A/B题型)(04 年真题)Will Phones Kill Letter Writing? Nowadays, phones seem to be a favorite choice of communication among people, especially young people・As a result, some people are worried that phones will kill letter writing. However, I don 7 think their concerns are necessary, because letterwriting has some exclusive advantages over phones.First of all, writing letters costs much less than making a phone call. To write aletter, you just need a piece of paper, a pen, an envelop and a stamp, which all together costs no more than 1 Yuan. However, to make a phone call, you have to havea phone first and pay for every minute alter.Furthermore, under some important circumstances, letters are more appropriate and feasible than phone call・ For example, if you want to invite a good friend to attend your wedding ceremony, it,s better to send him a letter of invitation than just to phonehim.Last but not the least, letters are often written in a more logical and organizedway. During the course of writing letters, you weigh your words more carefully. Incontrast, during a phone conversation, you speak out of your ideas without deepthought.In short, letter writing has some merits that phones don't have. Therefore, I don 7think phones will kill letter writing・二.比较对比型黄金模板1(适合Advantages/ Disadvantages 题型)(99 年真题) A Major Advantage of Advertising on TelevisionPeople views towards the advantages and disadvantages f/the television advertisement vary greatly. Some believe that TV advertising brings us benefits, while others argue that advertising is full of false and misleading information. As for me, I agree with the former idea because its advantages outweigh its disadvantages.There are dozens of reasons behind my belief. First of all, TV advertising is a good means for manufacturers to publicize their products. Through advertising on TV, every company tries its best to display the merits of its products and convince consumers that itsproduct is reliable and credible. In the market-oriented economy, TV advertising is probably the best way for company to win in the keen competitions.The second reason that can be seen by every person is that consumers need TVadvertising for their reference. Through TV advertising, consumers can get the first-hand information about new products, so that they can choose the most suitable one. For example, before buying a cell phone, they just need to turn on the television, sit in the sofa, watch the screen, and then make their decision.From the above, we can easily see that TV advertising is beneficial both to manufacturers and consumers on account of the abundant information it proved.三.问题解决型黄金模板1(适合The Best Way题型)(02 年真题)The Best Way to St町Healthy Nowadays, it is a heatedly discussed topic that what is the best way to stayhealthy. People have put forward various ways, such as doing exercises, takingvitamin tablets every day, etc. As for me, the best way to stay healthy is to develop apositive mind toward life.The benefits for my ideas can be generalized into two major ones. First of all, apositive mind helps to release from the pressure or frustration of your work or life.Suppose if you always keep a bulldog mood toward everything, you cannot be healthy even if you have a very good diet and exercise very often.Another benefit is that the positive attitude helps you to gain friendship. " Thereis no man that impart his joys to his friends, but that he joy the more?", as Bacon said.No one would like to make friend with one who always complains.In conclusion, mental health is as important as physical health, but more difficultto gain. So once you are under pressure, you should learn how to relax and release your tensed nerves・ And don^t forget to share it with your friends!黄金模板2(My Idea型)(05 年真题)My Idea of a University Arts FestivalSome people take it for granted that the university arts festival is just a series of singing or dancing performance of students. But to be frank, I cannot a^ree with them.From my point of view, a good university arts festival should be a feast of arts-First of all, a good university arts festival should be a chance for students to getin touch with real arts. Pure arts, most of the time, seem to be far away from students9 reach. Our school should make a full use of this chance to cultivated students9 taste toward pure arts, such as classical music, master paintings, good books, etc.Besides, the university arts festival should also serve as an effective compensation form extracurricular activities- We should ensure that this is an activity that all students have chances to participate in. In this way, the campus life can be greatly enriched and the festival can be really enjoyed by everybody.From what has been discussed above, a conclusion can be drawn that a gooduniversity arts festival should be a big course of arts education and an activity of every student. I wish the arts festival next semester be carefully designed and arrangedso that it will cater for different interests-四、道理论证型(给定观点型)黄金模板INowadays, with the surging cases of mental problem, committing suicide, orkilling reported, people are becoming increasingly aware of the significance of keeping a good mood・In my point of view, it is really important to keep an optimistic attitude toward pressure. There are numerous reasons to support my point of view, and I would explore only a few of the most important ones here.One of the primary causes is that keeping a good mood helps you get along well with others. Nobody would like to make friends with one who always complains. As the saying goes, "A bad workman always blames his tools:Another reasion that can be seen by every person is that good mood benefitsyour health. Life is always full of ups and downs. When you are in trouble orfrustration, you should take it in a reasonable way and overcome it as soon aspossible.Taking into account of all these factors, we may draw the conclusion that keeping a good mood brings you not only friendship, but health as well. Therefore, we should learn to look at things from a positive angle, face challenge and pressurewith optimistic attitude.黄金模板2(01 年真题) Travel Broadens the MindUpon the benefit travel, people share a common view that it relaxes our bodyand broadens our mind. As to me, I can 7 agree more with them. Travel should,undoubtedly, be and dispensable part of our life.One the one hand, travel enables us to know more about the geography and history of the outside world. Such knowledge often arouses our love of the world andmakes us less narrow-minded.On the other hand, travel helps to understand people of different culture and interests. We can get ideas of the living conditions and customs of other people. Wecan also taste different foods and local flavors.Finally, by travelling we can see with our own eyes many places read from books・ We can visit the famous cities and scenic spots. We can enjoy the beautiful scenery in different places. We can gain much beyond written in the books.So, based on the above discusison, there is no doubt that travel is beneficial to our minds with the knowledge of geography, history, people and culture. What worths mentioning is that the knowledge we gain from travelling is definitely much beyondthat we gain from book reading・黄金模板3(00 年真题)The Importance of Extracurricular Activities Now, there is a growing awareness among our student that college life should be varied and colorful. From my point of view, I think that extracurricular activities make up an important part of our college life. I will explain why this is the case.The first and the most important reason is that extracurricular activities are indispensable for us to build our bodies. If you look around, you will always find that those who never or seldom do physical exercises are more inclined to suffer this orthat kind of frustrations or mental problems.Another reason to support my idea is that extracurricular activities help us develop teamwork spirit. A good case in point is when playing volleyball, the team members must help and cooperate with each other in order to gain scores. As the proverbs says: By uniting we stand, by dividing we fall.So from what has been discussed, one can reach only this conclusion that extracurricular activities are helpful and necessary to college students. Students should not spend the whole day on academic study・If we can manage to strke a goodbalance between academic study and outside-class activities, our college life will bemore enjoyable.。
Saving money or using tomorrow’s money
Saving money or using tomorrow’s money, it’s a question. More and more people prefer to use tomorrow’s money with the influence of western thoughts. But in my opinion, the first option is a better one.
Several years ago, there was a famous story about this question. A story about the different life styles between an American old lady and a Chinese old lady. The American old lady uses tomorrow’s money to buy a house and pay back the loan in her whole life. The Chinese old lady saves money and buys a house before her death. This story is often used to show the benefits of using tomorrow’s money. Nevertheless, taking this story as an example is a little extreme. Using tomorrow’s money needs the following conditions:a steady job, a good wage and a light burden. Fifty percent of people don’t own these conditions, using tomorrow’s money may put them into trouble. For instance, if they can’t pay back the loan, the bank will take their houses and cars back.
Although saving money is slow and hard, it is safer for us to hold our property. Furthermore, according to Chinese traditional custom, saving money is more acceptable.。