【关键字】精品
金融相关词汇的英语翻译
Ａ
安全网safety net
按可比口径on comparable basis
按轻重缓急to prioritize
暗补implicit subsidy
暗亏hidden loss
Ｂ
颁发营业执照to license; to grant a licence to
办理存款业务to take deposits
保护农民的生产积极性to protect farmers′ incentive to produce
备付金（超额预备金）excess reserves
本外币并账consolidation of domestic and foreign currency accounts
本外币对冲操作sterilization operation
本位利益localized interest; departmentalism
奔小康to strive to prosper;to strive to become well-to-do
避税（请见"逃税"）tax avoidance
币种搭配不当currency mismatch
币种构成currency composition
变相社会集资disguised irregular (or illegal) fund raising
表外科目（业务）off-balance-sheet items (operation)
薄弱环节weaknesses; loopholes
不变成本fixed cost
不变价at constant price; in real terms
不动产real estate
不良存款（资产）problem loans; non-performing loans (assets)
Ｃ
财务公司finance companies
财政赤字fiscal deficit
财政挤银行fiscal pressure on the central bank (over monetary policy)
财政政策与货币政策的配合coordination of fiscal and monetary policies
采取循序渐进的方法in a phased and sequenced manner
操作弹性operational flexibility
操纵汇率to manipulate exchange rate
产品构成product composition; product mix
产品积压stock pile; excessive inventory
产销率current period inventory; (即期库存，不含前期库存) sales/outputratio 产销衔接marketability
产业政策industrial policy
长期国债treasury bonds
敞口头寸open position
炒股to speculate in the stock market
承购包销underwrite (securities)
成套机电产品complete sets of equipment; complete plant (s)
城市信用社urban credit cooperatives (UCCs)
城市合作银行urban cooperative banks; municipal united banks
城市商业银行municipal commercial banks
城乡居民收入增长超过物价涨幅real growth in household income
持续升温persistent overheating
重复布点duplicate projects
重置成本replacement cost
重组计划restructuring plan
筹资渠道funding sources; financing channels
初见成效initial success
出口统一治理、归口经营canalization of exports
出口退税export tax rebate
储蓄存款household deposits (不完全等同于西方的savings deposits, 前者包括活期存款，后者不包括。)
储蓄分流diversion of household deposits
储源萎缩decline in the availability of household savings
传导机制transmission mechanism
从价税ad valorem tax
从紧控制tight control
存存款比例loan/deposit ratio
存款保险体系deposit insurance system
存款货币银行deposit money banks
存款预备金required reserves
Ｄ
打白条issue IOU
大额存单certificate of deposit (CD)
大额提现withdraw deposits in large amounts
大面积滑坡wide-spread decline
大一统的银行体制(all-in-one) mono-bank system
呆账（请见"坏账"）bad loans
呆账预备金loan loss reserves (provisions)
呆滞存款idle loans
存款沉淀non-performing loans
存款分类loan classification
存款限额治理credit control; to impose credit ceiling
存款约束机制credit disciplinary (constraint) mechanism
代理国库to act as fiscal agent
代理金融机构存款make loans on behalf of other institutions
戴帽存款ear-marked loans
倒逼机制reversed transmission of the pressure for easing monetary condition
道德风险moral hazard
地区差别regional disparity
第一产业the primary industry
第二产业the secondary industry
第三产业the service industry; the tertiary industry
递延资产deferrable assets
订货不足insufficient orders
定期存款time deposits
定向募集raising funds from targeted sources
东道国（请见"母国"）host country
独立核算independent accounting
短期国债treasury bills
对冲操作sterilization operation; hedging
对非金融部门债权claims on non-financial sector
多种所有制形式diversified ownership
Ｅ
恶性通货膨胀hyperinflation
二级市场secondary market
Ｆ
发行货币to issue currency
发行总股本total stock issue
法定预备金required reserves; reserve requirement
法人股institutional shares
法人股东institutional shareholders
法治rule of law
房地产投资real estate investment
放松银根to ease monetary policy
非现场稽核off-site surveillance (or monitoring)
非银行金融机构non-bank financial institutions
非赢利性机构non-profit organizations
分税制assignment of central and local taxes; tax assignment system
分业经营segregation of financial business (services); division of business scope based on the type of financial institutions
风险暴露（风险敞口）risk exposure
风险治理risk management
风险意识risk awarenes
风险资本比例risk-weighted capital ratios
风险资本标准risk-based capital standard
服务事业收入public service charges; user′s charges
扶贫poverty alleviation
负增长negative growth
复式预算制double-entry budgeting; capital and current budgetary account
Ｇ
改革试点reform experimentation
杠杆率leverage ratio
杠杆收购leveraged buyout
高息集资to raise funds by offering high interest
个人股non-institutional shares
根本扭转fundamental turnaround (or reversal)
公开市场操作open market operations
公款私存deposit public funds in personal accounts
公用事业public utilities
公有经济the state-owned sector; the public sector
公有制public ownership
工业成本利润率profit-to-cost ratio
工业增加值industrial value added
供大于求supply exceeding demand; excessive supply
鼓励措施incentives
股份合作企业joint-equity cooperative enterprises
股份制企业joint-equity enterprises
股份制银行joint-equity banks
固定资产存款fixed asset loans
关税减免tariff reduction and exemption
关税减让tariff concessions
关税优惠tariff incentives; preferential tariff treatment
规范行为to regularize (or standardize)...behavior
规模效益economies of scale
国计民生national interest and people′s livelihood
国家对个人其他支出other government outlays to individuals 国家风险country risk
国际分工international division of labor
国际收支balance of payments
国有独资商业银行wholly state-owned commercial banks
国有经济（部门）the state-owned (or public) sector
国有企业state-owned enterprises (SOEs)
国有制state-ownership
国有资产流失erosion of state assets
国债回购government securities repurchase
国债一级自营商primary underwriters of government securities 过度竞争excessive competition
过度膨胀excessive expansion
过热迹象signs of overheating
Ｈ
合理预期rational expectation
核心资本core capital
合资企业joint-venture enterprises
红利dividend
宏观经济运营良好sound macroeconomic performance
宏观经济基本状况macroeconomic fundamentals
宏观调控macroeconomic management (or adjustment)
宏观调控目标macroeconomic objectives (or targets)
坏账bad debt
还本付息debt service
换汇成本unit export cost;local currency cost of export earnings
汇兑在途funds in float
汇兑支出advance payment of remittance by the beneficiary′s bank
汇率并轨unification of exchange rates
活期存款demand deposits
汇率失调exchange rate misalignment
混合所有制diversified (mixed) ownership
货币政策态势monetary policy stance
货款拖欠overdue obligations to suppliers
Ｊ
基本建设投资investment in infrastructure
基本经济要素economic fundamentals
基本适度broadly appropriate
基准利率benchmark interest rate
机关团体存款deposits of non-profit institutions
机会成本opportunity cost
激励机制incentive mechanism
积压严重heavy stockpile; excessive inventory
挤提存款run on banks
挤占挪用unwarranted diversion of (financial) resources(from designated uses) 技改投资investment in technological upgrading
技术密集型产品technology-intensive product
计划单列市municipalities with independent planning status
计划经济planned economy
集体经济the collective sector
加大结构调整力度to intensify structural adjustment
加工贸易processing trade
加快态势accelerating trend
加强税收征管稽查to enhance tax administration
加权价weighted average price
价格放开price liberalization
价格形成机制pricing mechanism
减亏to reduce losses
简化手续to cut red tape; to simplify (streamline) procedures
交投活跃brisk trading
缴存预备金to deposit required reserves
结构扭曲structural distortion
结构失调structural imbalance
结构性矛盾突出acute structural imbalance
结构优化structural improvement (optimization)
结汇、售汇sale and purchase of foreign exchange
金融脆弱financial fragility
金融动荡financial turbulence
金融风波financial disturbance
金融恐慌financial panic
金融危机financial crisis
金融压抑financial repression
金融衍生物financial derivatives
金融诈骗financial fraud
紧缩银根to tighten monetary policy
紧缩政策austerity policies; tight financial policies
经常账户可兑换current account convertibility
经济特区special economic zones (SEZs)
经济体制改革economic reform
经济增长方式的转变change in the main source of economic growth (from investment expansion to efficiency gains)
经济增长减速economic slowdown;moderation in economic growth
经济制裁economic sanction
经营自主权autonomy in management
景气回升recovery in business activity
境外投资overseas investment
竞争加剧intensifying competition
局部性金融风波localized (isolated) financial disturbance
Ｋ
开办人民币业务to engage in RMB business
可维持（可持续）经济增长sustainable economic growth
可变成本variable cost
可自由兑换货币freely convertible currency
控制现金投放control currency issuance
扣除物价因素in real terms; on inflation-adjusted basis
库存产品inventory
跨国银行业务cross-border banking
跨年度采购cross-year procurement
会计准则accounting standard
Ｌ
来料加工processing of imported materials for export
离岸银行业务off-shore banking (business)
理顺外贸体制to rationalize foreign trade regime
利率杠杆的调节作用the role of interest rates in resource allocation
利润驱动profit-driven
利息回收率interest collection ratio
联行清算inter-bank settlement
连锁企业franchise (businesses); chain businesses
良性循环virtuous cycle
两极分化growing income disparity;polarization in income distribution
零售物价指数retail price index (RPI)
流动性比例liquidity ratio
流动资产周转率／流通速度velocity of liquid assets
流动资金存款working capital loans
流通体制distribution system
流通网络distribution network
留购（租赁期满时承租人可购买租赁物）hire purchase
垄断行业monopolized industry (sector)
乱集资irregular (illegal) fund raising
乱收费irregular (illegal) charges
乱摊派unjustified (arbitrary) levies
Ｍ
买方市场buyer′s market
卖方市场seller′s market
卖出回购证券matched sale of repo
贸易差额trade balance
民间信用non-institutionalized credit
免二减三exemption of income tax for the first two years of making profit and 50% tax reduction for the following three years
明补explicit subsidy
明亏explicit loss
名牌产品brand products
母国（请见"东道国"）home country
Ｎ
内部控制internal control
内部审计internal audit
内地与香港the mainland and Hong Kong
内债domestic debt
扭亏为盈to turn a loss-making enterprise into a profitable one
扭曲金融分配distorted allocation of financial resources
农副产品采购支出outlays for agricultural procurement
农村信用社rural credit cooperatives (RCCs)
Ｐ
泡沫效应bubble effect
泡沫经济bubble economy
培育新的经济增长点to tap new sources of economic growth
片面追求发展速度excessive pursuit of growth
平衡发展balanced development
瓶颈制约bottleneck (constraints)
平稳回升steady recovery
铺底流动资金initial (start-up) working capital
普遍回升broad-based recovery
配套改革concomitant (supporting) reforms
配套人民币资金local currency funding of...
Ｑ
企业办社会enterprises burdened with social responsibilities
企业集团战略corporate group strategy
企业兼并重组company merger and restructuring
企业领导班子enterprise management
企业所得税enterprise (corporate) income tax
企业效益corporate profitability
企业资金违规流入股市irregular flow of enterprise funds into the stock market 欠税tax arrears
欠息overdue interest
强化税收征管to strengthen tax administration
强制措施enforcement action
翘尾因素carryover effect
切一刀partial application
清理收回存款clean up and recover loans
（破产）清算liquidation
倾斜政策preferential policy
区别对待differential treatment
趋势加强intensifying trend
全球化globalization
权益回报率returns on equity (ROE)
缺乏后劲unsustainable momentum
Ｒ
绕规模存款to circumvent credit ceiling
人均国内生产总值per capita GDP
人均收入per capita income
人民币升值压力upward pressure on the Renminbi (exchange rate)
认缴资本subscribed capital
软存款soft loans
软预算约束soft budget constraint
软着陆soft landing
Ｓ
三角债chain debts; inter-enterprise arrears
善政廉政good governance
商业存款commercial loans
上市公司(publicly) listed corporations
设备利用capacity utilization
社会保障social safety net; social security (insurance)
深层次矛盾deep-rooted structural imbalance
审批金融机构to license financial institutions
审慎监管prudential supervision
生产能力闲置unutilized capacity
生息资产interest-bearing assets
实际利用外资disbursement of foreign capital;actual inflow of foreign investment 实际有效汇率real effective exchange rate
实时real time
实收资本paid-in capital
实现利润realized profit
市场分割market segmentation
市场经济market economy
市场占有率（市场份额）market share
市场准入market access (指商品和劳务的进入);market entry (指机构的审批) 市价总值market capitalization
适度从紧appropriately tight
适时调节timely adjustment
收回对金融机构存款to recall central bank loans (to financial institutions)
税后还贷amortization (repayment of loans) after tax
税收流失tax erosion
税源不足weak tax base
私营经济（私人经济）the private sector
私有制private ownership
所有者权益owner′s equity
Ｔ
逃税（请见"避税"）tax evasion
套汇（１）指合法：currency swap; arbitrage
（２）指非法：illegal purchase of foreign exchange
剔除季节性因素seasonally adjusted
调节流动性to influence liquidity level
贴现窗口discount window
同比on year-on-year basis;over the same period of the previous year
同业拆借（放）inter-bank borrowing (lending)
同业拆借市场利率（中国）CHIBOR (China inter-bank offered rate)
同业融通票据inter-bank financing bills
同业往来inter-bank transactions
透支overdraft
退税tax refund (rebate)
头寸position
吞吐基础货币adjustment of monetary base
脱媒现象disintermediation
Ｗ
外部审计external audit
外国直接投资foreign direct investment (FDI)
外汇储备foreign exchange reserves
外汇调剂foreign exchange swap
外汇占款the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings
外向型经济export-oriented economy
外债external debt
外资企业foreign-funded enterprises
完善现代企业制度to improve the modern enterprise system
完税凭证tax payment documentation
违法经营illegal business
委托存款entrusted deposits
稳步增长steady growth
稳健的银行系统a sound banking system
稳中求进to make progress while ensuring stability
无纸交易book-entry (or paperless/scriptless) transaction
物价监测price monitoring
Ｘ
吸纳流动性to absorb liquidity
稀缺经济scarcity economy
洗钱money laundering
系统内调度fund allocation within a bank
系统性金融危机systemic financial crisis
下岗工人laid-off employees
下游企业down-stream enterprises
现场稽核on-site examination
现金滞留（居民手中）cash held outside the banking system
乡镇企业township and village enterprises (TVEs)
消费物价指数consumer price index (CPI)
消费税excise (consumption) tax
消灭财政赤字to balance the budget; to eliminate fiscal deficit
销货款回笼reflow of corporate sales income to the banking system
销售平淡lackluster sales
协议外资金额committed amount of foreign investment
新经济增长点new sources of economic growth
新开工项目new projects; newly started projects
新增存款incremental credit; loan increment; credit growth;credit expansion
新增就业位置new jobs; new job opportunities
信贷规模考核review the compliance with credit ceilings
信号失真distorted signals
信托投资公司trust and investment companies
信息不对称information asymmetry
信息反馈feedback (information)
信息共享系统information sharing system
信息披露information disclosure
信用扩张credir expansion
信用评级credit rating
姓"资"还是姓"社" pertaining to socialism or capitalism; socialist or captialist
行政措施administrative measures
需求膨胀demand expansion; excessive demand
虚伪存款window-dressing deposits
削减冗员to shed excess labor force
寻租rent seeking
迅速反弹quick rebound
Ｙ
养老基金pension fund
一刀切universal application; non-discretionary implementation
一级市场primary market
应收未收利息overdue interest
银行网点banking outlets
赢利能力profitability
营业税business tax
硬存款（商业存款）commercial loans
用地审批to grant land use right
有治理的浮动汇率managed floating exchange rate
证券投资portfolio investment
游资（热钱）hot money
有市场的产品marketable products
有效供给effective supply
诱发新一轮经济扩张trigger a new round of economic expansion
逾期存款overdue loans; past-due loans
与国际惯例接轨to become compatible with internationally accepted practices 与国际市场接轨to integrate with the world market
预算外支出（收入）off-budget (extra-budgetary) expenditure (revenue)
预调pre-emptive adjustment
月环比on a month-on-month basis; on a monthly basis
Ｚ
再存款central bank lending
在国际金融机构储备头寸reserve position in international financial institutions 在人行存款deposits at (with) the central bank
在途资金fund in float
增加农业投入to increase investment in agriculture
增势减缓deceleration of growth; moderation of growth momentum
增收节支措施revenue-enhancing and expenditure control measures
增长平稳steady growth
增值税value-added tax (V A T)
涨幅偏高higher-than-desirable growth rate; excessive growth
账外账concealed accounts
折旧depreciation
整顿retrenchment; consolidation
政策工具policy instrument
政策性业务policy-related operations
政策性银行policy banks
政策组合policy mix
政府干预government intervention
证券交易清算settlement of securities transactions
证券业务占款funding of securities purchase
支付困难payment difficulty
支付能力payment capacity
直接调控方式向to increase the reliance on indirect policy instruments
间接调控方式转变
职能转换transformation of functions
职业道德professional ethics
指令性措施mandatory measures
指令性计划mandatory plan; administered plan
制定和实施货币政策to conduct monetary policy; to formulate and implement monetary policy 滞后影响lagged effect
中介机构intermediaries
中心与地方财政delineation of fiscal responsibilities
分灶吃饭重点建设key construction projects; key investment project
周期谷底bottom (trough) of business cycle
周转速度velocity
主办银行main bank
主权风险sovereign risk
注册资本registered capital
逐步到位to phase in; phased implementation
逐步取消to phase out
抓大放小to seize the big and free the small (to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition)
专款专用use of funds as ear-marked
转贷on-lending
转轨经济transition economy
转机turnaround
转折关头turning point
准财政赤字quasi-fiscal deficit
准货币quasi-money
资本不足under-capitalized
资本充足率capital adequacy ratio
资本利润率return on capital
资本账户可兑换capital account convertibility
资不抵债insolvent; insolvency
资产负债表balance sheet
资产负债率liability/asset ratio; ratio of liabilities to assets
资产集中asset concentration
资产贡献率asset contribution factor
资产利润率return on assets (ROA)
资产质量asset quality
资产组合asset portfolio
资金成本cost of funding; cost of capital; financing cost
资金到位fully funded (project)
资金宽裕to have sufficient funds
资金利用率fund utilization rate
资金缺口financing gap
资金体外循环financial disintermediation
资金占压funds tied up
自筹投资项目self-financed projects
自有资金equity fund
综合国力overall national strength (often measured by GDP)
综合效益指标overall efficiency indicator
综合治理comprehensive adjustment (retrenchment); over-haul 总成交额total contract value
总交易量total amount of transactions
总成本total cost
最后存款人lender of last resort
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常见银行英语词汇 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行
金融专业英语单词内部编号：（YUUT-TBBY-MMUT-URRUY-UOOY-DBUYI-0128）
金融专业英语词汇大全 a flat percentage rate of income 统一比率的所得税税率 a long position 多头部位，利多形势 a long positio 多头寸；买进的期货合同 a put option on a debt security 债务证券的卖出期权 a sales slip 签购单据，售货清单 a short position 空头部位，短缺头寸 a short position 空头；卖出的期货合同 a tax return 税务申报表 abnormal depreciation 特别折旧abnormal spoilage 非 正常损坏 aboriginal cost 原始成本 acceptance bank 票 据承兑行 acceptance method 承兑方式 acceptance risks 承兑风险 accepting bank 承兑银行 accessory risks 附加保险，附加险 accident insurance 意外保险（不包括海 上，火灾和人寿险） accommodation of funds 资金融通 accompany vt. 附 带，伴随，陪同 account charges 账户费用 account current (A/C,a/c) 往来帐 户 account number (A/N) 帐号 account statement 帐户清单 accounting exposure 会计风险 accounting risks 会计风险 accounting value 帐面价值 accounts of assured 保险帐户 accrued bond interest 应计债券利息 accrued depreciation 应计折旧 accrued dividend 应计股利
常用金融英语词汇的 翻译
常用金融英语词汇的翻译 acquiring company 收购公司 bad loan 呆帐 chart of cash flow 现金流量表 clearly-established ownership 产权清晰 debt to equity 债转股 diversity of equities 股权多元化 economy of scale 规模经济 emerging economies 新兴经济 exchange-rate regime 汇率机制 fund and financing 筹资融资 global financial architecture 全球金融体系 global integration, globality 全球一体化，全球化 go public 上市 growth spurt （经济的）急剧增长 have one's "two commas" 百万富翁 hedge against 套期保值 housing mortgage 住房按揭 holdings 控股，所持股份 holding company 控股公司 initial offerings 原始股 initial public offerings 首次公募 innovative business 创新企业 intellectual capital 智力资本 inter-bank lending 拆借 internet customer 网上客户 investment payoff period 投资回收期 joint-stock 参股 mall rat 爱逛商店的年轻人 means of production 生产要素 (the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购
私募股权基金相关词汇（中英文） 1、EC (equity capital) 权益资本 2、VC (venture capital) 创业投资 3、CO (cash out) 增值套现 4、DF (development finance) 发展资本 5、MF (mezzanine finance) 夹层资本 6、IPO 首次公开发行股票 7、Infras-tructure 基本建设 8、MBO/LBO 管理成收购或杠杆收购management buy-out/buy-in 9、restructuring 重组 10、PEIP 合伙制投资基金 11、风险投资基金（venture capital fund,VCF） 12、增长型基金（growth-oriented fund） 13、收购基金（buyout fund） 14、回购（buy back） 15、优先购买股权（right of refusal） 16、共同购买权（right of co-sale） 17、反摊薄条款（anti-dilution，或是反稀释条款） 18、强制原有股东卖出股份的权利（drag-along right） 19、股票被回购的权利（redemption(put, call)option） 20、创始人股东、管理层和主要员工对投资商的承诺（founders, management and key employee commitment） 21、陈述和保证（representation and warranties） 常用金融词汇的翻译 [ 作者: 来源:中国英语学习网点击次数:675 发布时间:2007-7-23 12:00:02 ] acquiring company 收购公司 bad loan 呆帐 chart of cash flow 现金流量表 clearly-established ownership 产权清晰 debt to equity 债转股 diversity of equities 股权多元化 economy of scale 规模经济 emerging economies 新兴经济 exchange-rate regime 汇率机制 fund and financing 筹资融资 global financial architecture 全球金融体系 global integration, globality 全球一体化，全球化 go public 上市 growth spurt （经济的）急剧增长
常见银行英文词汇 储蓄 银行及金融机构 会计 经济政策 金融债券 FORFAITING 储蓄(save) account number帐目编号depositor存户 pay-in slip存款单 a deposit form存款单 a banding machine自动存取机to deposit存款 deposit receipt存款收据private deposits私人存款certificate of deposit存单deposit book,passbook存折credit card信用卡 principal本金 overdraft,overdraw透支 to counter sign双签 to endorse背书 endorser背书人 to cash兑现 to honor a cheque兑付 to dishonor a cheque拒付 to suspend payment止付cheque,check支票 cheque book支票本 order cheque记名支票 bearer cheque不记名支票crossed cheque横线支票 blank cheque空白支票 rubber cheque空头支票cheque stub,counterfoil票根cash cheque现金支票 traveler's cheque旅行支票cheque for transfer转帐支票outstanding cheque未付支票canceled cheque已付支票
forged cheque伪支票 Bandar's note庄票，银票 银行及金融机构(Banks and financial organizations) banker银行家 president行长 savings bank储蓄银行 Chase Bank大通银行 National City Bank of New York花旗银行 Hongkong Shanghai Banking Corporation汇丰银行 Chartered Bank of India,Australia and China麦加利银行 Banque de I'IndoChine东方汇理银行 central bank,national bank,banker's bank中央银行 bank of issue,bank of circulation发行币银行 commercial bank商业银行，储蓄信贷银行 member bank,credit bank储蓄信贷银行 discount bank贴现银行 exchange bank汇兑银行 requesting bank委托开证银行 issuing bank,opening bank开证银行 advising bank,notifying bank通知银行 negotiation bank议付银行 confirming bank保兑银行 paying bank付款银行 associate banker of collection代收银行 consigned banker of collection委托银行 clearing bank清算银行 local bank本地银行 domestic bank国内银行 overseas bank国外银行 unincorporated bank钱庄 branch bank银行分行 trustee savings bank信托储蓄银行 trust company信托公司 financial trust金融信托公司 unit trust信托投资公司 trust institution银行的信托部 credit department银行的信用部 commercial credit company(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit街道储蓄所 credit union合作银行 credit bureau商业兴信所
Back-door listing 借壳上市 Back-end load 撤离费；后收费用 Back office 后勤办公室 Back to back FX agreement 背靠背外汇协议 Balance of payments 国际收支平衡；收支结余 Balance of trade 贸易平衡 Balance sheet 资产负债表 Balance sheet date 年结日 Balloon maturity 到期大额偿还 Balloon payment 期末大额偿还 Bank, Banker, Banking 银行；银行家；银行业 国际结算银行 Bank for International Settlements (BIS) Bankruptcy 破产 Base day 基准日 Base rate 基准利率 Basel Capital Accord 巴塞尔资本协议 Basis Point (BP) 基点；点子 一个基点等如一个百分点（%）的百分之一。 举例：25个基点=0.25% Basis swap 基准掉期 Basket of currencies 一揽子货币 Basket warrant 一揽子备兑证 Bear market 熊市；股市行情看淡 Bear position 空仓；空头 Bear raid 疯狂抛售 Bearer 持票人 Bearer stock 不记名股票 Behind-the-scene 未开拓市场
Below par 低于平值 Benchmark 比较基准 Benchmark mortgage pool 按揭贷款基准组合 Beneficiary 受益人 Bermudan option 百慕大期权 百慕大期权介乎美式与欧式之间，持有人有权在到期日前的一个 或多个日期执行期权。 Best practice 最佳做法；典做法 Beta (Market beta) 贝他(系数)；市场风险指数 Bid 出价；投标价；买盘 指由买报出表示愿意按此水平买入的一个价格。 Big Band 金融改革 Bill of exchange 汇票 Bills department 押汇部 Binary 二元制；二进法（只有两个可能的结果） Binary option 二元期权 又称数字期权或非全有即全无期权。如果基础工具满足预先确定 的启动条件，二元期权将支付一个固定金额，在其他情形下则不 支付任收益。 BIS 国际结算银行 (Bank for International Settlements的英文缩写) Blackout period 封锁期 Block trade 大额交易；大宗买卖 Blue chips 蓝筹股 Blue Sky [美国] 蓝天法；股票买卖交易法 Board of directors 董事会 Bona fide buyer 真诚买家 Bond market 债券市场，债市 Bonds 债券，债票 Bonus issue 派送红股 Bonus share 红股；红利股票 Book close date 截止过户日期 Book closure period 停止过户期间 Book value 帐面值 Bookbuilding 建立投资者购股意愿档案；建档；询价圈购
account number 帐号depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人
to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票
forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行
常见银行英语词汇account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 $ a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 （ deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 > to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付
to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票bearer cheque 不记名支票 ) crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票 ！ traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票 ^ Bandar's note 庄票，银票banker 银行家 president 行长 savings bank 储蓄银行Chase Bank 大通银行 【
unit one division of labor 劳动分工 commodity money 商品货币 legal tender 法定货币 fiat money 法定通货 a medium of exchange交换媒介 legal sanction法律制裁 face value面值 liquid assets流动资产 illiquidl assets非流动资产 the liquidity scale 流动性指标 real estate 不动产 checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款 negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金 repurchase agreements 回购协议 certificate of deposits存单 bond 债券 stock股票 travelers'checks 旅行支票 small-denomination time deposits小额定期存款 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议 thrift institutions 存款机构 financial institution 金融机构 commercial banks商业银行 a means of payment 支付手段 a store of value储藏手段 a standard of value价值标准 unit two reserve 储备 note 票据 discount贴现 circulate流通 central bank 中央银行 the Federal Reserve System联邦储备系统 credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制
银行英语相关词汇 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行
consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit department 银行的信用部 commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行
Bank –vocabulary and sentences branch bank 银行分行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 favourable balance 顺差 adverse balance 逆差 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 an application form 申请单 bank statement 对帐单 banking hours, business hours 营业时间 password/code密码 amount in figures小写金额 amount in words大写金额 cashier收银员Automated Teller Machine teller银行职员statement对帐单service charge服务费/手续费 by installment分期付款 银行英语口语－新开帐户 Useful Phrases current deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account 联名存款帐户
常用金融英语词汇大全必备单词 在英语的学习中，词汇量的积累无疑是很重要的，有关金融方面的英语单词你知道多少呢，下面是学习啦小编整理的一些常用金融英语词汇，希望对大家有帮助。 常用金融英语词汇：H 合理预期 rational expectation 核心资本 core capital 合资企业 joint-venture enterprises 红利 dividend 宏观经济运营良好 sound macroeconomic performance 宏观经济基本状况 macroeconomic fundamentals 宏观调控 macroeconomic management(or adjustment) 宏观调控目标 macroeconomic objectives(or targets) 坏账 bad debt 还本付息 debt service 换汇成本 unit export cost;local currency cost of export earnings 汇兑在途 funds in float 汇兑支出 advance payment of remittance by the beneficiary's bank 汇率并轨 unification of exchange rates 活期存款 demand deposits 汇率失调 exchange rate misalignment 混合所有制 diversified(mixed)ownership 货币政策态势 monetary policy stance 货款拖欠 overdue obligations to suppliers 常用金融英语词汇：J 基本建设投资 investment in infrastructure 基本经济要素 economic fundamentals 基本适度 broadly appropriate 基准利率 benchmark interest rate
常见金融词汇中英对照 ABS 资产担保证券（Asset Backed Securities的英文缩写） Accelerated depreciation 加速折旧 Acceptor 承兑人；受票人；接受人 Accommodation paper 融通票据；担保借据 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accrual basis 应计制；权责发生制 Accrued interest 应计利息 Accredited Investors 合资格投资者；受信投资人 指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者 Accredit value 自然增长值 Accrediting 本金增值 适用于多种工具，指名义本金在工具（如上限合约、上下限合约、掉期和互换期权）的期限内连续增长。 ACE 美国商品交易所 Acid Test Ratio 酸性测验比率；速动比率 Across the board 全面一致；全盘的 Acting in concert 一致行动；合谋 Active assets 活动资产；有收益资产 Active capital 活动资本 Actual market 现货市场 Actuary 精算师；保险统计专家 ADB 亚洲开发银行 ADR 美国存股证；美国预托收据；美国存托凭证 [股市] 指由负责保管所存托外国股票的存托银行所发行一种表明持有人拥有多少外国股票(即存托股份)的收据。ADR一般以美元计价和进行交易，及被视为美国证券。对很多美国投资者而言，买卖ADR比买卖ADR所代表的股票更加方便、更流动、成本较低和容易。 大部份预托收据为ADR；但也可以指全球预托收(GDR) ，欧洲预托收据(EDR) 或国际预托收据(IDR) 。从法律和行政立场而言，所有预托收据具有同样的意义。 ADS 美国存托股份 Ad valorem 从价；按值 Affiliated company 关联公司；联营公司 After date 发票后，出票后 After-market 后市 [股市] 指某只新发行股票在定价和配置后的交易市场。市场参与者关注的是紧随的后市情况，即头几个交易日。有人把后市定义为股价稳定期，即发行结束后的30天。也有人认为后市应指稳定期过后的交易市况。然而，较为普遍的是把这段时期视为二级市场 Age dependency (ratio) 年龄抚养比率 AGM 周年大会 Agreement 协议；协定 All-or-none order 整批委托
ABS 资产担保证券（Asset Backed Securities的英文缩写） Accelerated depreciation 加速折旧 Acceptor 承兑人；受票人；接受人 Accommodation paper 融通票据；担保借据 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accredited Investors 合资格投资者；受信投资人 指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的 部份机构和高净值个人投资者。 Accredit value 自然增长值 Accrediting 本金增值 适用于多种工具，指名义本金在工具（如上限合约、上下限合约、掉期和互 换期权）的期限内连续增长。 Accrual basis 应计制；权责发生制 Accrued interest 应计利息 ACE 美国商品交易所 Acid Test Ratio 酸性测验比率；速动比率 Acquisition 收购 Across the board 全面一致；全盘的 Acting in concert 一致行动；合谋
Active assets 活动资产；有收益资产 Active capital 活动资本 Actual market 现货市场 Actual price 现货价 Actual useful life 实际可用年期 Actuary 精算师；保险统计专家 ADB 亚洲开发银行 (Asian Development Bank的英文缩写) ADR 美国存股证；美国预托收据；美国存托凭证(参见American Depository Receipt栏目） ADS 美国存托股份 (American Depository Share的英文缩写) Ad valorem 从价；按值 Ad valorem stamp duty 从价印花税 Adjudicator 审裁员 调息按揭 Adjustable rate mortgage (ARM) Admitted value 认可值 Advance 垫款 Affiliated company 关联公司；联营公司
金融 资产组合(Portfolio) ：指投资者持有的一组资产。一个资产多元化的投资组合通常会包含股票、债券、货币市场资产、现金以及实物资产如黄金等。 证券投资(Portfolio Investment) ：国际收支中、资本帐下的一个项目，反映资本跨国进行证券投资的情况，与直接投资不同，后者涉及在国外设立公司开展业务，直接参与公司的经营管理。证券投资则一般只是被动地持有股票或债券。 投资组合经理(Portfolio Manager)：替投资者管理资产组合的人，通常获授权在约定规下自由运用资金。共同基金的投资组合经理负责执行投资策略，将资金投资在各类资产上。 头寸(Position) ：就证券投资而言，头寸是指在一项资产上做多(即拥有)或做空(即借入待还)的数量。 总资产收益率(ROTA) ：资产收益率是企业净利润与平均资产总额地百分比，也叫资产回报率（ROA），它是用来衡量每单位资产创造多少净利润的指标。其计算公式为：资产收益率＝净利润/平均资产总额×100%；该指标越高，表明企业资产利用效果越好，说明企业在增加收入和节约资金使用等方面取得了良好的效果，否则相反。 整批交易(Round Lot Trade) ：指按证券和商品在市场最普遍的交易单位(例如100股为一单位)进行的交易。 交易回合(Round Turn)：指在同一市场上通过对两种证券或合约一买一卖，或一卖一买的交易两相抵消。通常在计算手续费时会提及交易回合。 缩略语 有资产担保的证券(ABS) 国际外汇交易商协会(ACI) 现货(Actuals) 亚洲开发银行(ADB) 美国预托证券(ADR) 非洲开发银行(AFDB) 年度股东大会(AGM)
银行与金融 - 高级 abstract of title (noun phrase) = 产权简史 A legal document that has the history of a piece of land I never buy any land until I have looked at the abstract of title. ?未提供注释。 accommodation endorsement (noun phrase) = 融通背书 an additional signature on a loan application by a person who has good credit; a bank often requires the signature before approving the loan The bank refused to approve the loan without an accommodation endorsement. ?未提供注释。 accretion (noun) = 增值 the increase in value of an asset In a wine company, there is a lot of accretion because wine becomes more valuable as it ages. ?未提供注释。 accrued income (noun phrase) = 应计收入 revenue which is owed but has not yet been received My company is having a problem converting our accrued income into actual cash. ?未提供注释。 adjustable rate mortgage (noun phrase) = 可变利率贷款 ARM; a loan whose interest rate varies over the life of the loan The monthly mortgage payments for my house have gone up because I have an adjustable rate mortgage. ?未提供注释。 affidavit (noun) = 宣誓书 a written, sworn statement of facts signed before an authorized official such as a notary public The witness wasn't able to testify at the trial, but the judge accepted an affidavit. ?未提供注释。 after-hours trading (noun phrase) = 收盘后交易 buying or selling stocks outside the normal operating hours of the market After-hours trading has become much more common because of the Internet. ?未提供注释。 after-tax basis (noun phrase) = 税后基础 a view of a sum of money that reflects the effects of taxation
account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根
cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行