Unit 6
Money
Background information
◆United Way International国际联合劝募协会
联合劝募是一个以社区为基础的系统，其组织遍及全世界各城市与国家。它是一个自给自足的系统，并且能动员来自社会各领域的地方领袖。这些领袖共同合作以确认社会的需求并协助解决健康与人类福祉的问题，他们也举办社区内的募款活动，以支持组织本身及其计划的运作。这些计划的目的是满足人类最迫切的需求并且改善生活品质。联合劝募组织更将来自政府、私部门及社会各阶层的人结合起来，共同讨论人类的健康和福利问题，并且提出解决之道。
第一个联合劝募于1887年在美国科罗拉多州的丹佛市成立，原因是为了解决在淘金热中涌入丹佛市寻找美好未来，却在淘金梦破灭后留下的十万余丧失生计人口的救济需求。当时四位不同宗教的领袖及一个女性社区义工团体决定共同募款来解决整个社区的问题。自那时起，联合劝募的社区募款方式就被公认为一种「花最低成本募集最多资金」的最佳方法。在某些国家，联合劝募以不同的名称出现－公益金 (Community Chest)、红羽毛 (Red Feather)、联合基金 (United Fund) 或是翻译成各国的母语。然而，他们大多数仍保留了联合劝募的「助人之手」(helping hand) 的识别标志。虽然他们的名字不尽相同，这些各自独立的组织却怀著共同的宗旨：增加人们的组织能力去关怀更多需要的人。
◆Silicon Valley 硅谷
(美国加州)硅谷位于全球高科技发展重镇，所以在这一地区的大小城市希望和硅谷沾亲带故，让世人对之刮目相看。如该地区各地自称的硅谷心脏、硅谷首都、硅谷大门等，根据诺贝尔奖得主William Shockley 称，真正的硅谷诞生地应该位于山景城（Mountain View）的一幢建筑里，因为在那里建立了第一个制造晶片的实验室。
高科技产业员工选择在硅谷工作及企业选择在当地投资的重要因素之一是因为当地美丽自然的环境所带来的高品质生活以及清新的企业形象，另外也是当地的高等学府所带来的技术转移。著名的公司如苹果、惠普、英特尔和IBM等都位于硅谷。硅谷往南有洛杉矶迪士尼乐园、环球影城、拉斯维加斯赌城等。
最近几年硅谷经历了经济不景气的低潮，这个高科技产业的重镇，比起从前的光荣景象更是萧条不少，几乎每家硅谷大公司都走上裁员一途，许多熬不下去的Star-Up（刚成立的小公司）也都关门大吉
了，硅谷正在静静的等待下一波的经济复苏。一般而言，硅谷是一个（对科技业者）充满机会和希望的地方。
Warm-up Activities
Activity One:
Directions: Ask students to discuss:
Which of the two opinions do you support more?
1) Spare well and have well.(会节省，不受穷。)
2) Riches come from a wise mind and good investment. (财富来自于智慧和好的投资。) Tips:
---- I support the first one. Everyone, poor or rich, should cultivate the habit of saving. If one becomes extravagant, he or she will probably end up with nothing at all.
---- I support the latter opinion. Investment can encourage people to become daring, wise and creative. One may become even richer with the right investment projects. Besides, if one just relies on savings, he or she will miss many good chances to enjoy life.
Activities:
Directions: Ask students the following questions.
1) If you have an extra sum of money, will you put it in the bank or invest it? Why?
2) Before investing, what factors will you take into consideration?
Tips:
---- bank interest is little but safe; investment involves risk, chance, but benefit much ... .... Profits, potential risks, partners, policy ...
Activity Three:
Directions: Ask students the following question.
Do we work just to make money?
Tips:
---- Jobs and work do much more than most of us realize to provide happiness and
contentment. We are all used to thinking that work provides the material things of life——the goods and services that make possible our version of modern civilization. But we are much less conscious of the extent to which work provides the more intangible, the crucial
psychological well-being that can make the difference between a full and an empty life. :
Text comprehension
Main idea: The text mainly talk about why people struggle to build wealth and money, it
tells three main reasons and analyses each of the reasons, and the author
has a conclusion of how to build wealth and money at the end.
Text Organization:
Part One: Para 1. Although wealth and money are the topics of every one‟s life, we devote time to it is surprisingly low.
Part Two: Para 2-5. There are three main reasons why people do not ever accumulate
any reasonable wealth.
Part Three: Para 6. Conclude how to build wealth and make money.
Background information
·Robert Kiyosaki
罗伯特.T.清崎（1947），生长在夏威夷，是第四代日裔美国人，著名财商教育专家，他教人们成为百万富翁,故称理财的“金牌教练”、"百万富翁的教父"。1977年他创立了一家公司，首次将用尼龙和“维可牢”搭链制成的“冲浪者”钱包投放市场，后来这一产品在世界范围内成长为价值数百万美元的产业。后来他在商业上经历了三次大浪沉浮，最终还是于1985年第三次成为百万富翁。
·Rich Dad Poor dad富爸爸，穷爸爸
作者是参加过越南战争的日裔美国人罗伯特·清崎。该书是通过一个富爸爸和一个穷爸爸的不同教育所带来的不同影响来告诉我们：如何自己成为一个富爸爸，而不是期望自己有一个富爸爸。这本通俗易懂的书里没有什么高深的大道理，他只是努力在转变普通的人们对于个人财务状况的观念——不要指望升职、加薪或者退休金来保证你的生活稳定或者得到提高，而要利用自己的商业智慧去创造这一切。他总结了他的富爸爸和他自己致富的经验，以及一些穷爸爸始终处在财务危机里的教训。
Language Focus
◆We all know that wealth and money are the main topics of every one‟s life whether we
