银行间偿付练习和答案

Exercises and answers to exercises for Bank-to-bank reimbursement

Ⅰ. Please fill in the following blanks

A transaction of reimbursement claim at a tenor

1) A credit available by acceptance shows as follows（需要填空的地方应经填上了）

Name of Issuing Bank: Dresdner Bank Place and date of issue: Hamburg, 15 April, 1999

To: ABC Imp. & Exp. corp., Tianjin Branch, Tianjin This credit is advised through XYZ Bank, Tianjin

Dear Sirs,

By order and for account of the applicant, we hereby issue an Irrevocable Documentary Credit for USD25, to

expire on 31 May 1999 at Tianjin available with XYZ Bank, Tianjin by acceptance against beneficiary's draft at 90

days sight drawn on XYZ Bank, Tianjin (advising bank) and the documents detailed herewith:

·································(省略)

Bank-to-Bank reimbursement instructions：

Accepting Bank is to draw their time draft on Bank of America, New York payable at a fixed future date . maturity

of accepted beneficiary's draft. Such time draft should include: "covering shipment of Bee Honey, country of

origin, China, from Tianjin to Hamburg, shipment date 02/05/99," Reimbursement under this Credit are subject to

URR 525

·································

2) A Reimbursement Authorization shows as follows

From: Dresdner Bank, Hamburg

To : Bank of America, New York

Reimbursement Authorization

We hereby issue a Reimbursement Authorization to you to accept and pay a time draft drawn on you subject to

URR 525 upon receipt of such time draft presented by the claiming bank - XYZ Bank, Tianjin in accordance with

the following:

1. Credit Number: H169087

2. Currency and amount: USD25,

3. Additional amounts payable: no.

4. Claiming Bank: XYZ Bank, Tianjin

5. Parties responsible for charges: beneficiary

6. Tenor of draft: maturity of accepted beneficiary's draft

7. Drawer: XYZ Bank, Tianjin

8. Party responsible for acceptance commission and other charges: beneficiary

3) Beneficiary presented a time draft as follows drawn under the above mentioned credit, which was accepted, by the drawee bank indicating its maturity

ACCEPTED

5 May 1999

to mature 3

For XYZ Bank,

Tianjin

Williams. Johnson Exchange for USD25, Tianjin, 4 May, 1999

At 90 days sight pay to the order of Ourselves

US. dollars twenty five thousand seven hundred and thirty only

Drawn under Dresdner Bank, Hamburg L/C dated 15 April, 1999

To XYZ Bank, Tianjin For ABC Imp.& Exp. Corp.,

Tianjin Branch, Tianjin

Linsen, Zhang

4) Your are requested to write a letter of Reimbursement claim at a tenor(fill in the blanks with appropriate

words)

Please take note that Article stipulates that reimbursement claim should not be presented to the reimbursing

bank more than 10 of its banking days prior to such predetermined day. Date of letter and date of time draft

represent presenting date.

5) Please draw a time draft that is drawn by claiming bank on reimbursing bank payable at a fixed future time .

maturity of beneficiary's draft to the order of claiming bank and marked "covering shipment....clause" and

"drawn clause"

Exchange for USD25730 Tianjin , 23 July,

1999

On 3 Aug., 1999 fixed pay to the order of ourselves the sum of

US Dollar Twenty Five Thousand Seven Hundred and Thirty only

Covering shipment of Bee Honey, country of origin China, from Tianjin to Hamburg, shipment date

02/05/99 Letter of Reimbursement Claim

Dear Sirs,

Bank of America, New York Tianjin , 23 July, 1999

Reimbursement claim under L/C No. H169087

We enclose herewith a time draft drawn under Dresdner Bank, Hamburg L/C on you for USD25730

payable at the predetermined reimbursement date . 3 Aug., 1999 to be presented to you for acceptance.

On such predetermined date please reimburse us the above mentioned amount less your acceptance

commission and other charges for crediting our Head Office account with you under your telex

advice to us quoting our Ref.

XYZ Bank, Tianjin

Jack, Wilson Drawn under Dresdner Bank, Hamburg L/C No. H169087 dated 15 April, 1999

To Banko of Amercia, New York

For For XYZ Bank , Tianjin

XXX

Ⅱ.Please fill the following blanks in:

1. Reimbursements made from the issuing bank to the negotiating bank by . may be summarized as follows:

The issuing bank has maintained an account with the negotiating bank.

A claim for reimbursement clause on BP Advice is to read: In reimbursement, please authorize us by cable to

debit your account with us. The issuing bank dispatches a cable to effect payment:

TO: NAME OF NEGOTIATING BANK, TOKYO

TEST XXXX YOUR REF XXXXXX OUR LC IN SETTLEMENT SUBJECT ITEM PLEASE DEBIT OUR ACCOUNT WITH

YOU JPY10,000,000 WITH VALUE DATE 26 MAY MESSAGE OUR CABLE CHARGE JPY2000 DEDUCTED

2. The issuing bank has maintained an account with the negotiating bank's New York Branch

A claim for reimbursement clause on BP Advice is to read: In Reimbursement of our negotiation, please pay

proceeds by . to our New York Branch for credit of our account with them. The issuing bank dispatches a cable to

effect payment

TO: SANWA BANK NEW YORK (Negotiating Bank's XXXX PLEASE DEBIT OUR ACCOUNT AND PAY YOURSELVES

FOR CREDIT OF YOUR TOKYO BRANCH ACCOUNT FOR USD37, WITH VALUE DATE 26 MAY THEIR REF XXXXXX

OUR REF XXXXXX UNDER YOUR CABLE ADVICE TO YOURS TOKYO WITHOUT COST TO US

negotiating bank has maintained an account with the issuing bank.

A claim for reimbursement clause on BP Advice is to read: In reimbursement please credit proceeds by . to our

account with you. The issuing bank dispatches a cable to effect payment.

TO: NAME OF NEGOTIATING BANK, ISTANBUL

TEST XXXX WE HAVE TODAY CREDITED YOUR ACCOUNT NO. WITH US FOR USD200, YOUR REF XXXXXX OURS

XXXXXX MESSAGE OUR CABLE CHARGES DEDUCTED FROM PAYMENT

4. Both issuing bank and negotiating bank have maintained account with a third bank, The Chase Bank, New York.

A claim for reimbursement clause on BP Advice is to read: In reimbursement we have requested The Chase Bank,

New York by telex to debit your account and credit our account with same amount. The issuing bank dispatches a

cable to effect payment.

TO: CHASE BANK, NEW YORK

TEST XXXX PLEASE DEBTI OUR ACCOUNT FOR USD AND CREDIT BANK SAGA TOKYO ACCOUNT NO. FOR